Signature Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Signature Federal Credit Union 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Signature Federal Credit Union 12 Herbert St. Alexandria, VA 22313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 518 |
| Total Mortgage Loan Application Amount | $43,335,000 |
| Average Mortgage Loan Application Amount | $84,333 |
| Highest Mortgage Loan Application Amount | $490,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Signature Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Signature Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Signature Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Signature Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Signature Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Signature Federal Credit Union's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince William County Virginia | 7 | $ 1,328,000 | $ 189,000 | $ 104,000 |
| Christian County Kentucky | 6 | $ 286,000 | $ 47,000 | $ 86,000 |
| Rutland County Vermont | 4 | $ 1,134,000 | $ 283,000 | $ 88,000 |
| Riverside County California | 3 | $ 41,000 | $ 13,000 | $ 57,000 |
| Sonoma County California | 3 | $ 665,000 | $ 221,000 | $ 95,000 |
| Cass County Missouri | 3 | $ 371,000 | $ 123,000 | $ 111,000 |
| Hillsborough County New Hampshire | 3 | $ 221,000 | $ 73,000 | $ 95,000 |
| Monmouth County New Jersey | 3 | $ 201,000 | $ 67,000 | $ 125,000 |
| Rio Arriba County New Mexico | 3 | $ 139,000 | $ 46,000 | $ 101,000 |
| Guilford County North Carolina | 3 | $ 148,000 | $ 49,000 | $ 55,000 |
| Carter County Oklahoma | 3 | $ 222,000 | $ 74,000 | $ 84,000 |
| Kay County Oklahoma | 3 | $ 126,000 | $ 42,000 | $ 101,000 |
| Stephens County Oklahoma | 3 | $ 98,000 | $ 32,000 | $ 111,000 |
| McKean County Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 62,000 |
| Windsor County Vermont | 3 | $ 246,000 | $ 82,000 | $ 12,000 |
| Grays Harbor County Washington | 3 | $ 340,000 | $ 113,000 | $ 48,000 |
| Madison County Alabama | 2 | $ 176,000 | $ 88,000 | $ 67,000 |
| Pickens County Alabama | 2 | $ 66,000 | $ 33,000 | $ 48,000 |
| Mesa County Colorado | 2 | $ 402,000 | $ 201,000 | $ 60,000 |
| Montezuma County Colorado | 2 | $ 78,000 | $ 39,000 | $ 37,000 |
| Hartford County Connecticut | 2 | $ 168,000 | $ 84,000 | $ 182,000 |
| Franklin County Florida | 2 | $ 82,000 | $ 41,000 | $ 42,000 |
| Hillsborough County Florida | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| Lake County Florida | 2 | $ 79,000 | $ 39,000 | $ 62,000 |
| Pinellas County Florida | 2 | $ 214,000 | $ 107,000 | $ 63,000 |
| Putnam County Florida | 2 | $ 135,000 | $ 67,000 | $ 86,000 |
| Muscogee County Georgia | 2 | $ 92,000 | $ 46,000 | $ 87,000 |
| Putnam County Indiana | 2 | $ 250,000 | $ 125,000 | $ 97,000 |
| Pike County Kentucky | 2 | $ 154,000 | $ 77,000 | $ 48,000 |
| Assumption County Louisiana | 2 | $ 190,000 | $ 95,000 | $ 198,000 |
| Lafourche County Louisiana | 2 | $ 146,000 | $ 73,000 | $ 73,000 |
| Charles County Maryland | 2 | $ 121,000 | $ 60,000 | $ 128,000 |
| Montgomery County Maryland | 2 | $ 503,000 | $ 251,000 | $ 117,000 |
| Lake of the Woods County Minnesota | 2 | $ 228,000 | $ 114,000 | $ 64,000 |
| Wayne County Missouri | 2 | $ 75,000 | $ 37,000 | $ 54,000 |
| Lincoln County Nebraska | 2 | $ 110,000 | $ 55,000 | $ 81,000 |
| Clark County Nevada | 2 | $ 210,000 | $ 105,000 | $ 89,000 |
| Cheshire County New Hampshire | 2 | $ 189,000 | $ 94,000 | $ 105,000 |
| Middlesex County New Jersey | 2 | $ 214,000 | $ 107,000 | $ 146,000 |
| Orange County New York | 2 | $ 130,000 | $ 65,000 | $ 130,000 |
| Alexander County North Carolina | 2 | $ 192,000 | $ 96,000 | $ 82,000 |
| Bladen County North Carolina | 2 | $ 128,000 | $ 64,000 | $ 80,000 |
| Wake County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 107,000 |
| Warren County Ohio | 2 | $ 100,000 | $ 50,000 | $ 61,000 |
| Johnston County Oklahoma | 2 | $ 166,000 | $ 83,000 | $ 48,000 |
