Signature Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Signature Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Signature Federal Credit Union 12 Herbert St. Alexandria, VA 22313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 281 |
| Total Mortgage Loan Application Amount | $19,181,000 |
| Average Mortgage Loan Application Amount | $102,000 |
| Highest Mortgage Loan Application Amount | $526,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $450,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Signature Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Signature Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Signature Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Signature Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Signature Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Signature Federal Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lee County Florida | 4 | $ 291,000 | $ 72,000 | $ 69,000 |
| Hardin County Kentucky | 4 | $ 135,000 | $ 33,000 | $ 70,000 |
| Maricopa County Arizona | 3 | $ 193,000 | $ 64,000 | $ 98,000 |
| Craighead County Arkansas | 3 | $ 315,000 | $ 105,000 | $ 66,000 |
| District of Columbia County District Of Columbia | 3 | $ 183,000 | $ 61,000 | $ 38,000 |
| Champaign County Illinois | 3 | $ 431,000 | $ 143,000 | $ 65,000 |
| Christian County Kentucky | 3 | $ 158,000 | $ 52,000 | $ 64,000 |
| Hancock County Maine | 3 | $ 120,000 | $ 40,000 | $ 94,000 |
| Ocean County New Jersey | 3 | $ 246,000 | $ 82,000 | $ 70,000 |
| Prince William County Virginia | 3 | $ 594,000 | $ 198,000 | $ 105,000 |
| Chilton County Alabama | 2 | $ 274,000 | $ 137,000 | $ 127,000 |
| Madison County Alabama | 2 | $ 75,000 | $ 37,000 | $ 126,000 |
| Mobile County Alabama | 2 | $ 107,000 | $ 53,000 | $ 59,000 |
| St. Francis County Arkansas | 2 | $ 56,000 | $ 28,000 | $ 105,000 |
| Alameda County California | 2 | $ 84,000 | $ 42,000 | $ 125,000 |
| El Dorado County California | 2 | $ 100,000 | $ 50,000 | $ 147,000 |
| Los Angeles County California | 2 | $ 90,000 | $ 45,000 | $ 94,000 |
| Litchfield County Connecticut | 2 | $ 184,000 | $ 92,000 | $ 101,000 |
| Broward County Florida | 2 | $ 101,000 | $ 50,000 | $ 24,000 |
| Lake County Indiana | 2 | $ 211,000 | $ 105,000 | $ 88,000 |
| Henry County Kentucky | 2 | $ 195,000 | $ 97,000 | $ 57,000 |
| Calcasieu County Louisiana | 2 | $ 238,000 | $ 119,000 | $ 171,000 |
| Cumberland County Maine | 2 | $ 48,000 | $ 24,000 | $ 121,000 |
| Montgomery County Maryland | 2 | $ 170,000 | $ 85,000 | $ 128,000 |
| Queen Anne's County Maryland | 2 | $ 159,000 | $ 79,000 | $ 81,000 |
| Hampshire County Massachusetts | 2 | $ 185,000 | $ 92,000 | $ 87,000 |
| Gloucester County New Jersey | 2 | $ 62,000 | $ 31,000 | $ 118,000 |
| Lincoln County New Mexico | 2 | $ 54,000 | $ 27,000 | $ 54,000 |
| Onondaga County New York | 2 | $ 82,000 | $ 41,000 | $ 88,000 |
| St. Lawrence County New York | 2 | $ 141,000 | $ 70,000 | $ 47,000 |
| Granville County North Carolina | 2 | $ 67,000 | $ 33,000 | $ 112,000 |
| Montgomery County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 58,000 |
| Cass County North Dakota | 2 | $ 70,000 | $ 35,000 | $ 85,000 |
| Jefferson County Ohio | 2 | $ 140,000 | $ 70,000 | $ 66,000 |
| McKean County Pennsylvania | 2 | $ 52,000 | $ 26,000 | $ 66,000 |
| Lexington County South Carolina | 2 | $ 126,000 | $ 63,000 | $ 101,000 |
| Nueces County Texas | 2 | $ 128,000 | $ 64,000 | $ 47,000 |
| Salt Lake County Utah | 2 | $ 436,000 | $ 218,000 | $ 82,000 |
| Franklin County Vermont | 2 | $ 65,000 | $ 32,000 | $ 74,000 |
| Mineral County West Virginia | 2 | $ 90,000 | $ 45,000 | $ 73,000 |
| Calhoun County Alabama | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| Fayette County Alabama | 1 | $ 10,000 | $ 10,000 | $ 3,000 |
| Washington County Alabama | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Pinal County Arizona | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Arkansas County Arkansas | 1 | $ 57,000 | $ 57,000 | $ 94,000 |
| Clay County Arkansas | 1 | $ 24,000 | $ 24,000 | $ 94,000 |
| Jefferson County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Mississippi County Arkansas | 1 | $ 46,000 | $ 46,000 | $ 68,000 |
| Pulaski County Arkansas | 1 | $ 78,000 | $ 78,000 | $ 95,000 |
| Searcy County Arkansas | 1 | $ 22,000 | $ 22,000 | $ 60,000 |
| White County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Colusa County California | 1 | $ 27,000 | $ 27,000 | $ 87,000 |
