Mwabank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Mwabank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mwabank 100 17Th Street Rock Island, IL 61201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 486 |
| Total Mortgage Loan Application Amount | $69,515,000 |
| Average Mortgage Loan Application Amount | $132,666 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $99,333 |
| Highest Applicant Income | $5,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Mwabank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mwabank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Mwabank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mwabank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mwabank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mwabank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott County Iowa | 68 | $ 9,913,000 | $ 145,000 | $ 86,000 |
| Rock Island County Illinois | 64 | $ 6,492,000 | $ 101,000 | $ 61,000 |
| Henry County Illinois | 10 | $ 1,057,000 | $ 105,000 | $ 74,000 |
| Wood County Ohio | 8 | $ 935,000 | $ 116,000 | $ 77,000 |
| Cook County Illinois | 6 | $ 1,201,000 | $ 200,000 | $ 128,000 |
| Cumberland County Maine | 6 | $ 1,219,000 | $ 203,000 | $ 150,000 |
| Wake County North Carolina | 6 | $ 575,000 | $ 95,000 | $ 73,000 |
| Randall County Texas | 6 | $ 1,261,000 | $ 210,000 | $ 234,000 |
| Maricopa County Arizona | 5 | $ 979,000 | $ 195,000 | $ 76,000 |
| Tulsa County Oklahoma | 5 | $ 579,000 | $ 115,000 | $ 63,000 |
| Tarrant County Texas | 5 | $ 1,149,000 | $ 229,000 | $ 108,000 |
| Mercer County Illinois | 4 | $ 243,000 | $ 60,000 | $ 80,000 |
| Lee County Mississippi | 4 | $ 451,000 | $ 112,000 | $ 135,000 |
| Mecklenburg County North Carolina | 4 | $ 671,000 | $ 167,000 | $ 76,000 |
| Anderson County South Carolina | 4 | $ 314,000 | $ 78,000 | $ 43,000 |
| Harris County Texas | 4 | $ 764,000 | $ 191,000 | $ 54,000 |
| Milwaukee County Wisconsin | 4 | $ 459,000 | $ 114,000 | $ 123,000 |
| Waukesha County Wisconsin | 4 | $ 498,000 | $ 124,000 | $ 56,000 |
| Cedar County Iowa | 3 | $ 675,000 | $ 225,000 | $ 113,000 |
| York County Maine | 3 | $ 506,000 | $ 168,000 | $ 262,000 |
| Alcorn County Mississippi | 3 | $ 484,000 | $ 161,000 | $ 180,000 |
| Belknap County New Hampshire | 3 | $ 290,000 | $ 96,000 | $ 50,000 |
| Guilford County North Carolina | 3 | $ 297,000 | $ 99,000 | $ 45,000 |
| Minnehaha County South Dakota | 3 | $ 458,000 | $ 152,000 | $ 49,000 |
| Washington County Wisconsin | 3 | $ 493,000 | $ 164,000 | $ 89,000 |
| Tuscaloosa County Alabama | 2 | $ 180,000 | $ 90,000 | $ 109,000 |
| Cross County Arkansas | 2 | $ 259,000 | $ 129,000 | $ 53,000 |
| Garland County Arkansas | 2 | $ 261,000 | $ 130,000 | $ 40,000 |
| Pulaski County Arkansas | 2 | $ 194,000 | $ 97,000 | $ 54,000 |
| Contra Costa County California | 2 | $ 242,000 | $ 121,000 | $ 104,000 |
| San Bernardino County California | 2 | $ 429,000 | $ 214,000 | $ 170,000 |
| El Paso County Colorado | 2 | $ 347,000 | $ 173,000 | $ 79,000 |
| Escambia County Florida | 2 | $ 188,000 | $ 94,000 | $ 25,000 |
| Hillsborough County Florida | 2 | $ 1,110,000 | $ 555,000 | $ 671,000 |
| Lee County Florida | 2 | $ 572,000 | $ 286,000 | $ 122,000 |
| Pinellas County Florida | 2 | $ 493,000 | $ 246,000 | $ 100,000 |
| Polk County Florida | 2 | $ 202,000 | $ 101,000 | $ 51,000 |
| Sarasota County Florida | 2 | $ 326,000 | $ 163,000 | $ 53,000 |
| Bartow County Georgia | 2 | $ 275,000 | $ 137,000 | $ 96,000 |
| Oconee County Georgia | 2 | $ 315,000 | $ 157,000 | $ 66,000 |
| Marion County Illinois | 2 | $ 79,000 | $ 39,000 | $ 48,000 |
| Hendricks County Indiana | 2 | $ 168,000 | $ 84,000 | $ 71,000 |
| Johnson County Indiana | 2 | $ 409,000 | $ 204,000 | $ 64,000 |
