Nexbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Nexbank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nexbank 2515 Mckinney Avenue, Suite 1100 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,716 |
| Total Mortgage Loan Application Amount | $955,433,000 |
| Average Mortgage Loan Application Amount | $399,666 |
| Highest Mortgage Loan Application Amount | $7,300,000 |
| Average Applicant Income | $108,000 |
| Highest Applicant Income | $1,992,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Nexbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nexbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Nexbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nexbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Nexbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nexbank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 239 | $ 62,495,000 | $ 261,000 | $ 125,000 |
| Harris County Texas | 213 | $ 46,740,000 | $ 219,000 | $ 117,000 |
| Dallas County Texas | 212 | $ 67,340,000 | $ 317,000 | $ 160,000 |
| Cook County Illinois | 148 | $ 31,517,000 | $ 212,000 | $ 87,000 |
| King County Washington | 130 | $ 57,772,000 | $ 444,000 | $ 115,000 |
| Denton County Texas | 119 | $ 29,723,000 | $ 249,000 | $ 120,000 |
| Los Angeles County California | 110 | $ 84,547,000 | $ 768,000 | $ 106,000 |
| Travis County Texas | 102 | $ 30,193,000 | $ 296,000 | $ 138,000 |
| Tarrant County Texas | 96 | $ 21,262,000 | $ 221,000 | $ 111,000 |
| Fulton County Georgia | 74 | $ 23,987,000 | $ 324,000 | $ 188,000 |
| Orange County California | 63 | $ 44,432,000 | $ 705,000 | $ 97,000 |
| Montgomery County Texas | 61 | $ 16,983,000 | $ 278,000 | $ 149,000 |
| Fort Bend County Texas | 51 | $ 14,882,000 | $ 291,000 | $ 126,000 |
| Forsyth County Georgia | 50 | $ 14,284,000 | $ 285,000 | $ 105,000 |
| DeKalb County Georgia | 44 | $ 11,654,000 | $ 264,000 | $ 114,000 |
| Cobb County Georgia | 42 | $ 9,665,000 | $ 230,000 | $ 107,000 |
| Gwinnett County Georgia | 42 | $ 8,167,000 | $ 194,000 | $ 87,000 |
| Denver County Colorado | 38 | $ 13,017,000 | $ 342,000 | $ 123,000 |
| San Diego County California | 37 | $ 24,310,000 | $ 657,000 | $ 45,000 |
| Bexar County Texas | 34 | $ 6,353,000 | $ 186,000 | $ 103,000 |
| Williamson County Texas | 30 | $ 5,793,000 | $ 193,000 | $ 116,000 |
| Snohomish County Washington | 29 | $ 8,300,000 | $ 286,000 | $ 115,000 |
| DuPage County Illinois | 28 | $ 5,771,000 | $ 206,000 | $ 75,000 |
| McLennan County Texas | 23 | $ 3,452,000 | $ 150,000 | $ 72,000 |
| Santa Clara County California | 21 | $ 16,073,000 | $ 765,000 | $ 23,000 |
| Jefferson County Colorado | 21 | $ 7,311,000 | $ 348,000 | $ 180,000 |
| Riverside County California | 19 | $ 13,013,000 | $ 684,000 | $ 148,000 |
| San Francisco County California | 18 | $ 16,979,000 | $ 943,000 | $ 60,000 |
| Hays County Texas | 18 | $ 4,814,000 | $ 267,000 | $ 134,000 |
| Cherokee County Georgia | 17 | $ 4,037,000 | $ 237,000 | $ 76,000 |
| San Bernardino County California | 16 | $ 7,923,000 | $ 495,000 | $ 150,000 |
| Kaufman County Texas | 16 | $ 2,308,000 | $ 144,000 | $ 78,000 |
| Marin County California | 15 | $ 15,520,000 | $ 1,034,000 | $ 108,000 |
| Ventura County California | 15 | $ 10,910,000 | $ 727,000 | $ 86,000 |
| Douglas County Colorado | 15 | $ 5,301,000 | $ 353,000 | $ 146,000 |
| Larimer County Colorado | 14 | $ 3,792,000 | $ 270,000 | $ 82,000 |
| Maricopa County Arizona | 13 | $ 6,815,000 | $ 524,000 | $ 44,000 |
| Arapahoe County Colorado | 13 | $ 3,922,000 | $ 301,000 | $ 88,000 |
| Brazoria County Texas | 13 | $ 2,814,000 | $ 216,000 | $ 114,000 |
| Lake County Illinois | 11 | $ 3,186,000 | $ 289,000 | $ 122,000 |
