New York Community Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for New York Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | New York Community Bank 1 Jericho Plaza Jericho, NY 11753 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 695 |
| Total Mortgage Loan Application Amount | $2,745,679,000 |
| Average Mortgage Loan Application Amount | $11,020,785 |
| Highest Mortgage Loan Application Amount | $96,127,000 |
| Average Applicant Income | $39,071 |
| Highest Applicant Income | $635,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kings County New York | 99 | $ 222,159,000 | $ 2,244,000 | $ 56,000 |
| New York County New York | 81 | $ 768,817,000 | $ 9,491,000 | $ 35,000 |
| Richmond County New York | 72 | $ 13,875,000 | $ 192,000 | $ 72,000 |
| Queens County New York | 64 | $ 42,062,000 | $ 657,000 | $ 73,000 |
| Nassau County New York | 46 | $ 15,971,000 | $ 347,000 | $ 139,000 |
| Suffolk County New York | 39 | $ 7,205,000 | $ 184,000 | $ 87,000 |
| Hudson County New Jersey | 38 | $ 45,266,000 | $ 1,191,000 | $ 55,000 |
| Bronx County New York | 35 | $ 84,981,000 | $ 2,428,000 | $ 69,000 |
| Essex County New Jersey | 27 | $ 93,284,000 | $ 3,454,000 | $ 50,000 |
| Philadelphia County Pennsylvania | 24 | $ 95,614,000 | $ 3,983,000 | $ 0 |
| Hartford County Connecticut | 14 | $ 29,593,000 | $ 2,113,000 | $ 21,000 |
| Westchester County New York | 14 | $ 20,668,000 | $ 1,476,000 | $ 146,000 |
| Union County New Jersey | 13 | $ 92,714,000 | $ 7,131,000 | $ 43,000 |
| New Haven County Connecticut | 11 | $ 21,523,000 | $ 1,956,000 | $ 0 |
| Middlesex County New Jersey | 11 | $ 320,134,000 | $ 29,103,000 | $ 68,000 |
| Monmouth County New Jersey | 8 | $ 11,569,000 | $ 1,446,000 | $ 73,000 |
| Miami-Dade County Florida | 7 | $ 14,491,000 | $ 2,070,000 | $ 0 |
| Camden County New Jersey | 6 | $ 11,463,000 | $ 1,910,000 | $ 21,000 |
| Delaware County Pennsylvania | 6 | $ 23,760,000 | $ 3,960,000 | $ 0 |
| Litchfield County Connecticut | 5 | $ 5,208,000 | $ 1,041,000 | $ 0 |
| Mercer County New Jersey | 5 | $ 35,160,000 | $ 7,032,000 | $ 0 |
| Bucks County Pennsylvania | 5 | $ 68,048,000 | $ 13,609,000 | $ 0 |
| Montgomery County Pennsylvania | 5 | $ 120,112,000 | $ 24,022,000 | $ 0 |
| Baltimore City County Maryland | 4 | $ 33,884,000 | $ 8,471,000 | $ 0 |
| Bergen County New Jersey | 4 | $ 12,815,000 | $ 3,203,000 | $ 0 |
| Passaic County New Jersey | 4 | $ 3,922,000 | $ 980,000 | $ 21,000 |
| Lehigh County Pennsylvania | 4 | $ 18,200,000 | $ 4,550,000 | $ 0 |
| Hillsborough County Florida | 3 | $ 27,200,000 | $ 9,066,000 | $ 0 |
| Atlantic County New Jersey | 3 | $ 27,354,000 | $ 9,118,000 | $ 0 |
| Ocean County New Jersey | 3 | $ 3,465,000 | $ 1,155,000 | $ 31,000 |
| Somerset County New Jersey | 3 | $ 57,548,000 | $ 19,182,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 79,716,000 | $ 39,858,000 | $ 0 |
| Orange County Florida | 2 | $ 48,000,000 | $ 24,000,000 | $ 0 |
| Montgomery County Maryland | 2 | $ 131,000,000 | $ 65,500,000 | $ 0 |
| Cumberland County New Jersey | 2 | $ 6,110,000 | $ 3,055,000 | $ 0 |
| Gloucester County New Jersey | 2 | $ 2,049,000 | $ 1,024,000 | $ 21,000 |
| Chester County Pennsylvania | 2 | $ 4,298,000 | $ 2,149,000 | $ 0 |
| Dauphin County Pennsylvania | 2 | $ 13,600,000 | $ 6,800,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| New Castle County Delaware | 1 | $ 20,000,000 | $ 20,000,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 27,892,000 | $ 27,892,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 12,000,000 | $ 12,000,000 | $ 0 |