| Grundy County Iowa | 2 | $ 100,000 | $ 50,000 | $ 35,000 |
| Jackson County Iowa | 2 | $ 349,000 | $ 174,000 | $ 157,000 |
| Saline County Kansas | 2 | $ 159,000 | $ 79,000 | $ 87,000 |
| Jefferson County Kentucky | 2 | $ 109,000 | $ 54,000 | $ 48,000 |
| Calcasieu County Louisiana | 2 | $ 133,000 | $ 66,000 | $ 98,000 |
| Androscoggin County Maine | 2 | $ 194,000 | $ 97,000 | $ 125,000 |
| Penobscot County Maine | 2 | $ 323,000 | $ 161,000 | $ 70,000 |
| Essex County Massachusetts | 2 | $ 428,000 | $ 214,000 | $ 60,000 |
| Gladwin County Michigan | 2 | $ 317,000 | $ 158,000 | $ 70,000 |
| Kalamazoo County Michigan | 2 | $ 134,000 | $ 67,000 | $ 48,000 |
| St. Joseph County Michigan | 2 | $ 225,000 | $ 112,000 | $ 131,000 |
| Pontotoc County Mississippi | 2 | $ 169,000 | $ 84,000 | $ 78,000 |
| Clay County Missouri | 2 | $ 348,000 | $ 174,000 | $ 168,000 |
| Lancaster County Nebraska | 2 | $ 163,000 | $ 81,000 | $ 74,000 |
| Sheridan County Nebraska | 2 | $ 196,000 | $ 98,000 | $ 87,000 |
| Richland County Ohio | 2 | $ 99,000 | $ 49,000 | $ 56,000 |
| Seneca County Ohio | 2 | $ 179,000 | $ 89,000 | $ 143,000 |
| Lincoln County Oklahoma | 2 | $ 157,000 | $ 78,000 | $ 37,000 |
| Luzerne County Pennsylvania | 2 | $ 334,000 | $ 167,000 | $ 132,000 |
| Greenville County South Carolina | 2 | $ 342,000 | $ 171,000 | $ 47,000 |
| Yankton County South Dakota | 2 | $ 206,000 | $ 103,000 | $ 70,000 |
| Grainger County Tennessee | 2 | $ 178,000 | $ 89,000 | $ 126,000 |
| Wise County Texas | 2 | $ 284,000 | $ 142,000 | $ 133,000 |
| Young County Texas | 2 | $ 68,000 | $ 34,000 | $ 96,000 |
| Powhatan County Virginia | 2 | $ 176,000 | $ 88,000 | $ 23,000 |
| Kanawha County West Virginia | 2 | $ 398,000 | $ 199,000 | $ 89,000 |
| Outagamie County Wisconsin | 2 | $ 221,000 | $ 110,000 | $ 81,000 |
| Calhoun County Alabama | 1 | $ 209,000 | $ 209,000 | $ 134,000 |
| Jefferson County Alabama | 1 | $ 290,000 | $ 290,000 | $ 105,000 |
| Lamar County Alabama | 1 | $ 52,000 | $ 52,000 | $ 38,000 |
| Limestone County Alabama | 1 | $ 88,000 | $ 88,000 | $ 64,000 |
| Walker County Alabama | 1 | $ 220,000 | $ 220,000 | $ 191,000 |
| Graham County Arizona | 1 | $ 72,000 | $ 72,000 | $ 124,000 |
| Craighead County Arkansas | 1 | $ 164,000 | $ 164,000 | $ 130,000 |
| Independence County Arkansas | 1 | $ 154,000 | $ 154,000 | $ 48,000 |
| Jackson County Arkansas | 1 | $ 44,000 | $ 44,000 | $ 21,000 |
| Poinsett County Arkansas | 1 | $ 122,000 | $ 122,000 | $ 172,000 |
| Randolph County Arkansas | 1 | $ 84,000 | $ 84,000 | $ 57,000 |
| Alameda County California | 1 | $ 370,000 | $ 370,000 | $ 211,000 |
| Fresno County California | 1 | $ 114,000 | $ 114,000 | $ 15,000 |
| Riverside County California | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| San Diego County California | 1 | $ 427,000 | $ 427,000 | $ 190,000 |
| Santa Clara County California | 1 | $ 616,000 | $ 616,000 | $ 117,000 |
| Santa Cruz County California | 1 | $ 311,000 | $ 311,000 | $ 161,000 |
| Sutter County California | 1 | $ 77,000 | $ 77,000 | $ 66,000 |
| Douglas County Colorado | 1 | $ 215,000 | $ 215,000 | $ 160,000 |
| Larimer County Colorado | 1 | $ 200,000 | $ 200,000 | $ 113,000 |
| Baker County Florida | 1 | $ 174,000 | $ 174,000 | $ 50,000 |
| Bay County Florida | 1 | $ 177,000 | $ 177,000 | $ 138,000 |
| Broward County Florida | 1 | $ 360,000 | $ 360,000 | $ 80,000 |
| Charlotte County Florida | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Hernando County Florida | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Leon County Florida | 1 | $ 100,000 | $ 100,000 | $ 21,000 |
| Putnam County Florida | 1 | $ 400,000 | $ 400,000 | $ 181,000 |
| Sumter County Florida | 1 | $ 208,000 | $ 208,000 | $ 203,000 |
| Catoosa County Georgia | 1 | $ 139,000 | $ 139,000 | $ 73,000 |
