Signature Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Signature Federal Credit Union 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Signature Federal Credit Union 12 Herbert St. Alexandria, VA 22313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 332 |
| Total Mortgage Loan Application Amount | $25,562,000 |
| Average Mortgage Loan Application Amount | $77,190 |
| Highest Mortgage Loan Application Amount | $323,000 |
| Average Applicant Income | $67,518 |
| Highest Applicant Income | $188,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Signature Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Signature Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Signature Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Signature Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Signature Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Signature Federal Credit Union's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 5 | $ 347,000 | $ 69,000 | $ 91,000 |
| Los Angeles County California | 4 | $ 112,000 | $ 28,000 | $ 70,000 |
| Baldwin County Alabama | 3 | $ 86,000 | $ 28,000 | $ 67,000 |
| Martin County Florida | 3 | $ 153,000 | $ 51,000 | $ 63,000 |
| Linn County Iowa | 3 | $ 250,000 | $ 83,000 | $ 84,000 |
| Jefferson County Pennsylvania | 3 | $ 196,000 | $ 65,000 | $ 80,000 |
| Arlington County Virginia | 3 | $ 312,000 | $ 104,000 | $ 126,000 |
| Fairfax County Virginia | 3 | $ 391,000 | $ 130,000 | $ 63,000 |
| Maricopa County Arizona | 2 | $ 107,000 | $ 53,000 | $ 51,000 |
| San Bernardino County California | 2 | $ 182,000 | $ 91,000 | $ 87,000 |
| District of Columbia County District Of Columbia | 2 | $ 310,000 | $ 155,000 | $ 72,000 |
| Putnam County Florida | 2 | $ 93,000 | $ 46,000 | $ 84,000 |
| Sarasota County Florida | 2 | $ 165,000 | $ 82,000 | $ 50,000 |
| Latah County Idaho | 2 | $ 150,000 | $ 75,000 | $ 66,000 |
| Franklin County Illinois | 2 | $ 116,000 | $ 58,000 | $ 73,000 |
| Jefferson County Illinois | 2 | $ 116,000 | $ 58,000 | $ 56,000 |
| Appanoose County Iowa | 2 | $ 336,000 | $ 168,000 | $ 49,000 |
| Tama County Iowa | 2 | $ 105,000 | $ 52,000 | $ 49,000 |
| Johnson County Kansas | 2 | $ 195,000 | $ 97,000 | $ 33,000 |
| Calvert County Maryland | 2 | $ 237,000 | $ 118,000 | $ 144,000 |
| Garrett County Maryland | 2 | $ 27,000 | $ 13,000 | $ 66,000 |
| Montgomery County Maryland | 2 | $ 75,000 | $ 37,000 | $ 96,000 |
| Iosco County Michigan | 2 | $ 180,000 | $ 90,000 | $ 113,000 |
| Big Stone County Minnesota | 2 | $ 59,000 | $ 29,000 | $ 101,000 |
| Greene County Missouri | 2 | $ 155,000 | $ 77,000 | $ 78,000 |
| Meagher County Montana | 2 | $ 121,000 | $ 60,000 | $ 59,000 |
| Hillsborough County New Hampshire | 2 | $ 379,000 | $ 189,000 | $ 112,000 |
| Rockingham County New Hampshire | 2 | $ 204,000 | $ 102,000 | $ 59,000 |
| Monmouth County New Jersey | 2 | $ 240,000 | $ 120,000 | $ 114,000 |
| Chaves County New Mexico | 2 | $ 254,000 | $ 127,000 | $ 62,000 |
| Cumberland County North Carolina | 2 | $ 162,000 | $ 81,000 | $ 129,000 |
| Washington County Oklahoma | 2 | $ 160,000 | $ 80,000 | $ 61,000 |
| Delaware County Pennsylvania | 2 | $ 57,000 | $ 28,000 | $ 64,000 |
| Lebanon County Pennsylvania | 2 | $ 121,000 | $ 60,000 | $ 70,000 |
| Northampton County Pennsylvania | 2 | $ 177,000 | $ 88,000 | $ 64,000 |
| Davidson County Tennessee | 2 | $ 120,000 | $ 60,000 | $ 49,000 |
| James City County Virginia | 2 | $ 639,000 | $ 319,000 | $ 104,000 |
| Prince William County Virginia | 2 | $ 198,000 | $ 99,000 | $ 70,000 |
| Skagit County Washington | 2 | $ 225,000 | $ 112,000 | $ 57,000 |
| St. Clair County Alabama | 1 | $ 98,000 | $ 98,000 | $ 151,000 |
| Graham County Arizona | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Pima County Arizona | 1 | $ 42,000 | $ 42,000 | $ 33,000 |
| Stone County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Contra Costa County California | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Fresno County California | 1 | $ 16,000 | $ 16,000 | $ 75,000 |
| Humboldt County California | 1 | $ 19,000 | $ 19,000 | $ 62,000 |
| Mendocino County California | 1 | $ 40,000 | $ 40,000 | $ 67,000 |