| McCurtain County Oklahoma | 2 | $ 136,000 | $ 68,000 | $ 81,000 |
| Allegheny County Pennsylvania | 2 | $ 88,000 | $ 44,000 | $ 94,000 |
| Dauphin County Pennsylvania | 2 | $ 115,000 | $ 57,000 | $ 34,000 |
| Delaware County Pennsylvania | 2 | $ 55,000 | $ 27,000 | $ 87,000 |
| Caledonia County Vermont | 2 | $ 231,000 | $ 115,000 | $ 87,000 |
| Clark County Washington | 2 | $ 228,000 | $ 114,000 | $ 49,000 |
| Harrison County West Virginia | 2 | $ 22,000 | $ 11,000 | $ 53,000 |
| Ohio County West Virginia | 2 | $ 65,000 | $ 32,000 | $ 84,000 |
| Blount County Alabama | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Chilton County Alabama | 1 | $ 151,000 | $ 151,000 | $ 121,000 |
| Clarke County Alabama | 1 | $ 42,000 | $ 42,000 | $ 62,000 |
| Lawrence County Alabama | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Tuscaloosa County Alabama | 1 | $ 34,000 | $ 34,000 | $ 124,000 |
| Mohave County Arizona | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Navajo County Arizona | 1 | $ 16,000 | $ 16,000 | $ 54,000 |
| Arkansas County Arkansas | 1 | $ 58,000 | $ 58,000 | $ 48,000 |
| Carroll County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Faulkner County Arkansas | 1 | $ 436,000 | $ 436,000 | $ 141,000 |
| Garland County Arkansas | 1 | $ 84,000 | $ 84,000 | $ 100,000 |
| Independence County Arkansas | 1 | $ 41,000 | $ 41,000 | $ 125,000 |
| Jackson County Arkansas | 1 | $ 56,000 | $ 56,000 | $ 62,000 |
| Jefferson County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Lee County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 52,000 |
| Stone County Arkansas | 1 | $ 82,000 | $ 82,000 | $ 48,000 |
| Butte County California | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Los Angeles County California | 1 | $ 75,000 | $ 75,000 | $ 118,000 |
| Mendocino County California | 1 | $ 214,000 | $ 214,000 | $ 69,000 |
| San Bernardino County California | 1 | $ 57,000 | $ 57,000 | $ 92,000 |
| Adams County Colorado | 1 | $ 171,000 | $ 171,000 | $ 144,000 |
| Douglas County Colorado | 1 | $ 114,000 | $ 114,000 | $ 165,000 |
| Pueblo County Colorado | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
| Routt County Colorado | 1 | $ 60,000 | $ 60,000 | $ 118,000 |
| Litchfield County Connecticut | 1 | $ 39,000 | $ 39,000 | $ 136,000 |
| Tolland County Connecticut | 1 | $ 28,000 | $ 28,000 | $ 80,000 |
| District of Columbia County District Of Columbia | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Brevard County Florida | 1 | $ 59,000 | $ 59,000 | $ 38,000 |
| Charlotte County Florida | 1 | $ 30,000 | $ 30,000 | $ 126,000 |
| Escambia County Florida | 1 | $ 58,000 | $ 58,000 | $ 91,000 |
| Hernando County Florida | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Marion County Florida | 1 | $ 12,000 | $ 12,000 | $ 28,000 |
| Suwannee County Florida | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Clayton County Georgia | 1 | $ 32,000 | $ 32,000 | $ 119,000 |
| Dougherty County Georgia | 1 | $ 60,000 | $ 60,000 | $ 103,000 |
| Early County Georgia | 1 | $ 47,000 | $ 47,000 | $ 49,000 |
| Lee County Georgia | 1 | $ 30,000 | $ 30,000 | $ 53,000 |
| Ware County Georgia | 1 | $ 40,000 | $ 40,000 | $ 71,000 |
| Boise County Idaho | 1 | $ 54,000 | $ 54,000 | $ 57,000 |
| Bonneville County Idaho | 1 | $ 43,000 | $ 43,000 | $ 90,000 |
| Kootenai County Idaho | 1 | $ 37,000 | $ 37,000 | $ 48,000 |
| Latah County Idaho | 1 | $ 47,000 | $ 47,000 | $ 69,000 |
| Jefferson County Illinois | 1 | $ 61,000 | $ 61,000 | $ 20,000 |
| Madison County Illinois | 1 | $ 91,000 | $ 91,000 | $ 107,000 |
| McLean County Illinois | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Perry County Illinois | 1 | $ 51,000 | $ 51,000 | $ 95,000 |
| Rock Island County Illinois | 1 | $ 81,000 | $ 81,000 | $ 120,000 |
| Sangamon County Illinois | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Williamson County Illinois | 1 | $ 49,000 | $ 49,000 | $ 53,000 |
