Customers Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Customers Bank 99 Bridge Street Phoenixville, PA 19460 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,198 |
| Total Mortgage Loan Application Amount | $1,940,051,000 |
| Average Mortgage Loan Application Amount | $1,887,000 |
| Highest Mortgage Loan Application Amount | $57,000,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $1,391,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Customers Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Customers Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Customers Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Customers Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Customers Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Customers Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berks County Pennsylvania | 291 | $ 58,216,000 | $ 200,000 | $ 51,000 |
| Philadelphia County Pennsylvania | 197 | $ 63,730,000 | $ 323,000 | $ 40,000 |
| Bronx County New York | 55 | $ 427,964,000 | $ 7,781,000 | $ 0 |
| Kings County New York | 51 | $ 321,922,000 | $ 6,312,000 | $ 34,000 |
| Montgomery County Pennsylvania | 31 | $ 7,498,000 | $ 241,000 | $ 91,000 |
| Bucks County Pennsylvania | 29 | $ 27,596,000 | $ 951,000 | $ 104,000 |
| New York County New York | 28 | $ 208,117,000 | $ 7,432,000 | $ 20,000 |
| Delaware County Pennsylvania | 22 | $ 35,378,000 | $ 1,608,000 | $ 67,000 |
| Mercer County New Jersey | 21 | $ 18,190,000 | $ 866,000 | $ 86,000 |
| King County Washington | 20 | $ 13,436,000 | $ 671,000 | $ 225,000 |
| Chester County Pennsylvania | 19 | $ 3,936,000 | $ 207,000 | $ 84,000 |
| Hudson County New Jersey | 17 | $ 63,261,000 | $ 3,721,000 | $ 0 |
| Queens County New York | 14 | $ 78,100,000 | $ 5,578,000 | $ 7,000 |
| Santa Clara County California | 13 | $ 12,752,000 | $ 980,000 | $ 271,000 |
| Denver County Colorado | 12 | $ 6,777,000 | $ 564,000 | $ 194,000 |
| Essex County New Jersey | 12 | $ 77,045,000 | $ 6,420,000 | $ 32,000 |
| Maricopa County Arizona | 10 | $ 7,553,000 | $ 755,000 | $ 271,000 |
| San Francisco County California | 10 | $ 9,683,000 | $ 968,000 | $ 253,000 |
| San Mateo County California | 9 | $ 8,149,000 | $ 905,000 | $ 260,000 |
| Deschutes County Oregon | 9 | $ 5,236,000 | $ 581,000 | $ 308,000 |
| Los Angeles County California | 8 | $ 8,075,000 | $ 1,009,000 | $ 273,000 |
| Harris County Texas | 8 | $ 5,798,000 | $ 724,000 | $ 352,000 |
| Orange County California | 7 | $ 6,816,000 | $ 973,000 | $ 227,000 |
| San Diego County California | 7 | $ 4,910,000 | $ 701,000 | $ 201,000 |
| Fairfax County Virginia | 7 | $ 50,654,000 | $ 7,236,000 | $ 188,000 |
| New Castle County Delaware | 6 | $ 5,368,000 | $ 894,000 | $ 42,000 |
| Multnomah County Oregon | 6 | $ 4,058,000 | $ 676,000 | $ 220,000 |
| Travis County Texas | 6 | $ 4,157,000 | $ 692,000 | $ 241,000 |
| Marin County California | 5 | $ 4,140,000 | $ 828,000 | $ 285,000 |
| Miami-Dade County Florida | 5 | $ 4,140,000 | $ 828,000 | $ 255,000 |
| Sarasota County Florida | 5 | $ 3,702,000 | $ 740,000 | $ 317,000 |
| Camden County New Jersey | 5 | $ 37,353,000 | $ 7,470,000 | $ 0 |
| Middlesex County New Jersey | 5 | $ 825,000 | $ 165,000 | $ 111,000 |
| Suffolk County New York | 5 | $ 3,030,000 | $ 606,000 | $ 353,000 |
| Clackamas County Oregon | 5 | $ 3,340,000 | $ 668,000 | $ 263,000 |
| Lehigh County Pennsylvania | 5 | $ 976,000 | $ 195,000 | $ 554,000 |
| Fort Bend County Texas | 5 | $ 2,866,000 | $ 573,000 | $ 265,000 |
