National Bank of Kansas City Mortgage Lending & HMDA Data, 2003

In 2003, National Bank of Kansas City of Overland Park, KS reported 5,724 mortgage applications totaling $985.7 million. The average application was for $172,199, and applicants reported an average income of $97,618. 89% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Kansas City, MO-KS (803), Topeka, KS (382) and Philadelphia, PA-NJ (162) (applications in parentheses).

Mortgage Company & Address National Bank of Kansas City
10700 Nall Avenue
Overland Park, KS 66211
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,724
Total Mortgage Loan Application Amount $985,670,000
Average Mortgage Loan Application Amount $172,199
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $97,618
Highest Applicant Income $1,480,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for National Bank of Kansas City by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 636 $ 101,393,000 $ 159,422 $ 81,000
Shawnee, Kansas 382 $ 34,020,000 $ 89,057 $ 37,000
Jackson, Missouri 380 $ 45,558,000 $ 119,889 $ 58,000
Clay, Missouri 240 $ 30,562,000 $ 127,341 $ 54,000
Los Angeles, California 108 $ 26,033,000 $ 241,046 $ 109,000
Platte, Missouri 102 $ 13,611,000 $ 133,441 $ 82,000
Fairfax, Virginia 75 $ 18,310,000 $ 244,133 $ 136,000
Montgomery, Maryland 69 $ 15,516,000 $ 224,869 $ 137,000
Orange, California 65 $ 15,568,000 $ 239,507 $ 148,000
San Diego, California 62 $ 12,846,000 $ 207,193 $ 112,000
Maricopa, Arizona 56 $ 10,410,000 $ 185,892 $ 120,000
Cass, Missouri 56 $ 8,679,000 $ 154,982 $ 66,000
Morris, New Jersey 55 $ 13,314,000 $ 242,072 $ 128,000
Fairfield, Connecticut 52 $ 12,297,000 $ 236,480 $ 148,000
Bergen, New Jersey 50 $ 12,314,000 $ 246,280 $ 135,000
Montgomery, Pennsylvania 47 $ 9,197,000 $ 195,680 $ 102,000
Middlesex, Massachusetts 45 $ 11,351,000 $ 252,244 $ 144,000
Santa Clara, California 43 $ 11,665,000 $ 271,279 $ 143,000
Union, New Jersey 42 $ 9,233,000 $ 219,833 $ 126,000
Alameda, California 41 $ 10,709,000 $ 261,195 $ 127,000
King, Washington 41 $ 9,294,000 $ 226,682 $ 97,000
Bucks, Pennsylvania 40 $ 8,455,000 $ 211,375 $ 111,000
Chester, Pennsylvania 40 $ 7,945,000 $ 198,625 $ 114,000
Somerset, New Jersey 39 $ 8,524,000 $ 218,564 $ 129,000
Cook, Illinois 35 $ 6,904,000 $ 197,257 $ 100,000
Middlesex, New Jersey 35 $ 6,954,000 $ 198,685 $ 128,000
Wyandotte, Kansas 32 $ 3,140,000 $ 98,125 $ 48,000
Clark, Nevada 31 $ 5,997,000 $ 193,451 $ 117,000
Hennepin, Minnesota 30 $ 7,408,000 $ 246,933 $ 128,000
Riverside, California 29 $ 5,155,000 $ 177,758 $ 147,000
New Castle, Delaware 29 $ 4,989,000 $ 172,034 $ 101,000
Contra Costa, California 28 $ 6,850,000 $ 244,642 $ 109,000
Osage, Kansas 28 $ 2,548,000 $ 91,000 $ 45,000
Essex, Massachusetts 28 $ 6,504,000 $ 232,285 $ 132,000
Mercer, New Jersey 26 $ 6,190,000 $ 238,076 $ 142,000
Monmouth, New Jersey 26 $ 5,170,000 $ 198,846 $ 105,000
San Bernardino, California 25 $ 4,534,000 $ 181,360 $ 120,000
Sacramento, California 24 $ 4,396,000 $ 183,166 $ 111,000
Hartford, Connecticut 24 $ 5,023,000 $ 209,291 $ 118,000
Essex, New Jersey 24 $ 5,208,000 $ 217,000 $ 151,000
Arlington, Virginia 24 $ 5,931,000 $ 247,125 $ 164,000
New Haven, Connecticut 23 $ 3,913,000 $ 170,130 $ 104,000
Broward, Florida 23 $ 3,384,000 $ 147,130 $ 106,000
Burlington, New Jersey 23 $ 4,465,000 $ 194,130 $ 99,000
Mecklenburg, North Carolina 22 $ 3,959,000 $ 179,954 $ 95,000
Allegheny, Pennsylvania 22 $ 3,245,000 $ 147,500 $ 107,000
Anne Arundel, Maryland 21 $ 3,920,000 $ 186,666 $ 127,000
Camden, New Jersey 21 $ 3,125,000 $ 148,809 $ 124,000
Ventura, California 20 $ 5,218,000 $ 260,900 $ 108,000
