Customers Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Customers Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Customers Bank 99 Bridge Street Phoenixville, PA 19460 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,099 |
| Total Mortgage Loan Application Amount | $133,448,000 |
| Average Mortgage Loan Application Amount | $109,000 |
| Highest Mortgage Loan Application Amount | $2,465,000 |
| Average Applicant Income | $105,333 |
| Highest Applicant Income | $1,474,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Customers Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Customers Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Customers Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Customers Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Customers Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Customers Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chester County Pennsylvania | 71 | $ 4,446,000 | $ 62,000 | $ 49,000 |
| Lancaster County Pennsylvania | 59 | $ 2,882,000 | $ 48,000 | $ 51,000 |
| Sussex County Delaware | 52 | $ 2,621,000 | $ 50,000 | $ 49,000 |
| Saratoga County New York | 49 | $ 1,842,000 | $ 37,000 | $ 47,000 |
| Clinton County New York | 44 | $ 2,604,000 | $ 59,000 | $ 47,000 |
| York County Pennsylvania | 36 | $ 1,275,000 | $ 35,000 | $ 43,000 |
| Anne Arundel County Maryland | 34 | $ 1,792,000 | $ 52,000 | $ 61,000 |
| Kent County Delaware | 32 | $ 1,536,000 | $ 48,000 | $ 44,000 |
| Franklin County Ohio | 27 | $ 928,000 | $ 34,000 | $ 42,000 |
| Westchester County New York | 25 | $ 11,473,000 | $ 458,000 | $ 190,000 |
| Broome County New York | 24 | $ 1,280,000 | $ 53,000 | $ 42,000 |
| Berks County Pennsylvania | 24 | $ 2,927,000 | $ 121,000 | $ 43,000 |
| Cumberland County Pennsylvania | 24 | $ 732,000 | $ 30,000 | $ 42,000 |
| New Castle County Delaware | 23 | $ 806,000 | $ 35,000 | $ 43,000 |
| Indiana County Pennsylvania | 21 | $ 1,575,000 | $ 75,000 | $ 43,000 |
| Laurel County Kentucky | 20 | $ 1,122,000 | $ 56,000 | $ 48,000 |
| Portage County Ohio | 20 | $ 951,000 | $ 47,000 | $ 44,000 |
| Howard County Maryland | 19 | $ 639,000 | $ 33,000 | $ 50,000 |
| St. Lawrence County New York | 18 | $ 1,236,000 | $ 68,000 | $ 48,000 |
| Muskingum County Ohio | 18 | $ 979,000 | $ 54,000 | $ 33,000 |
| Otsego County New York | 16 | $ 784,000 | $ 49,000 | $ 45,000 |
| Stark County Ohio | 16 | $ 767,000 | $ 47,000 | $ 43,000 |
| Dauphin County Pennsylvania | 16 | $ 536,000 | $ 33,000 | $ 46,000 |
| Jefferson County New York | 15 | $ 775,000 | $ 51,000 | $ 35,000 |
| Perry County Ohio | 15 | $ 727,000 | $ 48,000 | $ 62,000 |
| Fairfield County Connecticut | 14 | $ 8,703,000 | $ 621,000 | $ 201,000 |
| Whitley County Kentucky | 14 | $ 768,000 | $ 54,000 | $ 42,000 |
| Licking County Ohio | 14 | $ 550,000 | $ 39,000 | $ 58,000 |
| Wood County Ohio | 14 | $ 318,000 | $ 22,000 | $ 42,000 |
| Blair County Pennsylvania | 14 | $ 950,000 | $ 67,000 | $ 42,000 |
| Fayette County Pennsylvania | 14 | $ 1,092,000 | $ 78,000 | $ 42,000 |
| Luzerne County Pennsylvania | 14 | $ 353,000 | $ 25,000 | $ 49,000 |
| Harford County Maryland | 13 | $ 568,000 | $ 43,000 | $ 50,000 |
| Chenango County New York | 13 | $ 806,000 | $ 62,000 | $ 42,000 |
| Ontario County New York | 13 | $ 693,000 | $ 53,000 | $ 58,000 |
| Washington County Ohio | 13 | $ 691,000 | $ 53,000 | $ 33,000 |
| Columbiana County Ohio | 12 | $ 960,000 | $ 80,000 | $ 41,000 |
| Erie County Pennsylvania | 12 | $ 469,000 | $ 39,000 | $ 37,000 |
| Washington County Pennsylvania | 12 | $ 902,000 | $ 75,000 | $ 51,000 |
| Stafford County Virginia | 12 | $ 516,000 | $ 43,000 | $ 56,000 |
| Pike County Kentucky | 11 | $ 660,000 | $ 60,000 | $ 39,000 |
| Baltimore County Maryland | 11 | $ 411,000 | $ 37,000 | $ 53,000 |
| Cayuga County New York | 11 | $ 619,000 | $ 56,000 | $ 52,000 |