| Sonoma County California | 4 | $ 2,405,000 | $ 601,000 | $ 231,000 |
| Douglas County Colorado | 4 | $ 2,929,000 | $ 732,000 | $ 354,000 |
| Jefferson County Colorado | 4 | $ 2,716,000 | $ 679,000 | $ 190,000 |
| Fairfield County Connecticut | 4 | $ 6,840,000 | $ 1,710,000 | $ 224,000 |
| Broward County Florida | 4 | $ 2,758,000 | $ 689,000 | $ 233,000 |
| DeKalb County Georgia | 4 | $ 2,498,000 | $ 624,000 | $ 284,000 |
| Middlesex County Massachusetts | 4 | $ 2,311,000 | $ 577,000 | $ 219,000 |
| Clark County Nevada | 4 | $ 1,928,000 | $ 482,000 | $ 183,000 |
| Ocean County New Jersey | 4 | $ 7,773,000 | $ 1,943,000 | $ 49,000 |
| Dallas County Texas | 4 | $ 2,886,000 | $ 721,000 | $ 338,000 |
| Snohomish County Washington | 4 | $ 2,317,000 | $ 579,000 | $ 164,000 |
| Santa Cruz County California | 3 | $ 2,697,000 | $ 899,000 | $ 297,000 |
| Boulder County Colorado | 3 | $ 2,401,000 | $ 800,000 | $ 306,000 |
| Routt County Colorado | 3 | $ 1,954,000 | $ 651,000 | $ 161,000 |
| Hartford County Connecticut | 3 | $ 35,881,000 | $ 11,960,000 | $ 0 |
| District of Columbia County District Of Columbia | 3 | $ 1,620,000 | $ 540,000 | $ 127,000 |
| Manatee County Florida | 3 | $ 2,196,000 | $ 732,000 | $ 335,000 |
| Fulton County Georgia | 3 | $ 2,182,000 | $ 727,000 | $ 219,000 |
| Atlantic County New Jersey | 3 | $ 1,624,000 | $ 541,000 | $ 482,000 |
| Bergen County New Jersey | 3 | $ 7,269,000 | $ 2,423,000 | $ 197,000 |
| Burlington County New Jersey | 3 | $ 843,000 | $ 281,000 | $ 26,000 |
| Westchester County New York | 3 | $ 4,731,000 | $ 1,577,000 | $ 234,000 |
| Washington County Oregon | 3 | $ 1,451,000 | $ 483,000 | $ 116,000 |
| Northampton County Pennsylvania | 3 | $ 673,000 | $ 224,000 | $ 28,000 |
| Schuylkill County Pennsylvania | 3 | $ 214,000 | $ 71,000 | $ 241,000 |
| Collin County Texas | 3 | $ 1,412,000 | $ 470,000 | $ 247,000 |
| Loudoun County Virginia | 3 | $ 1,552,000 | $ 517,000 | $ 177,000 |
| Alameda County California | 2 | $ 1,861,000 | $ 930,000 | $ 277,000 |
| Arapahoe County Colorado | 2 | $ 1,659,000 | $ 829,000 | $ 220,000 |
| Eagle County Colorado | 2 | $ 890,000 | $ 445,000 | $ 161,000 |
| Larimer County Colorado | 2 | $ 1,054,000 | $ 527,000 | $ 188,000 |
| Brevard County Florida | 2 | $ 1,543,000 | $ 771,000 | $ 321,000 |
| Lee County Florida | 2 | $ 1,377,000 | $ 688,000 | $ 337,000 |
| St. Johns County Florida | 2 | $ 1,329,000 | $ 664,000 | $ 358,000 |
| Forsyth County Georgia | 2 | $ 904,000 | $ 452,000 | $ 184,000 |
| Lake County Illinois | 2 | $ 1,262,000 | $ 631,000 | $ 392,000 |
| Johnson County Kansas | 2 | $ 1,067,000 | $ 533,000 | $ 259,000 |
| Talbot County Maryland | 2 | $ 3,114,000 | $ 1,557,000 | $ 116,000 |
| Norfolk County Massachusetts | 2 | $ 1,498,000 | $ 749,000 | $ 476,000 |
| Oakland County Michigan | 2 | $ 1,295,000 | $ 647,000 | $ 203,000 |
| Hennepin County Minnesota | 2 | $ 1,542,000 | $ 771,000 | $ 229,000 |
| Morris County New Jersey | 2 | $ 671,000 | $ 335,000 | $ 118,000 |
| Orange County New York | 2 | $ 19,560,000 | $ 9,780,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 1,075,000 | $ 537,000 | $ 308,000 |
| Dauphin County Pennsylvania | 2 | $ 12,153,000 | $ 6,076,000 | $ 10,000 |
| Lancaster County Pennsylvania | 2 | $ 28,075,000 | $ 14,037,000 | $ 0 |
| Lebanon County Pennsylvania | 2 | $ 408,000 | $ 204,000 | $ 0 |
| Wayne County Pennsylvania | 2 | $ 252,000 | $ 126,000 | $ 141,000 |
| Davidson County Tennessee | 2 | $ 2,018,000 | $ 1,009,000 | $ 264,000 |
| Williamson County Tennessee | 2 | $ 1,039,000 | $ 519,000 | $ 146,000 |