| Merced County California | 1 | $ 26,000 | $ 26,000 | $ 69,000 |
| San Luis Obispo County California | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Solano County California | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Adams County Colorado | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
| Montrose County Colorado | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| San Miguel County Colorado | 1 | $ 124,000 | $ 124,000 | $ 84,000 |
| New Haven County Connecticut | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Kent County Delaware | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Sussex County Delaware | 1 | $ 10,000 | $ 10,000 | $ 87,000 |
| Charlotte County Florida | 1 | $ 26,000 | $ 26,000 | $ 89,000 |
| Duval County Florida | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Flagler County Florida | 1 | $ 25,000 | $ 25,000 | $ 195,000 |
| Orange County Florida | 1 | $ 190,000 | $ 190,000 | $ 108,000 |
| Pinellas County Florida | 1 | $ 22,000 | $ 22,000 | $ 33,000 |
| Putnam County Florida | 1 | $ 85,000 | $ 85,000 | $ 104,000 |
| Seminole County Florida | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Sumter County Florida | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Volusia County Florida | 1 | $ 37,000 | $ 37,000 | $ 30,000 |
| Bryan County Georgia | 1 | $ 38,000 | $ 38,000 | $ 38,000 |
| Cobb County Georgia | 1 | $ 81,000 | $ 81,000 | $ 171,000 |
| Lee County Georgia | 1 | $ 40,000 | $ 40,000 | $ 102,000 |
| Montgomery County Georgia | 1 | $ 10,000 | $ 10,000 | $ 71,000 |
| Toombs County Georgia | 1 | $ 50,000 | $ 50,000 | $ 115,000 |
| Kootenai County Idaho | 1 | $ 70,000 | $ 70,000 | $ 154,000 |
| Latah County Idaho | 1 | $ 204,000 | $ 204,000 | $ 94,000 |
| Cumberland County Illinois | 1 | $ 11,000 | $ 11,000 | $ 59,000 |
| De Witt County Illinois | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Ford County Illinois | 1 | $ 16,000 | $ 16,000 | $ 52,000 |
| Lawrence County Illinois | 1 | $ 39,000 | $ 39,000 | $ 60,000 |
| Piatt County Illinois | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Allen County Indiana | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Decatur County Indiana | 1 | $ 70,000 | $ 70,000 | $ 137,000 |
| Madison County Indiana | 1 | $ 19,000 | $ 19,000 | $ 39,000 |
| Parke County Indiana | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Sullivan County Indiana | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Dallas County Iowa | 1 | $ 69,000 | $ 69,000 | $ 43,000 |
| Kossuth County Iowa | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Polk County Iowa | 1 | $ 86,000 | $ 86,000 | $ 32,000 |
| Scott County Iowa | 1 | $ 14,000 | $ 14,000 | $ 114,000 |
| Douglas County Kansas | 1 | $ 12,000 | $ 12,000 | $ 43,000 |
| Ford County Kansas | 1 | $ 35,000 | $ 35,000 | $ 146,000 |
| Johnson County Kansas | 1 | $ 92,000 | $ 92,000 | $ 56,000 |
| Stafford County Kansas | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| Bullitt County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 94,000 |
| Harlan County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 104,000 |
| Jessamine County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 99,000 |
| Monroe County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 29,000 |
| Trigg County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 56,000 |
| Avoyelles County Louisiana | 1 | $ 79,000 | $ 79,000 | $ 138,000 |
| East Baton Rouge County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 118,000 |
| Tangipahoa County Louisiana | 1 | $ 114,000 | $ 114,000 | $ 83,000 |
| Aroostook County Maine | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Kennebec County Maine | 1 | $ 39,000 | $ 39,000 | $ 141,000 |
| York County Maine | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| Frederick County Maryland | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Prince George's County Maryland | 1 | $ 47,000 | $ 47,000 | $ 229,000 |
| Bristol County Massachusetts | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Plymouth County Massachusetts | 1 | $ 85,000 | $ 85,000 | $ 131,000 |
| Worcester County Massachusetts | 1 | $ 161,000 | $ 161,000 | $ 107,000 |
| Lenawee County Michigan | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Newaygo County Michigan | 1 | $ 24,000 | $ 24,000 | $ 40,000 |
