Mwabank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Mwabank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Mwabank
1701 1St Avenue
Rock Island, IL 61201
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 597
Total Mortgage Loan Application Amount $73,152,000
Average Mortgage Loan Application Amount $108,666
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $90,000
Highest Applicant Income $1,333,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Mwabank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mwabank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Mwabank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mwabank serves its applicants.

Each category highlights the total number of mortgage applications processed by Mwabank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mwabank's mortgage activity for 2009.

Mortgage Loan Application Totals for Mwabank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Scott County Iowa 105 $ 13,903,000 $ 132,000 $ 89,000
Rock Island County Illinois 93 $ 9,370,000 $ 100,000 $ 99,000
Henry County Illinois 14 $ 1,115,000 $ 79,000 $ 62,000
Douglas County Colorado 9 $ 1,549,000 $ 172,000 $ 180,000
Mercer County Illinois 9 $ 860,000 $ 95,000 $ 76,000
Maricopa County Arizona 7 $ 1,718,000 $ 245,000 $ 71,000
Polk County Iowa 7 $ 638,000 $ 91,000 $ 102,000
Wake County North Carolina 6 $ 917,000 $ 152,000 $ 119,000
Pennington County South Dakota 6 $ 524,000 $ 87,000 $ 62,000
Clinton County Iowa 5 $ 503,000 $ 100,000 $ 46,000
Linn County Iowa 5 $ 1,314,000 $ 262,000 $ 130,000
Muscatine County Iowa 5 $ 570,000 $ 114,000 $ 145,000
Wood County Ohio 5 $ 578,000 $ 115,000 $ 103,000
Pinal County Arizona 4 $ 239,000 $ 59,000 $ 90,000
Androscoggin County Maine 4 $ 524,000 $ 131,000 $ 87,000
Milwaukee County Wisconsin 4 $ 240,000 $ 60,000 $ 60,000
El Paso County Colorado 3 $ 559,000 $ 186,000 $ 69,000
Bonneville County Idaho 3 $ 551,000 $ 183,000 $ 162,000
Dallas County Iowa 3 $ 261,000 $ 87,000 $ 173,000
Madison County Kentucky 3 $ 297,000 $ 99,000 $ 64,000
Penobscot County Maine 3 $ 176,000 $ 58,000 $ 51,000
York County Maine 3 $ 422,000 $ 140,000 $ 121,000
Worcester County Massachusetts 3 $ 629,000 $ 209,000 $ 117,000
Mercer County New Jersey 3 $ 174,000 $ 58,000 $ 123,000
Cass County North Dakota 3 $ 157,000 $ 52,000 $ 49,000
Tulsa County Oklahoma 3 $ 376,000 $ 125,000 $ 86,000
Chesterfield County Virginia 3 $ 816,000 $ 272,000 $ 122,000
Etowah County Alabama 2 $ 204,000 $ 102,000 $ 87,000
Madison County Alabama 2 $ 309,000 $ 154,000 $ 212,000
Tuscaloosa County Alabama 2 $ 504,000 $ 252,000 $ 104,000
Wilcox County Alabama 2 $ 47,000 $ 23,000 $ 101,000
Jackson County Arkansas 2 $ 159,000 $ 79,000 $ 78,000
Summit County Colorado 2 $ 369,000 $ 184,000 $ 104,000
Polk County Florida 2 $ 345,000 $ 172,000 $ 49,000
DuPage County Illinois 2 $ 487,000 $ 243,000 $ 91,000
