Mwabank Mortgage Lending & HMDA Data, 2009
In 2009, Mwabank of Rock Island, IL reported 597 mortgage applications totaling $73.2 million, down 6% from 2008. The average application was for $122,532, and applicants reported an average income of $90,988. 47% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Davenport-Moline-Rock Island, IA-IL (221), Phoenix-Mesa-Scottsdale, AZ (11) and Denver-Aurora-Broomfield, CO (10) (applications in parentheses).
| Mortgage Company & Address | Mwabank 1701 1st Avenue Rock Island, IL 61201 |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 597 |
| Total Mortgage Loan Application Amount | $73,152,000 |
| Average Mortgage Loan Application Amount | $122,532 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $90,988 |
| Highest Applicant Income | $1,333,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mwabank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott, Iowa | 105 | $ 13,903,000 | $ 132,409 | $ 89,000 |
| Rock Island, Illinois | 93 | $ 9,370,000 | $ 100,752 | $ 99,000 |
| Henry, Illinois | 14 | $ 1,115,000 | $ 79,642 | $ 62,000 |
| Douglas, Colorado | 9 | $ 1,549,000 | $ 172,111 | $ 180,000 |
| Mercer, Illinois | 9 | $ 860,000 | $ 95,555 | $ 76,000 |
| Maricopa, Arizona | 7 | $ 1,718,000 | $ 245,428 | $ 71,000 |
| Polk, Iowa | 7 | $ 638,000 | $ 91,142 | $ 102,000 |
| Wake, North Carolina | 6 | $ 917,000 | $ 152,833 | $ 119,000 |
| Pennington, South Dakota | 6 | $ 524,000 | $ 87,333 | $ 62,000 |
| Clinton, Iowa | 5 | $ 503,000 | $ 100,600 | $ 46,000 |
| Linn, Iowa | 5 | $ 1,314,000 | $ 262,800 | $ 130,000 |
| Muscatine, Iowa | 5 | $ 570,000 | $ 114,000 | $ 145,000 |
| Wood, Ohio | 5 | $ 578,000 | $ 115,600 | $ 103,000 |
| Pinal, Arizona | 4 | $ 239,000 | $ 59,750 | $ 90,000 |
| Androscoggin, Maine | 4 | $ 524,000 | $ 131,000 | $ 87,000 |
| Milwaukee, Wisconsin | 4 | $ 240,000 | $ 60,000 | $ 60,000 |
| El Paso, Colorado | 3 | $ 559,000 | $ 186,333 | $ 69,000 |
| Bonneville, Idaho | 3 | $ 551,000 | $ 183,666 | $ 162,000 |
| Dallas, Iowa | 3 | $ 261,000 | $ 87,000 | $ 173,000 |
| Madison, Kentucky | 3 | $ 297,000 | $ 99,000 | $ 64,000 |
| Penobscot, Maine | 3 | $ 176,000 | $ 58,666 | $ 51,000 |
| York, Maine | 3 | $ 422,000 | $ 140,666 | $ 121,000 |
| Worcester, Massachusetts | 3 | $ 629,000 | $ 209,666 | $ 117,000 |
| Mercer, New Jersey | 3 | $ 174,000 | $ 58,000 | $ 123,000 |
| Cass, North Dakota | 3 | $ 157,000 | $ 52,333 | $ 49,000 |
| Tulsa, Oklahoma | 3 | $ 376,000 | $ 125,333 | $ 86,000 |
| Chesterfield, Virginia | 3 | $ 816,000 | $ 272,000 | $ 122,000 |
| Etowah, Alabama | 2 | $ 204,000 | $ 102,000 | $ 87,000 |
| Madison, Alabama | 2 | $ 309,000 | $ 154,500 | $ 212,000 |
| Tuscaloosa, Alabama | 2 | $ 504,000 | $ 252,000 | $ 104,000 |
| Wilcox, Alabama | 2 | $ 47,000 | $ 23,500 | $ 101,000 |
| Jackson, Arkansas | 2 | $ 159,000 | $ 79,500 | $ 78,000 |
| Summit, Colorado | 2 | $ 369,000 | $ 184,500 | $ 104,000 |
| Polk, Florida | 2 | $ 345,000 | $ 172,500 | $ 49,000 |
| DuPage, Illinois | 2 | $ 487,000 | $ 243,500 | $ 91,000 |
| LaSalle, Illinois | 2 | $ 315,000 | $ 157,500 | $ 109,000 |
| McLean, Illinois | 2 | $ 114,000 | $ 57,000 | $ 153,000 |
| Whiteside, Illinois | 2 | $ 77,000 | $ 38,500 | $ 54,000 |
| Williamson, Illinois | 2 | $ 122,000 | $ 61,000 | $ 52,000 |
