National Bank Of Kansas City
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
National Bank Of Kansas City 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | National Bank Of Kansas City 10700 Nall Avenue Overland Park, KS 66211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,724 |
| Total Mortgage Loan Application Amount | $985,670,000 |
| Average Mortgage Loan Application Amount | $164,441 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $108,455 |
| Highest Applicant Income | $1,480,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with National Bank Of Kansas City. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing National Bank Of Kansas City's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down National Bank Of Kansas City's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how National Bank Of Kansas City serves its applicants.
Each category highlights the total number of mortgage applications processed by National Bank Of Kansas City, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at National Bank Of Kansas City's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| KANSAS CITY, MO-KS | 803 | $ 101,210,000 | $ 126,000 | $ 63,000 |
| TOPEKA, KS | 382 | $ 34,020,000 | $ 89,000 | $ 37,000 |
| PHILADELPHIA, PA-NJ | 162 | $ 31,919,000 | $ 197,000 | $ 121,000 |
| NEWARK, NJ | 143 | $ 32,164,000 | $ 224,000 | $ 128,000 |
| LOS ANGELES-LONG BEACH, CA | 108 | $ 26,033,000 | $ 241,000 | $ 109,000 |
| BOSTON, MA-NH | 98 | $ 23,024,000 | $ 234,000 | $ 139,000 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 94 | $ 20,398,000 | $ 217,000 | $ 124,000 |
| BALTIMORE, MD | 81 | $ 15,114,000 | $ 186,000 | $ 139,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 77 | $ 16,398,000 | $ 212,000 | $ 98,000 |
| CHICAGO, IL | 74 | $ 16,515,000 | $ 223,000 | $ 134,000 |
| OAKLAND, CA | 69 | $ 17,559,000 | $ 254,000 | $ 117,000 |
| ORANGE COUNTY, CA | 65 | $ 15,568,000 | $ 239,000 | $ 148,000 |
| SAN DIEGO, CA | 62 | $ 12,846,000 | $ 207,000 | $ 112,000 |
| BERGEN-PASSAIC, NJ | 58 | $ 14,064,000 | $ 242,000 | $ 134,000 |
| PHOENIX-MESA, AZ | 57 | $ 10,479,000 | $ 183,000 | $ 114,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 54 | $ 9,689,000 | $ 179,000 | $ 136,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 54 | $ 11,746,000 | $ 217,000 | $ 109,000 |
| ATLANTA, GA | 48 | $ 7,222,000 | $ 150,000 | $ 112,000 |
| SACRAMENTO, CA | 44 | $ 8,413,000 | $ 191,000 | $ 125,000 |
| SAN JOSE, CA | 43 | $ 11,665,000 | $ 271,000 | $ 143,000 |
| DENVER, CO | 42 | $ 8,125,000 | $ 193,000 | $ 113,000 |
| PORTLAND-VANCOUVER, OR-WA | 42 | $ 6,867,000 | $ 163,000 | $ 85,000 |
| MONMOUTH-OCEAN, NJ | 40 | $ 7,340,000 | $ 183,000 | $ 91,000 |
| DALLAS, TX | 39 | $ 8,043,000 | $ 206,000 | $ 112,000 |