LaSalle County Illinois 2 $ 315,000 $ 157,000 $ 109,000
McLean County Illinois 2 $ 114,000 $ 57,000 $ 153,000
Whiteside County Illinois 2 $ 77,000 $ 38,000 $ 54,000
Williamson County Illinois 2 $ 122,000 $ 61,000 $ 52,000
Carroll County Iowa 2 $ 63,000 $ 31,000 $ 68,000
Jackson County Iowa 2 $ 120,000 $ 60,000 $ 81,000
Johnson County Iowa 2 $ 209,000 $ 104,000 $ 89,000
Warren County Kentucky 2 $ 310,000 $ 155,000 $ 127,000
Cumberland County Maine 2 $ 341,000 $ 170,000 $ 173,000
Kennebec County Maine 2 $ 155,000 $ 77,000 $ 52,000
Oxford County Maine 2 $ 280,000 $ 140,000 $ 97,000
St. Joseph County Michigan 2 $ 135,000 $ 67,000 $ 77,000
Van Buren County Michigan 2 $ 352,000 $ 176,000 $ 91,000
Dakota County Minnesota 2 $ 452,000 $ 226,000 $ 65,000
Lyon County Minnesota 2 $ 184,000 $ 92,000 $ 55,000
Rice County Minnesota 2 $ 222,000 $ 111,000 $ 102,000
Madison County Mississippi 2 $ 373,000 $ 186,000 $ 212,000
Butler County Missouri 2 $ 143,000 $ 71,000 $ 34,000
Bernalillo County New Mexico 2 $ 393,000 $ 196,000 $ 167,000
Onondaga County New York 2 $ 111,000 $ 55,000 $ 54,000
Craven County North Carolina 2 $ 160,000 $ 80,000 $ 61,000
New Hanover County North Carolina 2 $ 210,000 $ 105,000 $ 71,000
Lucas County Ohio 2 $ 250,000 $ 125,000 $ 157,000
Wagoner County Oklahoma 2 $ 345,000 $ 172,000 $ 79,000
Cocke County Tennessee 2 $ 195,000 $ 97,000 $ 34,000
Dyer County Tennessee 2 $ 148,000 $ 74,000 $ 60,000
McNairy County Tennessee 2 $ 102,000 $ 51,000 $ 80,000
Washington County Tennessee 2 $ 136,000 $ 68,000 $ 27,000
Tarrant County Texas 2 $ 135,000 $ 67,000 $ 85,000
Williamson County Texas 2 $ 497,000 $ 248,000 $ 182,000
Caledonia County Vermont 2 $ 141,000 $ 70,000 $ 56,000
Albemarle County Virginia 2 $ 525,000 $ 262,000 $ 575,000
Gloucester County Virginia 2 $ 250,000 $ 125,000 $ 65,000
Spotsylvania County Virginia 2 $ 200,000 $ 100,000 $ 48,000
Lincoln County Wisconsin 2 $ 338,000 $ 169,000 $ 72,000
Portage County Wisconsin 2 $ 382,000 $ 191,000 $ 104,000
Sauk County Wisconsin 2 $ 382,000 $ 191,000 $ 13,000
Walworth County Wisconsin 2 $ 509,000 $ 254,000 $ 125,000
Baldwin County Alabama 1 $ 175,000 $ 175,000 $ 78,000
Baxter County Arkansas 1 $ 60,000 $ 60,000 $ 67,000
Benton County Arkansas 1 $ 15,000 $ 15,000 $ 35,000
Conway County Arkansas 1 $ 60,000 $ 60,000 $ 55,000
Faulkner County Arkansas 1 $ 380,000 $ 380,000 $ 310,000
Fulton County Arkansas 1 $ 108,000 $ 108,000 $ 40,000
Independence County Arkansas 1 $ 127,000 $ 127,000 $ 38,000
Johnson County Arkansas 1 $ 80,000 $ 80,000 $ 63,000
Marion County Arkansas 1 $ 35,000 $ 35,000 $ 62,000
Pike County Arkansas 1 $ 203,000 $ 203,000 $ 148,000
Pulaski County Arkansas 1 $ 80,000 $ 80,000 $ 56,000
St. Francis County Arkansas 1 $ 10,000 $ 10,000 $ 54,000
Contra Costa County California 1 $ 180,000 $ 180,000 $ 82,000
Fresno County California 1 $ 125,000 $ 125,000 $ 50,000
