Signature Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Signature Federal Credit Union 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Signature Federal Credit Union 12 Herbert St. Alexandria, VA 22313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 459 |
| Total Mortgage Loan Application Amount | $37,458,000 |
| Average Mortgage Loan Application Amount | $86,666 |
| Highest Mortgage Loan Application Amount | $770,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $510,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Signature Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Signature Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Signature Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Signature Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Signature Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Signature Federal Credit Union's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince William County Virginia | 4 | $ 357,000 | $ 89,000 | $ 66,000 |
| Cowlitz County Washington | 4 | $ 113,000 | $ 28,000 | $ 62,000 |
| Butte County California | 3 | $ 245,000 | $ 81,000 | $ 75,000 |
| Wicomico County Maryland | 3 | $ 363,000 | $ 121,000 | $ 67,000 |
| Monmouth County New Jersey | 3 | $ 252,000 | $ 84,000 | $ 78,000 |
| Chambers County Alabama | 2 | $ 153,000 | $ 76,000 | $ 39,000 |
| Faulkner County Arkansas | 2 | $ 516,000 | $ 258,000 | $ 91,000 |
| Contra Costa County California | 2 | $ 455,000 | $ 227,000 | $ 72,000 |
| Los Angeles County California | 2 | $ 139,000 | $ 69,000 | $ 75,000 |
| Riverside County California | 2 | $ 65,000 | $ 32,000 | $ 95,000 |
| Sonoma County California | 2 | $ 188,000 | $ 94,000 | $ 86,000 |
| Douglas County Colorado | 2 | $ 104,000 | $ 52,000 | $ 109,000 |
| District of Columbia County District Of Columbia | 2 | $ 915,000 | $ 457,000 | $ 139,000 |
| Latah County Idaho | 2 | $ 50,000 | $ 25,000 | $ 53,000 |
| Sedgwick County Kansas | 2 | $ 388,000 | $ 194,000 | $ 57,000 |
| Kent County Michigan | 2 | $ 244,000 | $ 122,000 | $ 113,000 |
| Newaygo County Michigan | 2 | $ 152,000 | $ 76,000 | $ 60,000 |
| Rio Arriba County New Mexico | 2 | $ 196,000 | $ 98,000 | $ 124,000 |
| Valencia County New Mexico | 2 | $ 158,000 | $ 79,000 | $ 65,000 |
| Albany County New York | 2 | $ 170,000 | $ 85,000 | $ 83,000 |
| Alexander County North Carolina | 2 | $ 233,000 | $ 116,000 | $ 79,000 |
| Jefferson County Ohio | 2 | $ 59,000 | $ 29,000 | $ 71,000 |
| Williams County Ohio | 2 | $ 104,000 | $ 52,000 | $ 101,000 |
| Dewey County Oklahoma | 2 | $ 100,000 | $ 50,000 | $ 50,000 |
| Deschutes County Oregon | 2 | $ 154,000 | $ 77,000 | $ 75,000 |
| Butler County Pennsylvania | 2 | $ 99,000 | $ 49,000 | $ 106,000 |
| Northampton County Pennsylvania | 2 | $ 228,000 | $ 114,000 | $ 55,000 |
| Susquehanna County Pennsylvania | 2 | $ 153,000 | $ 76,000 | $ 85,000 |
| Willacy County Texas | 2 | $ 80,000 | $ 40,000 | $ 83,000 |
| Northumberland County Virginia | 2 | $ 367,000 | $ 183,000 | $ 65,000 |
| Kitsap County Washington | 2 | $ 437,000 | $ 218,000 | $ 51,000 |
| Baldwin County Alabama | 1 | $ 33,000 | $ 33,000 | $ 35,000 |
| Chilton County Alabama | 1 | $ 30,000 | $ 30,000 | $ 79,000 |
| Fayette County Alabama | 1 | $ 24,000 | $ 24,000 | $ 52,000 |
| Lee County Alabama | 1 | $ 24,000 | $ 24,000 | $ 86,000 |
| Madison County Alabama | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| Sumter County Alabama | 1 | $ 370,000 | $ 370,000 | $ 137,000 |
| Washington County Alabama | 1 | $ 121,000 | $ 121,000 | $ 111,000 |
| Cochise County Arizona | 1 | $ 30,000 | $ 30,000 | $ 144,000 |
| Gila County Arizona | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Pima County Arizona | 1 | $ 49,000 | $ 49,000 | $ 29,000 |
| Arkansas County Arkansas | 1 | $ 61,000 | $ 61,000 | $ 67,000 |
| Izard County Arkansas | 1 | $ 63,000 | $ 63,000 | $ 92,000 |
| Jefferson County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Pulaski County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Sharp County Arkansas | 1 | $ 48,000 | $ 48,000 | $ 117,000 |