| Delaware County New York | 11 | $ 719,000 | $ 65,000 | $ 56,000 |
| Lucas County Ohio | 11 | $ 569,000 | $ 51,000 | $ 59,000 |
| Adams County Pennsylvania | 11 | $ 374,000 | $ 34,000 | $ 31,000 |
| Westmoreland County Pennsylvania | 11 | $ 700,000 | $ 63,000 | $ 53,000 |
| Washington County Vermont | 11 | $ 620,000 | $ 56,000 | $ 47,000 |
| Wood County West Virginia | 11 | $ 597,000 | $ 54,000 | $ 45,000 |
| Wicomico County Maryland | 10 | $ 719,000 | $ 71,000 | $ 51,000 |
| Franklin County New York | 10 | $ 810,000 | $ 81,000 | $ 51,000 |
| Washington County New York | 10 | $ 969,000 | $ 96,000 | $ 50,000 |
| Brown County Ohio | 10 | $ 439,000 | $ 43,000 | $ 45,000 |
| Hocking County Ohio | 10 | $ 258,000 | $ 25,000 | $ 33,000 |
| Allegheny County Pennsylvania | 10 | $ 777,000 | $ 77,000 | $ 47,000 |
| Beaver County Pennsylvania | 10 | $ 455,000 | $ 45,000 | $ 46,000 |
| Bucks County Pennsylvania | 10 | $ 495,000 | $ 49,000 | $ 42,000 |
| Butler County Pennsylvania | 10 | $ 573,000 | $ 57,000 | $ 41,000 |
| Lackawanna County Pennsylvania | 10 | $ 181,000 | $ 18,000 | $ 34,000 |
| Knox County Kentucky | 9 | $ 480,000 | $ 53,000 | $ 37,000 |
| Cecil County Maryland | 9 | $ 306,000 | $ 34,000 | $ 43,000 |
| Cattaraugus County New York | 9 | $ 669,000 | $ 74,000 | $ 50,000 |
| Steuben County New York | 9 | $ 580,000 | $ 64,000 | $ 51,000 |
| Crawford County Pennsylvania | 9 | $ 849,000 | $ 94,000 | $ 66,000 |
| Mercer County Pennsylvania | 9 | $ 642,000 | $ 71,000 | $ 39,000 |
| Kanawha County West Virginia | 9 | $ 470,000 | $ 52,000 | $ 53,000 |
| Lincoln County West Virginia | 9 | $ 545,000 | $ 60,000 | $ 58,000 |
| Letcher County Kentucky | 8 | $ 344,000 | $ 43,000 | $ 35,000 |
| Pulaski County Kentucky | 8 | $ 562,000 | $ 70,000 | $ 51,000 |
| Cumberland County Maine | 8 | $ 559,000 | $ 69,000 | $ 51,000 |
| Macomb County Michigan | 8 | $ 315,000 | $ 39,000 | $ 56,000 |
| Orleans County New York | 8 | $ 627,000 | $ 78,000 | $ 39,000 |
| Tioga County New York | 8 | $ 520,000 | $ 65,000 | $ 44,000 |
| Bedford County Pennsylvania | 8 | $ 689,000 | $ 86,000 | $ 52,000 |
| Cambria County Pennsylvania | 8 | $ 597,000 | $ 74,000 | $ 44,000 |
| Clearfield County Pennsylvania | 8 | $ 355,000 | $ 44,000 | $ 32,000 |
| Lawrence County Pennsylvania | 8 | $ 560,000 | $ 70,000 | $ 45,000 |
| Franklin County Vermont | 8 | $ 682,000 | $ 85,000 | $ 46,000 |
| Rutland County Vermont | 8 | $ 630,000 | $ 78,000 | $ 58,000 |
| Monongalia County West Virginia | 8 | $ 310,000 | $ 38,000 | $ 40,000 |
| Breathitt County Kentucky | 7 | $ 412,000 | $ 58,000 | $ 39,000 |
| Perry County Kentucky | 7 | $ 374,000 | $ 53,000 | $ 60,000 |
| Somerset County Maine | 7 | $ 617,000 | $ 88,000 | $ 46,000 |
| Chautauqua County New York | 7 | $ 530,000 | $ 75,000 | $ 43,000 |
| Dutchess County New York | 7 | $ 1,048,000 | $ 149,000 | $ 162,000 |
| Carroll County Ohio | 7 | $ 409,000 | $ 58,000 | $ 35,000 |
| Guernsey County Ohio | 7 | $ 332,000 | $ 47,000 | $ 39,000 |
| Trumbull County Ohio | 7 | $ 188,000 | $ 26,000 | $ 43,000 |
| Tuscarawas County Ohio | 7 | $ 250,000 | $ 35,000 | $ 30,000 |
| Lebanon County Pennsylvania | 7 | $ 214,000 | $ 30,000 | $ 40,000 |
| McKean County Pennsylvania | 7 | $ 385,000 | $ 55,000 | $ 31,000 |
| Perry County Pennsylvania | 7 | $ 208,000 | $ 29,000 | $ 39,000 |
| Chittenden County Vermont | 7 | $ 242,000 | $ 34,000 | $ 42,000 |
| Accomack County Virginia | 7 | $ 405,000 | $ 57,000 | $ 35,000 |
| Augusta County Virginia | 7 | $ 432,000 | $ 61,000 | $ 34,000 |
| Prince William County Virginia | 7 | $ 385,000 | $ 55,000 | $ 39,000 |
| Rockingham County Virginia | 7 | $ 476,000 | $ 68,000 | $ 43,000 |
| Berkeley County West Virginia | 7 | $ 187,000 | $ 26,000 | $ 41,000 |
| Clay County Kentucky | 6 | $ 259,000 | $ 43,000 | $ 55,000 |
| Floyd County Kentucky | 6 | $ 232,000 | $ 38,000 | $ 43,000 |
