Nations Home Funding, Inc Mortgage Lending & HMDA Data, 2006

In 2006, Nations Home Funding, Inc of Brentwood, TN reported 1,627 mortgage applications totaling $348.3 million, down 41% from 2005. The average application was for $214,102, and applicants reported an average income of $114,307. 88% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (367), Washington-Arlington-Alexandria, DC-VA-MD-WV (250) and Durham, NC (193) (applications in parentheses).

Mortgage Company & Address Nations Home Funding, Inc
761 Old Hickory Blvd., Ste 400
Brentwood, TN 37027
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  
Total Number of Mortgage Applications 1,627
Total Mortgage Loan Application Amount $348,344,000
Average Mortgage Loan Application Amount $214,102
Highest Mortgage Loan Application Amount $1,751,000
Average Applicant Income $114,307
Highest Applicant Income $1,020,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nations Home Funding, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nations Home Funding, Inc by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 325 $ 64,382,000 $ 198,098 $ 101,000
Durham, North Carolina 120 $ 14,563,000 $ 121,358 $ 93,000
Wake, North Carolina 98 $ 16,759,000 $ 171,010 $ 98,000
Fairfax, Virginia 80 $ 29,258,000 $ 365,725 $ 150,000
Guilford, North Carolina 65 $ 8,420,000 $ 129,538 $ 83,000
Loudoun, Virginia 57 $ 21,471,000 $ 376,684 $ 129,000
Orange, North Carolina 55 $ 13,136,000 $ 238,836 $ 162,000
Pima, Arizona 44 $ 5,952,000 $ 135,272 $ 98,000
Pinal, Arizona 42 $ 5,866,000 $ 139,666 $ 62,000
Prince William, Virginia 37 $ 14,268,000 $ 385,621 $ 137,000
York, Pennsylvania 28 $ 3,700,000 $ 132,142 $ 66,000
Anne Arundel, Maryland 27 $ 8,144,000 $ 301,629 $ 216,000
Lynchburg, Virginia 21 $ 1,573,000 $ 74,904 $ 74,000
Cowlitz, Washington 20 $ 2,293,000 $ 114,650 $ 76,000
Howard, Maryland 17 $ 4,525,000 $ 266,176 $ 139,000
Adams, Pennsylvania 17 $ 2,557,000 $ 150,411 $ 67,000
Orange, California 15 $ 7,663,000 $ 510,866 $ 93,000
Queen Anne's, Maryland 15 $ 3,575,000 $ 238,333 $ 211,000
District of Columbia, District Of Columbia 14 $ 4,617,000 $ 329,785 $ 150,000
Chatham, North Carolina 14 $ 2,856,000 $ 204,000 $ 133,000
Duval, Florida 12 $ 1,502,000 $ 125,166 $ 65,000
Carteret, North Carolina 11 $ 4,319,000 $ 392,636 $ 210,000
Forsyth, North Carolina 11 $ 1,394,000 $ 126,727 $ 66,000
Mecklenburg, North Carolina 11 $ 2,306,000 $ 209,636 $ 114,000
Randolph, North Carolina 11 $ 1,406,000 $ 127,818 $ 55,000
Horry, South Carolina 11 $ 1,817,000 $ 165,181 $ 305,000
Alexandria, Virginia 11 $ 3,616,000 $ 328,727 $ 158,000
Arlington, Virginia 11 $ 3,953,000 $ 359,363 $ 125,000
Carroll, Maryland 10 $ 1,306,000 $ 130,600 $ 77,000
Kent, Delaware 9 $ 1,053,000 $ 117,000 $ 113,000