| Washington County Arkansas | 1 | $ 54,000 | $ 54,000 | $ 51,000 |
| Kern County California | 1 | $ 57,000 | $ 57,000 | $ 74,000 |
| San Bernardino County California | 1 | $ 76,000 | $ 76,000 | $ 61,000 |
| San Mateo County California | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Broomfield County Colorado | 1 | $ 9,000 | $ 9,000 | $ 48,000 |
| Costilla County Colorado | 1 | $ 52,000 | $ 52,000 | $ 82,000 |
| Denver County Colorado | 1 | $ 10,000 | $ 10,000 | $ 52,000 |
| Jefferson County Colorado | 1 | $ 57,000 | $ 57,000 | $ 79,000 |
| Hartford County Connecticut | 1 | $ 251,000 | $ 251,000 | $ 166,000 |
| New Haven County Connecticut | 1 | $ 8,000 | $ 8,000 | $ 39,000 |
| Sussex County Delaware | 1 | $ 130,000 | $ 130,000 | $ 148,000 |
| Alachua County Florida | 1 | $ 12,000 | $ 12,000 | $ 121,000 |
| Brevard County Florida | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Citrus County Florida | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Duval County Florida | 1 | $ 100,000 | $ 100,000 | $ 92,000 |
| Hernando County Florida | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Jefferson County Florida | 1 | $ 54,000 | $ 54,000 | $ 101,000 |
| Lake County Florida | 1 | $ 49,000 | $ 49,000 | $ 58,000 |
| Martin County Florida | 1 | $ 86,000 | $ 86,000 | $ 80,000 |
| Pinellas County Florida | 1 | $ 25,000 | $ 25,000 | $ 113,000 |
| Butts County Georgia | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Boise County Idaho | 1 | $ 63,000 | $ 63,000 | $ 57,000 |
| Bonneville County Idaho | 1 | $ 49,000 | $ 49,000 | $ 106,000 |
| Madison County Idaho | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
| Owyhee County Idaho | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
| Adams County Illinois | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| Cumberland County Illinois | 1 | $ 60,000 | $ 60,000 | $ 107,000 |
| Jackson County Illinois | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Lee County Illinois | 1 | $ 13,000 | $ 13,000 | $ 101,000 |
| Livingston County Illinois | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| McHenry County Illinois | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Monroe County Illinois | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Rock Island County Illinois | 1 | $ 80,000 | $ 80,000 | $ 102,000 |
| Washington County Illinois | 1 | $ 53,000 | $ 53,000 | $ 52,000 |
| Clark County Indiana | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Wayne County Indiana | 1 | $ 27,000 | $ 27,000 | $ 49,000 |
| Audubon County Iowa | 1 | $ 50,000 | $ 50,000 | $ 106,000 |
| Grundy County Iowa | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| Mitchell County Iowa | 1 | $ 50,000 | $ 50,000 | $ 127,000 |
| Monona County Iowa | 1 | $ 24,000 | $ 24,000 | $ 51,000 |
| Wapello County Iowa | 1 | $ 61,000 | $ 61,000 | $ 102,000 |
| Lyon County Kansas | 1 | $ 40,000 | $ 40,000 | $ 94,000 |
| Pottawatomie County Kansas | 1 | $ 14,000 | $ 14,000 | $ 38,000 |
| Bell County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 71,000 |
| Boyd County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 126,000 |
| Bullitt County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 84,000 |
| Christian County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 69,000 |
| Hardin County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 91,000 |
| Lawrence County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 101,000 |
| Pulaski County Kentucky | 1 | $ 18,000 | $ 18,000 | $ 62,000 |
| Webster County Kentucky | 1 | $ 113,000 | $ 113,000 | $ 57,000 |
| Wolfe County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 87,000 |
| Allen County Louisiana | 1 | $ 18,000 | $ 18,000 | $ 99,000 |
| Bossier County Louisiana | 1 | $ 54,000 | $ 54,000 | $ 116,000 |
| Calcasieu County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Terrebonne County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Cumberland County Maine | 1 | $ 12,000 | $ 12,000 | $ 28,000 |