| Ontonagon County Michigan | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Wayne County Michigan | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Becker County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Blue Earth County Minnesota | 1 | $ 58,000 | $ 58,000 | $ 97,000 |
| Freeborn County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 109,000 |
| Grant County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 109,000 |
| Marshall County Minnesota | 1 | $ 16,000 | $ 16,000 | $ 59,000 |
| Lowndes County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 110,000 |
| Henry County Missouri | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Lafayette County Missouri | 1 | $ 40,000 | $ 40,000 | $ 122,000 |
| Pemiscot County Missouri | 1 | $ 44,000 | $ 44,000 | $ 58,000 |
| Platte County Missouri | 1 | $ 25,000 | $ 25,000 | $ 195,000 |
| Scott County Missouri | 1 | $ 47,000 | $ 47,000 | $ 72,000 |
| Texas County Missouri | 1 | $ 32,000 | $ 32,000 | $ 38,000 |
| Madison County Montana | 1 | $ 143,000 | $ 143,000 | $ 71,000 |
| Meagher County Montana | 1 | $ 29,000 | $ 29,000 | $ 61,000 |
| Phillips County Montana | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Stillwater County Montana | 1 | $ 60,000 | $ 60,000 | $ 81,000 |
| Douglas County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Lancaster County Nebraska | 1 | $ 116,000 | $ 116,000 | $ 74,000 |
| Thomas County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 4,000 |
| York County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Belknap County New Hampshire | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
| Grafton County New Hampshire | 1 | $ 68,000 | $ 68,000 | $ 145,000 |
| Monmouth County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 450,000 |
| Chaves County New Mexico | 1 | $ 30,000 | $ 30,000 | $ 204,000 |
| Mora County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Quay County New Mexico | 1 | $ 27,000 | $ 27,000 | $ 85,000 |
| Allegany County New York | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Chautauqua County New York | 1 | $ 30,000 | $ 30,000 | $ 20,000 |
| Erie County New York | 1 | $ 77,000 | $ 77,000 | $ 31,000 |
| Herkimer County New York | 1 | $ 121,000 | $ 121,000 | $ 102,000 |
| Jefferson County New York | 1 | $ 60,000 | $ 60,000 | $ 59,000 |
| Lewis County New York | 1 | $ 52,000 | $ 52,000 | $ 57,000 |
| Monroe County New York | 1 | $ 31,000 | $ 31,000 | $ 72,000 |
| Rensselaer County New York | 1 | $ 87,000 | $ 87,000 | $ 87,000 |
| Schenectady County New York | 1 | $ 30,000 | $ 30,000 | $ 74,000 |
| Sullivan County New York | 1 | $ 55,000 | $ 55,000 | $ 140,000 |
| Warren County New York | 1 | $ 32,000 | $ 32,000 | $ 36,000 |
| Caldwell County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Cumberland County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 90,000 |
| Rowan County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Transylvania County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Union County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Auglaize County Ohio | 1 | $ 39,000 | $ 39,000 | $ 73,000 |
| Butler County Ohio | 1 | $ 8,000 | $ 8,000 | $ 77,000 |
| Columbiana County Ohio | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Hancock County Ohio | 1 | $ 11,000 | $ 11,000 | $ 71,000 |
| Jackson County Ohio | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Lake County Ohio | 1 | $ 34,000 | $ 34,000 | $ 87,000 |
| Pickaway County Ohio | 1 | $ 58,000 | $ 58,000 | $ 23,000 |
| Portage County Ohio | 1 | $ 188,000 | $ 188,000 | $ 88,000 |
| Sandusky County Ohio | 1 | $ 21,000 | $ 21,000 | $ 35,000 |
| Warren County Ohio | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Bryan County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 78,000 |
| Carter County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Cotton County Oklahoma | 1 | $ 26,000 | $ 26,000 | $ 45,000 |
| Oklahoma County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Lane County Oregon | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Polk County Oregon | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Allegheny County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Bucks County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 289,000 |
| Cambria County Pennsylvania | 1 | $ 29,000 | $ 29,000 | $ 54,000 |
| Carbon County Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 42,000 |
| Chester County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 138,000 |
| Lehigh County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 69,000 |
