Nationwide
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Nationwide 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nationwide One Nationwide Plaza Columbus, OH 43215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 242 |
| Total Mortgage Loan Application Amount | $12,855,000 |
| Average Mortgage Loan Application Amount | $69,333 |
| Highest Mortgage Loan Application Amount | $250,000 |
| Average Applicant Income | $102,666 |
| Highest Applicant Income | $540,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Nationwide. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nationwide's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Nationwide's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nationwide serves its applicants.
Each category highlights the total number of mortgage applications processed by Nationwide, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nationwide's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 82 | $ 4,113,000 | $ 50,000 | $ 87,000 |
| Delaware County Ohio | 16 | $ 1,247,000 | $ 77,000 | $ 113,000 |
| Licking County Ohio | 13 | $ 986,000 | $ 75,000 | $ 70,000 |
| Polk County Iowa | 12 | $ 250,000 | $ 20,000 | $ 77,000 |
| Fairfield County Ohio | 11 | $ 527,000 | $ 47,000 | $ 92,000 |
| Maricopa County Arizona | 9 | $ 661,000 | $ 73,000 | $ 81,000 |
| Alachua County Florida | 5 | $ 147,000 | $ 29,000 | $ 74,000 |
| Pickaway County Ohio | 5 | $ 290,000 | $ 58,000 | $ 89,000 |
| Stark County Ohio | 5 | $ 267,000 | $ 53,000 | $ 84,000 |
| Delaware County Pennsylvania | 5 | $ 58,000 | $ 11,000 | $ 129,000 |
| Wake County North Carolina | 4 | $ 96,000 | $ 24,000 | $ 76,000 |
| Union County Ohio | 3 | $ 92,000 | $ 30,000 | $ 80,000 |
| Washington County Oregon | 3 | $ 161,000 | $ 53,000 | $ 148,000 |
| Pinellas County Florida | 2 | $ 101,000 | $ 50,000 | $ 200,000 |
| Ashtabula County Ohio | 2 | $ 144,000 | $ 72,000 | $ 85,000 |
| Hocking County Ohio | 2 | $ 68,000 | $ 34,000 | $ 171,000 |
| Montgomery County Ohio | 2 | $ 28,000 | $ 14,000 | $ 82,000 |
| Portage County Ohio | 2 | $ 192,000 | $ 96,000 | $ 190,000 |
| Warren County Ohio | 2 | $ 50,000 | $ 25,000 | $ 50,000 |
| Clackamas County Oregon | 2 | $ 177,000 | $ 88,000 | $ 70,000 |
| Dauphin County Pennsylvania | 2 | $ 162,000 | $ 81,000 | $ 68,000 |
| York County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 111,000 |
| Amelia County Virginia | 2 | $ 143,000 | $ 71,000 | $ 77,000 |
| Jefferson County Alabama | 1 | $ 10,000 | $ 10,000 | $ 150,000 |
| Columbia County Florida | 1 | $ 22,000 | $ 22,000 | $ 68,000 |
| Gilchrist County Florida | 1 | $ 50,000 | $ 50,000 | $ 125,000 |
| Lake County Florida | 1 | $ 100,000 | $ 100,000 | $ 213,000 |
| Lee County Florida | 1 | $ 13,000 | $ 13,000 | $ 20,000 |
| Leon County Florida | 1 | $ 74,000 | $ 74,000 | $ 46,000 |
| Marion County Florida | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Union County Florida | 1 | $ 30,000 | $ 30,000 | $ 145,000 |
| Volusia County Florida | 1 | $ 5,000 | $ 5,000 | $ 47,000 |
| Hamilton County Indiana | 1 | $ 4,000 | $ 4,000 | $ 73,000 |
| Dallas County Iowa | 1 | $ 56,000 | $ 56,000 | $ 74,000 |
| Warren County Iowa | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Oakland County Michigan | 1 | $ 10,000 | $ 10,000 | $ 102,000 |
| DeSoto County Mississippi | 1 | $ 12,000 | $ 12,000 | $ 98,000 |
| Albany County New York | 1 | $ 60,000 | $ 60,000 | $ 113,000 |
| Allegany County New York | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Broome County New York | 1 | $ 169,000 | $ 169,000 | $ 90,000 |
| Jefferson County New York | 1 | $ 84,000 | $ 84,000 | $ 100,000 |
| Monroe County New York | 1 | $ 12,000 | $ 12,000 | $ 79,000 |
| Nassau County New York | 1 | $ 104,000 | $ 104,000 | $ 80,000 |
