Homespire Mortgage Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Homespire Mortgage Corporation 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homespire Mortgage Corporation 9711 Washingtonian Blvd Suite 500 Baltimore, MD 20878 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,251 |
| Total Mortgage Loan Application Amount | $651,760,000 |
| Average Mortgage Loan Application Amount | $296,000 |
| Highest Mortgage Loan Application Amount | $1,480,000 |
| Average Applicant Income | $84,666 |
| Highest Applicant Income | $1,667,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Homespire Mortgage Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homespire Mortgage Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Homespire Mortgage Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homespire Mortgage Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Homespire Mortgage Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homespire Mortgage Corporation's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 489 | $ 158,137,000 | $ 323,000 | $ 86,000 |
| Prince George's County Maryland | 382 | $ 98,370,000 | $ 257,000 | $ 63,000 |
| Prince William County Virginia | 205 | $ 59,245,000 | $ 289,000 | $ 67,000 |
| Fairfax County Virginia | 151 | $ 58,859,000 | $ 389,000 | $ 100,000 |
| Frederick County Maryland | 75 | $ 20,429,000 | $ 272,000 | $ 71,000 |
| Dauphin County Pennsylvania | 69 | $ 10,619,000 | $ 153,000 | $ 77,000 |
| District of Columbia County District Of Columbia | 65 | $ 26,733,000 | $ 411,000 | $ 116,000 |
| Anne Arundel County Maryland | 64 | $ 18,426,000 | $ 287,000 | $ 63,000 |
| Baltimore County Maryland | 60 | $ 14,746,000 | $ 245,000 | $ 71,000 |
| New Castle County Delaware | 44 | $ 13,515,000 | $ 307,000 | $ 72,000 |
| Howard County Maryland | 43 | $ 14,531,000 | $ 337,000 | $ 129,000 |
| Cumberland County Pennsylvania | 38 | $ 7,385,000 | $ 194,000 | $ 123,000 |
| Loudoun County Virginia | 38 | $ 14,045,000 | $ 369,000 | $ 98,000 |
| Luzerne County Pennsylvania | 37 | $ 4,646,000 | $ 125,000 | $ 65,000 |
| Charles County Maryland | 35 | $ 10,167,000 | $ 290,000 | $ 73,000 |
| Kent County Delaware | 31 | $ 7,893,000 | $ 254,000 | $ 73,000 |
| York County Pennsylvania | 31 | $ 5,731,000 | $ 184,000 | $ 76,000 |
| Stafford County Virginia | 25 | $ 7,272,000 | $ 290,000 | $ 76,000 |
| Lancaster County Pennsylvania | 21 | $ 4,810,000 | $ 229,000 | $ 73,000 |
| Alexandria County Virginia | 21 | $ 8,773,000 | $ 417,000 | $ 116,000 |
| Cecil County Maryland | 19 | $ 5,303,000 | $ 279,000 | $ 64,000 |
| Carroll County Maryland | 17 | $ 4,947,000 | $ 291,000 | $ 70,000 |
| Jefferson County West Virginia | 17 | $ 4,180,000 | $ 245,000 | $ 77,000 |
| Baltimore City County Maryland | 16 | $ 3,014,000 | $ 188,000 | $ 97,000 |
| Arlington County Virginia | 16 | $ 5,914,000 | $ 369,000 | $ 122,000 |
| Berkeley County West Virginia | 16 | $ 2,746,000 | $ 171,000 | $ 62,000 |
| Harford County Maryland | 14 | $ 4,315,000 | $ 308,000 | $ 91,000 |
| Manassas County Virginia | 14 | $ 3,374,000 | $ 241,000 | $ 56,000 |
| Montgomery County Pennsylvania | 12 | $ 3,259,000 | $ 271,000 | $ 94,000 |
| Manassas Park County Virginia | 8 | $ 1,813,000 | $ 226,000 | $ 52,000 |
| Spotsylvania County Virginia | 7 | $ 1,693,000 | $ 241,000 | $ 52,000 |
| Washington County Maryland | 6 | $ 1,591,000 | $ 265,000 | $ 80,000 |
| Mercer County New Jersey | 6 | $ 978,000 | $ 163,000 | $ 47,000 |
| Chester County Pennsylvania | 6 | $ 2,620,000 | $ 436,000 | $ 140,000 |
| Fairfax City County Virginia | 6 | $ 2,472,000 | $ 412,000 | $ 105,000 |
| Queen Anne's County Maryland | 5 | $ 2,026,000 | $ 405,000 | $ 70,000 |
| Ocean County New Jersey | 5 | $ 1,332,000 | $ 266,000 | $ 114,000 |
| Bucks County Pennsylvania | 5 | $ 1,830,000 | $ 366,000 | $ 130,000 |
| Franklin County Pennsylvania | 5 | $ 661,000 | $ 132,000 | $ 58,000 |
| Lebanon County Pennsylvania | 5 | $ 846,000 | $ 169,000 | $ 87,000 |
| Northumberland County Pennsylvania | 5 | $ 579,000 | $ 115,000 | $ 48,000 |
