Nations Reliable Lending, LLC Mortgage Lending & HMDA Data, 2017
In 2017, Nations Reliable Lending, LLC of Houston, TX reported 8,311 mortgage applications totaling $1.6 billion, up 20% from 2016. The average application was for $195,217, and applicants reported an average income of $85,738. 65% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (3,094), Cincinnati, OH-KY-IN (1,049) and Austin-Round Rock, TX (725) (applications in parentheses).
| Mortgage Company & Address | Nations Reliable Lending, LLC Houston, TX 77057 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,311 |
| Total Mortgage Loan Application Amount | $1,622,456,000 |
| Average Mortgage Loan Application Amount | $195,217 |
| Highest Mortgage Loan Application Amount | $2,175,000 |
| Average Applicant Income | $85,738 |
| Highest Applicant Income | $2,542,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nations Reliable Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-The Woodlands-Sugar Land, TX | 3,094 | $ 631,339,000 | $ 204,052 | $ 91,000 |
| Cincinnati, OH-KY-IN | 1,049 | $ 153,853,000 | $ 146,666 | $ 66,287 |
| Austin-Round Rock, TX | 725 | $ 183,275,000 | $ 252,793 | $ 99,000 |
| San Antonio-New Braunfels, TX | 338 | $ 66,523,000 | $ 196,813 | $ 86,000 |
| Dallas-Plano-Irving, TX | 287 | $ 60,751,000 | $ 211,675 | $ 88,000 |
| Fort Worth-Arlington, TX | 217 | $ 41,296,000 | $ 190,304 | $ 76,000 |
| Amarillo, TX | 209 | $ 37,088,000 | $ 177,454 | $ 78,000 |
| Chicago-Naperville-Arlington Heights, IL | 164 | $ 32,537,000 | $ 198,396 | $ 76,000 |
| Homosassa Springs, FL | 157 | $ 20,499,000 | $ 130,566 | $ 58,000 |
| Corpus Christi, TX | 136 | $ 20,723,000 | $ 152,375 | $ 67,000 |
| St. Louis, MO-IL | 122 | $ 21,735,000 | $ 178,155 | $ 87,491 |
| New Orleans-Metairie, LA | 93 | $ 22,947,000 | $ 246,741 | $ 101,000 |
| Denver-Aurora-Lakewood, CO | 88 | $ 26,013,000 | $ 295,602 | $ 88,000 |
| Ocala, FL | 86 | $ 12,332,000 | $ 143,395 | $ 65,000 |
| Odessa, TX | 83 | $ 14,590,000 | $ 175,783 | $ 83,000 |
| Naples-Immokalee-Marco Island, FL | 63 | $ 21,887,000 | $ 347,412 | $ 225,000 |
| Dayton, OH | 49 | $ 7,331,000 | $ 149,612 | $ 73,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 45 | $ 8,120,000 | $ 180,444 | $ 78,000 |
| Midland, TX | 38 | $ 7,138,000 | $ 187,842 | $ 79,000 |
| Pittsburgh, PA | 38 | $ 6,324,000 | $ 166,421 | $ 94,000 |
| Victoria, TX | 38 | $ 6,102,000 | $ 160,578 | $ 67,000 |
| Tampa-St. Petersburg-Clearwater, FL | 32 | $ 6,676,000 | $ 208,625 | $ 97,000 |
| Baltimore-Columbia-Towson, MD | 31 | $ 8,039,000 | $ 259,322 | $ 93,000 |
| Killeen-Temple, TX | 26 | $ 4,240,000 | $ 163,076 | $ 62,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 21 | $ 4,972,000 | $ 236,761 | $ 57,714 |
| The Villages, FL | 20 | $ 3,369,000 | $ 168,450 | $ 67,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 18 | $ 5,320,000 | $ 295,555 | $ 129,000 |
| Atlanta-Sandy Springs-Roswell, GA | 15 | $ 3,548,000 | $ 236,533 | $ 79,000 |
| McAllen-Edinburg-Mission, TX | 10 | $ 1,698,000 | $ 169,800 | $ 62,000 |
| Beaumont-Port Arthur, TX | 9 | $ 1,370,000 | $ 152,222 | $ 90,000 |
| Brownsville-Harlingen, TX | 9 | $ 1,234,000 | $ 137,111 | $ 77,000 |
| Orlando-Kissimmee-Sanford, FL | 9 | $ 1,392,000 | $ 154,666 | $ 45,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 1,522,000 | $ 190,250 | $ 56,000 |
| Laredo, TX | 8 | $ 1,793,000 | $ 224,125 | $ 91,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 1,469,000 | $ 209,857 | $ 145,000 |
| College Station-Bryan, TX | 7 | $ 1,013,000 | $ 144,714 | $ 86,000 |
| Elgin, IL | 7 | $ 1,266,000 | $ 180,857 | $ 82,000 |
| Shreveport-Bossier City, LA | 7 | $ 1,336,000 | $ 190,857 | $ 81,000 |
| El Paso, TX | 6 | $ 740,000 | $ 123,333 | $ 63,000 |
| Kansas City, MO-KS | 6 | $ 1,301,000 | $ 216,833 | $ 131,333 |