| HOUSTON, TX | 34 | $ 7,175,000 | $ 211,000 | $ 135,000 |
| NASSAU-SUFFOLK, NY | 34 | $ 6,302,000 | $ 185,000 | $ 125,000 |
| PITTSBURGH, PA | 34 | $ 4,871,000 | $ 143,000 | $ 110,000 |
| HARTFORD, CT | 31 | $ 6,544,000 | $ 211,000 | $ 124,000 |
| LAS VEGAS, NV-AZ | 31 | $ 5,997,000 | $ 193,000 | $ 117,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 30 | $ 5,328,000 | $ 177,000 | $ 110,000 |
| NEW YORK, NY | 30 | $ 6,412,000 | $ 213,000 | $ 153,000 |
| WILMINGTON-NEWARK, DE-MD | 29 | $ 4,989,000 | $ 172,000 | $ 101,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 27 | $ 3,867,000 | $ 143,000 | $ 81,000 |
| ST. LOUIS, MO-IL | 27 | $ 2,851,000 | $ 105,000 | $ 80,000 |
| TRENTON, NJ | 26 | $ 6,190,000 | $ 238,000 | $ 142,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 25 | $ 4,500,000 | $ 180,000 | $ 111,000 |
| AUSTIN-SAN MARCOS, TX | 24 | $ 5,043,000 | $ 210,000 | $ 118,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 24 | $ 4,479,000 | $ 186,000 | $ 118,000 |
| STAMFORD-NORWALK, CT | 24 | $ 6,323,000 | $ 263,000 | $ 141,000 |
| BRIDGEPORT, CT | 23 | $ 4,424,000 | $ 192,000 | $ 137,000 |
| FORT LAUDERDALE, FL | 23 | $ 3,384,000 | $ 147,000 | $ 106,000 |
| DETROIT, MI | 22 | $ 3,588,000 | $ 163,000 | $ 103,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 21 | $ 3,164,000 | $ 150,000 | $ 88,000 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 21 | $ 3,828,000 | $ 182,000 | $ 110,000 |
| SAN FRANCISCO, CA | 20 | $ 6,487,000 | $ 324,000 | $ 140,000 |
| VENTURA, CA | 20 | $ 5,218,000 | $ 260,000 | $ 108,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 19 | $ 3,036,000 | $ 159,000 | $ 78,000 |
| COLUMBUS, OH | 18 | $ 2,975,000 | $ 165,000 | $ 109,000 |
| LAWRENCE, KS | 18 | $ 2,614,000 | $ 145,000 | $ 80,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 18 | $ 4,987,000 | $ 277,000 | $ 96,000 |
| MIAMI, FL | 17 | $ 2,594,000 | $ 152,000 | $ 119,000 |
| JERSEY CITY, NJ | 16 | $ 3,215,000 | $ 200,000 | $ 90,000 |
| NEW HAVEN-MERIDEN, CT | 16 | $ 2,575,000 | $ 160,000 | $ 89,000 |
| ORLANDO, FL | 15 | $ 2,835,000 | $ 189,000 | $ 147,000 |
| WASHINGTON, DC-MD-VA-WV | 15 | $ 4,493,000 | $ 299,000 | $ 132,000 |
| LAWRENCE, MA-NH | 14 | $ 3,271,000 | $ 233,000 | $ 89,000 |
| PORTSMOUTH-ROCHESTER, NH-ME | 14 | $ 2,517,000 | $ 179,000 | $ 157,000 |
| HONOLULU, HI | 13 | $ 3,797,000 | $ 292,000 | $ 108,000 |
| MILWAUKEE-WAUKESHA, WI | 13 | $ 2,275,000 | $ 175,000 | $ 141,000 |
| SANTA ROSA, CA | 13 | $ 3,087,000 | $ 237,000 | $ 72,000 |
| ATLANTIC-CAPE MAY, NJ | 12 | $ 2,332,000 | $ 194,000 | $ 120,000 |
| CINCINNATI, OH-KY-IN | 12 | $ 1,847,000 | $ 153,000 | $ 104,000 |
| SALT LAKE CITY-OGDEN, UT | 12 | $ 2,314,000 | $ 192,000 | $ 116,000 |
| STOCKTON-LODI, CA | 12 | $ 1,858,000 | $ 154,000 | $ 138,000 |
