National Penn Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
National Penn Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | National Penn Bank Po Box 547 Boyertown, PA 19512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,460 |
| Total Mortgage Loan Application Amount | $347,586,000 |
| Average Mortgage Loan Application Amount | $135,000 |
| Highest Mortgage Loan Application Amount | $25,000,000 |
| Average Applicant Income | $63,666 |
| Highest Applicant Income | $3,473,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with National Penn Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing National Penn Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down National Penn Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how National Penn Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by National Penn Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at National Penn Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berks County Pennsylvania | 414 | $ 34,422,000 | $ 83,000 | $ 54,000 |
| Cook County Illinois | 251 | $ 934,000 | $ 3,000 | $ 0 |
| Lehigh County Pennsylvania | 250 | $ 34,172,000 | $ 136,000 | $ 85,000 |
| Lancaster County Pennsylvania | 247 | $ 38,376,000 | $ 155,000 | $ 69,000 |
| Northampton County Pennsylvania | 234 | $ 27,787,000 | $ 118,000 | $ 79,000 |
| Philadelphia County Pennsylvania | 211 | $ 33,215,000 | $ 157,000 | $ 62,000 |
| Chester County Pennsylvania | 165 | $ 24,307,000 | $ 147,000 | $ 90,000 |
| Luzerne County Pennsylvania | 157 | $ 12,098,000 | $ 77,000 | $ 58,000 |
| Montgomery County Pennsylvania | 153 | $ 20,525,000 | $ 134,000 | $ 80,000 |
| Lake County Illinois | 133 | $ 601,000 | $ 4,000 | $ 0 |
| Centre County Pennsylvania | 111 | $ 20,012,000 | $ 180,000 | $ 100,000 |
| Bucks County Pennsylvania | 100 | $ 23,718,000 | $ 237,000 | $ 134,000 |
| Will County Illinois | 96 | $ 304,000 | $ 3,000 | $ 0 |
| DuPage County Illinois | 80 | $ 346,000 | $ 4,000 | $ 0 |
| Kane County Illinois | 80 | $ 285,000 | $ 3,000 | $ 0 |
| Madison County Illinois | 63 | $ 368,000 | $ 5,000 | $ 0 |
| McHenry County Illinois | 63 | $ 205,000 | $ 3,000 | $ 0 |
| Schuylkill County Pennsylvania | 54 | $ 3,204,000 | $ 59,000 | $ 52,000 |
| Carbon County Pennsylvania | 39 | $ 3,057,000 | $ 78,000 | $ 57,000 |
| Delaware County Pennsylvania | 35 | $ 7,126,000 | $ 203,000 | $ 119,000 |
| St. Clair County Illinois | 31 | $ 168,000 | $ 5,000 | $ 0 |
| Winnebago County Illinois | 30 | $ 85,000 | $ 2,000 | $ 0 |
| Monroe County Pennsylvania | 29 | $ 2,726,000 | $ 94,000 | $ 84,000 |
| Adams County Illinois | 24 | $ 91,000 | $ 3,000 | $ 0 |
| Champaign County Illinois | 20 | $ 133,000 | $ 6,000 | $ 0 |
| Kendall County Illinois | 19 | $ 71,000 | $ 3,000 | $ 0 |
| Macon County Illinois | 16 | $ 55,000 | $ 3,000 | $ 0 |
| York County Pennsylvania | 16 | $ 666,000 | $ 41,000 | $ 21,000 |
| Stephenson County Illinois | 15 | $ 38,000 | $ 2,000 | $ 0 |
| Vermilion County Illinois | 15 | $ 75,000 | $ 5,000 | $ 0 |
| Cape May County New Jersey | 14 | $ 7,261,000 | $ 518,000 | $ 264,000 |
| Lebanon County Pennsylvania | 12 | $ 1,171,000 | $ 97,000 | $ 37,000 |
| Cecil County Maryland | 10 | $ 1,164,000 | $ 116,000 | $ 73,000 |
| Peoria County Illinois | 9 | $ 38,000 | $ 4,000 | $ 0 |
| Sangamon County Illinois | 9 | $ 28,000 | $ 3,000 | $ 0 |
| Williamson County Illinois | 9 | $ 43,000 | $ 4,000 | $ 0 |
| Coles County Illinois | 8 | $ 44,000 | $ 5,000 | $ 0 |
| DeKalb County Illinois | 8 | $ 23,000 | $ 2,000 | $ 0 |
| Cumberland County Pennsylvania | 8 | $ 386,000 | $ 48,000 | $ 23,000 |
| Dauphin County Pennsylvania | 8 | $ 778,000 | $ 97,000 | $ 79,000 |
| New Castle County Delaware | 6 | $ 611,000 | $ 101,000 | $ 107,000 |
| Carroll County Illinois | 6 | $ 26,000 | $ 4,000 | $ 0 |
| Jackson County Illinois | 6 | $ 38,000 | $ 6,000 | $ 0 |
| Tazewell County Illinois | 6 | $ 34,000 | $ 5,000 | $ 0 |
| Clinton County Illinois | 5 | $ 27,000 | $ 5,000 | $ 0 |
