National Bank of Kansas City Mortgage Lending & HMDA Data, 2003
In 2003, National Bank of Kansas City of Overland Park, KS reported 5,724 mortgage applications totaling $985.7 million. The average application was for $172,199, and applicants reported an average income of $97,618. 89% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Kansas City, MO-KS (803), Topeka, KS (382) and Philadelphia, PA-NJ (162) (applications in parentheses).
| Mortgage Company & Address | National Bank of Kansas City 10700 Nall Avenue Overland Park, KS 66211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,724 |
| Total Mortgage Loan Application Amount | $985,670,000 |
| Average Mortgage Loan Application Amount | $172,199 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $97,618 |
| Highest Applicant Income | $1,480,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 803 | $ 101,210,000 | $ 126,039 | $ 63,000 |
| Topeka, KS | 382 | $ 34,020,000 | $ 89,057 | $ 37,000 |
| Philadelphia, PA-NJ | 162 | $ 31,919,000 | $ 197,030 | $ 121,000 |
| Newark, NJ | 143 | $ 32,164,000 | $ 224,923 | $ 128,000 |
| Los Angeles-Long Beach, CA | 108 | $ 26,033,000 | $ 241,046 | $ 109,000 |
| Boston, MA-NH | 98 | $ 23,024,000 | $ 234,938 | $ 139,000 |
| Middlesex-Somerset-Hunterdon, NJ | 94 | $ 20,398,000 | $ 217,000 | $ 124,000 |
| Baltimore, MD | 81 | $ 15,114,000 | $ 186,592 | $ 139,000 |
| Minneapolis-St. Paul, MN-WI | 77 | $ 16,398,000 | $ 212,961 | $ 98,000 |
| Chicago, IL | 74 | $ 16,515,000 | $ 223,175 | $ 134,000 |
| Oakland, CA | 69 | $ 17,559,000 | $ 254,478 | $ 117,000 |
| Orange County, CA | 65 | $ 15,568,000 | $ 239,507 | $ 148,000 |
| San Diego, CA | 62 | $ 12,846,000 | $ 207,193 | $ 112,000 |
| Bergen-Passaic, NJ | 58 | $ 14,064,000 | $ 242,482 | $ 134,000 |
| Phoenix-Mesa, AZ | 57 | $ 10,479,000 | $ 183,842 | $ 114,000 |
| Riverside-San Bernardino, CA | 54 | $ 9,689,000 | $ 179,425 | $ 136,000 |
| Seattle-Bellevue-Everett, WA | 54 | $ 11,746,000 | $ 217,518 | $ 109,000 |
| Atlanta, GA | 48 | $ 7,222,000 | $ 150,458 | $ 112,000 |
| Sacramento, CA | 44 | $ 8,413,000 | $ 191,204 | $ 125,000 |
| San Jose, CA | 43 | $ 11,665,000 | $ 271,279 | $ 143,000 |
| Denver, CO | 42 | $ 8,125,000 | $ 193,452 | $ 113,000 |
| Portland-Vancouver, OR-WA | 42 | $ 6,867,000 | $ 163,500 | $ 85,000 |
| Monmouth-Ocean, NJ | 40 | $ 7,340,000 | $ 183,500 | $ 91,000 |
| Dallas, TX | 39 | $ 8,043,000 | $ 206,230 | $ 112,000 |
| Houston, TX | 34 | $ 7,175,000 | $ 211,029 | $ 135,000 |
| Nassau-Suffolk, NY | 34 | $ 6,302,000 | $ 185,352 | $ 125,000 |
| Pittsburgh, PA | 34 | $ 4,871,000 | $ 143,264 | $ 110,000 |
| Hartford, CT | 31 | $ 6,544,000 | $ 211,096 | $ 124,000 |
