Nbank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Nbank, N.A. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nbank, N.A. 1731 North Elm Street Commerce, GA 30529 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,105 |
| Total Mortgage Loan Application Amount | $765,188,000 |
| Average Mortgage Loan Application Amount | $139,000 |
| Highest Mortgage Loan Application Amount | $1,360,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $965,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Nbank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nbank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Nbank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nbank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Nbank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nbank, N.A.'s mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 325 | $ 70,351,000 | $ 209,000 | $ 88,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 222 | $ 64,728,000 | $ 291,000 | $ 97,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 174 | $ 27,697,000 | $ 159,000 | $ 74,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 166 | $ 23,343,000 | $ 140,000 | $ 66,000 |
| DENVER-AURORA, CO | 131 | $ 21,763,000 | $ 166,000 | $ 73,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 110 | $ 22,486,000 | $ 204,000 | $ 85,000 |
| CLARKSVILLE, TN-KY | 104 | $ 13,628,000 | $ 128,500 | $ 57,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 90 | $ 10,775,000 | $ 117,666 | $ 57,666 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 87 | $ 11,744,000 | $ 134,000 | $ 64,000 |
| BALTIMORE-TOWSON, MD | 87 | $ 17,244,000 | $ 198,000 | $ 82,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 87 | $ 10,448,000 | $ 120,000 | $ 61,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 76 | $ 19,246,000 | $ 277,000 | $ 91,666 |
| DAYTON, OH | 73 | $ 7,899,000 | $ 108,000 | $ 47,000 |
| JACKSONVILLE, FL | 67 | $ 10,351,000 | $ 154,000 | $ 85,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 66 | $ 24,721,000 | $ 374,000 | $ 115,000 |
| DES MOINES-WEST DES MOINES, IA | 60 | $ 9,286,000 | $ 154,000 | $ 70,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 57 | $ 17,054,000 | $ 326,000 | $ 121,000 |
| STOCKTON, CA | 53 | $ 16,238,000 | $ 306,000 | $ 92,000 |
| WILMINGTON, DE-MD-NJ | 53 | $ 8,968,000 | $ 165,666 | $ 72,333 |
| INDIANAPOLIS-CARMEL, IN | 48 | $ 5,731,000 | $ 119,000 | $ 66,000 |
| SHREVEPORT-BOSSIER CITY, LA | 47 | $ 5,106,000 | $ 108,000 | $ 50,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 43 | $ 18,068,000 | $ 420,000 | $ 152,000 |
| MONTGOMERY, AL | 40 | $ 4,042,000 | $ 101,000 | $ 40,000 |
| ANCHORAGE, AK | 39 | $ 10,633,000 | $ 272,000 | $ 117,000 |
| TOLEDO, OH | 39 | $ 4,413,000 | $ 113,000 | $ 67,000 |
| GULFPORT-BILOXI, MS | 34 | $ 3,464,000 | $ 101,000 | $ 57,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 34 | $ 14,452,000 | $ 425,000 | $ 171,000 |
| COLUMBUS, OH | 29 | $ 3,049,000 | $ 105,000 | $ 47,000 |
| PHILADELPHIA, PA | 28 | $ 6,131,000 | $ 218,000 | $ 88,000 |
