National City Bank Of The Midw
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
National City Bank Of The Midw 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | National City Bank Of The Midw 1900 East Ninth Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,487 |
| Total Mortgage Loan Application Amount | $248,850,000 |
| Average Mortgage Loan Application Amount | $231,875 |
| Highest Mortgage Loan Application Amount | $3,700,000 |
| Average Applicant Income | $131,218 |
| Highest Applicant Income | $5,559,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with National City Bank Of The Midw. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing National City Bank Of The Midw's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down National City Bank Of The Midw's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how National City Bank Of The Midw serves its applicants.
Each category highlights the total number of mortgage applications processed by National City Bank Of The Midw, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at National City Bank Of The Midw's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 267 | $ 29,795,000 | $ 111,000 | $ 65,000 |
| Oakland County Michigan | 140 | $ 31,919,000 | $ 227,000 | $ 78,000 |
| Wayne County Michigan | 125 | $ 19,159,000 | $ 153,000 | $ 81,000 |
| St. Charles County Missouri | 96 | $ 7,104,000 | $ 74,000 | $ 57,000 |
| Jefferson County Missouri | 69 | $ 4,455,000 | $ 64,000 | $ 47,000 |
| St. Louis City County Missouri | 65 | $ 5,359,000 | $ 82,000 | $ 45,000 |
| Macomb County Michigan | 50 | $ 7,524,000 | $ 150,000 | $ 47,000 |
| Cook County Illinois | 42 | $ 16,367,000 | $ 389,000 | $ 96,000 |
| Washtenaw County Michigan | 36 | $ 7,112,000 | $ 197,000 | $ 73,000 |
| Ottawa County Michigan | 27 | $ 3,325,000 | $ 123,000 | $ 46,000 |
| Peoria County Illinois | 24 | $ 6,891,000 | $ 287,000 | $ 0 |
| Monroe County Michigan | 24 | $ 2,361,000 | $ 98,000 | $ 33,000 |
| Kalamazoo County Michigan | 23 | $ 6,233,000 | $ 271,000 | $ 43,000 |
| Warren County Missouri | 21 | $ 2,973,000 | $ 141,000 | $ 73,000 |
| Grand Traverse County Michigan | 17 | $ 1,926,000 | $ 113,000 | $ 63,000 |
| McLean County Illinois | 16 | $ 2,401,000 | $ 150,000 | $ 21,000 |
| Lee County Florida | 14 | $ 4,034,000 | $ 288,000 | $ 100,000 |
| Allegan County Michigan | 13 | $ 3,213,000 | $ 247,000 | $ 32,000 |
| Livingston County Michigan | 13 | $ 3,061,000 | $ 235,000 | $ 102,000 |
| Kent County Michigan | 12 | $ 1,940,000 | $ 161,000 | $ 83,000 |
| Collier County Florida | 9 | $ 4,361,000 | $ 484,000 | $ 284,000 |
| Broward County Florida | 8 | $ 3,591,000 | $ 448,000 | $ 194,000 |
| Genesee County Michigan | 8 | $ 856,000 | $ 107,000 | $ 73,000 |
| Franklin County Missouri | 8 | $ 1,221,000 | $ 152,000 | $ 66,000 |
| Tazewell County Illinois | 7 | $ 901,000 | $ 128,000 | $ 0 |
| Emmet County Michigan | 7 | $ 1,887,000 | $ 269,000 | $ 13,000 |
| Ingham County Michigan | 7 | $ 812,000 | $ 116,000 | $ 40,000 |
| Los Angeles County California | 6 | $ 1,142,000 | $ 190,000 | $ 223,000 |
| Pinellas County Florida | 6 | $ 2,531,000 | $ 421,000 | $ 102,000 |
| Champaign County Illinois | 6 | $ 1,701,000 | $ 283,000 | $ 83,000 |
| Madison County Illinois | 6 | $ 178,000 | $ 29,000 | $ 56,000 |
| Manistee County Michigan | 6 | $ 648,000 | $ 108,000 | $ 52,000 |
| Lucas County Ohio | 6 | $ 669,000 | $ 111,000 | $ 53,000 |
| Maricopa County Arizona | 5 | $ 860,000 | $ 172,000 | $ 65,000 |
| Palm Beach County Florida | 5 | $ 1,300,000 | $ 260,000 | $ 187,000 |
| Lake County Illinois | 5 | $ 1,363,000 | $ 272,000 | $ 76,000 |
