National City Bank Of Indiana
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
National City Bank Of Indiana 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | National City Bank Of Indiana 1900 East Ninth Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 707,357 |
| Total Mortgage Loan Application Amount | $120,304,675,000 |
| Average Mortgage Loan Application Amount | $158,844 |
| Highest Mortgage Loan Application Amount | $4,257,000 |
| Average Applicant Income | $66,870 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with National City Bank Of Indiana. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing National City Bank Of Indiana's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down National City Bank Of Indiana's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how National City Bank Of Indiana serves its applicants.
Each category highlights the total number of mortgage applications processed by National City Bank Of Indiana, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at National City Bank Of Indiana's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 29,134 | $ 5,813,761,000 | $ 199,000 | $ 79,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 25,616 | $ 6,641,709,000 | $ 259,000 | $ 90,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 24,222 | $ 4,539,209,000 | $ 187,000 | $ 63,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 16,345 | $ 2,535,068,000 | $ 155,000 | $ 58,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 15,291 | $ 2,410,762,000 | $ 157,000 | $ 60,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 14,963 | $ 1,990,479,000 | $ 133,000 | $ 76,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 14,427 | $ 4,227,501,000 | $ 293,000 | $ 99,000 |
| BALTIMORE-TOWSON, MD | 13,201 | $ 2,452,248,000 | $ 185,000 | $ 71,000 |
| DALLAS-PLANO-IRVING, TX | 12,799 | $ 1,842,432,000 | $ 143,000 | $ 75,000 |
| DENVER-AURORA, CO | 11,490 | $ 2,049,905,000 | $ 178,000 | $ 64,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 9,374 | $ 2,068,476,000 | $ 220,000 | $ 86,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 9,102 | $ 1,571,356,000 | $ 172,000 | $ 68,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 8,971 | $ 2,904,035,000 | $ 323,000 | $ 113,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 8,955 | $ 1,355,010,000 | $ 151,000 | $ 50,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 8,902 | $ 1,516,564,000 | $ 170,000 | $ 58,000 |
| LAS VEGAS-PARADISE, NV | 8,705 | $ 1,606,581,000 | $ 184,000 | $ 69,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 8,147 | $ 1,153,401,000 | $ 141,000 | $ 59,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 8,064 | $ 2,420,439,000 | $ 300,000 | $ 116,000 |
| COLUMBUS, OH | 7,574 | $ 1,092,093,000 | $ 144,000 | $ 60,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 7,302 | $ 835,441,000 | $ 114,000 | $ 49,000 |
| INDIANAPOLIS, IN | 7,290 | $ 912,211,000 | $ 125,000 | $ 55,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 6,968 | $ 1,910,931,000 | $ 274,000 | $ 81,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 6,821 | $ 1,087,660,000 | $ 159,000 | $ 76,000 |
| PHILADELPHIA, PA | 6,700 | $ 997,503,000 | $ 148,000 | $ 66,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 6,655 | $ 1,242,999,000 | $ 186,000 | $ 83,000 |
| ORLANDO, FL | 6,492 | $ 836,703,000 | $ 128,000 | $ 56,000 |
| AUSTIN-ROUND ROCK, TX | 6,148 | $ 935,397,000 | $ 152,000 | $ 72,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 5,865 | $ 791,492,000 | $ 134,000 | $ 60,000 |
| FORT WORTH-ARLINGTON, TX | 5,620 | $ 713,672,000 | $ 126,000 | $ 71,000 |
| SALT LAKE CITY, UT | 5,584 | $ 735,310,000 | $ 131,000 | $ 66,000 |
| PITTSBURGH, PA | 5,534 | $ 626,055,000 | $ 113,000 | $ 55,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 5,446 | $ 751,061,000 | $ 137,000 | $ 61,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 5,400 | $ 1,670,294,000 | $ 309,000 | $ 101,000 |