New Hanover, North Carolina 9 $ 1,977,000 $ 219,666 $ 120,000
Montgomery, Maryland 8 $ 3,105,000 $ 388,125 $ 223,000
Middlesex, Massachusetts 8 $ 2,094,000 $ 261,750 $ 136,000
Polk, Florida 7 $ 1,177,000 $ 168,142 $ 97,000
Prince George's, Maryland 7 $ 1,627,000 $ 232,428 $ 92,000
Brunswick, North Carolina 7 $ 4,114,000 $ 587,714 $ 508,000
Culpeper, Virginia 7 $ 1,782,000 $ 254,571 $ 119,000
Henrico, Virginia 7 $ 1,419,000 $ 202,714 $ 94,000
Spotsylvania, Virginia 7 $ 1,328,000 $ 189,714 $ 119,000
Baltimore, Maryland 6 $ 1,159,000 $ 193,166 $ 89,000
Charles, Maryland 6 $ 1,282,000 $ 213,666 $ 146,000
Frederick, Maryland 6 $ 1,453,000 $ 242,166 $ 117,000
Alamance, North Carolina 6 $ 780,000 $ 130,000 $ 88,000
Davidson, North Carolina 6 $ 862,000 $ 143,666 $ 82,000
Allegheny, Pennsylvania 6 $ 593,000 $ 98,833 $ 56,000
Fauquier, Virginia 6 $ 1,258,000 $ 209,666 $ 95,000
Stafford, Virginia 6 $ 2,310,000 $ 385,000 $ 174,000
Sussex, Delaware 5 $ 2,165,000 $ 433,000 $ 258,000
Hillsborough, Florida 5 $ 1,235,000 $ 247,000 $ 127,000
Palm Beach, Florida 5 $ 1,108,000 $ 221,600 $ 108,000
Baltimore City, Maryland 5 $ 958,000 $ 191,600 $ 286,000
Caroline, Maryland 5 $ 667,000 $ 133,400 $ 99,000
Harnett, North Carolina 5 $ 880,000 $ 176,000 $ 114,000
Henderson, North Carolina 5 $ 496,000 $ 99,200 $ 64,000
Johnston, North Carolina 5 $ 1,068,000 $ 213,600 $ 65,000
Rockingham, North Carolina 5 $ 722,000 $ 144,400 $ 119,000
Clark, Washington 5 $ 756,000 $ 151,200 $ 59,000
Anchorage, Alaska 4 $ 804,000 $ 201,000 $ 165,000
Brevard, Florida 4 $ 647,000 $ 161,750 $ 204,000
St. Mary's, Maryland 4 $ 765,000 $ 191,250 $ 117,000
Buncombe, North Carolina 4 $ 560,000 $ 140,000 $ 57,000
Person, North Carolina 4 $ 582,000 $ 145,500 $ 85,000
Union, North Carolina 4 $ 1,554,000 $ 388,500 $ 123,000
Watauga, North Carolina 4 $ 986,000 $ 246,500 $ 568,000
Marion, Oregon 4 $ 984,000 $ 246,000 $ 72,000
Los Angeles, California 3 $ 906,000 $ 302,000 $ 102,000
New Haven, Connecticut 3 $ 1,031,000 $ 343,666 $ 167,000
Indian River, Florida 3 $ 314,000 $ 104,666 $ 60,000
Orange, Florida 3 $ 689,000 $ 229,666 $ 45,000
Cumberland, North Carolina 3 $ 414,000 $ 138,000 $ 163,000
Pender, North Carolina 3 $ 2,556,000 $ 852,000 $ 529,000
Pitt, North Carolina 3 $ 798,000 $ 266,000 $ 154,000
Anderson, South Carolina 3 $ 303,000 $ 101,000 $ 99,000
Dorchester, South Carolina 3 $ 446,000 $ 148,666 $ 53,000
Shelby, Tennessee 3 $ 417,000 $ 139,000 $ 66,000
Campbell, Virginia 3 $ 278,000 $ 92,666 $ 69,000
Manassas, Virginia 3 $ 725,000 $ 241,666 $ 152,000
Montgomery, Virginia 3 $ 487,000 $ 162,333 $ 55,000
Snohomish, Washington 3 $ 943,000 $ 314,333 $ 107,000
Spokane, Washington 3 $ 450,000 $ 150,000 $ 26,000
Kanawha, West Virginia 3 $ 200,000 $ 66,666 $ 67,000