| Ellis County Texas | 11 | $ 2,677,000 | $ 243,000 | $ 113,000 |
| Rockwall County Texas | 11 | $ 2,056,000 | $ 186,000 | $ 147,000 |
| Pierce County Washington | 11 | $ 5,496,000 | $ 499,000 | $ 42,000 |
| Alameda County California | 9 | $ 6,474,000 | $ 719,000 | $ 0 |
| Galveston County Texas | 8 | $ 1,866,000 | $ 233,000 | $ 136,000 |
| Salt Lake County Utah | 8 | $ 3,303,000 | $ 412,000 | $ 0 |
| Fairfield County Connecticut | 7 | $ 4,588,000 | $ 655,000 | $ 332,000 |
| Hall County Georgia | 7 | $ 1,719,000 | $ 245,000 | $ 113,000 |
| Comal County Texas | 7 | $ 3,297,000 | $ 471,000 | $ 250,000 |
| Washington County Texas | 7 | $ 904,000 | $ 129,000 | $ 76,000 |
| Contra Costa County California | 6 | $ 3,347,000 | $ 557,000 | $ 24,000 |
| El Dorado County California | 6 | $ 4,735,000 | $ 789,000 | $ 107,000 |
| Sacramento County California | 6 | $ 2,895,000 | $ 482,000 | $ 57,000 |
| Santa Barbara County California | 6 | $ 3,822,000 | $ 637,000 | $ 80,000 |
| Sonoma County California | 6 | $ 4,842,000 | $ 807,000 | $ 0 |
| Weld County Colorado | 6 | $ 1,678,000 | $ 279,000 | $ 103,000 |
| McHenry County Illinois | 6 | $ 1,019,000 | $ 169,000 | $ 100,000 |
| Grayson County Texas | 6 | $ 1,134,000 | $ 189,000 | $ 75,000 |
| Hunt County Texas | 6 | $ 1,135,000 | $ 189,000 | $ 75,000 |
| San Mateo County California | 5 | $ 4,282,000 | $ 856,000 | $ 0 |
| Adams County Colorado | 5 | $ 973,000 | $ 194,000 | $ 28,000 |
| Paulding County Georgia | 5 | $ 729,000 | $ 145,000 | $ 64,000 |
| Middlesex County Massachusetts | 5 | $ 4,431,000 | $ 886,000 | $ 84,000 |
| Johnson County Texas | 5 | $ 644,000 | $ 128,000 | $ 72,000 |
| Napa County California | 4 | $ 2,209,000 | $ 552,000 | $ 0 |
| Santa Cruz County California | 4 | $ 3,535,000 | $ 883,000 | $ 30,000 |
| Elbert County Colorado | 4 | $ 1,127,000 | $ 281,000 | $ 109,000 |
| Douglas County Georgia | 4 | $ 727,000 | $ 181,000 | $ 67,000 |
| Suffolk County Massachusetts | 4 | $ 1,820,000 | $ 455,000 | $ 0 |
| Oakland County Michigan | 4 | $ 1,835,000 | $ 458,000 | $ 0 |
| Brazos County Texas | 4 | $ 745,000 | $ 186,000 | $ 98,000 |
| Nueces County Texas | 4 | $ 558,000 | $ 139,000 | $ 86,000 |
| Parker County Texas | 4 | $ 1,034,000 | $ 258,000 | $ 116,000 |
| Taylor County Texas | 4 | $ 526,000 | $ 131,000 | $ 51,000 |
| Waller County Texas | 4 | $ 649,000 | $ 162,000 | $ 81,000 |
| Webb County Texas | 4 | $ 940,000 | $ 235,000 | $ 103,000 |
| Fairfax County Virginia | 4 | $ 3,266,000 | $ 816,000 | $ 0 |
| San Luis Obispo County California | 3 | $ 1,639,000 | $ 546,000 | $ 0 |
| Boulder County Colorado | 3 | $ 994,000 | $ 331,000 | $ 118,000 |
| Summit County Colorado | 3 | $ 1,718,000 | $ 572,000 | $ 109,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,169,000 | $ 389,000 | $ 75,000 |
| Bartow County Georgia | 3 | $ 404,000 | $ 134,000 | $ 51,000 |
| Bibb County Georgia | 3 | $ 381,000 | $ 127,000 | $ 48,000 |
| Pickens County Georgia | 3 | $ 489,000 | $ 163,000 | $ 99,000 |
| Walton County Georgia | 3 | $ 619,000 | $ 206,000 | $ 88,000 |
| Will County Illinois | 3 | $ 562,000 | $ 187,000 | $ 38,000 |
| Montgomery County Maryland | 3 | $ 1,032,000 | $ 344,000 | $ 71,000 |
| Clark County Nevada | 3 | $ 1,527,000 | $ 509,000 | $ 233,000 |
| Bastrop County Texas | 3 | $ 344,000 | $ 114,000 | $ 113,000 |
| Burnet County Texas | 3 | $ 392,000 | $ 130,000 | $ 98,000 |
| El Paso County Texas | 3 | $ 470,000 | $ 156,000 | $ 123,000 |
| Lubbock County Texas | 3 | $ 480,000 | $ 160,000 | $ 86,000 |
| Van Zandt County Texas | 3 | $ 776,000 | $ 258,000 | $ 93,000 |
| Wood County Texas | 3 | $ 335,000 | $ 111,000 | $ 60,000 |
| Whatcom County Washington | 3 | $ 636,000 | $ 212,000 | $ 41,000 |