| EDISON, NJ | 5,337 | $ 1,169,990,000 | $ 219,000 | $ 82,000 |
| ST. LOUIS, MO-IL | 5,297 | $ 706,031,000 | $ 133,000 | $ 52,000 |
| DAYTON, OH | 5,263 | $ 603,868,000 | $ 114,000 | $ 54,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 5,189 | $ 644,559,000 | $ 124,000 | $ 55,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5,099 | $ 1,726,818,000 | $ 338,000 | $ 125,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 4,887 | $ 793,800,000 | $ 162,000 | $ 64,000 |
| STOCKTON, CA | 4,212 | $ 917,807,000 | $ 217,000 | $ 76,000 |
| KANSAS CITY, MO-KS | 4,177 | $ 499,140,000 | $ 119,000 | $ 54,000 |
| TACOMA, WA | 4,082 | $ 620,586,000 | $ 152,000 | $ 68,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 3,958 | $ 497,198,000 | $ 125,000 | $ 47,000 |
| RICHMOND, VA | 3,907 | $ 592,457,000 | $ 151,000 | $ 53,000 |
| NEWARK-UNION, NJ-PA | 3,815 | $ 887,103,000 | $ 232,000 | $ 85,000 |
| TUCSON, AZ | 3,645 | $ 544,287,000 | $ 149,000 | $ 63,000 |
| CAMDEN, NJ | 3,562 | $ 561,198,000 | $ 157,000 | $ 66,000 |
| MEMPHIS, TN-MS-AR | 3,524 | $ 335,203,000 | $ 95,000 | $ 52,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 3,425 | $ 355,532,000 | $ 103,000 | $ 51,000 |
| BOSTON-QUINCY, MA | 3,235 | $ 779,241,000 | $ 240,000 | $ 91,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 3,167 | $ 556,261,000 | $ 175,000 | $ 71,000 |
| LOUISVILLE, KY-IN | 3,147 | $ 394,295,000 | $ 125,000 | $ 54,000 |
| ALBUQUERQUE, NM | 3,137 | $ 408,212,000 | $ 130,000 | $ 65,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3,108 | $ 414,596,000 | $ 133,000 | $ 63,000 |
| RALEIGH-CARY, NC | 2,966 | $ 424,316,000 | $ 143,000 | $ 55,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,815 | $ 768,544,000 | $ 273,000 | $ 106,000 |
| RENO-SPARKS, NV | 2,661 | $ 495,177,000 | $ 186,000 | $ 59,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2,597 | $ 542,565,000 | $ 208,000 | $ 67,000 |
| NASSAU-SUFFOLK, NY | 2,573 | $ 731,046,000 | $ 284,000 | $ 104,000 |
| SAN ANTONIO, TX | 2,522 | $ 298,667,000 | $ 118,000 | $ 65,000 |
| MODESTO, CA | 2,509 | $ 475,522,000 | $ 189,000 | $ 80,000 |
| AKRON, OH | 2,487 | $ 300,759,000 | $ 120,000 | $ 56,000 |
| JACKSONVILLE, FL | 2,453 | $ 292,714,000 | $ 119,000 | $ 55,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 2,376 | $ 413,188,000 | $ 173,000 | $ 66,000 |
| PEORIA, IL | 2,282 | $ 236,141,000 | $ 103,000 | $ 56,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 2,127 | $ 833,639,000 | $ 391,000 | $ 147,000 |
| COLORADO SPRINGS, CO | 2,122 | $ 330,873,000 | $ 155,000 | $ 55,000 |
| BAKERSFIELD, CA | 2,117 | $ 283,246,000 | $ 133,000 | $ 71,000 |
| BOISE CITY-NAMPA, ID | 2,105 | $ 236,383,000 | $ 112,000 | $ 44,000 |
| VALLEJO-FAIRFIELD, CA | 2,092 | $ 490,856,000 | $ 234,000 | $ 83,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2,086 | $ 529,871,000 | $ 254,000 | $ 98,000 |
| ROCKFORD, IL | 2,069 | $ 197,794,000 | $ 95,000 | $ 47,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2,053 | $ 617,015,000 | $ 300,000 | $ 124,000 |
| TOLEDO, OH | 1,942 | $ 226,707,000 | $ 116,000 | $ 56,000 |
| PROVO-OREM, UT | 1,933 | $ 252,976,000 | $ 130,000 | $ 52,000 |
| BIRMINGHAM-HOOVER, AL | 1,852 | $ 193,815,000 | $ 104,000 | $ 53,000 |
| OGDEN-CLEARFIELD, UT | 1,819 | $ 211,943,000 | $ 116,000 | $ 53,000 |
| SPOKANE, WA | 1,807 | $ 192,736,000 | $ 106,000 | $ 54,000 |
| FORT WAYNE, IN | 1,805 | $ 176,277,000 | $ 97,000 | $ 48,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1,736 | $ 251,657,000 | $ 144,000 | $ 51,000 |
| BLOOMINGTON-NORMAL, IL | 1,731 | $ 205,358,000 | $ 118,000 | $ 59,000 |
| FRESNO, CA | 1,716 | $ 268,531,000 | $ 156,000 | $ 89,000 |
| YORK-HANOVER, PA | 1,687 | $ 219,153,000 | $ 129,000 | $ 51,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1,512 | $ 205,056,000 | $ 135,000 | $ 49,000 |