| York County Maine | 1 | $ 30,000 | $ 30,000 | $ 71,000 |
| Cecil County Maryland | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Charles County Maryland | 1 | $ 92,000 | $ 92,000 | $ 150,000 |
| Dorchester County Maryland | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Frederick County Maryland | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Prince George's County Maryland | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| St. Mary's County Maryland | 1 | $ 70,000 | $ 70,000 | $ 86,000 |
| Franklin County Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Berrien County Michigan | 1 | $ 30,000 | $ 30,000 | $ 107,000 |
| Huron County Michigan | 1 | $ 10,000 | $ 10,000 | $ 79,000 |
| Wayne County Michigan | 1 | $ 30,000 | $ 30,000 | $ 92,000 |
| Carver County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 146,000 |
| Cottonwood County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Kittson County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Le Sueur County Minnesota | 1 | $ 18,000 | $ 18,000 | $ 65,000 |
| Redwood County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 80,000 |
| Scott County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Sibley County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 115,000 |
| Watonwan County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Copiah County Mississippi | 1 | $ 26,000 | $ 26,000 | $ 60,000 |
| Pontotoc County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
| Barry County Missouri | 1 | $ 21,000 | $ 21,000 | $ 48,000 |
| Camden County Missouri | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
| Cass County Missouri | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Clinton County Missouri | 1 | $ 124,000 | $ 124,000 | $ 36,000 |
| Greene County Missouri | 1 | $ 30,000 | $ 30,000 | $ 78,000 |
| Montgomery County Missouri | 1 | $ 109,000 | $ 109,000 | $ 58,000 |
| Randolph County Missouri | 1 | $ 34,000 | $ 34,000 | $ 55,000 |
| St. Charles County Missouri | 1 | $ 19,000 | $ 19,000 | $ 61,000 |
| Stone County Missouri | 1 | $ 40,000 | $ 40,000 | $ 84,000 |
| Cascade County Montana | 1 | $ 116,000 | $ 116,000 | $ 32,000 |
| Flathead County Montana | 1 | $ 204,000 | $ 204,000 | $ 58,000 |
| Adams County Nebraska | 1 | $ 21,000 | $ 21,000 | $ 81,000 |
| Butler County Nebraska | 1 | $ 28,000 | $ 28,000 | $ 58,000 |
| Grant County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 86,000 |
| Phelps County Nebraska | 1 | $ 112,000 | $ 112,000 | $ 79,000 |
| Clark County Nevada | 1 | $ 162,000 | $ 162,000 | $ 70,000 |
| Washoe County Nevada | 1 | $ 40,000 | $ 40,000 | $ 72,000 |
| Coos County New Hampshire | 1 | $ 21,000 | $ 21,000 | $ 93,000 |
| Rockingham County New Hampshire | 1 | $ 87,000 | $ 87,000 | $ 101,000 |
| Camden County New Jersey | 1 | $ 288,000 | $ 288,000 | $ 73,000 |
| Gloucester County New Jersey | 1 | $ 60,000 | $ 60,000 | $ 119,000 |
| Ocean County New Jersey | 1 | $ 98,000 | $ 98,000 | $ 96,000 |
| Salem County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 190,000 |
| Bernalillo County New Mexico | 1 | $ 23,000 | $ 23,000 | $ 54,000 |
| Grant County New Mexico | 1 | $ 36,000 | $ 36,000 | $ 25,000 |
| Allegany County New York | 1 | $ 43,000 | $ 43,000 | $ 55,000 |
| Essex County New York | 1 | $ 20,000 | $ 20,000 | $ 65,000 |
| Fulton County New York | 1 | $ 20,000 | $ 20,000 | $ 31,000 |
| Madison County New York | 1 | $ 36,000 | $ 36,000 | $ 62,000 |
| Niagara County New York | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Suffolk County New York | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| Sullivan County New York | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Westchester County New York | 1 | $ 44,000 | $ 44,000 | $ 93,000 |
| Yates County New York | 1 | $ 107,000 | $ 107,000 | $ 40,000 |
| Cabarrus County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 98,000 |
