Nations Home Funding, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

Nations Home Funding, Inc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Nations Home Funding, Inc
761 Old Hickory Blvd., Ste 400
Brentwood, TN 37027
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  
Total Number of Mortgage Applications 1,627
Total Mortgage Loan Application Amount $348,344,000
Average Mortgage Loan Application Amount $188,333
Highest Mortgage Loan Application Amount $1,751,000
Average Applicant Income $96,333
Highest Applicant Income $1,020,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Nations Home Funding, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nations Home Funding, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down Nations Home Funding, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nations Home Funding, Inc serves its applicants.

Each category highlights the total number of mortgage applications processed by Nations Home Funding, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nations Home Funding, Inc's mortgage activity for 2006.

Mortgage Loan Application Totals for Nations Home Funding, Inc by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa County Arizona 325 $ 64,382,000 $ 198,000 $ 101,000
Durham County North Carolina 120 $ 14,563,000 $ 121,000 $ 93,000
Wake County North Carolina 98 $ 16,759,000 $ 171,000 $ 98,000
Fairfax County Virginia 80 $ 29,258,000 $ 365,000 $ 150,000
Guilford County North Carolina 65 $ 8,420,000 $ 129,000 $ 83,000
Loudoun County Virginia 57 $ 21,471,000 $ 376,000 $ 129,000
Orange County North Carolina 55 $ 13,136,000 $ 238,000 $ 162,000
Pima County Arizona 44 $ 5,952,000 $ 135,000 $ 98,000
Pinal County Arizona 42 $ 5,866,000 $ 139,000 $ 62,000
Prince William County Virginia 37 $ 14,268,000 $ 385,000 $ 137,000
York County Pennsylvania 28 $ 3,700,000 $ 132,000 $ 66,000
Anne Arundel County Maryland 27 $ 8,144,000 $ 301,000 $ 216,000
Lynchburg County Virginia 21 $ 1,573,000 $ 74,000 $ 74,000
Cowlitz County Washington 20 $ 2,293,000 $ 114,000 $ 76,000
Howard County Maryland 17 $ 4,525,000 $ 266,000 $ 139,000
Adams County Pennsylvania 17 $ 2,557,000 $ 150,000 $ 67,000
Orange County California 15 $ 7,663,000 $ 510,000 $ 93,000
Queen Anne's County Maryland 15 $ 3,575,000 $ 238,000 $ 211,000
District of Columbia County District Of Columbia 14 $ 4,617,000 $ 329,000 $ 150,000
Chatham County North Carolina 14 $ 2,856,000 $ 204,000 $ 133,000
Duval County Florida 12 $ 1,502,000 $ 125,000 $ 65,000
Carteret County North Carolina 11 $ 4,319,000 $ 392,000 $ 210,000
Forsyth County North Carolina 11 $ 1,394,000 $ 126,000 $ 66,000
Mecklenburg County North Carolina 11 $ 2,306,000 $ 209,000 $ 114,000
Randolph County North Carolina 11 $ 1,406,000 $ 127,000 $ 55,000
Horry County South Carolina 11 $ 1,817,000 $ 165,000 $ 305,000
Alexandria County Virginia 11 $ 3,616,000 $ 328,000 $ 158,000
Arlington County Virginia 11 $ 3,953,000 $ 359,000 $ 125,000
Carroll County Maryland 10 $ 1,306,000 $ 130,000 $ 77,000
Kent County Delaware 9 $ 1,053,000 $ 117,000 $ 113,000
