Nations Home Funding, Inc Mortgage Lending & HMDA Data, 2007
In 2007, Nations Home Funding, Inc of Brentwood, TN reported 1,961 mortgage applications totaling $455.9 million, up 21% from 2006. The average application was for $232,506, and applicants reported an average income of $116,865. 87% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (244), Reno-Sparks, NV (194) and Washington-Arlington-Alexandria, DC-VA-MD-WV (183) (applications in parentheses).
| Mortgage Company & Address | Nations Home Funding, Inc 761 Old Hickory Blvd., Ste 400 Brentwood, TN 37027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,961 |
| Total Mortgage Loan Application Amount | $455,946,000 |
| Average Mortgage Loan Application Amount | $232,506 |
| Highest Mortgage Loan Application Amount | $1,960,000 |
| Average Applicant Income | $116,865 |
| Highest Applicant Income | $1,727,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nations Home Funding, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 236 | $ 48,373,000 | $ 204,970 | $ 105,000 |
| Washoe, Nevada | 192 | $ 43,981,000 | $ 229,067 | $ 102,000 |
| Wake, North Carolina | 117 | $ 25,690,000 | $ 219,572 | $ 133,000 |
| Fairfax, Virginia | 77 | $ 27,133,000 | $ 352,376 | $ 142,000 |
| Guilford, North Carolina | 76 | $ 12,090,000 | $ 159,078 | $ 109,000 |
| Durham, North Carolina | 75 | $ 11,755,000 | $ 156,733 | $ 124,000 |
| Orange, California | 61 | $ 27,997,000 | $ 458,967 | $ 198,000 |
| Douglas, Nevada | 53 | $ 13,772,000 | $ 259,849 | $ 86,000 |
| Orange, North Carolina | 39 | $ 10,397,000 | $ 266,589 | $ 143,000 |
| Pima, Arizona | 32 | $ 3,361,000 | $ 105,031 | $ 101,000 |
| Loudoun, Virginia | 31 | $ 11,547,000 | $ 372,483 | $ 153,000 |
| Nevada, California | 30 | $ 7,286,000 | $ 242,866 | $ 131,000 |
| Johnston, North Carolina | 27 | $ 3,926,000 | $ 145,407 | $ 91,000 |
| Lyon, Nevada | 26 | $ 5,385,000 | $ 207,115 | $ 55,000 |
| Forsyth, North Carolina | 23 | $ 3,558,000 | $ 154,695 | $ 94,000 |
| Prince William, Virginia | 23 | $ 7,764,000 | $ 337,565 | $ 145,000 |
| York, Pennsylvania | 22 | $ 2,846,000 | $ 129,363 | $ 71,000 |
| Carson City, Nevada | 19 | $ 5,310,000 | $ 279,473 | $ 89,000 |
| Adams, Pennsylvania | 19 | $ 2,702,000 | $ 142,210 | $ 73,000 |
| Los Angeles, California | 17 | $ 7,579,000 | $ 445,823 | $ 185,000 |
| Carroll, Maryland | 17 | $ 2,727,000 | $ 160,411 | $ 92,000 |
| Carteret, North Carolina | 15 | $ 4,810,000 | $ 320,666 | $ 166,000 |
| Howard, Maryland | 14 | $ 4,485,000 | $ 320,357 | $ 176,000 |
| Henrico, Virginia | 13 | $ 2,722,000 | $ 209,384 | $ 148,000 |
| Riverside, California | 12 | $ 2,811,000 | $ 234,250 | $ 159,000 |
| Anne Arundel, Maryland | 12 | $ 3,979,000 | $ 331,583 | $ 163,000 |
| Culpeper, Virginia | 12 | $ 2,606,000 | $ 217,166 | $ 101,000 |
| Placer, California | 11 | $ 4,679,000 | $ 425,363 | $ 271,000 |
| Duval, Florida | 10 | $ 1,624,000 | $ 162,400 | $ 74,000 |
| Leon, Florida | 10 | $ 1,682,000 | $ 168,200 | $ 60,000 |
| Montgomery, Maryland | 10 | $ 4,697,000 | $ 469,700 | $ 179,000 |
| Alamance, North Carolina | 10 | $ 1,427,000 | $ 142,700 | $ 91,000 |