| Charlevoix County Michigan | 5 | $ 1,009,000 | $ 201,000 | $ 48,000 |
| Houghton County Michigan | 5 | $ 509,000 | $ 101,000 | $ 39,000 |
| Kalkaska County Michigan | 5 | $ 437,000 | $ 87,000 | $ 47,000 |
| Saginaw County Michigan | 5 | $ 397,000 | $ 79,000 | $ 54,000 |
| Clark County Nevada | 5 | $ 966,000 | $ 193,000 | $ 129,000 |
| Charlotte County Florida | 4 | $ 484,000 | $ 121,000 | $ 125,000 |
| Manatee County Florida | 4 | $ 1,135,000 | $ 283,000 | $ 201,000 |
| Monroe County Florida | 4 | $ 2,036,000 | $ 509,000 | $ 28,000 |
| DuPage County Illinois | 4 | $ 1,048,000 | $ 262,000 | $ 132,000 |
| St. Clair County Illinois | 4 | $ 35,000 | $ 8,000 | $ 58,000 |
| Will County Illinois | 4 | $ 1,014,000 | $ 253,000 | $ 0 |
| Antrim County Michigan | 4 | $ 353,000 | $ 88,000 | $ 74,000 |
| Chippewa County Michigan | 4 | $ 380,000 | $ 95,000 | $ 73,000 |
| Muskegon County Michigan | 4 | $ 1,178,000 | $ 294,000 | $ 120,000 |
| Van Buren County Michigan | 4 | $ 724,000 | $ 181,000 | $ 67,000 |
| Allegheny County Pennsylvania | 4 | $ 702,000 | $ 175,000 | $ 471,000 |
| Martin County Florida | 3 | $ 259,000 | $ 86,000 | $ 44,000 |
| Sarasota County Florida | 3 | $ 363,000 | $ 121,000 | $ 139,000 |
| Volusia County Florida | 3 | $ 494,000 | $ 164,000 | $ 51,000 |
| Sangamon County Illinois | 3 | $ 335,000 | $ 111,000 | $ 0 |
| Bay County Michigan | 3 | $ 221,000 | $ 73,000 | $ 16,000 |
| Eaton County Michigan | 3 | $ 348,000 | $ 116,000 | $ 38,000 |
| Lapeer County Michigan | 3 | $ 360,000 | $ 120,000 | $ 75,000 |
| Marquette County Michigan | 3 | $ 393,000 | $ 131,000 | $ 96,000 |
| Menominee County Michigan | 3 | $ 401,000 | $ 133,000 | $ 18,000 |
| Washington County Missouri | 3 | $ 67,000 | $ 22,000 | $ 40,000 |
| Hamilton County Ohio | 3 | $ 654,000 | $ 218,000 | $ 158,000 |
| Salt Lake County Utah | 3 | $ 413,000 | $ 137,000 | $ 132,000 |
| Milwaukee County Wisconsin | 3 | $ 488,000 | $ 162,000 | $ 105,000 |
| Boulder County Colorado | 2 | $ 284,000 | $ 142,000 | $ 70,000 |
| Denver County Colorado | 2 | $ 534,000 | $ 267,000 | $ 95,000 |
| Hillsborough County Florida | 2 | $ 1,362,000 | $ 681,000 | $ 287,000 |
| Osceola County Florida | 2 | $ 425,000 | $ 212,000 | $ 179,000 |
| Cobb County Georgia | 2 | $ 191,000 | $ 95,000 | $ 44,000 |
| Maui County Hawaii | 2 | $ 260,000 | $ 130,000 | $ 61,000 |
| Boone County Illinois | 2 | $ 761,000 | $ 380,000 | $ 0 |
| Kane County Illinois | 2 | $ 274,000 | $ 137,000 | $ 0 |
| Kankakee County Illinois | 2 | $ 348,000 | $ 174,000 | $ 39,000 |
| Macon County Illinois | 2 | $ 1,015,000 | $ 507,000 | $ 166,000 |
| Monroe County Illinois | 2 | $ 92,000 | $ 46,000 | $ 66,000 |
| Ogle County Illinois | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Winnebago County Illinois | 2 | $ 286,000 | $ 143,000 | $ 0 |
| Elkhart County Indiana | 2 | $ 177,000 | $ 88,000 | $ 70,000 |
| Hamilton County Indiana | 2 | $ 374,000 | $ 187,000 | $ 53,000 |
| Marion County Indiana | 2 | $ 212,000 | $ 106,000 | $ 0 |
| Steuben County Indiana | 2 | $ 226,000 | $ 113,000 | $ 53,000 |
| Caddo County Louisiana | 2 | $ 243,000 | $ 121,000 | $ 114,000 |
| Barry County Michigan | 2 | $ 288,000 | $ 144,000 | $ 17,000 |
| Clare County Michigan | 2 | $ 245,000 | $ 122,000 | $ 52,000 |
| Leelanau County Michigan | 2 | $ 302,000 | $ 151,000 | $ 62,000 |
| Mason County Michigan | 2 | $ 283,000 | $ 141,000 | $ 33,000 |
| Midland County Michigan | 2 | $ 363,000 | $ 181,000 | $ 89,000 |
| Montcalm County Michigan | 2 | $ 379,000 | $ 189,000 | $ 0 |
| Presque Isle County Michigan | 2 | $ 1,009,000 | $ 504,000 | $ 9,000 |
| Grafton County New Hampshire | 2 | $ 535,000 | $ 267,000 | $ 203,000 |
