Nations Reliable Lending, Llc 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nations Reliable Lending, Llc 2506 W Main Street Wilmington, DE 77056 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,950 |
| Total Mortgage Loan Application Amount | $344,657,000 |
| Average Mortgage Loan Application Amount | $177,333 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $704,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Nations Reliable Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nations Reliable Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Nations Reliable Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nations Reliable Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Nations Reliable Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nations Reliable Lending, Llc's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 604 | $ 99,542,000 | $ 164,000 | $ 79,000 |
| Fort Bend County Texas | 115 | $ 21,601,000 | $ 187,000 | $ 89,000 |
| Galveston County Texas | 104 | $ 17,550,000 | $ 168,000 | $ 96,000 |
| Brazoria County Texas | 99 | $ 15,602,000 | $ 157,000 | $ 79,000 |
| Travis County Texas | 80 | $ 17,867,000 | $ 223,000 | $ 108,000 |
| Williamson County Texas | 68 | $ 11,309,000 | $ 166,000 | $ 77,000 |
| Dallas County Texas | 62 | $ 9,487,000 | $ 153,000 | $ 73,000 |
| Tarrant County Texas | 57 | $ 11,892,000 | $ 208,000 | $ 112,000 |
| Montgomery County Texas | 54 | $ 12,231,000 | $ 226,000 | $ 112,000 |
| Hamilton County Ohio | 48 | $ 7,597,000 | $ 158,000 | $ 74,000 |
| Collin County Texas | 41 | $ 9,220,000 | $ 224,000 | $ 128,000 |
| Randall County Texas | 41 | $ 7,747,000 | $ 188,000 | $ 71,000 |
| Denton County Texas | 33 | $ 6,489,000 | $ 196,000 | $ 98,000 |
| Bexar County Texas | 32 | $ 6,201,000 | $ 193,000 | $ 87,000 |
| Butler County Ohio | 31 | $ 5,607,000 | $ 180,000 | $ 93,000 |
| Comal County Texas | 28 | $ 6,198,000 | $ 221,000 | $ 119,000 |
| Hays County Texas | 21 | $ 3,926,000 | $ 186,000 | $ 86,000 |
| Hidalgo County Texas | 20 | $ 3,164,000 | $ 158,000 | $ 71,000 |
| Kenton County Kentucky | 19 | $ 2,698,000 | $ 142,000 | $ 70,000 |
| Clermont County Ohio | 17 | $ 2,672,000 | $ 157,000 | $ 70,000 |
| Warren County Ohio | 17 | $ 2,926,000 | $ 172,000 | $ 91,000 |
| Boone County Kentucky | 16 | $ 2,611,000 | $ 163,000 | $ 72,000 |
| Montgomery County Ohio | 14 | $ 1,845,000 | $ 131,000 | $ 70,000 |
| Bell County Texas | 14 | $ 1,865,000 | $ 133,000 | $ 72,000 |
| Victoria County Texas | 13 | $ 1,804,000 | $ 138,000 | $ 87,000 |
| Chambers County Texas | 12 | $ 1,961,000 | $ 163,000 | $ 86,000 |
| Campbell County Kentucky | 10 | $ 1,627,000 | $ 162,000 | $ 73,000 |
| Bastrop County Texas | 10 | $ 1,991,000 | $ 199,000 | $ 78,000 |
| Ellis County Texas | 10 | $ 1,886,000 | $ 188,000 | $ 73,000 |
| Guadalupe County Texas | 10 | $ 1,751,000 | $ 175,000 | $ 75,000 |
| Wise County Texas | 9 | $ 1,464,000 | $ 162,000 | $ 94,000 |
| Miami County Ohio | 8 | $ 1,298,000 | $ 162,000 | $ 69,000 |
| Nueces County Texas | 8 | $ 1,129,000 | $ 141,000 | $ 74,000 |
| Cameron County Texas | 7 | $ 1,127,000 | $ 161,000 | $ 65,000 |