| Broome County New York | 1 | $ 68,000 | $ 68,000 | $ 24,000 |
| Chenango County New York | 1 | $ 29,000 | $ 29,000 | $ 30,000 |
| Columbia County New York | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Dutchess County New York | 1 | $ 19,000 | $ 19,000 | $ 35,000 |
| Erie County New York | 1 | $ 87,000 | $ 87,000 | $ 53,000 |
| Monroe County New York | 1 | $ 256,000 | $ 256,000 | $ 204,000 |
| Oneida County New York | 1 | $ 46,000 | $ 46,000 | $ 27,000 |
| Onondaga County New York | 1 | $ 1,650,000 | $ 1,650,000 | $ 0 |
| Orange County New York | 1 | $ 310,000 | $ 310,000 | $ 92,000 |
| Otsego County New York | 1 | $ 116,000 | $ 116,000 | $ 77,000 |
| Berks County Pennsylvania | 1 | $ 3,020,000 | $ 3,020,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 1,748,000 | $ 1,748,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 4,000,000 | $ 4,000,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 40,000,000 | $ 40,000,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for New York Community Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 569 | $2,717,569,000 | $17,038,555 | $96,127,000 | $9,111 | $635,000 |
| Home Purchase | 104 | $24,443,000 | $211,666 | $980,000 | $88,333 | $500,000 |
| Home Improvement | 22 | $3,667,000 | $154,500 | $353,000 | $100,000 | $410,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 415 | $2,694,060,000 | $17,362,333 | $96,127,000 | $0 | $0 |
| White | 178 | $32,184,000 | $169,500 | $850,000 | $87,500 | $635,000 |
| Not Provided | 47 | $9,139,000 | $202,500 | $592,000 | $90,500 | $341,000 |
| Hispanic | 19 | $3,629,000 | $202,000 | $600,000 | $108,500 | $242,000 |
| Asian | 18 | $3,781,000 | $173,333 | $980,000 | $73,333 | $296,000 |
| Black or African American | 17 | $2,815,000 | $216,000 | $345,000 | $71,000 | $104,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $71,000 | $71,000 | $71,000 | $41,000 | $41,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 695 | $2,745,679,000 | $16,871,888 | $96,127,000 | $14,555 | $635,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 507 | $1,848,500,000 | $15,472,875 | $96,127,000 | $15,500 | $635,000 |
| Application Withdrawn By Applicant | 91 | $863,022,000 | $16,285,571 | $96,000,000 | $11,142 | $500,000 |
| Application Denied By Financial Institution | 56 | $15,970,000 | $506,000 | $4,000,000 | $29,333 | $203,000 |
| Application Approved But Not Accepted | 22 | $4,632,000 | $192,666 | $350,000 | $96,333 | $410,000 |
| File Closed For Incompleteness | 19 | $13,555,000 | $539,000 | $7,523,000 | $88,000 | $296,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 36 | $8,422,000 | $566,000 | $975,000 | $22,666 | $180,000 |
| Debt-To-Income Ratio | 10 | $1,582,000 | $150,000 | $326,000 | $26,500 | $203,000 |
| Credit History | 4 | $661,000 | $165,000 | $315,000 | $40,500 | $56,000 |
| Other | 2 | $4,078,000 | $2,039,000 | $4,000,000 | $34,000 | $69,000 |
| Unverifiable Information | 1 | $210,000 | $210,000 | $210,000 | $60,000 | $60,000 |
| Credit Application Incomplete | 1 | $310,000 | $310,000 | $310,000 | $92,000 | $92,000 |
| Employment History | 1 | $450,000 | $450,000 | $450,000 | $144,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $257,000 | $257,000 | $257,000 | $84,000 | $84,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.