Nations Reliable Lending, LLC Mortgage Lending & HMDA Data, 2020
In 2020, Nations Reliable Lending, LLC of Houston, TX reported 14,776 mortgage applications totaling $3.6 billion, up 75% from 2019. The average application was for $244,106, and applicants reported an average income of $104,909. 75% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (4,278), Cincinnati, OH-KY-IN (1,946) and Austin-Round Rock, TX (1,506) (applications in parentheses).
| Mortgage Company & Address | Nations Reliable Lending, LLC Houston, TX 77057 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 14,776 |
| Total Mortgage Loan Application Amount | $3,606,920,000 |
| Average Mortgage Loan Application Amount | $244,106 |
| Highest Mortgage Loan Application Amount | $3,335,000 |
| Average Applicant Income | $104,909 |
| Highest Applicant Income | $3,360,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nations Reliable Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-The Woodlands-Sugar Land, TX | 4,278 | $ 1,014,210,000 | $ 237,075 | $ 106,000 |
| Cincinnati, OH-KY-IN | 1,946 | $ 382,140,000 | $ 196,372 | $ 81,696 |
| Austin-Round Rock, TX | 1,506 | $ 467,590,000 | $ 310,484 | $ 133,000 |
| Outside any metro area | 629 | $ 129,805,000 | $ 206,367 | $ 91,100 |
| Dallas-Plano-Irving, TX | 628 | $ 185,960,000 | $ 296,114 | $ 134,000 |
| Riverside-San Bernardino-Ontario, CA | 558 | $ 173,460,000 | $ 310,860 | $ 115,000 |
| San Antonio-New Braunfels, TX | 457 | $ 114,335,000 | $ 250,185 | $ 104,000 |
| Amarillo, TX | 363 | $ 79,385,000 | $ 218,691 | $ 97,000 |
| Homosassa Springs, FL | 351 | $ 60,935,000 | $ 173,603 | $ 76,000 |
| Fort Worth-Arlington, TX | 344 | $ 85,760,000 | $ 249,302 | $ 105,000 |
| Ocala, FL | 316 | $ 57,240,000 | $ 181,139 | $ 77,000 |
| Chicago-Naperville, IL | 255 | $ 54,675,000 | $ 214,411 | $ 75,000 |
| McAllen-Edinburg-Mission, TX | 237 | $ 42,505,000 | $ 179,345 | $ 87,000 |
| San Diego-Carlsbad, CA | 184 | $ 71,640,000 | $ 389,347 | $ 141,000 |
| Odessa, TX | 177 | $ 39,355,000 | $ 222,344 | $ 86,000 |
| New Orleans-Metairie, LA | 169 | $ 45,215,000 | $ 267,544 | $ 118,000 |
| Brownsville-Harlingen, TX | 168 | $ 30,080,000 | $ 179,047 | $ 87,000 |
| The Villages, FL | 158 | $ 38,640,000 | $ 244,556 | $ 116,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 128 | $ 36,700,000 | $ 286,718 | $ 80,000 |
| Los Angeles-Long Beach-Glendale, CA | 110 | $ 44,060,000 | $ 400,545 | $ 128,000 |
| Milwaukee-Waukesha-West Allis, WI | 106 | $ 22,860,000 | $ 215,660 | $ 93,000 |
| Tacoma-Lakewood, WA | 92 | $ 29,860,000 | $ 324,565 | $ 104,000 |
| Corpus Christi, TX | 83 | $ 16,155,000 | $ 194,638 | $ 73,000 |
| Orlando-Kissimmee-Sanford, FL | 79 | $ 18,505,000 | $ 234,240 | $ 101,000 |
| Warren-Troy-Farmington Hills, MI | 55 | $ 11,825,000 | $ 215,000 | $ 79,000 |
| Denver-Aurora-Lakewood, CO | 51 | $ 16,885,000 | $ 331,078 | $ 107,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 47 | $ 15,105,000 | $ 321,382 | $ 128,000 |
| Atlanta-Sandy Springs-Roswell, GA | 43 | $ 9,095,000 | $ 211,511 | $ 97,000 |
| Naples-Immokalee-Marco Island, FL | 40 | $ 13,590,000 | $ 339,750 | $ 201,000 |
| Dayton-Springfield-Kettering, OH | 37 | $ 7,745,000 | $ 209,324 | $ 91,000 |
| Detroit-Dearborn-Livonia, MI | 37 | $ 6,005,000 | $ 162,297 | $ 68,000 |
| Tampa-St. Petersburg-Clearwater, FL | 37 | $ 8,865,000 | $ 239,594 | $ 95,000 |
| Killeen-Temple, TX | 35 | $ 8,125,000 | $ 232,142 | $ 84,000 |