| Culpeper County Virginia | 5 | $ 1,220,000 | $ 244,000 | $ 58,000 |
| Palm Beach County Florida | 4 | $ 833,000 | $ 208,000 | $ 35,000 |
| Bergen County New Jersey | 4 | $ 1,642,000 | $ 410,000 | $ 497,000 |
| Burlington County New Jersey | 4 | $ 1,409,000 | $ 352,000 | $ 157,000 |
| Columbia County Pennsylvania | 4 | $ 517,000 | $ 129,000 | $ 49,000 |
| Virginia Beach County Virginia | 4 | $ 1,265,000 | $ 316,000 | $ 59,000 |
| Sussex County Delaware | 3 | $ 686,000 | $ 228,000 | $ 103,000 |
| Gloucester County New Jersey | 3 | $ 952,000 | $ 317,000 | $ 71,000 |
| Monmouth County New Jersey | 3 | $ 705,000 | $ 235,000 | $ 113,000 |
| Chesapeake County Virginia | 3 | $ 1,202,000 | $ 400,000 | $ 64,000 |
| Frederick County Virginia | 3 | $ 532,000 | $ 177,000 | $ 45,000 |
| Morgan County West Virginia | 3 | $ 459,000 | $ 153,000 | $ 120,000 |
| Dorchester County Maryland | 2 | $ 566,000 | $ 283,000 | $ 171,000 |
| St. Mary's County Maryland | 2 | $ 571,000 | $ 285,000 | $ 155,000 |
| Camden County New Jersey | 2 | $ 458,000 | $ 229,000 | $ 76,000 |
| Cape May County New Jersey | 2 | $ 1,760,000 | $ 880,000 | $ 254,000 |
| Middlesex County New Jersey | 2 | $ 1,240,000 | $ 620,000 | $ 139,000 |
| Mecklenburg County North Carolina | 2 | $ 328,000 | $ 164,000 | $ 20,000 |
| Berks County Pennsylvania | 2 | $ 222,000 | $ 111,000 | $ 48,000 |
| Lehigh County Pennsylvania | 2 | $ 516,000 | $ 258,000 | $ 79,000 |
| Caroline County Virginia | 2 | $ 461,000 | $ 230,000 | $ 73,000 |
| Chesterfield County Virginia | 2 | $ 532,000 | $ 266,000 | $ 62,000 |
| Fauquier County Virginia | 2 | $ 703,000 | $ 351,000 | $ 27,000 |
| King George County Virginia | 2 | $ 468,000 | $ 234,000 | $ 114,000 |
| New Kent County Virginia | 2 | $ 516,000 | $ 258,000 | $ 62,000 |
| Suffolk County Virginia | 2 | $ 509,000 | $ 254,000 | $ 32,000 |
| Hillsborough County Florida | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Osceola County Florida | 1 | $ 250,000 | $ 250,000 | $ 129,000 |
| Seminole County Florida | 1 | $ 159,000 | $ 159,000 | $ 181,000 |
| Hamilton County Indiana | 1 | $ 289,000 | $ 289,000 | $ 156,000 |
| Calvert County Maryland | 1 | $ 197,000 | $ 197,000 | $ 40,000 |
| Middlesex County Massachusetts | 1 | $ 451,000 | $ 451,000 | $ 200,000 |
| Essex County New Jersey | 1 | $ 384,000 | $ 384,000 | $ 162,000 |
| Hudson County New Jersey | 1 | $ 390,000 | $ 390,000 | $ 105,000 |
| Passaic County New Jersey | 1 | $ 377,000 | $ 377,000 | $ 83,000 |
| Somerset County New Jersey | 1 | $ 608,000 | $ 608,000 | $ 240,000 |
| Buncombe County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 145,000 |
| New Hanover County North Carolina | 1 | $ 253,000 | $ 253,000 | $ 65,000 |
| Wake County North Carolina | 1 | $ 254,000 | $ 254,000 | $ 70,000 |
| Allegheny County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Carbon County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 119,000 |
| Delaware County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 106,000 |
| Fulton County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 56,000 |
| Huntingdon County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 36,000 |
| Juniata County Pennsylvania | 1 | $ 209,000 | $ 209,000 | $ 87,000 |
| Lackawanna County Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 47,000 |
| Monroe County Pennsylvania | 1 | $ 253,000 | $ 253,000 | $ 67,000 |
| Perry County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 57,000 |
| Philadelphia County Pennsylvania | 1 | $ 585,000 | $ 585,000 | $ 92,000 |
| Schuylkill County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 40,000 |
| Westmoreland County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 45,000 |
| Accomack County Virginia | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Albemarle County Virginia | 1 | $ 310,000 | $ 310,000 | $ 93,000 |
| Bedford County Virginia | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Botetourt County Virginia | 1 | $ 247,000 | $ 247,000 | $ 58,000 |
| Carroll County Virginia | 1 | $ 229,000 | $ 229,000 | $ 99,000 |
| Henrico County Virginia | 1 | $ 223,000 | $ 223,000 | $ 51,000 |
