Signature Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Signature Federal Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Signature Federal Credit Union 12 Herbert St. Alexandria, VA 22313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 456 |
| Total Mortgage Loan Application Amount | $44,048,000 |
| Average Mortgage Loan Application Amount | $87,666 |
| Highest Mortgage Loan Application Amount | $625,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $465,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Signature Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Signature Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Signature Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Signature Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Signature Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Signature Federal Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Mary's County Maryland | 5 | $ 1,455,000 | $ 291,000 | $ 124,000 |
| Oneida County New York | 4 | $ 185,000 | $ 46,000 | $ 63,000 |
| Guilford County North Carolina | 4 | $ 245,000 | $ 61,000 | $ 51,000 |
| Loudoun County Virginia | 4 | $ 581,000 | $ 145,000 | $ 156,000 |
| Mobile County Alabama | 3 | $ 325,000 | $ 108,000 | $ 109,000 |
| Sonoma County California | 3 | $ 338,000 | $ 112,000 | $ 90,000 |
| Johnson County Kansas | 3 | $ 251,000 | $ 83,000 | $ 66,000 |
| Yellowstone County Montana | 3 | $ 289,000 | $ 96,000 | $ 194,000 |
| Monmouth County New Jersey | 3 | $ 289,000 | $ 96,000 | $ 77,000 |
| Erie County New York | 3 | $ 86,000 | $ 28,000 | $ 50,000 |
| Delaware County Pennsylvania | 3 | $ 194,000 | $ 64,000 | $ 60,000 |
| Huntingdon County Pennsylvania | 3 | $ 148,000 | $ 49,000 | $ 63,000 |
| Hunt County Texas | 3 | $ 361,000 | $ 120,000 | $ 121,000 |
| Okanogan County Washington | 3 | $ 148,000 | $ 49,000 | $ 122,000 |
| Maricopa County Arizona | 2 | $ 139,000 | $ 69,000 | $ 61,000 |
| Pinal County Arizona | 2 | $ 107,000 | $ 53,000 | $ 32,000 |
| Lake County California | 2 | $ 156,000 | $ 78,000 | $ 43,000 |
| Los Angeles County California | 2 | $ 117,000 | $ 58,000 | $ 89,000 |
| El Paso County Colorado | 2 | $ 155,000 | $ 77,000 | $ 35,000 |
| Larimer County Colorado | 2 | $ 156,000 | $ 78,000 | $ 127,000 |
| Mesa County Colorado | 2 | $ 259,000 | $ 129,000 | $ 56,000 |
| Pueblo County Colorado | 2 | $ 403,000 | $ 201,000 | $ 105,000 |
| Champaign County Illinois | 2 | $ 382,000 | $ 191,000 | $ 81,000 |
| McDonough County Illinois | 2 | $ 36,000 | $ 18,000 | $ 49,000 |
| Peoria County Illinois | 2 | $ 24,000 | $ 12,000 | $ 66,000 |
| Decatur County Indiana | 2 | $ 62,000 | $ 31,000 | $ 86,000 |
| Lake County Indiana | 2 | $ 125,000 | $ 62,000 | $ 118,000 |
| Fayette County Iowa | 2 | $ 114,000 | $ 57,000 | $ 83,000 |
| Tama County Iowa | 2 | $ 232,000 | $ 116,000 | $ 28,000 |
| Marion County Kansas | 2 | $ 90,000 | $ 45,000 | $ 71,000 |
| Jefferson County Kentucky | 2 | $ 248,000 | $ 124,000 | $ 87,000 |
| Pulaski County Kentucky | 2 | $ 44,000 | $ 22,000 | $ 74,000 |
| Scott County Kentucky | 2 | $ 272,000 | $ 136,000 | $ 98,000 |
| Grant County Louisiana | 2 | $ 90,000 | $ 45,000 | $ 88,000 |
| Iberia County Louisiana | 2 | $ 256,000 | $ 128,000 | $ 69,000 |
| Jefferson Davis County Louisiana | 2 | $ 95,000 | $ 47,000 | $ 59,000 |
| Montgomery County Maryland | 2 | $ 1,075,000 | $ 537,000 | $ 119,000 |
| Queen Anne's County Maryland | 2 | $ 170,000 | $ 85,000 | $ 92,000 |
| Barnstable County Massachusetts | 2 | $ 248,000 | $ 124,000 | $ 47,000 |
| Kent County Michigan | 2 | $ 262,000 | $ 131,000 | $ 99,000 |
| McLeod County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 138,000 |
| Camden County Missouri | 2 | $ 41,000 | $ 20,000 | $ 76,000 |