| Mercer County New Jersey | 2 | $ 658,000 | $ 329,000 | $ 499,000 |
| Orange County New York | 2 | $ 465,000 | $ 232,000 | $ 222,000 |
| Polk County North Carolina | 2 | $ 358,000 | $ 179,000 | $ 68,000 |
| Franklin County Ohio | 2 | $ 670,000 | $ 335,000 | $ 225,000 |
| Montgomery County Ohio | 2 | $ 230,000 | $ 115,000 | $ 85,000 |
| Montgomery County Pennsylvania | 2 | $ 488,000 | $ 244,000 | $ 123,000 |
| Beaufort County South Carolina | 2 | $ 620,000 | $ 310,000 | $ 60,000 |
| Coffee County Tennessee | 2 | $ 103,000 | $ 51,000 | $ 62,000 |
| Harris County Texas | 2 | $ 273,000 | $ 136,000 | $ 125,000 |
| Iron County Wisconsin | 2 | $ 197,000 | $ 98,000 | $ 50,000 |
| Baldwin County Alabama | 1 | $ 81,000 | $ 81,000 | $ 48,000 |
| Montgomery County Alabama | 1 | $ 168,000 | $ 168,000 | $ 48,000 |
| Shelby County Alabama | 1 | $ 180,000 | $ 180,000 | $ 115,000 |
| Pima County Arizona | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Pinal County Arizona | 1 | $ 78,000 | $ 78,000 | $ 50,000 |
| Yavapai County Arizona | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Benton County Arkansas | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Phillips County Arkansas | 1 | $ 106,000 | $ 106,000 | $ 100,000 |
| Alameda County California | 1 | $ 1,811,000 | $ 1,811,000 | $ 0 |
| Contra Costa County California | 1 | $ 386,000 | $ 386,000 | $ 85,000 |
| Riverside County California | 1 | $ 3,700,000 | $ 3,700,000 | $ 5,559,000 |
| Eagle County Colorado | 1 | $ 323,000 | $ 323,000 | $ 150,000 |
| Jefferson County Colorado | 1 | $ 249,000 | $ 249,000 | $ 120,000 |
| Montezuma County Colorado | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Summit County Colorado | 1 | $ 323,000 | $ 323,000 | $ 321,000 |
| Brevard County Florida | 1 | $ 100,000 | $ 100,000 | $ 163,000 |
| Duval County Florida | 1 | $ 150,000 | $ 150,000 | $ 135,000 |
| Hernando County Florida | 1 | $ 204,000 | $ 204,000 | $ 79,000 |
| Highlands County Florida | 1 | $ 103,000 | $ 103,000 | $ 158,000 |
| Lake County Florida | 1 | $ 118,000 | $ 118,000 | $ 102,000 |
| Marion County Florida | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 230,000 | $ 230,000 | $ 52,000 |
| Okaloosa County Florida | 1 | $ 254,000 | $ 254,000 | $ 108,000 |
| Orange County Florida | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Polk County Florida | 1 | $ 126,000 | $ 126,000 | $ 62,000 |
| St. Johns County Florida | 1 | $ 172,000 | $ 172,000 | $ 106,000 |
| Newton County Georgia | 1 | $ 148,000 | $ 148,000 | $ 58,000 |
| Honolulu County Hawaii | 1 | $ 95,000 | $ 95,000 | $ 193,000 |
| Coles County Illinois | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Fulton County Illinois | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Grundy County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Johnson County Illinois | 1 | $ 52,000 | $ 52,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Mason County Illinois | 1 | $ 126,000 | $ 126,000 | $ 0 |
| McHenry County Illinois | 1 | $ 290,000 | $ 290,000 | $ 100,000 |
| Rock Island County Illinois | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Vermilion County Illinois | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Clinton County Indiana | 1 | $ 96,000 | $ 96,000 | $ 62,000 |
| Hendricks County Indiana | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Owen County Indiana | 1 | $ 60,000 | $ 60,000 | $ 19,000 |
| Tippecanoe County Indiana | 1 | $ 109,000 | $ 109,000 | $ 120,000 |
| Story County Iowa | 1 | $ 179,000 | $ 179,000 | $ 40,000 |
| Johnson County Kansas | 1 | $ 292,000 | $ 292,000 | $ 108,000 |
