Signature Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Signature Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Signature Federal Credit Union 12 Herbert St. Alexandria, VA 22313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 258 |
| Total Mortgage Loan Application Amount | $26,361,000 |
| Average Mortgage Loan Application Amount | $104,333 |
| Highest Mortgage Loan Application Amount | $935,000 |
| Average Applicant Income | $100,666 |
| Highest Applicant Income | $490,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Signature Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Signature Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Signature Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Signature Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Signature Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Signature Federal Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Calcasieu County Louisiana | 14 | $ 975,000 | $ 69,000 | $ 190,000 |
| Harris County Texas | 6 | $ 837,000 | $ 139,000 | $ 94,000 |
| Spartanburg County South Carolina | 4 | $ 361,000 | $ 90,000 | $ 93,000 |
| Barnstable County Massachusetts | 3 | $ 266,000 | $ 88,000 | $ 91,000 |
| Gloucester County New Jersey | 3 | $ 72,000 | $ 24,000 | $ 131,000 |
| Greenville County South Carolina | 3 | $ 160,000 | $ 53,000 | $ 68,000 |
| Lexington County South Carolina | 3 | $ 141,000 | $ 47,000 | $ 97,000 |
| Graham County Arizona | 2 | $ 60,000 | $ 30,000 | $ 216,000 |
| Pinal County Arizona | 2 | $ 177,000 | $ 88,000 | $ 76,000 |
| Park County Colorado | 2 | $ 80,000 | $ 40,000 | $ 111,000 |
| Pueblo County Colorado | 2 | $ 66,000 | $ 33,000 | $ 114,000 |
| District of Columbia County District Of Columbia | 2 | $ 360,000 | $ 180,000 | $ 242,000 |
| Franklin County Florida | 2 | $ 204,000 | $ 102,000 | $ 51,000 |
| Starke County Indiana | 2 | $ 94,000 | $ 47,000 | $ 37,000 |
| Montgomery County Maryland | 2 | $ 1,210,000 | $ 605,000 | $ 120,000 |
| Norfolk County Massachusetts | 2 | $ 506,000 | $ 253,000 | $ 88,000 |
| Hennepin County Minnesota | 2 | $ 274,000 | $ 137,000 | $ 51,000 |
| Cass County Missouri | 2 | $ 172,000 | $ 86,000 | $ 60,000 |
| Delaware County New York | 2 | $ 114,000 | $ 57,000 | $ 33,000 |
| Carteret County North Carolina | 2 | $ 1,000,000 | $ 500,000 | $ 490,000 |
| Stephens County Oklahoma | 2 | $ 57,000 | $ 28,000 | $ 75,000 |
| Lebanon County Pennsylvania | 2 | $ 292,000 | $ 146,000 | $ 82,000 |
| McKean County Pennsylvania | 2 | $ 144,000 | $ 72,000 | $ 85,000 |
| Robertson County Tennessee | 2 | $ 86,000 | $ 43,000 | $ 146,000 |
| Hidalgo County Texas | 2 | $ 101,000 | $ 50,000 | $ 62,000 |
| Fairfax County Virginia | 2 | $ 654,000 | $ 327,000 | $ 189,000 |
| Orange County Virginia | 2 | $ 122,000 | $ 61,000 | $ 100,000 |
| Prince William County Virginia | 2 | $ 85,000 | $ 42,000 | $ 165,000 |
| Skagit County Washington | 2 | $ 128,000 | $ 64,000 | $ 65,000 |
| Clarke County Alabama | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Madison County Alabama | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| Mobile County Alabama | 1 | $ 100,000 | $ 100,000 | $ 128,000 |
| Shelby County Alabama | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| St. Clair County Alabama | 1 | $ 31,000 | $ 31,000 | $ 44,000 |
| Maricopa County Arizona | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Yuma County Arizona | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Craighead County Arkansas | 1 | $ 147,000 | $ 147,000 | $ 84,000 |
| Garland County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Greene County Arkansas | 1 | $ 76,000 | $ 76,000 | $ 65,000 |
| Jefferson County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Lee County Arkansas | 1 | $ 23,000 | $ 23,000 | $ 49,000 |
| Nevada County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Butte County California | 1 | $ 33,000 | $ 33,000 | $ 145,000 |
| Imperial County California | 1 | $ 45,000 | $ 45,000 | $ 200,000 |
| Riverside County California | 1 | $ 415,000 | $ 415,000 | $ 185,000 |
| San Bernardino County California | 1 | $ 8,000 | $ 8,000 | $ 24,000 |