| Lubbock, TX | 6 | $ 1,112,000 | $ 185,333 | $ 109,000 |
| Port St. Lucie, FL | 6 | $ 1,362,000 | $ 227,000 | $ 75,000 |
| Greeley, CO | 5 | $ 1,235,000 | $ 247,000 | $ 55,000 |
| Boulder, CO | 4 | $ 1,026,000 | $ 256,500 | $ 55,000 |
| Colorado Springs, CO | 4 | $ 1,056,000 | $ 264,000 | $ 95,000 |
| Columbus, OH | 4 | $ 811,000 | $ 202,750 | $ 61,000 |
| New Haven-Milford, CT | 4 | $ 555,000 | $ 138,750 | $ 62,000 |
| Tyler, TX | 4 | $ 701,000 | $ 175,250 | $ 223,000 |
| Waco, TX | 4 | $ 974,000 | $ 243,500 | $ 98,000 |
| Baton Rouge, LA | 3 | $ 712,000 | $ 237,333 | $ 112,000 |
| Cleveland-Elyria, OH | 3 | $ 522,000 | $ 174,000 | $ 89,000 |
| Fort Collins, CO | 3 | $ 720,000 | $ 240,000 | $ 50,000 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 1,882,000 | $ 627,333 | $ 172,000 |
| Pueblo, CO | 3 | $ 531,000 | $ 177,000 | $ 58,000 |
| Riverside-San Bernardino-Ontario, CA | 3 | $ 670,000 | $ 223,333 | $ 58,000 |
| Silver Spring-Frederick-Rockville, MD | 3 | $ 897,000 | $ 299,000 | $ 51,000 |
| Texarkana, TX-AR | 3 | $ 563,000 | $ 187,666 | $ 124,000 |
| Wichita, KS | 3 | $ 190,000 | $ 63,333 | $ 150,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 401,000 | $ 200,500 | $ 29,000 |
| Gary, IN | 2 | $ 555,000 | $ 277,500 | $ 36,000 |
| Knoxville, TN | 2 | $ 378,000 | $ 189,000 | $ 124,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 763,000 | $ 381,500 | $ 120,000 |
| Longview, TX | 2 | $ 249,000 | $ 124,500 | $ 41,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 532,000 | $ 266,000 | $ 89,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 473,000 | $ 236,500 | $ 93,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 454,000 | $ 227,000 | $ 145,000 |
| San Diego-Carlsbad, CA | 2 | $ 699,000 | $ 349,500 | $ 80,000 |
| Springfield, MO | 2 | $ 238,000 | $ 119,000 | $ 34,000 |
| Wichita Falls, TX | 2 | $ 418,000 | $ 209,000 | $ 137,000 |
| Abilene, TX | 1 | $ 241,000 | $ 241,000 | $ 103,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 202,000 | $ 202,000 | $ 64,000 |
| Bakersfield, CA | 1 | $ 122,000 | $ 122,000 | $ 38,000 |
| Boise City, ID | 1 | $ 260,000 | $ 260,000 | $ 46,000 |
| Canton-Massillon, OH | 1 | $ 136,000 | $ 136,000 | $ 44,000 |
| Cape Girardeau, MO-IL | 1 | $ 247,000 | $ 247,000 | $ 113,000 |
| Champaign-Urbana, IL | 1 | $ 123,000 | $ 123,000 | $ 77,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1 | $ 92,000 | $ 92,000 | $ 165,000 |
| Columbia, MO | 1 | $ 98,000 | $ 98,000 | $ 108,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 271,000 | $ 271,000 | $ 90,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 170,000 | $ 170,000 | $ 75,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| Dover, DE | 1 | $ 183,000 | $ 183,000 | $ 70,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 90,000 | $ 90,000 | $ 100,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Hammond, LA | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 152,000 | $ 152,000 | $ 47,000 |
| Jackson, TN | 1 | $ 245,000 | $ 245,000 | $ 185,000 |
| Jacksonville, FL | 1 | $ 256,000 | $ 256,000 | $ 120,000 |
| Johnstown, PA | 1 | $ 314,000 | $ 314,000 | $ 130,000 |
| Kankakee, IL | 1 | $ 283,000 | $ 283,000 | $ 93,000 |
| Lafayette, LA | 1 | $ 298,000 | $ 298,000 | $ 180,000 |
| Lake Charles, LA | 1 | $ 166,000 | $ 166,000 | $ 62,000 |
| Lakeland-Winter Haven, FL | 1 | $ 76,000 | $ 76,000 | $ 32,000 |
| Lawton, OK | 1 | $ 139,000 | $ 139,000 | $ 43,000 |
| Lexington-Fayette, KY | 1 | $ 157,000 | $ 157,000 | $ 55,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 1,141,000 | $ 1,141,000 | $ 319,000 |
| Mankato-North Mankato, MN | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
| Medford, OR | 1 | $ 275,000 | $ 275,000 | $ 58,000 |
| Memphis, TN-MS-AR | 1 | $ 347,000 | $ 347,000 | $ 124,000 |
| Mobile, AL | 1 | $ 179,000 | $ 179,000 | $ 49,000 |
