Ncb, Fsb
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Ncb, Fsb.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Ncb, Fsb
139 South High Street
Hillsboro, OH 45133
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 2,660
Total Mortgage Loan Application Amount $1,050,184,000
Average Mortgage Loan Application Amount $394,240
Highest Mortgage Loan Application Amount $16,000,000
Average Applicant Income $105,160
Highest Applicant Income $1,716,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Ncb, Fsb by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
New York County New York 374 $ 312,705,000 $ 836,000 $ 167,000
Orange County California 330 $ 46,935,000 $ 142,000 $ 66,000
Los Angeles County California 201 $ 53,518,000 $ 266,000 $ 175,000
Highland County Ohio 153 $ 14,293,000 $ 93,000 $ 42,000
District of Columbia County District Of Columbia 150 $ 32,479,000 $ 216,000 $ 71,000
King County Washington 137 $ 18,856,000 $ 137,000 $ 61,000
Westchester County New York 116 $ 113,012,000 $ 974,000 $ 64,000
Queens County New York 107 $ 90,450,000 $ 845,000 $ 63,000
Kings County New York 93 $ 73,762,000 $ 793,000 $ 75,000
Cook County Illinois 90 $ 21,360,000 $ 237,000 $ 68,000
Alameda County California 82 $ 14,833,000 $ 180,000 $ 66,000
Washtenaw County Michigan 65 $ 11,841,000 $ 182,000 $ 59,000
Summit County Ohio 51 $ 2,718,000 $ 53,000 $ 90,000
Wayne County Michigan 46 $ 7,849,000 $ 170,000 $ 81,000
Bronx County New York 46 $ 21,015,000 $ 456,000 $ 59,000
San Francisco County California 37 $ 11,252,000 $ 304,000 $ 114,000
Prince George's County Maryland 29 $ 2,514,000 $ 86,000 $ 53,000
Macomb County Michigan 29 $ 1,376,000 $ 47,000 $ 42,000
Hudson County New Jersey 29 $ 25,143,000 $ 867,000 $ 82,000
Middlesex County New Jersey 29 $ 1,465,000 $ 50,000 $ 46,000
Miami-Dade County Florida 26 $ 4,080,000 $ 156,000 $ 81,000
Montgomery County Maryland 26 $ 6,506,000 $ 250,000 $ 56,000
Nassau County New York 25 $ 19,320,000 $ 772,000 $ 73,000
Bergen County New Jersey 20 $ 4,775,000 $ 238,000 $ 63,000
Santa Clara County California 17 $ 3,350,000 $ 197,000 $ 74,000
Fairfax County Virginia 17 $ 3,115,000 $ 183,000 $ 63,000
Ingham County Michigan 14 $ 489,000 $ 34,000 $ 46,000
Adams County Ohio 13 $ 916,000 $ 70,000 $ 38,000
San Diego County California 12 $ 1,455,000 $ 121,000 $ 46,000
Arlington County Virginia 10 $ 1,796,000 $ 179,000 $ 65,000
Marin County California 9 $ 1,770,000 $ 196,000 $ 58,000
Clinton County Ohio 9 $ 662,000 $ 73,000 $ 46,000
Charles County Maryland 8 $ 482,000 $ 60,000 $ 78,000
Rockland County New York 8 $ 19,515,000 $ 2,439,000 $ 56,000
Suffolk County New York 8 $ 8,781,000 $ 1,097,000 $ 271,000
Norfolk County Virginia 8 $ 752,000 $ 94,000 $ 53,000
Baltimore City County Maryland 7 $ 692,000 $ 98,000 $ 127,000
Morris County New Jersey 7 $ 2,108,000 $ 301,000 $ 53,000
San Mateo County California 6 $ 1,226,000 $ 204,000 $ 58,000
Fulton County Georgia 6 $ 5,425,000 $ 904,000 $ 0
Suffolk County Massachusetts 6 $ 939,000 $ 156,000 $ 177,000
Hennepin County Minnesota 6 $ 3,137,000 $ 522,000 $ 71,000
Brown County Ohio 6 $ 550,000 $ 91,000 $ 37,000
Fairfield County Connecticut 4 $ 787,000 $ 196,000 $ 117,000
Broward County Florida 4 $ 469,000 $ 117,000 $ 64,000
Palm Beach County Florida 4 $ 307,000 $ 76,000 $ 76,000
Ramsey County Minnesota 4 $ 358,000 $ 89,000 $ 70,000
Essex County New Jersey 4 $ 882,000 $ 220,000 $ 99,000
Monmouth County New Jersey 4 $ 300,000 $ 75,000 $ 57,000
Pinellas County Florida 3 $ 566,000 $ 188,000 $ 85,000
DeKalb County Georgia 3 $ 8,025,000 $ 2,675,000 $ 0
Anne Arundel County Maryland 3 $ 817,000 $ 272,000 $ 82,000
Fayette County Ohio 3 $ 433,000 $ 144,000 $ 46,000
Anchorage County Alaska 2 $ 87,000 $ 43,000 $ 50,000
Arapahoe County Colorado 2 $ 760,000 $ 380,000 $ 0
Cobb County Georgia 2 $ 500,000 $ 250,000 $ 0
Marion County Indiana 2 $ 1,233,000 $ 616,000 $ 24,000
Oakland County Michigan 2 $ 510,000 $ 255,000 $ 0
Dutchess County New York 2 $ 821,000 $ 410,000 $ 27,000
Putnam County New York 2 $ 400,000 $ 200,000 $ 65,000
Cuyahoga County Ohio 2 $ 12,750,000 $ 6,375,000 $ 0