| Monroe County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 35,000 |
| Northampton County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Philadelphia County Pennsylvania | 1 | $ 202,000 | $ 202,000 | $ 91,000 |
| Washington County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 109,000 |
| Westmoreland County Pennsylvania | 1 | $ 13,000 | $ 13,000 | $ 64,000 |
| Anderson County South Carolina | 1 | $ 39,000 | $ 39,000 | $ 96,000 |
| Clay County South Dakota | 1 | $ 47,000 | $ 47,000 | $ 31,000 |
| Davidson County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 49,000 |
| Lauderdale County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 71,000 |
| Bandera County Texas | 1 | $ 19,000 | $ 19,000 | $ 109,000 |
| Bowie County Texas | 1 | $ 24,000 | $ 24,000 | $ 66,000 |
| Camp County Texas | 1 | $ 72,000 | $ 72,000 | $ 109,000 |
| Ellis County Texas | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Harrison County Texas | 1 | $ 76,000 | $ 76,000 | $ 46,000 |
| Henderson County Texas | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| Hunt County Texas | 1 | $ 32,000 | $ 32,000 | $ 138,000 |
| Liberty County Texas | 1 | $ 58,000 | $ 58,000 | $ 24,000 |
| Montgomery County Texas | 1 | $ 10,000 | $ 10,000 | $ 107,000 |
| Trinity County Texas | 1 | $ 170,000 | $ 170,000 | $ 130,000 |
| Wise County Texas | 1 | $ 42,000 | $ 42,000 | $ 126,000 |
| Cache County Utah | 1 | $ 26,000 | $ 26,000 | $ 68,000 |
| San Juan County Utah | 1 | $ 50,000 | $ 50,000 | $ 115,000 |
| Sevier County Utah | 1 | $ 80,000 | $ 80,000 | $ 67,000 |
| Washington County Utah | 1 | $ 90,000 | $ 90,000 | $ 105,000 |
| Addison County Vermont | 1 | $ 44,000 | $ 44,000 | $ 58,000 |
| Lamoille County Vermont | 1 | $ 139,000 | $ 139,000 | $ 80,000 |
| Washington County Vermont | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Windham County Vermont | 1 | $ 27,000 | $ 27,000 | $ 27,000 |
| Appomattox County Virginia | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Arlington County Virginia | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Fairfax County Virginia | 1 | $ 20,000 | $ 20,000 | $ 107,000 |
| Fauquier County Virginia | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Loudoun County Virginia | 1 | $ 333,000 | $ 333,000 | $ 246,000 |
| Montgomery County Virginia | 1 | $ 146,000 | $ 146,000 | $ 165,000 |
| Stafford County Virginia | 1 | $ 16,000 | $ 16,000 | $ 136,000 |
| Franklin County Washington | 1 | $ 30,000 | $ 30,000 | $ 74,000 |
| Grant County Washington | 1 | $ 167,000 | $ 167,000 | $ 72,000 |
| Barbour County West Virginia | 1 | $ 39,000 | $ 39,000 | $ 42,000 |
| Lewis County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| Mason County West Virginia | 1 | $ 9,000 | $ 9,000 | $ 43,000 |
| Randolph County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Outagamie County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 135,000 |
| Sheboygan County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Laramie County Wyoming | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 221 | $11,523,000 | $52,000 | $333,000 | $84,000 | $289,000 |
| Refinancing | 32 | $4,162,000 | $130,000 | $526,000 | $87,000 | $450,000 |
| Home Purchase | 28 | $3,496,000 | $124,000 | $365,000 | $72,000 | $171,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 246 | $14,220,000 | $57,000 | $526,000 | $83,000 | $450,000 |
| White | 28 | $3,617,000 | $129,000 | $388,000 | $71,000 | $130,000 |
| American Indian or Alaskan Native | 4 | $758,000 | $189,000 | $300,000 | $96,000 | $145,000 |
| Black or African American | 2 | $446,000 | $223,000 | $365,000 | $135,000 | $171,000 |
| Asian | 1 | $140,000 | $140,000 | $140,000 | $101,000 | $101,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 281 | $19,181,000 | $68,000 | $526,000 | $83,000 | $450,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 245 | $14,261,000 | $58,000 | $526,000 | $82,000 | $289,000 |
| Application Denied By Financial Institution | 24 | $3,467,000 | $144,000 | $365,000 | $87,000 | $450,000 |
| Application Withdrawn By Applicant | 12 | $1,453,000 | $121,000 | $202,000 | $81,000 | $130,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $8,000 | $8,000 | $8,000 | $33,000 | $33,000 |
| Mortgage Insurance Denied | 1 | $160,000 | $160,000 | $160,000 | $81,000 | $81,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Signature Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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