| Jefferson County Kentucky | 1 | $ 282,000 | $ 282,000 | $ 102,000 |
| Kenton County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 65,000 |
| Scott County Kentucky | 1 | $ 272,000 | $ 272,000 | $ 102,000 |
| Howard County Maryland | 1 | $ 242,000 | $ 242,000 | $ 77,000 |
| Prince George's County Maryland | 1 | $ 52,000 | $ 52,000 | $ 54,000 |
| Middlesex County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 98,000 |
| Alger County Michigan | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Arenac County Michigan | 1 | $ 70,000 | $ 70,000 | $ 47,000 |
| Berrien County Michigan | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Branch County Michigan | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| Calhoun County Michigan | 1 | $ 244,000 | $ 244,000 | $ 101,000 |
| Cheboygan County Michigan | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Gladwin County Michigan | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Ionia County Michigan | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Isabella County Michigan | 1 | $ 134,000 | $ 134,000 | $ 122,000 |
| Jackson County Michigan | 1 | $ 224,000 | $ 224,000 | $ 77,000 |
| Lenawee County Michigan | 1 | $ 100,000 | $ 100,000 | $ 42,000 |
| Mackinac County Michigan | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Montmorency County Michigan | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Oceana County Michigan | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Osceola County Michigan | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 79,000 | $ 79,000 | $ 25,000 |
| Tuscola County Michigan | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Wexford County Michigan | 1 | $ 60,000 | $ 60,000 | $ 58,000 |
| Crow Wing County Minnesota | 1 | $ 1,425,000 | $ 1,425,000 | $ 412,000 |
| Dakota County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 56,000 |
| Kandiyohi County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| DeSoto County Mississippi | 1 | $ 259,000 | $ 259,000 | $ 114,000 |
| Warren County Mississippi | 1 | $ 151,000 | $ 151,000 | $ 102,000 |
| Adair County Missouri | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Bollinger County Missouri | 1 | $ 103,000 | $ 103,000 | $ 55,000 |
| Crawford County Missouri | 1 | $ 83,000 | $ 83,000 | $ 150,000 |
| Jackson County Missouri | 1 | $ 221,000 | $ 221,000 | $ 81,000 |
| Lincoln County Missouri | 1 | $ 137,000 | $ 137,000 | $ 38,000 |
| Platte County Missouri | 1 | $ 331,000 | $ 331,000 | $ 739,000 |
| St. Francois County Missouri | 1 | $ 4,000 | $ 4,000 | $ 23,000 |
| Gallatin County Montana | 1 | $ 108,000 | $ 108,000 | $ 26,000 |
| Missoula County Montana | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Bergen County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Iredell County North Carolina | 1 | $ 222,000 | $ 222,000 | $ 75,000 |
| Union County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Clermont County Ohio | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 232,000 | $ 232,000 | $ 145,000 |
| Delaware County Ohio | 1 | $ 257,000 | $ 257,000 | $ 79,000 |
| Greene County Ohio | 1 | $ 196,000 | $ 196,000 | $ 43,000 |
| Lorain County Ohio | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Medina County Ohio | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Paulding County Ohio | 1 | $ 220,000 | $ 220,000 | $ 713,000 |
| Summit County Ohio | 1 | $ 348,000 | $ 348,000 | $ 200,000 |
| Trumbull County Ohio | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Williams County Ohio | 1 | $ 131,000 | $ 131,000 | $ 278,000 |
| Delaware County Pennsylvania | 1 | $ 650,000 | $ 650,000 | $ 313,000 |