| Jackson County Kentucky | 6 | $ 332,000 | $ 55,000 | $ 36,000 |
| Dorchester County Maryland | 6 | $ 363,000 | $ 60,000 | $ 50,000 |
| Allegany County New York | 6 | $ 309,000 | $ 51,000 | $ 49,000 |
| Fairfield County Ohio | 6 | $ 318,000 | $ 53,000 | $ 40,000 |
| Scott County Tennessee | 6 | $ 327,000 | $ 54,000 | $ 49,000 |
| Boone County West Virginia | 6 | $ 416,000 | $ 69,000 | $ 60,000 |
| Hancock County West Virginia | 6 | $ 312,000 | $ 52,000 | $ 45,000 |
| Wayne County West Virginia | 6 | $ 172,000 | $ 28,000 | $ 36,000 |
| Bell County Kentucky | 5 | $ 383,000 | $ 76,000 | $ 61,000 |
| Harlan County Kentucky | 5 | $ 337,000 | $ 67,000 | $ 48,000 |
| Lawrence County Kentucky | 5 | $ 140,000 | $ 28,000 | $ 39,000 |
| Magoffin County Kentucky | 5 | $ 352,000 | $ 70,000 | $ 43,000 |
| Prince George's County Maryland | 5 | $ 263,000 | $ 52,000 | $ 59,000 |
| Washington County Maryland | 5 | $ 174,000 | $ 34,000 | $ 43,000 |
| Monroe County Michigan | 5 | $ 139,000 | $ 27,000 | $ 54,000 |
| Fulton County New York | 5 | $ 210,000 | $ 42,000 | $ 48,000 |
| Livingston County New York | 5 | $ 285,000 | $ 57,000 | $ 36,000 |
| Orange County New York | 5 | $ 596,000 | $ 119,000 | $ 85,000 |
| Sullivan County New York | 5 | $ 384,000 | $ 76,000 | $ 84,000 |
| Wayne County New York | 5 | $ 289,000 | $ 57,000 | $ 43,000 |
| Montgomery County Ohio | 5 | $ 270,000 | $ 54,000 | $ 45,000 |
| Ross County Ohio | 5 | $ 168,000 | $ 33,000 | $ 36,000 |
| Bradford County Pennsylvania | 5 | $ 247,000 | $ 49,000 | $ 38,000 |
| Delaware County Pennsylvania | 5 | $ 679,000 | $ 135,000 | $ 133,000 |
| Somerset County Pennsylvania | 5 | $ 353,000 | $ 70,000 | $ 40,000 |
| Venango County Pennsylvania | 5 | $ 320,000 | $ 64,000 | $ 43,000 |
| Wyoming County Pennsylvania | 5 | $ 203,000 | $ 40,000 | $ 34,000 |
| Wise County Virginia | 5 | $ 295,000 | $ 59,000 | $ 63,000 |
| Cabell County West Virginia | 5 | $ 191,000 | $ 38,000 | $ 44,000 |
| Preston County West Virginia | 5 | $ 310,000 | $ 62,000 | $ 59,000 |
| Franklin County Indiana | 4 | $ 292,000 | $ 73,000 | $ 36,000 |
| Knott County Kentucky | 4 | $ 222,000 | $ 55,000 | $ 43,000 |
| Leslie County Kentucky | 4 | $ 187,000 | $ 46,000 | $ 58,000 |
| Muhlenberg County Kentucky | 4 | $ 198,000 | $ 49,000 | $ 41,000 |
| Penobscot County Maine | 4 | $ 204,000 | $ 51,000 | $ 40,000 |
| Caroline County Maryland | 4 | $ 179,000 | $ 44,000 | $ 62,000 |
| Somerset County Maryland | 4 | $ 148,000 | $ 37,000 | $ 45,000 |
| Grafton County New Hampshire | 4 | $ 328,000 | $ 82,000 | $ 72,000 |
| Essex County New York | 4 | $ 296,000 | $ 74,000 | $ 42,000 |
| Genesee County New York | 4 | $ 221,000 | $ 55,000 | $ 48,000 |
| Lewis County New York | 4 | $ 236,000 | $ 59,000 | $ 51,000 |
| Oneida County New York | 4 | $ 269,000 | $ 67,000 | $ 66,000 |
| Oswego County New York | 4 | $ 200,000 | $ 50,000 | $ 40,000 |
| Seneca County New York | 4 | $ 333,000 | $ 83,000 | $ 40,000 |
| Warren County New York | 4 | $ 96,000 | $ 24,000 | $ 22,000 |
| Clermont County Ohio | 4 | $ 117,000 | $ 29,000 | $ 38,000 |
| Hancock County Ohio | 4 | $ 65,000 | $ 16,000 | $ 36,000 |
| Lawrence County Ohio | 4 | $ 238,000 | $ 59,000 | $ 43,000 |
| Scioto County Ohio | 4 | $ 191,000 | $ 47,000 | $ 56,000 |
| Wayne County Ohio | 4 | $ 254,000 | $ 63,000 | $ 35,000 |
| Armstrong County Pennsylvania | 4 | $ 308,000 | $ 77,000 | $ 64,000 |
| Montgomery County Pennsylvania | 4 | $ 770,000 | $ 192,000 | $ 36,000 |
| Chesterfield County Virginia | 4 | $ 159,000 | $ 39,000 | $ 40,000 |
| Lee County Virginia | 4 | $ 233,000 | $ 58,000 | $ 62,000 |
| Lunenburg County Virginia | 4 | $ 283,000 | $ 70,000 | $ 35,000 |
| Spotsylvania County Virginia | 4 | $ 102,000 | $ 25,000 | $ 66,000 |
| Jackson County West Virginia | 4 | $ 190,000 | $ 47,000 | $ 40,000 |
| Logan County West Virginia | 4 | $ 255,000 | $ 63,000 | $ 63,000 |