| El Paso County Texas | 7 | $ 1,600,000 | $ 228,000 | $ 93,000 |
| Rockwall County Texas | 7 | $ 1,432,000 | $ 204,000 | $ 186,000 |
| St. Tammany County Louisiana | 6 | $ 848,000 | $ 141,000 | $ 39,000 |
| Potter County Texas | 6 | $ 1,136,000 | $ 189,000 | $ 131,000 |
| Waller County Texas | 6 | $ 1,077,000 | $ 179,000 | $ 79,000 |
| Clark County Ohio | 5 | $ 777,000 | $ 155,000 | $ 76,000 |
| McLennan County Texas | 5 | $ 1,127,000 | $ 225,000 | $ 107,000 |
| Smith County Texas | 5 | $ 908,000 | $ 181,000 | $ 103,000 |
| Washtenaw County Michigan | 4 | $ 1,001,000 | $ 250,000 | $ 155,000 |
| Hennepin County Minnesota | 4 | $ 1,223,000 | $ 305,000 | $ 120,000 |
| Bandera County Texas | 4 | $ 946,000 | $ 236,000 | $ 70,000 |
| Cherokee County Texas | 4 | $ 716,000 | $ 179,000 | $ 131,000 |
| Ector County Texas | 4 | $ 703,000 | $ 175,000 | $ 109,000 |
| Johnson County Texas | 4 | $ 662,000 | $ 165,000 | $ 194,000 |
| Liberty County Texas | 4 | $ 493,000 | $ 123,000 | $ 69,000 |
| Taylor County Texas | 4 | $ 644,000 | $ 161,000 | $ 71,000 |
| East Baton Rouge County Louisiana | 3 | $ 307,000 | $ 102,000 | $ 54,000 |
| Macomb County Michigan | 3 | $ 400,000 | $ 133,000 | $ 41,000 |
| Oakland County Michigan | 3 | $ 394,000 | $ 131,000 | $ 50,000 |
| Brown County Ohio | 3 | $ 508,000 | $ 169,000 | $ 50,000 |
| Greene County Ohio | 3 | $ 580,000 | $ 193,000 | $ 98,000 |
| Highland County Ohio | 3 | $ 595,000 | $ 198,000 | $ 98,000 |
| Brazos County Texas | 3 | $ 532,000 | $ 177,000 | $ 113,000 |
| Burnet County Texas | 3 | $ 987,000 | $ 329,000 | $ 109,000 |
| Hockley County Texas | 3 | $ 498,000 | $ 166,000 | $ 76,000 |
| Lubbock County Texas | 3 | $ 635,000 | $ 211,000 | $ 173,000 |
| Medina County Texas | 3 | $ 738,000 | $ 246,000 | $ 173,000 |
| Midland County Texas | 3 | $ 459,000 | $ 153,000 | $ 87,000 |
| Parker County Texas | 3 | $ 555,000 | $ 185,000 | $ 60,000 |
| Polk County Texas | 3 | $ 505,000 | $ 168,000 | $ 165,000 |
| Lee County Florida | 2 | $ 441,000 | $ 220,000 | $ 78,000 |
| Pendleton County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 38,000 |
| Jefferson County Louisiana | 2 | $ 412,000 | $ 206,000 | $ 55,000 |
| Monroe County Michigan | 2 | $ 432,000 | $ 216,000 | $ 106,000 |
| Washington County Minnesota | 2 | $ 403,000 | $ 201,000 | $ 102,000 |
| Adams County Ohio | 2 | $ 364,000 | $ 182,000 | $ 67,000 |
| Clinton County Ohio | 2 | $ 319,000 | $ 159,000 | $ 67,000 |
| Cuyahoga County Ohio | 2 | $ 290,000 | $ 145,000 | $ 78,000 |
| Fayette County Ohio | 2 | $ 150,000 | $ 75,000 | $ 42,000 |
| Madison County Ohio | 2 | $ 188,000 | $ 94,000 | $ 34,000 |
| Preble County Ohio | 2 | $ 196,000 | $ 98,000 | $ 48,000 |
| Bosque County Texas | 2 | $ 319,000 | $ 159,000 | $ 86,000 |
| Fayette County Texas | 2 | $ 387,000 | $ 193,000 | $ 93,000 |
| Grayson County Texas | 2 | $ 321,000 | $ 160,000 | $ 48,000 |
| Hardin County Texas | 2 | $ 313,000 | $ 156,000 | $ 113,000 |
| Jefferson County Texas | 2 | $ 544,000 | $ 272,000 | $ 134,000 |
| Kaufman County Texas | 2 | $ 327,000 | $ 163,000 | $ 62,000 |
| Kendall County Texas | 2 | $ 463,000 | $ 231,000 | $ 79,000 |