| Jackson County Missouri | 2 | $ 50,000 | $ 25,000 | $ 44,000 |
| Maries County Missouri | 2 | $ 319,000 | $ 159,000 | $ 78,000 |
| Wayne County Missouri | 2 | $ 89,000 | $ 44,000 | $ 84,000 |
| Washoe County Nevada | 2 | $ 818,000 | $ 409,000 | $ 85,000 |
| Grafton County New Hampshire | 2 | $ 184,000 | $ 92,000 | $ 59,000 |
| Lincoln County New Mexico | 2 | $ 262,000 | $ 131,000 | $ 120,000 |
| Valencia County New Mexico | 2 | $ 433,000 | $ 216,000 | $ 71,000 |
| Jefferson County New York | 2 | $ 70,000 | $ 35,000 | $ 70,000 |
| Sullivan County New York | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Warren County New York | 2 | $ 232,000 | $ 116,000 | $ 73,000 |
| Bladen County North Carolina | 2 | $ 123,000 | $ 61,000 | $ 71,000 |
| Haskell County Oklahoma | 2 | $ 53,000 | $ 26,000 | $ 40,000 |
| McCurtain County Oklahoma | 2 | $ 292,000 | $ 146,000 | $ 79,000 |
| Coos County Oregon | 2 | $ 346,000 | $ 173,000 | $ 100,000 |
| Monroe County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 56,000 |
| Tioga County Pennsylvania | 2 | $ 308,000 | $ 154,000 | $ 75,000 |
| Nueces County Texas | 2 | $ 144,000 | $ 72,000 | $ 46,000 |
| Oldham County Texas | 2 | $ 120,000 | $ 60,000 | $ 120,000 |
| Fairfax County Virginia | 2 | $ 537,000 | $ 268,000 | $ 97,000 |
| Lynchburg County Virginia | 2 | $ 120,000 | $ 60,000 | $ 52,000 |
| Greenbrier County West Virginia | 2 | $ 100,000 | $ 50,000 | $ 55,000 |
| Nicholas County West Virginia | 2 | $ 137,000 | $ 68,000 | $ 74,000 |
| Baldwin County Alabama | 1 | $ 71,000 | $ 71,000 | $ 51,000 |
| Calhoun County Alabama | 1 | $ 70,000 | $ 70,000 | $ 77,000 |
| Jefferson County Alabama | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Madison County Alabama | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Pickens County Alabama | 1 | $ 40,000 | $ 40,000 | $ 129,000 |
| Shelby County Alabama | 1 | $ 110,000 | $ 110,000 | $ 72,000 |
| St. Clair County Alabama | 1 | $ 358,000 | $ 358,000 | $ 122,000 |
| Walker County Alabama | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| Pima County Arizona | 1 | $ 95,000 | $ 95,000 | $ 138,000 |
| Yavapai County Arizona | 1 | $ 30,000 | $ 30,000 | $ 90,000 |
| Desha County Arkansas | 1 | $ 97,000 | $ 97,000 | $ 46,000 |
| Greene County Arkansas | 1 | $ 48,000 | $ 48,000 | $ 49,000 |
| Jackson County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Jefferson County Arkansas | 1 | $ 36,000 | $ 36,000 | $ 36,000 |
| Nevada County Arkansas | 1 | $ 93,000 | $ 93,000 | $ 80,000 |
| Pulaski County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 81,000 |
| Saline County Arkansas | 1 | $ 91,000 | $ 91,000 | $ 64,000 |
| Sharp County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 126,000 |
| Butte County California | 1 | $ 66,000 | $ 66,000 | $ 88,000 |
| Contra Costa County California | 1 | $ 280,000 | $ 280,000 | $ 59,000 |
| Mendocino County California | 1 | $ 193,000 | $ 193,000 | $ 97,000 |
| Nevada County California | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| San Bernardino County California | 1 | $ 335,000 | $ 335,000 | $ 86,000 |
| Solano County California | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Arapahoe County Colorado | 1 | $ 242,000 | $ 242,000 | $ 74,000 |
| Chaffee County Colorado | 1 | $ 42,000 | $ 42,000 | $ 89,000 |
| La Plata County Colorado | 1 | $ 52,000 | $ 52,000 | $ 71,000 |
| Summit County Colorado | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Hartford County Connecticut | 1 | $ 86,000 | $ 86,000 | $ 110,000 |
| New Haven County Connecticut | 1 | $ 83,000 | $ 83,000 | $ 104,000 |