| Queen Anne's, Maryland | 9 | $ 2,415,000 | $ 268,333 | $ 112,000 |
| Henderson, North Carolina | 9 | $ 1,817,000 | $ 201,888 | $ 83,000 |
| Watauga, North Carolina | 9 | $ 3,095,000 | $ 343,888 | $ 509,000 |
| Fauquier, Virginia | 9 | $ 2,465,000 | $ 273,888 | $ 128,000 |
| Clark, Washington | 9 | $ 1,175,000 | $ 130,555 | $ 82,000 |
| Pinal, Arizona | 8 | $ 1,743,000 | $ 217,875 | $ 111,000 |
| Davidson, North Carolina | 8 | $ 1,205,000 | $ 150,625 | $ 60,000 |
| Mecklenburg, North Carolina | 8 | $ 1,242,000 | $ 155,250 | $ 93,000 |
| New Hanover, North Carolina | 8 | $ 1,113,000 | $ 139,125 | $ 76,000 |
| Randolph, North Carolina | 8 | $ 1,030,000 | $ 128,750 | $ 50,000 |
| Horry, South Carolina | 8 | $ 1,773,000 | $ 221,625 | $ 174,000 |
| Alexandria, Virginia | 8 | $ 2,388,000 | $ 298,500 | $ 210,000 |
| Spokane, Washington | 8 | $ 1,248,000 | $ 156,000 | $ 72,000 |
| San Diego, California | 7 | $ 3,124,000 | $ 446,285 | $ 153,000 |
| El Paso, Colorado | 7 | $ 957,000 | $ 136,714 | $ 72,000 |
| Clark, Nevada | 7 | $ 1,687,000 | $ 241,000 | $ 137,000 |
| Brunswick, North Carolina | 7 | $ 1,913,000 | $ 273,285 | $ 196,000 |
| Arlington, Virginia | 7 | $ 2,078,000 | $ 296,857 | $ 141,000 |
| San Bernardino, California | 6 | $ 2,086,000 | $ 347,666 | $ 136,000 |
| Broward, Florida | 6 | $ 1,625,000 | $ 270,833 | $ 69,000 |
| Sarasota, Florida | 6 | $ 1,140,000 | $ 190,000 | $ 107,000 |
| Frederick, Maryland | 6 | $ 1,126,000 | $ 187,666 | $ 96,000 |
| Caroline, Virginia | 6 | $ 1,314,000 | $ 219,000 | $ 127,000 |
| Spotsylvania, Virginia | 6 | $ 1,542,000 | $ 257,000 | $ 84,000 |
| District of Columbia, District Of Columbia | 5 | $ 1,516,000 | $ 303,200 | $ 155,000 |
| Pinellas, Florida | 5 | $ 1,012,000 | $ 202,400 | $ 91,000 |
| Baltimore, Maryland | 5 | $ 2,315,000 | $ 463,000 | $ 224,000 |
| Baltimore City, Maryland | 5 | $ 571,000 | $ 114,200 | $ 163,000 |
| Chatham, North Carolina | 5 | $ 1,566,000 | $ 313,200 | $ 130,000 |
| Craven, North Carolina | 5 | $ 538,000 | $ 107,600 | $ 78,000 |
| Onslow, North Carolina | 5 | $ 778,000 | $ 155,600 | $ 182,000 |
| Allegheny, Pennsylvania | 5 | $ 674,000 | $ 134,800 | $ 73,000 |
| Beaver, Pennsylvania | 5 | $ 778,000 | $ 155,600 | $ 78,000 |
| Campbell, Virginia | 5 | $ 620,000 | $ 124,000 | $ 50,000 |
| King, Washington | 5 | $ 1,747,000 | $ 349,400 | $ 147,000 |
| El Dorado, California | 4 | $ 1,033,000 | $ 258,250 | $ 80,000 |
| Santa Clara, California | 4 | $ 1,325,000 | $ 331,250 | $ 181,000 |
| Orange, Florida | 4 | $ 834,000 | $ 208,500 | $ 116,000 |
| Palm Beach, Florida | 4 | $ 721,000 | $ 180,250 | $ 94,000 |
| Polk, Florida | 4 | $ 899,000 | $ 224,750 | $ 118,000 |
| Charles, Maryland | 4 | $ 957,000 | $ 239,250 | $ 95,000 |
| Prince George's, Maryland | 4 | $ 1,273,000 | $ 318,250 | $ 106,000 |
| Dare, North Carolina | 4 | $ 1,675,000 | $ 418,750 | $ 187,000 |
| Person, North Carolina | 4 | $ 484,000 | $ 121,000 | $ 52,000 |
| Pitt, North Carolina | 4 | $ 623,000 | $ 155,750 | $ 120,000 |
| Rockingham, North Carolina | 4 | $ 466,000 | $ 116,500 | $ 49,000 |
| Blair, Pennsylvania | 4 | $ 646,000 | $ 161,500 | $ 64,000 |
| Chester, Pennsylvania | 4 | $ 718,000 | $ 179,500 | $ 75,000 |
