National City Bank Of Indiana
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
National City Bank Of Indiana 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | National City Bank Of Indiana 1900 East Ninth Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 197 |
| Total Mortgage Loan Application Amount | $69,250,000 |
| Average Mortgage Loan Application Amount | $540,500 |
| Highest Mortgage Loan Application Amount | $2,122,000 |
| Average Applicant Income | $640,166 |
| Highest Applicant Income | $3,193,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with National City Bank Of Indiana. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing National City Bank Of Indiana's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down National City Bank Of Indiana's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how National City Bank Of Indiana serves its applicants.
Each category highlights the total number of mortgage applications processed by National City Bank Of Indiana, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at National City Bank Of Indiana's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marion County Indiana | 82 | $ 15,548,000 | $ 189,000 | $ 102,000 |
| Hamilton County Indiana | 22 | $ 13,602,000 | $ 618,000 | $ 359,000 |
| St. Joseph County Indiana | 13 | $ 2,626,000 | $ 202,000 | $ 107,000 |
| Allen County Indiana | 10 | $ 3,820,000 | $ 382,000 | $ 454,000 |
| Boone County Indiana | 6 | $ 3,321,000 | $ 553,000 | $ 276,000 |
| Lee County Florida | 4 | $ 1,704,000 | $ 426,000 | $ 259,000 |
| Elkhart County Indiana | 4 | $ 3,712,000 | $ 928,000 | $ 754,000 |
| Miami County Indiana | 4 | $ 210,000 | $ 52,000 | $ 64,000 |
| Collier County Florida | 3 | $ 2,700,000 | $ 900,000 | $ 870,000 |
| Kosciusko County Indiana | 3 | $ 979,000 | $ 326,000 | $ 240,000 |
| Madison County Indiana | 3 | $ 306,000 | $ 102,000 | $ 86,000 |
| Steuben County Indiana | 3 | $ 1,264,000 | $ 421,000 | $ 599,000 |
| Cass County Michigan | 3 | $ 1,796,000 | $ 598,000 | $ 412,000 |
| Maricopa County Arizona | 2 | $ 1,960,000 | $ 980,000 | $ 521,000 |
| Hendricks County Indiana | 2 | $ 876,000 | $ 438,000 | $ 172,000 |
| Lake County Indiana | 2 | $ 666,000 | $ 333,000 | $ 50,000 |
| LaPorte County Indiana | 2 | $ 540,000 | $ 270,000 | $ 141,000 |
| Wasatch County Utah | 2 | $ 292,000 | $ 146,000 | $ 341,000 |
| Pitkin County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 3,193,000 |
| San Miguel County Colorado | 1 | $ 750,000 | $ 750,000 | $ 767,000 |
| Charlotte County Florida | 1 | $ 230,000 | $ 230,000 | $ 416,000 |
| Flagler County Florida | 1 | $ 719,000 | $ 719,000 | $ 838,000 |
| Gulf County Florida | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Indian River County Florida | 1 | $ 240,000 | $ 240,000 | $ 66,000 |
| Miami-Dade County Florida | 1 | $ 288,000 | $ 288,000 | $ 249,000 |
| Palm Beach County Florida | 1 | $ 1,800,000 | $ 1,800,000 | $ 368,000 |
| Sarasota County Florida | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Walton County Florida | 1 | $ 196,000 | $ 196,000 | $ 458,000 |
| DeKalb County Georgia | 1 | $ 425,000 | $ 425,000 | $ 2,261,000 |
| Glynn County Georgia | 1 | $ 820,000 | $ 820,000 | $ 690,000 |
| Gwinnett County Georgia | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Adams County Indiana | 1 | $ 63,000 | $ 63,000 | $ 330,000 |
| Dubois County Indiana | 1 | $ 700,000 | $ 700,000 | $ 375,000 |
| Hancock County Indiana | 1 | $ 201,000 | $ 201,000 | $ 116,000 |
| Jasper County Indiana | 1 | $ 332,000 | $ 332,000 | $ 150,000 |
| Johnson County Indiana | 1 | $ 108,000 | $ 108,000 | $ 69,000 |
| Marshall County Indiana | 1 | $ 500,000 | $ 500,000 | $ 549,000 |
| Monroe County Indiana | 1 | $ 284,000 | $ 284,000 | $ 120,000 |
| Morgan County Indiana | 1 | $ 220,000 | $ 220,000 | $ 120,000 |
| Porter County Indiana | 1 | $ 480,000 | $ 480,000 | $ 540,000 |
| Tippecanoe County Indiana | 1 | $ 297,000 | $ 297,000 | $ 175,000 |
| Berrien County Michigan | 1 | $ 1,186,000 | $ 1,186,000 | $ 370,000 |
| Emmet County Michigan | 1 | $ 639,000 | $ 639,000 | $ 912,000 |
| Lexington County South Carolina | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Knox County Tennessee | 1 | $ 189,000 | $ 189,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for National City Bank Of Indiana in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 104 | $24,968,000 | $392,800 | $2,122,000 | $324,800 | $1,334,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 93 | $44,282,000 | $646,000 | $1,958,000 | $865,428 | $3,193,000 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 128 | $44,056,000 | $563,428 | $1,958,000 | $760,857 | $3,193,000 |
| Information not provided by applicant in mail or telephone application | 33 | $13,866,000 | $518,750 | $1,105,000 | $697,250 | $2,261,000 |
| Not applicable | 17 | $8,272,000 | $519,666 | $2,122,000 | $0 | $0 |
| Black | 7 | $952,000 | $136,000 | $370,000 | $82,000 | $169,000 |
| Hispanic | 6 | $1,213,000 | $202,000 | $544,000 | $376,000 | $1,334,000 |
| Asian or Pacific Islander | 6 | $891,000 | $148,000 | $312,000 | $118,000 | $150,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 197 | $69,250,000 | $519,111 | $2,122,000 | $565,111 | $3,193,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 180 | $60,978,000 | $532,750 | $1,958,000 | $647,250 | $3,193,000 |
| Loan Purchased By The Institution | 17 | $8,272,000 | $519,666 | $2,122,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National City Bank Of Indiana's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National City Bank Of Indiana's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.