| New London County Connecticut | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Sussex County Delaware | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| District of Columbia County District Of Columbia | 1 | $ 305,000 | $ 305,000 | $ 45,000 |
| Jefferson County Florida | 1 | $ 61,000 | $ 61,000 | $ 62,000 |
| Monroe County Florida | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Okaloosa County Florida | 1 | $ 90,000 | $ 90,000 | $ 56,000 |
| Pasco County Florida | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Pinellas County Florida | 1 | $ 72,000 | $ 72,000 | $ 85,000 |
| Polk County Florida | 1 | $ 220,000 | $ 220,000 | $ 108,000 |
| Suwannee County Florida | 1 | $ 31,000 | $ 31,000 | $ 81,000 |
| Calhoun County Georgia | 1 | $ 38,000 | $ 38,000 | $ 48,000 |
| Decatur County Georgia | 1 | $ 121,000 | $ 121,000 | $ 70,000 |
| Early County Georgia | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Harris County Georgia | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Lee County Georgia | 1 | $ 38,000 | $ 38,000 | $ 54,000 |
| Boise County Idaho | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Bonneville County Idaho | 1 | $ 62,000 | $ 62,000 | $ 88,000 |
| Canyon County Idaho | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Custer County Idaho | 1 | $ 72,000 | $ 72,000 | $ 44,000 |
| Idaho County Idaho | 1 | $ 37,000 | $ 37,000 | $ 111,000 |
| Kootenai County Idaho | 1 | $ 126,000 | $ 126,000 | $ 142,000 |
| Shoshone County Idaho | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Edwards County Illinois | 1 | $ 54,000 | $ 54,000 | $ 77,000 |
| Greene County Illinois | 1 | $ 37,000 | $ 37,000 | $ 84,000 |
| Grundy County Illinois | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Jackson County Illinois | 1 | $ 47,000 | $ 47,000 | $ 60,000 |
| Jefferson County Illinois | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Menard County Illinois | 1 | $ 135,000 | $ 135,000 | $ 210,000 |
| Rock Island County Illinois | 1 | $ 94,000 | $ 94,000 | $ 111,000 |
| Wayne County Illinois | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| Whiteside County Illinois | 1 | $ 44,000 | $ 44,000 | $ 181,000 |
| Will County Illinois | 1 | $ 109,000 | $ 109,000 | $ 59,000 |
| Hamilton County Indiana | 1 | $ 176,000 | $ 176,000 | $ 78,000 |
| Howard County Indiana | 1 | $ 17,000 | $ 17,000 | $ 73,000 |
| LaGrange County Indiana | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Marshall County Indiana | 1 | $ 43,000 | $ 43,000 | $ 43,000 |
| Rush County Indiana | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Vermillion County Indiana | 1 | $ 23,000 | $ 23,000 | $ 53,000 |
| Audubon County Iowa | 1 | $ 44,000 | $ 44,000 | $ 109,000 |
| Buena Vista County Iowa | 1 | $ 48,000 | $ 48,000 | $ 45,000 |
| Cerro Gordo County Iowa | 1 | $ 20,000 | $ 20,000 | $ 53,000 |
| Iowa County Iowa | 1 | $ 18,000 | $ 18,000 | $ 49,000 |
| Keokuk County Iowa | 1 | $ 129,000 | $ 129,000 | $ 153,000 |
| Kossuth County Iowa | 1 | $ 101,000 | $ 101,000 | $ 65,000 |
| Mitchell County Iowa | 1 | $ 39,000 | $ 39,000 | $ 21,000 |
| O'Brien County Iowa | 1 | $ 123,000 | $ 123,000 | $ 54,000 |
| Decatur County Kansas | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Dickinson County Kansas | 1 | $ 12,000 | $ 12,000 | $ 102,000 |
| Ford County Kansas | 1 | $ 42,000 | $ 42,000 | $ 59,000 |
| Gray County Kansas | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
| Harper County Kansas | 1 | $ 67,000 | $ 67,000 | $ 98,000 |
| Rice County Kansas | 1 | $ 30,000 | $ 30,000 | $ 108,000 |
| Rush County Kansas | 1 | $ 72,000 | $ 72,000 | $ 107,000 |
| Shawnee County Kansas | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Bullitt County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 77,000 |
| Carter County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 78,000 |