New Hanover County North Carolina 9 $ 1,977,000 $ 219,000 $ 120,000
Montgomery County Maryland 8 $ 3,105,000 $ 388,000 $ 223,000
Middlesex County Massachusetts 8 $ 2,094,000 $ 261,000 $ 136,000
Polk County Florida 7 $ 1,177,000 $ 168,000 $ 97,000
Prince George's County Maryland 7 $ 1,627,000 $ 232,000 $ 92,000
Brunswick County North Carolina 7 $ 4,114,000 $ 587,000 $ 508,000
Culpeper County Virginia 7 $ 1,782,000 $ 254,000 $ 119,000
Henrico County Virginia 7 $ 1,419,000 $ 202,000 $ 94,000
Spotsylvania County Virginia 7 $ 1,328,000 $ 189,000 $ 119,000
Baltimore County Maryland 6 $ 1,159,000 $ 193,000 $ 89,000
Charles County Maryland 6 $ 1,282,000 $ 213,000 $ 146,000
Frederick County Maryland 6 $ 1,453,000 $ 242,000 $ 117,000
Alamance County North Carolina 6 $ 780,000 $ 130,000 $ 88,000
Davidson County North Carolina 6 $ 862,000 $ 143,000 $ 82,000
Allegheny County Pennsylvania 6 $ 593,000 $ 98,000 $ 56,000
Fauquier County Virginia 6 $ 1,258,000 $ 209,000 $ 95,000
Stafford County Virginia 6 $ 2,310,000 $ 385,000 $ 174,000
Sussex County Delaware 5 $ 2,165,000 $ 433,000 $ 258,000
Hillsborough County Florida 5 $ 1,235,000 $ 247,000 $ 127,000
Palm Beach County Florida 5 $ 1,108,000 $ 221,000 $ 108,000
Baltimore City County Maryland 5 $ 958,000 $ 191,000 $ 286,000
Caroline County Maryland 5 $ 667,000 $ 133,000 $ 99,000
Harnett County North Carolina 5 $ 880,000 $ 176,000 $ 114,000
Henderson County North Carolina 5 $ 496,000 $ 99,000 $ 64,000
Johnston County North Carolina 5 $ 1,068,000 $ 213,000 $ 65,000
Rockingham County North Carolina 5 $ 722,000 $ 144,000 $ 119,000
Clark County Washington 5 $ 756,000 $ 151,000 $ 59,000
Anchorage County Alaska 4 $ 804,000 $ 201,000 $ 165,000
Brevard County Florida 4 $ 647,000 $ 161,000 $ 204,000
St. Mary's County Maryland 4 $ 765,000 $ 191,000 $ 117,000
Buncombe County North Carolina 4 $ 560,000 $ 140,000 $ 57,000
Person County North Carolina 4 $ 582,000 $ 145,000 $ 85,000
Union County North Carolina 4 $ 1,554,000 $ 388,000 $ 123,000
Watauga County North Carolina 4 $ 986,000 $ 246,000 $ 568,000
Marion County Oregon 4 $ 984,000 $ 246,000 $ 72,000
Los Angeles County California 3 $ 906,000 $ 302,000 $ 102,000
New Haven County Connecticut 3 $ 1,031,000 $ 343,000 $ 167,000
Indian River County Florida 3 $ 314,000 $ 104,000 $ 60,000
Orange County Florida 3 $ 689,000 $ 229,000 $ 45,000
Cumberland County North Carolina 3 $ 414,000 $ 138,000 $ 163,000
Pender County North Carolina 3 $ 2,556,000 $ 852,000 $ 529,000
Pitt County North Carolina 3 $ 798,000 $ 266,000 $ 154,000
Anderson County South Carolina 3 $ 303,000 $ 101,000 $ 99,000
Dorchester County South Carolina 3 $ 446,000 $ 148,000 $ 53,000
Shelby County Tennessee 3 $ 417,000 $ 139,000 $ 66,000
Campbell County Virginia 3 $ 278,000 $ 92,000 $ 69,000
Manassas County Virginia 3 $ 725,000 $ 241,000 $ 152,000
Montgomery County Virginia 3 $ 487,000 $ 162,000 $ 55,000
Snohomish County Washington 3 $ 943,000 $ 314,000 $ 107,000
Spokane County Washington 3 $ 450,000 $ 150,000 $ 26,000