| Nevada County California | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Tehama County California | 1 | $ 87,000 | $ 87,000 | $ 36,000 |
| Yuba County California | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Delta County Colorado | 1 | $ 73,000 | $ 73,000 | $ 54,000 |
| Weld County Colorado | 1 | $ 170,000 | $ 170,000 | $ 78,000 |
| Hartford County Connecticut | 1 | $ 50,000 | $ 50,000 | $ 101,000 |
| Charlotte County Florida | 1 | $ 49,000 | $ 49,000 | $ 102,000 |
| Lake County Florida | 1 | $ 34,000 | $ 34,000 | $ 26,000 |
| Miami-Dade County Florida | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Orange County Florida | 1 | $ 134,000 | $ 134,000 | $ 90,000 |
| Volusia County Florida | 1 | $ 11,000 | $ 11,000 | $ 36,000 |
| Clay County Georgia | 1 | $ 64,000 | $ 64,000 | $ 64,000 |
| Gwinnett County Georgia | 1 | $ 38,000 | $ 38,000 | $ 130,000 |
| Henry County Georgia | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Screven County Georgia | 1 | $ 40,000 | $ 40,000 | $ 55,000 |
| Toombs County Georgia | 1 | $ 68,000 | $ 68,000 | $ 54,000 |
| Idaho County Idaho | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Clinton County Illinois | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Cook County Illinois | 1 | $ 303,000 | $ 303,000 | $ 122,000 |
| Perry County Illinois | 1 | $ 49,000 | $ 49,000 | $ 48,000 |
| Carroll County Indiana | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Clay County Indiana | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Fayette County Indiana | 1 | $ 78,000 | $ 78,000 | $ 81,000 |
| Lake County Indiana | 1 | $ 215,000 | $ 215,000 | $ 146,000 |
| Buchanan County Iowa | 1 | $ 77,000 | $ 77,000 | $ 47,000 |
| Clarke County Iowa | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Greene County Iowa | 1 | $ 87,000 | $ 87,000 | $ 30,000 |
| Polk County Iowa | 1 | $ 73,000 | $ 73,000 | $ 38,000 |
| Poweshiek County Iowa | 1 | $ 30,000 | $ 30,000 | $ 69,000 |
| Anderson County Kansas | 1 | $ 68,000 | $ 68,000 | $ 94,000 |
| Brown County Kansas | 1 | $ 37,000 | $ 37,000 | $ 22,000 |
| Ellsworth County Kansas | 1 | $ 62,000 | $ 62,000 | $ 87,000 |
| Ford County Kansas | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Kingman County Kansas | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Miami County Kansas | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Pottawatomie County Kansas | 1 | $ 113,000 | $ 113,000 | $ 97,000 |
| Riley County Kansas | 1 | $ 13,000 | $ 13,000 | $ 43,000 |
| Rush County Kansas | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Stafford County Kansas | 1 | $ 30,000 | $ 30,000 | $ 70,000 |
| Franklin County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Harlan County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Oldham County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Caddo County Louisiana | 1 | $ 144,000 | $ 144,000 | $ 52,000 |
| Concordia County Louisiana | 1 | $ 78,000 | $ 78,000 | $ 68,000 |
| Anne Arundel County Maryland | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Baltimore County Maryland | 1 | $ 128,000 | $ 128,000 | $ 72,000 |
| Carroll County Maryland | 1 | $ 214,000 | $ 214,000 | $ 68,000 |
| Prince George's County Maryland | 1 | $ 12,000 | $ 12,000 | $ 33,000 |
| St. Mary's County Maryland | 1 | $ 35,000 | $ 35,000 | $ 171,000 |
| Wicomico County Maryland | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Baraga County Michigan | 1 | $ 68,000 | $ 68,000 | $ 72,000 |
| Berrien County Michigan | 1 | $ 75,000 | $ 75,000 | $ 146,000 |
| Kalamazoo County Michigan | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Macomb County Michigan | 1 | $ 10,000 | $ 10,000 | $ 77,000 |
| Ontonagon County Michigan | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Anoka County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 68,000 |
| Norman County Minnesota | 1 | $ 22,000 | $ 22,000 | $ 80,000 |
| Redwood County Minnesota | 1 | $ 44,000 | $ 44,000 | $ 46,000 |
| Rock County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 108,000 |
| Stearns County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 49,000 |
| Forrest County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 65,000 |
