Customers Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Customers Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Customers Bank 99 Bridge Street Phoenixville, PA 19460 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,198 |
| Total Mortgage Loan Application Amount | $1,940,051,000 |
| Average Mortgage Loan Application Amount | $1,887,000 |
| Highest Mortgage Loan Application Amount | $57,000,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $1,391,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Customers Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Customers Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Customers Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Customers Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Customers Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Customers Bank's mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| READING, PA | 291 | $ 58,216,000 | $ 200,000 | $ 51,000 |
| PHILADELPHIA, PA | 219 | $ 99,108,000 | $ 452,000 | $ 42,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 184 | $ 1,169,822,000 | $ 5,257,000 | $ 32,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 79 | $ 39,030,000 | $ 494,000 | $ 94,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 24 | $ 15,753,000 | $ 656,000 | $ 215,000 |
| DENVER-AURORA-LAKEWOOD, CO | 23 | $ 14,580,000 | $ 633,000 | $ 220,000 |
| TRENTON, NJ | 21 | $ 18,190,000 | $ 866,000 | $ 86,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 19 | $ 17,832,000 | $ 938,000 | $ 256,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 19 | $ 58,114,000 | $ 2,035,000 | $ 170,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 15 | $ 9,320,000 | $ 551,500 | $ 194,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 14 | $ 9,898,000 | $ 707,000 | $ 331,000 |
| NEWARK, NJ-PA | 14 | $ 77,716,000 | $ 5,551,000 | $ 44,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 13 | $ 12,752,000 | $ 980,000 | $ 271,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 11 | $ 6,560,000 | $ 596,000 | $ 237,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 11 | $ 7,854,000 | $ 714,000 | $ 262,000 |
| BEND-REDMOND, OR | 9 | $ 5,236,000 | $ 581,000 | $ 308,000 |
| DALLAS-PLANO-IRVING, TX | 9 | $ 5,569,000 | $ 618,000 | $ 296,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 8 | $ 1,649,000 | $ 206,000 | $ 356,000 |
| CAMDEN, NJ | 8 | $ 38,196,000 | $ 4,774,000 | $ 9,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 8 | $ 8,075,000 | $ 1,009,000 | $ 273,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 8 | $ 5,898,000 | $ 737,000 | $ 324,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 7 | $ 6,816,000 | $ 973,000 | $ 227,000 |
| SAN DIEGO-CARLSBAD, CA | 7 | $ 4,910,000 | $ 701,000 | $ 201,000 |
| AUSTIN-ROUND ROCK, TX | 6 | $ 4,157,000 | $ 692,000 | $ 241,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 6 | $ 47,030,000 | $ 7,838,000 | $ 294,000 |
| WILMINGTON, DE-MD-NJ | 6 | $ 5,368,000 | $ 894,000 | $ 42,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 5 | $ 4,140,000 | $ 828,000 | $ 255,000 |
| SAN RAFAEL, CA | 5 | $ 4,140,000 | $ 828,000 | $ 285,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 4 | $ 6,840,000 | $ 1,710,000 | $ 224,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4 | $ 2,311,000 | $ 577,000 | $ 219,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 4 | $ 2,099,000 | $ 524,000 | $ 246,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 4 | $ 2,758,000 | $ 689,000 | $ 233,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 4 | $ 1,928,000 | $ 482,000 | $ 183,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 4 | $ 3,057,000 | $ 764,000 | $ 205,000 |
| SANTA ROSA, CA | 4 | $ 2,405,000 | $ 601,000 | $ 231,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 1,624,000 | $ 541,000 | $ 482,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 3 | $ 10,834,000 | $ 3,611,000 | $ 148,000 |
| BOULDER, CO | 3 | $ 2,401,000 | $ 800,000 | $ 306,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3 | $ 35,881,000 | $ 11,960,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3 | $ 2,080,000 | $ 693,000 | $ 221,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 3 | $ 2,413,000 | $ 804,000 | $ 284,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 2,697,000 | $ 899,000 | $ 297,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 1,894,000 | $ 631,000 | $ 252,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 12,523,000 | $ 6,261,000 | $ 95,000 |
| BOSTON, MA | 2 | $ 1,498,000 | $ 749,000 | $ 476,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 1,377,000 | $ 688,000 | $ 337,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 2 | $ 1,289,000 | $ 644,000 | $ 239,000 |
| CLEVELAND-ELYRIA, OH | 2 | $ 1,201,000 | $ 600,000 | $ 274,000 |
| FORT COLLINS, CO | 2 | $ 1,054,000 | $ 527,000 | $ 188,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 12,153,000 | $ 6,076,000 | $ 10,000 |
| JACKSONVILLE, FL | 2 | $ 1,329,000 | $ 664,000 | $ 358,000 |