Hunterdon, New Jersey 20 $ 4,920,000 $ 246,000 $ 106,000
Harris, Texas 20 $ 4,089,000 $ 204,450 $ 119,000
Travis, Texas 20 $ 4,163,000 $ 208,150 $ 101,000
Loudoun, Virginia 20 $ 4,310,000 $ 215,500 $ 119,000
Hillsborough, New Hampshire 19 $ 3,292,000 $ 173,263 $ 112,000
Suffolk, New York 19 $ 3,670,000 $ 193,157 $ 135,000
Philadelphia, Pennsylvania 19 $ 3,599,000 $ 189,421 $ 166,000
Fulton, Georgia 18 $ 3,209,000 $ 178,277 $ 189,000
Douglas, Kansas 18 $ 2,614,000 $ 145,222 $ 80,000
Howard, Maryland 18 $ 3,411,000 $ 189,500 $ 131,000
Norfolk, Massachusetts 18 $ 3,714,000 $ 206,333 $ 172,000
Washington, Oregon 18 $ 3,341,000 $ 185,611 $ 84,000
Miami-Dade, Florida 17 $ 2,594,000 $ 152,588 $ 119,000
Prince George's, Maryland 17 $ 2,737,000 $ 161,000 $ 113,000
Plymouth, Massachusetts 17 $ 3,046,000 $ 179,176 $ 96,000
Worcester, Massachusetts 17 $ 3,419,000 $ 201,117 $ 103,000
Collin, Texas 17 $ 3,520,000 $ 207,058 $ 115,000
Rockingham, New Hampshire 16 $ 2,961,000 $ 185,062 $ 119,000
Hudson, New Jersey 16 $ 3,215,000 $ 200,937 $ 90,000
Multnomah, Oregon 16 $ 2,502,000 $ 156,375 $ 88,000
Delaware, Pennsylvania 16 $ 2,723,000 $ 170,187 $ 139,000
Alexandria, Virginia 16 $ 3,824,000 $ 239,000 $ 139,000
District of Columbia, District Of Columbia 15 $ 4,493,000 $ 299,533 $ 132,000
Miami, Kansas 15 $ 2,245,000 $ 149,666 $ 64,000
Baltimore, Maryland 15 $ 2,696,000 $ 179,733 $ 127,000
Oakland, Michigan 15 $ 2,372,000 $ 158,133 $ 90,000
Sussex, New Jersey 15 $ 2,934,000 $ 195,600 $ 108,000
Nassau, New York 15 $ 2,632,000 $ 175,466 $ 110,000
Leavenworth, Kansas 14 $ 1,885,000 $ 134,642 $ 75,000
Gloucester, New Jersey 14 $ 2,644,000 $ 188,857 $ 147,000
Ocean, New Jersey 14 $ 2,170,000 $ 155,000 $ 68,000
Prince William, Virginia 14 $ 3,320,000 $ 237,142 $ 127,000
Placer, California 13 $ 2,639,000 $ 203,000 $ 139,000
Sonoma, California 13 $ 3,087,000 $ 237,461 $ 72,000
Honolulu, Hawaii 13 $ 3,797,000 $ 292,076 $ 108,000
DuPage, Illinois 13 $ 3,765,000 $ 289,615 $ 246,000
Cumberland, Maine 13 $ 2,322,000 $ 178,615 $ 146,000
Anoka, Minnesota 13 $ 1,848,000 $ 142,153 $ 98,000
Ray, Missouri 13 $ 1,380,000 $ 106,153 $ 88,000
St. Louis, Missouri 13 $ 1,548,000 $ 119,076 $ 76,000
Franklin, Ohio 13 $ 2,200,000 $ 169,230 $ 106,000
Denton, Texas 13 $ 2,692,000 $ 207,076 $ 106,000
Stafford, Virginia 13 $ 2,388,000 $ 183,692 $ 112,000
San Joaquin, California 12 $ 1,858,000 $ 154,833 $ 138,000
San Mateo, California 12 $ 4,125,000 $ 343,750 $ 158,000
Solano, California 12 $ 2,727,000 $ 227,250 $ 95,000
Jefferson, Colorado 12 $ 1,906,000 $ 158,833 $ 113,000
Orange, Florida 12 $ 2,258,000 $ 188,166 $ 143,000
Palm Beach, Florida 12 $ 2,107,000 $ 175,583 $ 150,000
Jefferson, Kansas 12 $ 1,176,000 $ 98,000 $ 49,000
Frederick, Maryland 12 $ 2,501,000 $ 208,416 $ 109,000
Dakota, Minnesota 12 $ 2,550,000 $ 212,500 $ 94,000
Wake, North Carolina 12 $ 1,907,000 $ 158,916 $ 112,000
Lehigh, Pennsylvania 12 $ 1,859,000 $ 154,916 $ 101,000
Clark, Washington 12 $ 2,030,000 $ 169,166 $ 88,000
Pierce, Washington 12 $ 1,872,000 $ 156,000 $ 77,000
Douglas, Colorado 11 $ 2,358,000 $ 214,363 $ 138,000
Pinellas, Florida 11 $ 1,246,000 $ 113,272 $ 69,000
Johnson, Missouri 11 $ 1,497,000 $ 136,090 $ 55,000
Washoe, Nevada 11 $ 2,247,000 $ 204,272 $ 153,000
Orange, New York 11 $ 1,172,000 $ 106,545 $ 85,000
Cuyahoga, Ohio 11 $ 2,033,000 $ 184,818 $ 113,000
Fort Bend, Texas 11 $ 2,444,000 $ 222,181 $ 140,000
Snohomish, Washington 11 $ 2,201,000 $ 200,090 $ 120,000
Pima, Arizona 10 $ 1,632,000 $ 163,200 $ 101,000
Gwinnett, Georgia 10 $ 1,489,000 $ 148,900 $ 97,000
Ada, Idaho 10 $ 1,716,000 $ 171,600 $ 83,000
Carroll, Maryland 10 $ 2,330,000 $ 233,000 $ 128,000
