Mwabank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mwabank 1701 1St Avenue Rock Island, IL 61201 |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 597 |
| Total Mortgage Loan Application Amount | $73,152,000 |
| Average Mortgage Loan Application Amount | $108,666 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $1,333,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Mwabank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mwabank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Mwabank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mwabank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mwabank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mwabank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott County Iowa | 105 | $ 13,903,000 | $ 132,000 | $ 89,000 |
| Rock Island County Illinois | 93 | $ 9,370,000 | $ 100,000 | $ 99,000 |
| Henry County Illinois | 14 | $ 1,115,000 | $ 79,000 | $ 62,000 |
| Douglas County Colorado | 9 | $ 1,549,000 | $ 172,000 | $ 180,000 |
| Mercer County Illinois | 9 | $ 860,000 | $ 95,000 | $ 76,000 |
| Maricopa County Arizona | 7 | $ 1,718,000 | $ 245,000 | $ 71,000 |
| Polk County Iowa | 7 | $ 638,000 | $ 91,000 | $ 102,000 |
| Wake County North Carolina | 6 | $ 917,000 | $ 152,000 | $ 119,000 |
| Pennington County South Dakota | 6 | $ 524,000 | $ 87,000 | $ 62,000 |
| Clinton County Iowa | 5 | $ 503,000 | $ 100,000 | $ 46,000 |
| Linn County Iowa | 5 | $ 1,314,000 | $ 262,000 | $ 130,000 |
| Muscatine County Iowa | 5 | $ 570,000 | $ 114,000 | $ 145,000 |
| Wood County Ohio | 5 | $ 578,000 | $ 115,000 | $ 103,000 |
| Pinal County Arizona | 4 | $ 239,000 | $ 59,000 | $ 90,000 |
| Androscoggin County Maine | 4 | $ 524,000 | $ 131,000 | $ 87,000 |
| Milwaukee County Wisconsin | 4 | $ 240,000 | $ 60,000 | $ 60,000 |
| El Paso County Colorado | 3 | $ 559,000 | $ 186,000 | $ 69,000 |
| Bonneville County Idaho | 3 | $ 551,000 | $ 183,000 | $ 162,000 |
| Dallas County Iowa | 3 | $ 261,000 | $ 87,000 | $ 173,000 |
| Madison County Kentucky | 3 | $ 297,000 | $ 99,000 | $ 64,000 |
| Penobscot County Maine | 3 | $ 176,000 | $ 58,000 | $ 51,000 |
| York County Maine | 3 | $ 422,000 | $ 140,000 | $ 121,000 |
| Worcester County Massachusetts | 3 | $ 629,000 | $ 209,000 | $ 117,000 |
| Mercer County New Jersey | 3 | $ 174,000 | $ 58,000 | $ 123,000 |
| Cass County North Dakota | 3 | $ 157,000 | $ 52,000 | $ 49,000 |
| Tulsa County Oklahoma | 3 | $ 376,000 | $ 125,000 | $ 86,000 |
| Chesterfield County Virginia | 3 | $ 816,000 | $ 272,000 | $ 122,000 |
| Etowah County Alabama | 2 | $ 204,000 | $ 102,000 | $ 87,000 |
| Madison County Alabama | 2 | $ 309,000 | $ 154,000 | $ 212,000 |
| Tuscaloosa County Alabama | 2 | $ 504,000 | $ 252,000 | $ 104,000 |
| Wilcox County Alabama | 2 | $ 47,000 | $ 23,000 | $ 101,000 |
| Jackson County Arkansas | 2 | $ 159,000 | $ 79,000 | $ 78,000 |
| Summit County Colorado | 2 | $ 369,000 | $ 184,000 | $ 104,000 |
| Polk County Florida | 2 | $ 345,000 | $ 172,000 | $ 49,000 |
| DuPage County Illinois | 2 | $ 487,000 | $ 243,000 | $ 91,000 |
| LaSalle County Illinois | 2 | $ 315,000 | $ 157,000 | $ 109,000 |
| McLean County Illinois | 2 | $ 114,000 | $ 57,000 | $ 153,000 |
| Whiteside County Illinois | 2 | $ 77,000 | $ 38,000 | $ 54,000 |
| Williamson County Illinois | 2 | $ 122,000 | $ 61,000 | $ 52,000 |
| Carroll County Iowa | 2 | $ 63,000 | $ 31,000 | $ 68,000 |
| Jackson County Iowa | 2 | $ 120,000 | $ 60,000 | $ 81,000 |
| Johnson County Iowa | 2 | $ 209,000 | $ 104,000 | $ 89,000 |
| Warren County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 127,000 |
| Cumberland County Maine | 2 | $ 341,000 | $ 170,000 | $ 173,000 |
| Kennebec County Maine | 2 | $ 155,000 | $ 77,000 | $ 52,000 |
| Oxford County Maine | 2 | $ 280,000 | $ 140,000 | $ 97,000 |
| St. Joseph County Michigan | 2 | $ 135,000 | $ 67,000 | $ 77,000 |
| Van Buren County Michigan | 2 | $ 352,000 | $ 176,000 | $ 91,000 |
| Dakota County Minnesota | 2 | $ 452,000 | $ 226,000 | $ 65,000 |
| Lyon County Minnesota | 2 | $ 184,000 | $ 92,000 | $ 55,000 |
| Rice County Minnesota | 2 | $ 222,000 | $ 111,000 | $ 102,000 |
| Madison County Mississippi | 2 | $ 373,000 | $ 186,000 | $ 212,000 |