| TACOMA, WA | 12 | $ 1,872,000 | $ 156,000 | $ 77,000 |
| WEST PALM BEACH-BOCA RATON, FL | 12 | $ 2,107,000 | $ 175,000 | $ 150,000 |
| WORCESTER, MA-CT | 12 | $ 2,429,000 | $ 202,000 | $ 103,000 |
| BOISE CITY, ID | 11 | $ 1,756,000 | $ 159,000 | $ 75,000 |
| NASHUA, NH | 11 | $ 1,917,000 | $ 174,000 | $ 111,000 |
| NEWBURGH, NY-PA | 11 | $ 1,172,000 | $ 106,000 | $ 85,000 |
| RENO, NV | 11 | $ 2,247,000 | $ 204,000 | $ 153,000 |
| AKRON, OH | 10 | $ 1,336,000 | $ 133,000 | $ 69,000 |
| DANBURY, CT | 10 | $ 2,506,000 | $ 250,000 | $ 192,000 |
| INDIANAPOLIS, IN | 10 | $ 1,672,000 | $ 167,000 | $ 112,000 |
| MANCHESTER, NH | 10 | $ 1,910,000 | $ 191,000 | $ 131,000 |
| TUCSON, AZ | 10 | $ 1,632,000 | $ 163,000 | $ 101,000 |
| BAKERSFIELD, CA | 9 | $ 1,277,000 | $ 141,000 | $ 123,000 |
| CHARLOTTESVILLE, VA | 9 | $ 1,658,000 | $ 184,000 | $ 112,000 |
| FORT WORTH-ARLINGTON, TX | 9 | $ 2,146,000 | $ 238,000 | $ 195,000 |
| FRESNO, CA | 9 | $ 1,048,000 | $ 116,000 | $ 100,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 9 | $ 1,108,000 | $ 123,000 | $ 79,000 |
| PORTLAND, ME | 9 | $ 1,611,000 | $ 179,000 | $ 127,000 |
| RICHMOND-PETERSBURG, VA | 9 | $ 1,728,000 | $ 192,000 | $ 80,000 |
| SAN ANTONIO, TX | 9 | $ 1,727,000 | $ 191,000 | $ 111,000 |
| ANN ARBOR, MI | 8 | $ 2,210,000 | $ 276,000 | $ 126,000 |
| JACKSONVILLE, FL | 8 | $ 1,256,000 | $ 157,000 | $ 140,000 |
| LOUISVILLE, KY-IN | 8 | $ 1,344,000 | $ 168,000 | $ 124,000 |
| MEMPHIS, TN-AR-MS | 8 | $ 1,554,000 | $ 194,000 | $ 131,000 |
| MODESTO, CA | 8 | $ 1,458,000 | $ 182,000 | $ 106,000 |
| NASHVILLE, TN | 8 | $ 1,730,000 | $ 216,000 | $ 115,000 |
| OKLAHOMA CITY, OK | 8 | $ 1,124,000 | $ 140,000 | $ 99,000 |
| ALBUQUERQUE, NM | 7 | $ 881,000 | $ 125,000 | $ 105,000 |
| BOULDER-LONGMONT, CO | 7 | $ 1,816,000 | $ 259,000 | $ 114,000 |
| BREMERTON, WA | 7 | $ 1,203,000 | $ 171,000 | $ 86,000 |
| COLORADO SPRINGS, CO | 7 | $ 1,534,000 | $ 219,000 | $ 111,000 |
| OMAHA, NE-IA | 7 | $ 953,000 | $ 136,000 | $ 99,000 |
| READING, PA | 7 | $ 874,000 | $ 124,000 | $ 96,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 7 | $ 735,000 | $ 105,000 | $ 86,000 |
| WICHITA, KS | 7 | $ 830,000 | $ 118,000 | $ 108,000 |
| ALBANY-SCHENECTADY-TROY, NY | 6 | $ 343,000 | $ 57,000 | $ 82,000 |
| ASHEVILLE, NC | 6 | $ 1,380,000 | $ 230,000 | $ 94,000 |
| BARNSTABLE-YARMOUTH, MA | 6 | $ 1,353,000 | $ 225,000 | $ 79,000 |
| BUFFALO-NIAGARA FALLS, NY | 6 | $ 344,000 | $ 57,000 | $ 49,000 |
| BURLINGTON, VT | 6 | $ 1,094,000 | $ 182,000 | $ 98,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 6 | $ 1,199,000 | $ 199,000 | $ 106,000 |
| DAYTON-SPRINGFIELD, OH | 6 | $ 926,000 | $ 154,000 | $ 108,000 |
| HICKORY-MORGANTON-LENOIR, NC | 6 | $ 1,059,000 | $ 176,000 | $ 103,000 |