| OGDEN-CLEARFIELD, UT | 27 | $ 6,653,000 | $ 246,000 | $ 102,000 |
| VALDOSTA, GA | 26 | $ 3,401,000 | $ 130,000 | $ 51,000 |
| ORLANDO-KISSIMMEE, FL | 25 | $ 5,965,000 | $ 238,000 | $ 118,000 |
| FARGO, ND-MN | 24 | $ 2,723,000 | $ 112,000 | $ 54,000 |
| CAMDEN, NJ | 23 | $ 4,366,000 | $ 189,000 | $ 87,000 |
| SALT LAKE CITY, UT | 23 | $ 3,645,000 | $ 158,000 | $ 72,000 |
| BATON ROUGE, LA | 22 | $ 2,791,000 | $ 126,000 | $ 72,000 |
| MODESTO, CA | 22 | $ 6,389,000 | $ 290,000 | $ 108,000 |
| BOISE CITY-NAMPA, ID | 21 | $ 3,448,000 | $ 164,000 | $ 89,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 21 | $ 2,391,000 | $ 113,000 | $ 58,000 |
| ATHENS-CLARKE COUNTY, GA | 20 | $ 2,185,000 | $ 109,000 | $ 56,000 |
| BIRMINGHAM-HOOVER, AL | 18 | $ 2,205,000 | $ 122,000 | $ 67,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 18 | $ 3,234,000 | $ 179,000 | $ 91,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 18 | $ 6,256,000 | $ 347,000 | $ 142,000 |
| EDISON, NJ | 16 | $ 4,466,000 | $ 279,000 | $ 76,000 |
| BOULDER, CO | 15 | $ 2,860,000 | $ 190,000 | $ 106,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 15 | $ 3,905,000 | $ 260,000 | $ 117,000 |
| HUNTSVILLE, AL | 15 | $ 2,034,000 | $ 135,000 | $ 90,000 |
| ST. LOUIS, MO-IL | 15 | $ 2,680,000 | $ 127,500 | $ 53,000 |
| YUBA CITY, CA | 15 | $ 3,940,000 | $ 262,000 | $ 97,000 |
| YORK-HANOVER, PA | 13 | $ 1,736,000 | $ 133,000 | $ 45,000 |
| MERCED, CA | 12 | $ 2,448,000 | $ 204,000 | $ 102,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 12 | $ 5,165,000 | $ 430,000 | $ 122,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 11 | $ 2,082,000 | $ 189,000 | $ 77,000 |
| GOLDSBORO, NC | 11 | $ 1,228,000 | $ 111,000 | $ 34,000 |
| SPOKANE, WA | 11 | $ 1,866,000 | $ 169,000 | $ 54,000 |
| VALLEJO-FAIRFIELD, CA | 11 | $ 2,570,000 | $ 233,000 | $ 101,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 10 | $ 1,631,000 | $ 163,000 | $ 158,000 |
| LEXINGTON-FAYETTE, KY | 10 | $ 1,435,000 | $ 143,000 | $ 60,000 |
| MEMPHIS, TN-MS-AR | 10 | $ 882,000 | $ 86,500 | $ 71,500 |
| PENSACOLA-FERRY PASS-BRENT, FL | 10 | $ 2,554,000 | $ 255,000 | $ 164,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 10 | $ 1,478,000 | $ 147,000 | $ 82,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 9 | $ 1,201,000 | $ 116,000 | $ 62,000 |
| CHICO, CA | 9 | $ 1,844,000 | $ 204,000 | $ 128,000 |
| DOVER, DE | 9 | $ 2,034,000 | $ 226,000 | $ 68,000 |
| GRAND RAPIDS-WYOMING, MI | 9 | $ 744,000 | $ 82,000 | $ 55,000 |
| KOKOMO, IN | 9 | $ 687,000 | $ 76,000 | $ 77,000 |
| MONROE, MI | 9 | $ 1,152,000 | $ 128,000 | $ 75,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 9 | $ 5,378,000 | $ 597,000 | $ 147,000 |
| FLINT, MI | 8 | $ 1,302,000 | $ 162,000 | $ 76,000 |
| FRESNO, CA | 8 | $ 1,686,000 | $ 210,000 | $ 89,000 |
| LAKE CHARLES, LA | 8 | $ 850,000 | $ 106,000 | $ 95,000 |
| LANSING-EAST LANSING, MI | 8 | $ 736,000 | $ 92,000 | $ 51,000 |