Kern County California 1 $ 160,000 $ 160,000 $ 62,000
Los Angeles County California 1 $ 59,000 $ 59,000 $ 32,000
Riverside County California 1 $ 75,000 $ 75,000 $ 285,000
Sacramento County California 1 $ 20,000 $ 20,000 $ 42,000
Stanislaus County California 1 $ 76,000 $ 76,000 $ 38,000
Denver County Colorado 1 $ 405,000 $ 405,000 $ 40,000
Fremont County Colorado 1 $ 45,000 $ 45,000 $ 53,000
Pueblo County Colorado 1 $ 8,000 $ 8,000 $ 109,000
Brevard County Florida 1 $ 56,000 $ 56,000 $ 69,000
Highlands County Florida 1 $ 300,000 $ 300,000 $ 130,000
Hillsborough County Florida 1 $ 172,000 $ 172,000 $ 187,000
Lee County Florida 1 $ 140,000 $ 140,000 $ 428,000
Marion County Florida 1 $ 240,000 $ 240,000 $ 88,000
Orange County Florida 1 $ 192,000 $ 192,000 $ 158,000
Carroll County Georgia 1 $ 136,000 $ 136,000 $ 47,000
Cherokee County Georgia 1 $ 239,000 $ 239,000 $ 101,000
Cobb County Georgia 1 $ 144,000 $ 144,000 $ 55,000
Columbia County Georgia 1 $ 154,000 $ 154,000 $ 44,000
Walker County Georgia 1 $ 99,000 $ 99,000 $ 40,000
Canyon County Idaho 1 $ 190,000 $ 190,000 $ 69,000
Jefferson County Idaho 1 $ 70,000 $ 70,000 $ 26,000
Madison County Idaho 1 $ 33,000 $ 33,000 $ 73,000
Alexander County Illinois 1 $ 8,000 $ 8,000 $ 33,000
Carroll County Illinois 1 $ 35,000 $ 35,000 $ 68,000
Cook County Illinois 1 $ 350,000 $ 350,000 $ 300,000
Franklin County Illinois 1 $ 25,000 $ 25,000 $ 30,000
Fulton County Illinois 1 $ 38,000 $ 38,000 $ 71,000
Grundy County Illinois 1 $ 56,000 $ 56,000 $ 100,000
Kane County Illinois 1 $ 188,000 $ 188,000 $ 42,000
Knox County Illinois 1 $ 118,000 $ 118,000 $ 63,000
Madison County Illinois 1 $ 111,000 $ 111,000 $ 25,000
McDonough County Illinois 1 $ 115,000 $ 115,000 $ 120,000
Moultrie County Illinois 1 $ 140,000 $ 140,000 $ 78,000
Peoria County Illinois 1 $ 192,000 $ 192,000 $ 97,000
Saline County Illinois 1 $ 104,000 $ 104,000 $ 99,000
Stephenson County Illinois 1 $ 68,000 $ 68,000 $ 40,000
Winnebago County Illinois 1 $ 27,000 $ 27,000 $ 49,000
LaGrange County Indiana 1 $ 146,000 $ 146,000 $ 72,000
Marion County Indiana 1 $ 99,000 $ 99,000 $ 56,000
Boone County Iowa 1 $ 18,000 $ 18,000 $ 90,000
Delaware County Iowa 1 $ 432,000 $ 432,000 $ 103,000
Des Moines County Iowa 1 $ 127,000 $ 127,000 $ 54,000
Hamilton County Iowa 1 $ 100,000 $ 100,000 $ 65,000
Henry County Iowa 1 $ 10,000 $ 10,000 $ 124,000
Humboldt County Iowa 1 $ 116,000 $ 116,000 $ 103,000
Jasper County Iowa 1 $ 40,000 $ 40,000 $ 94,000
Jones County Iowa 1 $ 75,000 $ 75,000 $ 46,000
Lee County Iowa 1 $ 21,000 $ 21,000 $ 77,000
Osceola County Iowa 1 $ 50,000 $ 50,000 $ 31,000
Poweshiek County Iowa 1 $ 98,000 $ 98,000 $ 93,000
Bourbon County Kansas 1 $ 54,000 $ 54,000 $ 47,000
Franklin County Kansas 1 $ 30,000 $ 30,000 $ 30,000
Shawnee County Kansas 1 $ 80,000 $ 80,000 $ 50,000
Fayette County Kentucky 1 $ 247,000 $ 247,000 $ 96,000
