New Wave Lending Group Inc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | New Wave Lending Group Inc 17700 Castleton St. #268 City Of Industry, CA 91748 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 3,900 |
| Total Mortgage Loan Application Amount | $2,225,310,000 |
| Average Mortgage Loan Application Amount | $432,750 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $167,500 |
| Highest Applicant Income | $5,709,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with New Wave Lending Group Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing New Wave Lending Group Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down New Wave Lending Group Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how New Wave Lending Group Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by New Wave Lending Group Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at New Wave Lending Group Inc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,563 | $ 940,595,000 | $ 601,000 | $ 183,000 |
| Orange County California | 630 | $ 395,780,000 | $ 628,000 | $ 172,000 |
| San Bernardino County California | 291 | $ 122,495,000 | $ 420,000 | $ 150,000 |
| Riverside County California | 189 | $ 81,995,000 | $ 433,000 | $ 137,000 |
| Alameda County California | 105 | $ 65,755,000 | $ 626,000 | $ 218,000 |
| Sacramento County California | 96 | $ 40,290,000 | $ 419,000 | $ 129,000 |
| Santa Clara County California | 83 | $ 54,965,000 | $ 662,000 | $ 192,000 |
| San Diego County California | 58 | $ 33,570,000 | $ 578,000 | $ 169,000 |
| Contra Costa County California | 50 | $ 30,120,000 | $ 602,000 | $ 184,000 |
| Kern County California | 32 | $ 9,290,000 | $ 290,000 | $ 222,000 |
| San Mateo County California | 32 | $ 31,680,000 | $ 990,000 | $ 232,000 |
| Ventura County California | 27 | $ 15,495,000 | $ 573,000 | $ 170,000 |
| San Francisco County California | 24 | $ 20,170,000 | $ 840,000 | $ 181,000 |
| Harris County Texas | 15 | $ 4,345,000 | $ 289,000 | $ 103,000 |
| King County Washington | 14 | $ 8,450,000 | $ 603,000 | $ 128,000 |
| San Joaquin County California | 12 | $ 5,510,000 | $ 459,000 | $ 104,000 |
| Placer County California | 9 | $ 4,725,000 | $ 525,000 | $ 128,000 |
| Solano County California | 8 | $ 4,440,000 | $ 555,000 | $ 118,000 |
| Fresno County California | 7 | $ 3,685,000 | $ 526,000 | $ 128,000 |
| Santa Barbara County California | 7 | $ 3,555,000 | $ 507,000 | $ 193,000 |
| Pinellas County Florida | 7 | $ 4,805,000 | $ 686,000 | $ 168,000 |
| Montgomery County Maryland | 7 | $ 2,985,000 | $ 426,000 | $ 188,000 |
| Virginia Beach County Virginia | 7 | $ 1,675,000 | $ 239,000 | $ 8,000 |
| Tulare County California | 6 | $ 1,760,000 | $ 293,000 | $ 100,000 |
| Snohomish County Washington | 6 | $ 3,450,000 | $ 575,000 | $ 165,000 |
| Stanislaus County California | 5 | $ 1,895,000 | $ 379,000 | $ 130,000 |
| Gwinnett County Georgia | 5 | $ 2,285,000 | $ 457,000 | $ 142,000 |
| Clark County Washington | 5 | $ 2,435,000 | $ 487,000 | $ 228,000 |
| Pasco County Florida | 4 | $ 1,010,000 | $ 252,000 | $ 0 |
| Baltimore County Maryland | 4 | $ 820,000 | $ 205,000 | $ 56,000 |
| Washington County Oregon | 4 | $ 1,420,000 | $ 355,000 | $ 86,000 |
| Collin County Texas | 4 | $ 4,060,000 | $ 1,015,000 | $ 42,000 |
| Madera County California | 3 | $ 655,000 | $ 218,000 | $ 84,000 |
| Monterey County California | 3 | $ 1,275,000 | $ 425,000 | $ 157,000 |
| San Luis Obispo County California | 3 | $ 2,425,000 | $ 808,000 | $ 75,000 |
| Shasta County California | 3 | $ 965,000 | $ 321,000 | $ 67,000 |
| Yolo County California | 3 | $ 1,525,000 | $ 508,000 | $ 273,000 |
| Fort Bend County Texas | 3 | $ 1,225,000 | $ 408,000 | $ 80,000 |
| Travis County Texas | 3 | $ 1,095,000 | $ 365,000 | $ 135,000 |
| Maricopa County Arizona | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Del Norte County California | 2 | $ 720,000 | $ 360,000 | $ 140,000 |
| El Dorado County California | 2 | $ 1,670,000 | $ 835,000 | $ 244,000 |
| Kings County California | 2 | $ 850,000 | $ 425,000 | $ 113,000 |
| Mariposa County California | 2 | $ 750,000 | $ 375,000 | $ 177,000 |
| Merced County California | 2 | $ 540,000 | $ 270,000 | $ 222,000 |
| Santa Cruz County California | 2 | $ 1,350,000 | $ 675,000 | $ 463,000 |
| Lee County Florida | 2 | $ 870,000 | $ 435,000 | $ 59,000 |
| Orange County Florida | 2 | $ 890,000 | $ 445,000 | $ 133,000 |
| Cook County Illinois | 2 | $ 300,000 | $ 150,000 | $ 24,000 |
| Anne Arundel County Maryland | 2 | $ 740,000 | $ 370,000 | $ 59,000 |
| Howard County Maryland | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Clark County Nevada | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Bergen County New Jersey | 2 | $ 1,190,000 | $ 595,000 | $ 57,000 |
| Multnomah County Oregon | 2 | $ 740,000 | $ 370,000 | $ 152,000 |
| Denton County Texas | 2 | $ 1,150,000 | $ 575,000 | $ 236,000 |
| Fairfax County Virginia | 2 | $ 1,190,000 | $ 595,000 | $ 745,000 |
| Loudoun County Virginia | 2 | $ 690,000 | $ 345,000 | $ 41,000 |
| Saline County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Butte County California | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Humboldt County California | 1 | $ 415,000 | $ 415,000 | $ 302,000 |
| Inyo County California | 1 | $ 525,000 | $ 525,000 | $ 115,000 |