| Laurel County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 44,000 |
| Monroe County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 23,000 |
| Assumption County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 46,000 |
| Calcasieu County Louisiana | 1 | $ 260,000 | $ 260,000 | $ 465,000 |
| Pointe Coupee County Louisiana | 1 | $ 52,000 | $ 52,000 | $ 111,000 |
| Androscoggin County Maine | 1 | $ 10,000 | $ 10,000 | $ 49,000 |
| Franklin County Maine | 1 | $ 73,000 | $ 73,000 | $ 25,000 |
| Knox County Maine | 1 | $ 20,000 | $ 20,000 | $ 20,000 |
| Penobscot County Maine | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| Piscataquis County Maine | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| Waldo County Maine | 1 | $ 86,000 | $ 86,000 | $ 60,000 |
| Allegany County Maryland | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Anne Arundel County Maryland | 1 | $ 16,000 | $ 16,000 | $ 49,000 |
| Charles County Maryland | 1 | $ 350,000 | $ 350,000 | $ 120,000 |
| Prince George's County Maryland | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Wicomico County Maryland | 1 | $ 102,000 | $ 102,000 | $ 52,000 |
| Essex County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 106,000 |
| Franklin County Massachusetts | 1 | $ 28,000 | $ 28,000 | $ 68,000 |
| Middlesex County Massachusetts | 1 | $ 80,000 | $ 80,000 | $ 131,000 |
| Worcester County Massachusetts | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Livingston County Michigan | 1 | $ 190,000 | $ 190,000 | $ 79,000 |
| Menominee County Michigan | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Washtenaw County Michigan | 1 | $ 164,000 | $ 164,000 | $ 173,000 |
| Blue Earth County Minnesota | 1 | $ 23,000 | $ 23,000 | $ 52,000 |
| Dakota County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Freeborn County Minnesota | 1 | $ 121,000 | $ 121,000 | $ 104,000 |
| Le Sueur County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Redwood County Minnesota | 1 | $ 47,000 | $ 47,000 | $ 62,000 |
| Rock County Minnesota | 1 | $ 176,000 | $ 176,000 | $ 94,000 |
| Sibley County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 67,000 |
| Watonwan County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 50,000 |
| Covington County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 100,000 |
| Jasper County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| Leake County Mississippi | 1 | $ 230,000 | $ 230,000 | $ 79,000 |
| Lee County Mississippi | 1 | $ 17,000 | $ 17,000 | $ 79,000 |
| Lowndes County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 91,000 |
| Rankin County Mississippi | 1 | $ 82,000 | $ 82,000 | $ 67,000 |
| Sunflower County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 70,000 |
| Atchison County Missouri | 1 | $ 121,000 | $ 121,000 | $ 62,000 |
| Cooper County Missouri | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Linn County Missouri | 1 | $ 51,000 | $ 51,000 | $ 46,000 |
| Mercer County Missouri | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Morgan County Missouri | 1 | $ 79,000 | $ 79,000 | $ 63,000 |
| New Madrid County Missouri | 1 | $ 68,000 | $ 68,000 | $ 61,000 |
| Pemiscot County Missouri | 1 | $ 27,000 | $ 27,000 | $ 45,000 |
| Randolph County Missouri | 1 | $ 79,000 | $ 79,000 | $ 50,000 |
| St. Clair County Missouri | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Ste. Genevieve County Missouri | 1 | $ 70,000 | $ 70,000 | $ 81,000 |
| Liberty County Montana | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Rosebud County Montana | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Wibaux County Montana | 1 | $ 46,000 | $ 46,000 | $ 30,000 |