Kanawha County West Virginia 3 $ 200,000 $ 66,000 $ 67,000
Coconino County Arizona 2 $ 447,000 $ 223,000 $ 0
Navajo County Arizona 2 $ 253,000 $ 126,000 $ 88,000
Riverside County California 2 $ 828,000 $ 414,000 $ 158,000
Broward County Florida 2 $ 540,000 $ 270,000 $ 136,000
Clay County Florida 2 $ 836,000 $ 418,000 $ 94,000
Columbia County Florida 2 $ 142,000 $ 71,000 $ 68,000
Hernando County Florida 2 $ 294,000 $ 147,000 $ 60,000
Manatee County Florida 2 $ 328,000 $ 164,000 $ 63,000
Miami-Dade County Florida 2 $ 679,000 $ 339,000 $ 354,000
Nassau County Florida 2 $ 263,000 $ 131,000 $ 93,000
Pasco County Florida 2 $ 311,000 $ 155,000 $ 40,000
Pinellas County Florida 2 $ 329,000 $ 164,000 $ 86,000
Seminole County Florida 2 $ 680,000 $ 340,000 $ 99,000
Jackson County Georgia 2 $ 148,000 $ 74,000 $ 57,000
Essex County Massachusetts 2 $ 208,000 $ 104,000 $ 63,000
Gaston County North Carolina 2 $ 374,000 $ 187,000 $ 66,000
Granville County North Carolina 2 $ 265,000 $ 132,000 $ 107,000
Haywood County North Carolina 2 $ 230,000 $ 115,000 $ 110,000
Lee County North Carolina 2 $ 170,000 $ 85,000 $ 48,000
McDowell County North Carolina 2 $ 245,000 $ 122,000 $ 39,000
Yadkin County North Carolina 2 $ 297,000 $ 148,000 $ 77,000
Washington County Oregon 2 $ 228,000 $ 114,000 $ 43,000
Bucks County Pennsylvania 2 $ 798,000 $ 399,000 $ 122,000
Delaware County Pennsylvania 2 $ 295,000 $ 147,000 $ 84,000
Montgomery County Pennsylvania 2 $ 180,000 $ 90,000 $ 54,000
Chesterfield County South Carolina 2 $ 235,000 $ 117,000 $ 78,000
Hamilton County Tennessee 2 $ 165,000 $ 82,000 $ 94,000
Alleghany County Virginia 2 $ 159,000 $ 79,000 $ 68,000
Caroline County Virginia 2 $ 650,000 $ 325,000 $ 109,000
Chesapeake County Virginia 2 $ 861,000 $ 430,000 $ 110,000
Chesterfield County Virginia 2 $ 185,000 $ 92,000 $ 34,000
Fairfax City County Virginia 2 $ 782,000 $ 391,000 $ 111,000
Franklin County Virginia 2 $ 758,000 $ 379,000 $ 535,000
Hanover County Virginia 2 $ 234,000 $ 117,000 $ 56,000
Richmond City County Virginia 2 $ 342,000 $ 171,000 $ 192,000
Shenandoah County Virginia 2 $ 172,000 $ 86,000 $ 86,000
Benton County Washington 2 $ 273,000 $ 136,000 $ 41,000
Franklin County Washington 2 $ 200,000 $ 100,000 $ 74,000
King County Washington 2 $ 398,000 $ 199,000 $ 60,000
Jefferson County West Virginia 2 $ 285,000 $ 142,000 $ 108,000
Conecuh County Alabama 1 $ 38,000 $ 38,000 $ 123,000
Houston County Alabama 1 $ 341,000 $ 341,000 $ 83,000
Gila County Arizona 1 $ 316,000 $ 316,000 $ 0
San Bernardino County California 1 $ 225,000 $ 225,000 $ 194,000
San Diego County California 1 $ 35,000 $ 35,000 $ 32,000
Santa Clara County California 1 $ 631,000 $ 631,000 $ 125,000
Denver County Colorado 1 $ 293,000 $ 293,000 $ 155,000
Alachua County Florida 1 $ 101,000 $ 101,000 $ 32,000
Collier County Florida 1 $ 224,000 $ 224,000 $ 52,000
Escambia County Florida 1 $ 79,000 $ 79,000 $ 29,000
Leon County Florida 1 $ 238,000 $ 238,000 $ 82,000
Martin County Florida 1 $ 592,000 $ 592,000 $ 160,000
Okaloosa County Florida 1 $ 238,000 $ 238,000 $ 102,000
