Nationwide
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Nationwide 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nationwide One Nationwide Plaza Columbus, OH 43215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 285 |
| Total Mortgage Loan Application Amount | $16,551,000 |
| Average Mortgage Loan Application Amount | $49,885 |
| Highest Mortgage Loan Application Amount | $277,000 |
| Average Applicant Income | $71,485 |
| Highest Applicant Income | $300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Nationwide. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nationwide's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Nationwide's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nationwide serves its applicants.
Each category highlights the total number of mortgage applications processed by Nationwide, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nationwide's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 107 | $ 6,741,000 | $ 63,000 | $ 74,000 |
| Fairfield County Ohio | 12 | $ 784,000 | $ 65,000 | $ 97,000 |
| Pickaway County Ohio | 10 | $ 526,000 | $ 52,000 | $ 64,000 |
| Polk County Iowa | 7 | $ 279,000 | $ 39,000 | $ 55,000 |
| Dauphin County Pennsylvania | 7 | $ 261,000 | $ 37,000 | $ 48,000 |
| Wake County North Carolina | 6 | $ 143,000 | $ 23,000 | $ 73,000 |
| Delaware County Ohio | 6 | $ 714,000 | $ 119,000 | $ 130,000 |
| Ross County Ohio | 6 | $ 391,000 | $ 65,000 | $ 42,000 |
| Maricopa County Arizona | 5 | $ 287,000 | $ 57,000 | $ 80,000 |
| New Castle County Delaware | 5 | $ 348,000 | $ 69,000 | $ 149,000 |
| Licking County Ohio | 5 | $ 388,000 | $ 77,000 | $ 72,000 |
| Madison County Ohio | 5 | $ 357,000 | $ 71,000 | $ 40,000 |
| Stark County Ohio | 5 | $ 94,000 | $ 18,000 | $ 61,000 |
| Delaware County Pennsylvania | 5 | $ 486,000 | $ 97,000 | $ 125,000 |
| Alachua County Florida | 3 | $ 120,000 | $ 40,000 | $ 45,000 |
| Suffolk County New York | 3 | $ 137,000 | $ 45,000 | $ 54,000 |
| Montgomery County Ohio | 3 | $ 100,000 | $ 33,000 | $ 66,000 |
| Amherst County Virginia | 3 | $ 45,000 | $ 15,000 | $ 57,000 |
| New Haven County Connecticut | 2 | $ 265,000 | $ 132,000 | $ 64,000 |
| Queen Anne's County Maryland | 2 | $ 93,000 | $ 46,000 | $ 96,000 |
| Onondaga County New York | 2 | $ 64,000 | $ 32,000 | $ 47,000 |
| Queens County New York | 2 | $ 75,000 | $ 37,000 | $ 59,000 |
| Saratoga County New York | 2 | $ 19,000 | $ 9,000 | $ 87,000 |
| Washington County New York | 2 | $ 76,000 | $ 38,000 | $ 70,000 |
| Hamilton County Ohio | 2 | $ 119,000 | $ 59,000 | $ 54,000 |
| Multnomah County Oregon | 2 | $ 139,000 | $ 69,000 | $ 55,000 |
| Bucks County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 99,000 |
| Butler County Pennsylvania | 2 | $ 165,000 | $ 82,000 | $ 59,000 |
| Montgomery County Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 159,000 |
| Potter County Texas | 2 | $ 6,000 | $ 3,000 | $ 30,000 |
| Jefferson County Alabama | 1 | $ 10,000 | $ 10,000 | $ 100,000 |
| Kenai Peninsula County Alaska | 1 | $ 102,000 | $ 102,000 | $ 39,000 |
| Pima County Arizona | 1 | $ 5,000 | $ 5,000 | $ 73,000 |
| Sussex County Delaware | 1 | $ 3,000 | $ 3,000 | $ 49,000 |
| Clay County Florida | 1 | $ 3,000 | $ 3,000 | $ 24,000 |
| Osceola County Florida | 1 | $ 230,000 | $ 230,000 | $ 256,000 |
| Pinellas County Florida | 1 | $ 1,000 | $ 1,000 | $ 54,000 |
| Winnebago County Illinois | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Audubon County Iowa | 1 | $ 7,000 | $ 7,000 | $ 35,000 |
| Boone County Iowa | 1 | $ 81,000 | $ 81,000 | $ 83,000 |
| Madison County Iowa | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Marion County Iowa | 1 | $ 52,000 | $ 52,000 | $ 94,000 |
| Reno County Kansas | 1 | $ 119,000 | $ 119,000 | $ 55,000 |
| Saline County Kansas | 1 | $ 6,000 | $ 6,000 | $ 50,000 |
| Baltimore County Maryland | 1 | $ 189,000 | $ 189,000 | $ 151,000 |
| Baltimore City County Maryland | 1 | $ 4,000 | $ 4,000 | $ 32,000 |
| Bronx County New York | 1 | $ 3,000 | $ 3,000 | $ 18,000 |
| Schenectady County New York | 1 | $ 3,000 | $ 3,000 | $ 52,000 |
| Catawba County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Gaston County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 88,000 |
| Harnett County North Carolina | 1 | $ 29,000 | $ 29,000 | $ 43,000 |