| Las Vegas, NV-AZ | 31 | $ 5,997,000 | $ 193,451 | $ 117,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 30 | $ 5,328,000 | $ 177,600 | $ 110,000 |
| New York, NY | 30 | $ 6,412,000 | $ 213,733 | $ 153,000 |
| Wilmington-Newark, DE-MD | 29 | $ 4,989,000 | $ 172,034 | $ 101,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 27 | $ 3,867,000 | $ 143,222 | $ 81,000 |
| St. Louis, MO-IL | 27 | $ 2,851,000 | $ 105,592 | $ 80,000 |
| Trenton, NJ | 26 | $ 6,190,000 | $ 238,076 | $ 142,000 |
| Raleigh-Durham-Chapel Hill, NC | 25 | $ 4,500,000 | $ 180,000 | $ 111,000 |
| Austin-San Marcos, TX | 24 | $ 5,043,000 | $ 210,125 | $ 118,000 |
| Cleveland-Lorain-Elyria, OH | 24 | $ 4,479,000 | $ 186,625 | $ 118,000 |
| Stamford-Norwalk, CT | 24 | $ 6,323,000 | $ 263,458 | $ 141,000 |
| Bridgeport, CT | 23 | $ 4,424,000 | $ 192,347 | $ 137,000 |
| Fort Lauderdale, FL | 23 | $ 3,384,000 | $ 147,130 | $ 106,000 |
| Detroit, MI | 22 | $ 3,588,000 | $ 163,090 | $ 103,000 |
| Allentown-Bethlehem-Easton, PA | 21 | $ 3,164,000 | $ 150,666 | $ 88,000 |
| Providence-Fall River-Warwick, RI-MA | 21 | $ 3,828,000 | $ 182,285 | $ 110,000 |
| San Francisco, CA | 20 | $ 6,487,000 | $ 324,350 | $ 140,000 |
| Ventura, CA | 20 | $ 5,218,000 | $ 260,900 | $ 108,000 |
| Tampa-St. Petersburg-Clearwater, FL | 19 | $ 3,036,000 | $ 159,789 | $ 78,000 |
| Columbus, OH | 18 | $ 2,975,000 | $ 165,277 | $ 109,000 |
| Lawrence, KS | 18 | $ 2,614,000 | $ 145,222 | $ 80,000 |
| Vallejo-Fairfield-Napa, CA | 18 | $ 4,987,000 | $ 277,055 | $ 96,000 |
| Miami, FL | 17 | $ 2,594,000 | $ 152,588 | $ 119,000 |
| Jersey City, NJ | 16 | $ 3,215,000 | $ 200,937 | $ 90,000 |
| New Haven-Meriden, CT | 16 | $ 2,575,000 | $ 160,937 | $ 89,000 |
| Orlando, FL | 15 | $ 2,835,000 | $ 189,000 | $ 147,000 |
| Washington, DC-MD-VA-WV | 15 | $ 4,493,000 | $ 299,533 | $ 132,000 |
| Lawrence, MA-NH | 14 | $ 3,271,000 | $ 233,642 | $ 89,000 |
| Portsmouth-Rochester, NH-ME | 14 | $ 2,517,000 | $ 179,785 | $ 157,000 |
| Honolulu, HI | 13 | $ 3,797,000 | $ 292,076 | $ 108,000 |
| Milwaukee-Waukesha, WI | 13 | $ 2,275,000 | $ 175,000 | $ 141,000 |
| Santa Rosa, CA | 13 | $ 3,087,000 | $ 237,461 | $ 72,000 |
| Atlantic-Cape May, NJ | 12 | $ 2,332,000 | $ 194,333 | $ 120,000 |
| Cincinnati, OH-KY-IN | 12 | $ 1,847,000 | $ 153,916 | $ 104,000 |
| Salt Lake City-Ogden, UT | 12 | $ 2,314,000 | $ 192,833 | $ 116,000 |
| Stockton-Lodi, CA | 12 | $ 1,858,000 | $ 154,833 | $ 138,000 |
| Tacoma, WA | 12 | $ 1,872,000 | $ 156,000 | $ 77,000 |
| West Palm Beach-Boca Raton, FL | 12 | $ 2,107,000 | $ 175,583 | $ 150,000 |
| Worcester, MA-CT | 12 | $ 2,429,000 | $ 202,416 | $ 103,000 |
| Boise City, ID | 11 | $ 1,756,000 | $ 159,636 | $ 75,000 |