| SALEM, OR | 1,489 | $ 161,272,000 | $ 108,000 | $ 58,000 |
| WORCESTER, MA | 1,482 | $ 266,909,000 | $ 180,000 | $ 63,000 |
| ROANOKE, VA | 1,451 | $ 191,567,000 | $ 132,000 | $ 57,000 |
| KNOXVILLE, TN | 1,446 | $ 168,473,000 | $ 116,000 | $ 49,000 |
| NEW HAVEN-MILFORD, CT | 1,419 | $ 208,172,000 | $ 146,000 | $ 67,000 |
| OKLAHOMA CITY, OK | 1,397 | $ 150,517,000 | $ 107,000 | $ 57,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1,393 | $ 216,233,000 | $ 155,000 | $ 65,000 |
| GRAND RAPIDS-WYOMING, MI | 1,376 | $ 174,479,000 | $ 126,000 | $ 45,000 |
| LEXINGTON-FAYETTE, KY | 1,372 | $ 166,810,000 | $ 121,000 | $ 58,000 |
| GARY, IN | 1,346 | $ 145,585,000 | $ 108,000 | $ 47,000 |
| EUGENE-SPRINGFIELD, OR | 1,283 | $ 144,018,000 | $ 112,000 | $ 54,000 |
| REDDING, CA | 1,281 | $ 195,095,000 | $ 152,000 | $ 65,000 |
| OLYMPIA, WA | 1,268 | $ 185,313,000 | $ 146,000 | $ 69,000 |
| MERCED, CA | 1,259 | $ 235,123,000 | $ 186,000 | $ 76,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1,246 | $ 139,340,000 | $ 111,000 | $ 47,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1,242 | $ 123,623,000 | $ 99,000 | $ 62,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1,235 | $ 180,873,000 | $ 146,000 | $ 66,000 |
| HARRISBURG-CARLISLE, PA | 1,211 | $ 152,279,000 | $ 125,000 | $ 52,000 |
| SPRINGFIELD, MA | 1,208 | $ 152,660,000 | $ 126,000 | $ 56,000 |
| EL PASO, TX | 1,204 | $ 118,011,000 | $ 98,000 | $ 63,000 |
| FLINT, MI | 1,198 | $ 131,588,000 | $ 109,000 | $ 43,000 |
| ESSEX COUNTY, MA | 1,192 | $ 272,540,000 | $ 228,000 | $ 70,000 |
| BREMERTON-SILVERDALE, WA | 1,176 | $ 185,687,000 | $ 157,000 | $ 69,000 |
| CAPE CORAL-FORT MYERS, FL | 1,170 | $ 168,163,000 | $ 143,000 | $ 69,000 |
| CANTON-MASSILLON, OH | 1,169 | $ 123,242,000 | $ 105,000 | $ 45,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1,136 | $ 300,051,000 | $ 264,000 | $ 97,000 |
| COLUMBIA, SC | 1,123 | $ 127,893,000 | $ 113,000 | $ 45,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1,101 | $ 137,041,000 | $ 124,000 | $ 57,000 |
| HONOLULU, HI | 1,088 | $ 275,174,000 | $ 252,000 | $ 91,000 |
| LANSING-EAST LANSING, MI | 1,085 | $ 130,130,000 | $ 119,000 | $ 47,000 |
| SARASOTA-BRADENTON-VENICE, FL | 1,065 | $ 163,372,000 | $ 153,000 | $ 64,000 |
| BEND, OR | 1,027 | $ 157,085,000 | $ 152,000 | $ 79,000 |
| GREENSBORO-HIGH POINT, NC | 1,027 | $ 126,124,000 | $ 122,000 | $ 48,000 |
| LANCASTER, PA | 991 | $ 127,148,000 | $ 128,000 | $ 51,000 |
| MEDFORD, OR | 989 | $ 147,606,000 | $ 149,000 | $ 75,000 |
| ANN ARBOR, MI | 988 | $ 211,049,000 | $ 213,000 | $ 64,000 |
| SANTA ROSA-PETALUMA, CA | 984 | $ 297,364,000 | $ 302,000 | $ 121,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 952 | $ 85,578,000 | $ 89,000 | $ 48,000 |
| SALINAS, CA | 937 | $ 280,895,000 | $ 299,000 | $ 108,000 |
| VISALIA-PORTERVILLE, CA | 914 | $ 114,374,000 | $ 125,000 | $ 63,000 |
| SPRINGFIELD, OH | 898 | $ 87,171,000 | $ 97,000 | $ 42,000 |
| TULSA, OK | 889 | $ 92,798,000 | $ 104,000 | $ 54,000 |
| KALAMAZOO-PORTAGE, MI | 876 | $ 109,729,000 | $ 125,000 | $ 45,000 |
| BOULDER, CO | 853 | $ 220,932,000 | $ 259,000 | $ 79,000 |
| SPRINGFIELD, IL | 839 | $ 74,765,000 | $ 89,000 | $ 59,000 |
| GREELEY, CO | 809 | $ 122,060,000 | $ 150,000 | $ 57,000 |
| YUBA CITY, CA | 801 | $ 132,621,000 | $ 165,000 | $ 75,000 |
| CHAMPAIGN-URBANA, IL | 800 | $ 87,775,000 | $ 109,000 | $ 57,000 |
| GREENVILLE, SC | 788 | $ 99,129,000 | $ 125,000 | $ 42,000 |
| ATLANTIC CITY, NJ | 784 | $ 129,818,000 | $ 165,000 | $ 64,000 |
| SAVANNAH, GA | 783 | $ 123,795,000 | $ 158,000 | $ 61,000 |
| BATON ROUGE, LA | 777 | $ 86,138,000 | $ 110,000 | $ 66,000 |
| DURHAM, NC | 774 | $ 104,619,000 | $ 135,000 | $ 60,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 772 | $ 87,771,000 | $ 113,000 | $ 60,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 762 | $ 131,674,000 | $ 172,000 | $ 69,000 |