| Butler County Missouri | 2 | $ 143,000 | $ 71,000 | $ 34,000 |
| Bernalillo County New Mexico | 2 | $ 393,000 | $ 196,000 | $ 167,000 |
| Onondaga County New York | 2 | $ 111,000 | $ 55,000 | $ 54,000 |
| Craven County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 61,000 |
| New Hanover County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 71,000 |
| Lucas County Ohio | 2 | $ 250,000 | $ 125,000 | $ 157,000 |
| Wagoner County Oklahoma | 2 | $ 345,000 | $ 172,000 | $ 79,000 |
| Cocke County Tennessee | 2 | $ 195,000 | $ 97,000 | $ 34,000 |
| Dyer County Tennessee | 2 | $ 148,000 | $ 74,000 | $ 60,000 |
| McNairy County Tennessee | 2 | $ 102,000 | $ 51,000 | $ 80,000 |
| Washington County Tennessee | 2 | $ 136,000 | $ 68,000 | $ 27,000 |
| Tarrant County Texas | 2 | $ 135,000 | $ 67,000 | $ 85,000 |
| Williamson County Texas | 2 | $ 497,000 | $ 248,000 | $ 182,000 |
| Caledonia County Vermont | 2 | $ 141,000 | $ 70,000 | $ 56,000 |
| Albemarle County Virginia | 2 | $ 525,000 | $ 262,000 | $ 575,000 |
| Gloucester County Virginia | 2 | $ 250,000 | $ 125,000 | $ 65,000 |
| Spotsylvania County Virginia | 2 | $ 200,000 | $ 100,000 | $ 48,000 |
| Lincoln County Wisconsin | 2 | $ 338,000 | $ 169,000 | $ 72,000 |
| Portage County Wisconsin | 2 | $ 382,000 | $ 191,000 | $ 104,000 |
| Sauk County Wisconsin | 2 | $ 382,000 | $ 191,000 | $ 13,000 |
| Walworth County Wisconsin | 2 | $ 509,000 | $ 254,000 | $ 125,000 |
| Baldwin County Alabama | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Baxter County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| Benton County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Conway County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Faulkner County Arkansas | 1 | $ 380,000 | $ 380,000 | $ 310,000 |
| Fulton County Arkansas | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| Independence County Arkansas | 1 | $ 127,000 | $ 127,000 | $ 38,000 |
| Johnson County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Marion County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Pike County Arkansas | 1 | $ 203,000 | $ 203,000 | $ 148,000 |
| Pulaski County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| St. Francis County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Contra Costa County California | 1 | $ 180,000 | $ 180,000 | $ 82,000 |
| Fresno County California | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Kern County California | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Los Angeles County California | 1 | $ 59,000 | $ 59,000 | $ 32,000 |
| Riverside County California | 1 | $ 75,000 | $ 75,000 | $ 285,000 |
| Sacramento County California | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Stanislaus County California | 1 | $ 76,000 | $ 76,000 | $ 38,000 |
| Denver County Colorado | 1 | $ 405,000 | $ 405,000 | $ 40,000 |
| Fremont County Colorado | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Pueblo County Colorado | 1 | $ 8,000 | $ 8,000 | $ 109,000 |
| Brevard County Florida | 1 | $ 56,000 | $ 56,000 | $ 69,000 |
| Highlands County Florida | 1 | $ 300,000 | $ 300,000 | $ 130,000 |
| Hillsborough County Florida | 1 | $ 172,000 | $ 172,000 | $ 187,000 |
| Lee County Florida | 1 | $ 140,000 | $ 140,000 | $ 428,000 |
| Marion County Florida | 1 | $ 240,000 | $ 240,000 | $ 88,000 |
| Orange County Florida | 1 | $ 192,000 | $ 192,000 | $ 158,000 |
| Carroll County Georgia | 1 | $ 136,000 | $ 136,000 | $ 47,000 |
| Cherokee County Georgia | 1 | $ 239,000 | $ 239,000 | $ 101,000 |
| Cobb County Georgia | 1 | $ 144,000 | $ 144,000 | $ 55,000 |
| Columbia County Georgia | 1 | $ 154,000 | $ 154,000 | $ 44,000 |
| Walker County Georgia | 1 | $ 99,000 | $ 99,000 | $ 40,000 |
| Canyon County Idaho | 1 | $ 190,000 | $ 190,000 | $ 69,000 |
| Jefferson County Idaho | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Madison County Idaho | 1 | $ 33,000 | $ 33,000 | $ 73,000 |
| Alexander County Illinois | 1 | $ 8,000 | $ 8,000 | $ 33,000 |
| Carroll County Illinois | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Cook County Illinois | 1 | $ 350,000 | $ 350,000 | $ 300,000 |