| Carroll, Iowa | 2 | $ 63,000 | $ 31,500 | $ 68,000 |
| Jackson, Iowa | 2 | $ 120,000 | $ 60,000 | $ 81,000 |
| Johnson, Iowa | 2 | $ 209,000 | $ 104,500 | $ 89,000 |
| Warren, Kentucky | 2 | $ 310,000 | $ 155,000 | $ 127,000 |
| Cumberland, Maine | 2 | $ 341,000 | $ 170,500 | $ 173,000 |
| Kennebec, Maine | 2 | $ 155,000 | $ 77,500 | $ 52,000 |
| Oxford, Maine | 2 | $ 280,000 | $ 140,000 | $ 97,000 |
| St. Joseph, Michigan | 2 | $ 135,000 | $ 67,500 | $ 77,000 |
| Van Buren, Michigan | 2 | $ 352,000 | $ 176,000 | $ 91,000 |
| Dakota, Minnesota | 2 | $ 452,000 | $ 226,000 | $ 65,000 |
| Lyon, Minnesota | 2 | $ 184,000 | $ 92,000 | $ 55,000 |
| Rice, Minnesota | 2 | $ 222,000 | $ 111,000 | $ 102,000 |
| Madison, Mississippi | 2 | $ 373,000 | $ 186,500 | $ 212,000 |
| Butler, Missouri | 2 | $ 143,000 | $ 71,500 | $ 34,000 |
| Bernalillo, New Mexico | 2 | $ 393,000 | $ 196,500 | $ 167,000 |
| Onondaga, New York | 2 | $ 111,000 | $ 55,500 | $ 54,000 |
| Craven, North Carolina | 2 | $ 160,000 | $ 80,000 | $ 61,000 |
| New Hanover, North Carolina | 2 | $ 210,000 | $ 105,000 | $ 71,000 |
| Lucas, Ohio | 2 | $ 250,000 | $ 125,000 | $ 157,000 |
| Wagoner, Oklahoma | 2 | $ 345,000 | $ 172,500 | $ 79,000 |
| Cocke, Tennessee | 2 | $ 195,000 | $ 97,500 | $ 34,000 |
| Dyer, Tennessee | 2 | $ 148,000 | $ 74,000 | $ 60,000 |
| McNairy, Tennessee | 2 | $ 102,000 | $ 51,000 | $ 80,000 |
| Washington, Tennessee | 2 | $ 136,000 | $ 68,000 | $ 27,000 |
| Tarrant, Texas | 2 | $ 135,000 | $ 67,500 | $ 85,000 |
| Williamson, Texas | 2 | $ 497,000 | $ 248,500 | $ 182,000 |
| Caledonia, Vermont | 2 | $ 141,000 | $ 70,500 | $ 56,000 |
| Albemarle, Virginia | 2 | $ 525,000 | $ 262,500 | $ 575,000 |
| Gloucester, Virginia | 2 | $ 250,000 | $ 125,000 | $ 65,000 |
| Spotsylvania, Virginia | 2 | $ 200,000 | $ 100,000 | $ 48,000 |
| Lincoln, Wisconsin | 2 | $ 338,000 | $ 169,000 | $ 72,000 |
| Portage, Wisconsin | 2 | $ 382,000 | $ 191,000 | $ 104,000 |
| Sauk, Wisconsin | 2 | $ 382,000 | $ 191,000 | $ 13,000 |
| Walworth, Wisconsin | 2 | $ 509,000 | $ 254,500 | $ 125,000 |
| Baldwin, Alabama | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Baxter, Arkansas | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| Benton, Arkansas | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Conway, Arkansas | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Faulkner, Arkansas | 1 | $ 380,000 | $ 380,000 | $ 310,000 |
| Fulton, Arkansas | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| Independence, Arkansas | 1 | $ 127,000 | $ 127,000 | $ 38,000 |
| Johnson, Arkansas | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Marion, Arkansas | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Pike, Arkansas | 1 | $ 203,000 | $ 203,000 | $ 148,000 |
| Pulaski, Arkansas | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| St. Francis, Arkansas | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Contra Costa, California | 1 | $ 180,000 | $ 180,000 | $ 82,000 |
| Fresno, California | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Kern, California | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Los Angeles, California | 1 | $ 59,000 | $ 59,000 | $ 32,000 |
| Riverside, California | 1 | $ 75,000 | $ 75,000 | $ 285,000 |