| Midland, TX | 33 | $ 7,665,000 | $ 232,272 | $ 85,000 |
| Seattle-Bellevue-Everett, WA | 33 | $ 11,935,000 | $ 361,666 | $ 130,000 |
| Anaheim-Santa Ana-Irvine, CA | 30 | $ 14,910,000 | $ 497,000 | $ 151,000 |
| Knoxville, TN | 30 | $ 7,210,000 | $ 240,333 | $ 100,000 |
| Columbus, OH | 29 | $ 7,205,000 | $ 248,448 | $ 123,000 |
| Victoria, TX | 28 | $ 5,740,000 | $ 205,000 | $ 100,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 25 | $ 5,305,000 | $ 212,200 | $ 85,000 |
| Charleston-North Charleston, SC | 24 | $ 5,950,000 | $ 247,916 | $ 83,000 |
| College Station-Bryan, TX | 24 | $ 4,330,000 | $ 180,416 | $ 95,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 24 | $ 6,430,000 | $ 267,916 | $ 86,000 |
| Baltimore-Columbia-Towson, MD | 23 | $ 6,595,000 | $ 286,739 | $ 119,000 |
| Miami-Miami Beach-Kendall, FL | 22 | $ 5,560,000 | $ 252,727 | $ 155,000 |
| Prescott Valley-Prescott, AZ | 22 | $ 5,060,000 | $ 230,000 | $ 61,000 |
| Beaumont-Port Arthur, TX | 21 | $ 4,015,000 | $ 191,190 | $ 78,000 |
| Gainesville, FL | 21 | $ 4,175,000 | $ 198,809 | $ 70,000 |
| Phoenix-Mesa-Scottsdale, AZ | 18 | $ 4,920,000 | $ 273,333 | $ 115,000 |
| Olympia-Tumwater, WA | 17 | $ 4,655,000 | $ 273,823 | $ 90,000 |
| Racine, WI | 17 | $ 2,505,000 | $ 147,352 | $ 95,000 |
| Lakeland-Winter Haven, FL | 15 | $ 3,795,000 | $ 253,000 | $ 83,000 |
| Madison, WI | 15 | $ 2,765,000 | $ 184,333 | $ 74,000 |
| Oakland-Hayward-Berkeley, CA | 13 | $ 5,815,000 | $ 447,307 | $ 140,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 13 | $ 4,665,000 | $ 358,846 | $ 184,230 |
| North Port-Sarasota-Bradenton, FL | 12 | $ 3,920,000 | $ 326,666 | $ 146,000 |
| Toledo, OH | 12 | $ 1,900,000 | $ 158,333 | $ 94,000 |
| Cleveland-Elyria, OH | 11 | $ 2,535,000 | $ 230,454 | $ 109,000 |
| Indianapolis-Carmel-Anderson, IN | 11 | $ 1,745,000 | $ 158,636 | $ 95,000 |
| Baton Rouge, LA | 10 | $ 1,830,000 | $ 183,000 | $ 71,000 |
| Fort Collins, CO | 10 | $ 3,720,000 | $ 372,000 | $ 256,000 |
| Lubbock, TX | 10 | $ 2,090,000 | $ 209,000 | $ 112,000 |
| Oklahoma City, OK | 10 | $ 1,650,000 | $ 165,000 | $ 69,000 |
| Appleton, WI | 9 | $ 1,145,000 | $ 127,222 | $ 50,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 2,285,000 | $ 253,888 | $ 113,000 |
| Newark, NJ-PA | 9 | $ 3,615,000 | $ 401,666 | $ 409,000 |
| St. Cloud, MN | 9 | $ 1,595,000 | $ 177,222 | $ 54,000 |
| Abilene, TX | 8 | $ 1,380,000 | $ 172,500 | $ 123,000 |
| Cape Coral-Fort Myers, FL | 8 | $ 2,620,000 | $ 327,500 | $ 157,000 |
| El Paso, TX | 8 | $ 1,270,000 | $ 158,750 | $ 105,000 |
| Elgin, IL | 8 | $ 1,780,000 | $ 222,500 | $ 96,000 |
| Greeley, CO | 8 | $ 1,940,000 | $ 242,500 | $ 63,000 |
| Kansas City, MO-KS | 8 | $ 1,630,000 | $ 203,750 | $ 90,500 |
| Sacramento--Roseville--Arden-Arcade, CA | 8 | $ 2,940,000 | $ 367,500 | $ 143,000 |
| Waco, TX | 8 | $ 1,570,000 | $ 196,250 | $ 57,000 |
| Janesville-Beloit, WI | 7 | $ 1,025,000 | $ 146,428 | $ 50,000 |
| Johnstown, PA | 7 | $ 815,000 | $ 116,428 | $ 58,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 2,975,000 | $ 425,000 | $ 137,000 |
| Savannah, GA | 7 | $ 2,115,000 | $ 302,142 | $ 95,000 |
| Sherman-Denison, TX | 7 | $ 1,545,000 | $ 220,714 | $ 87,000 |
| Flint, MI | 6 | $ 1,150,000 | $ 191,666 | $ 88,000 |
| Lafayette, LA | 6 | $ 1,230,000 | $ 205,000 | $ 102,000 |
| Memphis, TN-MS-AR | 6 | $ 1,060,000 | $ 176,666 | $ 127,000 |
| San Angelo, TX | 6 | $ 1,190,000 | $ 198,333 | $ 105,000 |