| Franklin County Illinois | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Fulton County Illinois | 1 | $ 38,000 | $ 38,000 | $ 71,000 |
| Grundy County Illinois | 1 | $ 56,000 | $ 56,000 | $ 100,000 |
| Kane County Illinois | 1 | $ 188,000 | $ 188,000 | $ 42,000 |
| Knox County Illinois | 1 | $ 118,000 | $ 118,000 | $ 63,000 |
| Madison County Illinois | 1 | $ 111,000 | $ 111,000 | $ 25,000 |
| McDonough County Illinois | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Moultrie County Illinois | 1 | $ 140,000 | $ 140,000 | $ 78,000 |
| Peoria County Illinois | 1 | $ 192,000 | $ 192,000 | $ 97,000 |
| Saline County Illinois | 1 | $ 104,000 | $ 104,000 | $ 99,000 |
| Stephenson County Illinois | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Winnebago County Illinois | 1 | $ 27,000 | $ 27,000 | $ 49,000 |
| LaGrange County Indiana | 1 | $ 146,000 | $ 146,000 | $ 72,000 |
| Marion County Indiana | 1 | $ 99,000 | $ 99,000 | $ 56,000 |
| Boone County Iowa | 1 | $ 18,000 | $ 18,000 | $ 90,000 |
| Delaware County Iowa | 1 | $ 432,000 | $ 432,000 | $ 103,000 |
| Des Moines County Iowa | 1 | $ 127,000 | $ 127,000 | $ 54,000 |
| Hamilton County Iowa | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Henry County Iowa | 1 | $ 10,000 | $ 10,000 | $ 124,000 |
| Humboldt County Iowa | 1 | $ 116,000 | $ 116,000 | $ 103,000 |
| Jasper County Iowa | 1 | $ 40,000 | $ 40,000 | $ 94,000 |
| Jones County Iowa | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Lee County Iowa | 1 | $ 21,000 | $ 21,000 | $ 77,000 |
| Osceola County Iowa | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Poweshiek County Iowa | 1 | $ 98,000 | $ 98,000 | $ 93,000 |
| Bourbon County Kansas | 1 | $ 54,000 | $ 54,000 | $ 47,000 |
| Franklin County Kansas | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Shawnee County Kansas | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Fayette County Kentucky | 1 | $ 247,000 | $ 247,000 | $ 96,000 |
| Graves County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 50,000 |
| Iberville County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Lafayette County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| St. Tammany County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 149,000 |
| Waldo County Maine | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Middlesex County Massachusetts | 1 | $ 409,000 | $ 409,000 | $ 52,000 |
| Allegan County Michigan | 1 | $ 220,000 | $ 220,000 | $ 183,000 |
| Berrien County Michigan | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Cass County Michigan | 1 | $ 157,000 | $ 157,000 | $ 123,000 |
| Clare County Michigan | 1 | $ 208,000 | $ 208,000 | $ 92,000 |
| Kalamazoo County Michigan | 1 | $ 200,000 | $ 200,000 | $ 140,000 |
| Washtenaw County Michigan | 1 | $ 492,000 | $ 492,000 | $ 188,000 |
| Crow Wing County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 78,000 |
| DeSoto County Mississippi | 1 | $ 156,000 | $ 156,000 | $ 51,000 |
| Harrison County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Yalobusha County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Boone County Missouri | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Cape Girardeau County Missouri | 1 | $ 142,000 | $ 142,000 | $ 90,000 |
| Cass County Missouri | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Christian County Missouri | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Franklin County Missouri | 1 | $ 108,000 | $ 108,000 | $ 98,000 |
| Gasconade County Missouri | 1 | $ 78,000 | $ 78,000 | $ 21,000 |
| Scott County Missouri | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| St. Charles County Missouri | 1 | $ 315,000 | $ 315,000 | $ 225,000 |
| Wayne County Missouri | 1 | $ 67,000 | $ 67,000 | $ 58,000 |
| Gallatin County Montana | 1 | $ 180,000 | $ 180,000 | $ 45,000 |
| Buffalo County Nebraska | 1 | $ 83,000 | $ 83,000 | $ 58,000 |
| Keya Paha County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Knox County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Lancaster County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Richardson County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Coos County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Sandoval County New Mexico | 1 | $ 51,000 | $ 51,000 | $ 45,000 |