| Laramie County Wyoming | 3 | $ 398,000 | $ 132,000 | $ 102,000 |
| Baldwin County Alabama | 2 | $ 1,032,000 | $ 516,000 | $ 525,000 |
| Fresno County California | 2 | $ 348,000 | $ 174,000 | $ 0 |
| Mono County California | 2 | $ 1,046,000 | $ 523,000 | $ 235,000 |
| Nevada County California | 2 | $ 1,072,000 | $ 536,000 | $ 0 |
| Solano County California | 2 | $ 725,000 | $ 362,000 | $ 0 |
| El Paso County Colorado | 2 | $ 807,000 | $ 403,000 | $ 57,000 |
| Barrow County Georgia | 2 | $ 423,000 | $ 211,000 | $ 67,000 |
| Carroll County Georgia | 2 | $ 613,000 | $ 306,000 | $ 72,000 |
| Fayette County Georgia | 2 | $ 504,000 | $ 252,000 | $ 110,000 |
| Jackson County Georgia | 2 | $ 353,000 | $ 176,000 | $ 78,000 |
| Monroe County Georgia | 2 | $ 375,000 | $ 187,000 | $ 53,000 |
| Polk County Georgia | 2 | $ 399,000 | $ 199,000 | $ 286,000 |
| Norfolk County Massachusetts | 2 | $ 1,380,000 | $ 690,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 956,000 | $ 478,000 | $ 0 |
| St. Charles County Missouri | 2 | $ 990,000 | $ 495,000 | $ 0 |
| Nassau County New York | 2 | $ 1,875,000 | $ 937,000 | $ 0 |
| Suffolk County New York | 2 | $ 4,450,000 | $ 2,225,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 1,247,000 | $ 623,000 | $ 202,000 |
| Multnomah County Oregon | 2 | $ 1,246,000 | $ 623,000 | $ 0 |
| Bell County Texas | 2 | $ 313,000 | $ 156,000 | $ 58,000 |
| Caldwell County Texas | 2 | $ 258,000 | $ 129,000 | $ 152,000 |
| Ector County Texas | 2 | $ 210,000 | $ 105,000 | $ 56,000 |
| Franklin County Texas | 2 | $ 576,000 | $ 288,000 | $ 530,000 |
| Grimes County Texas | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Henderson County Texas | 2 | $ 681,000 | $ 340,000 | $ 342,000 |
| Hidalgo County Texas | 2 | $ 346,000 | $ 173,000 | $ 331,000 |
| Randall County Texas | 2 | $ 615,000 | $ 307,000 | $ 46,000 |
| Smith County Texas | 2 | $ 1,339,000 | $ 669,000 | $ 341,000 |
| Tom Green County Texas | 2 | $ 259,000 | $ 129,000 | $ 76,000 |
| Walker County Texas | 2 | $ 307,000 | $ 153,000 | $ 175,000 |
| Wilson County Texas | 2 | $ 357,000 | $ 178,000 | $ 62,000 |
| Utah County Utah | 2 | $ 917,000 | $ 458,000 | $ 0 |
| Arlington County Virginia | 2 | $ 1,858,000 | $ 929,000 | $ 74,000 |
| Loudoun County Virginia | 2 | $ 1,158,000 | $ 579,000 | $ 0 |
| Clark County Washington | 2 | $ 697,000 | $ 348,000 | $ 150,000 |
| Kitsap County Washington | 2 | $ 2,064,000 | $ 1,032,000 | $ 275,000 |
| Jefferson County Alabama | 1 | $ 652,000 | $ 652,000 | $ 0 |
| Lee County Alabama | 1 | $ 138,000 | $ 138,000 | $ 50,000 |
| Yavapai County Arizona | 1 | $ 560,000 | $ 560,000 | $ 216,000 |
| Saline County Arkansas | 1 | $ 94,000 | $ 94,000 | $ 130,000 |
| Butte County California | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Kern County California | 1 | $ 559,000 | $ 559,000 | $ 0 |
| Mendocino County California | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Monterey County California | 1 | $ 767,000 | $ 767,000 | $ 382,000 |
| San Joaquin County California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Grand County Colorado | 1 | $ 277,000 | $ 277,000 | $ 210,000 |
| Mesa County Colorado | 1 | $ 662,000 | $ 662,000 | $ 583,000 |
| Pitkin County Colorado | 1 | $ 7,300,000 | $ 7,300,000 | $ 0 |
| Sussex County Delaware | 1 | $ 534,000 | $ 534,000 | $ 0 |
| Broward County Florida | 1 | $ 1,215,000 | $ 1,215,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 892,000 | $ 892,000 | $ 0 |
| Pinellas County Florida | 1 | $ 77,000 | $ 77,000 | $ 774,000 |
| Baldwin County Georgia | 1 | $ 280,000 | $ 280,000 | $ 713,000 |
| Coweta County Georgia | 1 | $ 408,000 | $ 408,000 | $ 237,000 |