| Cherokee County Georgia | 1 | $ 138,000 | $ 138,000 | $ 99,000 |
| Dawson County Georgia | 1 | $ 127,000 | $ 127,000 | $ 61,000 |
| Hall County Georgia | 1 | $ 198,000 | $ 198,000 | $ 121,000 |
| Paulding County Georgia | 1 | $ 211,000 | $ 211,000 | $ 116,000 |
| Spalding County Georgia | 1 | $ 60,000 | $ 60,000 | $ 134,000 |
| Toombs County Georgia | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Walker County Georgia | 1 | $ 60,000 | $ 60,000 | $ 70,000 |
| Washington County Georgia | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Latah County Idaho | 1 | $ 140,000 | $ 140,000 | $ 28,000 |
| Carroll County Illinois | 1 | $ 96,000 | $ 96,000 | $ 34,000 |
| Kane County Illinois | 1 | $ 118,000 | $ 118,000 | $ 146,000 |
| Lake County Illinois | 1 | $ 220,000 | $ 220,000 | $ 136,000 |
| Peoria County Illinois | 1 | $ 152,000 | $ 152,000 | $ 63,000 |
| Richland County Illinois | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Warren County Illinois | 1 | $ 339,000 | $ 339,000 | $ 111,000 |
| Williamson County Illinois | 1 | $ 74,000 | $ 74,000 | $ 45,000 |
| Howard County Indiana | 1 | $ 104,000 | $ 104,000 | $ 97,000 |
| Lake County Indiana | 1 | $ 29,000 | $ 29,000 | $ 5,200,000 |
| Marion County Indiana | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Parke County Indiana | 1 | $ 130,000 | $ 130,000 | $ 114,000 |
| St. Joseph County Indiana | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Bremer County Iowa | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Clinton County Iowa | 1 | $ 78,000 | $ 78,000 | $ 52,000 |
| Des Moines County Iowa | 1 | $ 109,000 | $ 109,000 | $ 29,000 |
| Dickinson County Iowa | 1 | $ 62,000 | $ 62,000 | $ 39,000 |
| Hamilton County Iowa | 1 | $ 59,000 | $ 59,000 | $ 44,000 |
| Marshall County Iowa | 1 | $ 200,000 | $ 200,000 | $ 87,000 |
| Muscatine County Iowa | 1 | $ 302,000 | $ 302,000 | $ 280,000 |
| Bourbon County Kansas | 1 | $ 126,000 | $ 126,000 | $ 57,000 |
| Cherokee County Kansas | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Ellis County Kansas | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Jefferson County Kansas | 1 | $ 52,000 | $ 52,000 | $ 23,000 |
| McPherson County Kansas | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Sedgwick County Kansas | 1 | $ 202,000 | $ 202,000 | $ 70,000 |
| Shawnee County Kansas | 1 | $ 120,000 | $ 120,000 | $ 94,000 |
| Thomas County Kansas | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Washington County Kansas | 1 | $ 56,000 | $ 56,000 | $ 25,000 |
| St. Tammany County Louisiana | 1 | $ 250,000 | $ 250,000 | $ 139,000 |
| Kennebec County Maine | 1 | $ 146,000 | $ 146,000 | $ 105,000 |
| Oxford County Maine | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Middlesex County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 78,000 |
| Suffolk County Massachusetts | 1 | $ 568,000 | $ 568,000 | $ 487,000 |
| Cass County Michigan | 1 | $ 217,000 | $ 217,000 | $ 134,000 |
| Eaton County Michigan | 1 | $ 220,000 | $ 220,000 | $ 142,000 |
| Ingham County Michigan | 1 | $ 260,000 | $ 260,000 | $ 161,000 |
| Kent County Michigan | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| Lapeer County Michigan | 1 | $ 240,000 | $ 240,000 | $ 87,000 |
| Van Buren County Michigan | 1 | $ 147,000 | $ 147,000 | $ 68,000 |
| Washtenaw County Michigan | 1 | $ 150,000 | $ 150,000 | $ 119,000 |
| Crow Wing County Minnesota | 1 | $ 274,000 | $ 274,000 | $ 140,000 |
| Dakota County Minnesota | 1 | $ 287,000 | $ 287,000 | $ 133,000 |
| Lyon County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 147,000 |
| Washington County Minnesota | 1 | $ 248,000 | $ 248,000 | $ 144,000 |
| Attala County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Itawamba County Mississippi | 1 | $ 160,000 | $ 160,000 | $ 32,000 |