| Carteret County North Carolina | 1 | $ 284,000 | $ 284,000 | $ 173,000 |
| Mecklenburg County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 37,000 |
| Nash County North Carolina | 1 | $ 69,000 | $ 69,000 | $ 53,000 |
| Stokes County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 30,000 |
| Wake County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 120,000 |
| Morton County North Dakota | 1 | $ 40,000 | $ 40,000 | $ 54,000 |
| Allen County Ohio | 1 | $ 30,000 | $ 30,000 | $ 37,000 |
| Darke County Ohio | 1 | $ 60,000 | $ 60,000 | $ 47,000 |
| Franklin County Ohio | 1 | $ 30,000 | $ 30,000 | $ 41,000 |
| Geauga County Ohio | 1 | $ 50,000 | $ 50,000 | $ 124,000 |
| Ross County Ohio | 1 | $ 48,000 | $ 48,000 | $ 68,000 |
| Warren County Ohio | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Wood County Ohio | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| Atoka County Oklahoma | 1 | $ 32,000 | $ 32,000 | $ 27,000 |
| Logan County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 157,000 |
| Pontotoc County Oklahoma | 1 | $ 34,000 | $ 34,000 | $ 89,000 |
| Stephens County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 124,000 |
| Woods County Oklahoma | 1 | $ 66,000 | $ 66,000 | $ 66,000 |
| Allegheny County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Carbon County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Chester County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Clarion County Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 111,000 |
| Greene County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Jefferson County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Lancaster County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 89,000 |
| Lebanon County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 106,000 |
| Luzerne County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 101,000 |
| Tioga County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Westmoreland County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 120,000 |
| Beaufort County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Kershaw County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Lexington County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 66,000 |
| Corson County South Dakota | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Douglas County South Dakota | 1 | $ 71,000 | $ 71,000 | $ 63,000 |
| Moody County South Dakota | 1 | $ 17,000 | $ 17,000 | $ 40,000 |
| Campbell County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 68,000 |
| Claiborne County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Lawrence County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 32,000 |
| Putnam County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 137,000 |
| Shelby County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 98,000 |
| White County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 52,000 |
| Castro County Texas | 1 | $ 56,000 | $ 56,000 | $ 63,000 |
| Collin County Texas | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Dallas County Texas | 1 | $ 38,000 | $ 38,000 | $ 153,000 |
| Galveston County Texas | 1 | $ 50,000 | $ 50,000 | $ 145,000 |
| Gray County Texas | 1 | $ 28,000 | $ 28,000 | $ 55,000 |
| Grayson County Texas | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Kimble County Texas | 1 | $ 56,000 | $ 56,000 | $ 48,000 |
| Montague County Texas | 1 | $ 99,000 | $ 99,000 | $ 52,000 |
| Smith County Texas | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Taylor County Texas | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| Victoria County Texas | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Wise County Texas | 1 | $ 141,000 | $ 141,000 | $ 61,000 |
| Garfield County Utah | 1 | $ 14,000 | $ 14,000 | $ 52,000 |
| Franklin County Vermont | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Orleans County Vermont | 1 | $ 140,000 | $ 140,000 | $ 111,000 |
| Accomack County Virginia | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| Arlington County Virginia | 1 | $ 700,000 | $ 700,000 | $ 326,000 |