| Bexar County Texas | 2 | $ 1,065,000 | $ 532,000 | $ 308,000 |
| Denton County Texas | 2 | $ 1,271,000 | $ 635,000 | $ 286,000 |
| Summit County Utah | 2 | $ 1,132,000 | $ 566,000 | $ 124,000 |
| Arlington County Virginia | 2 | $ 1,208,000 | $ 604,000 | $ 221,000 |
| Chesterfield County Virginia | 2 | $ 1,275,000 | $ 637,000 | $ 328,000 |
| Falls Church County Virginia | 2 | $ 2,092,000 | $ 1,046,000 | $ 307,000 |
| Shelby County Alabama | 1 | $ 576,000 | $ 576,000 | $ 167,000 |
| Gila County Arizona | 1 | $ 569,000 | $ 569,000 | $ 300,000 |
| Pinal County Arizona | 1 | $ 301,000 | $ 301,000 | $ 174,000 |
| Contra Costa County California | 1 | $ 552,000 | $ 552,000 | $ 297,000 |
| Plumas County California | 1 | $ 821,000 | $ 821,000 | $ 167,000 |
| Sacramento County California | 1 | $ 998,000 | $ 998,000 | $ 335,000 |
| Yolo County California | 1 | $ 614,000 | $ 614,000 | $ 418,000 |
| Elbert County Colorado | 1 | $ 499,000 | $ 499,000 | $ 120,000 |
| Summit County Colorado | 1 | $ 650,000 | $ 650,000 | $ 191,000 |
| Collier County Florida | 1 | $ 679,000 | $ 679,000 | $ 231,000 |
| Hillsborough County Florida | 1 | $ 564,000 | $ 564,000 | $ 375,000 |
| Orange County Florida | 1 | $ 487,000 | $ 487,000 | $ 339,000 |
| Palm Beach County Florida | 1 | $ 479,000 | $ 479,000 | $ 340,000 |
| Chatham County Georgia | 1 | $ 594,000 | $ 594,000 | $ 139,000 |
| Cherokee County Georgia | 1 | $ 503,000 | $ 503,000 | $ 261,000 |
| Cobb County Georgia | 1 | $ 473,000 | $ 473,000 | $ 186,000 |
| Columbia County Georgia | 1 | $ 695,000 | $ 695,000 | $ 296,000 |
| Hall County Georgia | 1 | $ 981,000 | $ 981,000 | $ 219,000 |
| Cook County Illinois | 1 | $ 818,000 | $ 818,000 | $ 293,000 |
| DuPage County Illinois | 1 | $ 471,000 | $ 471,000 | $ 185,000 |
| Bartholomew County Indiana | 1 | $ 820,000 | $ 820,000 | $ 215,000 |
| Jefferson County Kentucky | 1 | $ 466,000 | $ 466,000 | $ 371,000 |
| Orleans County Louisiana | 1 | $ 874,000 | $ 874,000 | $ 274,000 |
| Cumberland County Maine | 1 | $ 492,000 | $ 492,000 | $ 147,000 |
| Anne Arundel County Maryland | 1 | $ 666,000 | $ 666,000 | $ 138,000 |
| Baltimore County Maryland | 1 | $ 568,000 | $ 568,000 | $ 308,000 |
| Baltimore City County Maryland | 1 | $ 9,600,000 | $ 9,600,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 1,373,000 | $ 1,373,000 | $ 679,000 |
| Hampden County Massachusetts | 1 | $ 3,388,000 | $ 3,388,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 603,000 | $ 603,000 | $ 213,000 |
| Kent County Michigan | 1 | $ 598,000 | $ 598,000 | $ 289,000 |
| Carver County Minnesota | 1 | $ 538,000 | $ 538,000 | $ 204,000 |
| Elko County Nevada | 1 | $ 481,000 | $ 481,000 | $ 129,000 |
| Hillsborough County New Hampshire | 1 | $ 727,000 | $ 727,000 | $ 373,000 |
| Passaic County New Jersey | 1 | $ 29,600,000 | $ 29,600,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 911,000 | $ 911,000 | $ 416,000 |
| Albany County New York | 1 | $ 11,900,000 | $ 11,900,000 | $ 0 |
| Nassau County New York | 1 | $ 44,000,000 | $ 44,000,000 | $ 0 |
| Rockland County New York | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Schenectady County New York | 1 | $ 623,000 | $ 623,000 | $ 191,000 |
| Gaston County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 240,000 |
| Union County North Carolina | 1 | $ 429,000 | $ 429,000 | $ 130,000 |
| Cuyahoga County Ohio | 1 | $ 463,000 | $ 463,000 | $ 254,000 |
| Geauga County Ohio | 1 | $ 738,000 | $ 738,000 | $ 295,000 |
| Tulsa County Oklahoma | 1 | $ 579,000 | $ 579,000 | $ 330,000 |