| Clark County Indiana | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Daviess County Indiana | 1 | $ 28,000 | $ 28,000 | $ 109,000 |
| Decatur County Indiana | 1 | $ 90,000 | $ 90,000 | $ 89,000 |
| Howard County Indiana | 1 | $ 48,000 | $ 48,000 | $ 63,000 |
| Cherokee County Iowa | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| Lyon County Iowa | 1 | $ 112,000 | $ 112,000 | $ 90,000 |
| Madison County Iowa | 1 | $ 30,000 | $ 30,000 | $ 105,000 |
| Mitchell County Iowa | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Story County Iowa | 1 | $ 10,000 | $ 10,000 | $ 110,000 |
| Worth County Iowa | 1 | $ 48,000 | $ 48,000 | $ 62,000 |
| Brown County Kansas | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Ellsworth County Kansas | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Johnson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 95,000 |
| Logan County Kansas | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Lyon County Kansas | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Miami County Kansas | 1 | $ 30,000 | $ 30,000 | $ 131,000 |
| Osage County Kansas | 1 | $ 41,000 | $ 41,000 | $ 78,000 |
| Pottawatomie County Kansas | 1 | $ 45,000 | $ 45,000 | $ 121,000 |
| Bullitt County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Carter County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 70,000 |
| Jefferson County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Oldham County Kentucky | 1 | $ 198,000 | $ 198,000 | $ 58,000 |
| Taylor County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 65,000 |
| Webster County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| Jefferson County Louisiana | 1 | $ 36,000 | $ 36,000 | $ 33,000 |
| Jefferson Davis County Louisiana | 1 | $ 36,000 | $ 36,000 | $ 33,000 |
| Hancock County Maine | 1 | $ 30,000 | $ 30,000 | $ 34,000 |
| Penobscot County Maine | 1 | $ 40,000 | $ 40,000 | $ 82,000 |
| Anne Arundel County Maryland | 1 | $ 40,000 | $ 40,000 | $ 98,000 |
| Calvert County Maryland | 1 | $ 111,000 | $ 111,000 | $ 133,000 |
| Carroll County Maryland | 1 | $ 80,000 | $ 80,000 | $ 105,000 |
| Howard County Maryland | 1 | $ 75,000 | $ 75,000 | $ 250,000 |
| St. Mary's County Maryland | 1 | $ 44,000 | $ 44,000 | $ 102,000 |
| Talbot County Maryland | 1 | $ 75,000 | $ 75,000 | $ 119,000 |
| Washington County Maryland | 1 | $ 130,000 | $ 130,000 | $ 88,000 |
| Wicomico County Maryland | 1 | $ 61,000 | $ 61,000 | $ 38,000 |
| Barnstable County Massachusetts | 1 | $ 144,000 | $ 144,000 | $ 47,000 |
| Worcester County Massachusetts | 1 | $ 8,000 | $ 8,000 | $ 30,000 |
| Genesee County Michigan | 1 | $ 146,000 | $ 146,000 | $ 104,000 |
| Iosco County Michigan | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Muskegon County Michigan | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Beltrami County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 51,000 |
| Carver County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Cass County Minnesota | 1 | $ 103,000 | $ 103,000 | $ 66,000 |
| Chisago County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
| Cottonwood County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 63,000 |
| Freeborn County Minnesota | 1 | $ 103,000 | $ 103,000 | $ 110,000 |
| Jackson County Minnesota | 1 | $ 59,000 | $ 59,000 | $ 66,000 |
| Lincoln County Minnesota | 1 | $ 53,000 | $ 53,000 | $ 102,000 |
| Rock County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Wright County Minnesota | 1 | $ 46,000 | $ 46,000 | $ 115,000 |
| Clay County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Monroe County Mississippi | 1 | $ 27,000 | $ 27,000 | $ 36,000 |
| Rankin County Mississippi | 1 | $ 79,000 | $ 79,000 | $ 84,000 |
| Buchanan County Missouri | 1 | $ 168,000 | $ 168,000 | $ 63,000 |
| Camden County Missouri | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Greene County Missouri | 1 | $ 31,000 | $ 31,000 | $ 109,000 |