| KANSAS CITY, MO-KS | 2 | $ 1,067,000 | $ 533,000 | $ 259,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 1,262,000 | $ 631,000 | $ 392,000 |
| LANCASTER, PA | 2 | $ 28,075,000 | $ 14,037,000 | $ 0 |
| LEBANON, PA | 2 | $ 408,000 | $ 204,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 1,543,000 | $ 771,000 | $ 321,000 |
| RICHMOND, VA | 2 | $ 1,275,000 | $ 637,000 | $ 328,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 2 | $ 1,612,000 | $ 806,000 | $ 376,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2 | $ 1,065,000 | $ 532,000 | $ 308,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 158,000 | $ 79,000 | $ 20,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 1,295,000 | $ 647,000 | $ 203,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 695,000 | $ 695,000 | $ 296,000 |
| BELLINGHAM, WA | 1 | $ 567,000 | $ 567,000 | $ 173,000 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 576,000 | $ 576,000 | $ 167,000 |
| COLUMBUS, IN | 1 | $ 820,000 | $ 820,000 | $ 215,000 |
| EAST STROUDSBURG, PA | 1 | $ 400,000 | $ 400,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 638,000 | $ 638,000 | $ 175,000 |
| GAINESVILLE, GA | 1 | $ 981,000 | $ 981,000 | $ 219,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 598,000 | $ 598,000 | $ 289,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 466,000 | $ 466,000 | $ 371,000 |
| MADISON, WI | 1 | $ 474,000 | $ 474,000 | $ 275,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 727,000 | $ 727,000 | $ 373,000 |
| MEDFORD, OR | 1 | $ 459,000 | $ 459,000 | $ 340,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 679,000 | $ 679,000 | $ 231,000 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 874,000 | $ 874,000 | $ 274,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 526,000 | $ 526,000 | $ 92,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1 | $ 487,000 | $ 487,000 | $ 339,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 492,000 | $ 492,000 | $ 147,000 |
| PROVIDENCE-WARWICK, RI-MA | 1 | $ 511,000 | $ 511,000 | $ 275,000 |
| SANTA FE, NM | 1 | $ 911,000 | $ 911,000 | $ 416,000 |
| SAVANNAH, GA | 1 | $ 594,000 | $ 594,000 | $ 139,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1 | $ 1,373,000 | $ 1,373,000 | $ 679,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 1,099,000 | $ 1,099,000 | $ 200,000 |
| SPRINGFIELD, MA | 1 | $ 3,388,000 | $ 3,388,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1 | $ 564,000 | $ 564,000 | $ 375,000 |
| TULSA, OK | 1 | $ 579,000 | $ 579,000 | $ 330,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1 | $ 479,000 | $ 479,000 | $ 340,000 |
| WORCESTER, MA-CT | 1 | $ 603,000 | $ 603,000 | $ 213,000 |
Mortgage Loan Application Detail Totals for Customers Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 840 | $774,032,000 | $921,000 | $46,000,000 | $109,000 | $1,391,000 |
| Refinancing | 332 | $1,131,349,000 | $3,407,000 | $57,000,000 | $104,000 | $1,363,000 |
| Home Improvement | 26 | $34,670,000 | $1,333,000 | $20,475,000 | $57,000 | $341,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 662 | $1,839,910,000 | $2,779,000 | $57,000,000 | $133,000 | $1,391,000 |
| Hispanic | 298 | $25,688,000 | $86,000 | $412,000 | $38,000 | $425,000 |
| White | 151 | $62,374,000 | $413,000 | $29,584,000 | $154,000 | $1,363,000 |
| Black or African American | 48 | $5,489,000 | $114,000 | $551,000 | $43,000 | $149,000 |
| Asian | 29 | $5,112,000 | $176,000 | $409,000 | $67,000 | $225,000 |
| Not Provided | 8 | $914,000 | $114,000 | $319,000 | $28,000 | $66,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $564,000 | $282,000 | $478,000 | $50,000 | $101,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 929 | $1,912,103,000 | $2,058,000 | $57,000,000 | $126,000 | $1,391,000 |
| FHA-insured (Federal Housing Administration) | 266 | $27,404,000 | $103,000 | $368,000 | $38,000 | $241,000 |
| VA-guaranteed (Veterans Administration) | 2 | $327,000 | $163,000 | $169,000 | $55,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $217,000 | $217,000 | $217,000 | $80,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 615 | $1,308,671,000 | $2,127,000 | $46,000,000 | $49,000 | $1,363,000 |
| Loan Purchased By The Institution | 349 | $246,940,000 | $707,000 | $1,925,000 | $254,000 | $1,391,000 |
| Application Denied By Financial Institution | 98 | $95,848,000 | $978,000 | $57,000,000 | $34,000 | $240,000 |
| Application Approved But Not Accepted | 69 | $143,354,000 | $2,077,000 | $26,830,000 | $28,000 | $309,000 |
| Application Withdrawn By Applicant | 42 | $82,527,000 | $1,964,000 | $14,588,000 | $46,000 | $425,000 |
| File Closed For Incompleteness | 10 | $61,173,000 | $6,117,000 | $44,000,000 | $75,000 | $297,000 |
| Preapproval Approved but not Accepted | 8 | $867,000 | $108,000 | $133,000 | $32,000 | $44,000 |
| Preapproval Denied by Financial Institution | 7 | $671,000 | $95,000 | $182,000 | $33,000 | $62,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Customers Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Customers Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.