Mutual of Omaha Bank Mortgage Lending & HMDA Data, 2017

In 2017, Mutual of Omaha Bank of Omaha, NE reported 1,396 mortgage applications totaling $892.6 million, up 18% from 2016. The average application was for $639,417, and applicants reported an average income of $208,273. 50% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (155), Omaha-Council Bluffs, NE-IA (130) and Seattle-Bellevue-Everett, WA (98) (applications in parentheses).

Mortgage Company & Address Mutual of Omaha Bank
3333 Farnam St
Omaha, NE 68131
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,396
Total Mortgage Loan Application Amount $892,627,000
Average Mortgage Loan Application Amount $639,417
Highest Mortgage Loan Application Amount $33,890,000
Average Applicant Income $208,273
Highest Applicant Income $6,733,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mutual of Omaha Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mutual of Omaha Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 154 $ 72,011,000 $ 467,603 $ 125,000
King, Washington 89 $ 63,033,000 $ 708,235 $ 246,000
Douglas, Nebraska 88 $ 31,389,000 $ 356,693 $ 108,000
Dallas, Texas 70 $ 28,207,000 $ 402,957 $ 189,000
San Diego, California 45 $ 15,325,000 $ 340,555 $ 99,000
Clark, Nevada 43 $ 24,749,000 $ 575,558 $ 110,000
Los Angeles, California 40 $ 40,340,000 $ 1,008,500 $ 87,000
Harris, Texas 37 $ 9,763,000 $ 263,864 $ 162,000
Pima, Arizona 33 $ 29,659,000 $ 898,757 $ 57,000
Denver, Colorado 31 $ 8,927,000 $ 287,967 $ 115,000
Tarrant, Texas 29 $ 5,604,000 $ 193,241 $ 78,000
Lancaster, Nebraska 28 $ 10,116,000 $ 361,285 $ 72,000
Washoe, Nevada 27 $ 14,353,000 $ 531,592 $ 231,000
Arapahoe, Colorado 26 $ 6,870,000 $ 264,230 $ 100,000
Sarpy, Nebraska 22 $ 8,614,000 $ 391,545 $ 142,000
Johnson, Kansas 19 $ 15,007,000 $ 789,842 $ 138,000
Collier, Florida 18 $ 5,045,000 $ 280,277 $ 189,000
Jefferson, Alabama 16 $ 10,281,000 $ 642,562 $ 1,350,000
Jackson, Missouri 16 $ 26,864,000 $ 1,679,000 $ 83,000
Travis, Texas 16 $ 11,499,000 $ 718,687 $ 394,000
Adams, Colorado 13 $ 2,016,000 $ 155,076 $ 42,000
Douglas, Colorado 13 $ 5,357,000 $ 412,076 $ 158,000
Orange, California 12 $ 10,198,000 $ 849,833 $ 342,000
Santa Clara, California 12 $ 9,031,000 $ 752,583 $ 232,000
Collin, Texas 11 $ 7,627,000 $ 693,363 $ 384,000
Alameda, California 10 $ 8,098,000 $ 809,800 $ 569,000
Montgomery, Texas 10 $ 5,773,000 $ 577,300 $ 375,000
Jefferson, Colorado 9 $ 10,221,000 $ 1,135,666 $ 104,000
Snohomish, Washington 9 $ 6,371,000 $ 707,888 $ 322,000