| Nashua, NH | 11 | $ 1,917,000 | $ 174,272 | $ 111,000 |
| Newburgh, NY-PA | 11 | $ 1,172,000 | $ 106,545 | $ 85,000 |
| Reno, NV | 11 | $ 2,247,000 | $ 204,272 | $ 153,000 |
| Akron, OH | 10 | $ 1,336,000 | $ 133,600 | $ 69,000 |
| Danbury, CT | 10 | $ 2,506,000 | $ 250,600 | $ 192,000 |
| Indianapolis, IN | 10 | $ 1,672,000 | $ 167,200 | $ 112,000 |
| Manchester, NH | 10 | $ 1,910,000 | $ 191,000 | $ 131,000 |
| Tucson, AZ | 10 | $ 1,632,000 | $ 163,200 | $ 101,000 |
| Bakersfield, CA | 9 | $ 1,277,000 | $ 141,888 | $ 123,000 |
| Charlottesville, VA | 9 | $ 1,658,000 | $ 184,222 | $ 112,000 |
| Fort Worth-Arlington, TX | 9 | $ 2,146,000 | $ 238,444 | $ 195,000 |
| Fresno, CA | 9 | $ 1,048,000 | $ 116,444 | $ 100,000 |
| Harrisburg-Lebanon-Carlisle, PA | 9 | $ 1,108,000 | $ 123,111 | $ 79,000 |
| Portland, ME | 9 | $ 1,611,000 | $ 179,000 | $ 127,000 |
| Richmond-Petersburg, VA | 9 | $ 1,728,000 | $ 192,000 | $ 80,000 |
| San Antonio, TX | 9 | $ 1,727,000 | $ 191,888 | $ 111,000 |
| Ann Arbor, MI | 8 | $ 2,210,000 | $ 276,250 | $ 126,000 |
| Jacksonville, FL | 8 | $ 1,256,000 | $ 157,000 | $ 140,000 |
| Louisville, KY-IN | 8 | $ 1,344,000 | $ 168,000 | $ 124,000 |
| Memphis, TN-AR-MS | 8 | $ 1,554,000 | $ 194,250 | $ 131,000 |
| Modesto, CA | 8 | $ 1,458,000 | $ 182,250 | $ 106,000 |
| Nashville, TN | 8 | $ 1,730,000 | $ 216,250 | $ 115,000 |
| Oklahoma City, OK | 8 | $ 1,124,000 | $ 140,500 | $ 99,000 |
| Albuquerque, NM | 7 | $ 881,000 | $ 125,857 | $ 105,000 |
| Boulder-Longmont, CO | 7 | $ 1,816,000 | $ 259,428 | $ 114,000 |
| Bremerton, WA | 7 | $ 1,203,000 | $ 171,857 | $ 86,000 |
| Colorado Springs, CO | 7 | $ 1,534,000 | $ 219,142 | $ 111,000 |
| Omaha, NE-IA | 7 | $ 953,000 | $ 136,142 | $ 99,000 |
| Reading, PA | 7 | $ 874,000 | $ 124,857 | $ 96,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 7 | $ 735,000 | $ 105,000 | $ 86,000 |
| Wichita, KS | 7 | $ 830,000 | $ 118,571 | $ 108,000 |
| Albany-Schenectady-Troy, NY | 6 | $ 343,000 | $ 57,166 | $ 82,000 |
| Asheville, NC | 6 | $ 1,380,000 | $ 230,000 | $ 94,000 |
| Barnstable-Yarmouth, MA | 6 | $ 1,353,000 | $ 225,500 | $ 79,000 |
| Buffalo-Niagara Falls, NY | 6 | $ 344,000 | $ 57,333 | $ 49,000 |
| Burlington, VT | 6 | $ 1,094,000 | $ 182,333 | $ 98,000 |
| Charleston-North Charleston, SC | 6 | $ 1,199,000 | $ 199,833 | $ 106,000 |
| Dayton-Springfield, OH | 6 | $ 926,000 | $ 154,333 | $ 108,000 |
| Hickory-Morganton-Lenoir, NC | 6 | $ 1,059,000 | $ 176,500 | $ 103,000 |
| Lowell, MA-NH | 6 | $ 1,202,000 | $ 200,333 | $ 132,000 |
| New Orleans, LA | 6 | $ 1,011,000 | $ 168,500 | $ 102,000 |
| Springfield, MO | 6 | $ 852,000 | $ 142,000 | $ 79,000 |