Greene County Ohio 2 $ 243,000 $ 121,000 $ 57,000
Ross County Ohio 2 $ 154,000 $ 77,000 $ 37,000
Riverside County California 1 $ 900,000 $ 900,000 $ 0
San Bernardino County California 1 $ 100,000 $ 100,000 $ 0
Jefferson County Colorado 1 $ 267,000 $ 267,000 $ 0
New Haven County Connecticut 1 $ 60,000 $ 60,000 $ 46,000
Forsyth County Georgia 1 $ 100,000 $ 100,000 $ 0
DuPage County Illinois 1 $ 40,000 $ 40,000 $ 104,000
Tippecanoe County Indiana 1 $ 8,000,000 $ 8,000,000 $ 0
Mason County Kentucky 1 $ 38,000 $ 38,000 $ 52,000
Baltimore County Maryland 1 $ 134,000 $ 134,000 $ 0
Howard County Maryland 1 $ 3,721,000 $ 3,721,000 $ 0
Barnstable County Massachusetts 1 $ 180,000 $ 180,000 $ 0
Middlesex County Massachusetts 1 $ 180,000 $ 180,000 $ 0
Nantucket County Massachusetts 1 $ 652,000 $ 652,000 $ 311,000
Merrimack County New Hampshire 1 $ 130,000 $ 130,000 $ 0
Burlington County New Jersey 1 $ 500,000 $ 500,000 $ 0
Passaic County New Jersey 1 $ 242,000 $ 242,000 $ 78,000
Union County New Jersey 1 $ 90,000 $ 90,000 $ 134,000
Richmond County New York 1 $ 3,500,000 $ 3,500,000 $ 0
Mecklenburg County North Carolina 1 $ 112,000 $ 112,000 $ 35,000
Clermont County Ohio 1 $ 95,000 $ 95,000 $ 41,000
Hamilton County Ohio 1 $ 4,000,000 $ 4,000,000 $ 0
Pike County Ohio 1 $ 82,000 $ 82,000 $ 34,000
Scioto County Ohio 1 $ 114,000 $ 114,000 $ 135,000
Allegheny County Pennsylvania 1 $ 78,000 $ 78,000 $ 35,000
Charleston County South Carolina 1 $ 3,000,000 $ 3,000,000 $ 0
Davidson County Tennessee 1 $ 200,000 $ 200,000 $ 0
Windsor County Vermont 1 $ 172,000 $ 172,000 $ 991,000
Alexandria County Virginia 1 $ 800,000 $ 800,000 $ 0
Loudoun County Virginia 1 $ 150,000 $ 150,000 $ 0
Prince William County Virginia 1 $ 100,000 $ 100,000 $ 0
Kitsap County Washington 1 $ 90,000 $ 90,000 $ 72,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Ncb, Fsb in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,509 $240,467,000 $154,470 $4,830,000 $136,411 $991,000
Refinancing 1,124 $806,216,000 $642,583 $16,000,000 $45,666 $1,716,000
Home Improvement 27 $3,501,000 $184,888 $1,000,000 $204,777 $1,299,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,594 $255,359,000 $150,285 $4,830,000 $126,000 $1,585,000
Not applicable 425 $706,245,000 $1,932,352 $16,000,000 $4,058 $140,000
Not Provided 267 $37,465,000 $109,384 $1,697,000 $69,461 $987,000
Black or African American 127 $14,460,000 $130,750 $768,000 $66,833 $1,716,000
Asian 126 $21,379,000 $119,909 $1,200,000 $73,363 $360,000
Hispanic 113 $14,015,000 $112,818 $425,000 $68,818 $324,000
Native Hawaiian or Other Pacific Islander 5 $836,000 $162,000 $291,000 $96,666 $193,000
American Indian or Alaskan Native 3 $425,000 $141,666 $176,000 $75,333 $94,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,659 $1,050,124,000 $470,423 $16,000,000 $91,076 $1,716,000
FHA-insured (Federal Housing Administration) 1 $60,000 $60,000 $60,000 $17,000 $17,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,053 $942,943,000 $594,652 $16,000,000 $95,434 $1,716,000
Application Withdrawn By Applicant 395 $66,863,000 $147,470 $2,440,000 $73,705 $1,585,000
Application Denied By Financial Institution 142 $18,179,000 $127,083 $1,697,000 $64,333 $575,000
Preapproval Approved but not Accepted 43 $16,003,000 $372,000 $4,830,000 $112,000 $900,000
Application Approved But Not Accepted 26 $6,145,000 $148,285 $1,200,000 $136,285 $1,042,000
Preapproval Denied by Financial Institution 1 $51,000 $51,000 $51,000 $70,000 $70,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 57 $6,558,000 $102,750 $1,697,000 $63,125 $575,000
Other 41 $4,783,000 $128,000 $500,000 $71,636 $364,000
Debt-To-Income Ratio 38 $5,365,000 $127,700 $336,000 $55,800 $240,000
Collateral 2 $819,000 $409,500 $425,000 $163,000 $229,000
Insufficient Cash (Downpayment, Closing Cost) 2 $499,000 $249,500 $441,000 $128,000 $216,000
Unverifiable Information 1 $108,000 $108,000 $108,000 $0 $0
Credit Application Incomplete 1 $15,000 $15,000 $15,000 $12,000 $12,000
Employment History 1 $83,000 $83,000 $83,000 $18,000 $18,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.

Download the Ohio Lender List