| Kerr County Texas | 2 | $ 614,000 | $ 307,000 | $ 71,000 |
| Kleberg County Texas | 2 | $ 314,000 | $ 157,000 | $ 51,000 |
| Nacogdoches County Texas | 2 | $ 339,000 | $ 169,000 | $ 53,000 |
| San Jacinto County Texas | 2 | $ 331,000 | $ 165,000 | $ 57,000 |
| Val Verde County Texas | 2 | $ 411,000 | $ 205,000 | $ 74,000 |
| Webb County Texas | 2 | $ 335,000 | $ 167,000 | $ 71,000 |
| Wharton County Texas | 2 | $ 280,000 | $ 140,000 | $ 96,000 |
| Wilson County Texas | 2 | $ 365,000 | $ 182,000 | $ 66,000 |
| Larimer County Colorado | 1 | $ 308,000 | $ 308,000 | $ 200,000 |
| Livingston County Louisiana | 1 | $ 142,000 | $ 142,000 | $ 67,000 |
| Vermilion County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 68,000 |
| Webster County Louisiana | 1 | $ 132,000 | $ 132,000 | $ 80,000 |
| West Baton Rouge County Louisiana | 1 | $ 138,000 | $ 138,000 | $ 25,000 |
| Genesee County Michigan | 1 | $ 40,000 | $ 40,000 | $ 31,000 |
| Hillsdale County Michigan | 1 | $ 79,000 | $ 79,000 | $ 102,000 |
| Wayne County Michigan | 1 | $ 300,000 | $ 300,000 | $ 125,000 |
| Dakota County Minnesota | 1 | $ 212,000 | $ 212,000 | $ 72,000 |
| Otter Tail County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 61,000 |
| Mahoning County Ohio | 1 | $ 324,000 | $ 324,000 | $ 217,000 |
| Ross County Ohio | 1 | $ 87,000 | $ 87,000 | $ 53,000 |
| Tuscarawas County Ohio | 1 | $ 116,000 | $ 116,000 | $ 65,000 |
| Anderson County Texas | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Angelina County Texas | 1 | $ 170,000 | $ 170,000 | $ 118,000 |
| Atascosa County Texas | 1 | $ 105,000 | $ 105,000 | $ 143,000 |
| Austin County Texas | 1 | $ 192,000 | $ 192,000 | $ 80,000 |
| Blanco County Texas | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Bowie County Texas | 1 | $ 306,000 | $ 306,000 | $ 108,000 |
| Burleson County Texas | 1 | $ 227,000 | $ 227,000 | $ 108,000 |
| Caldwell County Texas | 1 | $ 221,000 | $ 221,000 | $ 67,000 |
| Erath County Texas | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Fannin County Texas | 1 | $ 193,000 | $ 193,000 | $ 140,000 |
| Grimes County Texas | 1 | $ 86,000 | $ 86,000 | $ 90,000 |
| Hartley County Texas | 1 | $ 346,000 | $ 346,000 | $ 132,000 |
| Henderson County Texas | 1 | $ 417,000 | $ 417,000 | $ 168,000 |
| Hood County Texas | 1 | $ 264,000 | $ 264,000 | $ 120,000 |
| Hunt County Texas | 1 | $ 211,000 | $ 211,000 | $ 158,000 |
| Hutchinson County Texas | 1 | $ 206,000 | $ 206,000 | $ 47,000 |
| Lampasas County Texas | 1 | $ 290,000 | $ 290,000 | $ 87,000 |
| Lee County Texas | 1 | $ 172,000 | $ 172,000 | $ 112,000 |
| Limestone County Texas | 1 | $ 270,000 | $ 270,000 | $ 90,000 |
| Live Oak County Texas | 1 | $ 163,000 | $ 163,000 | $ 138,000 |
| Matagorda County Texas | 1 | $ 132,000 | $ 132,000 | $ 62,000 |
| Mills County Texas | 1 | $ 99,000 | $ 99,000 | $ 38,000 |
| Montague County Texas | 1 | $ 318,000 | $ 318,000 | $ 126,000 |
| Orange County Texas | 1 | $ 98,000 | $ 98,000 | $ 44,000 |
| Palo Pinto County Texas | 1 | $ 242,000 | $ 242,000 | $ 79,000 |
| Pecos County Texas | 1 | $ 248,000 | $ 248,000 | $ 126,000 |
| Rusk County Texas | 1 | $ 88,000 | $ 88,000 | $ 100,000 |