| Lamar County Mississippi | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Madison County Mississippi | 1 | $ 415,000 | $ 415,000 | $ 125,000 |
| Jackson County Missouri | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Johnson County Missouri | 1 | $ 400,000 | $ 400,000 | $ 248,000 |
| Newton County Missouri | 1 | $ 54,000 | $ 54,000 | $ 62,000 |
| St. Louis County Missouri | 1 | $ 120,000 | $ 120,000 | $ 29,000 |
| Webster County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Clark County Nevada | 1 | $ 570,000 | $ 570,000 | $ 300,000 |
| Carroll County New Hampshire | 1 | $ 122,000 | $ 122,000 | $ 30,000 |
| Hillsborough County New Hampshire | 1 | $ 153,000 | $ 153,000 | $ 63,000 |
| Oswego County New York | 1 | $ 80,000 | $ 80,000 | $ 109,000 |
| Alamance County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 40,000 |
| Chatham County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 177,000 |
| New Hanover County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 169,000 |
| Orange County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 77,000 |
| Randolph County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Richmond County North Carolina | 1 | $ 266,000 | $ 266,000 | $ 34,000 |
| Swain County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Warren County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| Richland County North Dakota | 1 | $ 70,000 | $ 70,000 | $ 56,000 |
| Butler County Ohio | 1 | $ 140,000 | $ 140,000 | $ 45,000 |
| Clark County Ohio | 1 | $ 83,000 | $ 83,000 | $ 43,000 |
| Crawford County Ohio | 1 | $ 94,000 | $ 94,000 | $ 44,000 |
| Greene County Ohio | 1 | $ 89,000 | $ 89,000 | $ 60,000 |
| Mahoning County Ohio | 1 | $ 46,000 | $ 46,000 | $ 43,000 |
| Marion County Ohio | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Ottawa County Ohio | 1 | $ 250,000 | $ 250,000 | $ 194,000 |
| Blaine County Oklahoma | 1 | $ 28,000 | $ 28,000 | $ 49,000 |
| Jackson County Oklahoma | 1 | $ 114,000 | $ 114,000 | $ 92,000 |
| Pottawatomie County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 63,000 |
| Bedford County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 39,000 |
| Philadelphia County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 103,000 |
| Aiken County South Carolina | 1 | $ 82,000 | $ 82,000 | $ 45,000 |
| Berkeley County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 101,000 |
| Oconee County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 139,000 |
| Richland County South Carolina | 1 | $ 254,000 | $ 254,000 | $ 136,000 |
| Spartanburg County South Carolina | 1 | $ 67,000 | $ 67,000 | $ 51,000 |
| Brookings County South Dakota | 1 | $ 164,000 | $ 164,000 | $ 69,000 |
| Charles Mix County South Dakota | 1 | $ 40,000 | $ 40,000 | $ 135,000 |
| Lawrence County South Dakota | 1 | $ 352,000 | $ 352,000 | $ 132,000 |
| Lincoln County South Dakota | 1 | $ 415,000 | $ 415,000 | $ 511,000 |
| Bradley County Tennessee | 1 | $ 142,000 | $ 142,000 | $ 89,000 |
| Davidson County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 34,000 |
| Henderson County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 37,000 |
| Jefferson County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 67,000 |
| Madison County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Rutherford County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 41,000 |
| Cameron County Texas | 1 | $ 84,000 | $ 84,000 | $ 33,000 |
| Collin County Texas | 1 | $ 408,000 | $ 408,000 | $ 185,000 |
| Dallas County Texas | 1 | $ 114,000 | $ 114,000 | $ 98,000 |
| Hale County Texas | 1 | $ 130,000 | $ 130,000 | $ 98,000 |
| Hemphill County Texas | 1 | $ 250,000 | $ 250,000 | $ 60,000 |