Harford, Maryland 10 $ 1,781,000 $ 178,100 $ 122,000
Camden, Missouri 10 $ 1,706,000 $ 170,600 $ 182,000
Strafford, New Hampshire 10 $ 1,629,000 $ 162,900 $ 143,000
Virginia Beach, Virginia 10 $ 1,246,000 $ 124,600 $ 89,000
Fresno, California 9 $ 1,048,000 $ 116,444 $ 100,000
Kern, California 9 $ 1,277,000 $ 141,888 $ 123,000
Lake, Illinois 9 $ 2,226,000 $ 247,333 $ 84,000
Will, Illinois 9 $ 1,531,000 $ 170,111 $ 134,000
Calvert, Maryland 9 $ 828,000 $ 92,000 $ 103,000
St. Mary's, Maryland 9 $ 1,856,000 $ 206,222 $ 113,000
Bristol, Massachusetts 9 $ 1,207,000 $ 134,111 $ 95,000
Washington, Minnesota 9 $ 1,843,000 $ 204,777 $ 80,000
Atlantic, New Jersey 9 $ 1,798,000 $ 199,777 $ 128,000
Rockland, New York 9 $ 2,370,000 $ 263,333 $ 230,000
Providence, Rhode Island 9 $ 1,591,000 $ 176,777 $ 96,000
Tarrant, Texas 9 $ 2,146,000 $ 238,444 $ 195,000
Salt Lake, Utah 9 $ 1,697,000 $ 188,555 $ 105,000
Stanislaus, California 8 $ 1,458,000 $ 182,250 $ 106,000
Adams, Colorado 8 $ 1,146,000 $ 143,250 $ 103,000
Jefferson, Kentucky 8 $ 1,344,000 $ 168,000 $ 124,000
Suffolk, Massachusetts 8 $ 2,573,000 $ 321,625 $ 112,000
Passaic, New Jersey 8 $ 1,750,000 $ 218,750 $ 131,000
Hamilton, Ohio 8 $ 1,167,000 $ 145,875 $ 118,000
Dallas, Texas 8 $ 1,561,000 $ 195,125 $ 105,000
El Dorado, California 7 $ 1,378,000 $ 196,857 $ 117,000
Boulder, Colorado 7 $ 1,816,000 $ 259,428 $ 114,000
El Paso, Colorado 7 $ 1,534,000 $ 219,142 $ 111,000
Sussex, Delaware 7 $ 1,329,000 $ 189,857 $ 106,000
Cobb, Georgia 7 $ 1,037,000 $ 148,142 $ 94,000
Barnstable, Massachusetts 7 $ 1,543,000 $ 220,428 $ 59,000
Lafayette, Missouri 7 $ 778,000 $ 111,142 $ 86,000
Douglas, Nebraska 7 $ 953,000 $ 136,142 $ 99,000
Warren, New Jersey 7 $ 1,475,000 $ 210,714 $ 119,000
Bernalillo, New Mexico 7 $ 881,000 $ 125,857 $ 105,000
Westchester, New York 7 $ 1,750,000 $ 250,000 $ 107,000
Berks, Pennsylvania 7 $ 874,000 $ 124,857 $ 96,000
Northampton, Pennsylvania 7 $ 1,143,000 $ 163,285 $ 93,000
Washington, Rhode Island 7 $ 1,356,000 $ 193,714 $ 147,000
Shelby, Tennessee 7 $ 1,341,000 $ 191,571 $ 108,000
Albemarle, Virginia 7 $ 1,436,000 $ 205,142 $ 108,000
Kitsap, Washington 7 $ 1,203,000 $ 171,857 $ 86,000
Milwaukee, Wisconsin 7 $ 899,000 $ 128,428 $ 88,000
Napa, California 6 $ 2,260,000 $ 376,666 $ 97,000
Arapahoe, Colorado 6 $ 1,500,000 $ 250,000 $ 119,000
Hillsborough, Florida 6 $ 1,606,000 $ 267,666 $ 118,000
Kane, Illinois 6 $ 1,590,000 $ 265,000 $ 127,000
Jackson, Kansas 6 $ 672,000 $ 112,000 $ 45,000
Wabaunsee, Kansas 6 $ 491,000 $ 81,833 $ 28,000
York, Maine 6 $ 1,273,000 $ 212,166 $ 135,000
Baltimore City, Maryland 6 $ 724,000 $ 120,666 $ 241,000
Ramsey, Minnesota 6 $ 859,000 $ 143,166 $ 78,000
Greene, Missouri 6 $ 852,000 $ 142,000 $ 79,000
St. Louis City, Missouri 6 $ 342,000 $ 57,000 $ 60,000
Putnam, New York 6 $ 845,000 $ 140,833 $ 137,000
Queens, New York 6 $ 1,005,000 $ 167,500 $ 111,000
Buncombe, North Carolina 6 $ 1,380,000 $ 230,000 $ 94,000
Geauga, Ohio 6 $ 1,098,000 $ 183,000 $ 110,000
Cumberland, Pennsylvania 6 $ 928,000 $ 154,666 $ 93,000
Washington, Pennsylvania 6 $ 767,000 $ 127,833 $ 141,000
Bexar, Texas 6 $ 1,237,000 $ 206,166 $ 149,000
Butte, California 5 $ 1,128,000 $ 225,600 $ 90,000
Denver, Colorado 5 $ 1,215,000 $ 243,000 $ 87,000
Larimer, Colorado 5 $ 883,000 $ 176,600 $ 125,000
Brevard, Florida 5 $ 836,000 $ 167,200 $ 152,000
Highlands, Florida 5 $ 363,000 $ 72,600 $ 45,000
Volusia, Florida 5 $ 766,000 $ 153,200 $ 93,000
Hamilton, Indiana 5 $ 764,000 $ 152,800 $ 125,000
Washtenaw, Michigan 5 $ 1,493,000 $ 298,600 $ 146,000
Scott, Minnesota 5 $ 1,449,000 $ 289,800 $ 107,000
