Homespire Mortgage Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Homespire Mortgage Corporation 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homespire Mortgage Corporation 9711 Washingtonian Blvd Suite 500 Baltimore, MD 20878 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,635 |
| Total Mortgage Loan Application Amount | $963,885,000 |
| Average Mortgage Loan Application Amount | $263,000 |
| Highest Mortgage Loan Application Amount | $1,285,000 |
| Average Applicant Income | $81,333 |
| Highest Applicant Income | $876,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Homespire Mortgage Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homespire Mortgage Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Homespire Mortgage Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homespire Mortgage Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Homespire Mortgage Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homespire Mortgage Corporation's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 657 | $ 215,795,000 | $ 328,000 | $ 95,000 |
| Prince George's County Maryland | 657 | $ 177,425,000 | $ 270,000 | $ 73,000 |
| Berkeley County West Virginia | 205 | $ 35,865,000 | $ 174,000 | $ 68,000 |
| Prince William County Virginia | 200 | $ 58,820,000 | $ 294,000 | $ 76,000 |
| Fairfax County Virginia | 126 | $ 47,690,000 | $ 378,000 | $ 109,000 |
| Frederick County Maryland | 106 | $ 28,880,000 | $ 272,000 | $ 79,000 |
| Anne Arundel County Maryland | 94 | $ 30,830,000 | $ 327,000 | $ 90,000 |
| Hillsborough County Florida | 90 | $ 19,070,000 | $ 211,000 | $ 81,000 |
| Pinellas County Florida | 88 | $ 19,180,000 | $ 217,000 | $ 92,000 |
| Dauphin County Pennsylvania | 74 | $ 11,640,000 | $ 157,000 | $ 76,000 |
| Luzerne County Pennsylvania | 72 | $ 9,120,000 | $ 126,000 | $ 74,000 |
| Frederick County Virginia | 70 | $ 15,760,000 | $ 225,000 | $ 81,000 |
| Wake County North Carolina | 64 | $ 16,400,000 | $ 256,000 | $ 98,000 |
| District of Columbia County District Of Columbia | 60 | $ 27,580,000 | $ 459,000 | $ 142,000 |
| Cumberland County Pennsylvania | 60 | $ 11,220,000 | $ 187,000 | $ 77,000 |
| Baltimore County Maryland | 53 | $ 11,805,000 | $ 222,000 | $ 63,000 |
| Jefferson County West Virginia | 53 | $ 11,455,000 | $ 216,000 | $ 77,000 |
| Pasco County Florida | 51 | $ 9,955,000 | $ 195,000 | $ 73,000 |
| Washington County Maryland | 44 | $ 8,760,000 | $ 199,000 | $ 76,000 |
| Charles County Maryland | 42 | $ 12,210,000 | $ 290,000 | $ 79,000 |
| Loudoun County Virginia | 40 | $ 15,340,000 | $ 383,000 | $ 109,000 |
| Howard County Maryland | 39 | $ 12,065,000 | $ 309,000 | $ 98,000 |
| York County Pennsylvania | 32 | $ 5,950,000 | $ 185,000 | $ 87,000 |
| Cumberland County North Carolina | 30 | $ 4,550,000 | $ 151,000 | $ 61,000 |
| Stafford County Virginia | 24 | $ 7,560,000 | $ 315,000 | $ 86,000 |
| Baltimore City County Maryland | 23 | $ 4,195,000 | $ 182,000 | $ 68,000 |
| Morgan County West Virginia | 23 | $ 3,585,000 | $ 155,000 | $ 72,000 |
| Orange County Florida | 21 | $ 4,375,000 | $ 208,000 | $ 67,000 |
| Spotsylvania County Virginia | 20 | $ 4,570,000 | $ 228,000 | $ 61,000 |
| Alexandria County Virginia | 19 | $ 8,675,000 | $ 456,000 | $ 176,000 |
| Carroll County Maryland | 18 | $ 5,740,000 | $ 318,000 | $ 96,000 |
| Shenandoah County Virginia | 16 | $ 2,900,000 | $ 181,000 | $ 62,000 |
| Osceola County Florida | 15 | $ 3,105,000 | $ 207,000 | $ 54,000 |
| Franklin County North Carolina | 15 | $ 3,045,000 | $ 203,000 | $ 81,000 |
| Manassas County Virginia | 15 | $ 4,025,000 | $ 268,000 | $ 71,000 |
| Johnston County North Carolina | 13 | $ 2,195,000 | $ 168,000 | $ 58,000 |
| Warren County Virginia | 13 | $ 2,665,000 | $ 205,000 | $ 71,000 |
| Hampshire County West Virginia | 13 | $ 2,015,000 | $ 155,000 | $ 55,000 |
| Lancaster County Pennsylvania | 12 | $ 2,190,000 | $ 182,000 | $ 74,000 |
| Polk County Florida | 11 | $ 2,025,000 | $ 184,000 | $ 57,000 |
| Franklin County Pennsylvania | 11 | $ 1,865,000 | $ 169,000 | $ 71,000 |
| Durham County North Carolina | 10 | $ 1,530,000 | $ 153,000 | $ 55,000 |
| Winchester County Virginia | 10 | $ 2,290,000 | $ 229,000 | $ 81,000 |
| Lake County Florida | 8 | $ 1,460,000 | $ 182,000 | $ 61,000 |