Graves County Kentucky 1 $ 103,000 $ 103,000 $ 50,000
Iberville County Louisiana 1 $ 60,000 $ 60,000 $ 25,000
Lafayette County Louisiana 1 $ 100,000 $ 100,000 $ 46,000
St. Tammany County Louisiana 1 $ 135,000 $ 135,000 $ 149,000
Waldo County Maine 1 $ 15,000 $ 15,000 $ 53,000
Middlesex County Massachusetts 1 $ 409,000 $ 409,000 $ 52,000
Allegan County Michigan 1 $ 220,000 $ 220,000 $ 183,000
Berrien County Michigan 1 $ 90,000 $ 90,000 $ 42,000
Cass County Michigan 1 $ 157,000 $ 157,000 $ 123,000
Clare County Michigan 1 $ 208,000 $ 208,000 $ 92,000
Kalamazoo County Michigan 1 $ 200,000 $ 200,000 $ 140,000
Washtenaw County Michigan 1 $ 492,000 $ 492,000 $ 188,000
Crow Wing County Minnesota 1 $ 152,000 $ 152,000 $ 78,000
DeSoto County Mississippi 1 $ 156,000 $ 156,000 $ 51,000
Harrison County Mississippi 1 $ 50,000 $ 50,000 $ 55,000
Yalobusha County Mississippi 1 $ 5,000 $ 5,000 $ 33,000
Boone County Missouri 1 $ 25,000 $ 25,000 $ 95,000
Cape Girardeau County Missouri 1 $ 142,000 $ 142,000 $ 90,000
Cass County Missouri 1 $ 80,000 $ 80,000 $ 31,000
Christian County Missouri 1 $ 80,000 $ 80,000 $ 43,000
Franklin County Missouri 1 $ 108,000 $ 108,000 $ 98,000
Gasconade County Missouri 1 $ 78,000 $ 78,000 $ 21,000
Scott County Missouri 1 $ 45,000 $ 45,000 $ 38,000
St. Charles County Missouri 1 $ 315,000 $ 315,000 $ 225,000
Wayne County Missouri 1 $ 67,000 $ 67,000 $ 58,000
Gallatin County Montana 1 $ 180,000 $ 180,000 $ 45,000
Buffalo County Nebraska 1 $ 83,000 $ 83,000 $ 58,000
Keya Paha County Nebraska 1 $ 20,000 $ 20,000 $ 52,000
Knox County Nebraska 1 $ 15,000 $ 15,000 $ 70,000
Lancaster County Nebraska 1 $ 50,000 $ 50,000 $ 78,000
Richardson County Nebraska 1 $ 80,000 $ 80,000 $ 58,000
Coos County New Hampshire 1 $ 25,000 $ 25,000 $ 28,000
Sandoval County New Mexico 1 $ 51,000 $ 51,000 $ 45,000
Union County New Mexico 1 $ 58,000 $ 58,000 $ 43,000
Alamance County North Carolina 1 $ 158,000 $ 158,000 $ 59,000
Beaufort County North Carolina 1 $ 81,000 $ 81,000 $ 49,000
Cabarrus County North Carolina 1 $ 132,000 $ 132,000 $ 58,000
Jackson County North Carolina 1 $ 20,000 $ 20,000 $ 47,000
Johnston County North Carolina 1 $ 12,000 $ 12,000 $ 64,000
Martin County North Carolina 1 $ 118,000 $ 118,000 $ 143,000
Mecklenburg County North Carolina 1 $ 98,000 $ 98,000 $ 33,000
Nash County North Carolina 1 $ 162,000 $ 162,000 $ 65,000
Orange County North Carolina 1 $ 460,000 $ 460,000 $ 135,000
Pender County North Carolina 1 $ 208,000 $ 208,000 $ 50,000
Pitt County North Carolina 1 $ 80,000 $ 80,000 $ 24,000
Robeson County North Carolina 1 $ 74,000 $ 74,000 $ 83,000
Swain County North Carolina 1 $ 210,000 $ 210,000 $ 125,000
Columbiana County Ohio 1 $ 164,000 $ 164,000 $ 80,000
Greene County Ohio 1 $ 124,000 $ 124,000 $ 85,000
Jefferson County Ohio 1 $ 182,000 $ 182,000 $ 95,000
Licking County Ohio 1 $ 155,000 $ 155,000 $ 51,000