| ROCHESTER, NY | 761 | $ 76,550,000 | $ 100,000 | $ 55,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 753 | $ 137,143,000 | $ 182,000 | $ 66,000 |
| LAKELAND, FL | 741 | $ 74,121,000 | $ 100,000 | $ 46,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 737 | $ 85,444,000 | $ 115,000 | $ 51,000 |
| SHREVEPORT-BOSSIER CITY, LA | 737 | $ 86,865,000 | $ 117,000 | $ 57,000 |
| HOLLAND-GRAND HAVEN, MI | 736 | $ 107,668,000 | $ 146,000 | $ 42,000 |
| WILMINGTON, NC | 725 | $ 119,649,000 | $ 165,000 | $ 79,000 |
| LONGVIEW, WA | 714 | $ 84,598,000 | $ 118,000 | $ 53,000 |
| CHARLOTTESVILLE, VA | 701 | $ 138,538,000 | $ 197,000 | $ 72,000 |
| WICHITA, KS | 699 | $ 65,931,000 | $ 94,000 | $ 61,000 |
| TRENTON-EWING, NJ | 697 | $ 122,563,000 | $ 175,000 | $ 74,000 |
| MANCHESTER-NASHUA, NH | 692 | $ 123,201,000 | $ 178,000 | $ 72,000 |
| WILMINGTON, DE-MD-NJ | 692 | $ 107,772,000 | $ 155,000 | $ 62,000 |
| ANDERSON, IN | 685 | $ 61,583,000 | $ 89,000 | $ 44,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 684 | $ 97,532,000 | $ 142,000 | $ 63,000 |
| SANTA CRUZ-WATSONVILLE, CA | 681 | $ 234,994,000 | $ 345,000 | $ 130,000 |
| DECATUR, IL | 677 | $ 49,860,000 | $ 73,000 | $ 43,000 |
| YAKIMA, WA | 669 | $ 78,658,000 | $ 117,000 | $ 64,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 666 | $ 186,531,000 | $ 280,000 | $ 131,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 661 | $ 80,833,000 | $ 122,000 | $ 45,000 |
| NAPLES-MARCO ISLAND, FL | 656 | $ 129,545,000 | $ 197,000 | $ 77,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 644 | $ 59,580,000 | $ 92,000 | $ 42,000 |
| CHATTANOOGA, TN-GA | 628 | $ 58,709,000 | $ 93,000 | $ 41,000 |
| KANKAKEE-BRADLEY, IL | 627 | $ 65,861,000 | $ 105,000 | $ 44,000 |
| FORT COLLINS-LOVELAND, CO | 622 | $ 102,209,000 | $ 164,000 | $ 63,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 622 | $ 121,826,000 | $ 195,000 | $ 77,000 |
| CHICO, CA | 614 | $ 94,770,000 | $ 154,000 | $ 77,000 |
| DES MOINES, IA | 592 | $ 65,131,000 | $ 110,000 | $ 51,000 |
| CLARKSVILLE, TN-KY | 577 | $ 42,458,000 | $ 73,000 | $ 40,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 577 | $ 95,044,000 | $ 164,000 | $ 56,000 |
| READING, PA | 555 | $ 68,015,000 | $ 122,000 | $ 47,000 |
| BUFFALO-NIAGARA FALLS, NY | 544 | $ 42,245,000 | $ 77,000 | $ 63,000 |
| BARNSTABLE TOWN, MA | 530 | $ 124,773,000 | $ 235,000 | $ 94,000 |
| SANTA FE, NM | 527 | $ 112,803,000 | $ 214,000 | $ 84,000 |
| CORPUS CHRISTI, TX | 516 | $ 53,850,000 | $ 104,000 | $ 61,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 509 | $ 47,970,000 | $ 94,000 | $ 57,000 |
| MOBILE, AL | 497 | $ 42,777,000 | $ 86,000 | $ 39,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 497 | $ 135,254,000 | $ 272,000 | $ 106,000 |
| MADISON, WI | 491 | $ 69,560,000 | $ 141,000 | $ 61,000 |
| EL CENTRO, CA | 481 | $ 66,225,000 | $ 137,000 | $ 64,000 |
| PANAMA CITY-LYNN HAVEN, FL | 481 | $ 64,789,000 | $ 134,000 | $ 49,000 |
| PRESCOTT, AZ | 470 | $ 74,527,000 | $ 158,000 | $ 73,000 |
| WINSTON-SALEM, NC | 466 | $ 52,171,000 | $ 111,000 | $ 42,000 |
| MACON, GA | 461 | $ 52,468,000 | $ 113,000 | $ 45,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 455 | $ 44,285,000 | $ 97,000 | $ 47,000 |
| SCRANTON--WILKES-BARRE, PA | 448 | $ 44,627,000 | $ 99,000 | $ 46,000 |
| MUSKEGON-NORTON SHORES, MI | 439 | $ 44,807,000 | $ 102,000 | $ 35,000 |
| ERIE, PA | 437 | $ 48,892,000 | $ 111,000 | $ 64,000 |
| ST. GEORGE, UT | 436 | $ 58,471,000 | $ 134,000 | $ 66,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 430 | $ 44,952,000 | $ 104,000 | $ 67,000 |
| EVANSVILLE, IN-KY | 423 | $ 38,032,000 | $ 89,000 | $ 43,000 |
| HICKORY-LENOIR-MORGANTON, NC | 420 | $ 50,625,000 | $ 120,000 | $ 46,000 |
| GRAND JUNCTION, CO | 417 | $ 54,620,000 | $ 130,000 | $ 50,000 |