| Sacramento, California | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Stanislaus, California | 1 | $ 76,000 | $ 76,000 | $ 38,000 |
| Denver, Colorado | 1 | $ 405,000 | $ 405,000 | $ 40,000 |
| Fremont, Colorado | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Pueblo, Colorado | 1 | $ 8,000 | $ 8,000 | $ 109,000 |
| Brevard, Florida | 1 | $ 56,000 | $ 56,000 | $ 69,000 |
| Highlands, Florida | 1 | $ 300,000 | $ 300,000 | $ 130,000 |
| Hillsborough, Florida | 1 | $ 172,000 | $ 172,000 | $ 187,000 |
| Lee, Florida | 1 | $ 140,000 | $ 140,000 | $ 428,000 |
| Marion, Florida | 1 | $ 240,000 | $ 240,000 | $ 88,000 |
| Orange, Florida | 1 | $ 192,000 | $ 192,000 | $ 158,000 |
| Carroll, Georgia | 1 | $ 136,000 | $ 136,000 | $ 47,000 |
| Cherokee, Georgia | 1 | $ 239,000 | $ 239,000 | $ 101,000 |
| Cobb, Georgia | 1 | $ 144,000 | $ 144,000 | $ 55,000 |
| Columbia, Georgia | 1 | $ 154,000 | $ 154,000 | $ 44,000 |
| Walker, Georgia | 1 | $ 99,000 | $ 99,000 | $ 40,000 |
| Canyon, Idaho | 1 | $ 190,000 | $ 190,000 | $ 69,000 |
| Jefferson, Idaho | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Madison, Idaho | 1 | $ 33,000 | $ 33,000 | $ 73,000 |
| Alexander, Illinois | 1 | $ 8,000 | $ 8,000 | $ 33,000 |
| Carroll, Illinois | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Cook, Illinois | 1 | $ 350,000 | $ 350,000 | $ 300,000 |
| Franklin, Illinois | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Fulton, Illinois | 1 | $ 38,000 | $ 38,000 | $ 71,000 |
| Grundy, Illinois | 1 | $ 56,000 | $ 56,000 | $ 100,000 |
| Kane, Illinois | 1 | $ 188,000 | $ 188,000 | $ 42,000 |
| Knox, Illinois | 1 | $ 118,000 | $ 118,000 | $ 63,000 |
| Madison, Illinois | 1 | $ 111,000 | $ 111,000 | $ 25,000 |
| McDonough, Illinois | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Moultrie, Illinois | 1 | $ 140,000 | $ 140,000 | $ 78,000 |
| Peoria, Illinois | 1 | $ 192,000 | $ 192,000 | $ 97,000 |
| Saline, Illinois | 1 | $ 104,000 | $ 104,000 | $ 99,000 |
| Stephenson, Illinois | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Winnebago, Illinois | 1 | $ 27,000 | $ 27,000 | $ 49,000 |
| LaGrange, Indiana | 1 | $ 146,000 | $ 146,000 | $ 72,000 |
| Marion, Indiana | 1 | $ 99,000 | $ 99,000 | $ 56,000 |
| Boone, Iowa | 1 | $ 18,000 | $ 18,000 | $ 90,000 |
| Delaware, Iowa | 1 | $ 432,000 | $ 432,000 | $ 103,000 |
| Des Moines, Iowa | 1 | $ 127,000 | $ 127,000 | $ 54,000 |
| Hamilton, Iowa | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Henry, Iowa | 1 | $ 10,000 | $ 10,000 | $ 124,000 |
| Humboldt, Iowa | 1 | $ 116,000 | $ 116,000 | $ 103,000 |
| Jasper, Iowa | 1 | $ 40,000 | $ 40,000 | $ 94,000 |
| Jones, Iowa | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Lee, Iowa | 1 | $ 21,000 | $ 21,000 | $ 77,000 |
| Osceola, Iowa | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Poweshiek, Iowa | 1 | $ 98,000 | $ 98,000 | $ 93,000 |
| Bourbon, Kansas | 1 | $ 54,000 | $ 54,000 | $ 47,000 |
| Franklin, Kansas | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Shawnee, Kansas | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Fayette, Kentucky | 1 | $ 247,000 | $ 247,000 | $ 96,000 |
| Graves, Kentucky | 1 | $ 103,000 | $ 103,000 | $ 50,000 |
| Iberville, Louisiana | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Lafayette, Louisiana | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| St. Tammany, Louisiana | 1 | $ 135,000 | $ 135,000 | $ 149,000 |