Contra Costa, California 8 $ 4,845,000 $ 605,625 $ 372,000
Sacramento, California 8 $ 34,715,000 $ 4,339,375 $ 271,000
Beaufort, South Carolina 8 $ 6,187,000 $ 773,375 $ 479,000
Denton, Texas 8 $ 4,695,000 $ 586,875 $ 374,000
Cass, Nebraska 7 $ 1,106,000 $ 158,000 $ 206,000
Hillsborough, Florida 6 $ 1,713,000 $ 285,500 $ 134,000
Pinellas, Florida 6 $ 24,333,000 $ 4,055,500 $ 274,000
Pottawattamie, Iowa 6 $ 6,326,000 $ 1,054,333 $ 69,000
Placer, California 5 $ 3,685,000 $ 737,000 $ 303,000
Riverside, California 5 $ 2,186,000 $ 437,200 $ 182,000
Broward, Florida 5 $ 4,596,000 $ 919,200 $ 252,000
Ada, Idaho 5 $ 3,049,000 $ 609,800 $ 325,000
Cook, Illinois 5 $ 2,436,000 $ 487,200 $ 313,000
Deschutes, Oregon 5 $ 3,659,000 $ 731,800 $ 374,000
Multnomah, Oregon 5 $ 2,959,000 $ 591,800 $ 231,000
Washington, Oregon 5 $ 3,440,000 $ 688,000 $ 282,000
Coconino, Arizona 4 $ 1,855,000 $ 463,750 $ 250,000
Yavapai, Arizona 4 $ 2,623,000 $ 655,750 $ 267,000
Ventura, California 4 $ 21,066,000 $ 5,266,500 $ 244,000
Summit, Colorado 4 $ 2,420,000 $ 605,000 $ 391,000
Duval, Florida 4 $ 24,741,000 $ 6,185,250 $ 204,000
Lee, Florida 4 $ 2,409,000 $ 602,250 $ 1,401,000
Palm Beach, Florida 4 $ 3,065,000 $ 766,250 $ 549,000
Washington, Nebraska 4 $ 857,000 $ 214,250 $ 163,000
Clackamas, Oregon 4 $ 3,959,000 $ 989,750 $ 358,000
Bexar, Texas 4 $ 2,218,000 $ 554,500 $ 413,000
Fort Bend, Texas 4 $ 2,760,000 $ 690,000 $ 341,000
Clark, Washington 4 $ 2,080,000 $ 520,000 $ 301,000
Island, Washington 4 $ 2,170,000 $ 542,500 $ 227,000
Yolo, California 3 $ 1,528,000 $ 509,333 $ 164,000
El Paso, Colorado 3 $ 774,000 $ 258,000 $ 174,000
Larimer, Colorado 3 $ 668,000 $ 222,666 $ 155,000
Brevard, Florida 3 $ 1,633,000 $ 544,333 $ 443,000
Lake, Florida 3 $ 335,000 $ 111,666 $ 56,000
DuPage, Illinois 3 $ 1,816,000 $ 605,333 $ 273,000
Lake, Illinois 3 $ 1,352,000 $ 450,666 $ 230,000
Wyandotte, Kansas 3 $ 331,000 $ 110,333 $ 72,000
Hennepin, Minnesota 3 $ 1,844,000 $ 614,666 $ 447,000
Buffalo, Nebraska 3 $ 662,000 $ 220,666 $ 165,000
Saunders, Nebraska 3 $ 794,000 $ 264,666 $ 112,000
Douglas, Nevada 3 $ 915,000 $ 305,000 $ 173,000
Durham, North Carolina 3 $ 1,117,000 $ 372,333 $ 327,000
Guilford, North Carolina 3 $ 1,212,000 $ 404,000 $ 246,000
Delaware, Ohio 3 $ 1,492,000 $ 497,333 $ 260,000
Salt Lake, Utah 3 $ 2,233,000 $ 744,333 $ 598,000
Virginia Beach, Virginia 3 $ 1,546,000 $ 515,333 $ 256,000
Kitsap, Washington 3 $ 1,780,000 $ 593,333 $ 275,000
Madison, Alabama 2 $ 990,000 $ 495,000 $ 418,000
Nevada, California 2 $ 1,520,000 $ 760,000 $ 683,000
