Signature Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Signature Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Signature Federal Credit Union 12 Herbert St. Alexandria, VA 22313 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 131 |
| Total Mortgage Loan Application Amount | $20,045,000 |
| Average Mortgage Loan Application Amount | $169,000 |
| Highest Mortgage Loan Application Amount | $705,000 |
| Average Applicant Income | $122,750 |
| Highest Applicant Income | $392,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Signature Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Signature Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Signature Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Signature Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Signature Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Signature Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 3 | $ 385,000 | $ 128,000 | $ 126,000 |
| Los Angeles County California | 2 | $ 530,000 | $ 265,000 | $ 170,000 |
| Edwards County Illinois | 2 | $ 100,000 | $ 50,000 | $ 72,000 |
| Christian County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 96,000 |
| Harlan County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 125,000 |
| Le Sueur County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 87,000 |
| Sarpy County Nebraska | 2 | $ 220,000 | $ 110,000 | $ 96,000 |
| Clark County Nevada | 2 | $ 180,000 | $ 90,000 | $ 83,000 |
| Grant County New Mexico | 2 | $ 370,000 | $ 185,000 | $ 140,000 |
| Nassau County New York | 2 | $ 610,000 | $ 305,000 | $ 257,000 |
| Lucas County Ohio | 2 | $ 240,000 | $ 120,000 | $ 109,000 |
| Monroe County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 148,000 |
| Utah County Utah | 2 | $ 300,000 | $ 150,000 | $ 207,000 |
| Alexandria County Virginia | 2 | $ 370,000 | $ 185,000 | $ 145,000 |
| Prince William County Virginia | 2 | $ 350,000 | $ 175,000 | $ 144,000 |
| Cochise County Arizona | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Yavapai County Arizona | 1 | $ 375,000 | $ 375,000 | $ 84,000 |
| Baxter County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Lawrence County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Contra Costa County California | 1 | $ 205,000 | $ 205,000 | $ 232,000 |
| Kern County California | 1 | $ 55,000 | $ 55,000 | $ 152,000 |
| Orange County California | 1 | $ 95,000 | $ 95,000 | $ 218,000 |
| San Bernardino County California | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| San Diego County California | 1 | $ 35,000 | $ 35,000 | $ 179,000 |
| San Joaquin County California | 1 | $ 95,000 | $ 95,000 | $ 108,000 |
| Ventura County California | 1 | $ 155,000 | $ 155,000 | $ 227,000 |
| Yuba County California | 1 | $ 85,000 | $ 85,000 | $ 137,000 |
| Mesa County Colorado | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Sussex County Delaware | 1 | $ 75,000 | $ 75,000 | $ 144,000 |
| Brevard County Florida | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Citrus County Florida | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Clay County Florida | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Escambia County Florida | 1 | $ 245,000 | $ 245,000 | $ 134,000 |
| Manatee County Florida | 1 | $ 405,000 | $ 405,000 | $ 151,000 |
| Marion County Florida | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Palm Beach County Florida | 1 | $ 155,000 | $ 155,000 | $ 181,000 |
| Seminole County Florida | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Madison County Illinois | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| Johnson County Kansas | 1 | $ 115,000 | $ 115,000 | $ 262,000 |
| Pottawatomie County Kansas | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Penobscot County Maine | 1 | $ 55,000 | $ 55,000 | $ 220,000 |
| York County Maine | 1 | $ 255,000 | $ 255,000 | $ 151,000 |
| Prince George's County Maryland | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Queen Anne's County Maryland | 1 | $ 355,000 | $ 355,000 | $ 132,000 |
| Barnstable County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Hampshire County Massachusetts | 1 | $ 95,000 | $ 95,000 | $ 191,000 |
| Middlesex County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Worcester County Massachusetts | 1 | $ 185,000 | $ 185,000 | $ 129,000 |
| Leelanau County Michigan | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Wayne County Michigan | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Hennepin County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 205,000 |
| Olmsted County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 158,000 |
| Otter Tail County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 215,000 |
| Washington County Minnesota | 1 | $ 465,000 | $ 465,000 | $ 187,000 |
| Wright County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 142,000 |
| DeSoto County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 98,000 |
| Cass County Missouri | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Henry County Missouri | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Gallatin County Montana | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| Dixon County Nebraska | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