Buchanan, Missouri 5 $ 757,000 $ 151,400 $ 66,000
Clinton, Missouri 5 $ 642,000 $ 128,400 $ 63,000
Morgan, Missouri 5 $ 650,000 $ 130,000 $ 228,000
Erie, New York 5 $ 295,000 $ 59,000 $ 43,000
Orange, North Carolina 5 $ 1,077,000 $ 215,400 $ 82,000
Medina, Ohio 5 $ 1,084,000 $ 216,800 $ 138,000
Portage, Ohio 5 $ 605,000 $ 121,000 $ 62,000
Summit, Ohio 5 $ 731,000 $ 146,200 $ 80,000
Tulsa, Oklahoma 5 $ 569,000 $ 113,800 $ 114,000
Clackamas, Oregon 5 $ 853,000 $ 170,600 $ 96,000
Lancaster, Pennsylvania 5 $ 668,000 $ 133,600 $ 75,000
Chittenden, Vermont 5 $ 1,044,000 $ 208,800 $ 115,000
Chesapeake, Virginia 5 $ 656,000 $ 131,200 $ 75,000
Anchorage, Alaska 4 $ 768,000 $ 192,000 $ 96,000
Mohave, Arizona 4 $ 152,000 $ 38,000 $ 60,000
Marin, California 4 $ 1,140,000 $ 285,000 $ 141,000
San Francisco, California 4 $ 1,222,000 $ 305,500 $ 102,000
Santa Barbara, California 4 $ 855,000 $ 213,750 $ 118,000
Tulare, California 4 $ 520,000 $ 130,000 $ 82,000
Summit, Colorado 4 $ 667,000 $ 166,750 $ 82,000
New London, Connecticut 4 $ 712,000 $ 178,000 $ 89,000
Tolland, Connecticut 4 $ 1,067,000 $ 266,750 $ 132,000
Lee, Florida 4 $ 321,000 $ 80,250 $ 39,000
DeKalb, Georgia 4 $ 574,000 $ 143,500 $ 125,000
Lake, Indiana 4 $ 458,000 $ 114,500 $ 76,000
Sedgwick, Kansas 4 $ 576,000 $ 144,000 $ 124,000
Cecil, Maryland 4 $ 699,000 $ 174,750 $ 77,000
Ingham, Michigan 4 $ 829,000 $ 207,250 $ 110,000
Wayne, Michigan 4 $ 613,000 $ 153,250 $ 123,000
Goodhue, Minnesota 4 $ 685,000 $ 171,250 $ 90,000
Jefferson, Missouri 4 $ 271,000 $ 67,750 $ 68,000
Cabarrus, North Carolina 4 $ 648,000 $ 162,000 $ 90,000
Catawba, North Carolina 4 $ 705,000 $ 176,250 $ 92,000
Montgomery, Ohio 4 $ 606,000 $ 151,500 $ 103,000
Oklahoma, Oklahoma 4 $ 512,000 $ 128,000 $ 138,000
Luzerne, Pennsylvania 4 $ 496,000 $ 124,000 $ 93,000
Kent, Rhode Island 4 $ 570,000 $ 142,500 $ 91,000
Charleston, South Carolina 4 $ 631,000 $ 157,750 $ 123,000
Williamson, Tennessee 4 $ 899,000 $ 224,750 $ 149,000
Williamson, Texas 4 $ 880,000 $ 220,000 $ 139,000
Chesterfield, Virginia 4 $ 712,000 $ 178,000 $ 94,000
Spotsylvania, Virginia 4 $ 914,000 $ 228,500 $ 111,000
Berkeley, West Virginia 4 $ 430,000 $ 107,500 $ 131,000
Waukesha, Wisconsin 4 $ 669,000 $ 167,250 $ 123,000
Coconino, Arizona 3 $ 1,110,000 $ 370,000 $ 325,000
Yavapai, Arizona 3 $ 429,000 $ 143,000 $ 87,000
Mariposa, California 3 $ 358,000 $ 119,333 $ 123,000
San Luis Obispo, California 3 $ 967,000 $ 322,333 $ 231,000
Yolo, California 3 $ 687,000 $ 229,000 $ 106,000
Park, Colorado 3 $ 277,000 $ 92,333 $ 46,000
Litchfield, Connecticut 3 $ 418,000 $ 139,333 $ 122,000
Collier, Florida 3 $ 640,000 $ 213,333 $ 176,000
Monroe, Florida 3 $ 687,000 $ 229,000 $ 57,000
St. Johns, Florida 3 $ 537,000 $ 179,000 $ 152,000
Chatham, Georgia 3 $ 606,000 $ 202,000 $ 86,000
Kosciusko, Indiana 3 $ 322,000 $ 107,333 $ 99,000
Polk, Iowa 3 $ 133,000 $ 44,333 $ 51,000
Linn, Kansas 3 $ 342,000 $ 114,000 $ 50,000
Fayette, Kentucky 3 $ 371,000 $ 123,666 $ 71,000
Orleans, Louisiana 3 $ 639,000 $ 213,000 $ 121,000
Charles, Maryland 3 $ 657,000 $ 219,000 $ 90,000
Berkshire, Massachusetts 3 $ 410,000 $ 136,666 $ 88,000
Dukes, Massachusetts 3 $ 1,144,000 $ 381,333 $ 153,000
Genesee, Michigan 3 $ 141,000 $ 47,000 $ 82,000
Kent, Michigan 3 $ 554,000 $ 184,666 $ 101,000
Lawrence, Missouri 3 $ 180,000 $ 60,000 $ 28,000
St. Charles, Missouri 3 $ 555,000 $ 185,000 $ 113,000
Grafton, New Hampshire 3 $ 333,000 $ 111,000 $ 186,000
Merrimack, New Hampshire 3 $ 599,000 $ 199,666 $ 119,000
Cape May, New Jersey 3 $ 534,000 $ 178,000 $ 106,000
Cumberland, New Jersey 3 $ 154,000 $ 51,333 $ 38,000
Monroe, New York 3 $ 165,000 $ 55,000 $ 45,000