| Maverick County Texas | 1 | $ 107,000 | $ 107,000 | $ 61,000 |
| Rockwall County Texas | 1 | $ 274,000 | $ 274,000 | $ 144,000 |
| Williamson County Texas | 1 | $ 56,000 | $ 56,000 | $ 29,000 |
| Davis County Utah | 1 | $ 160,000 | $ 160,000 | $ 94,000 |
| Sanpete County Utah | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Summit County Utah | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Orange County Vermont | 1 | $ 109,000 | $ 109,000 | $ 51,000 |
| Gloucester County Virginia | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Henrico County Virginia | 1 | $ 150,000 | $ 150,000 | $ 117,000 |
| Page County Virginia | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Rappahannock County Virginia | 1 | $ 417,000 | $ 417,000 | $ 563,000 |
| Thurston County Washington | 1 | $ 92,000 | $ 92,000 | $ 59,000 |
| Berkeley County West Virginia | 1 | $ 61,000 | $ 61,000 | $ 94,000 |
| Grant County West Virginia | 1 | $ 162,000 | $ 162,000 | $ 160,000 |
| Hampshire County West Virginia | 1 | $ 184,000 | $ 184,000 | $ 134,000 |
| Dodge County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 72,000 |
| Fond du Lac County Wisconsin | 1 | $ 174,000 | $ 174,000 | $ 114,000 |
| Green Lake County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 82,000 |
| Kenosha County Wisconsin | 1 | $ 88,000 | $ 88,000 | $ 170,000 |
| Pierce County Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 52,000 |
| Sheboygan County Wisconsin | 1 | $ 39,000 | $ 39,000 | $ 81,000 |
| Natrona County Wyoming | 1 | $ 164,000 | $ 164,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Mwabank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 227 | $33,171,000 | $146,000 | $900,000 | $90,000 | $1,251,000 |
| Refinancing | 194 | $29,861,000 | $153,000 | $568,000 | $121,000 | $5,200,000 |
| Home Improvement | 65 | $6,483,000 | $99,000 | $570,000 | $87,000 | $410,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 386 | $56,090,000 | $145,000 | $900,000 | $110,000 | $5,200,000 |
| Not Provided | 44 | $7,282,000 | $165,000 | $616,000 | $87,000 | $300,000 |
| Hispanic | 32 | $3,252,000 | $101,000 | $368,000 | $49,000 | $132,000 |
| Black or African American | 18 | $1,871,000 | $103,000 | $211,000 | $70,000 | $165,000 |
| Asian | 5 | $970,000 | $194,000 | $427,000 | $96,000 | $199,000 |
| Not applicable | 1 | $50,000 | $50,000 | $50,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 482 | $69,023,000 | $143,000 | $900,000 | $102,000 | $5,200,000 |
| FHA-insured (Federal Housing Administration) | 4 | $492,000 | $123,000 | $169,000 | $41,000 | $69,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 303 | $44,461,000 | $146,000 | $900,000 | $99,000 | $1,251,000 |
| Application Denied By Financial Institution | 87 | $10,519,000 | $120,000 | $692,000 | $60,000 | $181,000 |
| Application Withdrawn By Applicant | 50 | $7,105,000 | $142,000 | $417,000 | $201,000 | $5,200,000 |
| File Closed For Incompleteness | 27 | $4,556,000 | $168,000 | $400,000 | $99,000 | $280,000 |
| Application Approved But Not Accepted | 17 | $2,171,000 | $127,000 | $370,000 | $74,000 | $211,000 |
| Loan Purchased By The Institution | 2 | $703,000 | $351,000 | $369,000 | $150,000 | $185,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 34 | $3,578,000 | $105,000 | $350,000 | $67,000 | $160,000 |
| Debt-To-Income Ratio | 32 | $4,413,000 | $137,000 | $692,000 | $43,000 | $111,000 |
| Collateral | 18 | $2,134,000 | $118,000 | $400,000 | $79,000 | $181,000 |
| Unverifiable Information | 2 | $346,000 | $173,000 | $250,000 | $81,000 | $102,000 |
| Other | 1 | $48,000 | $48,000 | $48,000 | $29,000 | $29,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mwabank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mwabank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.