| Stockton-Lodi, CA | 6 | $ 1,740,000 | $ 290,000 | $ 157,000 |
| Tyler, TX | 6 | $ 1,050,000 | $ 175,000 | $ 57,000 |
| Birmingham-Hoover, AL | 5 | $ 1,515,000 | $ 303,000 | $ 187,000 |
| Gulfport-Biloxi-Pascagoula, MS | 5 | $ 345,000 | $ 69,000 | $ 110,000 |
| Jacksonville, FL | 5 | $ 1,385,000 | $ 277,000 | $ 121,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 1,515,000 | $ 303,000 | $ 133,800 |
| Mobile, AL | 5 | $ 625,000 | $ 125,000 | $ 37,000 |
| New York-Newark, NY | 5 | $ 1,355,000 | $ 271,000 | $ 400,000 |
| Rochester, MN | 5 | $ 1,485,000 | $ 297,000 | $ 91,000 |
| Tulsa, OK | 5 | $ 585,000 | $ 117,000 | $ 78,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 1,315,000 | $ 263,000 | $ 100,000 |
| Coeur D'Alene, ID | 4 | $ 1,290,000 | $ 322,500 | $ 112,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 1,190,000 | $ 297,500 | $ 109,000 |
| Daphne-Fairhope-Foley, AL | 4 | $ 1,200,000 | $ 300,000 | $ 107,000 |
| Flagstaff, AZ | 4 | $ 1,050,000 | $ 262,500 | $ 131,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 790,000 | $ 197,500 | $ 76,000 |
| Lansing-East Lansing, MI | 4 | $ 930,000 | $ 232,500 | $ 96,000 |
| Longview, TX | 4 | $ 790,000 | $ 197,500 | $ 82,000 |
| Pittsburgh, PA | 4 | $ 880,000 | $ 220,000 | $ 188,000 |
| Altoona, PA | 3 | $ 775,000 | $ 258,333 | $ 85,000 |
| Auburn-Opelika, AL | 3 | $ 705,000 | $ 235,000 | $ 82,000 |
| Bakersfield, CA | 3 | $ 565,000 | $ 188,333 | $ 87,000 |
| Champaign-Urbana, IL | 3 | $ 465,000 | $ 155,000 | $ 52,000 |
| Chico, CA | 3 | $ 1,155,000 | $ 385,000 | $ 176,000 |
| Gary, IN | 3 | $ 395,000 | $ 131,666 | $ 42,000 |
| Green Bay, WI | 3 | $ 755,000 | $ 251,666 | $ 84,000 |
| Jackson, MI | 3 | $ 475,000 | $ 158,333 | $ 70,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 1,245,000 | $ 415,000 | $ 394,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 895,000 | $ 298,333 | $ 87,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 985,000 | $ 328,333 | $ 155,000 |
| Philadelphia, PA | 3 | $ 885,000 | $ 295,000 | $ 159,000 |
| Port St. Lucie, FL | 3 | $ 555,000 | $ 185,000 | $ 55,000 |
| Punta Gorda, FL | 3 | $ 595,000 | $ 198,333 | $ 64,000 |
| Salisbury, MD-DE | 3 | $ 605,000 | $ 201,666 | $ 83,000 |
| Tucson, AZ | 3 | $ 725,000 | $ 241,666 | $ 440,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 655,000 | $ 218,333 | $ 25,000 |
| Wichita Falls, TX | 3 | $ 585,000 | $ 195,000 | $ 93,000 |
| Akron, OH | 2 | $ 190,000 | $ 95,000 | $ 195,000 |
| Bremerton-Silverdale, WA | 2 | $ 600,000 | $ 300,000 | $ 95,000 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 660,000 | $ 330,000 | $ 91,000 |
| Chattanooga, TN-GA | 2 | $ 520,000 | $ 260,000 | $ 139,000 |
| Clarksville, TN-KY | 2 | $ 310,000 | $ 155,000 | $ 48,000 |
| Duluth, MN-WI | 2 | $ 230,000 | $ 115,000 | $ 60,000 |
| Fargo, ND-MN | 2 | $ 470,000 | $ 235,000 | $ 52,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 420,000 | $ 210,000 | $ 53,000 |
| Greensboro-High Point, NC | 2 | $ 160,000 | $ 80,000 | $ 137,000 |
| Lake Charles, LA | 2 | $ 690,000 | $ 345,000 | $ 36,000 |
| Laredo, TX | 2 | $ 570,000 | $ 285,000 | $ 130,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 410,000 | $ 205,000 | $ 100,000 |
| Manhattan, KS | 2 | $ 380,000 | $ 190,000 | $ 54,000 |
| Mansfield, OH | 2 | $ 510,000 | $ 255,000 | $ 86,000 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 790,000 | $ 395,000 | $ 160,000 |
| Oshkosh-Neenah, WI | 2 | $ 390,000 | $ 195,000 | $ 53,000 |