| St. Joseph, MO | 6 | $ 962,000 | $ 160,333 | $ 67,000 |
| Tulsa, OK | 6 | $ 641,000 | $ 106,833 | $ 101,000 |
| Brockton, MA | 5 | $ 884,000 | $ 176,800 | $ 112,000 |
| Chico-Paradise, CA | 5 | $ 1,128,000 | $ 225,600 | $ 90,000 |
| Daytona Beach, FL | 5 | $ 766,000 | $ 153,200 | $ 93,000 |
| Fort Collins-Loveland, CO | 5 | $ 883,000 | $ 176,600 | $ 125,000 |
| Lancaster, PA | 5 | $ 668,000 | $ 133,600 | $ 75,000 |
| Lansing-East Lansing, MI | 5 | $ 906,000 | $ 181,200 | $ 102,000 |
| Melbourne-Titusville-Palm Bay, FL | 5 | $ 836,000 | $ 167,200 | $ 152,000 |
| New Bedford, MA | 5 | $ 671,000 | $ 134,200 | $ 76,000 |
| New London-Norwich, CT-RI | 5 | $ 900,000 | $ 180,000 | $ 86,000 |
| Anchorage, AK | 4 | $ 768,000 | $ 192,000 | $ 96,000 |
| Columbia, SC | 4 | $ 659,000 | $ 164,750 | $ 98,000 |
| Des Moines, IA | 4 | $ 414,000 | $ 103,500 | $ 93,000 |
| Fort Myers-Cape Coral, FL | 4 | $ 321,000 | $ 80,250 | $ 39,000 |
| Gary, IN | 4 | $ 458,000 | $ 114,500 | $ 76,000 |
| Grand Rapids-Muskegon-Holland, MI | 4 | $ 874,000 | $ 218,500 | $ 95,000 |
| Greensboro--Winston-Salem--High Point, NC | 4 | $ 1,036,000 | $ 259,000 | $ 254,000 |
| Greenville-Spartanburg-Anderson, SC | 4 | $ 516,000 | $ 129,000 | $ 90,000 |
| Lexington, KY | 4 | $ 401,000 | $ 100,250 | $ 64,000 |
| Rochester, NY | 4 | $ 200,000 | $ 50,000 | $ 62,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 4 | $ 855,000 | $ 213,750 | $ 118,000 |
| Toledo, OH | 4 | $ 877,000 | $ 219,250 | $ 146,000 |
| Visalia-Tulare-Porterville, CA | 4 | $ 520,000 | $ 130,000 | $ 82,000 |
| Waterbury, CT | 4 | $ 735,000 | $ 183,750 | $ 112,000 |
| Bellingham, WA | 3 | $ 450,000 | $ 150,000 | $ 67,000 |
| Birmingham, AL | 3 | $ 682,000 | $ 227,333 | $ 122,000 |
| Flagstaff, AZ-UT | 3 | $ 1,110,000 | $ 370,000 | $ 325,000 |
| Flint, MI | 3 | $ 141,000 | $ 47,000 | $ 82,000 |
| Galveston-Texas City, TX | 3 | $ 659,000 | $ 219,666 | $ 134,000 |
| Johnstown, PA | 3 | $ 278,000 | $ 92,666 | $ 124,000 |
| Kalamazoo-Battle Creek, MI | 3 | $ 642,000 | $ 214,000 | $ 145,000 |
| Naples, FL | 3 | $ 640,000 | $ 213,333 | $ 176,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 3 | $ 967,000 | $ 322,333 | $ 231,000 |
| Sarasota-Bradenton, FL | 3 | $ 423,000 | $ 141,000 | $ 75,000 |
| Savannah, GA | 3 | $ 606,000 | $ 202,000 | $ 86,000 |
| Vineland-Millville-Bridgeton, NJ | 3 | $ 154,000 | $ 51,333 | $ 38,000 |
| Wheeling, WV-OH | 3 | $ 357,000 | $ 119,000 | $ 156,000 |
| Yolo, CA | 3 | $ 687,000 | $ 229,000 | $ 106,000 |
| York, PA | 3 | $ 410,000 | $ 136,666 | $ 123,000 |
| Youngstown-Warren, OH | 3 | $ 389,000 | $ 129,666 | $ 98,000 |
| Athens, GA | 2 | $ 208,000 | $ 104,000 | $ 84,000 |
| Baton Rouge, LA | 2 | $ 652,000 | $ 326,000 | $ 170,000 |