| PITTSBURGH, PA | 8 | $ 887,000 | $ 110,000 | $ 93,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 7 | $ 2,548,000 | $ 364,000 | $ 105,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 7 | $ 1,350,000 | $ 192,000 | $ 140,000 |
| HARRISBURG-CARLISLE, PA | 7 | $ 1,049,000 | $ 149,000 | $ 68,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 7 | $ 2,141,000 | $ 305,000 | $ 196,000 |
| MUNCIE, IN | 7 | $ 706,000 | $ 100,000 | $ 46,000 |
| NEWARK-UNION, NJ-PA | 7 | $ 1,816,000 | $ 259,000 | $ 102,000 |
| PROVO-OREM, UT | 7 | $ 2,227,000 | $ 318,000 | $ 139,000 |
| ST. GEORGE, UT | 7 | $ 1,108,000 | $ 158,000 | $ 212,000 |
| COLUMBUS, GA-AL | 6 | $ 559,000 | $ 86,000 | $ 40,000 |
| GREELEY, CO | 6 | $ 793,000 | $ 132,000 | $ 57,000 |
| GREENVILLE, SC | 6 | $ 527,000 | $ 87,000 | $ 43,000 |
| LAS VEGAS-PARADISE, NV | 6 | $ 1,487,000 | $ 247,000 | $ 96,000 |
| MACON, GA | 6 | $ 426,000 | $ 71,000 | $ 69,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 6 | $ 2,381,000 | $ 396,000 | $ 77,000 |
| ST. CLOUD, MN | 6 | $ 1,006,000 | $ 167,000 | $ 53,000 |
| AMES, IA | 5 | $ 702,000 | $ 140,000 | $ 50,000 |
| ANN ARBOR, MI | 5 | $ 1,574,000 | $ 314,000 | $ 111,000 |
| ATLANTIC CITY, NJ | 5 | $ 1,042,000 | $ 208,000 | $ 84,000 |
| BAKERSFIELD, CA | 5 | $ 901,000 | $ 180,000 | $ 64,000 |
| BISMARCK, ND | 5 | $ 602,000 | $ 120,000 | $ 54,000 |
| COLUMBIA, SC | 5 | $ 692,000 | $ 138,000 | $ 56,000 |
| DULUTH, MN-WI | 5 | $ 939,000 | $ 173,500 | $ 55,500 |
| FORT COLLINS-LOVELAND, CO | 5 | $ 720,000 | $ 144,000 | $ 80,000 |
| HANFORD-CORCORAN, CA | 5 | $ 680,000 | $ 136,000 | $ 42,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 5 | $ 672,000 | $ 134,000 | $ 46,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 2,116,000 | $ 423,000 | $ 110,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 5 | $ 447,000 | $ 111,000 | $ 54,000 |
| ALEXANDRIA, LA | 4 | $ 1,047,000 | $ 261,000 | $ 285,000 |
| AUBURN-OPELIKA, AL | 4 | $ 382,000 | $ 95,000 | $ 27,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 4 | $ 416,000 | $ 104,000 | $ 68,000 |
| DECATUR, AL | 4 | $ 337,000 | $ 84,000 | $ 53,000 |
| EVANSVILLE, IN-KY | 4 | $ 406,000 | $ 101,000 | $ 48,000 |
| GREENSBORO-HIGH POINT, NC | 4 | $ 631,000 | $ 157,000 | $ 37,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 4 | $ 358,000 | $ 89,000 | $ 35,000 |
| KNOXVILLE, TN | 4 | $ 509,000 | $ 127,000 | $ 44,000 |
| LAFAYETTE, LA | 4 | $ 683,000 | $ 170,000 | $ 113,000 |
| NAPA, CA | 4 | $ 1,450,000 | $ 362,000 | $ 121,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 4 | $ 825,000 | $ 206,000 | $ 127,000 |
| RENO-SPARKS, NV | 4 | $ 2,940,000 | $ 735,000 | $ 399,000 |
| ROCHESTER, MN | 4 | $ 495,000 | $ 123,000 | $ 70,000 |
| SPARTANBURG, SC | 4 | $ 320,000 | $ 80,000 | $ 39,000 |
| SPRINGFIELD, OH | 4 | $ 260,000 | $ 65,000 | $ 34,000 |
| TACOMA, WA | 4 | $ 674,000 | $ 168,000 | $ 183,000 |
| TRENTON-EWING, NJ | 4 | $ 661,000 | $ 165,000 | $ 55,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 4 | $ 1,026,000 | $ 256,000 | $ 75,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 4 | $ 1,028,000 | $ 257,000 | $ 112,000 |