| Panama City, FL | 2 | $ 420,000 | $ 210,000 | $ 80,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 720,000 | $ 360,000 | $ 93,500 |
| Richmond, VA | 2 | $ 470,000 | $ 235,000 | $ 92,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 790,000 | $ 395,000 | $ 438,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 810,000 | $ 405,000 | $ 114,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 810,000 | $ 405,000 | $ 123,000 |
| Santa Rosa, CA | 2 | $ 800,000 | $ 400,000 | $ 147,000 |
| Springfield, OH | 2 | $ 210,000 | $ 105,000 | $ 50,000 |
| St. Louis, MO-IL | 2 | $ 220,000 | $ 110,000 | $ 119,000 |
| Washington-Baltimore-Arlington, DC | 2 | $ 1,360,000 | $ 680,000 | $ 213,000 |
| Wilmington, NC | 2 | $ 190,000 | $ 95,000 | $ 59,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 710,000 | $ 355,000 | $ 225,000 |
| Albuquerque, NM | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Alexandria, LA | 1 | $ 205,000 | $ 205,000 | $ 210,000 |
| Ann Arbor, MI | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Athens-Clarke County, GA | 1 | $ 485,000 | $ 485,000 | $ 232,000 |
| Battle Creek, MI | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Billings, MT | 1 | $ 505,000 | $ 505,000 | $ 359,000 |
| Bloomington, IL | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Boulder, CO | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 325,000 | $ 325,000 | $ 136,000 |
| Cedar Rapids, IA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Cleveland, TN | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Dubuque, IA | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| El Centro, CA | 1 | $ 5,000 | $ 5,000 | $ 74,000 |
| Elkhart-Goshen, IN | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Fort Wayne, IN | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Greenville, NC | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Hammond, LA | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Jacksonville, NC | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Kankakee, IL | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Kennewick-Richland, WA | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Lexington-Fayette, KY | 1 | $ 325,000 | $ 325,000 | $ 89,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Mankato-North Mankato, MN | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Missoula, MT | 1 | $ 245,000 | $ 245,000 | $ 292,000 |
| Modesto, CA | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Monroe, MI | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Montgomery, AL | 1 | $ 315,000 | $ 315,000 | $ 142,000 |
| Morristown, TN | 1 | $ 295,000 | $ 295,000 | $ 69,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 355,000 | $ 355,000 | $ 74,000 |
| Muskegon, MI | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Niles-Benton Harbor, MI | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Saginaw, MI | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Salinas, CA | 1 | $ 505,000 | $ 505,000 | $ 227,000 |
| Salt Lake City, UT | 1 | $ 365,000 | $ 365,000 | $ 139,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 995,000 | $ 995,000 | $ 214,000 |
| Sebring, FL | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Sheboygan, WI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Spokane-Spokane Valley, WA | 1 | $ 435,000 | $ 435,000 | $ 70,000 |
| Springfield, IL | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Springfield, MA | 1 | $ 395,000 | $ 395,000 | $ 237,000 |