| LOWELL, MA-NH | 6 | $ 1,202,000 | $ 200,000 | $ 132,000 |
| NEW ORLEANS, LA | 6 | $ 1,011,000 | $ 168,000 | $ 102,000 |
| SPRINGFIELD, MO | 6 | $ 852,000 | $ 142,000 | $ 79,000 |
| ST. JOSEPH, MO | 6 | $ 962,000 | $ 160,000 | $ 67,000 |
| TULSA, OK | 6 | $ 641,000 | $ 106,000 | $ 101,000 |
| BROCKTON, MA | 5 | $ 884,000 | $ 176,000 | $ 112,000 |
| CHICO-PARADISE, CA | 5 | $ 1,128,000 | $ 225,000 | $ 90,000 |
| DAYTONA BEACH, FL | 5 | $ 766,000 | $ 153,000 | $ 93,000 |
| FORT COLLINS-LOVELAND, CO | 5 | $ 883,000 | $ 176,000 | $ 125,000 |
| LANCASTER, PA | 5 | $ 668,000 | $ 133,000 | $ 75,000 |
| LANSING-EAST LANSING, MI | 5 | $ 906,000 | $ 181,000 | $ 102,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 5 | $ 836,000 | $ 167,000 | $ 152,000 |
| NEW BEDFORD, MA | 5 | $ 671,000 | $ 134,000 | $ 76,000 |
| NEW LONDON-NORWICH, CT-RI | 5 | $ 900,000 | $ 180,000 | $ 86,000 |
| ANCHORAGE, AK | 4 | $ 768,000 | $ 192,000 | $ 96,000 |
| COLUMBIA, SC | 4 | $ 659,000 | $ 164,000 | $ 98,000 |
| DES MOINES, IA | 4 | $ 414,000 | $ 103,000 | $ 93,000 |
| FORT MYERS-CAPE CORAL, FL | 4 | $ 321,000 | $ 80,000 | $ 39,000 |
| GARY, IN | 4 | $ 458,000 | $ 114,000 | $ 76,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 4 | $ 874,000 | $ 218,000 | $ 95,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 4 | $ 1,036,000 | $ 259,000 | $ 254,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 4 | $ 516,000 | $ 129,000 | $ 90,000 |
| LEXINGTON, KY | 4 | $ 401,000 | $ 100,000 | $ 64,000 |
| ROCHESTER, NY | 4 | $ 200,000 | $ 50,000 | $ 62,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 4 | $ 855,000 | $ 213,000 | $ 118,000 |
| TOLEDO, OH | 4 | $ 877,000 | $ 219,000 | $ 146,000 |
| VISALIA-TULARE-PORTERVILLE, CA | 4 | $ 520,000 | $ 130,000 | $ 82,000 |
| WATERBURY, CT | 4 | $ 735,000 | $ 183,000 | $ 112,000 |
| BELLINGHAM, WA | 3 | $ 450,000 | $ 150,000 | $ 67,000 |
| BIRMINGHAM, AL | 3 | $ 682,000 | $ 227,000 | $ 122,000 |
| FLAGSTAFF, AZ-UT | 3 | $ 1,110,000 | $ 370,000 | $ 325,000 |
| FLINT, MI | 3 | $ 141,000 | $ 47,000 | $ 82,000 |
| GALVESTON-TEXAS CITY, TX | 3 | $ 659,000 | $ 219,000 | $ 134,000 |
| JOHNSTOWN, PA | 3 | $ 278,000 | $ 92,000 | $ 124,000 |
| KALAMAZOO-BATTLE CREEK, MI | 3 | $ 642,000 | $ 214,000 | $ 145,000 |
| NAPLES, FL | 3 | $ 640,000 | $ 213,000 | $ 176,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 3 | $ 967,000 | $ 322,000 | $ 231,000 |
| SARASOTA-BRADENTON, FL | 3 | $ 423,000 | $ 141,000 | $ 75,000 |
| SAVANNAH, GA | 3 | $ 606,000 | $ 202,000 | $ 86,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 3 | $ 154,000 | $ 51,000 | $ 38,000 |
| WHEELING, WV-OH | 3 | $ 357,000 | $ 119,000 | $ 156,000 |
| YOLO, CA | 3 | $ 687,000 | $ 229,000 | $ 106,000 |
| YORK, PA | 3 | $ 410,000 | $ 136,000 | $ 123,000 |