| Bloomington-Normal, IL | 2 | $ 151,000 | $ 75,500 | $ 62,000 |
| Canton-Massillon, OH | 2 | $ 482,000 | $ 241,000 | $ 127,000 |
| Columbia, MO | 2 | $ 326,000 | $ 163,000 | $ 98,000 |
| Dover, DE | 2 | $ 247,000 | $ 123,500 | $ 72,000 |
| Fayetteville-Springdale-Rogers, AR | 2 | $ 303,000 | $ 151,500 | $ 77,000 |
| Fort Pierce-Port St. Lucie, FL | 2 | $ 383,000 | $ 191,500 | $ 123,000 |
| Fort Wayne, IN | 2 | $ 236,000 | $ 118,000 | $ 96,000 |
| Gainesville, FL | 2 | $ 156,000 | $ 78,000 | $ 107,000 |
| Greeley, CO | 2 | $ 334,000 | $ 167,000 | $ 73,000 |
| Hagerstown, MD | 2 | $ 95,000 | $ 47,500 | $ 119,000 |
| Huntsville, AL | 2 | $ 273,000 | $ 136,500 | $ 81,000 |
| Knoxville, TN | 2 | $ 353,000 | $ 176,500 | $ 107,000 |
| Lewiston-Auburn, ME | 2 | $ 58,000 | $ 29,000 | $ 53,000 |
| Little Rock-North Little Rock, AR | 2 | $ 365,000 | $ 182,500 | $ 131,000 |
| Macon, GA | 2 | $ 240,000 | $ 120,000 | $ 112,000 |
| Madison, WI | 2 | $ 387,000 | $ 193,500 | $ 110,000 |
| Mansfield, OH | 2 | $ 394,000 | $ 197,000 | $ 78,000 |
| Mobile, AL | 2 | $ 277,000 | $ 138,500 | $ 104,000 |
| Monroe, LA | 2 | $ 385,000 | $ 192,500 | $ 89,000 |
| Pittsfield, MA | 2 | $ 203,000 | $ 101,500 | $ 77,000 |
| Provo-Orem, UT | 2 | $ 523,000 | $ 261,500 | $ 231,000 |
| Redding, CA | 2 | $ 362,000 | $ 181,000 | $ 170,000 |
| Richland-Kennewick-Pasco, WA | 2 | $ 338,000 | $ 169,000 | $ 118,000 |
| Roanoke, VA | 2 | $ 180,000 | $ 90,000 | $ 45,000 |
| Salinas, CA | 2 | $ 458,000 | $ 229,000 | $ 86,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 306,000 | $ 153,000 | $ 137,000 |
| Santa Fe, NM | 2 | $ 759,000 | $ 379,500 | $ 103,000 |
| Shreveport-Bossier City, LA | 2 | $ 294,000 | $ 147,000 | $ 132,000 |
| South Bend, IN | 2 | $ 496,000 | $ 248,000 | $ 146,000 |
| Spokane, WA | 2 | $ 238,000 | $ 119,000 | $ 80,000 |
| Springfield, MA | 2 | $ 81,000 | $ 40,500 | $ 92,000 |
| State College, PA | 2 | $ 346,000 | $ 173,000 | $ 135,000 |
| Syracuse, NY | 2 | $ 88,000 | $ 44,000 | $ 42,000 |
| Wilmington, NC | 2 | $ 324,000 | $ 162,000 | $ 50,000 |
| Alexandria, LA | 1 | $ 99,000 | $ 99,000 | $ 35,000 |
| Appleton-Oshkosh-Neenah, WI | 1 | $ 42,000 | $ 42,000 | $ 134,000 |
| Benton Harbor, MI | 1 | $ 190,000 | $ 190,000 | $ 113,000 |
| Biloxi-Gulfport-Pascagoula, MS | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| Binghamton, NY | 1 | $ 40,000 | $ 40,000 | $ 71,000 |
| Bryan-College Station, TX | 1 | $ 258,000 | $ 258,000 | $ 213,000 |
| Cedar Rapids, IA | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Chattanooga, TN-GA | 1 | $ 244,000 | $ 244,000 | $ 129,000 |
| Corvallis, OR | 1 | $ 127,000 | $ 127,000 | $ 30,000 |