| Henry County Missouri | 1 | $ 91,000 | $ 91,000 | $ 78,000 |
| Jasper County Missouri | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Mercer County Missouri | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Moniteau County Missouri | 1 | $ 49,000 | $ 49,000 | $ 35,000 |
| Montgomery County Missouri | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Morgan County Missouri | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| New Madrid County Missouri | 1 | $ 24,000 | $ 24,000 | $ 57,000 |
| Saline County Missouri | 1 | $ 82,000 | $ 82,000 | $ 27,000 |
| St. Charles County Missouri | 1 | $ 25,000 | $ 25,000 | $ 149,000 |
| St. Louis County Missouri | 1 | $ 100,000 | $ 100,000 | $ 12,000 |
| Cascade County Montana | 1 | $ 140,000 | $ 140,000 | $ 29,000 |
| Roosevelt County Montana | 1 | $ 36,000 | $ 36,000 | $ 78,000 |
| Valley County Montana | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| Yellowstone County Montana | 1 | $ 97,000 | $ 97,000 | $ 294,000 |
| Sheridan County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 59,000 |
| Washoe County Nevada | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| White Pine County Nevada | 1 | $ 30,000 | $ 30,000 | $ 59,000 |
| Cumberland County New Jersey | 1 | $ 70,000 | $ 70,000 | $ 81,000 |
| Ocean County New Jersey | 1 | $ 27,000 | $ 27,000 | $ 122,000 |
| Union County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Bernalillo County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Dona Ana County New Mexico | 1 | $ 16,000 | $ 16,000 | $ 68,000 |
| Sandoval County New Mexico | 1 | $ 288,000 | $ 288,000 | $ 94,000 |
| Santa Fe County New Mexico | 1 | $ 78,000 | $ 78,000 | $ 99,000 |
| Albany County New York | 1 | $ 160,000 | $ 160,000 | $ 101,000 |
| Chemung County New York | 1 | $ 28,000 | $ 28,000 | $ 75,000 |
| Clinton County New York | 1 | $ 60,000 | $ 60,000 | $ 179,000 |
| Columbia County New York | 1 | $ 180,000 | $ 180,000 | $ 115,000 |
| Erie County New York | 1 | $ 110,000 | $ 110,000 | $ 62,000 |
| Montgomery County New York | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Schenectady County New York | 1 | $ 190,000 | $ 190,000 | $ 101,000 |
| Schuyler County New York | 1 | $ 62,000 | $ 62,000 | $ 155,000 |
| Suffolk County New York | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Sullivan County New York | 1 | $ 68,000 | $ 68,000 | $ 57,000 |
| Brunswick County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Cabarrus County North Carolina | 1 | $ 23,000 | $ 23,000 | $ 48,000 |
| Clay County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 92,000 |
| Henderson County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 40,000 |
| Jones County North Carolina | 1 | $ 29,000 | $ 29,000 | $ 29,000 |
| McDowell County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 65,000 |
| Person County North Carolina | 1 | $ 22,000 | $ 22,000 | $ 59,000 |
| Stanly County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Bowman County North Dakota | 1 | $ 59,000 | $ 59,000 | $ 61,000 |
| Morton County North Dakota | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Ashtabula County Ohio | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Auglaize County Ohio | 1 | $ 65,000 | $ 65,000 | $ 106,000 |
| Champaign County Ohio | 1 | $ 32,000 | $ 32,000 | $ 52,000 |
| Clermont County Ohio | 1 | $ 7,000 | $ 7,000 | $ 115,000 |
| Columbiana County Ohio | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| Delaware County Ohio | 1 | $ 30,000 | $ 30,000 | $ 74,000 |
| Fairfield County Ohio | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| Franklin County Ohio | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Jackson County Ohio | 1 | $ 68,000 | $ 68,000 | $ 52,000 |
| Jefferson County Ohio | 1 | $ 66,000 | $ 66,000 | $ 68,000 |
| Logan County Ohio | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Lorain County Ohio | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Miami County Ohio | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Putnam County Ohio | 1 | $ 40,000 | $ 40,000 | $ 110,000 |