| YOUNGSTOWN-WARREN, OH | 3 | $ 389,000 | $ 129,000 | $ 98,000 |
| ATHENS, GA | 2 | $ 208,000 | $ 104,000 | $ 84,000 |
| BATON ROUGE, LA | 2 | $ 652,000 | $ 326,000 | $ 170,000 |
| BLOOMINGTON-NORMAL, IL | 2 | $ 151,000 | $ 75,000 | $ 62,000 |
| CANTON-MASSILLON, OH | 2 | $ 482,000 | $ 241,000 | $ 127,000 |
| COLUMBIA, MO | 2 | $ 326,000 | $ 163,000 | $ 98,000 |
| DOVER, DE | 2 | $ 247,000 | $ 123,000 | $ 72,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 2 | $ 303,000 | $ 151,000 | $ 77,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 2 | $ 383,000 | $ 191,000 | $ 123,000 |
| FORT WAYNE, IN | 2 | $ 236,000 | $ 118,000 | $ 96,000 |
| GAINESVILLE, FL | 2 | $ 156,000 | $ 78,000 | $ 107,000 |
| GREELEY, CO | 2 | $ 334,000 | $ 167,000 | $ 73,000 |
| HAGERSTOWN, MD | 2 | $ 95,000 | $ 47,000 | $ 119,000 |
| HUNTSVILLE, AL | 2 | $ 273,000 | $ 136,000 | $ 81,000 |
| KNOXVILLE, TN | 2 | $ 353,000 | $ 176,000 | $ 107,000 |
| LEWISTON-AUBURN, ME | 2 | $ 58,000 | $ 29,000 | $ 53,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 2 | $ 365,000 | $ 182,000 | $ 131,000 |
| MACON, GA | 2 | $ 240,000 | $ 120,000 | $ 112,000 |
| MADISON, WI | 2 | $ 387,000 | $ 193,000 | $ 110,000 |
| MANSFIELD, OH | 2 | $ 394,000 | $ 197,000 | $ 78,000 |
| MOBILE, AL | 2 | $ 277,000 | $ 138,000 | $ 104,000 |
| MONROE, LA | 2 | $ 385,000 | $ 192,000 | $ 89,000 |
| PITTSFIELD, MA | 2 | $ 203,000 | $ 101,000 | $ 77,000 |
| PROVO-OREM, UT | 2 | $ 523,000 | $ 261,000 | $ 231,000 |
| REDDING, CA | 2 | $ 362,000 | $ 181,000 | $ 170,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 2 | $ 338,000 | $ 169,000 | $ 118,000 |
| ROANOKE, VA | 2 | $ 180,000 | $ 90,000 | $ 45,000 |
| SALINAS, CA | 2 | $ 458,000 | $ 229,000 | $ 86,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 306,000 | $ 153,000 | $ 137,000 |
| SANTA FE, NM | 2 | $ 759,000 | $ 379,000 | $ 103,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 294,000 | $ 147,000 | $ 132,000 |
| SOUTH BEND, IN | 2 | $ 496,000 | $ 248,000 | $ 146,000 |
| SPOKANE, WA | 2 | $ 238,000 | $ 119,000 | $ 80,000 |
| SPRINGFIELD, MA | 2 | $ 81,000 | $ 40,000 | $ 92,000 |
| STATE COLLEGE, PA | 2 | $ 346,000 | $ 173,000 | $ 135,000 |
| SYRACUSE, NY | 2 | $ 88,000 | $ 44,000 | $ 42,000 |
| WILMINGTON, NC | 2 | $ 324,000 | $ 162,000 | $ 50,000 |
| ALEXANDRIA, LA | 1 | $ 99,000 | $ 99,000 | $ 35,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 1 | $ 42,000 | $ 42,000 | $ 134,000 |
| BENTON HARBOR, MI | 1 | $ 190,000 | $ 190,000 | $ 113,000 |
| BILOXI-GULFPORT-PASCAGOULA, MS | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| BINGHAMTON, NY | 1 | $ 40,000 | $ 40,000 | $ 71,000 |
| BRYAN-COLLEGE STATION, TX | 1 | $ 258,000 | $ 258,000 | $ 213,000 |