| Waldo, Maine | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Middlesex, Massachusetts | 1 | $ 409,000 | $ 409,000 | $ 52,000 |
| Allegan, Michigan | 1 | $ 220,000 | $ 220,000 | $ 183,000 |
| Berrien, Michigan | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Cass, Michigan | 1 | $ 157,000 | $ 157,000 | $ 123,000 |
| Clare, Michigan | 1 | $ 208,000 | $ 208,000 | $ 92,000 |
| Kalamazoo, Michigan | 1 | $ 200,000 | $ 200,000 | $ 140,000 |
| Washtenaw, Michigan | 1 | $ 492,000 | $ 492,000 | $ 188,000 |
| Crow Wing, Minnesota | 1 | $ 152,000 | $ 152,000 | $ 78,000 |
| DeSoto, Mississippi | 1 | $ 156,000 | $ 156,000 | $ 51,000 |
| Harrison, Mississippi | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Yalobusha, Mississippi | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Boone, Missouri | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Cape Girardeau, Missouri | 1 | $ 142,000 | $ 142,000 | $ 90,000 |
| Cass, Missouri | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Christian, Missouri | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Franklin, Missouri | 1 | $ 108,000 | $ 108,000 | $ 98,000 |
| Gasconade, Missouri | 1 | $ 78,000 | $ 78,000 | $ 21,000 |
| Scott, Missouri | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| St. Charles, Missouri | 1 | $ 315,000 | $ 315,000 | $ 225,000 |
| Wayne, Missouri | 1 | $ 67,000 | $ 67,000 | $ 58,000 |
| Gallatin, Montana | 1 | $ 180,000 | $ 180,000 | $ 45,000 |
| Buffalo, Nebraska | 1 | $ 83,000 | $ 83,000 | $ 58,000 |
| Keya Paha, Nebraska | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Knox, Nebraska | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Lancaster, Nebraska | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Richardson, Nebraska | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Coos, New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Sandoval, New Mexico | 1 | $ 51,000 | $ 51,000 | $ 45,000 |
| Union, New Mexico | 1 | $ 58,000 | $ 58,000 | $ 43,000 |
| Alamance, North Carolina | 1 | $ 158,000 | $ 158,000 | $ 59,000 |
| Beaufort, North Carolina | 1 | $ 81,000 | $ 81,000 | $ 49,000 |
| Cabarrus, North Carolina | 1 | $ 132,000 | $ 132,000 | $ 58,000 |
| Jackson, North Carolina | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Johnston, North Carolina | 1 | $ 12,000 | $ 12,000 | $ 64,000 |
| Martin, North Carolina | 1 | $ 118,000 | $ 118,000 | $ 143,000 |
| Mecklenburg, North Carolina | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Nash, North Carolina | 1 | $ 162,000 | $ 162,000 | $ 65,000 |
| Orange, North Carolina | 1 | $ 460,000 | $ 460,000 | $ 135,000 |
| Pender, North Carolina | 1 | $ 208,000 | $ 208,000 | $ 50,000 |
| Pitt, North Carolina | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Robeson, North Carolina | 1 | $ 74,000 | $ 74,000 | $ 83,000 |
| Swain, North Carolina | 1 | $ 210,000 | $ 210,000 | $ 125,000 |
| Columbiana, Ohio | 1 | $ 164,000 | $ 164,000 | $ 80,000 |
| Greene, Ohio | 1 | $ 124,000 | $ 124,000 | $ 85,000 |
| Jefferson, Ohio | 1 | $ 182,000 | $ 182,000 | $ 95,000 |
| Licking, Ohio | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Miami, Ohio | 1 | $ 240,000 | $ 240,000 | $ 104,000 |