| TALLAHASSEE, FL | 409 | $ 47,446,000 | $ 116,000 | $ 56,000 |
| MONROE, MI | 401 | $ 58,600,000 | $ 146,000 | $ 44,000 |
| DOVER, DE | 394 | $ 59,787,000 | $ 151,000 | $ 43,000 |
| ST. CLOUD, MN | 392 | $ 48,318,000 | $ 123,000 | $ 49,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 391 | $ 45,525,000 | $ 116,000 | $ 57,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 390 | $ 49,330,000 | $ 126,000 | $ 77,000 |
| OCALA, FL | 370 | $ 38,277,000 | $ 103,000 | $ 38,000 |
| FAYETTEVILLE, NC | 361 | $ 37,191,000 | $ 103,000 | $ 40,000 |
| OCEAN CITY, NJ | 358 | $ 94,738,000 | $ 264,000 | $ 132,000 |
| MUNCIE, IN | 356 | $ 27,219,000 | $ 76,000 | $ 41,000 |
| BELLINGHAM, WA | 354 | $ 50,702,000 | $ 143,000 | $ 89,000 |
| BLOOMINGTON, IN | 351 | $ 40,741,000 | $ 116,000 | $ 61,000 |
| KOKOMO, IN | 349 | $ 33,983,000 | $ 97,000 | $ 46,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 347 | $ 52,836,000 | $ 152,000 | $ 48,000 |
| RACINE, WI | 346 | $ 39,050,000 | $ 112,000 | $ 44,000 |
| SYRACUSE, NY | 344 | $ 29,105,000 | $ 84,000 | $ 62,000 |
| ELKHART-GOSHEN, IN | 343 | $ 35,148,000 | $ 102,000 | $ 48,000 |
| TYLER, TX | 339 | $ 37,153,000 | $ 109,000 | $ 59,000 |
| GREEN BAY, WI | 334 | $ 34,540,000 | $ 103,000 | $ 47,000 |
| MOUNT VERNON-ANACORTES, WA | 327 | $ 47,970,000 | $ 146,000 | $ 76,000 |
| SPRINGFIELD, MO | 326 | $ 37,198,000 | $ 114,000 | $ 51,000 |
| SPARTANBURG, SC | 323 | $ 33,110,000 | $ 102,000 | $ 51,000 |
| DULUTH, MN-WI | 317 | $ 29,949,000 | $ 94,000 | $ 42,000 |
| HUNTSVILLE, AL | 317 | $ 31,589,000 | $ 99,000 | $ 44,000 |
| COLUMBUS, GA-AL | 315 | $ 29,281,000 | $ 92,000 | $ 39,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 313 | $ 33,771,000 | $ 107,000 | $ 57,000 |
| NORWICH-NEW LONDON, CT | 313 | $ 48,139,000 | $ 153,000 | $ 63,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 299 | $ 48,752,000 | $ 163,000 | $ 69,000 |
| ASHEVILLE, NC | 298 | $ 43,641,000 | $ 146,000 | $ 72,000 |
| BEAUMONT-PORT ARTHUR, TX | 296 | $ 25,425,000 | $ 85,000 | $ 53,000 |
| NAPA, CA | 294 | $ 98,557,000 | $ 335,000 | $ 122,000 |
| COEUR D'ALENE, ID | 290 | $ 35,111,000 | $ 121,000 | $ 69,000 |
| LAFAYETTE, IN | 290 | $ 29,860,000 | $ 102,000 | $ 41,000 |
| JACKSON, MI | 287 | $ 33,180,000 | $ 115,000 | $ 43,000 |
| SANDUSKY, OH | 286 | $ 35,148,000 | $ 122,000 | $ 69,000 |
| OWENSBORO, KY | 278 | $ 28,300,000 | $ 101,000 | $ 42,000 |
| BOWLING GREEN, KY | 276 | $ 30,410,000 | $ 110,000 | $ 48,000 |
| CARSON CITY, NV | 276 | $ 48,302,000 | $ 175,000 | $ 45,000 |
| MCALLEN-EDINBURG-PHARR, TX | 273 | $ 26,590,000 | $ 97,000 | $ 59,000 |
| MICHIGAN CITY-LA PORTE, IN | 272 | $ 29,092,000 | $ 106,000 | $ 42,000 |
| BAY CITY, MI | 263 | $ 25,046,000 | $ 95,000 | $ 41,000 |
| JANESVILLE, WI | 262 | $ 21,034,000 | $ 80,000 | $ 45,000 |
| HANFORD-CORCORAN, CA | 260 | $ 34,650,000 | $ 133,000 | $ 69,000 |
| PUNTA GORDA, FL | 256 | $ 32,191,000 | $ 125,000 | $ 58,000 |
| GAINESVILLE, GA | 253 | $ 35,433,000 | $ 140,000 | $ 71,000 |
| LEBANON, PA | 252 | $ 28,951,000 | $ 114,000 | $ 43,000 |
| MADERA, CA | 252 | $ 40,164,000 | $ 159,000 | $ 78,000 |
| LUBBOCK, TX | 248 | $ 25,528,000 | $ 102,000 | $ 66,000 |
| LYNCHBURG, VA | 248 | $ 29,846,000 | $ 120,000 | $ 52,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 242 | $ 25,650,000 | $ 105,000 | $ 45,000 |
| MONROE, LA | 236 | $ 27,402,000 | $ 116,000 | $ 50,000 |
| FLAGSTAFF, AZ | 234 | $ 49,707,000 | $ 212,000 | $ 100,000 |
| WACO, TX | 230 | $ 22,150,000 | $ 96,000 | $ 52,000 |
| BROWNSVILLE-HARLINGEN, TX | 223 | $ 20,065,000 | $ 89,000 | $ 71,000 |
| LAS CRUCES, NM | 219 | $ 26,844,000 | $ 122,000 | $ 56,000 |
| WARNER ROBINS, GA | 219 | $ 25,979,000 | $ 118,000 | $ 56,000 |
| ANDERSON, SC | 217 | $ 25,215,000 | $ 116,000 | $ 50,000 |
| ELIZABETHTOWN, KY | 215 | $ 23,292,000 | $ 108,000 | $ 41,000 |
| PUEBLO, CO | 214 | $ 25,304,000 | $ 118,000 | $ 50,000 |