| CEDAR RAPIDS, IA | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| CHATTANOOGA, TN-GA | 1 | $ 244,000 | $ 244,000 | $ 129,000 |
| CORVALLIS, OR | 1 | $ 127,000 | $ 127,000 | $ 30,000 |
| DANVILLE, VA | 1 | $ 37,000 | $ 37,000 | $ 68,000 |
| DOTHAN, AL | 1 | $ 153,000 | $ 153,000 | $ 102,000 |
| DULUTH-SUPERIOR, MN-WI | 1 | $ 58,000 | $ 58,000 | $ 89,000 |
| DUTCHESS COUNTY, NY | 1 | $ 290,000 | $ 290,000 | $ 100,000 |
| ERIE, PA | 1 | $ 145,000 | $ 145,000 | $ 252,000 |
| FARGO-MOORHEAD, ND-MN | 1 | $ 182,000 | $ 182,000 | $ 109,000 |
| FITCHBURG-LEOMINSTER, MA | 1 | $ 238,000 | $ 238,000 | $ 62,000 |
| FLORENCE, AL | 1 | $ 90,000 | $ 90,000 | $ 25,000 |
| FORT WALTON BEACH, FL | 1 | $ 34,000 | $ 34,000 | $ 143,000 |
| GADSDEN, AL | 1 | $ 204,000 | $ 204,000 | $ 112,000 |
| GLENS FALLS, NY | 1 | $ 39,000 | $ 39,000 | $ 65,000 |
| GRAND JUNCTION, CO | 1 | $ 56,000 | $ 56,000 | $ 197,000 |
| GREAT FALLS, MT | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| HATTIESBURG, MS | 1 | $ 19,000 | $ 19,000 | $ 70,000 |
| HOUMA, LA | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| IOWA CITY, IA | 1 | $ 44,000 | $ 44,000 | $ 67,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| KENOSHA, WI | 1 | $ 410,000 | $ 410,000 | $ 169,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 415,000 | $ 415,000 | $ 157,000 |
| LA CROSSE, WI-MN | 1 | $ 282,000 | $ 282,000 | $ 130,000 |
| LAFAYETTE, IN | 1 | $ 61,000 | $ 61,000 | $ 100,000 |
| LAFAYETTE, LA | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 55,000 | $ 55,000 | $ 12,000 |
| LAS CRUCES, NM | 1 | $ 69,000 | $ 69,000 | $ 70,000 |
| LYNCHBURG, VA | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| MEDFORD-ASHLAND, OR | 1 | $ 141,000 | $ 141,000 | $ 125,000 |
| MISSOULA, MT | 1 | $ 200,000 | $ 200,000 | $ 139,000 |
| MONTGOMERY, AL | 1 | $ 305,000 | $ 305,000 | $ 119,000 |
| MUNCIE, IN | 1 | $ 98,000 | $ 98,000 | $ 41,000 |
| MYRTLE BEACH, SC | 1 | $ 25,000 | $ 25,000 | $ 160,000 |
| OLYMPIA, WA | 1 | $ 170,000 | $ 170,000 | $ 84,000 |
| PUNTA GORDA, FL | 1 | $ 30,000 | $ 30,000 | $ 72,000 |
| ROCHESTER, MN | 1 | $ 275,000 | $ 275,000 | $ 370,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 1 | $ 36,000 | $ 36,000 | $ 114,000 |
| SHEBOYGAN, WI | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| SIOUX CITY, IA-NE | 1 | $ 147,000 | $ 147,000 | $ 120,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 1 | $ 168,000 | $ 168,000 | $ 84,000 |
| TUSCALOOSA, AL | 1 | $ 645,000 | $ 645,000 | $ 152,000 |
| WACO, TX | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| YAKIMA, WA | 1 | $ 19,000 | $ 19,000 | $ 38,000 |
| YUBA CITY, CA | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for National Bank Of Kansas City in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 3,780 | $752,773,000 | $208,180 | $1,000,000 | $115,780 | $1,480,000 |