Santa Rosa County Florida 1 $ 190,000 $ 190,000 $ 65,000
St. Johns County Florida 1 $ 364,000 $ 364,000 $ 607,000
Sumter County Florida 1 $ 309,000 $ 309,000 $ 126,000
Volusia County Florida 1 $ 50,000 $ 50,000 $ 17,000
Cobb County Georgia 1 $ 424,000 $ 424,000 $ 150,000
Polk County Iowa 1 $ 37,000 $ 37,000 $ 73,000
Cecil County Maryland 1 $ 266,000 $ 266,000 $ 86,000
Harford County Maryland 1 $ 680,000 $ 680,000 $ 183,000
Washington County Maryland 1 $ 299,000 $ 299,000 $ 62,000
Bristol County Massachusetts 1 $ 262,000 $ 262,000 $ 90,000
Plymouth County Massachusetts 1 $ 52,000 $ 52,000 $ 90,000
Avery County North Carolina 1 $ 442,000 $ 442,000 $ 296,000
Catawba County North Carolina 1 $ 100,000 $ 100,000 $ 0
Currituck County North Carolina 1 $ 664,000 $ 664,000 $ 123,000
Davie County North Carolina 1 $ 504,000 $ 504,000 $ 200,000
Iredell County North Carolina 1 $ 264,000 $ 264,000 $ 125,000
Jones County North Carolina 1 $ 58,000 $ 58,000 $ 60,000
Macon County North Carolina 1 $ 139,000 $ 139,000 $ 279,000
Mitchell County North Carolina 1 $ 102,000 $ 102,000 $ 125,000
Montgomery County North Carolina 1 $ 475,000 $ 475,000 $ 221,000
Nash County North Carolina 1 $ 135,000 $ 135,000 $ 60,000
Pamlico County North Carolina 1 $ 304,000 $ 304,000 $ 401,000
Rowan County North Carolina 1 $ 117,000 $ 117,000 $ 43,000
Rutherford County North Carolina 1 $ 48,000 $ 48,000 $ 64,000
Multnomah County Oregon 1 $ 400,000 $ 400,000 $ 144,000
Beaver County Pennsylvania 1 $ 98,000 $ 98,000 $ 31,000
Chester County Pennsylvania 1 $ 275,000 $ 275,000 $ 108,000
Indiana County Pennsylvania 1 $ 60,000 $ 60,000 $ 62,000
Jefferson County Pennsylvania 1 $ 55,000 $ 55,000 $ 25,000
Lackawanna County Pennsylvania 1 $ 146,000 $ 146,000 $ 50,000
Lancaster County Pennsylvania 1 $ 205,000 $ 205,000 $ 120,000
Lycoming County Pennsylvania 1 $ 175,000 $ 175,000 $ 46,000
Mercer County Pennsylvania 1 $ 80,000 $ 80,000 $ 15,000
Philadelphia County Pennsylvania 1 $ 599,000 $ 599,000 $ 156,000
Schuylkill County Pennsylvania 1 $ 93,000 $ 93,000 $ 37,000
Washington County Pennsylvania 1 $ 178,000 $ 178,000 $ 343,000
Wayne County Pennsylvania 1 $ 310,000 $ 310,000 $ 180,000
Westmoreland County Pennsylvania 1 $ 25,000 $ 25,000 $ 50,000
Charleston County South Carolina 1 $ 478,000 $ 478,000 $ 174,000
Greenville County South Carolina 1 $ 59,000 $ 59,000 $ 41,000
Bledsoe County Tennessee 1 $ 75,000 $ 75,000 $ 36,000
Dickson County Tennessee 1 $ 173,000 $ 173,000 $ 113,000
Giles County Tennessee 1 $ 177,000 $ 177,000 $ 61,000
Putnam County Tennessee 1 $ 184,000 $ 184,000 $ 115,000
Warren County Tennessee 1 $ 35,000 $ 35,000 $ 98,000
Albemarle County Virginia 1 $ 352,000 $ 352,000 $ 151,000
Amherst County Virginia 1 $ 73,000 $ 73,000 $ 26,000
Botetourt County Virginia 1 $ 181,000 $ 181,000 $ 45,000
Bristol County Virginia 1 $ 104,000 $ 104,000 $ 41,000
Floyd County Virginia 1 $ 70,000 $ 70,000 $ 18,000
Frederick County Virginia 1 $ 437,000 $ 437,000 $ 173,000
Greene County Virginia 1 $ 520,000 $ 520,000 $ 210,000
