National City Bank Of Pennsylv
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
National City Bank Of Pennsylv 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | National City Bank Of Pennsylv 1900 East Ninth St. Loc: 01-3013 Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 123 |
| Total Mortgage Loan Application Amount | $56,635,000 |
| Average Mortgage Loan Application Amount | $614,304 |
| Highest Mortgage Loan Application Amount | $4,490,000 |
| Average Applicant Income | $59,826 |
| Highest Applicant Income | $2,967,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with National City Bank Of Pennsylv. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing National City Bank Of Pennsylv's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down National City Bank Of Pennsylv's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how National City Bank Of Pennsylv serves its applicants.
Each category highlights the total number of mortgage applications processed by National City Bank Of Pennsylv, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at National City Bank Of Pennsylv's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 49 | $ 16,621,000 | $ 339,000 | $ 125,000 |
| Palm Beach County Florida | 6 | $ 4,802,000 | $ 800,000 | $ 534,000 |
| Mercer County Pennsylvania | 6 | $ 612,000 | $ 102,000 | $ 0 |
| Washington County Pennsylvania | 6 | $ 1,521,000 | $ 253,000 | $ 244,000 |
| Westmoreland County Pennsylvania | 5 | $ 4,944,000 | $ 988,000 | $ 0 |
| Erie County Pennsylvania | 4 | $ 1,041,000 | $ 260,000 | $ 271,000 |
| Lee County Florida | 3 | $ 5,800,000 | $ 1,933,000 | $ 1,483,000 |
| Butler County Pennsylvania | 3 | $ 1,380,000 | $ 460,000 | $ 24,000 |
| Crawford County Pennsylvania | 3 | $ 330,000 | $ 110,000 | $ 0 |
| Maricopa County Arizona | 2 | $ 1,113,000 | $ 556,000 | $ 0 |
| Eagle County Colorado | 2 | $ 4,517,000 | $ 2,258,000 | $ 0 |
| Collier County Florida | 2 | $ 1,730,000 | $ 865,000 | $ 0 |
| Cape May County New Jersey | 2 | $ 486,000 | $ 243,000 | $ 0 |
| Hudson County New Jersey | 2 | $ 974,000 | $ 487,000 | $ 0 |
| Summit County Colorado | 1 | $ 1,330,000 | $ 1,330,000 | $ 0 |
| Flagler County Florida | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Sarasota County Florida | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Cook County Illinois | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Monroe County Indiana | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 424,000 | $ 424,000 | $ 0 |
| Frederick County Maryland | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Cattaraugus County New York | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Chautauqua County New York | 1 | $ 380,000 | $ 380,000 | $ 0 |
| New York County New York | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Wake County North Carolina | 1 | $ 720,000 | $ 720,000 | $ 0 |
| Columbiana County Ohio | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Franklin County Ohio | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Armstrong County Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Clearfield County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Elk County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Somerset County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Warren County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 607,000 | $ 607,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 1,840,000 | $ 1,840,000 | $ 0 |
| Travis County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 806,000 | $ 806,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Fayette County West Virginia | 1 | $ 47,000 | $ 47,000 | $ 0 |
Mortgage Loan Application Detail Totals for National City Bank Of Pennsylv in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 63 | $24,207,000 | $447,400 | $2,560,000 | $16,266 | $1,224,000 |
| Refinancing | 56 | $30,557,000 | $1,123,500 | $4,490,000 | $188,666 | $2,967,000 |
| Home Improvement | 4 | $1,871,000 | $338,500 | $782,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 91 | $43,874,000 | $510,187 | $3,250,000 | $0 | $0 |
| Not Provided | 28 | $11,750,000 | $1,012,000 | $4,490,000 | $1,040,500 | $2,967,000 |
| White | 3 | $921,000 | $245,000 | $461,000 | $134,500 | $454,000 |
| American Indian or Alaskan Native | 1 | $90,000 | $90,000 | $90,000 | $557,000 | $557,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 123 | $56,635,000 | $517,250 | $4,490,000 | $41,062 | $2,967,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 91 | $43,874,000 | $510,187 | $3,250,000 | $0 | $0 |
| Loan Originated | 32 | $12,761,000 | $802,000 | $4,490,000 | $824,000 | $2,967,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National City Bank Of Pennsylv's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National City Bank Of Pennsylv's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.