Signature Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Signature Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Signature Federal Credit Union 12 Herbert St. Alexandria, VA 22313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 188 |
| Total Mortgage Loan Application Amount | $24,490,000 |
| Average Mortgage Loan Application Amount | $141,400 |
| Highest Mortgage Loan Application Amount | $1,445,000 |
| Average Applicant Income | $106,400 |
| Highest Applicant Income | $424,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Signature Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Signature Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Signature Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Signature Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Signature Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Signature Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 12 | $ 3,380,000 | $ 281,000 | $ 140,000 |
| Cuyahoga County Ohio | 7 | $ 615,000 | $ 87,000 | $ 361,000 |
| Maricopa County Arizona | 5 | $ 445,000 | $ 89,000 | $ 163,000 |
| Los Angeles County California | 4 | $ 830,000 | $ 207,000 | $ 143,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,550,000 | $ 387,000 | $ 110,000 |
| Suffolk County New York | 4 | $ 360,000 | $ 90,000 | $ 239,000 |
| San Diego County California | 3 | $ 315,000 | $ 105,000 | $ 194,000 |
| Montgomery County Maryland | 3 | $ 425,000 | $ 141,000 | $ 193,000 |
| Alexandria County Virginia | 3 | $ 1,105,000 | $ 368,000 | $ 155,000 |
| Kern County California | 2 | $ 100,000 | $ 50,000 | $ 177,000 |
| Monterey County California | 2 | $ 270,000 | $ 135,000 | $ 268,000 |
| Orange County California | 2 | $ 200,000 | $ 100,000 | $ 249,000 |
| Riverside County California | 2 | $ 190,000 | $ 95,000 | $ 148,000 |
| San Luis Obispo County California | 2 | $ 240,000 | $ 120,000 | $ 207,000 |
| Hillsborough County Florida | 2 | $ 130,000 | $ 65,000 | $ 102,000 |
| Okaloosa County Florida | 2 | $ 170,000 | $ 85,000 | $ 188,000 |
| Pasco County Florida | 2 | $ 100,000 | $ 50,000 | $ 53,000 |
| Cook County Illinois | 2 | $ 100,000 | $ 50,000 | $ 168,000 |
| Calcasieu County Louisiana | 2 | $ 120,000 | $ 60,000 | $ 146,000 |
| Greene County Missouri | 2 | $ 140,000 | $ 70,000 | $ 82,000 |
| St. Louis County Missouri | 2 | $ 60,000 | $ 30,000 | $ 141,000 |
| Greene County New York | 2 | $ 210,000 | $ 105,000 | $ 122,000 |
| Davidson County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 61,000 |
| Jackson County Oregon | 2 | $ 140,000 | $ 70,000 | $ 89,000 |
| Madison County Alabama | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Shelby County Alabama | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Cochise County Arizona | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Navajo County Arizona | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Yavapai County Arizona | 1 | $ 85,000 | $ 85,000 | $ 182,000 |
| Yuma County Arizona | 1 | $ 255,000 | $ 255,000 | $ 301,000 |
| Cleburne County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Craighead County Arkansas | 1 | $ 1,445,000 | $ 1,445,000 | $ 175,000 |
| Lawrence County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Alameda County California | 1 | $ 105,000 | $ 105,000 | $ 179,000 |
| Amador County California | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Nevada County California | 1 | $ 55,000 | $ 55,000 | $ 186,000 |
| Sacramento County California | 1 | $ 55,000 | $ 55,000 | $ 200,000 |
| San Joaquin County California | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Yolo County California | 1 | $ 155,000 | $ 155,000 | $ 167,000 |
| Mesa County Colorado | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Montrose County Colorado | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Bay County Florida | 1 | $ 65,000 | $ 65,000 | $ 172,000 |
| Escambia County Florida | 1 | $ 35,000 | $ 35,000 | $ 184,000 |
| Highlands County Florida | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Palm Beach County Florida | 1 | $ 65,000 | $ 65,000 | $ 151,000 |
| St. Johns County Florida | 1 | $ 85,000 | $ 85,000 | $ 174,000 |
| Volusia County Florida | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Walton County Florida | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| Camden County Georgia | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Cherokee County Georgia | 1 | $ 85,000 | $ 85,000 | $ 267,000 |
| Colquitt County Georgia | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Forsyth County Georgia | 1 | $ 75,000 | $ 75,000 | $ 135,000 |
| Lee County Georgia | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Oconee County Georgia | 1 | $ 85,000 | $ 85,000 | $ 126,000 |
| Fayette County Indiana | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Hamilton County Indiana | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Lake County Indiana | 1 | $ 125,000 | $ 125,000 | $ 219,000 |
| St. Joseph County Indiana | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Henry County Iowa | 1 | $ 115,000 | $ 115,000 | $ 159,000 |
| Kossuth County Iowa | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Union County Iowa | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Bracken County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Johnson County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 111,000 |
| St. Charles County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| St. Tammany County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 117,000 |
| Tangipahoa County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 102,000 |
| Terrebonne County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| Washington County Maryland | 1 | $ 45,000 | $ 45,000 | $ 160,000 |
| Hampshire County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 176,000 |