| Cherry County Nebraska | 1 | $ 104,000 | $ 104,000 | $ 79,000 |
| Dixon County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 87,000 |
| Frontier County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 106,000 |
| Kimball County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| Phelps County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Red Willow County Nebraska | 1 | $ 57,000 | $ 57,000 | $ 70,000 |
| Webster County Nebraska | 1 | $ 44,000 | $ 44,000 | $ 128,000 |
| Humboldt County Nevada | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Belknap County New Hampshire | 1 | $ 81,000 | $ 81,000 | $ 64,000 |
| Cheshire County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Coos County New Hampshire | 1 | $ 17,000 | $ 17,000 | $ 107,000 |
| Gloucester County New Jersey | 1 | $ 102,000 | $ 102,000 | $ 115,000 |
| Morris County New Jersey | 1 | $ 262,000 | $ 262,000 | $ 101,000 |
| Salem County New Jersey | 1 | $ 59,000 | $ 59,000 | $ 213,000 |
| Somerset County New Jersey | 1 | $ 110,000 | $ 110,000 | $ 130,000 |
| Union County New Jersey | 1 | $ 93,000 | $ 93,000 | $ 105,000 |
| Catron County New Mexico | 1 | $ 20,000 | $ 20,000 | $ 39,000 |
| Eddy County New Mexico | 1 | $ 53,000 | $ 53,000 | $ 77,000 |
| Otero County New Mexico | 1 | $ 91,000 | $ 91,000 | $ 55,000 |
| Albany County New York | 1 | $ 111,000 | $ 111,000 | $ 143,000 |
| Allegany County New York | 1 | $ 13,000 | $ 13,000 | $ 31,000 |
| Cattaraugus County New York | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Clinton County New York | 1 | $ 78,000 | $ 78,000 | $ 77,000 |
| Columbia County New York | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Delaware County New York | 1 | $ 58,000 | $ 58,000 | $ 31,000 |
| Onondaga County New York | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
| Richmond County New York | 1 | $ 88,000 | $ 88,000 | $ 92,000 |
| Seneca County New York | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| Suffolk County New York | 1 | $ 168,000 | $ 168,000 | $ 55,000 |
| Wyoming County New York | 1 | $ 120,000 | $ 120,000 | $ 125,000 |
| Brunswick County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 65,000 |
| Cabarrus County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 45,000 |
| Wake County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Cass County North Dakota | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Delaware County Ohio | 1 | $ 500,000 | $ 500,000 | $ 206,000 |
| Greene County Ohio | 1 | $ 60,000 | $ 60,000 | $ 193,000 |
| Hamilton County Ohio | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Madison County Ohio | 1 | $ 89,000 | $ 89,000 | $ 78,000 |
| Montgomery County Ohio | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Pike County Ohio | 1 | $ 90,000 | $ 90,000 | $ 79,000 |
| Stark County Ohio | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Warren County Ohio | 1 | $ 61,000 | $ 61,000 | $ 108,000 |
| Custer County Oklahoma | 1 | $ 74,000 | $ 74,000 | $ 67,000 |
| Garvin County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 138,000 |
| Major County Oklahoma | 1 | $ 57,000 | $ 57,000 | $ 106,000 |
| Okfuskee County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 106,000 |
| Sequoyah County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Washita County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 119,000 |
| Woods County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 68,000 |
| Jefferson County Oregon | 1 | $ 81,000 | $ 81,000 | $ 30,000 |
| Klamath County Oregon | 1 | $ 90,000 | $ 90,000 | $ 54,000 |
| Adams County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 54,000 |
| Allegheny County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 82,000 |