| Solano County California | 1 | $ 25,000 | $ 25,000 | $ 145,000 |
| Adams County Colorado | 1 | $ 313,000 | $ 313,000 | $ 78,000 |
| Baca County Colorado | 1 | $ 144,000 | $ 144,000 | $ 57,000 |
| Costilla County Colorado | 1 | $ 24,000 | $ 24,000 | $ 66,000 |
| Douglas County Colorado | 1 | $ 86,000 | $ 86,000 | $ 105,000 |
| Hartford County Connecticut | 1 | $ 45,000 | $ 45,000 | $ 119,000 |
| Charlotte County Florida | 1 | $ 65,000 | $ 65,000 | $ 107,000 |
| Lee County Florida | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Leon County Florida | 1 | $ 81,000 | $ 81,000 | $ 27,000 |
| Orange County Florida | 1 | $ 79,000 | $ 79,000 | $ 71,000 |
| Pinellas County Florida | 1 | $ 154,000 | $ 154,000 | $ 108,000 |
| St. Johns County Florida | 1 | $ 15,000 | $ 15,000 | $ 129,000 |
| Barrow County Georgia | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Cobb County Georgia | 1 | $ 49,000 | $ 49,000 | $ 57,000 |
| Wheeler County Georgia | 1 | $ 20,000 | $ 20,000 | $ 63,000 |
| Latah County Idaho | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| DuPage County Illinois | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Jackson County Illinois | 1 | $ 46,000 | $ 46,000 | $ 65,000 |
| Livingston County Illinois | 1 | $ 30,000 | $ 30,000 | $ 96,000 |
| McLean County Illinois | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| Perry County Illinois | 1 | $ 20,000 | $ 20,000 | $ 124,000 |
| Rock Island County Illinois | 1 | $ 104,000 | $ 104,000 | $ 196,000 |
| Decatur County Indiana | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Lake County Indiana | 1 | $ 32,000 | $ 32,000 | $ 189,000 |
| Putnam County Indiana | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Tama County Iowa | 1 | $ 118,000 | $ 118,000 | $ 22,000 |
| Wapello County Iowa | 1 | $ 40,000 | $ 40,000 | $ 54,000 |
| Allen County Kansas | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Johnson County Kansas | 1 | $ 161,000 | $ 161,000 | $ 39,000 |
| Christian County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 116,000 |
| Hardin County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 68,000 |
| Logan County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 90,000 |
| Pulaski County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 87,000 |
| East Baton Rouge County Louisiana | 1 | $ 110,000 | $ 110,000 | $ 97,000 |
| Lafourche County Louisiana | 1 | $ 147,000 | $ 147,000 | $ 82,000 |
| Aroostook County Maine | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
| Hancock County Maine | 1 | $ 110,000 | $ 110,000 | $ 73,000 |
| Kennebec County Maine | 1 | $ 126,000 | $ 126,000 | $ 84,000 |
| Charles County Maryland | 1 | $ 312,000 | $ 312,000 | $ 88,000 |
| Frederick County Maryland | 1 | $ 50,000 | $ 50,000 | $ 86,000 |
| Kent County Maryland | 1 | $ 94,000 | $ 94,000 | $ 60,000 |
| Prince George's County Maryland | 1 | $ 55,000 | $ 55,000 | $ 149,000 |
| St. Mary's County Maryland | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Essex County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Jackson County Michigan | 1 | $ 53,000 | $ 53,000 | $ 202,000 |
| Ottawa County Michigan | 1 | $ 30,000 | $ 30,000 | $ 150,000 |
| Chippewa County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Cottonwood County Minnesota | 1 | $ 17,000 | $ 17,000 | $ 54,000 |
| Fillmore County Minnesota | 1 | $ 18,000 | $ 18,000 | $ 92,000 |
| Meeker County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Rock County Minnesota | 1 | $ 119,000 | $ 119,000 | $ 63,000 |
| Stevens County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Todd County Minnesota | 1 | $ 79,000 | $ 79,000 | $ 122,000 |
| Washington County Minnesota | 1 | $ 187,000 | $ 187,000 | $ 44,000 |
| Harrison County Mississippi | 1 | $ 253,000 | $ 253,000 | $ 91,000 |
| Lafayette County Mississippi | 1 | $ 77,000 | $ 77,000 | $ 149,000 |
| Clay County Missouri | 1 | $ 20,000 | $ 20,000 | $ 123,000 |
| Greene County Missouri | 1 | $ 180,000 | $ 180,000 | $ 57,000 |
| Henry County Missouri | 1 | $ 92,000 | $ 92,000 | $ 47,000 |