| Ross County Ohio | 1 | $ 52,000 | $ 52,000 | $ 66,000 |
| Williams County Ohio | 1 | $ 97,000 | $ 97,000 | $ 104,000 |
| Craig County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Le Flore County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 52,000 |
| Oklahoma County Oklahoma | 1 | $ 22,000 | $ 22,000 | $ 44,000 |
| Benton County Oregon | 1 | $ 40,000 | $ 40,000 | $ 111,000 |
| Jackson County Oregon | 1 | $ 34,000 | $ 34,000 | $ 38,000 |
| Morrow County Oregon | 1 | $ 94,000 | $ 94,000 | $ 30,000 |
| Yamhill County Oregon | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Beaver County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 80,000 |
| Blair County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 83,000 |
| Bradford County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| Bucks County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 69,000 |
| Butler County Pennsylvania | 1 | $ 31,000 | $ 31,000 | $ 125,000 |
| Chester County Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 95,000 |
| Cumberland County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Fulton County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 94,000 |
| Lackawanna County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 172,000 |
| Lebanon County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Luzerne County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 81,000 |
| Mifflin County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| Montgomery County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 77,000 |
| Northumberland County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 57,000 |
| Susquehanna County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Tioga County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 59,000 |
| Wayne County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Anderson County South Carolina | 1 | $ 214,000 | $ 214,000 | $ 82,000 |
| Clarendon County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 97,000 |
| Lexington County South Carolina | 1 | $ 53,000 | $ 53,000 | $ 68,000 |
| McCormick County South Carolina | 1 | $ 58,000 | $ 58,000 | $ 51,000 |
| Charles Mix County South Dakota | 1 | $ 38,000 | $ 38,000 | $ 37,000 |
| Lincoln County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Union County South Dakota | 1 | $ 152,000 | $ 152,000 | $ 62,000 |
| Campbell County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Henderson County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 59,000 |
| Lauderdale County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 95,000 |
| Lawrence County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 38,000 |
| Putnam County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Austin County Texas | 1 | $ 43,000 | $ 43,000 | $ 123,000 |
| Dallas County Texas | 1 | $ 63,000 | $ 63,000 | $ 141,000 |
| Denton County Texas | 1 | $ 200,000 | $ 200,000 | $ 300,000 |
| Fort Bend County Texas | 1 | $ 24,000 | $ 24,000 | $ 35,000 |
| Guadalupe County Texas | 1 | $ 45,000 | $ 45,000 | $ 115,000 |
| Harrison County Texas | 1 | $ 39,000 | $ 39,000 | $ 139,000 |
| Hidalgo County Texas | 1 | $ 34,000 | $ 34,000 | $ 58,000 |
| Hunt County Texas | 1 | $ 184,000 | $ 184,000 | $ 130,000 |
| Jeff Davis County Texas | 1 | $ 53,000 | $ 53,000 | $ 49,000 |
| Liberty County Texas | 1 | $ 53,000 | $ 53,000 | $ 22,000 |
| Madison County Texas | 1 | $ 80,000 | $ 80,000 | $ 62,000 |
| Matagorda County Texas | 1 | $ 57,000 | $ 57,000 | $ 24,000 |
| Rockwall County Texas | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Runnels County Texas | 1 | $ 84,000 | $ 84,000 | $ 121,000 |
| Tarrant County Texas | 1 | $ 121,000 | $ 121,000 | $ 155,000 |
| Wilson County Texas | 1 | $ 40,000 | $ 40,000 | $ 75,000 |
| Sanpete County Utah | 1 | $ 32,000 | $ 32,000 | $ 131,000 |