| Arlington County Virginia | 8 | $ 3,700,000 | $ 462,000 | $ 129,000 |
| Harford County Maryland | 7 | $ 2,075,000 | $ 296,000 | $ 100,000 |
| Davidson County Tennessee | 7 | $ 2,205,000 | $ 315,000 | $ 115,000 |
| Kent County Delaware | 6 | $ 1,610,000 | $ 268,000 | $ 86,000 |
| New Castle County Delaware | 6 | $ 1,960,000 | $ 326,000 | $ 114,000 |
| Sarasota County Florida | 6 | $ 1,910,000 | $ 318,000 | $ 104,000 |
| Seminole County Florida | 6 | $ 1,350,000 | $ 225,000 | $ 132,000 |
| Granville County North Carolina | 6 | $ 1,000,000 | $ 166,000 | $ 67,000 |
| Harnett County North Carolina | 6 | $ 1,030,000 | $ 171,000 | $ 59,000 |
| Hoke County North Carolina | 6 | $ 930,000 | $ 155,000 | $ 50,000 |
| Mecklenburg County North Carolina | 6 | $ 2,660,000 | $ 443,000 | $ 127,000 |
| Montgomery County Pennsylvania | 6 | $ 1,580,000 | $ 263,000 | $ 122,000 |
| Fauquier County Virginia | 6 | $ 1,740,000 | $ 290,000 | $ 68,000 |
| Hernando County Florida | 5 | $ 675,000 | $ 135,000 | $ 63,000 |
| Miami-Dade County Florida | 5 | $ 1,025,000 | $ 205,000 | $ 66,000 |
| Cecil County Maryland | 5 | $ 1,215,000 | $ 243,000 | $ 65,000 |
| Burlington County New Jersey | 5 | $ 1,435,000 | $ 287,000 | $ 129,000 |
| Fulton County Pennsylvania | 5 | $ 825,000 | $ 165,000 | $ 81,000 |
| Northumberland County Pennsylvania | 5 | $ 565,000 | $ 113,000 | $ 51,000 |
| Perry County Pennsylvania | 5 | $ 555,000 | $ 111,000 | $ 58,000 |
| Marion County Florida | 4 | $ 470,000 | $ 117,000 | $ 69,000 |
| Calvert County Maryland | 4 | $ 1,500,000 | $ 375,000 | $ 222,000 |
| Worcester County Maryland | 4 | $ 720,000 | $ 180,000 | $ 102,000 |
| Alamance County North Carolina | 4 | $ 850,000 | $ 212,000 | $ 61,000 |
| Brunswick County North Carolina | 4 | $ 960,000 | $ 240,000 | $ 79,000 |
| Edgecombe County North Carolina | 4 | $ 330,000 | $ 82,000 | $ 32,000 |
| Lackawanna County Pennsylvania | 4 | $ 410,000 | $ 102,000 | $ 86,000 |
| Manassas Park County Virginia | 4 | $ 1,190,000 | $ 297,000 | $ 56,000 |
| Broward County Florida | 3 | $ 655,000 | $ 218,000 | $ 90,000 |
| Manatee County Florida | 3 | $ 695,000 | $ 231,000 | $ 157,000 |
| Wicomico County Maryland | 3 | $ 575,000 | $ 191,000 | $ 99,000 |
| Norfolk County Massachusetts | 3 | $ 1,795,000 | $ 598,000 | $ 166,000 |
| Camden County New Jersey | 3 | $ 395,000 | $ 131,000 | $ 70,000 |
| Forsyth County North Carolina | 3 | $ 315,000 | $ 105,000 | $ 48,000 |
| Nash County North Carolina | 3 | $ 265,000 | $ 88,000 | $ 38,000 |
| Sampson County North Carolina | 3 | $ 315,000 | $ 105,000 | $ 64,000 |
| Fairfield County Ohio | 3 | $ 335,000 | $ 111,000 | $ 83,000 |
| Bucks County Pennsylvania | 3 | $ 1,035,000 | $ 345,000 | $ 171,000 |
| Delaware County Pennsylvania | 3 | $ 405,000 | $ 135,000 | $ 57,000 |
| Hamilton County Tennessee | 3 | $ 655,000 | $ 218,000 | $ 103,000 |
| Rutherford County Tennessee | 3 | $ 675,000 | $ 225,000 | $ 50,000 |
| Clarke County Virginia | 3 | $ 755,000 | $ 251,000 | $ 86,000 |
| Hopewell County Virginia | 3 | $ 345,000 | $ 115,000 | $ 28,000 |
| Sussex County Delaware | 2 | $ 470,000 | $ 235,000 | $ 119,000 |
| Bay County Florida | 2 | $ 510,000 | $ 255,000 | $ 106,000 |
| Brevard County Florida | 2 | $ 470,000 | $ 235,000 | $ 69,000 |
| Clay County Florida | 2 | $ 340,000 | $ 170,000 | $ 29,000 |
| Duval County Florida | 2 | $ 350,000 | $ 175,000 | $ 75,000 |
| Escambia County Florida | 2 | $ 560,000 | $ 280,000 | $ 106,000 |
| Santa Rosa County Florida | 2 | $ 470,000 | $ 235,000 | $ 60,000 |
| Volusia County Florida | 2 | $ 340,000 | $ 170,000 | $ 77,000 |
| Fulton County Georgia | 2 | $ 550,000 | $ 275,000 | $ 85,000 |
| Gwinnett County Georgia | 2 | $ 920,000 | $ 460,000 | $ 154,000 |
| Dorchester County Maryland | 2 | $ 290,000 | $ 145,000 | $ 146,000 |
| St. Mary's County Maryland | 2 | $ 540,000 | $ 270,000 | $ 71,000 |
| Hampden County Massachusetts | 2 | $ 1,210,000 | $ 605,000 | $ 450,000 |
| Bergen County New Jersey | 2 | $ 1,000,000 | $ 500,000 | $ 163,000 |
| Gloucester County New Jersey | 2 | $ 660,000 | $ 330,000 | $ 92,000 |
| Hudson County New Jersey | 2 | $ 850,000 | $ 425,000 | $ 427,000 |
| Middlesex County New Jersey | 2 | $ 930,000 | $ 465,000 | $ 148,000 |
| Onslow County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 70,000 |
| Robeson County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 57,000 |