| King William County Virginia | 1 | $ 270,000 | $ 270,000 | $ 77,000 |
| Madison County Virginia | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Montgomery County Virginia | 1 | $ 144,000 | $ 144,000 | $ 113,000 |
| Norfolk County Virginia | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Northampton County Virginia | 1 | $ 199,000 | $ 199,000 | $ 364,000 |
| Pittsylvania County Virginia | 1 | $ 345,000 | $ 345,000 | $ 98,000 |
| Powhatan County Virginia | 1 | $ 287,000 | $ 287,000 | $ 113,000 |
| Rappahannock County Virginia | 1 | $ 625,000 | $ 625,000 | $ 173,000 |
| Richmond City County Virginia | 1 | $ 270,000 | $ 270,000 | $ 75,000 |
| Rockingham County Virginia | 1 | $ 256,000 | $ 256,000 | $ 92,000 |
| Shenandoah County Virginia | 1 | $ 147,000 | $ 147,000 | $ 63,000 |
| Westmoreland County Virginia | 1 | $ 180,000 | $ 180,000 | $ 85,000 |
| Winchester County Virginia | 1 | $ 143,000 | $ 143,000 | $ 54,000 |
| Hampshire County West Virginia | 1 | $ 236,000 | $ 236,000 | $ 338,000 |
| Monongalia County West Virginia | 1 | $ 179,000 | $ 179,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for Homespire Mortgage Corporation in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,544 | $437,949,000 | $283,000 | $1,480,000 | $85,000 | $1,667,000 |
| Refinancing | 589 | $177,995,000 | $302,000 | $1,000,000 | $68,000 | $695,000 |
| Home Improvement | 118 | $35,816,000 | $303,000 | $1,194,000 | $101,000 | $425,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 819 | $213,930,000 | $261,000 | $635,000 | $58,000 | $291,000 |
| White | 757 | $226,376,000 | $299,000 | $1,480,000 | $102,000 | $695,000 |
| Black or African American | 391 | $116,193,000 | $297,000 | $651,000 | $81,000 | $1,667,000 |
| Asian | 159 | $56,451,000 | $355,000 | $752,000 | $101,000 | $382,000 |
| Not Provided | 112 | $33,653,000 | $300,000 | $1,194,000 | $79,000 | $425,000 |
| American Indian or Alaskan Native | 6 | $2,597,000 | $432,000 | $628,000 | $128,000 | $221,000 |
| Native Hawaiin or Other Pacific Islander | 4 | $1,163,000 | $290,000 | $362,000 | $104,000 | $145,000 |
| Not applicable | 3 | $1,397,000 | $465,000 | $855,000 | $80,000 | $131,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,284 | $352,776,000 | $274,000 | $636,000 | $64,000 | $695,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 720 | $205,534,000 | $285,000 | $1,480,000 | $110,000 | $1,667,000 |
| VA-guaranteed (Veterans Administration) | 220 | $87,666,000 | $398,000 | $1,020,000 | $92,000 | $298,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $5,784,000 | $214,000 | $334,000 | $70,000 | $143,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,604 | $465,070,000 | $289,000 | $1,020,000 | $83,000 | $1,667,000 |
| Application Withdrawn By Applicant | 252 | $74,644,000 | $296,000 | $1,480,000 | $82,000 | $427,000 |
| Application Approved But Not Accepted | 153 | $47,230,000 | $308,000 | $960,000 | $82,000 | $317,000 |
| Application Denied By Financial Institution | 143 | $36,383,000 | $254,000 | $850,000 | $67,000 | $216,000 |
| File Closed For Incompleteness | 99 | $28,433,000 | $287,000 | $691,000 | $70,000 | $320,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 27 | $8,037,000 | $297,000 | $850,000 | $70,000 | $175,000 |
| Credit History | 23 | $5,718,000 | $248,000 | $532,000 | $57,000 | $117,000 |
| Collateral | 15 | $2,973,000 | $198,000 | $377,000 | $62,000 | $138,000 |
| Other | 13 | $3,222,000 | $247,000 | $396,000 | $47,000 | $134,000 |
| Employment History | 12 | $3,223,000 | $268,000 | $417,000 | $70,000 | $101,000 |
| Unverifiable Information | 9 | $2,319,000 | $257,000 | $384,000 | $105,000 | $216,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,149,000 | $229,000 | $383,000 | $50,000 | $73,000 |
| Credit Application Incomplete | 2 | $647,000 | $323,000 | $446,000 | $86,000 | $88,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homespire Mortgage Corporation's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homespire Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.