| Augusta County Virginia | 1 | $ 71,000 | $ 71,000 | $ 107,000 |
| Fairfax County Virginia | 1 | $ 365,000 | $ 365,000 | $ 168,000 |
| Frederick County Virginia | 1 | $ 52,000 | $ 52,000 | $ 73,000 |
| Hampton County Virginia | 1 | $ 50,000 | $ 50,000 | $ 76,000 |
| King George County Virginia | 1 | $ 50,000 | $ 50,000 | $ 159,000 |
| Loudoun County Virginia | 1 | $ 413,000 | $ 413,000 | $ 103,000 |
| Manassas County Virginia | 1 | $ 250,000 | $ 250,000 | $ 55,000 |
| Patrick County Virginia | 1 | $ 57,000 | $ 57,000 | $ 60,000 |
| Stafford County Virginia | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Warren County Virginia | 1 | $ 49,000 | $ 49,000 | $ 100,000 |
| Grant County Washington | 1 | $ 199,000 | $ 199,000 | $ 84,000 |
| Grays Harbor County Washington | 1 | $ 20,000 | $ 20,000 | $ 38,000 |
| Island County Washington | 1 | $ 79,000 | $ 79,000 | $ 146,000 |
| Lewis County Washington | 1 | $ 30,000 | $ 30,000 | $ 82,000 |
| Skagit County Washington | 1 | $ 140,000 | $ 140,000 | $ 38,000 |
| Boone County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 81,000 |
| Greenbrier County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 100,000 |
| Nicholas County West Virginia | 1 | $ 38,000 | $ 38,000 | $ 45,000 |
| Ohio County West Virginia | 1 | $ 26,000 | $ 26,000 | $ 31,000 |
| Calumet County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 90,000 |
| Chippewa County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 124,000 |
| Dodge County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 109,000 |
| Langlade County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Marathon County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Milwaukee County Wisconsin | 1 | $ 54,000 | $ 54,000 | $ 103,000 |
| Richland County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 86,000 |
| Shawano County Wisconsin | 1 | $ 21,000 | $ 21,000 | $ 73,000 |
| Washburn County Wisconsin | 1 | $ 57,000 | $ 57,000 | $ 71,000 |
| Fremont County Wyoming | 1 | $ 94,000 | $ 94,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 251 | $21,036,000 | $83,000 | $770,000 | $76,000 | $326,000 |
| Home Improvement | 125 | $4,957,000 | $39,000 | $250,000 | $85,000 | $510,000 |
| Home Purchase | 83 | $11,465,000 | $138,000 | $465,000 | $65,000 | $166,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 312 | $19,121,000 | $61,000 | $465,000 | $77,000 | $196,000 |
| White | 121 | $14,940,000 | $123,000 | $770,000 | $75,000 | $510,000 |
| Black or African American | 14 | $1,811,000 | $129,000 | $291,000 | $66,000 | $150,000 |
| Hispanic | 9 | $941,000 | $104,000 | $284,000 | $93,000 | $173,000 |
| Asian | 2 | $488,000 | $244,000 | $413,000 | $83,000 | $103,000 |
| American Indian or Alaskan Native | 1 | $157,000 | $157,000 | $157,000 | $73,000 | $73,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 459 | $37,458,000 | $81,000 | $770,000 | $76,000 | $510,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 210 | $15,887,000 | $75,000 | $770,000 | $77,000 | $326,000 |
| Application Withdrawn By Applicant | 156 | $14,553,000 | $93,000 | $523,000 | $76,000 | $510,000 |
| Application Denied By Financial Institution | 92 | $6,965,000 | $75,000 | $417,000 | $76,000 | $150,000 |
| Application Approved But Not Accepted | 1 | $53,000 | $53,000 | $53,000 | $52,000 | $52,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 51 | $4,098,000 | $80,000 | $417,000 | $79,000 | $133,000 |
| Credit History | 27 | $1,958,000 | $72,000 | $288,000 | $69,000 | $129,000 |
| Collateral | 9 | $488,000 | $54,000 | $92,000 | $97,000 | $150,000 |
| Employment History | 2 | $158,000 | $79,000 | $112,000 | $44,000 | $70,000 |
| Other | 1 | $81,000 | $81,000 | $81,000 | $68,000 | $68,000 |
| Unverifiable Information | 1 | $35,000 | $35,000 | $35,000 | $51,000 | $51,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Signature Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.