| COLLEGE STATION-BRYAN, TX | 213 | $ 25,254,000 | $ 118,000 | $ 68,000 |
| JACKSON, TN | 212 | $ 20,725,000 | $ 97,000 | $ 37,000 |
| JOPLIN, MO | 209 | $ 17,548,000 | $ 83,000 | $ 54,000 |
| IDAHO FALLS, ID | 205 | $ 19,922,000 | $ 97,000 | $ 57,000 |
| MONTGOMERY, AL | 205 | $ 21,432,000 | $ 104,000 | $ 52,000 |
| TOPEKA, KS | 205 | $ 19,227,000 | $ 93,000 | $ 51,000 |
| APPLETON, WI | 204 | $ 20,671,000 | $ 101,000 | $ 38,000 |
| COLUMBUS, IN | 203 | $ 21,205,000 | $ 104,000 | $ 46,000 |
| BATTLE CREEK, MI | 201 | $ 19,300,000 | $ 96,000 | $ 37,000 |
| TERRE HAUTE, IN | 201 | $ 13,917,000 | $ 69,000 | $ 36,000 |
| NILES-BENTON HARBOR, MI | 200 | $ 27,175,000 | $ 135,000 | $ 75,000 |
| CEDAR RAPIDS, IA | 198 | $ 19,665,000 | $ 99,000 | $ 54,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 197 | $ 25,072,000 | $ 127,000 | $ 48,000 |
| WINCHESTER, VA-WV | 194 | $ 31,946,000 | $ 164,000 | $ 61,000 |
| LEWISTON, ID-WA | 184 | $ 18,269,000 | $ 99,000 | $ 49,000 |
| KINGSTON, NY | 182 | $ 29,433,000 | $ 161,000 | $ 86,000 |
| HINESVILLE-FORT STEWART, GA | 181 | $ 18,059,000 | $ 99,000 | $ 34,000 |
| SALISBURY, MD | 180 | $ 23,138,000 | $ 128,000 | $ 56,000 |
| EAU CLAIRE, WI | 173 | $ 17,517,000 | $ 101,000 | $ 40,000 |
| YUMA, AZ | 172 | $ 18,886,000 | $ 109,000 | $ 44,000 |
| LIMA, OH | 169 | $ 16,055,000 | $ 95,000 | $ 42,000 |
| BURLINGTON, NC | 168 | $ 19,245,000 | $ 114,000 | $ 39,000 |
| MANSFIELD, OH | 167 | $ 15,087,000 | $ 90,000 | $ 44,000 |
| PITTSFIELD, MA | 163 | $ 20,103,000 | $ 123,000 | $ 66,000 |
| LOGAN, UT-ID | 161 | $ 16,546,000 | $ 102,000 | $ 44,000 |
| BINGHAMTON, NY | 159 | $ 11,551,000 | $ 72,000 | $ 51,000 |
| GLENS FALLS, NY | 159 | $ 16,307,000 | $ 102,000 | $ 56,000 |
| VERO BEACH, FL | 159 | $ 23,708,000 | $ 149,000 | $ 71,000 |
| WENATCHEE, WA | 159 | $ 17,953,000 | $ 112,000 | $ 65,000 |
| LINCOLN, NE | 158 | $ 19,335,000 | $ 122,000 | $ 58,000 |
| OSHKOSH-NEENAH, WI | 157 | $ 15,317,000 | $ 97,000 | $ 32,000 |
| CHARLESTON, WV | 154 | $ 15,103,000 | $ 98,000 | $ 52,000 |
| GAINESVILLE, FL | 154 | $ 17,724,000 | $ 115,000 | $ 44,000 |
| SHERMAN-DENISON, TX | 153 | $ 16,312,000 | $ 106,000 | $ 62,000 |
| ATHENS-CLARKE COUNTY, GA | 152 | $ 22,475,000 | $ 147,000 | $ 56,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 152 | $ 14,837,000 | $ 97,000 | $ 31,000 |
| AMARILLO, TX | 148 | $ 16,755,000 | $ 113,000 | $ 65,000 |
| COLUMBIA, MO | 146 | $ 17,306,000 | $ 118,000 | $ 89,000 |
| SIOUX FALLS, SD | 146 | $ 16,101,000 | $ 110,000 | $ 71,000 |
| ABILENE, TX | 138 | $ 10,379,000 | $ 75,000 | $ 40,000 |
| MIDLAND, TX | 138 | $ 11,311,000 | $ 81,000 | $ 43,000 |
| GREENVILLE, NC | 134 | $ 15,424,000 | $ 115,000 | $ 47,000 |
| LEWISTON-AUBURN, ME | 131 | $ 14,491,000 | $ 110,000 | $ 52,000 |
| ROCHESTER, MN | 130 | $ 16,146,000 | $ 124,000 | $ 59,000 |
| ST. JOSEPH, MO-KS | 130 | $ 11,857,000 | $ 91,000 | $ 48,000 |
| STATE COLLEGE, PA | 130 | $ 16,967,000 | $ 130,000 | $ 71,000 |
| FORT SMITH, AR-OK | 128 | $ 14,210,000 | $ 111,000 | $ 56,000 |
| FARMINGTON, NM | 125 | $ 14,476,000 | $ 115,000 | $ 59,000 |
| WILLIAMSPORT, PA | 125 | $ 13,506,000 | $ 108,000 | $ 60,000 |
| CLEVELAND, TN | 123 | $ 12,506,000 | $ 101,000 | $ 37,000 |
| JACKSONVILLE, NC | 122 | $ 13,205,000 | $ 108,000 | $ 61,000 |
| MORRISTOWN, TN | 122 | $ 11,715,000 | $ 96,000 | $ 43,000 |
| WAUSAU, WI | 122 | $ 12,325,000 | $ 101,000 | $ 46,000 |
| WICHITA FALLS, TX | 121 | $ 8,613,000 | $ 71,000 | $ 55,000 |
| AUBURN-OPELIKA, AL | 115 | $ 11,709,000 | $ 101,000 | $ 50,000 |
| SHEBOYGAN, WI | 113 | $ 10,552,000 | $ 93,000 | $ 40,000 |
| LAFAYETTE, LA | 111 | $ 12,451,000 | $ 112,000 | $ 51,000 |
| WATERLOO-CEDAR FALLS, IA | 111 | $ 8,897,000 | $ 80,000 | $ 48,000 |
| ALBANY, GA | 109 | $ 9,711,000 | $ 89,000 | $ 40,000 |
| FOND DU LAC, WI | 108 | $ 11,213,000 | $ 103,000 | $ 44,000 |