| Mercer County West Virginia | 4 | $ 179,000 | $ 44,000 | $ 74,000 |
| Monroe County West Virginia | 4 | $ 281,000 | $ 70,000 | $ 48,000 |
| Pleasants County West Virginia | 4 | $ 139,000 | $ 34,000 | $ 36,000 |
| Putnam County West Virginia | 4 | $ 304,000 | $ 76,000 | $ 68,000 |
| Randolph County West Virginia | 4 | $ 159,000 | $ 39,000 | $ 37,000 |
| Vanderburgh County Indiana | 3 | $ 69,000 | $ 23,000 | $ 40,000 |
| Barren County Kentucky | 3 | $ 133,000 | $ 44,000 | $ 37,000 |
| McCreary County Kentucky | 3 | $ 119,000 | $ 39,000 | $ 38,000 |
| Taylor County Kentucky | 3 | $ 147,000 | $ 49,000 | $ 38,000 |
| Wayne County Kentucky | 3 | $ 145,000 | $ 48,000 | $ 37,000 |
| Kennebec County Maine | 3 | $ 244,000 | $ 81,000 | $ 51,000 |
| Waldo County Maine | 3 | $ 179,000 | $ 59,000 | $ 35,000 |
| Charles County Maryland | 3 | $ 102,000 | $ 34,000 | $ 37,000 |
| Queen Anne's County Maryland | 3 | $ 138,000 | $ 46,000 | $ 57,000 |
| Wayne County Michigan | 3 | $ 65,000 | $ 21,000 | $ 44,000 |
| Niagara County New York | 3 | $ 173,000 | $ 57,000 | $ 47,000 |
| Onondaga County New York | 3 | $ 292,000 | $ 97,000 | $ 66,000 |
| Adams County Ohio | 3 | $ 136,000 | $ 45,000 | $ 40,000 |
| Belmont County Ohio | 3 | $ 188,000 | $ 62,000 | $ 54,000 |
| Coshocton County Ohio | 3 | $ 131,000 | $ 43,000 | $ 66,000 |
| Jefferson County Ohio | 3 | $ 268,000 | $ 89,000 | $ 74,000 |
| Knox County Ohio | 3 | $ 112,000 | $ 37,000 | $ 31,000 |
| Madison County Ohio | 3 | $ 52,000 | $ 17,000 | $ 38,000 |
| Meigs County Ohio | 3 | $ 143,000 | $ 47,000 | $ 64,000 |
| Huntingdon County Pennsylvania | 3 | $ 273,000 | $ 91,000 | $ 55,000 |
| Northampton County Pennsylvania | 3 | $ 100,000 | $ 33,000 | $ 77,000 |
| Warren County Pennsylvania | 3 | $ 186,000 | $ 62,000 | $ 47,000 |
| Wayne County Pennsylvania | 3 | $ 118,000 | $ 39,000 | $ 23,000 |
| Lamoille County Vermont | 3 | $ 140,000 | $ 46,000 | $ 40,000 |
| Calhoun County West Virginia | 3 | $ 116,000 | $ 38,000 | $ 56,000 |
| Harrison County West Virginia | 3 | $ 180,000 | $ 60,000 | $ 38,000 |
| Marion County West Virginia | 3 | $ 174,000 | $ 58,000 | $ 48,000 |
| Mingo County West Virginia | 3 | $ 187,000 | $ 62,000 | $ 49,000 |
| Upshur County West Virginia | 3 | $ 197,000 | $ 65,000 | $ 44,000 |
| St. Clair County Illinois | 2 | $ 55,000 | $ 27,000 | $ 40,000 |
| Clark County Indiana | 2 | $ 71,000 | $ 35,000 | $ 32,000 |
| DeKalb County Indiana | 2 | $ 212,000 | $ 106,000 | $ 44,000 |
| Jennings County Indiana | 2 | $ 57,000 | $ 28,000 | $ 23,000 |
| Marion County Indiana | 2 | $ 30,000 | $ 15,000 | $ 48,000 |
| Wayne County Indiana | 2 | $ 134,000 | $ 67,000 | $ 47,000 |
| Carter County Kentucky | 2 | $ 81,000 | $ 40,000 | $ 42,000 |
| Green County Kentucky | 2 | $ 101,000 | $ 50,000 | $ 42,000 |
| Johnson County Kentucky | 2 | $ 91,000 | $ 45,000 | $ 52,000 |
| Madison County Kentucky | 2 | $ 73,000 | $ 36,000 | $ 47,000 |
| Martin County Kentucky | 2 | $ 95,000 | $ 47,000 | $ 27,000 |
| Owsley County Kentucky | 2 | $ 123,000 | $ 61,000 | $ 55,000 |
| Pendleton County Kentucky | 2 | $ 83,000 | $ 41,000 | $ 24,000 |
| Russell County Kentucky | 2 | $ 101,000 | $ 50,000 | $ 28,000 |
| Franklin County Maine | 2 | $ 144,000 | $ 72,000 | $ 33,000 |
| Hancock County Maine | 2 | $ 157,000 | $ 78,000 | $ 39,000 |
| Oxford County Maine | 2 | $ 99,000 | $ 49,000 | $ 63,000 |
| Piscataquis County Maine | 2 | $ 166,000 | $ 83,000 | $ 54,000 |
| Carroll County Maryland | 2 | $ 98,000 | $ 49,000 | $ 61,000 |
| Clare County Michigan | 2 | $ 120,000 | $ 60,000 | $ 35,000 |
| Lenawee County Michigan | 2 | $ 88,000 | $ 44,000 | $ 30,000 |
| Livingston County Michigan | 2 | $ 24,000 | $ 12,000 | $ 27,000 |
| Oakland County Michigan | 2 | $ 52,000 | $ 26,000 | $ 61,000 |
| Washtenaw County Michigan | 2 | $ 70,000 | $ 35,000 | $ 49,000 |
| Chemung County New York | 2 | $ 69,000 | $ 34,000 | $ 36,000 |