| AKRON, OH | 3 | $ 186,000 | $ 62,000 | $ 33,000 |
| ALBANY, GA | 3 | $ 178,000 | $ 59,000 | $ 36,000 |
| ANDERSON, IN | 3 | $ 253,000 | $ 84,000 | $ 48,000 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 1,101,000 | $ 367,000 | $ 33,000 |
| CEDAR RAPIDS, IA | 3 | $ 373,000 | $ 124,000 | $ 53,000 |
| CHATTANOOGA, TN-GA | 3 | $ 271,000 | $ 98,000 | $ 45,000 |
| COLORADO SPRINGS, CO | 3 | $ 390,000 | $ 130,000 | $ 65,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 416,000 | $ 138,000 | $ 49,000 |
| MOBILE, AL | 3 | $ 292,000 | $ 97,000 | $ 35,000 |
| MONROE, LA | 3 | $ 260,000 | $ 86,000 | $ 49,000 |
| NASSAU-SUFFOLK, NY | 3 | $ 854,000 | $ 284,000 | $ 91,000 |
| OCEAN CITY, NJ | 3 | $ 905,000 | $ 301,000 | $ 143,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 391,000 | $ 130,000 | $ 46,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 466,000 | $ 155,000 | $ 86,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 3 | $ 684,000 | $ 228,000 | $ 144,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 3 | $ 572,000 | $ 190,000 | $ 122,000 |
| SALINAS, CA | 3 | $ 1,495,000 | $ 498,000 | $ 173,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 3 | $ 1,344,000 | $ 448,000 | $ 122,000 |
| SARASOTA-BRADENTON-VENICE, FL | 3 | $ 1,634,000 | $ 544,000 | $ 127,000 |
| SAVANNAH, GA | 3 | $ 409,000 | $ 136,000 | $ 54,000 |
| ANDERSON, SC | 2 | $ 293,000 | $ 146,000 | $ 40,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 218,000 | $ 109,000 | $ 61,000 |
| BOWLING GREEN, KY | 2 | $ 166,000 | $ 83,000 | $ 40,000 |
| BRUNSWICK, GA | 2 | $ 432,000 | $ 216,000 | $ 205,000 |
| CARSON CITY, NV | 2 | $ 236,000 | $ 118,000 | $ 76,000 |
| COEUR D'ALENE, ID | 2 | $ 266,000 | $ 133,000 | $ 34,000 |
| DALLAS-PLANO-IRVING, TX | 2 | $ 318,000 | $ 159,000 | $ 143,000 |
| ELKHART-GOSHEN, IN | 2 | $ 272,000 | $ 136,000 | $ 43,000 |
| ERIE, PA | 2 | $ 62,000 | $ 31,000 | $ 65,000 |
| EUGENE-SPRINGFIELD, OR | 2 | $ 189,000 | $ 94,000 | $ 40,000 |
| GAINESVILLE, GA | 2 | $ 243,000 | $ 121,000 | $ 46,000 |
| GARY, IN | 2 | $ 328,000 | $ 164,000 | $ 35,000 |
| GREEN BAY, WI | 2 | $ 276,000 | $ 138,000 | $ 56,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 444,000 | $ 222,000 | $ 103,000 |
| HATTIESBURG, MS | 2 | $ 295,000 | $ 147,000 | $ 55,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 185,000 | $ 92,000 | $ 32,000 |
| HOLLAND-GRAND HAVEN, MI | 2 | $ 998,000 | $ 499,000 | $ 479,000 |
| JACKSON, MI | 2 | $ 281,000 | $ 140,000 | $ 40,000 |
| LAKELAND, FL | 2 | $ 351,000 | $ 175,000 | $ 70,000 |
| LANCASTER, PA | 2 | $ 184,000 | $ 92,000 | $ 30,000 |
| LIMA, OH | 2 | $ 144,000 | $ 72,000 | $ 64,000 |
| MADERA, CA | 2 | $ 529,000 | $ 264,000 | $ 282,000 |
| MEDFORD, OR | 2 | $ 599,000 | $ 299,000 | $ 68,000 |
| NAPLES-MARCO ISLAND, FL | 2 | $ 982,000 | $ 491,000 | $ 150,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 276,000 | $ 138,000 | $ 52,000 |
| OCALA, FL | 2 | $ 181,000 | $ 90,000 | $ 23,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 124,000 | $ 62,000 | $ 192,000 |