| Berks County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 103,000 |
| Bradford County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 46,000 |
| Bucks County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 81,000 |
| Butler County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 73,000 |
| Cambria County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Carbon County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Clarion County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Columbia County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 117,000 |
| Jefferson County Pennsylvania | 1 | $ 236,000 | $ 236,000 | $ 106,000 |
| Lebanon County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 118,000 |
| Lehigh County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 22,000 |
| Luzerne County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Lycoming County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 82,000 |
| McKean County Pennsylvania | 1 | $ 14,000 | $ 14,000 | $ 48,000 |
| Somerset County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 42,000 |
| Sullivan County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
| Wayne County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 141,000 |
| Westmoreland County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| York County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Barnwell County South Carolina | 1 | $ 19,000 | $ 19,000 | $ 74,000 |
| Horry County South Carolina | 1 | $ 59,000 | $ 59,000 | $ 60,000 |
| McCormick County South Carolina | 1 | $ 84,000 | $ 84,000 | $ 147,000 |
| Richland County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 84,000 |
| Brookings County South Dakota | 1 | $ 242,000 | $ 242,000 | $ 78,000 |
| Corson County South Dakota | 1 | $ 29,000 | $ 29,000 | $ 54,000 |
| Perkins County South Dakota | 1 | $ 58,000 | $ 58,000 | $ 60,000 |
| Davidson County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 67,000 |
| Hawkins County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Knox County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Lauderdale County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Monroe County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 106,000 |
| Bowie County Texas | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Brazos County Texas | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Brown County Texas | 1 | $ 115,000 | $ 115,000 | $ 123,000 |
| Cooke County Texas | 1 | $ 202,000 | $ 202,000 | $ 84,000 |
| Freestone County Texas | 1 | $ 61,000 | $ 61,000 | $ 73,000 |
| Hidalgo County Texas | 1 | $ 39,000 | $ 39,000 | $ 41,000 |
| Hopkins County Texas | 1 | $ 42,000 | $ 42,000 | $ 69,000 |
| Karnes County Texas | 1 | $ 54,000 | $ 54,000 | $ 120,000 |
| Lubbock County Texas | 1 | $ 85,000 | $ 85,000 | $ 132,000 |
| Mason County Texas | 1 | $ 76,000 | $ 76,000 | $ 72,000 |
| Matagorda County Texas | 1 | $ 63,000 | $ 63,000 | $ 23,000 |
| McLennan County Texas | 1 | $ 7,000 | $ 7,000 | $ 59,000 |
| Orange County Texas | 1 | $ 32,000 | $ 32,000 | $ 91,000 |
| Starr County Texas | 1 | $ 112,000 | $ 112,000 | $ 161,000 |
| Uvalde County Texas | 1 | $ 80,000 | $ 80,000 | $ 119,000 |
| Bennington County Vermont | 1 | $ 500,000 | $ 500,000 | $ 69,000 |
| Orleans County Vermont | 1 | $ 19,000 | $ 19,000 | $ 51,000 |
| Washington County Vermont | 1 | $ 150,000 | $ 150,000 | $ 137,000 |
| Windsor County Vermont | 1 | $ 267,000 | $ 267,000 | $ 65,000 |
| Amherst County Virginia | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Arlington County Virginia | 1 | $ 216,000 | $ 216,000 | $ 35,000 |
| Lancaster County Virginia | 1 | $ 60,000 | $ 60,000 | $ 90,000 |