| Danville, VA | 1 | $ 37,000 | $ 37,000 | $ 68,000 |
| Dothan, AL | 1 | $ 153,000 | $ 153,000 | $ 102,000 |
| Duluth-Superior, MN-WI | 1 | $ 58,000 | $ 58,000 | $ 89,000 |
| Dutchess County, NY | 1 | $ 290,000 | $ 290,000 | $ 100,000 |
| Erie, PA | 1 | $ 145,000 | $ 145,000 | $ 252,000 |
| Fargo-Moorhead, ND-MN | 1 | $ 182,000 | $ 182,000 | $ 109,000 |
| Fitchburg-Leominster, MA | 1 | $ 238,000 | $ 238,000 | $ 62,000 |
| Florence, AL | 1 | $ 90,000 | $ 90,000 | $ 25,000 |
| Fort Walton Beach, FL | 1 | $ 34,000 | $ 34,000 | $ 143,000 |
| Gadsden, AL | 1 | $ 204,000 | $ 204,000 | $ 112,000 |
| Glens Falls, NY | 1 | $ 39,000 | $ 39,000 | $ 65,000 |
| Grand Junction, CO | 1 | $ 56,000 | $ 56,000 | $ 197,000 |
| Great Falls, MT | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Hattiesburg, MS | 1 | $ 19,000 | $ 19,000 | $ 70,000 |
| Houma, LA | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Iowa City, IA | 1 | $ 44,000 | $ 44,000 | $ 67,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Kenosha, WI | 1 | $ 410,000 | $ 410,000 | $ 169,000 |
| Killeen-Temple, TX | 1 | $ 415,000 | $ 415,000 | $ 157,000 |
| La Crosse, WI-MN | 1 | $ 282,000 | $ 282,000 | $ 130,000 |
| Lafayette, IN | 1 | $ 61,000 | $ 61,000 | $ 100,000 |
| Lafayette, LA | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Lakeland-Winter Haven, FL | 1 | $ 55,000 | $ 55,000 | $ 12,000 |
| Las Cruces, NM | 1 | $ 69,000 | $ 69,000 | $ 70,000 |
| Lynchburg, VA | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Medford-Ashland, OR | 1 | $ 141,000 | $ 141,000 | $ 125,000 |
| Missoula, MT | 1 | $ 200,000 | $ 200,000 | $ 139,000 |
| Montgomery, AL | 1 | $ 305,000 | $ 305,000 | $ 119,000 |
| Muncie, IN | 1 | $ 98,000 | $ 98,000 | $ 41,000 |
| Myrtle Beach, SC | 1 | $ 25,000 | $ 25,000 | $ 160,000 |
| Olympia, WA | 1 | $ 170,000 | $ 170,000 | $ 84,000 |
| Punta Gorda, FL | 1 | $ 30,000 | $ 30,000 | $ 72,000 |
| Rochester, MN | 1 | $ 275,000 | $ 275,000 | $ 370,000 |
| Saginaw-Bay City-Midland, MI | 1 | $ 36,000 | $ 36,000 | $ 114,000 |
| Sheboygan, WI | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Sioux City, IA-NE | 1 | $ 147,000 | $ 147,000 | $ 120,000 |
| Steubenville-Weirton, OH-WV | 1 | $ 168,000 | $ 168,000 | $ 84,000 |
| Tuscaloosa, AL | 1 | $ 645,000 | $ 645,000 | $ 152,000 |
| Waco, TX | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Yakima, WA | 1 | $ 19,000 | $ 19,000 | $ 38,000 |
| Yuba City, CA | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for National Bank of Kansas City in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 3,780 | $752,773,000 | $208,180 | $1,000,000 | $115,780 | $1,480,000 |