| Jackson County Missouri | 1 | $ 142,000 | $ 142,000 | $ 42,000 |
| Lawrence County Missouri | 1 | $ 130,000 | $ 130,000 | $ 151,000 |
| Nodaway County Missouri | 1 | $ 60,000 | $ 60,000 | $ 77,000 |
| Daniels County Montana | 1 | $ 64,000 | $ 64,000 | $ 50,000 |
| Antelope County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Cherry County Nebraska | 1 | $ 48,000 | $ 48,000 | $ 48,000 |
| Dixon County Nebraska | 1 | $ 258,000 | $ 258,000 | $ 100,000 |
| Gage County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 32,000 |
| Madison County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Sarpy County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 105,000 |
| Clark County Nevada | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| Pershing County Nevada | 1 | $ 17,000 | $ 17,000 | $ 82,000 |
| Grafton County New Hampshire | 1 | $ 132,000 | $ 132,000 | $ 80,000 |
| Strafford County New Hampshire | 1 | $ 112,000 | $ 112,000 | $ 64,000 |
| Mercer County New Jersey | 1 | $ 112,000 | $ 112,000 | $ 68,000 |
| Ocean County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 73,000 |
| Sussex County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 76,000 |
| Eddy County New Mexico | 1 | $ 12,000 | $ 12,000 | $ 91,000 |
| Rio Arriba County New Mexico | 1 | $ 10,000 | $ 10,000 | $ 33,000 |
| Taos County New Mexico | 1 | $ 143,000 | $ 143,000 | $ 68,000 |
| Chautauqua County New York | 1 | $ 71,000 | $ 71,000 | $ 73,000 |
| Fulton County New York | 1 | $ 138,000 | $ 138,000 | $ 102,000 |
| Otsego County New York | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Schenectady County New York | 1 | $ 60,000 | $ 60,000 | $ 71,000 |
| St. Lawrence County New York | 1 | $ 100,000 | $ 100,000 | $ 109,000 |
| Warren County New York | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Ashe County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 104,000 |
| Mecklenburg County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Scotland County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 63,000 |
| Surry County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 27,000 |
| Wake County North Carolina | 1 | $ 564,000 | $ 564,000 | $ 177,000 |
| Warren County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Adams County North Dakota | 1 | $ 300,000 | $ 300,000 | $ 72,000 |
| Morton County North Dakota | 1 | $ 127,000 | $ 127,000 | $ 59,000 |
| Franklin County Ohio | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Geauga County Ohio | 1 | $ 15,000 | $ 15,000 | $ 128,000 |
| Highland County Ohio | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Jefferson County Ohio | 1 | $ 70,000 | $ 70,000 | $ 58,000 |
| Pickaway County Ohio | 1 | $ 62,000 | $ 62,000 | $ 23,000 |
| Putnam County Ohio | 1 | $ 50,000 | $ 50,000 | $ 110,000 |
| Beaver County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 29,000 |
| Garvin County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Tillman County Oklahoma | 1 | $ 33,000 | $ 33,000 | $ 50,000 |
| Washington County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 53,000 |
| Woods County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Armstrong County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 170,000 |
| Bucks County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 79,000 |
| Carbon County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 59,000 |
| Centre County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 119,000 |
| Columbia County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 126,000 |
| Delaware County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Fulton County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 72,000 |
| Indiana County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 173,000 |
| Lackawanna County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Washington County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 37,000 |
| Wayne County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 96,000 |
| Clarendon County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 100,000 |