| Greene County New York | 2 | $ 53,000 | $ 26,000 | $ 51,000 |
| Herkimer County New York | 2 | $ 115,000 | $ 57,000 | $ 51,000 |
| Nassau County New York | 2 | $ 1,400,000 | $ 700,000 | $ 320,000 |
| Schuyler County New York | 2 | $ 181,000 | $ 90,000 | $ 68,000 |
| Tompkins County New York | 2 | $ 73,000 | $ 36,000 | $ 47,000 |
| Ulster County New York | 2 | $ 80,000 | $ 40,000 | $ 65,000 |
| Yates County New York | 2 | $ 98,000 | $ 49,000 | $ 25,000 |
| Ashland County Ohio | 2 | $ 136,000 | $ 68,000 | $ 38,000 |
| Ashtabula County Ohio | 2 | $ 211,000 | $ 105,000 | $ 62,000 |
| Athens County Ohio | 2 | $ 41,000 | $ 20,000 | $ 38,000 |
| Butler County Ohio | 2 | $ 55,000 | $ 27,000 | $ 42,000 |
| Clinton County Ohio | 2 | $ 90,000 | $ 45,000 | $ 55,000 |
| Cuyahoga County Ohio | 2 | $ 111,000 | $ 55,000 | $ 66,000 |
| Fulton County Ohio | 2 | $ 73,000 | $ 36,000 | $ 38,000 |
| Geauga County Ohio | 2 | $ 136,000 | $ 68,000 | $ 42,000 |
| Harrison County Ohio | 2 | $ 149,000 | $ 74,000 | $ 45,000 |
| Holmes County Ohio | 2 | $ 220,000 | $ 110,000 | $ 47,000 |
| Mahoning County Ohio | 2 | $ 123,000 | $ 61,000 | $ 81,000 |
| Morgan County Ohio | 2 | $ 51,000 | $ 25,000 | $ 39,000 |
| Morrow County Ohio | 2 | $ 107,000 | $ 53,000 | $ 29,000 |
| Pickaway County Ohio | 2 | $ 71,000 | $ 35,000 | $ 37,000 |
| Preble County Ohio | 2 | $ 135,000 | $ 67,000 | $ 58,000 |
| Richland County Ohio | 2 | $ 120,000 | $ 60,000 | $ 43,000 |
| Union County Ohio | 2 | $ 55,000 | $ 27,000 | $ 36,000 |
| Centre County Pennsylvania | 2 | $ 154,000 | $ 77,000 | $ 50,000 |
| Clarion County Pennsylvania | 2 | $ 112,000 | $ 56,000 | $ 32,000 |
| Fulton County Pennsylvania | 2 | $ 122,000 | $ 61,000 | $ 32,000 |
| Greene County Pennsylvania | 2 | $ 157,000 | $ 78,000 | $ 45,000 |
| Jefferson County Pennsylvania | 2 | $ 60,000 | $ 30,000 | $ 25,000 |
| Lehigh County Pennsylvania | 2 | $ 56,000 | $ 28,000 | $ 36,000 |
| Lycoming County Pennsylvania | 2 | $ 106,000 | $ 53,000 | $ 43,000 |
| Monroe County Pennsylvania | 2 | $ 29,000 | $ 14,000 | $ 33,000 |
| Schuylkill County Pennsylvania | 2 | $ 99,000 | $ 49,000 | $ 40,000 |
| Susquehanna County Pennsylvania | 2 | $ 132,000 | $ 66,000 | $ 87,000 |
| Tioga County Pennsylvania | 2 | $ 93,000 | $ 46,000 | $ 43,000 |
| Claiborne County Tennessee | 2 | $ 46,000 | $ 23,000 | $ 29,000 |
| Bennington County Vermont | 2 | $ 66,000 | $ 33,000 | $ 30,000 |
| Orleans County Vermont | 2 | $ 78,000 | $ 39,000 | $ 38,000 |
| Windsor County Vermont | 2 | $ 80,000 | $ 40,000 | $ 52,000 |
| Bedford County Virginia | 2 | $ 100,000 | $ 50,000 | $ 29,000 |
| Brunswick County Virginia | 2 | $ 170,000 | $ 85,000 | $ 66,000 |
| Campbell County Virginia | 2 | $ 37,000 | $ 18,000 | $ 32,000 |
| Dickenson County Virginia | 2 | $ 160,000 | $ 80,000 | $ 55,000 |
| Dinwiddie County Virginia | 2 | $ 94,000 | $ 47,000 | $ 49,000 |
| Louisa County Virginia | 2 | $ 82,000 | $ 41,000 | $ 43,000 |
| Prince Edward County Virginia | 2 | $ 189,000 | $ 94,000 | $ 60,000 |
| Wythe County Virginia | 2 | $ 204,000 | $ 102,000 | $ 46,000 |
| Brooke County West Virginia | 2 | $ 68,000 | $ 34,000 | $ 53,000 |
| Fayette County West Virginia | 2 | $ 63,000 | $ 31,000 | $ 45,000 |
| Lewis County West Virginia | 2 | $ 157,000 | $ 78,000 | $ 44,000 |
| Taylor County West Virginia | 2 | $ 109,000 | $ 54,000 | $ 35,000 |
| New Haven County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 133,000 |
| Clark County Illinois | 1 | $ 1,000 | $ 1,000 | $ 20,000 |
| Peoria County Illinois | 1 | $ 27,000 | $ 27,000 | $ 54,000 |
| Bartholomew County Indiana | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| Cass County Indiana | 1 | $ 9,000 | $ 9,000 | $ 42,000 |
| Dearborn County Indiana | 1 | $ 19,000 | $ 19,000 | $ 25,000 |
| Delaware County Indiana | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Fayette County Indiana | 1 | $ 9,000 | $ 9,000 | $ 45,000 |