| Niles-Benton Harbor, MI | 1 | $ 420,000 | $ 420,000 | $ 148,000 |
| Oklahoma City, OK | 1 | $ 226,000 | $ 226,000 | $ 130,000 |
| Philadelphia, PA | 1 | $ 80,000 | $ 80,000 | $ 62,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Stockton-Lodi, CA | 1 | $ 257,000 | $ 257,000 | $ 79,000 |
| Terre Haute, IN | 1 | $ 57,000 | $ 57,000 | $ 96,000 |
| Toledo, OH | 1 | $ 61,000 | $ 61,000 | $ 21,000 |
| Topeka, KS | 1 | $ 182,000 | $ 182,000 | $ 175,000 |
| Visalia-Porterville, CA | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Warner Robins, GA | 1 | $ 90,000 | $ 90,000 | $ 43,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 208,000 | $ 208,000 | $ 54,000 |
| Wilmington, DE-MD-NJ | 1 | $ 102,000 | $ 102,000 | $ 31,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 181,000 | $ 181,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Nations Reliable Lending, LLC in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,279 | $1,408,481,000 | $193,000 | $2,175,000 | $84,000 | $1,690,000 |
| Refinancing | 1,032 | $213,975,000 | $207,000 | $2,000,000 | $98,000 | $2,542,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,497 | $903,352,000 | $200,000 | $2,175,000 | $92,000 | $2,542,000 |
| Hispanic | 1,942 | $338,650,000 | $174,000 | $908,000 | $69,000 | $1,107,000 |
| Black or African American | 1,113 | $215,690,000 | $193,000 | $1,480,000 | $78,000 | $1,267,000 |
| Not Provided | 418 | $89,241,000 | $213,000 | $1,700,000 | $102,000 | $1,690,000 |
| Asian | 264 | $59,050,000 | $223,000 | $720,000 | $102,000 | $447,000 |
| Not applicable | 35 | $7,608,000 | $217,000 | $900,000 | $125,000 | $1,362,000 |
| American Indian or Alaskan Native | 25 | $5,269,000 | $210,000 | $404,000 | $122,000 | $783,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $3,596,000 | $211,000 | $336,000 | $83,000 | $169,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,894 | $677,189,000 | $173,000 | $581,000 | $65,000 | $1,267,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,591 | $776,085,000 | $216,000 | $2,175,000 | $110,000 | $2,542,000 |
| VA-guaranteed (Veterans Administration) | 615 | $138,488,000 | $225,000 | $592,000 | $81,000 | $430,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 211 | $30,694,000 | $145,000 | $299,000 | $53,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,361 | $1,048,076,000 | $195,000 | $1,763,000 | $87,000 | $1,362,000 |
| File Closed For Incompleteness | 1,333 | $268,756,000 | $201,000 | $2,000,000 | $86,000 | $2,542,000 |
| Application Withdrawn By Applicant | 1,103 | $222,835,000 | $202,000 | $2,175,000 | $88,000 | $1,477,000 |
| Application Denied By Financial Institution | 456 | $72,543,000 | $159,000 | $1,700,000 | $62,000 | $1,690,000 |
| Application Approved But Not Accepted | 58 | $10,246,000 | $176,000 | $408,000 | $78,000 | $256,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 213 | $29,085,000 | $136,000 | $336,000 | $54,000 | $396,000 |
| Debt-To-Income Ratio | 127 | $21,899,000 | $172,000 | $552,000 | $54,000 | $806,000 |
| Other | 41 | $7,804,000 | $190,000 | $1,700,000 | $84,000 | $1,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $4,008,000 | $190,000 | $522,000 | $62,000 | $165,000 |
| Unverifiable Information | 16 | $3,750,000 | $234,000 | $572,000 | $89,000 | $228,000 |
| Employment History | 15 | $2,762,000 | $184,000 | $337,000 | $59,000 | $135,000 |
| Collateral | 12 | $1,744,000 | $145,000 | $323,000 | $198,000 | $1,690,000 |
| Credit Application Incomplete | 1 | $162,000 | $162,000 | $162,000 | $61,000 | $61,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nations Reliable Lending, LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nations Reliable Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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