| Home Purchase (one-to-four family) | 1,131 | $163,999,000 | $206,340 | $960,000 | $122,431 | $500,000 |
| Home Improvement (one-to-four family) | 813 | $68,898,000 | $68,476 | $560,000 | $85,095 | $477,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,484 | $622,935,000 | $209,700 | $1,000,000 | $117,760 | $1,480,000 |
| Information not provided by applicant in mail or telephone application | 1,865 | $292,342,000 | $144,714 | $960,000 | $99,306 | $867,000 |
| Asian or Pacific Islander | 179 | $38,877,000 | $223,344 | $950,000 | $141,275 | $420,000 |
| Black | 81 | $11,439,000 | $195,857 | $315,000 | $104,785 | $266,000 |
| Hispanic | 76 | $14,041,000 | $201,937 | $465,000 | $108,812 | $280,000 |
| American Indian or Alaskan Native | 18 | $2,794,000 | $174,416 | $274,000 | $105,583 | $187,000 |
| Other | 15 | $2,541,000 | $182,142 | $323,000 | $97,000 | $221,000 |
| Not applicable | 6 | $701,000 | $116,500 | $171,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,173 | $930,891,000 | $177,440 | $1,000,000 | $109,220 | $1,480,000 |
| FHA-insured (Federal Housing Administration) | 447 | $42,080,000 | $86,333 | $178,000 | $35,000 | $122,000 |
| VA-guaranteed (Veterans Administration) | 100 | $12,181,000 | $124,500 | $273,000 | $49,500 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $518,000 | $129,000 | $133,000 | $55,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,115 | $887,010,000 | $178,080 | $1,000,000 | $111,340 | $1,480,000 |
| Application Withdrawn By Applicant | 254 | $44,626,000 | $220,562 | $960,000 | $114,218 | $496,000 |
| Application Denied By Financial Institution | 246 | $31,663,000 | $115,638 | $600,000 | $81,750 | $265,000 |
| Application Approved But Not Accepted | 107 | $21,708,000 | $204,066 | $570,000 | $110,466 | $300,000 |
| File Closed For Incompleteness | 2 | $663,000 | $331,500 | $465,000 | $70,500 | $85,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 106 | $10,800,000 | $99,166 | $560,000 | $91,166 | $265,000 |
| Other | 64 | $8,856,000 | $130,166 | $500,000 | $84,541 | $264,000 |
| Debt-To-Income Ratio | 34 | $6,513,000 | $220,266 | $600,000 | $67,333 | $150,000 |
| Collateral | 26 | $3,422,000 | $170,181 | $591,000 | $81,090 | $150,000 |
| Credit History | 8 | $995,000 | $126,600 | $280,000 | $121,200 | $190,000 |
| Employment History | 4 | $356,000 | $69,333 | $219,000 | $49,333 | $63,000 |
| Unverifiable Information | 3 | $341,000 | $113,666 | $172,000 | $33,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $380,000 | $380,000 | $380,000 | $72,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank Of Kansas City's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National Bank Of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.