| Adams County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 63,000 |
| Bedford County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 83,000 |
| Chester County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 112,000 |
| Lebanon County Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 183,000 |
| Schuylkill County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 60,000 |
| Tioga County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 69,000 |
| Wilson County Tennessee | 2 | $ 460,000 | $ 230,000 | $ 51,000 |
| Fairfax City County Virginia | 2 | $ 630,000 | $ 315,000 | $ 71,000 |
| Louisa County Virginia | 2 | $ 830,000 | $ 415,000 | $ 153,000 |
| Rockbridge County Virginia | 2 | $ 450,000 | $ 225,000 | $ 93,000 |
| Lee County Alabama | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Citrus County Florida | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Flagler County Florida | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Levy County Florida | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Okaloosa County Florida | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Palm Beach County Florida | 1 | $ 395,000 | $ 395,000 | $ 99,000 |
| Walton County Florida | 1 | $ 455,000 | $ 455,000 | $ 231,000 |
| Columbia County Georgia | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| DeKalb County Georgia | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Henry County Georgia | 1 | $ 455,000 | $ 455,000 | $ 118,000 |
| Jenkins County Georgia | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Union County Georgia | 1 | $ 155,000 | $ 155,000 | $ 27,000 |
| Penobscot County Maine | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Caroline County Maryland | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
| Queen Anne's County Maryland | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Plymouth County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 59,000 |
| Berrien County Michigan | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Cumberland County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| Essex County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Monmouth County New Jersey | 1 | $ 1,025,000 | $ 1,025,000 | $ 256,000 |
| Cabarrus County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Carteret County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 230,000 |
| Chatham County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 182,000 |
| Davidson County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Guilford County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Iredell County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| New Hanover County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
| Orange County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 92,000 |
| Pender County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Union County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 138,000 |
| Watauga County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 164,000 |
| Muskingum County Ohio | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Berks County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 150,000 |
| Carbon County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Columbia County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Huntingdon County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Monroe County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Philadelphia County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Pike County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Potter County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 251,000 |
| Berkeley County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Charleston County South Carolina | 1 | $ 435,000 | $ 435,000 | $ 222,000 |
| Bradley County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| Coffee County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Gibson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Hamblen County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Macon County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Shelby County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Travis County Texas | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Chesterfield County Virginia | 1 | $ 305,000 | $ 305,000 | $ 93,000 |