| Marin County California | 1 | $ 935,000 | $ 935,000 | $ 247,000 |
| Mono County California | 1 | $ 605,000 | $ 605,000 | $ 335,000 |
| Napa County California | 1 | $ 665,000 | $ 665,000 | $ 135,000 |
| Siskiyou County California | 1 | $ 275,000 | $ 275,000 | $ 157,000 |
| Sonoma County California | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Sutter County California | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Adams County Colorado | 1 | $ 405,000 | $ 405,000 | $ 0 |
| El Paso County Colorado | 1 | $ 435,000 | $ 435,000 | $ 92,000 |
| District of Columbia County District Of Columbia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Broward County Florida | 1 | $ 195,000 | $ 195,000 | $ 337,000 |
| Hillsborough County Florida | 1 | $ 545,000 | $ 545,000 | $ 97,000 |
| Lake County Florida | 1 | $ 455,000 | $ 455,000 | $ 164,000 |
| Manatee County Florida | 1 | $ 355,000 | $ 355,000 | $ 83,000 |
| Marion County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Martin County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 156,000 |
| Polk County Florida | 1 | $ 455,000 | $ 455,000 | $ 520,000 |
| Chatham County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 215,000 | $ 215,000 | $ 39,000 |
| DeKalb County Georgia | 1 | $ 515,000 | $ 515,000 | $ 180,000 |
| Fannin County Georgia | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Richmond County Georgia | 1 | $ 305,000 | $ 305,000 | $ 8,000 |
| Hawaii County Hawaii | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Harford County Maryland | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Prince George's County Maryland | 1 | $ 155,000 | $ 155,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 205,000 | $ 205,000 | $ 3,000 |
| Cape May County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 5,709,000 |
| Gloucester County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 5,709,000 |
| Cuyahoga County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| Bell County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bexar County Texas | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| Dallas County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Galveston County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Potter County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Tarrant County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Williamson County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Giles County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Prince William County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,205 | $1,337,785,000 | $606,000 | $4,005,000 | $182,000 | $3,139,000 |
| Cash-out Refinancing | 975 | $529,255,000 | $542,000 | $3,005,000 | $181,000 | $5,709,000 |
| Refinancing | 719 | $358,185,000 | $498,000 | $3,005,000 | $157,000 | $3,670,000 |
| Other Purpose | 1 | $85,000 | $85,000 | $85,000 | $150,000 | $150,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 2,492 | $1,426,390,000 | $572,000 | $3,005,000 | $173,000 | $5,269,000 |
| Not Provided | 793 | $444,165,000 | $560,000 | $4,005,000 | $187,000 | $5,709,000 |
| White | 450 | $278,160,000 | $618,000 | $3,005,000 | $199,000 | $5,709,000 |
| Hispanic | 131 | $59,095,000 | $451,000 | $1,085,000 | $120,000 | $498,000 |
| Black or African American | 19 | $10,535,000 | $554,000 | $975,000 | $200,000 | $972,000 |
| American Indian or Alaskan Native | 3 | $2,195,000 | $731,000 | $1,045,000 | $155,000 | $246,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $555,000 | $555,000 | $555,000 | $102,000 | $102,000 |
| Not applicable | 1 | $75,000 | $75,000 | $75,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,880 | $2,215,070,000 | $570,000 | $4,005,000 | $178,000 | $5,709,000 |
| FHA-insured (Federal Housing Administration) | 20 | $10,240,000 | $512,000 | $895,000 | $100,000 | $191,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,281 | $1,283,295,000 | $562,000 | $3,005,000 | $177,000 | $3,670,000 |
| Application Withdrawn By Applicant | 1,575 | $916,715,000 | $582,000 | $4,005,000 | $178,000 | $5,709,000 |
| File Closed For Incompleteness | 21 | $11,235,000 | $535,000 | $1,455,000 | $131,000 | $434,000 |
| Application Approved But Not Accepted | 11 | $7,965,000 | $724,000 | $1,655,000 | $194,000 | $385,000 |
| Application Denied By Financial Institution | 11 | $5,555,000 | $505,000 | $1,145,000 | $163,000 | $525,000 |
| Preapproval Approved but not Accepted | 1 | $545,000 | $545,000 | $545,000 | $78,000 | $78,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,888 | $2,219,450,000 | $570,000 | $4,005,000 | $177,000 | $5,709,000 |
| Debt-To-Income Ratio | 3 | $1,105,000 | $368,000 | $405,000 | $114,000 | $200,000 |
| Employment History | 2 | $810,000 | $405,000 | $405,000 | $138,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $950,000 | $475,000 | $515,000 | $155,000 | $180,000 |
| Other | 2 | $500,000 | $250,000 | $315,000 | $37,000 | $75,000 |
| Unverifiable Information | 2 | $1,600,000 | $800,000 | $1,145,000 | $303,000 | $525,000 |
| Credit History | 1 | $895,000 | $895,000 | $895,000 | $248,000 | $248,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into New Wave Lending Group Inc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess New Wave Lending Group Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.