| Home Purchase (one-to-four family) | 1,131 | $163,999,000 | $206,340 | $960,000 | $122,431 | $500,000 |
| Home Improvement (one-to-four family) | 813 | $68,898,000 | $68,476 | $560,000 | $85,095 | $477,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,484 | $622,935,000 | $209,700 | $1,000,000 | $117,760 | $1,480,000 |
| Information not provided by applicant in mail or telephone application | 1,865 | $292,342,000 | $144,714 | $960,000 | $99,306 | $867,000 |
| Asian or Pacific Islander | 179 | $38,877,000 | $223,344 | $950,000 | $141,275 | $420,000 |
| Black | 81 | $11,439,000 | $195,857 | $315,000 | $104,785 | $266,000 |
| Hispanic | 76 | $14,041,000 | $201,937 | $465,000 | $108,812 | $280,000 |
| American Indian or Alaskan Native | 18 | $2,794,000 | $174,416 | $274,000 | $105,583 | $187,000 |
| Other | 15 | $2,541,000 | $182,142 | $323,000 | $97,000 | $221,000 |
| Not applicable | 6 | $701,000 | $116,500 | $171,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,173 | $930,891,000 | $177,440 | $1,000,000 | $109,220 | $1,480,000 |
| FHA-insured (Federal Housing Administration) | 447 | $42,080,000 | $86,333 | $178,000 | $35,000 | $122,000 |
| VA-guaranteed (Veterans Administration) | 100 | $12,181,000 | $124,500 | $273,000 | $49,500 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $518,000 | $129,000 | $133,000 | $55,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,115 | $887,010,000 | $178,080 | $1,000,000 | $111,340 | $1,480,000 |
| Application Withdrawn By Applicant | 254 | $44,626,000 | $220,562 | $960,000 | $114,218 | $496,000 |
| Application Denied By Financial Institution | 246 | $31,663,000 | $115,638 | $600,000 | $81,750 | $265,000 |
| Application Approved But Not Accepted | 107 | $21,708,000 | $204,066 | $570,000 | $110,466 | $300,000 |
| File Closed For Incompleteness | 2 | $663,000 | $331,500 | $465,000 | $70,500 | $85,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 106 | $10,800,000 | $99,166 | $560,000 | $91,166 | $265,000 |
| Other | 64 | $8,856,000 | $130,166 | $500,000 | $84,541 | $264,000 |
| Debt-To-Income Ratio | 34 | $6,513,000 | $220,266 | $600,000 | $67,333 | $150,000 |
| Collateral | 26 | $3,422,000 | $170,181 | $591,000 | $81,090 | $150,000 |
| Credit History | 8 | $995,000 | $126,600 | $280,000 | $121,200 | $190,000 |
| Employment History | 4 | $356,000 | $69,333 | $219,000 | $49,333 | $63,000 |
| Unverifiable Information | 3 | $341,000 | $113,666 | $172,000 | $33,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $380,000 | $380,000 | $380,000 | $72,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of Kansas City's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National Bank of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About