Miami County Ohio 1 $ 240,000 $ 240,000 $ 104,000
Montgomery County Ohio 1 $ 110,000 $ 110,000 $ 52,000
Pickaway County Ohio 1 $ 50,000 $ 50,000 $ 55,000
Portage County Ohio 1 $ 144,000 $ 144,000 $ 68,000
Preble County Ohio 1 $ 115,000 $ 115,000 $ 64,000
Ross County Ohio 1 $ 85,000 $ 85,000 $ 55,000
Tuscarawas County Ohio 1 $ 97,000 $ 97,000 $ 41,000
Washington County Ohio 1 $ 65,000 $ 65,000 $ 97,000
Cleveland County Oklahoma 1 $ 90,000 $ 90,000 $ 140,000
Garfield County Oklahoma 1 $ 7,000 $ 7,000 $ 42,000
Grady County Oklahoma 1 $ 21,000 $ 21,000 $ 47,000
McCurtain County Oklahoma 1 $ 100,000 $ 100,000 $ 49,000
Oklahoma County Oklahoma 1 $ 277,000 $ 277,000 $ 85,000
Osage County Oklahoma 1 $ 52,000 $ 52,000 $ 90,000
Pawnee County Oklahoma 1 $ 80,000 $ 80,000 $ 64,000
Pottawatomie County Oklahoma 1 $ 200,000 $ 200,000 $ 101,000
Allegheny County Pennsylvania 1 $ 25,000 $ 25,000 $ 80,000
Bedford County Pennsylvania 1 $ 131,000 $ 131,000 $ 62,000
Lancaster County Pennsylvania 1 $ 20,000 $ 20,000 $ 93,000
Darlington County South Carolina 1 $ 71,000 $ 71,000 $ 31,000
Dorchester County South Carolina 1 $ 31,000 $ 31,000 $ 87,000
Greenville County South Carolina 1 $ 8,000 $ 8,000 $ 74,000
Brookings County South Dakota 1 $ 165,000 $ 165,000 $ 134,000
Brown County South Dakota 1 $ 26,000 $ 26,000 $ 35,000
Grant County South Dakota 1 $ 22,000 $ 22,000 $ 87,000
Gregory County South Dakota 1 $ 72,000 $ 72,000 $ 63,000
Hughes County South Dakota 1 $ 80,000 $ 80,000 $ 54,000
Lake County South Dakota 1 $ 38,000 $ 38,000 $ 47,000
Tripp County South Dakota 1 $ 59,000 $ 59,000 $ 28,000
Yankton County South Dakota 1 $ 20,000 $ 20,000 $ 72,000
Cumberland County Tennessee 1 $ 150,000 $ 150,000 $ 60,000
Grainger County Tennessee 1 $ 83,000 $ 83,000 $ 20,000
Knox County Tennessee 1 $ 160,000 $ 160,000 $ 117,000
Madison County Tennessee 1 $ 93,000 $ 93,000 $ 55,000
Rutherford County Tennessee 1 $ 50,000 $ 50,000 $ 67,000
Sevier County Tennessee 1 $ 120,000 $ 120,000 $ 40,000
Shelby County Tennessee 1 $ 92,000 $ 92,000 $ 195,000
Williamson County Tennessee 1 $ 267,000 $ 267,000 $ 104,000
El Paso County Texas 1 $ 253,000 $ 253,000 $ 110,000
Harris County Texas 1 $ 56,000 $ 56,000 $ 14,000
Travis County Texas 1 $ 200,000 $ 200,000 $ 375,000
Franklin County Vermont 1 $ 138,000 $ 138,000 $ 52,000
Orleans County Vermont 1 $ 125,000 $ 125,000 $ 47,000
Dinwiddie County Virginia 1 $ 40,000 $ 40,000 $ 51,000
Newport News County Virginia 1 $ 180,000 $ 180,000 $ 22,000
Nottoway County Virginia 1 $ 200,000 $ 200,000 $ 100,000
Powhatan County Virginia 1 $ 222,000 $ 222,000 $ 67,000
Richmond City County Virginia 1 $ 146,000 $ 146,000 $ 57,000
Salem County Virginia 1 $ 195,000 $ 195,000 $ 108,000
King County Washington 1 $ 300,000 $ 300,000 $ 132,000
Pierce County Washington 1 $ 184,000 $ 184,000 $ 140,000
Grant County West Virginia 1 $ 125,000 $ 125,000 $ 88,000
