Customers Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Customers Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Customers Bank 99 Bridge Street Phoenixville, PA 19460 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 969 |
| Total Mortgage Loan Application Amount | $1,418,622,000 |
| Average Mortgage Loan Application Amount | $1,685,333 |
| Highest Mortgage Loan Application Amount | $47,000,000 |
| Average Applicant Income | $60,666 |
| Highest Applicant Income | $589,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Customers Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Customers Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Customers Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Customers Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Customers Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Customers Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berks County Pennsylvania | 250 | $ 20,377,000 | $ 81,000 | $ 35,000 |
| Philadelphia County Pennsylvania | 208 | $ 40,868,000 | $ 196,000 | $ 36,000 |
| Kings County New York | 52 | $ 255,628,000 | $ 4,915,000 | $ 3,000 |
| Bucks County Pennsylvania | 44 | $ 12,130,000 | $ 275,000 | $ 144,000 |
| Chester County Pennsylvania | 39 | $ 9,783,000 | $ 250,000 | $ 87,000 |
| Bronx County New York | 38 | $ 217,847,000 | $ 5,732,000 | $ 0 |
| Newport County Rhode Island | 37 | $ 9,784,000 | $ 264,000 | $ 90,000 |
| Montgomery County Pennsylvania | 36 | $ 54,659,000 | $ 1,518,000 | $ 88,000 |
| New York County New York | 22 | $ 127,240,000 | $ 5,783,000 | $ 16,000 |
| Queens County New York | 15 | $ 39,310,000 | $ 2,620,000 | $ 0 |
| Westchester County New York | 15 | $ 21,506,000 | $ 1,433,000 | $ 85,000 |
| Camden County New Jersey | 10 | $ 40,535,000 | $ 4,053,000 | $ 65,000 |
| Delaware County Pennsylvania | 10 | $ 1,577,000 | $ 157,000 | $ 82,000 |
| Atlantic County New Jersey | 8 | $ 30,371,000 | $ 3,796,000 | $ 68,000 |
| Hudson County New Jersey | 7 | $ 19,127,000 | $ 2,732,000 | $ 0 |
| Baltimore City County Maryland | 6 | $ 60,590,000 | $ 10,098,000 | $ 0 |
| Cape May County New Jersey | 6 | $ 2,183,000 | $ 363,000 | $ 190,000 |
| Hartford County Connecticut | 5 | $ 21,736,000 | $ 4,347,000 | $ 19,000 |
| Monmouth County New Jersey | 5 | $ 24,627,000 | $ 4,925,000 | $ 80,000 |
| Washington County Rhode Island | 5 | $ 1,179,000 | $ 235,000 | $ 64,000 |
| Orleans County New York | 4 | $ 70,000 | $ 17,000 | $ 50,000 |
| Northampton County Pennsylvania | 4 | $ 46,593,000 | $ 11,648,000 | $ 0 |
| Providence County Rhode Island | 4 | $ 7,334,000 | $ 1,833,000 | $ 9,000 |
| New Castle County Delaware | 3 | $ 8,875,000 | $ 2,958,000 | $ 0 |
| Essex County New Jersey | 3 | $ 23,775,000 | $ 7,925,000 | $ 0 |
| Mercer County New Jersey | 3 | $ 855,000 | $ 285,000 | $ 92,000 |
| Ocean County New Jersey | 3 | $ 27,725,000 | $ 9,241,000 | $ 118,000 |
| Richmond County New York | 3 | $ 22,874,000 | $ 7,624,000 | $ 40,000 |
| Kent County Rhode Island | 3 | $ 530,000 | $ 176,000 | $ 98,000 |
| Fairfield County Connecticut | 2 | $ 4,765,000 | $ 2,382,000 | $ 0 |
| Kent County Delaware | 2 | $ 28,400,000 | $ 14,200,000 | $ 0 |
| Baltimore County Maryland | 2 | $ 13,972,000 | $ 6,986,000 | $ 25,000 |
| Union County New Jersey | 2 | $ 5,900,000 | $ 2,950,000 | $ 0 |
| Nassau County New York | 2 | $ 11,750,000 | $ 5,875,000 | $ 0 |
| Rockland County New York | 2 | $ 2,764,000 | $ 1,382,000 | $ 98,000 |
| Lancaster County Pennsylvania | 2 | $ 145,000 | $ 72,000 | $ 55,000 |
| Lebanon County Pennsylvania | 2 | $ 103,000 | $ 51,000 | $ 105,000 |
| York County Pennsylvania | 2 | $ 24,560,000 | $ 12,280,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 220,000 | $ 220,000 | $ 104,000 |
| District of Columbia County District Of Columbia | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Lee County Florida | 1 | $ 1,275,000 | $ 1,275,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 53,000 | $ 53,000 | $ 73,000 |