San Mateo, California 2 $ 2,551,000 $ 1,275,500 $ 508,000
Santa Barbara, California 2 $ 2,539,000 $ 1,269,500 $ 409,000
Solano, California 2 $ 1,122,000 $ 561,000 $ 290,000
Boulder, Colorado 2 $ 977,000 $ 488,500 $ 133,000
Broomfield, Colorado 2 $ 836,000 $ 418,000 $ 110,000
Weld, Colorado 2 $ 701,000 $ 350,500 $ 82,000
Miami-Dade, Florida 2 $ 955,000 $ 477,500 $ 284,000
Orange, Florida 2 $ 34,314,000 $ 17,157,000 $ 58,000
Santa Rosa, Florida 2 $ 311,000 $ 155,500 $ 51,000
Sarasota, Florida 2 $ 459,000 $ 229,500 $ 79,000
St. Johns, Florida 2 $ 1,117,000 $ 558,500 $ 182,000
Volusia, Florida 2 $ 1,133,000 $ 566,500 $ 205,000
Fulton, Georgia 2 $ 1,397,000 $ 698,500 $ 670,000
Gwinnett, Georgia 2 $ 366,000 $ 183,000 $ 66,000
Honolulu, Hawaii 2 $ 693,000 $ 346,500 $ 74,000
Monroe, Illinois 2 $ 296,000 $ 148,000 $ 98,000
Lake, Indiana 2 $ 247,000 $ 123,500 $ 182,000
Polk, Iowa 2 $ 916,000 $ 458,000 $ 854,000
Daviess, Kentucky 2 $ 327,000 $ 163,500 $ 80,000
Androscoggin, Maine 2 $ 223,000 $ 111,500 $ 117,000
Cumberland, Maine 2 $ 475,000 $ 237,500 $ 881,000
Talbot, Maryland 2 $ 1,850,000 $ 925,000 $ 741,000
Norfolk, Massachusetts 2 $ 557,000 $ 278,500 $ 195,000
Washtenaw, Michigan 2 $ 1,051,000 $ 525,500 $ 356,000
Wayne, Michigan 2 $ 951,000 $ 475,500 $ 379,000
St. Louis, Missouri 2 $ 1,134,000 $ 567,000 $ 363,000
Johnson, Nebraska 2 $ 152,000 $ 76,000 $ 57,000
Seward, Nebraska 2 $ 115,000 $ 57,500 $ 123,000
Bergen, New Jersey 2 $ 1,935,000 $ 967,500 $ 935,000
Essex, New Jersey 2 $ 1,411,000 $ 705,500 $ 498,000
Morris, New Jersey 2 $ 1,293,000 $ 646,500 $ 279,000
Bernalillo, New Mexico 2 $ 1,634,000 $ 817,000 $ 370,000
Eddy, New Mexico 2 $ 440,000 $ 220,000 $ 133,000
Santa Fe, New Mexico 2 $ 1,685,000 $ 842,500 $ 843,000
Suffolk, New York 2 $ 1,899,000 $ 949,500 $ 330,000
Buncombe, North Carolina 2 $ 1,346,000 $ 673,000 $ 376,000
Mecklenburg, North Carolina 2 $ 814,000 $ 407,000 $ 96,000
New Hanover, North Carolina 2 $ 688,000 $ 344,000 $ 234,000
Union, North Carolina 2 $ 1,053,000 $ 526,500 $ 642,000
Berkeley, South Carolina 2 $ 2,017,000 $ 1,008,500 $ 561,000
Lexington, South Carolina 2 $ 1,465,000 $ 732,500 $ 392,000
Williamson, Texas 2 $ 672,000 $ 336,000 $ 281,000
Richmond City, Virginia 2 $ 1,219,000 $ 609,500 $ 309,000
Pierce, Washington 2 $ 968,000 $ 484,000 $ 158,000
Jefferson, Wisconsin 2 $ 567,000 $ 283,500 $ 121,000
Baldwin, Alabama 1 $ 535,000 $ 535,000 $ 506,000
Marshall, Alabama 1 $ 81,000 $ 81,000 $ 25,000
Matanuska-Susitna, Alaska 1 $ 156,000 $ 156,000 $ 113,000