| Sumter, SC | 1 | $ 385,000 | $ 385,000 | $ 221,000 |
| Wenatchee, WA | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| Wichita, KS | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Wilmington, DE-MD-NJ | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Winston-Salem, NC | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Nations Reliable Lending, LLC in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,025 | $2,102,095,000 | $232,000 | $2,005,000 | $92,000 | $1,892,000 |
| Refinancing | 4,285 | $1,139,175,000 | $265,000 | $2,955,000 | $128,000 | $3,360,000 |
| Cash-out Refinancing | 1,455 | $363,085,000 | $249,000 | $3,335,000 | $117,000 | $676,000 |
| Home Improvement | 11 | $2,565,000 | $233,000 | $515,000 | $102,000 | $160,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,311 | $2,095,965,000 | $252,000 | $3,335,000 | $110,000 | $3,360,000 |
| Hispanic | 3,350 | $740,500,000 | $221,000 | $1,255,000 | $85,000 | $1,021,000 |
| Black or African American | 1,692 | $391,560,000 | $231,000 | $1,165,000 | $95,000 | $1,892,000 |
| Not Provided | 793 | $200,705,000 | $253,000 | $2,005,000 | $111,000 | $698,000 |
| Asian | 532 | $150,360,000 | $282,000 | $1,045,000 | $134,000 | $1,242,000 |
| American Indian or Alaskan Native | 50 | $13,230,000 | $264,000 | $555,000 | $106,000 | $371,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $6,145,000 | $323,000 | $515,000 | $123,000 | $230,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,609 | $2,468,685,000 | $256,000 | $3,335,000 | $121,000 | $3,360,000 |
| FHA-insured (Federal Housing Administration) | 3,972 | $834,620,000 | $210,000 | $705,000 | $71,000 | $400,000 |
| VA-guaranteed (Veterans Administration) | 896 | $252,630,000 | $281,000 | $1,365,000 | $82,000 | $477,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 299 | $50,985,000 | $170,000 | $425,000 | $54,000 | $172,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,106 | $2,698,830,000 | $243,000 | $1,365,000 | $104,000 | $1,892,000 |
| File Closed For Incompleteness | 1,660 | $408,380,000 | $246,000 | $2,955,000 | $104,000 | $1,242,000 |
| Application Withdrawn By Applicant | 1,457 | $368,785,000 | $253,000 | $3,335,000 | $98,000 | $3,360,000 |
| Application Approved But Not Accepted | 367 | $86,725,000 | $236,000 | $895,000 | $107,000 | $1,209,000 |
| Application Denied By Financial Institution | 186 | $44,200,000 | $237,000 | $1,305,000 | $81,000 | $1,021,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,590 | $3,562,720,000 | $244,000 | $3,335,000 | $104,000 | $3,360,000 |
| Debt-To-Income Ratio | 63 | $17,115,000 | $271,000 | $1,305,000 | $68,000 | $667,000 |
| Other | 43 | $10,995,000 | $255,000 | $795,000 | $95,000 | $1,021,000 |
| Credit History | 27 | $5,085,000 | $188,000 | $385,000 | $76,000 | $215,000 |
| Employment History | 19 | $4,235,000 | $222,000 | $435,000 | $71,000 | $204,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $3,055,000 | $203,000 | $405,000 | $65,000 | $118,000 |
| Collateral | 13 | $2,265,000 | $174,000 | $285,000 | $141,000 | $501,000 |
| Unverifiable Information | 6 | $1,450,000 | $241,000 | $355,000 | $99,000 | $217,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nations Reliable Lending, LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nations Reliable Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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