| Summit County Utah | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| Addison County Vermont | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Bennington County Vermont | 1 | $ 10,000 | $ 10,000 | $ 78,000 |
| Franklin County Vermont | 1 | $ 5,000 | $ 5,000 | $ 75,000 |
| Orleans County Vermont | 1 | $ 13,000 | $ 13,000 | $ 51,000 |
| Windham County Vermont | 1 | $ 30,000 | $ 30,000 | $ 53,000 |
| Fairfax County Virginia | 1 | $ 448,000 | $ 448,000 | $ 120,000 |
| James City County Virginia | 1 | $ 85,000 | $ 85,000 | $ 104,000 |
| Lancaster County Virginia | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Loudoun County Virginia | 1 | $ 360,000 | $ 360,000 | $ 52,000 |
| Madison County Virginia | 1 | $ 290,000 | $ 290,000 | $ 104,000 |
| Stafford County Virginia | 1 | $ 219,000 | $ 219,000 | $ 135,000 |
| Jefferson County Washington | 1 | $ 76,000 | $ 76,000 | $ 71,000 |
| Kitsap County Washington | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Kittitas County Washington | 1 | $ 26,000 | $ 26,000 | $ 53,000 |
| Lewis County Washington | 1 | $ 30,000 | $ 30,000 | $ 115,000 |
| Skagit County Washington | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Spokane County Washington | 1 | $ 148,000 | $ 148,000 | $ 72,000 |
| Fayette County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 102,000 |
| Greenbrier County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 96,000 |
| Jefferson County West Virginia | 1 | $ 190,000 | $ 190,000 | $ 238,000 |
| McDowell County West Virginia | 1 | $ 10,000 | $ 10,000 | $ 71,000 |
| Nicholas County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Preston County West Virginia | 1 | $ 82,000 | $ 82,000 | $ 69,000 |
| Wood County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| Outagamie County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Walworth County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 88,000 |
| Washburn County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 382 | $32,696,000 | $85,000 | $490,000 | $78,000 | $294,000 |
| Home Improvement | 78 | $3,300,000 | $42,000 | $290,000 | $83,000 | $300,000 |
| Home Purchase | 58 | $7,339,000 | $126,000 | $420,000 | $64,000 | $130,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 372 | $24,487,000 | $65,000 | $490,000 | $79,000 | $300,000 |
| White | 123 | $15,963,000 | $129,000 | $475,000 | $68,000 | $146,000 |
| Black or African American | 12 | $1,560,000 | $130,000 | $375,000 | $78,000 | $167,000 |
| Hispanic | 7 | $718,000 | $102,000 | $288,000 | $99,000 | $212,000 |
| Asian | 2 | $400,000 | $200,000 | $205,000 | $131,000 | $133,000 |
| American Indian or Alaskan Native | 1 | $45,000 | $45,000 | $45,000 | $56,000 | $56,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $162,000 | $162,000 | $162,000 | $129,000 | $129,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 518 | $43,335,000 | $83,000 | $490,000 | $77,000 | $300,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 274 | $20,627,000 | $75,000 | $475,000 | $80,000 | $294,000 |
| Application Withdrawn By Applicant | 159 | $15,043,000 | $94,000 | $490,000 | $78,000 | $300,000 |
| Application Denied By Financial Institution | 76 | $6,983,000 | $91,000 | $420,000 | $69,000 | $199,000 |
| File Closed For Incompleteness | 6 | $561,000 | $93,000 | $165,000 | $51,000 | $62,000 |
| Application Approved But Not Accepted | 3 | $121,000 | $40,000 | $66,000 | $87,000 | $136,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 36 | $3,958,000 | $109,000 | $420,000 | $63,000 | $115,000 |
| Credit History | 26 | $1,820,000 | $70,000 | $190,000 | $78,000 | $199,000 |
| Collateral | 7 | $567,000 | $81,000 | $157,000 | $71,000 | $109,000 |
| Other | 5 | $589,000 | $117,000 | $285,000 | $76,000 | $116,000 |
| Credit Application Incomplete | 1 | $16,000 | $16,000 | $16,000 | $11,000 | $11,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Signature Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.