Cochise, Arizona 1 $ 2,050,000 $ 2,050,000 $ 0
Mohave, Arizona 1 $ 20,000 $ 20,000 $ 37,000
Navajo, Arizona 1 $ 245,000 $ 245,000 $ 93,000
Pinal, Arizona 1 $ 530,000 $ 530,000 $ 204,000
Yuma, Arizona 1 $ 232,000 $ 232,000 $ 64,000
Benton, Arkansas 1 $ 151,000 $ 151,000 $ 67,000
Garland, Arkansas 1 $ 136,000 $ 136,000 $ 28,000
Pulaski, Arkansas 1 $ 720,000 $ 720,000 $ 389,000
Butte, California 1 $ 200,000 $ 200,000 $ 297,000
San Francisco, California 1 $ 589,000 $ 589,000 $ 248,000
Santa Cruz, California 1 $ 828,000 $ 828,000 $ 296,000
Shasta, California 1 $ 660,000 $ 660,000 $ 450,000
Sonoma, California 1 $ 700,000 $ 700,000 $ 428,000
Stanislaus, California 1 $ 578,000 $ 578,000 $ 322,000
Clear Creek, Colorado 1 $ 277,000 $ 277,000 $ 67,000
Eagle, Colorado 1 $ 470,000 $ 470,000 $ 200,000
Grand, Colorado 1 $ 694,000 $ 694,000 $ 131,000
La Plata, Colorado 1 $ 250,000 $ 250,000 $ 79,000
Mesa, Colorado 1 $ 527,000 $ 527,000 $ 280,000
Montezuma, Colorado 1 $ 708,000 $ 708,000 $ 286,000
Pitkin, Colorado 1 $ 540,000 $ 540,000 $ 231,000
Fairfield, Connecticut 1 $ 1,744,000 $ 1,744,000 $ 450,000
Hartford, Connecticut 1 $ 140,000 $ 140,000 $ 67,000
Windham, Connecticut 1 $ 392,000 $ 392,000 $ 158,000
Bay, Florida 1 $ 202,000 $ 202,000 $ 58,000
DeSoto, Florida 1 $ 48,000 $ 48,000 $ 54,000
Okaloosa, Florida 1 $ 760,000 $ 760,000 $ 470,000
Pasco, Florida 1 $ 4,570,000 $ 4,570,000 $ 0
Polk, Florida 1 $ 3,780,000 $ 3,780,000 $ 0
Seminole, Florida 1 $ 4,320,000 $ 4,320,000 $ 0
Walton, Florida 1 $ 588,000 $ 588,000 $ 250,000
Cherokee, Georgia 1 $ 513,000 $ 513,000 $ 144,000
Clarke, Georgia 1 $ 3,420,000 $ 3,420,000 $ 0
Cobb, Georgia 1 $ 195,000 $ 195,000 $ 42,000
DeKalb, Georgia 1 $ 572,000 $ 572,000 $ 190,000
Forsyth, Georgia 1 $ 468,000 $ 468,000 $ 241,000
Grady, Georgia 1 $ 249,000 $ 249,000 $ 100,000
Putnam, Georgia 1 $ 504,000 $ 504,000 $ 135,000
Richmond, Georgia 1 $ 80,000 $ 80,000 $ 52,000
Towns, Georgia 1 $ 129,000 $ 129,000 $ 56,000
Troup, Georgia 1 $ 244,000 $ 244,000 $ 56,000
Union, Georgia 1 $ 128,000 $ 128,000 $ 28,000
Maui, Hawaii 1 $ 118,000 $ 118,000 $ 0
Champaign, Illinois 1 $ 4,100,000 $ 4,100,000 $ 0
Kane, Illinois 1 $ 1,100,000 $ 1,100,000 $ 581,000
Hamilton, Indiana 1 $ 640,000 $ 640,000 $ 383,000
Dallas, Iowa 1 $ 289,000 $ 289,000 $ 200,000
Labette, Kansas 1 $ 207,000 $ 207,000 $ 380,000
Leavenworth, Kansas 1 $ 488,000 $ 488,000 $ 279,000
Sedgwick, Kansas 1 $ 165,000 $ 165,000 $ 155,000
Catahoula, Louisiana 1 $ 140,000 $ 140,000 $ 63,000
Concordia, Louisiana 1 $ 52,000 $ 52,000 $ 83,000