| BRUNSWICK, GA | 105 | $ 19,370,000 | $ 184,000 | $ 91,000 |
| UTICA-ROME, NY | 103 | $ 7,497,000 | $ 72,000 | $ 52,000 |
| CORVALLIS, OR | 101 | $ 14,612,000 | $ 144,000 | $ 52,000 |
| DALTON, GA | 98 | $ 10,372,000 | $ 105,000 | $ 39,000 |
| LONGVIEW, TX | 98 | $ 8,097,000 | $ 82,000 | $ 60,000 |
| JOHNSON CITY, TN | 96 | $ 8,235,000 | $ 85,000 | $ 46,000 |
| ANCHORAGE, AK | 94 | $ 17,432,000 | $ 185,000 | $ 57,000 |
| LAWRENCE, KS | 94 | $ 13,905,000 | $ 147,000 | $ 64,000 |
| LAREDO, TX | 93 | $ 11,909,000 | $ 128,000 | $ 69,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 92 | $ 6,365,000 | $ 69,000 | $ 38,000 |
| ROCKY MOUNT, NC | 91 | $ 9,186,000 | $ 100,000 | $ 43,000 |
| LAKE CHARLES, LA | 90 | $ 7,790,000 | $ 86,000 | $ 293,000 |
| TEXARKANA, TX-TEXARKANA, AR | 89 | $ 9,176,000 | $ 103,000 | $ 39,000 |
| BANGOR, ME | 87 | $ 10,601,000 | $ 121,000 | $ 77,000 |
| RAPID CITY, SD | 86 | $ 9,297,000 | $ 108,000 | $ 39,000 |
| SAN ANGELO, TX | 81 | $ 7,310,000 | $ 90,000 | $ 43,000 |
| ALTOONA, PA | 79 | $ 7,210,000 | $ 91,000 | $ 52,000 |
| VICTORIA, TX | 78 | $ 6,532,000 | $ 83,000 | $ 68,000 |
| ALEXANDRIA, LA | 77 | $ 7,244,000 | $ 94,000 | $ 49,000 |
| ODESSA, TX | 76 | $ 5,786,000 | $ 76,000 | $ 63,000 |
| FARGO, ND-MN | 75 | $ 7,607,000 | $ 101,000 | $ 49,000 |
| HARRISONBURG, VA | 75 | $ 10,936,000 | $ 145,000 | $ 62,000 |
| JEFFERSON CITY, MO | 75 | $ 6,357,000 | $ 84,000 | $ 51,000 |
| TUSCALOOSA, AL | 75 | $ 7,881,000 | $ 105,000 | $ 53,000 |
| DECATUR, AL | 72 | $ 6,879,000 | $ 95,000 | $ 30,000 |
| ELMIRA, NY | 72 | $ 5,337,000 | $ 74,000 | $ 40,000 |
| ROME, GA | 72 | $ 6,990,000 | $ 97,000 | $ 33,000 |
| CHEYENNE, WY | 71 | $ 8,371,000 | $ 117,000 | $ 43,000 |
| DOTHAN, AL | 70 | $ 5,896,000 | $ 84,000 | $ 33,000 |
| JOHNSTOWN, PA | 70 | $ 4,972,000 | $ 71,000 | $ 36,000 |
| FLORENCE, SC | 68 | $ 7,599,000 | $ 111,000 | $ 32,000 |
| IOWA CITY, IA | 66 | $ 8,888,000 | $ 134,000 | $ 84,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 65 | $ 6,068,000 | $ 93,000 | $ 58,000 |
| DANVILLE, IL | 64 | $ 5,286,000 | $ 82,000 | $ 50,000 |
| LAWTON, OK | 64 | $ 5,186,000 | $ 81,000 | $ 38,000 |
| POCATELLO, ID | 62 | $ 5,235,000 | $ 84,000 | $ 69,000 |
| LA CROSSE, WI-MN | 60 | $ 6,205,000 | $ 103,000 | $ 57,000 |
| GOLDSBORO, NC | 59 | $ 6,194,000 | $ 104,000 | $ 29,000 |
| VALDOSTA, GA | 59 | $ 6,861,000 | $ 116,000 | $ 37,000 |
| ITHACA, NY | 56 | $ 6,996,000 | $ 124,000 | $ 52,000 |
| WHEELING, WV-OH | 54 | $ 4,458,000 | $ 82,000 | $ 47,000 |
| ANNISTON-OXFORD, AL | 51 | $ 4,403,000 | $ 86,000 | $ 37,000 |
| GADSDEN, AL | 50 | $ 3,874,000 | $ 77,000 | $ 45,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 49 | $ 4,246,000 | $ 86,000 | $ 67,000 |
| CUMBERLAND, MD-WV | 44 | $ 4,223,000 | $ 95,000 | $ 51,000 |
| FLORENCE-MUSCLE SHOALS, AL | 44 | $ 3,625,000 | $ 82,000 | $ 40,000 |
| SIOUX CITY, IA-NE-SD | 43 | $ 2,923,000 | $ 67,000 | $ 40,000 |
| BILLINGS, MT | 42 | $ 5,275,000 | $ 125,000 | $ 79,000 |
| HOT SPRINGS, AR | 42 | $ 5,594,000 | $ 133,000 | $ 61,000 |
| DUBUQUE, IA | 40 | $ 4,221,000 | $ 105,000 | $ 66,000 |
| SUMTER, SC | 40 | $ 4,003,000 | $ 100,000 | $ 38,000 |
| MISSOULA, MT | 37 | $ 6,062,000 | $ 163,000 | $ 57,000 |
| GREAT FALLS, MT | 35 | $ 4,116,000 | $ 117,000 | $ 45,000 |
| AMES, IA | 33 | $ 4,340,000 | $ 131,000 | $ 73,000 |
| DANVILLE, VA | 33 | $ 3,990,000 | $ 120,000 | $ 65,000 |
| PARKERSBURG-MARIETTA, WV-OH | 33 | $ 2,821,000 | $ 85,000 | $ 59,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 32 | $ 2,960,000 | $ 92,000 | $ 41,000 |
| JONESBORO, AR | 31 | $ 3,027,000 | $ 97,000 | $ 50,000 |
| CASPER, WY | 30 | $ 4,119,000 | $ 137,000 | $ 72,000 |
| BISMARCK, ND | 28 | $ 2,976,000 | $ 106,000 | $ 60,000 |
| MORGANTOWN, WV | 28 | $ 3,131,000 | $ 111,000 | $ 61,000 |
| GRAND FORKS, ND-MN | 27 | $ 2,050,000 | $ 75,000 | $ 33,000 |
| PINE BLUFF, AR | 22 | $ 2,313,000 | $ 105,000 | $ 28,000 |