| Onondaga County New York | 1 | $ 43,000 | $ 43,000 | $ 79,000 |
| Suffolk County New York | 1 | $ 250,000 | $ 250,000 | $ 212,000 |
| Alamance County North Carolina | 1 | $ 2,000 | $ 2,000 | $ 83,000 |
| Forsyth County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 540,000 |
| Gaston County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Cuyahoga County Ohio | 1 | $ 34,000 | $ 34,000 | $ 104,000 |
| Jefferson County Ohio | 1 | $ 15,000 | $ 15,000 | $ 234,000 |
| Madison County Ohio | 1 | $ 95,000 | $ 95,000 | $ 176,000 |
| Miami County Ohio | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Muskingum County Ohio | 1 | $ 30,000 | $ 30,000 | $ 53,000 |
| Allegheny County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 158,000 |
| Cumberland County Pennsylvania | 1 | $ 16,000 | $ 16,000 | $ 73,000 |
| Lancaster County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 90,000 |
| Lehigh County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 164,000 |
| Monroe County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 124,000 |
| Montgomery County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
| Philadelphia County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Susquehanna County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 124,000 |
| Westmoreland County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 83,000 |
| Dorchester County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Collin County Texas | 1 | $ 36,000 | $ 36,000 | $ 65,000 |
| Amherst County Virginia | 1 | $ 15,000 | $ 15,000 | $ 71,000 |
| Chesapeake County Virginia | 1 | $ 94,000 | $ 94,000 | $ 67,000 |
| Chesterfield County Virginia | 1 | $ 50,000 | $ 50,000 | $ 150,000 |
| Lynchburg County Virginia | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Prince William County Virginia | 1 | $ 52,000 | $ 52,000 | $ 115,000 |
| Spotsylvania County Virginia | 1 | $ 25,000 | $ 25,000 | $ 122,000 |
| Washington County Virginia | 1 | $ 11,000 | $ 11,000 | $ 78,000 |
| Raleigh County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Nationwide in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 138 | $10,025,000 | $72,000 | $250,000 | $92,000 | $540,000 |
| Home Improvement | 99 | $2,256,000 | $22,000 | $250,000 | $95,000 | $351,000 |
| Home Purchase | 5 | $574,000 | $114,000 | $207,000 | $121,000 | $163,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 143 | $7,426,000 | $51,000 | $207,000 | $92,000 | $287,000 |
| Not Provided | 74 | $3,845,000 | $51,000 | $250,000 | $98,000 | $540,000 |
| Black or African American | 16 | $842,000 | $52,000 | $250,000 | $84,000 | $157,000 |
| Asian | 6 | $513,000 | $85,000 | $250,000 | $117,000 | $170,000 |
| Hispanic | 3 | $229,000 | $76,000 | $199,000 | $74,000 | $101,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 242 | $12,855,000 | $53,000 | $250,000 | $94,000 | $540,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 186 | $9,814,000 | $52,000 | $250,000 | $99,000 | $540,000 |
| Application Denied By Financial Institution | 35 | $1,268,000 | $36,000 | $130,000 | $70,000 | $156,000 |
| Application Withdrawn By Applicant | 10 | $595,000 | $59,000 | $250,000 | $95,000 | $212,000 |
| Loan Purchased By The Institution | 9 | $1,104,000 | $122,000 | $207,000 | $90,000 | $163,000 |
| Application Approved But Not Accepted | 2 | $74,000 | $37,000 | $52,000 | $97,000 | $115,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 21 | $765,000 | $36,000 | $130,000 | $75,000 | $156,000 |
| Credit History | 9 | $231,000 | $25,000 | $76,000 | $63,000 | $122,000 |
| Collateral | 2 | $23,000 | $11,000 | $15,000 | $59,000 | $63,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nationwide's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nationwide's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.