| Gilmer County Georgia | 1 | $ 91,000 | $ 91,000 | $ 127,000 |
| Gordon County Georgia | 1 | $ 521,000 | $ 521,000 | $ 0 |
| Henry County Georgia | 1 | $ 134,000 | $ 134,000 | $ 37,000 |
| Lumpkin County Georgia | 1 | $ 174,000 | $ 174,000 | $ 79,000 |
| Miller County Georgia | 1 | $ 370,000 | $ 370,000 | $ 193,000 |
| Newton County Georgia | 1 | $ 369,000 | $ 369,000 | $ 119,000 |
| Pike County Georgia | 1 | $ 106,000 | $ 106,000 | $ 50,000 |
| Rockdale County Georgia | 1 | $ 323,000 | $ 323,000 | $ 90,000 |
| Troup County Georgia | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Honolulu County Hawaii | 1 | $ 1,245,000 | $ 1,245,000 | $ 0 |
| Canyon County Idaho | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 624,000 | $ 624,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 951,000 | $ 951,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 188,000 | $ 188,000 | $ 154,000 |
| Barnstable County Massachusetts | 1 | $ 2,621,000 | $ 2,621,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Macomb County Michigan | 1 | $ 456,000 | $ 456,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Wayne County Michigan | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Wexford County Michigan | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 536,000 | $ 536,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Lamar County Mississippi | 1 | $ 542,000 | $ 542,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Lake County Montana | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Douglas County Nevada | 1 | $ 494,000 | $ 494,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 926,000 | $ 926,000 | $ 0 |
| Kings County New York | 1 | $ 920,000 | $ 920,000 | $ 0 |
| Queens County New York | 1 | $ 524,000 | $ 524,000 | $ 0 |
| Westchester County New York | 1 | $ 912,000 | $ 912,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Moore County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 346,000 |
| Wake County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 905,000 | $ 905,000 | $ 1,326,000 |
| Oklahoma County Oklahoma | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Washington County Oregon | 1 | $ 568,000 | $ 568,000 | $ 239,000 |
| Bucks County Pennsylvania | 1 | $ 441,000 | $ 441,000 | $ 283,000 |
| Philadelphia County Pennsylvania | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 360,000 | $ 360,000 | $ 61,000 |
| Pickens County South Carolina | 1 | $ 88,000 | $ 88,000 | $ 32,000 |
| Davidson County Tennessee | 1 | $ 469,000 | $ 469,000 | $ 600,000 |
| Moore County Tennessee | 1 | $ 471,000 | $ 471,000 | $ 0 |
| Union County Tennessee | 1 | $ 517,000 | $ 517,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 493,000 | $ 493,000 | $ 0 |
| Bosque County Texas | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Cherokee County Texas | 1 | $ 256,000 | $ 256,000 | $ 310,000 |
| Gillespie County Texas | 1 | $ 342,000 | $ 342,000 | $ 223,000 |
| Guadalupe County Texas | 1 | $ 243,000 | $ 243,000 | $ 83,000 |
| Hill County Texas | 1 | $ 98,000 | $ 98,000 | $ 27,000 |
| Hood County Texas | 1 | $ 450,000 | $ 450,000 | $ 108,000 |
| Hopkins County Texas | 1 | $ 149,000 | $ 149,000 | $ 34,000 |
| Jeff Davis County Texas | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Limestone County Texas | 1 | $ 200,000 | $ 200,000 | $ 400,000 |
| Matagorda County Texas | 1 | $ 96,000 | $ 96,000 | $ 50,000 |
| Orange County Texas | 1 | $ 160,000 | $ 160,000 | $ 98,000 |
| Palo Pinto County Texas | 1 | $ 1,624,000 | $ 1,624,000 | $ 0 |
| Rains County Texas | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| San Patricio County Texas | 1 | $ 235,000 | $ 235,000 | $ 153,000 |