Hampshire County West Virginia 1 $ 207,000 $ 207,000 $ 70,000
Randolph County West Virginia 1 $ 107,000 $ 107,000 $ 77,000
Wetzel County West Virginia 1 $ 58,000 $ 58,000 $ 131,000
Chippewa County Wisconsin 1 $ 155,000 $ 155,000 $ 83,000
Dane County Wisconsin 1 $ 145,000 $ 145,000 $ 81,000
Dodge County Wisconsin 1 $ 140,000 $ 140,000 $ 54,000
Green County Wisconsin 1 $ 203,000 $ 203,000 $ 95,000
Jefferson County Wisconsin 1 $ 147,000 $ 147,000 $ 39,000
Ozaukee County Wisconsin 1 $ 320,000 $ 320,000 $ 150,000
Pierce County Wisconsin 1 $ 182,000 $ 182,000 $ 40,000
Racine County Wisconsin 1 $ 260,000 $ 260,000 $ 140,000
Sheboygan County Wisconsin 1 $ 77,000 $ 77,000 $ 43,000
Waukesha County Wisconsin 1 $ 30,000 $ 30,000 $ 49,000

Mortgage Loan Application Detail Totals for Mwabank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 334 $46,891,000 $140,000 $1,000,000 $90,000 $1,333,000
Home Purchase 161 $19,568,000 $121,000 $689,000 $100,000 $575,000
Home Improvement 102 $6,693,000 $65,000 $300,000 $80,000 $375,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 492 $59,072,000 $120,000 $1,000,000 $91,000 $1,333,000
Not Provided 52 $7,288,000 $140,000 $441,000 $105,000 $428,000
Black or African American 16 $2,296,000 $143,000 $689,000 $114,000 $250,000
American Indian or Alaskan Native 13 $1,612,000 $124,000 $432,000 $69,000 $120,000
Hispanic 11 $782,000 $71,000 $196,000 $76,000 $110,000
Not applicable 8 $916,000 $114,000 $264,000 $0 $0
Asian 5 $1,186,000 $237,000 $405,000 $137,000 $450,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 597 $73,152,000 $122,000 $1,000,000 $91,000 $1,333,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 278 $33,465,000 $120,000 $689,000 $93,000 $575,000
Application Approved But Not Accepted 136 $18,733,000 $137,000 $380,000 $88,000 $334,000
Application Denied By Financial Institution 106 $11,335,000 $106,000 $1,000,000 $71,000 $375,000
Application Withdrawn By Applicant 75 $9,516,000 $126,000 $409,000 $117,000 $1,333,000
Loan Purchased By The Institution 2 $103,000 $51,000 $86,000 $100,000 $100,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 44 $5,202,000 $118,000 $1,000,000 $56,000 $178,000
Credit History 28 $2,001,000 $71,000 $184,000 $70,000 $224,000
Collateral 17 $1,582,000 $93,000 $265,000 $84,000 $157,000
Employment History 6 $653,000 $108,000 $142,000 $62,000 $90,000
Unverifiable Information 4 $728,000 $182,000 $460,000 $52,000 $135,000
Other 3 $366,000 $122,000 $200,000 $217,000 $375,000
Credit Application Incomplete 2 $455,000 $227,000 $315,000 $107,000 $160,000
Insufficient Cash (Downpayment, Closing Cost) 2 $348,000 $174,000 $190,000 $95,000 $132,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mwabank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mwabank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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