| Franklin County Virginia | 1 | $ 535,000 | $ 535,000 | $ 450,000 |
| Fredericksburg County Virginia | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Henrico County Virginia | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| King George County Virginia | 1 | $ 335,000 | $ 335,000 | $ 144,000 |
| Norfolk County Virginia | 1 | $ 335,000 | $ 335,000 | $ 161,000 |
| Nottoway County Virginia | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Orange County Virginia | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Richmond City County Virginia | 1 | $ 425,000 | $ 425,000 | $ 118,000 |
| Roanoke City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Rockingham County Virginia | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Virginia Beach County Virginia | 1 | $ 335,000 | $ 335,000 | $ 136,000 |
| Wythe County Virginia | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Hardy County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Mineral County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Monongalia County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Webster County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Homespire Mortgage Corporation in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,171 | $842,405,000 | $265,000 | $1,285,000 | $85,000 | $876,000 |
| Refinancing | 379 | $99,075,000 | $261,000 | $785,000 | $86,000 | $481,000 |
| Cash-out Refinancing | 85 | $22,405,000 | $263,000 | $805,000 | $73,000 | $230,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,483 | $404,955,000 | $273,000 | $1,165,000 | $73,000 | $525,000 |
| White | 1,344 | $322,920,000 | $240,000 | $1,285,000 | $93,000 | $876,000 |
| Black or African American | 473 | $132,565,000 | $280,000 | $755,000 | $85,000 | $497,000 |
| Not Provided | 203 | $59,905,000 | $295,000 | $775,000 | $95,000 | $288,000 |
| Asian | 122 | $40,390,000 | $331,000 | $885,000 | $110,000 | $522,000 |
| American Indian or Alaskan Native | 8 | $2,400,000 | $300,000 | $615,000 | $136,000 | $355,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $305,000 | $305,000 | $305,000 | $108,000 | $108,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,668 | $442,820,000 | $265,000 | $1,285,000 | $95,000 | $876,000 |
| FHA-insured (Federal Housing Administration) | 1,560 | $406,300,000 | $260,000 | $775,000 | $73,000 | $414,000 |
| VA-guaranteed (Veterans Administration) | 264 | $89,990,000 | $340,000 | $1,055,000 | $102,000 | $450,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 143 | $24,775,000 | $173,000 | $305,000 | $58,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,797 | $735,855,000 | $263,000 | $1,155,000 | $85,000 | $876,000 |
| Application Withdrawn By Applicant | 311 | $85,445,000 | $274,000 | $1,065,000 | $79,000 | $773,000 |
| Application Approved But Not Accepted | 289 | $81,615,000 | $282,000 | $1,165,000 | $95,000 | $522,000 |
| Application Denied By Financial Institution | 133 | $31,335,000 | $235,000 | $695,000 | $73,000 | $481,000 |
| File Closed For Incompleteness | 104 | $29,370,000 | $282,000 | $1,285,000 | $77,000 | $480,000 |
| Preapproval Denied by Financial Institution | 1 | $265,000 | $265,000 | $265,000 | $59,000 | $59,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,501 | $932,285,000 | $266,000 | $1,285,000 | $85,000 | $876,000 |
| Credit History | 42 | $10,710,000 | $255,000 | $565,000 | $75,000 | $220,000 |
| Collateral | 27 | $6,235,000 | $230,000 | $675,000 | $89,000 | $452,000 |
| Debt-To-Income Ratio | 21 | $4,325,000 | $205,000 | $355,000 | $44,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $4,545,000 | $239,000 | $695,000 | $71,000 | $180,000 |
| Employment History | 9 | $2,435,000 | $270,000 | $445,000 | $118,000 | $481,000 |
| Other | 8 | $1,540,000 | $192,000 | $325,000 | $58,000 | $100,000 |
| Unverifiable Information | 7 | $1,655,000 | $236,000 | $385,000 | $57,000 | $128,000 |
| Credit Application Incomplete | 1 | $155,000 | $155,000 | $155,000 | $56,000 | $56,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homespire Mortgage Corporation's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homespire Mortgage Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.