| Terry County Texas | 1 | $ 176,000 | $ 176,000 | $ 84,000 |
| Val Verde County Texas | 1 | $ 183,000 | $ 183,000 | $ 105,000 |
| Victoria County Texas | 1 | $ 126,000 | $ 126,000 | $ 56,000 |
| Wharton County Texas | 1 | $ 129,000 | $ 129,000 | $ 102,000 |
| Davis County Utah | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Summit County Utah | 1 | $ 1,135,000 | $ 1,135,000 | $ 0 |
| Weber County Utah | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 140,000 | $ 140,000 | $ 105,000 |
| Frederick County Virginia | 1 | $ 352,000 | $ 352,000 | $ 63,000 |
| Fredericksburg County Virginia | 1 | $ 304,000 | $ 304,000 | $ 71,000 |
| Hanover County Virginia | 1 | $ 186,000 | $ 186,000 | $ 49,000 |
| James City County Virginia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Middlesex County Virginia | 1 | $ 184,000 | $ 184,000 | $ 320,000 |
| Richmond City County Virginia | 1 | $ 181,000 | $ 181,000 | $ 230,000 |
| Spotsylvania County Virginia | 1 | $ 216,000 | $ 216,000 | $ 122,000 |
| Jefferson County Washington | 1 | $ 283,000 | $ 283,000 | $ 133,000 |
| Kittitas County Washington | 1 | $ 229,000 | $ 229,000 | $ 129,000 |
| Mason County Washington | 1 | $ 226,000 | $ 226,000 | $ 282,000 |
| San Juan County Washington | 1 | $ 258,000 | $ 258,000 | $ 111,000 |
| Spokane County Washington | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Thurston County Washington | 1 | $ 204,000 | $ 204,000 | $ 33,000 |
| Teton County Wyoming | 1 | $ 4,000,000 | $ 4,000,000 | $ 0 |
Mortgage Loan Application Detail Totals for Nexbank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,613 | $526,243,000 | $326,000 | $7,300,000 | $116,000 | $1,759,000 |
| Refinancing | 1,086 | $420,926,000 | $387,000 | $4,000,000 | $111,000 | $1,992,000 |
| Home Improvement | 17 | $8,264,000 | $486,000 | $1,400,000 | $97,000 | $486,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,546 | $452,133,000 | $292,000 | $2,970,000 | $144,000 | $1,992,000 |
| Not applicable | 448 | $317,972,000 | $709,000 | $7,300,000 | $0 | $0 |
| Asian | 285 | $81,430,000 | $285,000 | $2,500,000 | $124,000 | $659,000 |
| Hispanic | 193 | $36,652,000 | $189,000 | $986,000 | $98,000 | $486,000 |
| Not Provided | 154 | $46,313,000 | $300,000 | $1,260,000 | $157,000 | $713,000 |
| Black or African American | 79 | $18,544,000 | $234,000 | $870,000 | $104,000 | $510,000 |
| American Indian or Alaskan Native | 8 | $1,863,000 | $232,000 | $383,000 | $132,000 | $305,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $526,000 | $175,000 | $256,000 | $72,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,388 | $887,405,000 | $371,000 | $7,300,000 | $119,000 | $1,992,000 |
| FHA-insured (Federal Housing Administration) | 236 | $45,699,000 | $193,000 | $639,000 | $70,000 | $279,000 |
| VA-guaranteed (Veterans Administration) | 82 | $20,886,000 | $254,000 | $431,000 | $96,000 | $310,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,443,000 | $144,000 | $219,000 | $50,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,924 | $510,904,000 | $265,000 | $7,300,000 | $131,000 | $1,992,000 |
| Loan Purchased By The Institution | 446 | $308,912,000 | $692,000 | $4,000,000 | $0 | $0 |
| Application Denied By Financial Institution | 310 | $124,929,000 | $402,000 | $2,550,000 | $174,000 | $1,620,000 |
| Application Withdrawn By Applicant | 19 | $5,552,000 | $292,000 | $1,000,000 | $119,000 | $691,000 |
| Application Approved But Not Accepted | 17 | $5,136,000 | $302,000 | $786,000 | $142,000 | $444,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nexbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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