| Henry County Indiana | 1 | $ 101,000 | $ 101,000 | $ 43,000 |
| Johnson County Indiana | 1 | $ 121,000 | $ 121,000 | $ 52,000 |
| Kosciusko County Indiana | 1 | $ 14,000 | $ 14,000 | $ 28,000 |
| Owen County Indiana | 1 | $ 9,000 | $ 9,000 | $ 37,000 |
| Perry County Indiana | 1 | $ 21,000 | $ 21,000 | $ 38,000 |
| Pike County Indiana | 1 | $ 26,000 | $ 26,000 | $ 21,000 |
| Putnam County Indiana | 1 | $ 29,000 | $ 29,000 | $ 26,000 |
| Randolph County Indiana | 1 | $ 73,000 | $ 73,000 | $ 34,000 |
| Shelby County Indiana | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Steuben County Indiana | 1 | $ 67,000 | $ 67,000 | $ 58,000 |
| Sullivan County Indiana | 1 | $ 53,000 | $ 53,000 | $ 41,000 |
| Union County Indiana | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Vermillion County Indiana | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Adair County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 26,000 |
| Allen County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 17,000 |
| Butler County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 34,000 |
| Carroll County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 40,000 |
| Casey County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 36,000 |
| Clinton County Kentucky | 1 | $ 2,000 | $ 2,000 | $ 32,000 |
| Estill County Kentucky | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
| Fayette County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 52,000 |
| Grant County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 41,000 |
| Hart County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 40,000 |
| Henderson County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 27,000 |
| Jefferson County Kentucky | 1 | $ 13,000 | $ 13,000 | $ 26,000 |
| Kenton County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 15,000 |
| Larue County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 29,000 |
| Mason County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 29,000 |
| McLean County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 45,000 |
| Mercer County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 32,000 |
| Ohio County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 41,000 |
| Owen County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Rowan County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 17,000 |
| Trimble County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 41,000 |
| Washington County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 22,000 |
| Webster County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 36,000 |
| Wolfe County Kentucky | 1 | $ 142,000 | $ 142,000 | $ 81,000 |
| Androscoggin County Maine | 1 | $ 103,000 | $ 103,000 | $ 30,000 |
| Aroostook County Maine | 1 | $ 97,000 | $ 97,000 | $ 56,000 |
| Lincoln County Maine | 1 | $ 73,000 | $ 73,000 | $ 44,000 |
| Garrett County Maryland | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| St. Mary's County Maryland | 1 | $ 54,000 | $ 54,000 | $ 104,000 |
| Worcester County Maryland | 1 | $ 8,000 | $ 8,000 | $ 67,000 |
| Essex County Massachusetts | 1 | $ 22,000 | $ 22,000 | $ 24,000 |
| Middlesex County Massachusetts | 1 | $ 31,000 | $ 31,000 | $ 51,000 |
| Allegan County Michigan | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Bay County Michigan | 1 | $ 11,000 | $ 11,000 | $ 26,000 |
| Calhoun County Michigan | 1 | $ 16,000 | $ 16,000 | $ 21,000 |
| Ionia County Michigan | 1 | $ 27,000 | $ 27,000 | $ 45,000 |
| Jackson County Michigan | 1 | $ 14,000 | $ 14,000 | $ 25,000 |
| Kalamazoo County Michigan | 1 | $ 36,000 | $ 36,000 | $ 86,000 |
| Lapeer County Michigan | 1 | $ 17,000 | $ 17,000 | $ 40,000 |
| Marquette County Michigan | 1 | $ 21,000 | $ 21,000 | $ 26,000 |
| St. Clair County Michigan | 1 | $ 30,000 | $ 30,000 | $ 21,000 |