| Douglas County Illinois | 5 | $ 32,000 | $ 6,000 | $ 0 |
| Effingham County Illinois | 5 | $ 17,000 | $ 3,000 | $ 0 |
| McDonough County Illinois | 5 | $ 19,000 | $ 3,000 | $ 0 |
| Whiteside County Illinois | 5 | $ 15,000 | $ 3,000 | $ 0 |
| Woodford County Illinois | 5 | $ 16,000 | $ 3,000 | $ 0 |
| Hunterdon County New Jersey | 5 | $ 1,736,000 | $ 347,000 | $ 315,000 |
| Columbia County Pennsylvania | 5 | $ 879,000 | $ 175,000 | $ 54,000 |
| Sussex County Delaware | 4 | $ 733,000 | $ 183,000 | $ 108,000 |
| Brown County Illinois | 4 | $ 21,000 | $ 5,000 | $ 0 |
| Franklin County Illinois | 4 | $ 23,000 | $ 5,000 | $ 0 |
| Grundy County Illinois | 4 | $ 17,000 | $ 4,000 | $ 0 |
| Kankakee County Illinois | 4 | $ 20,000 | $ 5,000 | $ 0 |
| Macoupin County Illinois | 4 | $ 24,000 | $ 6,000 | $ 0 |
| Ogle County Illinois | 4 | $ 17,000 | $ 4,000 | $ 0 |
| Shelby County Illinois | 4 | $ 18,000 | $ 4,000 | $ 0 |
| Clearfield County Pennsylvania | 4 | $ 355,000 | $ 88,000 | $ 63,000 |
| Christian County Illinois | 3 | $ 15,000 | $ 5,000 | $ 0 |
| Jersey County Illinois | 3 | $ 11,000 | $ 3,000 | $ 0 |
| LaSalle County Illinois | 3 | $ 13,000 | $ 4,000 | $ 0 |
| McLean County Illinois | 3 | $ 20,000 | $ 6,000 | $ 0 |
| Perry County Illinois | 3 | $ 15,000 | $ 5,000 | $ 0 |
| Atlantic County New Jersey | 3 | $ 797,000 | $ 265,000 | $ 150,000 |
| Gloucester County New Jersey | 3 | $ 418,000 | $ 139,000 | $ 94,000 |
| Ocean County New Jersey | 3 | $ 578,000 | $ 192,000 | $ 268,000 |
| Franklin County Pennsylvania | 3 | $ 346,000 | $ 115,000 | $ 46,000 |
| Lackawanna County Pennsylvania | 3 | $ 326,000 | $ 108,000 | $ 117,000 |
| Pike County Pennsylvania | 3 | $ 153,000 | $ 51,000 | $ 48,000 |
| Susquehanna County Pennsylvania | 3 | $ 320,000 | $ 106,000 | $ 58,000 |
| Maricopa County Arizona | 2 | $ 31,000,000 | $ 15,500,000 | $ 0 |
| Ford County Illinois | 2 | $ 11,000 | $ 5,000 | $ 0 |
| Lee County Illinois | 2 | $ 6,000 | $ 3,000 | $ 0 |
| Mason County Illinois | 2 | $ 11,000 | $ 5,000 | $ 0 |
| Monroe County Illinois | 2 | $ 14,000 | $ 7,000 | $ 0 |
| Montgomery County Illinois | 2 | $ 13,000 | $ 6,000 | $ 0 |
| Harford County Maryland | 2 | $ 514,000 | $ 257,000 | $ 415,000 |
| Mercer County New Jersey | 2 | $ 509,000 | $ 254,000 | $ 118,000 |
| Allegheny County Pennsylvania | 2 | $ 282,000 | $ 141,000 | $ 52,000 |
| Blair County Pennsylvania | 2 | $ 215,000 | $ 107,000 | $ 89,000 |
| Clinton County Pennsylvania | 2 | $ 398,000 | $ 199,000 | $ 110,000 |
| Mifflin County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 21,000 |
| Perry County Pennsylvania | 2 | $ 578,000 | $ 289,000 | $ 71,000 |
| Sacramento County California | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Kent County Delaware | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Pasco County Florida | 1 | $ 5,000 | $ 5,000 | $ 9,000 |
| Bond County Illinois | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Boone County Illinois | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Hancock County Illinois | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Jefferson County Illinois | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Logan County Illinois | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Marion County Illinois | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Menard County Illinois | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Morgan County Illinois | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Moultrie County Illinois | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Piatt County Illinois | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Pike County Illinois | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Randolph County Illinois | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Scott County Illinois | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Union County Illinois | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Frederick County Maryland | 1 | $ 312,000 | $ 312,000 | $ 151,000 |