Coconino, Arizona 2 $ 447,000 $ 223,500 $ 0
Navajo, Arizona 2 $ 253,000 $ 126,500 $ 88,000
Riverside, California 2 $ 828,000 $ 414,000 $ 158,000
Broward, Florida 2 $ 540,000 $ 270,000 $ 136,000
Clay, Florida 2 $ 836,000 $ 418,000 $ 94,000
Columbia, Florida 2 $ 142,000 $ 71,000 $ 68,000
Hernando, Florida 2 $ 294,000 $ 147,000 $ 60,000
Manatee, Florida 2 $ 328,000 $ 164,000 $ 63,000
Miami-Dade, Florida 2 $ 679,000 $ 339,500 $ 354,000
Nassau, Florida 2 $ 263,000 $ 131,500 $ 93,000
Pasco, Florida 2 $ 311,000 $ 155,500 $ 40,000
Pinellas, Florida 2 $ 329,000 $ 164,500 $ 86,000
Seminole, Florida 2 $ 680,000 $ 340,000 $ 99,000
Jackson, Georgia 2 $ 148,000 $ 74,000 $ 57,000
Essex, Massachusetts 2 $ 208,000 $ 104,000 $ 63,000
Gaston, North Carolina 2 $ 374,000 $ 187,000 $ 66,000
Granville, North Carolina 2 $ 265,000 $ 132,500 $ 107,000
Haywood, North Carolina 2 $ 230,000 $ 115,000 $ 110,000
Lee, North Carolina 2 $ 170,000 $ 85,000 $ 48,000
McDowell, North Carolina 2 $ 245,000 $ 122,500 $ 39,000
Yadkin, North Carolina 2 $ 297,000 $ 148,500 $ 77,000
Washington, Oregon 2 $ 228,000 $ 114,000 $ 43,000
Bucks, Pennsylvania 2 $ 798,000 $ 399,000 $ 122,000
Delaware, Pennsylvania 2 $ 295,000 $ 147,500 $ 84,000
Montgomery, Pennsylvania 2 $ 180,000 $ 90,000 $ 54,000
Chesterfield, South Carolina 2 $ 235,000 $ 117,500 $ 78,000
Hamilton, Tennessee 2 $ 165,000 $ 82,500 $ 94,000
Alleghany, Virginia 2 $ 159,000 $ 79,500 $ 68,000
Caroline, Virginia 2 $ 650,000 $ 325,000 $ 109,000
Chesapeake, Virginia 2 $ 861,000 $ 430,500 $ 110,000
Chesterfield, Virginia 2 $ 185,000 $ 92,500 $ 34,000
Fairfax City, Virginia 2 $ 782,000 $ 391,000 $ 111,000
Franklin, Virginia 2 $ 758,000 $ 379,000 $ 535,000
Hanover, Virginia 2 $ 234,000 $ 117,000 $ 56,000
Richmond City, Virginia 2 $ 342,000 $ 171,000 $ 192,000
Shenandoah, Virginia 2 $ 172,000 $ 86,000 $ 86,000
Benton, Washington 2 $ 273,000 $ 136,500 $ 41,000
Franklin, Washington 2 $ 200,000 $ 100,000 $ 74,000
King, Washington 2 $ 398,000 $ 199,000 $ 60,000
Jefferson, West Virginia 2 $ 285,000 $ 142,500 $ 108,000
Conecuh, Alabama 1 $ 38,000 $ 38,000 $ 123,000
Houston, Alabama 1 $ 341,000 $ 341,000 $ 83,000
Gila, Arizona 1 $ 316,000 $ 316,000 $ 0
San Bernardino, California 1 $ 225,000 $ 225,000 $ 194,000
San Diego, California 1 $ 35,000 $ 35,000 $ 32,000
Santa Clara, California 1 $ 631,000 $ 631,000 $ 125,000
Denver, Colorado 1 $ 293,000 $ 293,000 $ 155,000
Alachua, Florida 1 $ 101,000 $ 101,000 $ 32,000
Collier, Florida 1 $ 224,000 $ 224,000 $ 52,000
Escambia, Florida 1 $ 79,000 $ 79,000 $ 29,000
Leon, Florida 1 $ 238,000 $ 238,000 $ 82,000
Martin, Florida 1 $ 592,000 $ 592,000 $ 160,000
Okaloosa, Florida 1 $ 238,000 $ 238,000 $ 102,000
Santa Rosa, Florida 1 $ 190,000 $ 190,000 $ 65,000
St. Johns, Florida 1 $ 364,000 $ 364,000 $ 607,000