Saratoga, New York 3 $ 200,000 $ 66,666 $ 79,000
Durham, North Carolina 3 $ 761,000 $ 253,666 $ 180,000
Iredell, North Carolina 3 $ 626,000 $ 208,666 $ 115,000
Johnston, North Carolina 3 $ 485,000 $ 161,666 $ 102,000
Delaware, Ohio 3 $ 599,000 $ 199,666 $ 121,000
Lucas, Ohio 3 $ 554,000 $ 184,666 $ 93,000
Cleveland, Oklahoma 3 $ 412,000 $ 137,333 $ 66,000
Cambria, Pennsylvania 3 $ 278,000 $ 92,666 $ 124,000
Monroe, Pennsylvania 3 $ 498,000 $ 166,000 $ 89,000
Westmoreland, Pennsylvania 3 $ 490,000 $ 163,333 $ 116,000
York, Pennsylvania 3 $ 410,000 $ 136,666 $ 123,000
Newport, Rhode Island 3 $ 585,000 $ 195,000 $ 110,000
York, South Carolina 3 $ 727,000 $ 242,333 $ 89,000
Davidson, Tennessee 3 $ 668,000 $ 222,666 $ 95,000
Comal, Texas 3 $ 490,000 $ 163,333 $ 73,000
Galveston, Texas 3 $ 659,000 $ 219,666 $ 134,000
Fauquier, Virginia 3 $ 612,000 $ 204,000 $ 81,000
Manassas, Virginia 3 $ 531,000 $ 177,000 $ 111,000
York, Virginia 3 $ 424,000 $ 141,333 $ 92,000
Skagit, Washington 3 $ 692,000 $ 230,666 $ 118,000
Whatcom, Washington 3 $ 450,000 $ 150,000 $ 67,000
Ohio, West Virginia 3 $ 357,000 $ 119,000 $ 156,000
Jefferson, Alabama 2 $ 393,000 $ 196,500 $ 119,000
Pulaski, Arkansas 2 $ 365,000 $ 182,500 $ 131,000
Amador, California 2 $ 215,000 $ 107,500 $ 77,000
Humboldt, California 2 $ 264,000 $ 132,000 $ 81,000
Mono, California 2 $ 345,000 $ 172,500 $ 66,000
Monterey, California 2 $ 458,000 $ 229,000 $ 86,000
Nevada, California 2 $ 255,000 $ 127,500 $ 98,000
Plumas, California 2 $ 407,000 $ 203,500 $ 101,000
Santa Cruz, California 2 $ 306,000 $ 153,000 $ 137,000
Shasta, California 2 $ 362,000 $ 181,000 $ 170,000
Eagle, Colorado 2 $ 920,000 $ 460,000 $ 191,000
Weld, Colorado 2 $ 334,000 $ 167,000 $ 73,000
Middlesex, Connecticut 2 $ 389,000 $ 194,500 $ 162,000
Windham, Connecticut 2 $ 371,000 $ 185,500 $ 109,000
Kent, Delaware 2 $ 247,000 $ 123,500 $ 72,000
Alachua, Florida 2 $ 156,000 $ 78,000 $ 107,000
Clay, Florida 2 $ 103,000 $ 51,500 $ 101,000
Duval, Florida 2 $ 155,000 $ 77,500 $ 82,000
Manatee, Florida 2 $ 350,000 $ 175,000 $ 68,000
Seminole, Florida 2 $ 465,000 $ 232,500 $ 155,000
Wakulla, Florida 2 $ 105,000 $ 52,500 $ 43,000
Bibb, Georgia 2 $ 240,000 $ 120,000 $ 112,000
Clayton, Georgia 2 $ 101,000 $ 50,500 $ 64,000
Forsyth, Georgia 2 $ 439,000 $ 219,500 $ 133,000
Hall, Georgia 2 $ 256,000 $ 128,000 $ 106,000
Newton, Georgia 2 $ 191,000 $ 95,500 $ 117,000
Madison, Illinois 2 $ 338,000 $ 169,000 $ 99,000
McLean, Illinois 2 $ 151,000 $ 75,500 $ 62,000
Richland, Illinois 2 $ 95,000 $ 47,500 $ 79,000
St. Clair, Illinois 2 $ 261,000 $ 130,500 $ 79,000
Jasper, Indiana 2 $ 157,000 $ 78,500 $ 130,000
Marion, Indiana 2 $ 600,000 $ 300,000 $ 116,000
St. Joseph, Indiana 2 $ 496,000 $ 248,000 $ 146,000
Harrison, Iowa 2 $ 176,000 $ 88,000 $ 49,000
Story, Iowa 2 $ 330,000 $ 165,000 $ 144,000
Anderson, Kansas 2 $ 148,000 $ 74,000 $ 80,000
Harvey, Kansas 2 $ 95,000 $ 47,500 $ 80,000
Lyon, Kansas 2 $ 202,000 $ 101,000 $ 65,000
Riley, Kansas 2 $ 184,000 $ 92,000 $ 34,000
Whitley, Kentucky 2 $ 107,000 $ 53,500 $ 55,000
Caddo, Louisiana 2 $ 294,000 $ 147,000 $ 132,000
East Baton Rouge, Louisiana 2 $ 652,000 $ 326,000 $ 170,000
Jefferson, Louisiana 2 $ 292,000 $ 146,000 $ 92,000
Ouachita, Louisiana 2 $ 385,000 $ 192,500 $ 89,000
Androscoggin, Maine 2 $ 58,000 $ 29,000 $ 53,000
Lincoln, Maine 2 $ 650,000 $ 325,000 $ 91,000
Washington, Maryland 2 $ 95,000 $ 47,500 $ 119,000
Wicomico, Maryland 2 $ 423,000 $ 211,500 $ 148,000
Worcester, Maryland 2 $ 263,000 $ 131,500 $ 66,000
Calhoun, Michigan 2 $ 462,000 $ 231,000 $ 169,000
Livingston, Michigan 2 $ 375,000 $ 187,500 $ 124,000
Steele, Minnesota 2 $ 443,000 $ 221,500 $ 109,000