| Union County New Mexico | 1 | $ 58,000 | $ 58,000 | $ 43,000 |
| Alamance County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 59,000 |
| Beaufort County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 49,000 |
| Cabarrus County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 58,000 |
| Jackson County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Johnston County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 64,000 |
| Martin County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 143,000 |
| Mecklenburg County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Nash County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 65,000 |
| Orange County North Carolina | 1 | $ 460,000 | $ 460,000 | $ 135,000 |
| Pender County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 50,000 |
| Pitt County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Robeson County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 83,000 |
| Swain County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 125,000 |
| Columbiana County Ohio | 1 | $ 164,000 | $ 164,000 | $ 80,000 |
| Greene County Ohio | 1 | $ 124,000 | $ 124,000 | $ 85,000 |
| Jefferson County Ohio | 1 | $ 182,000 | $ 182,000 | $ 95,000 |
| Licking County Ohio | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Miami County Ohio | 1 | $ 240,000 | $ 240,000 | $ 104,000 |
| Montgomery County Ohio | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Pickaway County Ohio | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Portage County Ohio | 1 | $ 144,000 | $ 144,000 | $ 68,000 |
| Preble County Ohio | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Ross County Ohio | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Tuscarawas County Ohio | 1 | $ 97,000 | $ 97,000 | $ 41,000 |
| Washington County Ohio | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Cleveland County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 140,000 |
| Garfield County Oklahoma | 1 | $ 7,000 | $ 7,000 | $ 42,000 |
| Grady County Oklahoma | 1 | $ 21,000 | $ 21,000 | $ 47,000 |
| McCurtain County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Oklahoma County Oklahoma | 1 | $ 277,000 | $ 277,000 | $ 85,000 |
| Osage County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 90,000 |
| Pawnee County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 64,000 |
| Pottawatomie County Oklahoma | 1 | $ 200,000 | $ 200,000 | $ 101,000 |
| Allegheny County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Bedford County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 62,000 |
| Lancaster County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 93,000 |
| Darlington County South Carolina | 1 | $ 71,000 | $ 71,000 | $ 31,000 |
| Dorchester County South Carolina | 1 | $ 31,000 | $ 31,000 | $ 87,000 |
| Greenville County South Carolina | 1 | $ 8,000 | $ 8,000 | $ 74,000 |
| Brookings County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 134,000 |
| Brown County South Dakota | 1 | $ 26,000 | $ 26,000 | $ 35,000 |
| Grant County South Dakota | 1 | $ 22,000 | $ 22,000 | $ 87,000 |
| Gregory County South Dakota | 1 | $ 72,000 | $ 72,000 | $ 63,000 |
| Hughes County South Dakota | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Lake County South Dakota | 1 | $ 38,000 | $ 38,000 | $ 47,000 |
| Tripp County South Dakota | 1 | $ 59,000 | $ 59,000 | $ 28,000 |
| Yankton County South Dakota | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| Cumberland County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Grainger County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 20,000 |
| Knox County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 117,000 |
| Madison County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 55,000 |
| Rutherford County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Sevier County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Shelby County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 195,000 |
| Williamson County Tennessee | 1 | $ 267,000 | $ 267,000 | $ 104,000 |
| El Paso County Texas | 1 | $ 253,000 | $ 253,000 | $ 110,000 |