Lafayette, Louisiana 1 $ 98,000 $ 98,000 $ 46,000
Orleans, Louisiana 1 $ 467,000 $ 467,000 $ 231,000
Knox, Maine 1 $ 300,000 $ 300,000 $ 246,000
Waldo, Maine 1 $ 551,000 $ 551,000 $ 362,000
Baltimore, Maryland 1 $ 1,100,000 $ 1,100,000 $ 462,000
Carroll, Maryland 1 $ 520,000 $ 520,000 $ 230,000
Barnstable, Massachusetts 1 $ 504,000 $ 504,000 $ 329,000
Middlesex, Massachusetts 1 $ 434,000 $ 434,000 $ 247,000
Plymouth, Massachusetts 1 $ 600,000 $ 600,000 $ 160,000
Worcester, Massachusetts 1 $ 84,000 $ 84,000 $ 130,000
Menominee, Michigan 1 $ 130,000 $ 130,000 $ 30,000
Oakland, Michigan 1 $ 434,000 $ 434,000 $ 254,000
St. Clair, Michigan 1 $ 750,000 $ 750,000 $ 468,000
Washington, Minnesota 1 $ 488,000 $ 488,000 $ 67,000
Harrison, Mississippi 1 $ 120,000 $ 120,000 $ 38,000
Hinds, Mississippi 1 $ 100,000 $ 100,000 $ 34,000
Warren, Mississippi 1 $ 170,000 $ 170,000 $ 70,000
Cass, Missouri 1 $ 630,000 $ 630,000 $ 385,000
Clay, Missouri 1 $ 525,000 $ 525,000 $ 202,000
Franklin, Missouri 1 $ 60,000 $ 60,000 $ 76,000
Platte, Missouri 1 $ 392,000 $ 392,000 $ 220,000
Gallatin, Montana 1 $ 473,000 $ 473,000 $ 186,000
Lake, Montana 1 $ 643,000 $ 643,000 $ 647,000
Adams, Nebraska 1 $ 143,000 $ 143,000 $ 112,000
Cedar, Nebraska 1 $ 6,000 $ 6,000 $ 33,000
Cuming, Nebraska 1 $ 172,000 $ 172,000 $ 120,000
Dodge, Nebraska 1 $ 304,000 $ 304,000 $ 129,000
Hamilton, Nebraska 1 $ 177,000 $ 177,000 $ 70,000
Otoe, Nebraska 1 $ 16,000 $ 16,000 $ 51,000
Polk, Nebraska 1 $ 190,000 $ 190,000 $ 89,000
Richardson, Nebraska 1 $ 29,000 $ 29,000 $ 48,000
Carson City, Nevada 1 $ 1,500,000 $ 1,500,000 $ 595,000
Nye, Nevada 1 $ 523,000 $ 523,000 $ 384,000
Burlington, New Jersey 1 $ 508,000 $ 508,000 $ 300,000
Mercer, New Jersey 1 $ 659,000 $ 659,000 $ 230,000
Sandoval, New Mexico 1 $ 552,000 $ 552,000 $ 151,000
Nassau, New York 1 $ 673,000 $ 673,000 $ 228,000
New York, New York 1 $ 1,700,000 $ 1,700,000 $ 0
Carteret, North Carolina 1 $ 556,000 $ 556,000 $ 256,000
Cumberland, North Carolina 1 $ 3,000,000 $ 3,000,000 $ 0
Currituck, North Carolina 1 $ 1,350,000 $ 1,350,000 $ 899,000
Lincoln, North Carolina 1 $ 476,000 $ 476,000 $ 361,000
Orange, North Carolina 1 $ 510,000 $ 510,000 $ 166,000
Pitt, North Carolina 1 $ 497,000 $ 497,000 $ 619,000
Rowan, North Carolina 1 $ 151,000 $ 151,000 $ 104,000
Morton, North Dakota 1 $ 39,000 $ 39,000 $ 31,000
Athens, Ohio 1 $ 396,000 $ 396,000 $ 335,000
Franklin, Ohio 1 $ 1,200,000 $ 1,200,000 $ 559,000
Gallia, Ohio 1 $ 66,000 $ 66,000 $ 37,000
Geauga, Ohio 1 $ 1,000,000 $ 1,000,000 $ 378,000