| Madison County Virginia | 1 | $ 305,000 | $ 305,000 | $ 155,000 |
| Northumberland County Virginia | 1 | $ 291,000 | $ 291,000 | $ 66,000 |
| Prince William County Virginia | 1 | $ 310,000 | $ 310,000 | $ 138,000 |
| Roanoke County Virginia | 1 | $ 117,000 | $ 117,000 | $ 144,000 |
| Lewis County Washington | 1 | $ 156,000 | $ 156,000 | $ 85,000 |
| Lincoln County Washington | 1 | $ 93,000 | $ 93,000 | $ 45,000 |
| Skagit County Washington | 1 | $ 229,000 | $ 229,000 | $ 81,000 |
| Braxton County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Harrison County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| McDowell County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 68,000 |
| Tucker County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Adams County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 27,000 |
| Bayfield County Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 46,000 |
| Columbia County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 118,000 |
| La Crosse County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Marathon County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Milwaukee County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 64,000 |
| Outagamie County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 53,000 |
| Pepin County Wisconsin | 1 | $ 284,000 | $ 284,000 | $ 68,000 |
| Polk County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 117,000 |
| Vilas County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Carbon County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Fremont County Wyoming | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Uinta County Wyoming | 1 | $ 30,000 | $ 30,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 344 | $35,095,000 | $102,000 | $625,000 | $80,000 | $465,000 |
| Home Improvement | 58 | $2,937,000 | $50,000 | $170,000 | $79,000 | $193,000 |
| Home Purchase | 54 | $6,016,000 | $111,000 | $417,000 | $68,000 | $195,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 391 | $31,615,000 | $80,000 | $500,000 | $78,000 | $465,000 |
| White | 58 | $11,243,000 | $193,000 | $625,000 | $83,000 | $210,000 |
| Black or African American | 3 | $516,000 | $172,000 | $305,000 | $57,000 | $70,000 |
| Hispanic | 1 | $105,000 | $105,000 | $105,000 | $55,000 | $55,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $164,000 | $164,000 | $164,000 | $173,000 | $173,000 |
| American Indian or Alaskan Native | 1 | $95,000 | $95,000 | $95,000 | $37,000 | $37,000 |
| Asian | 1 | $310,000 | $310,000 | $310,000 | $138,000 | $138,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 456 | $44,048,000 | $96,000 | $625,000 | $78,000 | $465,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 327 | $30,704,000 | $93,000 | $625,000 | $81,000 | $253,000 |
| Application Withdrawn By Applicant | 80 | $7,774,000 | $97,000 | $500,000 | $77,000 | $465,000 |
| Application Denied By Financial Institution | 47 | $5,475,000 | $116,000 | $500,000 | $63,000 | $144,000 |
| Application Approved But Not Accepted | 1 | $72,000 | $72,000 | $72,000 | $68,000 | $68,000 |
| Preapproval Denied by Financial Institution | 1 | $23,000 | $23,000 | $23,000 | $53,000 | $53,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 19 | $1,913,000 | $100,000 | $350,000 | $54,000 | $144,000 |
| Debt-To-Income Ratio | 11 | $981,000 | $89,000 | $242,000 | $67,000 | $119,000 |
| Collateral | 1 | $164,000 | $164,000 | $164,000 | $82,000 | $82,000 |
| Credit Application Incomplete | 1 | $85,000 | $85,000 | $85,000 | $80,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $23,000 | $23,000 | $23,000 | $53,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Signature Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.