| Harris County Texas | 1 | $ 56,000 | $ 56,000 | $ 14,000 |
| Travis County Texas | 1 | $ 200,000 | $ 200,000 | $ 375,000 |
| Franklin County Vermont | 1 | $ 138,000 | $ 138,000 | $ 52,000 |
| Orleans County Vermont | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Dinwiddie County Virginia | 1 | $ 40,000 | $ 40,000 | $ 51,000 |
| Newport News County Virginia | 1 | $ 180,000 | $ 180,000 | $ 22,000 |
| Nottoway County Virginia | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
| Powhatan County Virginia | 1 | $ 222,000 | $ 222,000 | $ 67,000 |
| Richmond City County Virginia | 1 | $ 146,000 | $ 146,000 | $ 57,000 |
| Salem County Virginia | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| King County Washington | 1 | $ 300,000 | $ 300,000 | $ 132,000 |
| Pierce County Washington | 1 | $ 184,000 | $ 184,000 | $ 140,000 |
| Grant County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Hampshire County West Virginia | 1 | $ 207,000 | $ 207,000 | $ 70,000 |
| Randolph County West Virginia | 1 | $ 107,000 | $ 107,000 | $ 77,000 |
| Wetzel County West Virginia | 1 | $ 58,000 | $ 58,000 | $ 131,000 |
| Chippewa County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Dane County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Dodge County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Green County Wisconsin | 1 | $ 203,000 | $ 203,000 | $ 95,000 |
| Jefferson County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 39,000 |
| Ozaukee County Wisconsin | 1 | $ 320,000 | $ 320,000 | $ 150,000 |
| Pierce County Wisconsin | 1 | $ 182,000 | $ 182,000 | $ 40,000 |
| Racine County Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 140,000 |
| Sheboygan County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
| Waukesha County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 49,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 334 | $46,891,000 | $140,000 | $1,000,000 | $90,000 | $1,333,000 |
| Home Purchase | 161 | $19,568,000 | $121,000 | $689,000 | $100,000 | $575,000 |
| Home Improvement | 102 | $6,693,000 | $65,000 | $300,000 | $80,000 | $375,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 492 | $59,072,000 | $120,000 | $1,000,000 | $91,000 | $1,333,000 |
| Not Provided | 52 | $7,288,000 | $140,000 | $441,000 | $105,000 | $428,000 |
| Black or African American | 16 | $2,296,000 | $143,000 | $689,000 | $114,000 | $250,000 |
| American Indian or Alaskan Native | 13 | $1,612,000 | $124,000 | $432,000 | $69,000 | $120,000 |
| Hispanic | 11 | $782,000 | $71,000 | $196,000 | $76,000 | $110,000 |
| Not applicable | 8 | $916,000 | $114,000 | $264,000 | $0 | $0 |
| Asian | 5 | $1,186,000 | $237,000 | $405,000 | $137,000 | $450,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 597 | $73,152,000 | $122,000 | $1,000,000 | $91,000 | $1,333,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 278 | $33,465,000 | $120,000 | $689,000 | $93,000 | $575,000 |
| Application Approved But Not Accepted | 136 | $18,733,000 | $137,000 | $380,000 | $88,000 | $334,000 |
| Application Denied By Financial Institution | 106 | $11,335,000 | $106,000 | $1,000,000 | $71,000 | $375,000 |
| Application Withdrawn By Applicant | 75 | $9,516,000 | $126,000 | $409,000 | $117,000 | $1,333,000 |
| Loan Purchased By The Institution | 2 | $103,000 | $51,000 | $86,000 | $100,000 | $100,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 44 | $5,202,000 | $118,000 | $1,000,000 | $56,000 | $178,000 |
| Credit History | 28 | $2,001,000 | $71,000 | $184,000 | $70,000 | $224,000 |
| Collateral | 17 | $1,582,000 | $93,000 | $265,000 | $84,000 | $157,000 |
| Employment History | 6 | $653,000 | $108,000 | $142,000 | $62,000 | $90,000 |
| Unverifiable Information | 4 | $728,000 | $182,000 | $460,000 | $52,000 | $135,000 |
| Other | 3 | $366,000 | $122,000 | $200,000 | $217,000 | $375,000 |
| Credit Application Incomplete | 2 | $455,000 | $227,000 | $315,000 | $107,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $348,000 | $174,000 | $190,000 | $95,000 | $132,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mwabank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mwabank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.