Lorain, Ohio 1 $ 328,000 $ 328,000 $ 150,000
Creek, Oklahoma 1 $ 591,000 $ 591,000 $ 234,000
Tulsa, Oklahoma 1 $ 447,000 $ 447,000 $ 253,000
Clatsop, Oregon 1 $ 600,000 $ 600,000 $ 441,000
Lane, Oregon 1 $ 665,000 $ 665,000 $ 235,000
Yamhill, Oregon 1 $ 475,000 $ 475,000 $ 118,000
Allegheny, Pennsylvania 1 $ 533,000 $ 533,000 $ 473,000
Blair, Pennsylvania 1 $ 128,000 $ 128,000 $ 60,000
Bucks, Pennsylvania 1 $ 742,000 $ 742,000 $ 332,000
York, Pennsylvania 1 $ 461,000 $ 461,000 $ 542,000
Newport, Rhode Island 1 $ 457,000 $ 457,000 $ 470,000
Charleston, South Carolina 1 $ 2,190,000 $ 2,190,000 $ 1,046,000
Greenville, South Carolina 1 $ 724,000 $ 724,000 $ 516,000
Horry, South Carolina 1 $ 518,000 $ 518,000 $ 280,000
Oconee, South Carolina 1 $ 14,000,000 $ 14,000,000 $ 0
Roberts, South Dakota 1 $ 212,000 $ 212,000 $ 116,000
McMinn, Tennessee 1 $ 88,000 $ 88,000 $ 45,000
Bell, Texas 1 $ 535,000 $ 535,000 $ 530,000
Comal, Texas 1 $ 525,000 $ 525,000 $ 290,000
Galveston, Texas 1 $ 516,000 $ 516,000 $ 371,000
Grayson, Texas 1 $ 80,000 $ 80,000 $ 24,000
Jefferson, Texas 1 $ 93,000 $ 93,000 $ 70,000
Johnson, Texas 1 $ 484,000 $ 484,000 $ 307,000
Kaufman, Texas 1 $ 31,000 $ 31,000 $ 98,000
Kendall, Texas 1 $ 595,000 $ 595,000 $ 283,000
McLennan, Texas 1 $ 478,000 $ 478,000 $ 158,000
Nueces, Texas 1 $ 185,000 $ 185,000 $ 40,000
Parker, Texas 1 $ 451,000 $ 451,000 $ 364,000
Reeves, Texas 1 $ 92,000 $ 92,000 $ 98,000
Rockwall, Texas 1 $ 636,000 $ 636,000 $ 257,000
Tom Green, Texas 1 $ 99,000 $ 99,000 $ 68,000
Victoria, Texas 1 $ 222,000 $ 222,000 $ 82,000
Summit, Utah 1 $ 600,000 $ 600,000 $ 264,000
Utah, Utah 1 $ 760,000 $ 760,000 $ 401,000
Wasatch, Utah 1 $ 598,000 $ 598,000 $ 142,000
Arlington, Virginia 1 $ 770,000 $ 770,000 $ 371,000
Rockingham, Virginia 1 $ 496,000 $ 496,000 $ 206,000
Asotin, Washington 1 $ 496,000 $ 496,000 $ 310,000
Chelan, Washington 1 $ 487,000 $ 487,000 $ 198,000
Jefferson, Washington 1 $ 195,000 $ 195,000 $ 48,000
Kittitas, Washington 1 $ 718,000 $ 718,000 $ 160,000
Mason, Washington 1 $ 350,000 $ 350,000 $ 162,000
Okanogan, Washington 1 $ 572,000 $ 572,000 $ 328,000
Spokane, Washington 1 $ 554,000 $ 554,000 $ 273,000
Lincoln, Wyoming 1 $ 818,000 $ 818,000 $ 389,000
Platte, Wyoming 1 $ 178,000 $ 178,000 $ 92,000
Teton, Wyoming 1 $ 624,000 $ 624,000 $ 135,000

Mortgage Loan Application Detail Totals for Mutual of Omaha Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 790 $617,030,000 $781,000 $33,890,000 $212,000 $6,733,000
Refinancing 513 $218,435,000 $425,000 $7,250,000 $216,000 $4,841,000