| PANAMA CITY-LYNN HAVEN, FL | 2 | $ 317,000 | $ 158,000 | $ 43,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 2 | $ 133,000 | $ 66,000 | $ 48,000 |
| PASCAGOULA, MS | 2 | $ 192,000 | $ 96,000 | $ 56,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 2 | $ 480,000 | $ 240,000 | $ 76,000 |
| RAPID CITY, SD | 2 | $ 144,000 | $ 72,000 | $ 77,000 |
| REDDING, CA | 2 | $ 683,000 | $ 341,000 | $ 102,000 |
| ROCKY MOUNT, NC | 2 | $ 243,000 | $ 121,000 | $ 55,000 |
| ROME, GA | 2 | $ 152,000 | $ 76,000 | $ 36,000 |
| SALISBURY, MD | 2 | $ 188,000 | $ 94,000 | $ 55,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 367,000 | $ 183,000 | $ 77,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 84,000 | $ 42,000 | $ 42,000 |
| WILLIAMSPORT, PA | 2 | $ 137,000 | $ 68,000 | $ 29,000 |
| ALBUQUERQUE, NM | 1 | $ 525,000 | $ 525,000 | $ 159,000 |
| APPLETON, WI | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 280,000 | $ 280,000 | $ 105,000 |
| BAY CITY, MI | 1 | $ 103,000 | $ 103,000 | $ 44,000 |
| BOSTON-QUINCY, MA | 1 | $ 315,000 | $ 315,000 | $ 150,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 142,000 | $ 142,000 | $ 34,000 |
| CUMBERLAND, MD-WV | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| DOTHAN, AL | 1 | $ 65,000 | $ 65,000 | $ 13,000 |
| EL CENTRO, CA | 1 | $ 269,000 | $ 269,000 | $ 72,000 |
| ESSEX COUNTY, MA | 1 | $ 528,000 | $ 528,000 | $ 159,000 |
| FAYETTEVILLE, NC | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| GADSDEN, AL | 1 | $ 76,000 | $ 76,000 | $ 23,000 |
| GAINESVILLE, FL | 1 | $ 56,000 | $ 56,000 | $ 25,000 |
| GRAND FORKS, ND-MN | 1 | $ 157,000 | $ 157,000 | $ 48,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 553,000 | $ 553,000 | $ 180,000 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 77,000 | $ 77,000 | $ 30,000 |
| HONOLULU, HI | 1 | $ 636,000 | $ 636,000 | $ 336,000 |
| IDAHO FALLS, ID | 1 | $ 148,000 | $ 148,000 | $ 90,000 |
| JACKSON, MS | 1 | $ 133,000 | $ 133,000 | $ 59,000 |
| JACKSONVILLE, NC | 1 | $ 92,000 | $ 92,000 | $ 37,000 |
| LINCOLN, NE | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| MADISON, WI | 1 | $ 270,000 | $ 270,000 | $ 308,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 134,000 | $ 134,000 | $ 83,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 120,000 | $ 120,000 | $ 79,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 75,000 | $ 75,000 | $ 311,000 |
| POCATELLO, ID | 1 | $ 71,000 | $ 71,000 | $ 276,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 1 | $ 280,000 | $ 280,000 | $ 236,000 |
| PUNTA GORDA, FL | 1 | $ 109,000 | $ 109,000 | $ 0 |
| RALEIGH-CARY, NC | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 450,000 | $ 450,000 | $ 90,000 |
| SANDUSKY, OH | 1 | $ 270,000 | $ 270,000 | $ 69,000 |
| SANTA FE, NM | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 310,000 | $ 310,000 | $ 168,000 |
| SPRINGFIELD, MA | 1 | $ 111,000 | $ 111,000 | $ 35,000 |
| SUMTER, SC | 1 | $ 77,000 | $ 77,000 | $ 23,000 |
| TERRE HAUTE, IN | 1 | $ 137,000 | $ 137,000 | $ 65,000 |