DeSoto, Mississippi 2 $ 228,000 $ 114,000 $ 82,000
Lauderdale, Mississippi 2 $ 131,000 $ 65,500 $ 73,000
Bates, Missouri 2 $ 200,000 $ 100,000 $ 56,000
Benton, Missouri 2 $ 184,000 $ 92,000 $ 74,000
Boone, Missouri 2 $ 326,000 $ 163,000 $ 98,000
Henry, Missouri 2 $ 123,000 $ 61,500 $ 35,000
Texas, Missouri 2 $ 143,000 $ 71,500 $ 40,000
Rio Arriba, New Mexico 2 $ 221,000 $ 110,500 $ 188,000
Essex, New York 2 $ 198,000 $ 99,000 $ 111,000
Greene, New York 2 $ 425,000 $ 212,500 $ 139,000
Onondaga, New York 2 $ 88,000 $ 44,000 $ 42,000
Rensselaer, New York 2 $ 90,000 $ 45,000 $ 67,000
Steuben, New York 2 $ 220,000 $ 110,000 $ 85,000
Yates, New York 2 $ 374,000 $ 187,000 $ 324,000
Forsyth, North Carolina 2 $ 623,000 $ 311,500 $ 258,000
Franklin, North Carolina 2 $ 270,000 $ 135,000 $ 82,000
Gaston, North Carolina 2 $ 352,000 $ 176,000 $ 141,000
Guilford, North Carolina 2 $ 413,000 $ 206,500 $ 253,000
Henderson, North Carolina 2 $ 325,000 $ 162,500 $ 158,000
Union, North Carolina 2 $ 369,000 $ 184,500 $ 139,000
Clermont, Ohio 2 $ 430,000 $ 215,000 $ 131,000
Greene, Ohio 2 $ 320,000 $ 160,000 $ 114,000
Lorain, Ohio 2 $ 264,000 $ 132,000 $ 119,000
Mahoning, Ohio 2 $ 195,000 $ 97,500 $ 110,000
Muskingum, Ohio 2 $ 151,000 $ 75,500 $ 58,000
Stark, Ohio 2 $ 482,000 $ 241,000 $ 127,000
Warren, Ohio 2 $ 250,000 $ 125,000 $ 65,000
Washington, Oklahoma 2 $ 473,000 $ 236,500 $ 153,000
Klamath, Oregon 2 $ 238,000 $ 119,000 $ 71,000
Yamhill, Oregon 2 $ 130,000 $ 65,000 $ 69,000
Carbon, Pennsylvania 2 $ 162,000 $ 81,000 $ 48,000
Centre, Pennsylvania 2 $ 346,000 $ 173,000 $ 135,000
Dauphin, Pennsylvania 2 $ 159,000 $ 79,500 $ 73,000
Pike, Pennsylvania 2 $ 513,000 $ 256,500 $ 228,000
Wyoming, Pennsylvania 2 $ 130,000 $ 65,000 $ 128,000
Aiken, South Carolina 2 $ 480,000 $ 240,000 $ 144,000
Greenville, South Carolina 2 $ 247,000 $ 123,500 $ 80,000
Greenwood, South Carolina 2 $ 258,000 $ 129,000 $ 67,000
Lexington, South Carolina 2 $ 398,000 $ 199,000 $ 115,000
Richland, South Carolina 2 $ 261,000 $ 130,500 $ 81,000
Spartanburg, South Carolina 2 $ 269,000 $ 134,500 $ 100,000
Knox, Tennessee 2 $ 353,000 $ 176,500 $ 107,000
Kendall, Texas 2 $ 435,000 $ 217,500 $ 169,000
Montgomery, Texas 2 $ 372,000 $ 186,000 $ 165,000
Davis, Utah 2 $ 338,000 $ 169,000 $ 119,000
Utah, Utah 2 $ 523,000 $ 261,500 $ 231,000
Franklin, Vermont 2 $ 198,000 $ 99,000 $ 68,000
Grand Isle, Vermont 2 $ 171,000 $ 85,500 $ 36,000
Lamoille, Vermont 2 $ 475,000 $ 237,500 $ 107,000
Washington, Vermont 2 $ 247,000 $ 123,500 $ 84,000
Windham, Vermont 2 $ 356,000 $ 178,000 $ 162,000
Botetourt, Virginia 2 $ 180,000 $ 90,000 $ 45,000
Fredericksburg, Virginia 2 $ 102,000 $ 51,000 $ 75,000
James City, Virginia 2 $ 340,000 $ 170,000 $ 124,000
Louisa, Virginia 2 $ 425,000 $ 212,500 $ 147,000
Norfolk, Virginia 2 $ 189,000 $ 94,500 $ 48,000
Williamsburg, Virginia 2 $ 325,000 $ 162,500 $ 84,000
Island, Washington 2 $ 251,000 $ 125,500 $ 115,000
Spokane, Washington 2 $ 238,000 $ 119,000 $ 80,000
Jefferson, West Virginia 2 $ 286,000 $ 143,000 $ 116,000
Marion, West Virginia 2 $ 299,000 $ 149,500 $ 137,000
Dane, Wisconsin 2 $ 387,000 $ 193,500 $ 110,000
Baldwin, Alabama 1 $ 107,000 $ 107,000 $ 74,000
Colbert, Alabama 1 $ 90,000 $ 90,000 $ 25,000
Etowah, Alabama 1 $ 204,000 $ 204,000 $ 112,000
Houston, Alabama 1 $ 153,000 $ 153,000 $ 102,000
Limestone, Alabama 1 $ 134,000 $ 134,000 $ 85,000
Madison, Alabama 1 $ 139,000 $ 139,000 $ 78,000
Mobile, Alabama 1 $ 170,000 $ 170,000 $ 134,000
Montgomery, Alabama 1 $ 305,000 $ 305,000 $ 119,000
Shelby, Alabama 1 $ 289,000 $ 289,000 $ 130,000
Tallapoosa, Alabama 1 $ 340,000 $ 340,000 $ 240,000