| Coos County New Hampshire | 1 | $ 38,000 | $ 38,000 | $ 16,000 |
| Hillsborough County New Hampshire | 1 | $ 48,000 | $ 48,000 | $ 55,000 |
| Strafford County New Hampshire | 1 | $ 102,000 | $ 102,000 | $ 65,000 |
| Atlantic County New Jersey | 1 | $ 47,000 | $ 47,000 | $ 60,000 |
| Bergen County New Jersey | 1 | $ 61,000 | $ 61,000 | $ 98,000 |
| Gloucester County New Jersey | 1 | $ 74,000 | $ 74,000 | $ 74,000 |
| Monmouth County New Jersey | 1 | $ 290,000 | $ 290,000 | $ 110,000 |
| Ocean County New Jersey | 1 | $ 24,000 | $ 24,000 | $ 28,000 |
| Salem County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Cortland County New York | 1 | $ 69,000 | $ 69,000 | $ 33,000 |
| Madison County New York | 1 | $ 21,000 | $ 21,000 | $ 45,000 |
| Monroe County New York | 1 | $ 7,000 | $ 7,000 | $ 22,000 |
| Montgomery County New York | 1 | $ 49,000 | $ 49,000 | $ 24,000 |
| Queens County New York | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Suffolk County New York | 1 | $ 45,000 | $ 45,000 | $ 153,000 |
| Granville County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 38,000 |
| Auglaize County Ohio | 1 | $ 118,000 | $ 118,000 | $ 47,000 |
| Clark County Ohio | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Delaware County Ohio | 1 | $ 28,000 | $ 28,000 | $ 31,000 |
| Fayette County Ohio | 1 | $ 26,000 | $ 26,000 | $ 55,000 |
| Gallia County Ohio | 1 | $ 24,000 | $ 24,000 | $ 51,000 |
| Hamilton County Ohio | 1 | $ 14,000 | $ 14,000 | $ 35,000 |
| Henry County Ohio | 1 | $ 8,000 | $ 8,000 | $ 23,000 |
| Highland County Ohio | 1 | $ 29,000 | $ 29,000 | $ 11,000 |
| Huron County Ohio | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Lorain County Ohio | 1 | $ 62,000 | $ 62,000 | $ 26,000 |
| Noble County Ohio | 1 | $ 14,000 | $ 14,000 | $ 17,000 |
| Ottawa County Ohio | 1 | $ 128,000 | $ 128,000 | $ 67,000 |
| Pike County Ohio | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Sandusky County Ohio | 1 | $ 3,000 | $ 3,000 | $ 15,000 |
| Seneca County Ohio | 1 | $ 41,000 | $ 41,000 | $ 70,000 |
| Vinton County Ohio | 1 | $ 67,000 | $ 67,000 | $ 57,000 |
| Williams County Ohio | 1 | $ 16,000 | $ 16,000 | $ 33,000 |
| Wyandot County Ohio | 1 | $ 6,000 | $ 6,000 | $ 25,000 |
| Columbia County Pennsylvania | 1 | $ 11,000 | $ 11,000 | $ 38,000 |
| Franklin County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 45,000 |
| Montour County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| Northumberland County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 52,000 |
| Sullivan County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 11,000 |
| Campbell County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 43,000 |
| Grainger County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 49,000 |
| Hancock County Tennessee | 1 | $ 13,000 | $ 13,000 | $ 13,000 |
| Shelby County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 41,000 |
| Addison County Vermont | 1 | $ 172,000 | $ 172,000 | $ 84,000 |
| Caledonia County Vermont | 1 | $ 39,000 | $ 39,000 | $ 27,000 |
| Grand Isle County Vermont | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Bland County Virginia | 1 | $ 70,000 | $ 70,000 | $ 75,000 |
| Botetourt County Virginia | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Buchanan County Virginia | 1 | $ 43,000 | $ 43,000 | $ 13,000 |
| Caroline County Virginia | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Carroll County Virginia | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Charlotte County Virginia | 1 | $ 23,000 | $ 23,000 | $ 26,000 |
| Chesapeake County Virginia | 1 | $ 44,000 | $ 44,000 | $ 55,000 |
| Fairfax County Virginia | 1 | $ 37,000 | $ 37,000 | $ 77,000 |
| Frederick County Virginia | 1 | $ 18,000 | $ 18,000 | $ 31,000 |
| Halifax County Virginia | 1 | $ 67,000 | $ 67,000 | $ 48,000 |
| Mecklenburg County Virginia | 1 | $ 58,000 | $ 58,000 | $ 52,000 |