| TUCSON, AZ | 1 | $ 224,000 | $ 224,000 | $ 90,000 |
| WAUSAU, WI | 1 | $ 112,000 | $ 112,000 | $ 46,000 |
| WINSTON-SALEM, NC | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Nbank, N.A. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,208 | $460,626,000 | $208,000 | $1,120,000 | $85,000 | $965,000 |
| Home Purchase | 1,886 | $304,034,000 | $161,000 | $1,360,000 | $75,000 | $881,000 |
| Home Improvement | 11 | $528,000 | $48,000 | $350,000 | $50,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,817 | $499,798,000 | $177,000 | $1,360,000 | $81,000 | $965,000 |
| Black or African American | 514 | $76,519,000 | $148,000 | $1,000,000 | $61,000 | $280,000 |
| Hispanic | 297 | $68,907,000 | $232,000 | $760,000 | $84,000 | $585,000 |
| Not Provided | 268 | $63,238,000 | $235,000 | $960,000 | $88,000 | $319,000 |
| Asian | 173 | $47,333,000 | $273,000 | $1,000,000 | $103,000 | $588,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $7,277,000 | $291,000 | $1,003,000 | $109,000 | $549,000 |
| American Indian or Alaskan Native | 11 | $2,116,000 | $192,000 | $480,000 | $73,000 | $238,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,127 | $640,777,000 | $204,000 | $1,360,000 | $90,000 | $965,000 |
| FHA-insured (Federal Housing Administration) | 816 | $99,153,000 | $121,000 | $337,000 | $49,000 | $409,000 |
| VA-guaranteed (Veterans Administration) | 162 | $25,258,000 | $155,000 | $415,000 | $53,000 | $157,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,136 | $373,122,000 | $174,000 | $975,000 | $76,000 | $965,000 |
| Application Approved But Not Accepted | 854 | $186,244,000 | $218,000 | $1,360,000 | $90,000 | $706,000 |
| Application Denied By Financial Institution | 632 | $133,726,000 | $211,000 | $1,120,000 | $88,000 | $743,000 |
| Loan Purchased By The Institution | 351 | $50,401,000 | $143,000 | $584,000 | $65,000 | $463,000 |
| Application Withdrawn By Applicant | 92 | $14,075,000 | $152,000 | $561,000 | $71,000 | $881,000 |
| File Closed For Incompleteness | 40 | $7,620,000 | $190,000 | $933,000 | $96,000 | $757,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 193 | $34,935,000 | $181,000 | $1,000,000 | $74,000 | $372,000 |
| Other | 147 | $33,126,000 | $225,000 | $1,050,000 | $94,000 | $585,000 |
| Debt-To-Income Ratio | 107 | $20,793,000 | $194,000 | $665,000 | $70,000 | $240,000 |
| Collateral | 83 | $18,014,000 | $217,000 | $1,120,000 | $112,000 | $743,000 |
| Credit Application Incomplete | 31 | $9,668,000 | $311,000 | $1,000,000 | $108,000 | $396,000 |
| Unverifiable Information | 30 | $7,338,000 | $244,000 | $860,000 | $103,000 | $402,000 |
| Employment History | 30 | $6,500,000 | $216,000 | $944,000 | $96,000 | $468,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $3,262,000 | $326,000 | $1,000,000 | $124,000 | $588,000 |
| Mortgage Insurance Denied | 1 | $90,000 | $90,000 | $90,000 | $23,000 | $23,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nbank, N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nbank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.