| Richmond City, Virginia | 4 | $ 604,000 | $ 151,000 | $ 57,000 |
| Stafford, Virginia | 4 | $ 852,000 | $ 213,000 | $ 73,000 |
| Navajo, Arizona | 3 | $ 1,302,000 | $ 434,000 | $ 102,000 |
| Yuma, Arizona | 3 | $ 418,000 | $ 139,333 | $ 62,000 |
| Arapahoe, Colorado | 3 | $ 463,000 | $ 154,333 | $ 95,000 |
| Boulder, Colorado | 3 | $ 1,008,000 | $ 336,000 | $ 159,000 |
| Denver, Colorado | 3 | $ 445,000 | $ 148,333 | $ 82,000 |
| Hillsborough, Florida | 3 | $ 388,000 | $ 129,333 | $ 46,000 |
| Lee, Florida | 3 | $ 545,000 | $ 181,666 | $ 70,000 |
| Okaloosa, Florida | 3 | $ 771,000 | $ 257,000 | $ 132,000 |
| Bonneville, Idaho | 3 | $ 205,000 | $ 68,333 | $ 170,000 |
| Middlesex, Massachusetts | 3 | $ 919,000 | $ 306,333 | $ 78,000 |
| Lincoln, Nevada | 3 | $ 326,000 | $ 108,666 | $ 70,000 |
| Buncombe, North Carolina | 3 | $ 459,000 | $ 153,000 | $ 36,000 |
| Cleveland, North Carolina | 3 | $ 494,000 | $ 164,666 | $ 70,000 |
| Davie, North Carolina | 3 | $ 470,000 | $ 156,666 | $ 67,000 |
| Franklin, North Carolina | 3 | $ 352,000 | $ 117,333 | $ 76,000 |
| Martin, North Carolina | 3 | $ 295,000 | $ 98,333 | $ 45,000 |
| Pender, North Carolina | 3 | $ 1,322,000 | $ 440,666 | $ 296,000 |
| Marion, Oregon | 3 | $ 1,166,000 | $ 388,666 | $ 96,000 |
| Cambria, Pennsylvania | 3 | $ 259,000 | $ 86,333 | $ 51,000 |
| Cumberland, Pennsylvania | 3 | $ 501,000 | $ 167,000 | $ 136,000 |
| Erie, Pennsylvania | 3 | $ 230,000 | $ 76,666 | $ 66,000 |
| Luzerne, Pennsylvania | 3 | $ 312,000 | $ 104,000 | $ 43,000 |
| Albemarle, Virginia | 3 | $ 557,000 | $ 185,666 | $ 84,000 |
| Botetourt, Virginia | 3 | $ 630,000 | $ 210,000 | $ 70,000 |
| Chesterfield, Virginia | 3 | $ 606,000 | $ 202,000 | $ 60,000 |
| Franklin, Virginia | 3 | $ 1,436,000 | $ 478,666 | $ 153,000 |
| Frederick, Virginia | 3 | $ 680,000 | $ 226,666 | $ 91,000 |
| Hanover, Virginia | 3 | $ 630,000 | $ 210,000 | $ 83,000 |
| Newport News, Virginia | 3 | $ 468,000 | $ 156,000 | $ 16,000 |
| Pulaski, Virginia | 3 | $ 351,000 | $ 117,000 | $ 65,000 |
| Shenandoah, Virginia | 3 | $ 619,000 | $ 206,333 | $ 108,000 |
| Cochise, Arizona | 2 | $ 154,000 | $ 77,000 | $ 45,000 |
| Yavapai, Arizona | 2 | $ 282,000 | $ 141,000 | $ 48,000 |
| Plumas, California | 2 | $ 342,000 | $ 171,000 | $ 206,000 |
| Sacramento, California | 2 | $ 675,000 | $ 337,500 | $ 229,000 |
| San Luis Obispo, California | 2 | $ 315,000 | $ 157,500 | $ 109,000 |
| San Mateo, California | 2 | $ 788,000 | $ 394,000 | $ 205,000 |
| Elbert, Colorado | 2 | $ 576,000 | $ 288,000 | $ 192,000 |
| Jefferson, Colorado | 2 | $ 267,000 | $ 133,500 | $ 47,000 |
| Larimer, Colorado | 2 | $ 412,000 | $ 206,000 | $ 47,000 |
| New Castle, Delaware | 2 | $ 337,000 | $ 168,500 | $ 47,000 |
| Sussex, Delaware | 2 | $ 1,161,000 | $ 580,500 | $ 113,000 |
| Bradford, Florida | 2 | $ 269,000 | $ 134,500 | $ 64,000 |
| Brevard, Florida | 2 | $ 290,000 | $ 145,000 | $ 74,000 |
| Clay, Florida | 2 | $ 568,000 | $ 284,000 | $ 92,000 |
| Escambia, Florida | 2 | $ 199,000 | $ 99,500 | $ 50,000 |
| Flagler, Florida | 2 | $ 607,000 | $ 303,500 | $ 85,000 |
| Lake, Florida | 2 | $ 467,000 | $ 233,500 | $ 71,000 |