| GULFPORT-BILOXI, MS | 18 | $ 2,997,000 | $ 166,000 | $ 90,000 |
| JACKSON, MS | 18 | $ 2,044,000 | $ 113,000 | $ 62,000 |
| FAIRBANKS, AK | 16 | $ 2,618,000 | $ 163,000 | $ 76,000 |
| PASCAGOULA, MS | 8 | $ 1,174,000 | $ 146,000 | $ 79,000 |
| HATTIESBURG, MS | 2 | $ 404,000 | $ 202,000 | $ 182,000 |
Mortgage Loan Application Detail Totals for National City Bank Of Indiana in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 388,037 | $62,320,865,000 | $142,384 | $3,100,000 | $64,480 | $9,832,000 |
| Refinancing | 311,914 | $56,415,854,000 | $157,019 | $4,257,000 | $60,615 | $9,999,000 |
| Home Improvement | 7,406 | $1,567,956,000 | $177,860 | $3,000,000 | $75,860 | $2,126,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 397,090 | $66,511,208,000 | $152,788 | $4,257,000 | $73,730 | $9,999,000 |
| Hispanic | 79,563 | $13,702,175,000 | $138,980 | $2,523,000 | $61,254 | $9,473,000 |
| Not Provided | 75,426 | $13,394,680,000 | $144,653 | $2,590,000 | $70,442 | $9,999,000 |
| Black or African American | 69,919 | $10,075,162,000 | $134,980 | $2,400,000 | $60,192 | $8,871,000 |
| Not applicable | 53,033 | $8,923,274,000 | $161,000 | $1,755,000 | $3,764 | $4,163,000 |
| Asian | 26,308 | $6,559,027,000 | $177,196 | $2,597,000 | $88,431 | $5,683,000 |
| Native Hawaiian or Other Pacific Islander | 3,248 | $697,949,000 | $154,166 | $1,830,000 | $77,895 | $1,410,000 |
| American Indian or Alaskan Native | 2,770 | $441,200,000 | $133,294 | $1,000,000 | $63,529 | $3,546,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 622,802 | $109,026,088,000 | $151,846 | $4,257,000 | $71,307 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 60,138 | $7,823,290,000 | $130,076 | $1,713,000 | $31,692 | $9,596,000 |
| VA-guaranteed (Veterans Administration) | 23,638 | $3,372,922,000 | $138,153 | $385,000 | $25,192 | $675,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 779 | $82,375,000 | $109,054 | $314,000 | $38,783 | $609,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 452,239 | $76,697,407,000 | $148,529 | $3,000,000 | $70,313 | $9,832,000 |
| Application Approved But Not Accepted | 104,290 | $18,213,465,000 | $148,019 | $3,000,000 | $64,557 | $9,999,000 |
| Application Denied By Financial Institution | 70,330 | $11,584,425,000 | $142,288 | $4,257,000 | $68,846 | $9,999,000 |
| Loan Purchased By The Institution | 52,314 | $8,783,755,000 | $160,843 | $1,755,000 | $0 | $0 |
| Application Withdrawn By Applicant | 18,313 | $3,364,023,000 | $153,326 | $2,523,000 | $71,019 | $6,330,000 |
| File Closed For Incompleteness | 7,634 | $1,353,554,000 | $156,540 | $3,100,000 | $73,840 | $2,676,000 |
| Preapproval Denied by Financial Institution | 2,237 | $308,046,000 | $137,000 | $2,800,000 | $48,000 | $504,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 23,320 | $3,593,217,000 | $136,538 | $2,700,000 | $57,211 | $3,740,000 |
| Other | 14,690 | $2,466,573,000 | $144,365 | $2,800,000 | $77,903 | $9,999,000 |
| Debt-To-Income Ratio | 12,689 | $2,193,660,000 | $149,980 | $2,000,000 | $59,134 | $1,920,000 |
| Collateral | 11,238 | $1,738,256,000 | $142,788 | $1,740,000 | $77,019 | $9,999,000 |
| Credit Application Incomplete | 5,388 | $1,000,359,000 | $174,382 | $4,257,000 | $74,765 | $5,056,000 |
| Unverifiable Information | 3,434 | $621,528,000 | $157,040 | $1,303,000 | $93,306 | $7,750,000 |
| Employment History | 1,289 | $189,650,000 | $130,224 | $1,255,000 | $59,163 | $1,226,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 469 | $80,137,000 | $166,906 | $1,251,000 | $94,348 | $1,020,000 |
| Mortgage Insurance Denied | 50 | $9,091,000 | $162,272 | $932,000 | $75,954 | $301,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National City Bank Of Indiana's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National City Bank Of Indiana's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.