| Montour County Pennsylvania | 1 | $ 290,000 | $ 290,000 | $ 300,000 |
| Greenville County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 200,000 |
| Horry County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 62,000 |
| Decatur County Tennessee | 1 | $ 312,000 | $ 312,000 | $ 190,000 |
| Montgomery County Texas | 1 | $ 146,000 | $ 146,000 | $ 94,000 |
| Fairfax County Virginia | 1 | $ 265,000 | $ 265,000 | $ 152,000 |
| Suffolk County Virginia | 1 | $ 366,000 | $ 366,000 | $ 100,000 |
| King County Washington | 1 | $ 380,000 | $ 380,000 | $ 180,000 |
| Marinette County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Ozaukee County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 358,000 |
| Racine County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for National City Bank Of The Midw in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 722 | $127,093,000 | $204,878 | $1,959,000 | $106,484 | $1,000,000 |
| Refinancing | 564 | $115,582,000 | $288,720 | $3,700,000 | $177,080 | $5,559,000 |
| Home Improvement | 201 | $6,175,000 | $143,500 | $1,100,000 | $76,166 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 848 | $133,094,000 | $227,606 | $3,700,000 | $131,909 | $5,559,000 |
| Not applicable | 498 | $97,543,000 | $395,600 | $2,155,000 | $500 | $131,000 |
| Black or African American | 73 | $7,142,000 | $136,166 | $513,000 | $161,583 | $1,000,000 |
| Not Provided | 31 | $4,920,000 | $194,714 | $565,000 | $118,571 | $250,000 |
| Asian | 23 | $4,388,000 | $212,714 | $735,000 | $200,142 | $499,000 |
| Hispanic | 9 | $1,193,000 | $129,000 | $444,000 | $87,333 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $488,000 | $162,666 | $324,000 | $72,000 | $126,000 |
| American Indian or Alaskan Native | 2 | $82,000 | $41,000 | $79,000 | $32,500 | $38,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,442 | $243,939,000 | $229,742 | $3,700,000 | $133,971 | $5,559,000 |
| FHA-insured (Federal Housing Administration) | 36 | $3,936,000 | $112,000 | $195,000 | $40,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 8 | $842,000 | $104,500 | $155,000 | $31,000 | $45,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $133,000 | $133,000 | $133,000 | $45,000 | $45,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 691 | $112,063,000 | $229,333 | $3,700,000 | $156,757 | $5,559,000 |
| Loan Purchased By The Institution | 447 | $91,231,000 | $390,500 | $2,155,000 | $0 | $0 |
| Application Approved But Not Accepted | 230 | $32,826,000 | $152,150 | $565,000 | $132,250 | $600,000 |
| Application Denied By Financial Institution | 78 | $6,829,000 | $294,000 | $1,425,000 | $119,500 | $412,000 |
| Application Withdrawn By Applicant | 41 | $5,901,000 | $107,000 | $649,000 | $74,800 | $261,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 26 | $919,000 | $142,800 | $280,000 | $70,800 | $245,000 |
| Debt-To-Income Ratio | 23 | $2,162,000 | $491,333 | $1,425,000 | $179,000 | $412,000 |
| Credit Application Incomplete | 17 | $2,882,000 | $162,000 | $900,000 | $103,500 | $360,000 |
| Collateral | 6 | $278,000 | $32,000 | $137,000 | $90,000 | $160,000 |
| Other | 4 | $485,000 | $151,666 | $240,000 | $46,333 | $108,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $43,000 | $43,000 | $43,000 | $27,000 | $27,000 |
| Mortgage Insurance Denied | 1 | $60,000 | $60,000 | $60,000 | $29,000 | $29,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National City Bank Of The Midw's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National City Bank Of The Midw's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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