| Clatsop County Oregon | 1 | $ 541,000 | $ 541,000 | $ 200,000 |
| Jackson County Oregon | 1 | $ 459,000 | $ 459,000 | $ 340,000 |
| Lackawanna County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Monroe County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 511,000 | $ 511,000 | $ 275,000 |
| Montgomery County Texas | 1 | $ 1,234,000 | $ 1,234,000 | $ 490,000 |
| Tarrant County Texas | 1 | $ 638,000 | $ 638,000 | $ 175,000 |
| Davis County Utah | 1 | $ 526,000 | $ 526,000 | $ 92,000 |
| Chesapeake County Virginia | 1 | $ 452,000 | $ 452,000 | $ 263,000 |
| Fairfax City County Virginia | 1 | $ 558,000 | $ 558,000 | $ 384,000 |
| Norfolk County Virginia | 1 | $ 825,000 | $ 825,000 | $ 363,000 |
| Spotsylvania County Virginia | 1 | $ 430,000 | $ 430,000 | $ 131,000 |
| Virginia Beach County Virginia | 1 | $ 617,000 | $ 617,000 | $ 132,000 |
| Clark County Washington | 1 | $ 471,000 | $ 471,000 | $ 175,000 |
| Spokane County Washington | 1 | $ 1,099,000 | $ 1,099,000 | $ 200,000 |
| Whatcom County Washington | 1 | $ 567,000 | $ 567,000 | $ 173,000 |
| Dane County Wisconsin | 1 | $ 474,000 | $ 474,000 | $ 275,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 840 | $774,032,000 | $921,000 | $46,000,000 | $109,000 | $1,391,000 |
| Refinancing | 332 | $1,131,349,000 | $3,407,000 | $57,000,000 | $104,000 | $1,363,000 |
| Home Improvement | 26 | $34,670,000 | $1,333,000 | $20,475,000 | $57,000 | $341,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 662 | $1,839,910,000 | $2,779,000 | $57,000,000 | $133,000 | $1,391,000 |
| Hispanic | 298 | $25,688,000 | $86,000 | $412,000 | $38,000 | $425,000 |
| White | 151 | $62,374,000 | $413,000 | $29,584,000 | $154,000 | $1,363,000 |
| Black or African American | 48 | $5,489,000 | $114,000 | $551,000 | $43,000 | $149,000 |
| Asian | 29 | $5,112,000 | $176,000 | $409,000 | $67,000 | $225,000 |
| Not Provided | 8 | $914,000 | $114,000 | $319,000 | $28,000 | $66,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $564,000 | $282,000 | $478,000 | $50,000 | $101,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 929 | $1,912,103,000 | $2,058,000 | $57,000,000 | $126,000 | $1,391,000 |
| FHA-insured (Federal Housing Administration) | 266 | $27,404,000 | $103,000 | $368,000 | $38,000 | $241,000 |
| VA-guaranteed (Veterans Administration) | 2 | $327,000 | $163,000 | $169,000 | $55,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $217,000 | $217,000 | $217,000 | $80,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 615 | $1,308,671,000 | $2,127,000 | $46,000,000 | $49,000 | $1,363,000 |
| Loan Purchased By The Institution | 349 | $246,940,000 | $707,000 | $1,925,000 | $254,000 | $1,391,000 |
| Application Denied By Financial Institution | 98 | $95,848,000 | $978,000 | $57,000,000 | $34,000 | $240,000 |
| Application Approved But Not Accepted | 69 | $143,354,000 | $2,077,000 | $26,830,000 | $28,000 | $309,000 |
| Application Withdrawn By Applicant | 42 | $82,527,000 | $1,964,000 | $14,588,000 | $46,000 | $425,000 |
| File Closed For Incompleteness | 10 | $61,173,000 | $6,117,000 | $44,000,000 | $75,000 | $297,000 |
| Preapproval Approved but not Accepted | 8 | $867,000 | $108,000 | $133,000 | $32,000 | $44,000 |
| Preapproval Denied by Financial Institution | 7 | $671,000 | $95,000 | $182,000 | $33,000 | $62,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Customers Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Customers Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.