| Johnston County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 78,000 |
| Moore County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 60,000 |
| Nash County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 241,000 |
| Fayette County Ohio | 1 | $ 5,000 | $ 5,000 | $ 98,000 |
| Geauga County Ohio | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
| Highland County Ohio | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Jefferson County Ohio | 1 | $ 60,000 | $ 60,000 | $ 109,000 |
| Knox County Ohio | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Logan County Ohio | 1 | $ 30,000 | $ 30,000 | $ 73,000 |
| Lorain County Ohio | 1 | $ 70,000 | $ 70,000 | $ 125,000 |
| Lucas County Ohio | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Mahoning County Ohio | 1 | $ 4,000 | $ 4,000 | $ 24,000 |
| Marion County Ohio | 1 | $ 170,000 | $ 170,000 | $ 116,000 |
| Shelby County Ohio | 1 | $ 15,000 | $ 15,000 | $ 162,000 |
| Summit County Ohio | 1 | $ 158,000 | $ 158,000 | $ 145,000 |
| Trumbull County Ohio | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| Union County Ohio | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Warren County Ohio | 1 | $ 4,000 | $ 4,000 | $ 39,000 |
| Beaver County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 98,000 |
| Cambria County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Chester County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 100,000 |
| Clearfield County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 40,000 |
| Cumberland County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 113,000 |
| Luzerne County Pennsylvania | 1 | $ 3,000 | $ 3,000 | $ 39,000 |
| Northampton County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| Union County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 52,000 |
| York County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Richland County South Carolina | 1 | $ 6,000 | $ 6,000 | $ 135,000 |
| Bedford County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Shelby County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 43,000 |
| Fort Bend County Texas | 1 | $ 103,000 | $ 103,000 | $ 82,000 |
| Campbell County Virginia | 1 | $ 4,000 | $ 4,000 | $ 57,000 |
| Fauquier County Virginia | 1 | $ 182,000 | $ 182,000 | $ 64,000 |
| Prince George County Virginia | 1 | $ 20,000 | $ 20,000 | $ 144,000 |
| Prince William County Virginia | 1 | $ 12,000 | $ 12,000 | $ 213,000 |
| Milwaukee County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Nationwide in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 173 | $15,325,000 | $99,187 | $277,000 | $79,312 | $256,000 |
| Home Improvement (one-to-four family) | 112 | $1,226,000 | $8,368 | $70,000 | $64,894 | $300,000 |
| Home Purchase (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 166 | $6,480,000 | $23,222 | $230,000 | $65,222 | $256,000 |
| White | 111 | $9,816,000 | $88,500 | $277,000 | $77,812 | $242,000 |
| Black | 3 | $25,000 | $10,000 | $15,000 | $49,500 | $92,000 |
| American Indian or Alaskan Native | 2 | $40,000 | $20,000 | $35,000 | $169,000 | $300,000 |
| Asian or Pacific Islander | 2 | $175,000 | $87,500 | $100,000 | $57,000 | $57,000 |
| Other | 1 | $15,000 | $15,000 | $15,000 | $35,000 | $35,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 285 | $16,551,000 | $46,761 | $277,000 | $71,523 | $300,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 174 | $7,568,000 | $26,000 | $221,000 | $79,428 | $300,000 |
| Loan Purchased By The Institution | 64 | $7,646,000 | $117,000 | $277,000 | $86,428 | $242,000 |
| Application Denied By Financial Institution | 28 | $177,000 | $8,363 | $50,000 | $46,636 | $98,000 |
| Application Withdrawn By Applicant | 16 | $1,089,000 | $102,750 | $230,000 | $120,750 | $256,000 |
| File Closed For Incompleteness | 2 | $61,000 | $30,500 | $40,000 | $41,000 | $58,000 |
| Application Approved But Not Accepted | 1 | $10,000 | $10,000 | $10,000 | $40,000 | $40,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 9 | $53,000 | $3,833 | $30,000 | $49,500 | $91,000 |
| Debt-To-Income Ratio | 6 | $36,000 | $6,333 | $15,000 | $53,000 | $79,000 |
| Collateral | 1 | $5,000 | $5,000 | $5,000 | $98,000 | $98,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nationwide's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nationwide's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.