| Worcester County Massachusetts | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Jackson County Michigan | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Kalamazoo County Michigan | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Livingston County Michigan | 1 | $ 225,000 | $ 225,000 | $ 128,000 |
| Macomb County Michigan | 1 | $ 55,000 | $ 55,000 | $ 124,000 |
| Anoka County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 169,000 |
| Hennepin County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Itasca County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Rock County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Claiborne County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 104,000 |
| Sunflower County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Benton County Missouri | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Camden County Missouri | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Cass County Missouri | 1 | $ 145,000 | $ 145,000 | $ 135,000 |
| New Madrid County Missouri | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| St. Louis City County Missouri | 1 | $ 35,000 | $ 35,000 | $ 102,000 |
| Gallatin County Montana | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Hamilton County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Thomas County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Carson City County Nevada | 1 | $ 145,000 | $ 145,000 | $ 180,000 |
| Hillsborough County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| Bergen County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 169,000 |
| Hudson County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 116,000 |
| Bronx County New York | 1 | $ 45,000 | $ 45,000 | $ 165,000 |
| Chautauqua County New York | 1 | $ 115,000 | $ 115,000 | $ 150,000 |
| Erie County New York | 1 | $ 315,000 | $ 315,000 | $ 210,000 |
| Orange County New York | 1 | $ 65,000 | $ 65,000 | $ 131,000 |
| Wake County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Geauga County Ohio | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Lucas County Ohio | 1 | $ 55,000 | $ 55,000 | $ 263,000 |
| Pickaway County Ohio | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Sandusky County Ohio | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Oklahoma County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Woodward County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Multnomah County Oregon | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Tillamook County Oregon | 1 | $ 65,000 | $ 65,000 | $ 198,000 |
| Allegheny County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Bucks County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 109,000 |
| Fayette County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| Lehigh County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 198,000 |
| Montgomery County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Somerset County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Greenville County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Horry County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 102,000 |
| Sumter County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| York County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 154,000 |
| Davison County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Gibson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
| Bowie County Texas | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Ellis County Texas | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Washington County Utah | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Rutland County Vermont | 1 | $ 355,000 | $ 355,000 | $ 112,000 |
| Henrico County Virginia | 1 | $ 485,000 | $ 485,000 | $ 179,000 |
| Manassas Park County Virginia | 1 | $ 65,000 | $ 65,000 | $ 163,000 |
| Northumberland County Virginia | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Stafford County Virginia | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Franklin County Washington | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| King County Washington | 1 | $ 115,000 | $ 115,000 | $ 199,000 |
| Kitsap County Washington | 1 | $ 155,000 | $ 155,000 | $ 392,000 |
| Pierce County Washington | 1 | $ 25,000 | $ 25,000 | $ 143,000 |
| Adams County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 96 | $7,300,000 | $76,000 | $205,000 | $163,000 | $424,000 |
| Cash-out Refinancing | 39 | $7,285,000 | $186,000 | $1,445,000 | $115,000 | $247,000 |
| Refinancing | 28 | $6,590,000 | $235,000 | $955,000 | $110,000 | $393,000 |
| Home Purchase | 24 | $3,240,000 | $135,000 | $445,000 | $121,000 | $399,000 |
| Other Purpose | 1 | $75,000 | $75,000 | $75,000 | $23,000 | $23,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 147 | $17,805,000 | $121,000 | $1,445,000 | $142,000 | $424,000 |
| Not Provided | 24 | $4,920,000 | $205,000 | $955,000 | $131,000 | $393,000 |
| Hispanic | 9 | $695,000 | $77,000 | $145,000 | $134,000 | $234,000 |
| Black or African American | 8 | $1,070,000 | $133,000 | $425,000 | $110,000 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 188 | $24,490,000 | $130,000 | $1,445,000 | $139,000 | $424,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 176 | $20,030,000 | $113,000 | $875,000 | $141,000 | $424,000 |
| Application Denied By Financial Institution | 8 | $3,710,000 | $463,000 | $1,445,000 | $122,000 | $393,000 |
| Preapproval Denied by Financial Institution | 4 | $750,000 | $187,000 | $425,000 | $104,000 | $204,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 176 | $20,030,000 | $113,000 | $875,000 | $141,000 | $424,000 |
| Credit History | 7 | $1,005,000 | $143,000 | $225,000 | $72,000 | $130,000 |
| Debt-To-Income Ratio | 4 | $3,030,000 | $757,000 | $1,445,000 | $171,000 | $393,000 |
| Employment History | 1 | $425,000 | $425,000 | $425,000 | $204,000 | $204,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Signature Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.