| Montgomery County Virginia | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Newport News County Virginia | 1 | $ 28,000 | $ 28,000 | $ 55,000 |
| Northampton County Virginia | 1 | $ 87,000 | $ 87,000 | $ 43,000 |
| Nottoway County Virginia | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
| Patrick County Virginia | 1 | $ 49,000 | $ 49,000 | $ 25,000 |
| Rockbridge County Virginia | 1 | $ 23,000 | $ 23,000 | $ 26,000 |
| Russell County Virginia | 1 | $ 45,000 | $ 45,000 | $ 12,000 |
| Scott County Virginia | 1 | $ 69,000 | $ 69,000 | $ 30,000 |
| Smyth County Virginia | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Suffolk County Virginia | 1 | $ 32,000 | $ 32,000 | $ 85,000 |
| Tazewell County Virginia | 1 | $ 27,000 | $ 27,000 | $ 36,000 |
| Braxton County West Virginia | 1 | $ 59,000 | $ 59,000 | $ 65,000 |
| Clay County West Virginia | 1 | $ 83,000 | $ 83,000 | $ 72,000 |
| Gilmer County West Virginia | 1 | $ 31,000 | $ 31,000 | $ 27,000 |
| Greenbrier County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 28,000 |
| Marshall County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Mineral County West Virginia | 1 | $ 29,000 | $ 29,000 | $ 58,000 |
| Nicholas County West Virginia | 1 | $ 59,000 | $ 59,000 | $ 41,000 |
| Raleigh County West Virginia | 1 | $ 64,000 | $ 64,000 | $ 46,000 |
| Ritchie County West Virginia | 1 | $ 103,000 | $ 103,000 | $ 47,000 |
| Roane County West Virginia | 1 | $ 34,000 | $ 34,000 | $ 16,000 |
| Tucker County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Customers Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,027 | $116,930,000 | $57,000 | $2,465,000 | $47,000 | $500,000 |
| Refinancing | 69 | $16,418,000 | $237,000 | $1,200,000 | $122,000 | $1,474,000 |
| Home Improvement | 3 | $100,000 | $33,000 | $40,000 | $147,000 | $179,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,956 | $121,695,000 | $62,000 | $2,465,000 | $50,000 | $1,474,000 |
| Hispanic | 68 | $3,759,000 | $55,000 | $495,000 | $47,000 | $265,000 |
| Black or African American | 45 | $2,818,000 | $62,000 | $325,000 | $49,000 | $120,000 |
| American Indian or Alaskan Native | 11 | $486,000 | $44,000 | $95,000 | $43,000 | $65,000 |
| Asian | 9 | $1,326,000 | $147,000 | $730,000 | $107,000 | $500,000 |
| Not applicable | 5 | $2,877,000 | $575,000 | $1,778,000 | $10,000 | $52,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $172,000 | $57,000 | $77,000 | $66,000 | $83,000 |
| Not Provided | 2 | $315,000 | $157,000 | $190,000 | $67,000 | $80,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,078 | $132,433,000 | $63,000 | $2,465,000 | $50,000 | $1,474,000 |
| FHA-insured (Federal Housing Administration) | 21 | $1,015,000 | $48,000 | $365,000 | $45,000 | $111,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,032 | $104,966,000 | $51,000 | $228,000 | $46,000 | $323,000 |
| Loan Originated | 23 | $9,987,000 | $434,000 | $1,778,000 | $120,000 | $500,000 |
| Application Denied By Financial Institution | 16 | $4,982,000 | $311,000 | $900,000 | $104,000 | $347,000 |
| Application Withdrawn By Applicant | 13 | $6,651,000 | $511,000 | $1,200,000 | $197,000 | $457,000 |
| File Closed For Incompleteness | 13 | $6,342,000 | $487,000 | $2,465,000 | $250,000 | $1,474,000 |
| Application Approved But Not Accepted | 2 | $520,000 | $260,000 | $320,000 | $231,000 | $377,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 6 | $2,413,000 | $402,000 | $720,000 | $113,000 | $347,000 |
| Credit History | 5 | $420,000 | $84,000 | $200,000 | $112,000 | $179,000 |
| Collateral | 3 | $1,477,000 | $492,000 | $900,000 | $124,000 | $264,000 |
| Other | 2 | $672,000 | $336,000 | $625,000 | $30,000 | $60,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Customers Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Customers Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.