| Leflore County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Pearl River County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 59,000 |
| Washington County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 92,000 |
| Barton County Missouri | 1 | $ 3,000 | $ 3,000 | $ 19,000 |
| Benton County Missouri | 1 | $ 40,000 | $ 40,000 | $ 110,000 |
| Daviess County Missouri | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Linn County Missouri | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Marion County Missouri | 1 | $ 42,000 | $ 42,000 | $ 52,000 |
| New Madrid County Missouri | 1 | $ 73,000 | $ 73,000 | $ 54,000 |
| Newton County Missouri | 1 | $ 82,000 | $ 82,000 | $ 88,000 |
| Platte County Missouri | 1 | $ 270,000 | $ 270,000 | $ 109,000 |
| Wayne County Missouri | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Cascade County Montana | 1 | $ 16,000 | $ 16,000 | $ 19,000 |
| Flathead County Montana | 1 | $ 16,000 | $ 16,000 | $ 83,000 |
| Madison County Montana | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
| Roosevelt County Montana | 1 | $ 79,000 | $ 79,000 | $ 99,000 |
| Sanders County Montana | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Butler County Nebraska | 1 | $ 36,000 | $ 36,000 | $ 60,000 |
| Dixon County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
| Garden County Nebraska | 1 | $ 16,000 | $ 16,000 | $ 108,000 |
| Johnson County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 76,000 |
| Lincoln County Nebraska | 1 | $ 52,000 | $ 52,000 | $ 114,000 |
| Clark County Nevada | 1 | $ 71,000 | $ 71,000 | $ 49,000 |
| Pershing County Nevada | 1 | $ 60,000 | $ 60,000 | $ 101,000 |
| Cheshire County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| Grafton County New Hampshire | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Merrimack County New Hampshire | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Gloucester County New Jersey | 1 | $ 33,000 | $ 33,000 | $ 55,000 |
| Morris County New Jersey | 1 | $ 13,000 | $ 13,000 | $ 55,000 |
| Eddy County New Mexico | 1 | $ 30,000 | $ 30,000 | $ 44,000 |
| Grant County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Taos County New Mexico | 1 | $ 36,000 | $ 36,000 | $ 98,000 |
| Columbia County New York | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Dutchess County New York | 1 | $ 30,000 | $ 30,000 | $ 79,000 |
| Greene County New York | 1 | $ 38,000 | $ 38,000 | $ 54,000 |
| Orange County New York | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Oswego County New York | 1 | $ 153,000 | $ 153,000 | $ 92,000 |
| Rensselaer County New York | 1 | $ 75,000 | $ 75,000 | $ 106,000 |
| Saratoga County New York | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Mecklenburg County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Robeson County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Warren County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 44,000 |
| Williams County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Ashtabula County Ohio | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| Franklin County Ohio | 1 | $ 108,000 | $ 108,000 | $ 68,000 |
| Harrison County Ohio | 1 | $ 96,000 | $ 96,000 | $ 56,000 |
| Huron County Ohio | 1 | $ 250,000 | $ 250,000 | $ 94,000 |
| Sandusky County Ohio | 1 | $ 167,000 | $ 167,000 | $ 73,000 |
| Summit County Ohio | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Wayne County Ohio | 1 | $ 49,000 | $ 49,000 | $ 52,000 |
| Canadian County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
| Kay County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 70,000 |
| Oklahoma County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Pittsburg County Oklahoma | 1 | $ 66,000 | $ 66,000 | $ 47,000 |
| Sequoyah County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 70,000 |
| Tulsa County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 103,000 |
| Wagoner County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Coos County Oregon | 1 | $ 10,000 | $ 10,000 | $ 58,000 |
| Allegheny County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 64,000 |
| Centre County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 24,000 |
| Clearfield County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 98,000 |