| Montgomery, Ohio | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Pickaway, Ohio | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Portage, Ohio | 1 | $ 144,000 | $ 144,000 | $ 68,000 |
| Preble, Ohio | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Ross, Ohio | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Tuscarawas, Ohio | 1 | $ 97,000 | $ 97,000 | $ 41,000 |
| Washington, Ohio | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Cleveland, Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 140,000 |
| Garfield, Oklahoma | 1 | $ 7,000 | $ 7,000 | $ 42,000 |
| Grady, Oklahoma | 1 | $ 21,000 | $ 21,000 | $ 47,000 |
| McCurtain, Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Oklahoma, Oklahoma | 1 | $ 277,000 | $ 277,000 | $ 85,000 |
| Osage, Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 90,000 |
| Pawnee, Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 64,000 |
| Pottawatomie, Oklahoma | 1 | $ 200,000 | $ 200,000 | $ 101,000 |
| Allegheny, Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Bedford, Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 62,000 |
| Lancaster, Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 93,000 |
| Darlington, South Carolina | 1 | $ 71,000 | $ 71,000 | $ 31,000 |
| Dorchester, South Carolina | 1 | $ 31,000 | $ 31,000 | $ 87,000 |
| Greenville, South Carolina | 1 | $ 8,000 | $ 8,000 | $ 74,000 |
| Brookings, South Dakota | 1 | $ 165,000 | $ 165,000 | $ 134,000 |
| Brown, South Dakota | 1 | $ 26,000 | $ 26,000 | $ 35,000 |
| Grant, South Dakota | 1 | $ 22,000 | $ 22,000 | $ 87,000 |
| Gregory, South Dakota | 1 | $ 72,000 | $ 72,000 | $ 63,000 |
| Hughes, South Dakota | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Lake, South Dakota | 1 | $ 38,000 | $ 38,000 | $ 47,000 |
| Tripp, South Dakota | 1 | $ 59,000 | $ 59,000 | $ 28,000 |
| Yankton, South Dakota | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| Cumberland, Tennessee | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Grainger, Tennessee | 1 | $ 83,000 | $ 83,000 | $ 20,000 |
| Knox, Tennessee | 1 | $ 160,000 | $ 160,000 | $ 117,000 |
| Madison, Tennessee | 1 | $ 93,000 | $ 93,000 | $ 55,000 |
| Rutherford, Tennessee | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Sevier, Tennessee | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Shelby, Tennessee | 1 | $ 92,000 | $ 92,000 | $ 195,000 |
| Williamson, Tennessee | 1 | $ 267,000 | $ 267,000 | $ 104,000 |
| El Paso, Texas | 1 | $ 253,000 | $ 253,000 | $ 110,000 |
| Harris, Texas | 1 | $ 56,000 | $ 56,000 | $ 14,000 |
| Travis, Texas | 1 | $ 200,000 | $ 200,000 | $ 375,000 |
| Franklin, Vermont | 1 | $ 138,000 | $ 138,000 | $ 52,000 |
| Orleans, Vermont | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Dinwiddie, Virginia | 1 | $ 40,000 | $ 40,000 | $ 51,000 |
| Newport News, Virginia | 1 | $ 180,000 | $ 180,000 | $ 22,000 |
| Nottoway, Virginia | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
| Powhatan, Virginia | 1 | $ 222,000 | $ 222,000 | $ 67,000 |
| Richmond City, Virginia | 1 | $ 146,000 | $ 146,000 | $ 57,000 |
| Salem, Virginia | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| King, Washington | 1 | $ 300,000 | $ 300,000 | $ 132,000 |
| Pierce, Washington | 1 | $ 184,000 | $ 184,000 | $ 140,000 |