| Minnehaha County South Dakota | 1 | $ 6,000 | $ 6,000 | $ 112,000 |
| Giles County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 37,000 |
| McNairy County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Collin County Texas | 1 | $ 97,000 | $ 97,000 | $ 79,000 |
| Fayette County Texas | 1 | $ 68,000 | $ 68,000 | $ 77,000 |
| Fort Bend County Texas | 1 | $ 328,000 | $ 328,000 | $ 201,000 |
| Grayson County Texas | 1 | $ 152,000 | $ 152,000 | $ 59,000 |
| McLennan County Texas | 1 | $ 69,000 | $ 69,000 | $ 55,000 |
| Taylor County Texas | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Washington County Texas | 1 | $ 90,000 | $ 90,000 | $ 120,000 |
| Wharton County Texas | 1 | $ 70,000 | $ 70,000 | $ 66,000 |
| Williamson County Texas | 1 | $ 137,000 | $ 137,000 | $ 100,000 |
| Wood County Texas | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Tooele County Utah | 1 | $ 121,000 | $ 121,000 | $ 55,000 |
| Utah County Utah | 1 | $ 53,000 | $ 53,000 | $ 103,000 |
| Washington County Utah | 1 | $ 97,000 | $ 97,000 | $ 105,000 |
| Addison County Vermont | 1 | $ 247,000 | $ 247,000 | $ 59,000 |
| Washington County Vermont | 1 | $ 55,000 | $ 55,000 | $ 148,000 |
| Windsor County Vermont | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Amherst County Virginia | 1 | $ 62,000 | $ 62,000 | $ 86,000 |
| Arlington County Virginia | 1 | $ 270,000 | $ 270,000 | $ 58,000 |
| Augusta County Virginia | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Fauquier County Virginia | 1 | $ 700,000 | $ 700,000 | $ 167,000 |
| New Kent County Virginia | 1 | $ 60,000 | $ 60,000 | $ 100,000 |
| Spotsylvania County Virginia | 1 | $ 25,000 | $ 25,000 | $ 123,000 |
| Warren County Virginia | 1 | $ 53,000 | $ 53,000 | $ 159,000 |
| Clallam County Washington | 1 | $ 80,000 | $ 80,000 | $ 74,000 |
| Grays Harbor County Washington | 1 | $ 14,000 | $ 14,000 | $ 72,000 |
| Spokane County Washington | 1 | $ 60,000 | $ 60,000 | $ 58,000 |
| Grant County West Virginia | 1 | $ 38,000 | $ 38,000 | $ 79,000 |
| Hardy County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 374,000 |
| Harrison County West Virginia | 1 | $ 104,000 | $ 104,000 | $ 71,000 |
| Jefferson County West Virginia | 1 | $ 18,000 | $ 18,000 | $ 331,000 |
| Mineral County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 74,000 |
| Summers County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 105,000 |
| Wood County West Virginia | 1 | $ 6,000 | $ 6,000 | $ 54,000 |
| Sawyer County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Shawano County Wisconsin | 1 | $ 82,000 | $ 82,000 | $ 60,000 |
| Carbon County Wyoming | 1 | $ 100,000 | $ 100,000 | $ 179,000 |
| Fremont County Wyoming | 1 | $ 160,000 | $ 160,000 | $ 139,000 |
Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 95 | $10,423,000 | $109,000 | $935,000 | $83,000 | $374,000 |
| Home Improvement | 89 | $4,679,000 | $52,000 | $416,000 | $103,000 | $408,000 |
| Home Purchase | 74 | $11,259,000 | $152,000 | $700,000 | $116,000 | $490,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 164 | $13,639,000 | $83,000 | $935,000 | $106,000 | $490,000 |
| White | 87 | $11,882,000 | $136,000 | $700,000 | $86,000 | $228,000 |
| Black or African American | 3 | $431,000 | $143,000 | $230,000 | $74,000 | $110,000 |
| Hispanic | 3 | $248,000 | $82,000 | $143,000 | $164,000 | $216,000 |
| American Indian or Alaskan Native | 1 | $161,000 | $161,000 | $161,000 | $39,000 | $39,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 258 | $26,361,000 | $102,000 | $935,000 | $99,000 | $490,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 202 | $17,239,000 | $85,000 | $700,000 | $103,000 | $490,000 |
| Application Denied By Financial Institution | 30 | $5,142,000 | $171,000 | $570,000 | $84,000 | $228,000 |
| Application Withdrawn By Applicant | 26 | $3,980,000 | $153,000 | $935,000 | $92,000 | $374,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $185,000 | $185,000 | $185,000 | $72,000 | $72,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Signature Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.