| Osceola, Florida | 2 | $ 379,000 | $ 189,500 | $ 81,000 |
| Washington, Florida | 2 | $ 402,000 | $ 201,000 | $ 74,000 |
| Douglas, Georgia | 2 | $ 277,000 | $ 138,500 | $ 88,000 |
| Hancock, Maine | 2 | $ 552,000 | $ 276,000 | $ 103,000 |
| Harford, Maryland | 2 | $ 645,000 | $ 322,500 | $ 101,000 |
| Franklin, Massachusetts | 2 | $ 340,000 | $ 170,000 | $ 113,000 |
| Suffolk, Massachusetts | 2 | $ 471,000 | $ 235,500 | $ 135,000 |
| Nye, Nevada | 2 | $ 282,000 | $ 141,000 | $ 16,000 |
| Storey, Nevada | 2 | $ 422,000 | $ 211,000 | $ 127,000 |
| Avery, North Carolina | 2 | $ 449,000 | $ 224,500 | $ 313,000 |
| Beaufort, North Carolina | 2 | $ 125,000 | $ 62,500 | $ 69,000 |
| Cabarrus, North Carolina | 2 | $ 241,000 | $ 120,500 | $ 70,000 |
| Catawba, North Carolina | 2 | $ 125,000 | $ 62,500 | $ 42,000 |
| Iredell, North Carolina | 2 | $ 302,000 | $ 151,000 | $ 58,000 |
| Lee, North Carolina | 2 | $ 317,000 | $ 158,500 | $ 96,000 |
| Moore, North Carolina | 2 | $ 423,000 | $ 211,500 | $ 84,000 |
| Rutherford, North Carolina | 2 | $ 512,000 | $ 256,000 | $ 208,000 |
| Transylvania, North Carolina | 2 | $ 135,000 | $ 67,500 | $ 42,000 |
| Wilson, North Carolina | 2 | $ 159,000 | $ 79,500 | $ 96,000 |
| Bedford, Pennsylvania | 2 | $ 271,000 | $ 135,500 | $ 82,000 |
| Bucks, Pennsylvania | 2 | $ 502,000 | $ 251,000 | $ 79,000 |
| Lancaster, Pennsylvania | 2 | $ 293,000 | $ 146,500 | $ 74,000 |
| Lycoming, Pennsylvania | 2 | $ 245,000 | $ 122,500 | $ 200,000 |
| Mercer, Pennsylvania | 2 | $ 196,000 | $ 98,000 | $ 40,000 |
| Charleston, South Carolina | 2 | $ 946,000 | $ 473,000 | $ 284,000 |
| Greenville, South Carolina | 2 | $ 374,000 | $ 187,000 | $ 86,000 |
| Davidson, Tennessee | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| King George, Virginia | 2 | $ 495,000 | $ 247,500 | $ 163,000 |
| Norfolk, Virginia | 2 | $ 855,000 | $ 427,500 | $ 209,000 |
| Orange, Virginia | 2 | $ 434,000 | $ 217,000 | $ 71,000 |
| Page, Virginia | 2 | $ 248,000 | $ 124,000 | $ 116,000 |
| Roanoke, Virginia | 2 | $ 303,000 | $ 151,500 | $ 34,000 |
| Virginia Beach, Virginia | 2 | $ 443,000 | $ 221,500 | $ 95,000 |
| Washington, Virginia | 2 | $ 546,000 | $ 273,000 | $ 52,000 |
| York, Virginia | 2 | $ 815,000 | $ 407,500 | $ 183,000 |
| Benton, Washington | 2 | $ 265,000 | $ 132,500 | $ 76,000 |
| Kitsap, Washington | 2 | $ 342,000 | $ 171,000 | $ 47,000 |
| Snohomish, Washington | 2 | $ 467,000 | $ 233,500 | $ 80,000 |
| Berkeley, West Virginia | 2 | $ 398,000 | $ 199,000 | $ 63,000 |
| Tuscaloosa, Alabama | 1 | $ 122,000 | $ 122,000 | $ 166,000 |
| Apache, Arizona | 1 | $ 220,000 | $ 220,000 | $ 120,000 |
| Gila, Arizona | 1 | $ 417,000 | $ 417,000 | $ 360,000 |
| Alameda, California | 1 | $ 600,000 | $ 600,000 | $ 251,000 |
| Contra Costa, California | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Fresno, California | 1 | $ 289,000 | $ 289,000 | $ 214,000 |
| Kern, California | 1 | $ 236,000 | $ 236,000 | $ 232,000 |
| Marin, California | 1 | $ 932,000 | $ 932,000 | $ 363,000 |
| Mono, California | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Monterey, California | 1 | $ 172,000 | $ 172,000 | $ 39,000 |