| Crawford County Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 70,000 |
| Lehigh County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Schuylkill County Pennsylvania | 1 | $ 11,000 | $ 11,000 | $ 50,000 |
| Susquehanna County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 39,000 |
| Wayne County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Horry County South Carolina | 1 | $ 41,000 | $ 41,000 | $ 60,000 |
| Richland County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Hamlin County South Dakota | 1 | $ 38,000 | $ 38,000 | $ 21,000 |
| Sanborn County South Dakota | 1 | $ 28,000 | $ 28,000 | $ 51,000 |
| Dickson County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 107,000 |
| Monroe County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 107,000 |
| Burleson County Texas | 1 | $ 220,000 | $ 220,000 | $ 64,000 |
| Collin County Texas | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Crosby County Texas | 1 | $ 42,000 | $ 42,000 | $ 50,000 |
| Eastland County Texas | 1 | $ 42,000 | $ 42,000 | $ 24,000 |
| Fort Bend County Texas | 1 | $ 6,000 | $ 6,000 | $ 62,000 |
| Harrison County Texas | 1 | $ 9,000 | $ 9,000 | $ 72,000 |
| Jasper County Texas | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| McCulloch County Texas | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| San Patricio County Texas | 1 | $ 112,000 | $ 112,000 | $ 106,000 |
| Addison County Vermont | 1 | $ 20,000 | $ 20,000 | $ 45,000 |
| Bennington County Vermont | 1 | $ 130,000 | $ 130,000 | $ 94,000 |
| Windham County Vermont | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Fredericksburg County Virginia | 1 | $ 232,000 | $ 232,000 | $ 90,000 |
| Prince George County Virginia | 1 | $ 53,000 | $ 53,000 | $ 69,000 |
| Washington County Virginia | 1 | $ 63,000 | $ 63,000 | $ 46,000 |
| Clallam County Washington | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Lincoln County Washington | 1 | $ 38,000 | $ 38,000 | $ 83,000 |
| Mason County Washington | 1 | $ 30,000 | $ 30,000 | $ 89,000 |
| Yakima County Washington | 1 | $ 126,000 | $ 126,000 | $ 75,000 |
| Jefferson County West Virginia | 1 | $ 323,000 | $ 323,000 | $ 145,000 |
| Ashland County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Columbia County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 74,000 |
| Kenosha County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 185 | $16,138,000 | $89,731 | $323,000 | $72,219 | $188,000 |
| Home Improvement (one-to-four family) | 90 | $3,040,000 | $34,305 | $275,000 | $65,472 | $171,000 |
| Home Purchase (one-to-four family) | 57 | $6,384,000 | $108,393 | $319,000 | $63,909 | $146,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 190 | $15,431,000 | $88,500 | $323,000 | $72,818 | $188,000 |
| Information not provided by applicant in mail or telephone application | 118 | $8,279,000 | $73,447 | $319,000 | $68,526 | $171,000 |
| Black | 16 | $1,154,000 | $79,125 | $184,000 | $68,500 | $103,000 |
| Hispanic | 4 | $397,000 | $99,250 | $165,000 | $71,000 | $106,000 |
| American Indian or Alaskan Native | 3 | $196,000 | $65,333 | $86,000 | $39,333 | $57,000 |
| Other | 1 | $105,000 | $105,000 | $105,000 | $43,000 | $43,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian or Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 332 | $25,562,000 | $77,446 | $323,000 | $68,106 | $188,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 219 | $15,842,000 | $76,500 | $323,000 | $69,681 | $151,000 |
| Application Withdrawn By Applicant | 67 | $5,817,000 | $92,903 | $250,000 | $73,451 | $188,000 |
| Application Denied By Financial Institution | 46 | $3,903,000 | $88,461 | $303,000 | $62,923 | $129,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 14 | $1,495,000 | $118,400 | $260,000 | $80,300 | $129,000 |
| Debt-To-Income Ratio | 14 | $758,000 | $56,153 | $170,000 | $52,692 | $85,000 |
| Other | 2 | $144,000 | $72,000 | $95,000 | $56,000 | $82,000 |
| Unverifiable Information | 1 | $100,000 | $100,000 | $100,000 | $50,000 | $50,000 |
| Employment History | 1 | $49,000 | $49,000 | $49,000 | $27,000 | $27,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Signature Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.