Sumter, Florida 1 $ 309,000 $ 309,000 $ 126,000
Volusia, Florida 1 $ 50,000 $ 50,000 $ 17,000
Cobb, Georgia 1 $ 424,000 $ 424,000 $ 150,000
Polk, Iowa 1 $ 37,000 $ 37,000 $ 73,000
Cecil, Maryland 1 $ 266,000 $ 266,000 $ 86,000
Harford, Maryland 1 $ 680,000 $ 680,000 $ 183,000
Washington, Maryland 1 $ 299,000 $ 299,000 $ 62,000
Bristol, Massachusetts 1 $ 262,000 $ 262,000 $ 90,000
Plymouth, Massachusetts 1 $ 52,000 $ 52,000 $ 90,000
Avery, North Carolina 1 $ 442,000 $ 442,000 $ 296,000
Catawba, North Carolina 1 $ 100,000 $ 100,000 $ 0
Currituck, North Carolina 1 $ 664,000 $ 664,000 $ 123,000
Davie, North Carolina 1 $ 504,000 $ 504,000 $ 200,000
Iredell, North Carolina 1 $ 264,000 $ 264,000 $ 125,000
Jones, North Carolina 1 $ 58,000 $ 58,000 $ 60,000
Macon, North Carolina 1 $ 139,000 $ 139,000 $ 279,000
Mitchell, North Carolina 1 $ 102,000 $ 102,000 $ 125,000
Montgomery, North Carolina 1 $ 475,000 $ 475,000 $ 221,000
Nash, North Carolina 1 $ 135,000 $ 135,000 $ 60,000
Pamlico, North Carolina 1 $ 304,000 $ 304,000 $ 401,000
Rowan, North Carolina 1 $ 117,000 $ 117,000 $ 43,000
Rutherford, North Carolina 1 $ 48,000 $ 48,000 $ 64,000
Multnomah, Oregon 1 $ 400,000 $ 400,000 $ 144,000
Beaver, Pennsylvania 1 $ 98,000 $ 98,000 $ 31,000
Chester, Pennsylvania 1 $ 275,000 $ 275,000 $ 108,000
Indiana, Pennsylvania 1 $ 60,000 $ 60,000 $ 62,000
Jefferson, Pennsylvania 1 $ 55,000 $ 55,000 $ 25,000
Lackawanna, Pennsylvania 1 $ 146,000 $ 146,000 $ 50,000
Lancaster, Pennsylvania 1 $ 205,000 $ 205,000 $ 120,000
Lycoming, Pennsylvania 1 $ 175,000 $ 175,000 $ 46,000
Mercer, Pennsylvania 1 $ 80,000 $ 80,000 $ 15,000
Philadelphia, Pennsylvania 1 $ 599,000 $ 599,000 $ 156,000
Schuylkill, Pennsylvania 1 $ 93,000 $ 93,000 $ 37,000
Washington, Pennsylvania 1 $ 178,000 $ 178,000 $ 343,000
Wayne, Pennsylvania 1 $ 310,000 $ 310,000 $ 180,000
Westmoreland, Pennsylvania 1 $ 25,000 $ 25,000 $ 50,000
Charleston, South Carolina 1 $ 478,000 $ 478,000 $ 174,000
Greenville, South Carolina 1 $ 59,000 $ 59,000 $ 41,000
Bledsoe, Tennessee 1 $ 75,000 $ 75,000 $ 36,000
Dickson, Tennessee 1 $ 173,000 $ 173,000 $ 113,000
Giles, Tennessee 1 $ 177,000 $ 177,000 $ 61,000
Putnam, Tennessee 1 $ 184,000 $ 184,000 $ 115,000
Warren, Tennessee 1 $ 35,000 $ 35,000 $ 98,000
Albemarle, Virginia 1 $ 352,000 $ 352,000 $ 151,000
Amherst, Virginia 1 $ 73,000 $ 73,000 $ 26,000
Botetourt, Virginia 1 $ 181,000 $ 181,000 $ 45,000
Bristol, Virginia 1 $ 104,000 $ 104,000 $ 41,000
Floyd, Virginia 1 $ 70,000 $ 70,000 $ 18,000
Frederick, Virginia 1 $ 437,000 $ 437,000 $ 173,000
Greene, Virginia 1 $ 520,000 $ 520,000 $ 210,000
King George, Virginia 1 $ 440,000 $ 440,000 $ 163,000
King William, Virginia 1 $ 165,000 $ 165,000 $ 33,000
Manassas Park, Virginia 1 $ 169,000 $ 169,000 $ 170,000