| Napa, California | 1 | $ 265,000 | $ 265,000 | $ 354,000 |
| Shasta, California | 1 | $ 322,000 | $ 322,000 | $ 26,000 |
| Ventura, California | 1 | $ 400,000 | $ 400,000 | $ 275,000 |
| Adams, Colorado | 1 | $ 228,000 | $ 228,000 | $ 61,000 |
| Chaffee, Colorado | 1 | $ 192,000 | $ 192,000 | $ 40,000 |
| Douglas, Colorado | 1 | $ 693,000 | $ 693,000 | $ 169,000 |
| Fremont, Colorado | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Garfield, Colorado | 1 | $ 207,000 | $ 207,000 | $ 68,000 |
| Gilpin, Colorado | 1 | $ 214,000 | $ 214,000 | $ 58,000 |
| La Plata, Colorado | 1 | $ 790,000 | $ 790,000 | $ 350,000 |
| Lake, Colorado | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Las Animas, Colorado | 1 | $ 118,000 | $ 118,000 | $ 38,000 |
| Mesa, Colorado | 1 | $ 238,000 | $ 238,000 | $ 71,000 |
| Montezuma, Colorado | 1 | $ 266,000 | $ 266,000 | $ 72,000 |
| Weld, Colorado | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| Alachua, Florida | 1 | $ 130,000 | $ 130,000 | $ 32,000 |
| Bay, Florida | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Collier, Florida | 1 | $ 220,000 | $ 220,000 | $ 38,000 |
| Columbia, Florida | 1 | $ 123,000 | $ 123,000 | $ 66,000 |
| Dixie, Florida | 1 | $ 67,000 | $ 67,000 | $ 63,000 |
| Gilchrist, Florida | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Hernando, Florida | 1 | $ 92,000 | $ 92,000 | $ 43,000 |
| Holmes, Florida | 1 | $ 340,000 | $ 340,000 | $ 111,000 |
| Marion, Florida | 1 | $ 114,000 | $ 114,000 | $ 120,000 |
| Monroe, Florida | 1 | $ 283,000 | $ 283,000 | $ 95,000 |
| Nassau, Florida | 1 | $ 289,000 | $ 289,000 | $ 180,000 |
| Santa Rosa, Florida | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Suwannee, Florida | 1 | $ 178,000 | $ 178,000 | $ 99,000 |
| Taylor, Florida | 1 | $ 417,000 | $ 417,000 | $ 400,000 |
| Volusia, Florida | 1 | $ 266,000 | $ 266,000 | $ 262,000 |
| Wakulla, Florida | 1 | $ 294,000 | $ 294,000 | $ 114,000 |
| Cobb, Georgia | 1 | $ 392,000 | $ 392,000 | $ 152,000 |
| Fulton, Georgia | 1 | $ 258,000 | $ 258,000 | $ 58,000 |
| Honolulu, Hawaii | 1 | $ 100,000 | $ 100,000 | $ 208,000 |
| Ada, Idaho | 1 | $ 162,000 | $ 162,000 | $ 45,000 |
| Idaho, Idaho | 1 | $ 240,000 | $ 240,000 | $ 128,000 |
| Polk, Iowa | 1 | $ 37,000 | $ 37,000 | $ 73,000 |
| Calvert, Maryland | 1 | $ 552,000 | $ 552,000 | $ 146,000 |
| Washington, Maryland | 1 | $ 108,000 | $ 108,000 | $ 77,000 |
| Worcester, Maryland | 1 | $ 187,000 | $ 187,000 | $ 48,000 |
| Norfolk, Massachusetts | 1 | $ 369,000 | $ 369,000 | $ 140,000 |
| Wayne, Michigan | 1 | $ 156,000 | $ 156,000 | $ 99,000 |
| Stone, Missouri | 1 | $ 238,000 | $ 238,000 | $ 393,000 |
| Douglas, Nebraska | 1 | $ 125,000 | $ 125,000 | $ 291,000 |
| Churchill, Nevada | 1 | $ 193,000 | $ 193,000 | $ 19,000 |
| Elko, Nevada | 1 | $ 220,000 | $ 220,000 | $ 168,000 |
| Pershing, Nevada | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Chaves, New Mexico | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Grant, New Mexico | 1 | $ 124,000 | $ 124,000 | $ 19,000 |
| San Juan, New Mexico | 1 | $ 280,000 | $ 280,000 | $ 90,000 |