Tuscaloosa, Alabama 1 $ 645,000 $ 645,000 $ 152,000
Fairbanks North Star, Alaska 1 $ 219,000 $ 219,000 $ 128,000
Graham, Arizona 1 $ 183,000 $ 183,000 $ 107,000
Navajo, Arizona 1 $ 252,000 $ 252,000 $ 203,000
Pinal, Arizona 1 $ 69,000 $ 69,000 $ 59,000
Benton, Arkansas 1 $ 137,000 $ 137,000 $ 50,000
Pope, Arkansas 1 $ 194,000 $ 194,000 $ 57,000
Van Buren, Arkansas 1 $ 157,000 $ 157,000 $ 102,000
Washington, Arkansas 1 $ 166,000 $ 166,000 $ 104,000
Calaveras, California 1 $ 270,000 $ 270,000 $ 240,000
Colusa, California 1 $ 206,000 $ 206,000 $ 96,000
Imperial, California 1 $ 42,000 $ 42,000 $ 88,000
San Benito, California 1 $ 40,000 $ 40,000 $ 135,000
Siskiyou, California 1 $ 99,000 $ 99,000 $ 55,000
Yuba, California 1 $ 109,000 $ 109,000 $ 37,000
Chaffee, Colorado 1 $ 320,000 $ 320,000 $ 147,000
Clear Creek, Colorado 1 $ 255,000 $ 255,000 $ 108,000
Elbert, Colorado 1 $ 500,000 $ 500,000 $ 135,000
Huerfano, Colorado 1 $ 156,000 $ 156,000 $ 116,000
Mesa, Colorado 1 $ 56,000 $ 56,000 $ 197,000
Routt, Colorado 1 $ 323,000 $ 323,000 $ 342,000
Charlotte, Florida 1 $ 30,000 $ 30,000 $ 72,000
DeSoto, Florida 1 $ 28,000 $ 28,000 $ 47,000
Hernando, Florida 1 $ 117,000 $ 117,000 $ 56,000
Lake, Florida 1 $ 112,000 $ 112,000 $ 155,000
Martin, Florida 1 $ 185,000 $ 185,000 $ 131,000
Nassau, Florida 1 $ 461,000 $ 461,000 $ 215,000
Okaloosa, Florida 1 $ 34,000 $ 34,000 $ 143,000
Pasco, Florida 1 $ 67,000 $ 67,000 $ 24,000
Polk, Florida 1 $ 55,000 $ 55,000 $ 12,000
Sarasota, Florida 1 $ 73,000 $ 73,000 $ 90,000
St. Lucie, Florida 1 $ 198,000 $ 198,000 $ 116,000
Cherokee, Georgia 1 $ 78,000 $ 78,000 $ 93,000
Fannin, Georgia 1 $ 185,000 $ 185,000 $ 128,000
Fayette, Georgia 1 $ 51,000 $ 51,000 $ 118,000
Henry, Georgia 1 $ 53,000 $ 53,000 $ 99,000
Madison, Georgia 1 $ 43,000 $ 43,000 $ 72,000
Oconee, Georgia 1 $ 165,000 $ 165,000 $ 96,000
Putnam, Georgia 1 $ 225,000 $ 225,000 $ 70,000
Tift, Georgia 1 $ 136,000 $ 136,000 $ 103,000
Hawaii, Hawaii 1 $ 195,000 $ 195,000 $ 93,000
Bonner, Idaho 1 $ 236,000 $ 236,000 $ 77,000
Camas, Idaho 1 $ 150,000 $ 150,000 $ 136,000
Canyon, Idaho 1 $ 40,000 $ 40,000 $ 47,000
Elmore, Idaho 1 $ 193,000 $ 193,000 $ 96,000
Twin Falls, Idaho 1 $ 177,000 $ 177,000 $ 148,000
Kendall, Illinois 1 $ 268,000 $ 268,000 $ 85,000
Lee, Illinois 1 $ 221,000 $ 221,000 $ 121,000
McHenry, Illinois 1 $ 231,000 $ 231,000 $ 107,000
Vermilion, Illinois 1 $ 40,000 $ 40,000 $ 145,000
Allen, Indiana 1 $ 32,000 $ 32,000 $ 67,000
Bartholomew, Indiana 1 $ 186,000 $ 186,000 $ 121,000
Boone, Indiana 1 $ 25,000 $ 25,000 $ 95,000
Delaware, Indiana 1 $ 98,000 $ 98,000 $ 41,000
Floyd, Indiana 1 $ 168,000 $ 168,000 $ 122,000
Hendricks, Indiana 1 $ 70,000 $ 70,000 $ 101,000
Johnson, Indiana 1 $ 213,000 $ 213,000 $ 99,000
Marshall, Indiana 1 $ 280,000 $ 280,000 $ 125,000
Tippecanoe, Indiana 1 $ 61,000 $ 61,000 $ 100,000
Wayne, Indiana 1 $ 96,000 $ 96,000 $ 87,000
Wells, Indiana 1 $ 204,000 $ 204,000 $ 125,000
Bremer, Iowa 1 $ 213,000 $ 213,000 $ 118,000
Dallas, Iowa 1 $ 281,000 $ 281,000 $ 136,000
Guthrie, Iowa 1 $ 47,000 $ 47,000 $ 62,000
Jefferson, Iowa 1 $ 50,000 $ 50,000 $ 96,000
Johnson, Iowa 1 $ 44,000 $ 44,000 $ 67,000
Linn, Iowa 1 $ 115,000 $ 115,000 $ 78,000
Woodbury, Iowa 1 $ 147,000 $ 147,000 $ 120,000
Bourbon, Kansas 1 $ 200,000 $ 200,000 $ 100,000
Brown, Kansas 1 $ 127,000 $ 127,000 $ 89,000
Butler, Kansas 1 $ 159,000 $ 159,000 $ 89,000
Cherokee, Kansas 1 $ 134,000 $ 134,000 $ 63,000
Coffey, Kansas 1 $ 95,000 $ 95,000 $ 69,000
Franklin, Kansas 1 $ 142,000 $ 142,000 $ 56,000
Geary, Kansas 1 $ 87,000 $ 87,000 $ 35,000
Grant, Kansas 1 $ 90,000 $ 90,000 $ 44,000
Ottawa, Kansas 1 $ 53,000 $ 53,000 $ 88,000