| Burlington County New Jersey | 1 | $ 96,000 | $ 96,000 | $ 61,000 |
| Camden County New Jersey | 1 | $ 131,000 | $ 131,000 | $ 60,000 |
| Middlesex County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 171,000 |
| Salem County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| Somerset County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 151,000 |
| Warren County New Jersey | 1 | $ 4,000 | $ 4,000 | $ 37,000 |
| New York County New York | 1 | $ 2,330,000 | $ 2,330,000 | $ 0 |
| Seneca County New York | 1 | $ 8,000 | $ 8,000 | $ 133,000 |
| Armstrong County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Huntingdon County Pennsylvania | 1 | $ 296,000 | $ 296,000 | $ 122,000 |
| Lawrence County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Venango County Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Wyoming County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 386,000 |
Mortgage Loan Application Detail Totals for National Penn Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,582 | $22,137,000 | $13,000 | $1,685,000 | $16,000 | $827,000 |
| Home Purchase | 1,400 | $208,565,000 | $148,000 | $2,000,000 | $78,000 | $2,069,000 |
| Refinancing | 478 | $116,884,000 | $244,000 | $25,000,000 | $97,000 | $3,473,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,531 | $228,170,000 | $149,000 | $2,000,000 | $93,000 | $2,069,000 |
| Not applicable | 1,294 | $67,861,000 | $52,000 | $25,000,000 | $0 | $84,000 |
| Hispanic | 316 | $21,144,000 | $66,000 | $330,000 | $37,000 | $140,000 |
| Not Provided | 194 | $18,929,000 | $97,000 | $863,000 | $103,000 | $3,473,000 |
| Black or African American | 92 | $7,758,000 | $84,000 | $417,000 | $49,000 | $292,000 |
| Asian | 28 | $3,465,000 | $123,000 | $531,000 | $73,000 | $388,000 |
| American Indian or Alaskan Native | 3 | $192,000 | $64,000 | $162,000 | $52,000 | $58,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $67,000 | $33,000 | $64,000 | $16,000 | $24,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,348 | $330,726,000 | $98,000 | $25,000,000 | $52,000 | $3,473,000 |
| FHA-insured (Federal Housing Administration) | 69 | $10,363,000 | $150,000 | $308,000 | $65,000 | $246,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 33 | $4,815,000 | $145,000 | $235,000 | $50,000 | $85,000 |
| VA-guaranteed (Veterans Administration) | 10 | $1,682,000 | $168,000 | $238,000 | $53,000 | $129,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,630 | $279,713,000 | $171,000 | $25,000,000 | $83,000 | $3,473,000 |
| Loan Purchased By The Institution | 1,211 | $5,616,000 | $4,000 | $19,000 | $0 | $72,000 |
| Application Denied By Financial Institution | 329 | $25,483,000 | $77,000 | $900,000 | $60,000 | $1,053,000 |
| Application Withdrawn By Applicant | 202 | $25,396,000 | $125,000 | $1,649,000 | $86,000 | $725,000 |
| Application Approved But Not Accepted | 68 | $9,305,000 | $136,000 | $644,000 | $84,000 | $799,000 |
| Preapproval Denied by Financial Institution | 20 | $2,073,000 | $103,000 | $309,000 | $41,000 | $110,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 144 | $6,479,000 | $44,000 | $350,000 | $58,000 | $827,000 |
| Debt-To-Income Ratio | 88 | $6,418,000 | $72,000 | $417,000 | $37,000 | $184,000 |
| Collateral | 76 | $11,431,000 | $150,000 | $900,000 | $89,000 | $1,053,000 |
| Employment History | 15 | $713,000 | $47,000 | $135,000 | $37,000 | $99,000 |
| Other | 13 | $1,361,000 | $104,000 | $255,000 | $78,000 | $141,000 |
| Unverifiable Information | 9 | $816,000 | $90,000 | $324,000 | $59,000 | $128,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $162,000 | $54,000 | $70,000 | $30,000 | $34,000 |
| Credit Application Incomplete | 1 | $176,000 | $176,000 | $176,000 | $117,000 | $117,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National Penn Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National Penn Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.