| Calvert County Maryland | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Prince George's County Maryland | 1 | $ 31,570,000 | $ 31,570,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 6,500,000 | $ 6,500,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 4,100,000 | $ 4,100,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 390,000 |
| Burlington County New Jersey | 1 | $ 66,000 | $ 66,000 | $ 121,000 |
| Cumberland County New Jersey | 1 | $ 12,950,000 | $ 12,950,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 123,000 |
| Middlesex County New Jersey | 1 | $ 203,000 | $ 203,000 | $ 95,000 |
| Dutchess County New York | 1 | $ 7,013,000 | $ 7,013,000 | $ 0 |
| Erie County New York | 1 | $ 79,000 | $ 79,000 | $ 59,000 |
| Jefferson County New York | 1 | $ 32,000 | $ 32,000 | $ 66,000 |
| Onondaga County New York | 1 | $ 9,000,000 | $ 9,000,000 | $ 0 |
| Steuben County New York | 1 | $ 19,600,000 | $ 19,600,000 | $ 0 |
| Ulster County New York | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Washington County New York | 1 | $ 88,000 | $ 88,000 | $ 57,000 |
| Beaver County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Dauphin County Pennsylvania | 1 | $ 9,000,000 | $ 9,000,000 | $ 0 |
| Huntingdon County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| Lackawanna County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 109,000 |
| Lawrence County Pennsylvania | 1 | $ 11,000 | $ 11,000 | $ 24,000 |
| Lehigh County Pennsylvania | 1 | $ 20,750,000 | $ 20,750,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 509,000 | $ 509,000 | $ 285,000 |
| Schuylkill County Pennsylvania | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Sullivan County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 219,000 |
| Fairfax County Virginia | 1 | $ 36,000,000 | $ 36,000,000 | $ 0 |
Mortgage Loan Application Detail Totals for Customers Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 647 | $489,920,000 | $757,000 | $47,000,000 | $43,000 | $553,000 |
| Refinancing | 240 | $875,150,000 | $3,646,000 | $39,340,000 | $43,000 | $589,000 |
| Home Improvement | 82 | $53,552,000 | $653,000 | $26,400,000 | $96,000 | $349,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 293 | $1,312,524,000 | $4,479,000 | $47,000,000 | $3,000 | $121,000 |
| Hispanic | 269 | $23,127,000 | $85,000 | $356,000 | $33,000 | $186,000 |
| White | 260 | $58,907,000 | $226,000 | $3,000,000 | $102,000 | $589,000 |
| Black or African American | 92 | $11,349,000 | $123,000 | $417,000 | $51,000 | $255,000 |
| Asian | 27 | $5,942,000 | $220,000 | $587,000 | $111,000 | $360,000 |
| Not Provided | 25 | $6,336,000 | $253,000 | $544,000 | $71,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $248,000 | $124,000 | $165,000 | $31,000 | $36,000 |
| American Indian or Alaskan Native | 1 | $189,000 | $189,000 | $189,000 | $142,000 | $142,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 897 | $1,404,822,000 | $1,566,000 | $47,000,000 | $46,000 | $589,000 |
| FHA-insured (Federal Housing Administration) | 58 | $10,539,000 | $181,000 | $424,000 | $70,000 | $290,000 |
| VA-guaranteed (Veterans Administration) | 9 | $2,223,000 | $247,000 | $388,000 | $75,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,038,000 | $207,000 | $272,000 | $57,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 629 | $1,193,739,000 | $1,897,000 | $47,000,000 | $45,000 | $589,000 |
| Application Denied By Financial Institution | 133 | $101,144,000 | $760,000 | $19,500,000 | $30,000 | $285,000 |
| Application Withdrawn By Applicant | 68 | $90,260,000 | $1,327,000 | $31,570,000 | $75,000 | $360,000 |
| Preapproval Approved but not Accepted | 40 | $5,266,000 | $131,000 | $408,000 | $49,000 | $188,000 |
| Preapproval Denied by Financial Institution | 32 | $7,012,000 | $219,000 | $3,000,000 | $56,000 | $553,000 |
| Application Approved But Not Accepted | 25 | $7,187,000 | $287,000 | $2,640,000 | $82,000 | $316,000 |
| File Closed For Incompleteness | 25 | $13,274,000 | $530,000 | $9,500,000 | $68,000 | $220,000 |
| Loan Purchased By The Institution | 17 | $740,000 | $43,000 | $110,000 | $56,000 | $121,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Customers Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Customers Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.