| San Patricio County Texas | 1 | $ 180,000 | $ 180,000 | $ 182,000 |
| Tyler County Texas | 1 | $ 280,000 | $ 280,000 | $ 146,000 |
| Washington County Texas | 1 | $ 324,000 | $ 324,000 | $ 92,000 |
| Wichita County Texas | 1 | $ 68,000 | $ 68,000 | $ 68,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,156 | $195,008,000 | $168,000 | $1,125,000 | $80,000 | $625,000 |
| Refinancing | 793 | $149,473,000 | $188,000 | $1,200,000 | $96,000 | $704,000 |
| Home Improvement | 1 | $176,000 | $176,000 | $176,000 | $103,000 | $103,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,169 | $220,493,000 | $188,000 | $1,200,000 | $95,000 | $704,000 |
| Hispanic | 405 | $60,232,000 | $148,000 | $471,000 | $71,000 | $600,000 |
| Black or African American | 254 | $43,052,000 | $169,000 | $980,000 | $76,000 | $434,000 |
| Not Provided | 71 | $12,118,000 | $170,000 | $456,000 | $83,000 | $283,000 |
| Asian | 41 | $7,097,000 | $173,000 | $324,000 | $84,000 | $218,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $966,000 | $161,000 | $242,000 | $94,000 | $196,000 |
| American Indian or Alaskan Native | 4 | $699,000 | $174,000 | $301,000 | $69,000 | $101,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 936 | $142,232,000 | $151,000 | $366,000 | $67,000 | $276,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 880 | $177,632,000 | $201,000 | $1,200,000 | $110,000 | $704,000 |
| VA-guaranteed (Veterans Administration) | 98 | $19,630,000 | $200,000 | $456,000 | $81,000 | $188,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $5,163,000 | $143,000 | $265,000 | $59,000 | $300,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,132 | $195,861,000 | $173,000 | $968,000 | $84,000 | $704,000 |
| Application Withdrawn By Applicant | 642 | $118,348,000 | $184,000 | $1,200,000 | $91,000 | $617,000 |
| Application Approved But Not Accepted | 74 | $12,680,000 | $171,000 | $664,000 | $87,000 | $370,000 |
| Application Denied By Financial Institution | 67 | $11,925,000 | $177,000 | $1,125,000 | $95,000 | $625,000 |
| File Closed For Incompleteness | 34 | $5,781,000 | $170,000 | $346,000 | $83,000 | $224,000 |
| Preapproval Denied by Financial Institution | 1 | $62,000 | $62,000 | $62,000 | $30,000 | $30,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 18 | $3,079,000 | $171,000 | $417,000 | $128,000 | $417,000 |
| Debt-To-Income Ratio | 15 | $2,777,000 | $185,000 | $456,000 | $58,000 | $135,000 |
| Collateral | 6 | $835,000 | $139,000 | $195,000 | $59,000 | $114,000 |
| Credit Application Incomplete | 5 | $602,000 | $120,000 | $184,000 | $61,000 | $90,000 |
| Credit History | 3 | $1,488,000 | $496,000 | $1,125,000 | $251,000 | $625,000 |
| Employment History | 3 | $417,000 | $139,000 | $150,000 | $41,000 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $406,000 | $135,000 | $200,000 | $30,000 | $54,000 |
| Unverifiable Information | 1 | $156,000 | $156,000 | $156,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nations Reliable Lending, Llc's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nations Reliable Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.