| Nance County Nebraska | 1 | $ 325,000 | $ 325,000 | $ 200,000 |
| Pierce County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 162,000 |
| Cumberland County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Monmouth County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 263,000 |
| Morris County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 171,000 |
| Somerset County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 153,000 |
| Chaves County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 187,000 |
| Dona Ana County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 146,000 |
| Sandoval County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Durham County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 139,000 |
| Haywood County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Mecklenburg County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| Montgomery County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Cuyahoga County Ohio | 1 | $ 85,000 | $ 85,000 | $ 209,000 |
| Hamilton County Ohio | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Summit County Ohio | 1 | $ 105,000 | $ 105,000 | $ 157,000 |
| Washington County Ohio | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Williams County Ohio | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Wood County Ohio | 1 | $ 15,000 | $ 15,000 | $ 159,000 |
| Caddo County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
| Nowata County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Oklahoma County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Curry County Oregon | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Multnomah County Oregon | 1 | $ 245,000 | $ 245,000 | $ 142,000 |
| Allegheny County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 154,000 |
| Berks County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 139,000 |
| Chester County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 132,000 |
| Lackawanna County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Washington County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 185,000 |
| Washington County Rhode Island | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Rutherford County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 180,000 |
| Lamar County Texas | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| McLennan County Texas | 1 | $ 175,000 | $ 175,000 | $ 123,000 |
| Montague County Texas | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Davis County Utah | 1 | $ 125,000 | $ 125,000 | $ 123,000 |
| Salt Lake County Utah | 1 | $ 105,000 | $ 105,000 | $ 204,000 |
| San Juan County Utah | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| Windham County Vermont | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Fairfax County Virginia | 1 | $ 435,000 | $ 435,000 | $ 194,000 |
| James City County Virginia | 1 | $ 25,000 | $ 25,000 | $ 124,000 |
| Lynchburg County Virginia | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Northumberland County Virginia | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Southampton County Virginia | 1 | $ 275,000 | $ 275,000 | $ 177,000 |
| Stafford County Virginia | 1 | $ 65,000 | $ 65,000 | $ 153,000 |
| Grays Harbor County Washington | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| King County Washington | 1 | $ 145,000 | $ 145,000 | $ 230,000 |
| Dane County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 235,000 |
| Eau Claire County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Sheridan County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 46 | $3,460,000 | $75,000 | $205,000 | $149,000 | $392,000 |
| Cash-out Refinancing | 40 | $6,800,000 | $170,000 | $465,000 | $118,000 | $230,000 |
| Refinancing | 32 | $7,040,000 | $220,000 | $505,000 | $133,000 | $262,000 |
| Home Purchase | 13 | $2,745,000 | $211,000 | $705,000 | $91,000 | $227,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 90 | $11,930,000 | $132,000 | $505,000 | $136,000 | $392,000 |
| Not Provided | 20 | $4,130,000 | $206,000 | $465,000 | $119,000 | $215,000 |
| Hispanic | 10 | $1,610,000 | $161,000 | $435,000 | $132,000 | $194,000 |
| Black or African American | 7 | $1,835,000 | $262,000 | $705,000 | $101,000 | $139,000 |
| Asian | 2 | $350,000 | $175,000 | $215,000 | $144,000 | $175,000 |
| American Indian or Alaskan Native | 1 | $105,000 | $105,000 | $105,000 | $60,000 | $60,000 |
| Not applicable | 1 | $85,000 | $85,000 | $85,000 | $47,000 | $47,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 131 | $20,045,000 | $153,000 | $705,000 | $130,000 | $392,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 123 | $17,685,000 | $143,000 | $505,000 | $132,000 | $392,000 |
| Application Denied By Financial Institution | 8 | $2,360,000 | $295,000 | $705,000 | $101,000 | $134,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 123 | $17,685,000 | $143,000 | $505,000 | $132,000 | $392,000 |
| Credit History | 7 | $2,175,000 | $310,000 | $705,000 | $97,000 | $134,000 |
| Debt-To-Income Ratio | 1 | $185,000 | $185,000 | $185,000 | $130,000 | $130,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Signature Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.