Pottawatomie, Kansas 1 $ 50,000 $ 50,000 $ 44,000
Reno, Kansas 1 $ 205,000 $ 205,000 $ 80,000
Sumner, Kansas 1 $ 29,000 $ 29,000 $ 71,000
Jessamine, Kentucky 1 $ 30,000 $ 30,000 $ 50,000
Shelby, Kentucky 1 $ 190,000 $ 190,000 $ 114,000
Taylor, Kentucky 1 $ 44,000 $ 44,000 $ 75,000
Lafayette, Louisiana 1 $ 55,000 $ 55,000 $ 107,000
Rapides, Louisiana 1 $ 99,000 $ 99,000 $ 35,000
St. John the Baptist, Louisiana 1 $ 80,000 $ 80,000 $ 68,000
Terrebonne, Louisiana 1 $ 155,000 $ 155,000 $ 38,000
Vermilion, Louisiana 1 $ 32,000 $ 32,000 $ 86,000
Franklin, Maine 1 $ 157,000 $ 157,000 $ 166,000
Sagadahoc, Maine 1 $ 240,000 $ 240,000 $ 158,000
Dorchester, Maryland 1 $ 40,000 $ 40,000 $ 103,000
Queen Anne's, Maryland 1 $ 252,000 $ 252,000 $ 105,000
Franklin, Massachusetts 1 $ 219,000 $ 219,000 $ 120,000
Hampden, Massachusetts 1 $ 37,000 $ 37,000 $ 125,000
Hampshire, Massachusetts 1 $ 44,000 $ 44,000 $ 59,000
Bay, Michigan 1 $ 36,000 $ 36,000 $ 114,000
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Mortgage Loan Application Detail Totals for National Bank of Kansas City in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 3,780 $752,773,000 $208,180 $1,000,000 $115,780 $1,480,000
Home Purchase (one-to-four family) 1,131 $163,999,000 $206,340 $960,000 $122,431 $500,000
Home Improvement (one-to-four family) 813 $68,898,000 $68,476 $560,000 $85,095 $477,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,484 $622,935,000 $209,700 $1,000,000 $117,760 $1,480,000
Information not provided by applicant in mail or telephone application 1,865 $292,342,000 $144,714 $960,000 $99,306 $867,000
Asian or Pacific Islander 179 $38,877,000 $223,344 $950,000 $141,275 $420,000
Black 81 $11,439,000 $195,857 $315,000 $104,785 $266,000
Hispanic 76 $14,041,000 $201,937 $465,000 $108,812 $280,000
American Indian or Alaskan Native 18 $2,794,000 $174,416 $274,000 $105,583 $187,000
Other 15 $2,541,000 $182,142 $323,000 $97,000 $221,000
Not applicable 6 $701,000 $116,500 $171,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,173 $930,891,000 $177,440 $1,000,000 $109,220 $1,480,000
FHA-insured (Federal Housing Administration) 447 $42,080,000 $86,333 $178,000 $35,000 $122,000
VA-guaranteed (Veterans Administration) 100 $12,181,000 $124,500 $273,000 $49,500 $117,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $518,000 $129,000 $133,000 $55,000 $62,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,115 $887,010,000 $178,080 $1,000,000 $111,340 $1,480,000
Application Withdrawn By Applicant 254 $44,626,000 $220,562 $960,000 $114,218 $496,000
Application Denied By Financial Institution 246 $31,663,000 $115,638 $600,000 $81,750 $265,000
Application Approved But Not Accepted 107 $21,708,000 $204,066 $570,000 $110,466 $300,000
File Closed For Incompleteness 2 $663,000 $331,500 $465,000 $70,500 $85,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 106 $10,800,000 $99,166 $560,000 $91,166 $265,000
Other 64 $8,856,000 $130,166 $500,000 $84,541 $264,000
Debt-To-Income Ratio 34 $6,513,000 $220,266 $600,000 $67,333 $150,000
Collateral 26 $3,422,000 $170,181 $591,000 $81,090 $150,000
Credit History 8 $995,000 $126,600 $280,000 $121,200 $190,000
Employment History 4 $356,000 $69,333 $219,000 $49,333 $63,000
Unverifiable Information 3 $341,000 $113,666 $172,000 $33,000 $38,000
Insufficient Cash (Downpayment, Closing Cost) 1 $380,000 $380,000 $380,000 $72,000 $72,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of Kansas City's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess National Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

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