| Sandoval, New Mexico | 1 | $ 199,000 | $ 199,000 | $ 55,000 |
| Caldwell, North Carolina | 1 | $ 49,000 | $ 49,000 | $ 39,000 |
| Cherokee, North Carolina | 1 | $ 80,000 | $ 80,000 | $ 61,000 |
| Currituck, North Carolina | 1 | $ 523,000 | $ 523,000 | $ 178,000 |
| Edgecombe, North Carolina | 1 | $ 257,000 | $ 257,000 | $ 85,000 |
| Gaston, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Granville, North Carolina | 1 | $ 300,000 | $ 300,000 | $ 181,000 |
| Harnett, North Carolina | 1 | $ 114,000 | $ 114,000 | $ 54,000 |
| Jackson, North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 240,000 |
| Mitchell, North Carolina | 1 | $ 199,000 | $ 199,000 | $ 80,000 |
| Pamlico, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 82,000 |
| Robeson, North Carolina | 1 | $ 230,000 | $ 230,000 | $ 62,000 |
| Stokes, North Carolina | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| Yancey, North Carolina | 1 | $ 130,000 | $ 130,000 | $ 174,000 |
| Curry, Oregon | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| Butler, Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 14,000 |
| Clearfield, Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 33,000 |
| Indiana, Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Montgomery, Pennsylvania | 1 | $ 414,000 | $ 414,000 | $ 174,000 |
| Perry, Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 75,000 |
| Schuylkill, Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Somerset, Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 56,000 |
| Washington, Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 132,000 |
| Wayne, Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 70,000 |
| Westmoreland, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Georgetown, South Carolina | 1 | $ 623,000 | $ 623,000 | $ 282,000 |
| Pickens, South Carolina | 1 | $ 80,000 | $ 80,000 | $ 61,000 |
| York, South Carolina | 1 | $ 294,000 | $ 294,000 | $ 73,000 |
| Hamilton, Tennessee | 1 | $ 160,000 | $ 160,000 | $ 84,000 |
| Shelby, Tennessee | 1 | $ 417,000 | $ 417,000 | $ 145,000 |
| Williamson, Tennessee | 1 | $ 157,000 | $ 157,000 | $ 336,000 |
| Bell, Texas | 1 | $ 115,000 | $ 115,000 | $ 336,000 |
| Appomattox, Virginia | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Carroll, Virginia | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Clarke, Virginia | 1 | $ 421,000 | $ 421,000 | $ 110,000 |
| Floyd, Virginia | 1 | $ 136,000 | $ 136,000 | $ 35,000 |
| Fredericksburg, Virginia | 1 | $ 259,000 | $ 259,000 | $ 108,000 |
| Giles, Virginia | 1 | $ 147,000 | $ 147,000 | $ 65,000 |
| Greene, Virginia | 1 | $ 340,000 | $ 340,000 | $ 120,000 |
| Hampton, Virginia | 1 | $ 118,000 | $ 118,000 | $ 328,000 |
| Louisa, Virginia | 1 | $ 212,000 | $ 212,000 | $ 240,000 |
| Lynchburg, Virginia | 1 | $ 80,000 | $ 80,000 | $ 71,000 |
| Manassas Park, Virginia | 1 | $ 244,000 | $ 244,000 | $ 72,000 |
| Montgomery, Virginia | 1 | $ 144,000 | $ 144,000 | $ 47,000 |
| Patrick, Virginia | 1 | $ 121,000 | $ 121,000 | $ 62,000 |
| Roanoke City, Virginia | 1 | $ 126,000 | $ 126,000 | $ 69,000 |
| Westmoreland, Virginia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Douglas, Washington | 1 | $ 137,000 | $ 137,000 | $ 27,000 |