King George County Virginia 1 $ 440,000 $ 440,000 $ 163,000
King William County Virginia 1 $ 165,000 $ 165,000 $ 33,000
Manassas Park County Virginia 1 $ 169,000 $ 169,000 $ 170,000
Orange County Virginia 1 $ 218,000 $ 218,000 $ 76,000
Portsmouth County Virginia 1 $ 278,000 $ 278,000 $ 99,000
Prince Edward County Virginia 1 $ 240,000 $ 240,000 $ 44,000
Pulaski County Virginia 1 $ 126,000 $ 126,000 $ 44,000
Radford County Virginia 1 $ 109,000 $ 109,000 $ 65,000
Roanoke County Virginia 1 $ 220,000 $ 220,000 $ 65,000
Roanoke City County Virginia 1 $ 39,000 $ 39,000 $ 44,000
Virginia Beach County Virginia 1 $ 480,000 $ 480,000 $ 124,000
Grays Harbor County Washington 1 $ 115,000 $ 115,000 $ 33,000
Kitsap County Washington 1 $ 162,000 $ 162,000 $ 76,000
Yakima County Washington 1 $ 321,000 $ 321,000 $ 120,000
Harrison County West Virginia 1 $ 170,000 $ 170,000 $ 41,000
Marion County West Virginia 1 $ 85,000 $ 85,000 $ 30,000
Monroe County West Virginia 1 $ 150,000 $ 150,000 $ 62,000
Putnam County West Virginia 1 $ 73,000 $ 73,000 $ 51,000

Mortgage Loan Application Detail Totals for Nations Home Funding, Inc in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 824 $184,971,000 $224,000 $1,600,000 $115,000 $1,008,000
Home Purchase 797 $162,541,000 $203,000 $1,751,000 $114,000 $1,020,000
Home Improvement 6 $832,000 $138,000 $215,000 $60,000 $134,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,276 $276,517,000 $216,000 $1,751,000 $118,000 $1,008,000
Not Provided 171 $32,446,000 $189,000 $948,000 $105,000 $1,020,000
Black or African American 89 $19,179,000 $215,000 $720,000 $110,000 $299,000
Hispanic 63 $12,780,000 $202,000 $650,000 $101,000 $313,000
Asian 20 $5,945,000 $297,000 $1,611,000 $80,000 $275,000
American Indian or Alaskan Native 7 $1,321,000 $188,000 $500,000 $63,000 $132,000
Native Hawaiian or Other Pacific Islander 1 $156,000 $156,000 $156,000 $120,000 $120,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,618 $346,780,000 $214,000 $1,751,000 $115,000 $1,020,000
FHA-insured (Federal Housing Administration) 6 $806,000 $134,000 $194,000 $56,000 $87,000
VA-guaranteed (Veterans Administration) 3 $758,000 $252,000 $395,000 $58,000 $94,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,429 $310,922,000 $217,000 $1,751,000 $116,000 $1,020,000
Application Withdrawn By Applicant 175 $32,464,000 $185,000 $846,000 $105,000 $531,000
File Closed For Incompleteness 11 $1,938,000 $176,000 $332,000 $90,000 $180,000
Application Approved But Not Accepted 7 $1,374,000 $196,000 $400,000 $97,000 $144,000
Application Denied By Financial Institution 5 $1,646,000 $329,000 $743,000 $183,000 $280,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 3 $781,000 $260,000 $711,000 $160,000 $233,000
Collateral 2 $865,000 $432,000 $743,000 $216,000 $280,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nations Home Funding, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nations Home Funding, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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