| Grant, West Virginia | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Hampshire, West Virginia | 1 | $ 207,000 | $ 207,000 | $ 70,000 |
| Randolph, West Virginia | 1 | $ 107,000 | $ 107,000 | $ 77,000 |
| Wetzel, West Virginia | 1 | $ 58,000 | $ 58,000 | $ 131,000 |
| Chippewa, Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Dane, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Dodge, Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Green, Wisconsin | 1 | $ 203,000 | $ 203,000 | $ 95,000 |
| Jefferson, Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 39,000 |
| Ozaukee, Wisconsin | 1 | $ 320,000 | $ 320,000 | $ 150,000 |
| Pierce, Wisconsin | 1 | $ 182,000 | $ 182,000 | $ 40,000 |
| Racine, Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 140,000 |
| Sheboygan, Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 43,000 |
| Waukesha, Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Mwabank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 334 | $46,891,000 | $140,000 | $1,000,000 | $90,000 | $1,333,000 |
| Home Purchase | 161 | $19,568,000 | $121,000 | $689,000 | $100,000 | $575,000 |
| Home Improvement | 102 | $6,693,000 | $65,000 | $300,000 | $80,000 | $375,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 492 | $59,072,000 | $120,000 | $1,000,000 | $91,000 | $1,333,000 |
| Not Provided | 52 | $7,288,000 | $140,000 | $441,000 | $105,000 | $428,000 |
| Black or African American | 16 | $2,296,000 | $143,000 | $689,000 | $114,000 | $250,000 |
| American Indian or Alaskan Native | 13 | $1,612,000 | $124,000 | $432,000 | $69,000 | $120,000 |
| Hispanic | 11 | $782,000 | $71,000 | $196,000 | $76,000 | $110,000 |
| Not applicable | 8 | $916,000 | $114,000 | $264,000 | $0 | $0 |
| Asian | 5 | $1,186,000 | $237,000 | $405,000 | $137,000 | $450,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 597 | $73,152,000 | $122,000 | $1,000,000 | $91,000 | $1,333,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 278 | $33,465,000 | $120,000 | $689,000 | $93,000 | $575,000 |
| Application Approved But Not Accepted | 136 | $18,733,000 | $137,000 | $380,000 | $88,000 | $334,000 |
| Application Denied By Financial Institution | 106 | $11,335,000 | $106,000 | $1,000,000 | $71,000 | $375,000 |
| Application Withdrawn By Applicant | 75 | $9,516,000 | $126,000 | $409,000 | $117,000 | $1,333,000 |
| Loan Purchased By The Institution | 2 | $103,000 | $51,000 | $86,000 | $100,000 | $100,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 44 | $5,202,000 | $118,000 | $1,000,000 | $56,000 | $178,000 |
| Credit History | 28 | $2,001,000 | $71,000 | $184,000 | $70,000 | $224,000 |
| Collateral | 17 | $1,582,000 | $93,000 | $265,000 | $84,000 | $157,000 |
| Employment History | 6 | $653,000 | $108,000 | $142,000 | $62,000 | $90,000 |
| Unverifiable Information | 4 | $728,000 | $182,000 | $460,000 | $52,000 | $135,000 |
| Other | 3 | $366,000 | $122,000 | $200,000 | $217,000 | $375,000 |
| Credit Application Incomplete | 2 | $455,000 | $227,000 | $315,000 | $107,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $348,000 | $174,000 | $190,000 | $95,000 | $132,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mwabank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mwabank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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