| Franklin, Washington | 1 | $ 52,000 | $ 52,000 | $ 36,000 |
| Grays Harbor, Washington | 1 | $ 139,000 | $ 139,000 | $ 64,000 |
| Pierce, Washington | 1 | $ 388,000 | $ 388,000 | $ 106,000 |
| San Juan, Washington | 1 | $ 409,000 | $ 409,000 | $ 83,000 |
| Skagit, Washington | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Thurston, Washington | 1 | $ 139,000 | $ 139,000 | $ 40,000 |
| Yakima, Washington | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Jefferson, West Virginia | 1 | $ 20,000 | $ 20,000 | $ 70,000 |
| Mercer, West Virginia | 1 | $ 218,000 | $ 218,000 | $ 48,000 |
| Taylor, West Virginia | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Wood, West Virginia | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Lincoln, Wyoming | 1 | $ 185,000 | $ 185,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for Nations Home Funding, Inc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,114 | $271,426,000 | $243,000 | $1,960,000 | $113,000 | $780,000 |
| Home Purchase | 841 | $183,143,000 | $217,000 | $1,873,000 | $122,000 | $1,727,000 |
| Home Improvement | 6 | $1,377,000 | $229,000 | $389,000 | $115,000 | $259,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,452 | $344,203,000 | $237,000 | $1,960,000 | $122,000 | $1,727,000 |
| Not Provided | 280 | $58,867,000 | $210,000 | $999,000 | $106,000 | $720,000 |
| Hispanic | 99 | $23,750,000 | $239,000 | $1,000,000 | $102,000 | $780,000 |
| Black or African American | 88 | $19,999,000 | $227,000 | $881,000 | $105,000 | $304,000 |
| Asian | 18 | $4,624,000 | $256,000 | $760,000 | $85,000 | $213,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $3,638,000 | $227,000 | $1,000,000 | $109,000 | $330,000 |
| American Indian or Alaskan Native | 8 | $865,000 | $108,000 | $188,000 | $79,000 | $93,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,901 | $442,725,000 | $232,000 | $1,960,000 | $119,000 | $1,727,000 |
| FHA-insured (Federal Housing Administration) | 54 | $12,071,000 | $223,000 | $350,000 | $48,000 | $199,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,150,000 | $191,000 | $266,000 | $74,000 | $123,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,712 | $401,743,000 | $234,000 | $1,873,000 | $119,000 | $1,727,000 |
| Application Withdrawn By Applicant | 229 | $51,181,000 | $223,000 | $1,960,000 | $106,000 | $720,000 |
| Application Denied By Financial Institution | 14 | $1,627,000 | $116,000 | $245,000 | $67,000 | $129,000 |
| Application Approved But Not Accepted | 6 | $1,395,000 | $232,000 | $496,000 | $76,000 | $200,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 6 | $334,000 | $55,000 | $84,000 | $94,000 | $129,000 |
| Credit History | 4 | $497,000 | $124,000 | $165,000 | $56,000 | $97,000 |
| Debt-To-Income Ratio | 3 | $599,000 | $199,000 | $245,000 | $36,000 | $45,000 |
| Employment History | 1 | $197,000 | $197,000 | $197,000 | $41,000 | $41,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nations Home Funding, Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nations Home Funding, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About