Home Improvement 93 $57,162,000 $614,000 $18,000,000 $134,000 $695,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 881 $361,179,000 $409,000 $7,000,000 $211,000 $4,841,000
Not Provided 235 $115,280,000 $490,000 $2,187,000 $327,000 $6,733,000
Hispanic 107 $22,080,000 $206,000 $1,000,000 $86,000 $837,000
Asian 77 $38,080,000 $494,000 $1,480,000 $193,000 $605,000
Not applicable 54 $345,410,000 $6,396,000 $33,890,000 $5,000 $52,000
Black or African American 32 $6,066,000 $189,000 $1,240,000 $62,000 $371,000
American Indian or Alaskan Native 8 $4,228,000 $528,000 $1,020,000 $270,000 $547,000
Native Hawaiian or Other Pacific Islander 2 $304,000 $152,000 $170,000 $71,000 $96,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,304 $874,656,000 $670,000 $33,890,000 $219,000 $6,733,000
VA-guaranteed (Veterans Administration) 51 $10,242,000 $200,000 $500,000 $54,000 $129,000
FHA-insured (Federal Housing Administration) 36 $7,129,000 $198,000 $353,000 $63,000 $133,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $600,000 $120,000 $177,000 $46,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 693 $544,816,000 $786,000 $33,890,000 $248,000 $3,348,000
Loan Purchased By The Institution 517 $140,685,000 $272,000 $1,744,000 $170,000 $6,733,000
Application Denied By Financial Institution 80 $89,326,000 $1,116,000 $30,655,000 $186,000 $2,218,000
Application Withdrawn By Applicant 74 $61,341,000 $828,000 $19,800,000 $100,000 $766,000
Application Approved But Not Accepted 28 $55,391,000 $1,978,000 $18,480,000 $294,000 $2,218,000
File Closed For Incompleteness 3 $940,000 $313,000 $463,000 $90,000 $156,000
Preapproval Denied by Financial Institution 1 $128,000 $128,000 $128,000 $50,000 $50,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 28 $9,661,000 $345,000 $2,155,000 $101,000 $415,000
Credit History 22 $29,988,000 $1,363,000 $25,500,000 $158,000 $962,000
Collateral 15 $11,052,000 $736,000 $8,475,000 $276,000 $2,218,000
Credit Application Incomplete 7 $32,473,000 $4,639,000 $30,655,000 $180,000 $413,000
Unverifiable Information 5 $5,424,000 $1,084,000 $1,750,000 $511,000 $1,611,000
Other 3 $116,000 $38,000 $50,000 $119,000 $217,000
Insufficient Cash (Downpayment, Closing Cost) 1 $740,000 $740,000 $740,000 $337,000 $337,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual of Omaha Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mutual of Omaha Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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