Orange, Virginia 1 $ 218,000 $ 218,000 $ 76,000
Portsmouth, Virginia 1 $ 278,000 $ 278,000 $ 99,000
Prince Edward, Virginia 1 $ 240,000 $ 240,000 $ 44,000
Pulaski, Virginia 1 $ 126,000 $ 126,000 $ 44,000
Radford, Virginia 1 $ 109,000 $ 109,000 $ 65,000
Roanoke, Virginia 1 $ 220,000 $ 220,000 $ 65,000
Roanoke City, Virginia 1 $ 39,000 $ 39,000 $ 44,000
Virginia Beach, Virginia 1 $ 480,000 $ 480,000 $ 124,000
Grays Harbor, Washington 1 $ 115,000 $ 115,000 $ 33,000
Kitsap, Washington 1 $ 162,000 $ 162,000 $ 76,000
Yakima, Washington 1 $ 321,000 $ 321,000 $ 120,000
Harrison, West Virginia 1 $ 170,000 $ 170,000 $ 41,000
Marion, West Virginia 1 $ 85,000 $ 85,000 $ 30,000
Monroe, West Virginia 1 $ 150,000 $ 150,000 $ 62,000
Putnam, West Virginia 1 $ 73,000 $ 73,000 $ 51,000

Mortgage Loan Application Detail Totals for Nations Home Funding, Inc in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 824 $184,971,000 $224,000 $1,600,000 $115,000 $1,008,000
Home Purchase 797 $162,541,000 $203,000 $1,751,000 $114,000 $1,020,000
Home Improvement 6 $832,000 $138,000 $215,000 $60,000 $134,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,276 $276,517,000 $216,000 $1,751,000 $118,000 $1,008,000
Not Provided 171 $32,446,000 $189,000 $948,000 $105,000 $1,020,000
Black or African American 89 $19,179,000 $215,000 $720,000 $110,000 $299,000
Hispanic 63 $12,780,000 $202,000 $650,000 $101,000 $313,000
Asian 20 $5,945,000 $297,000 $1,611,000 $80,000 $275,000
American Indian or Alaskan Native 7 $1,321,000 $188,000 $500,000 $63,000 $132,000
Native Hawaiian or Other Pacific Islander 1 $156,000 $156,000 $156,000 $120,000 $120,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,618 $346,780,000 $214,000 $1,751,000 $115,000 $1,020,000
FHA-insured (Federal Housing Administration) 6 $806,000 $134,000 $194,000 $56,000 $87,000
VA-guaranteed (Veterans Administration) 3 $758,000 $252,000 $395,000 $58,000 $94,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,429 $310,922,000 $217,000 $1,751,000 $116,000 $1,020,000
Application Withdrawn By Applicant 175 $32,464,000 $185,000 $846,000 $105,000 $531,000
File Closed For Incompleteness 11 $1,938,000 $176,000 $332,000 $90,000 $180,000
Application Approved But Not Accepted 7 $1,374,000 $196,000 $400,000 $97,000 $144,000
Application Denied By Financial Institution 5 $1,646,000 $329,000 $743,000 $183,000 $280,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 3 $781,000 $260,000 $711,000 $160,000 $233,000
Collateral 2 $865,000 $432,000 $743,000 $216,000 $280,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nations Home Funding, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nations Home Funding, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

Download the Tennessee Lender List