Nexbank Mortgage Lending & HMDA Data, 2018

In 2018, Nexbank of Dallas, TX reported 4,967 mortgage applications totaling $1.4 billion, down 40% from 2017. The average application was for $286,616, and applicants reported an average income of $138,490. 61% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (619), Dallas-Plano-Irving, TX (598) and Houston-The Woodlands-Sugar Land, TX (422) (applications in parentheses).

Mortgage Company & Address Nexbank
2515 McKinney Avenue, Suite 1100
Dallas, TX 75201
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,967
Total Mortgage Loan Application Amount $1,423,625,000
Average Mortgage Loan Application Amount $286,616
Highest Mortgage Loan Application Amount $14,255,000
Average Applicant Income $138,490
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nexbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nexbank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 273 $ 50,085,000 $ 183,461 $ 136,000
Dallas, Texas 262 $ 78,710,000 $ 300,419 $ 130,000
Tarrant, Texas 188 $ 58,900,000 $ 313,297 $ 125,000
Miami-Dade, Florida 179 $ 33,115,000 $ 185,000 $ 0
Fulton, Georgia 167 $ 61,295,000 $ 367,035 $ 202,000
Collin, Texas 167 $ 47,565,000 $ 284,820 $ 130,000
Travis, Texas 166 $ 51,030,000 $ 307,409 $ 152,000
San Diego, California 161 $ 78,615,000 $ 488,291 $ 171,000
Los Angeles, California 156 $ 79,550,000 $ 509,935 $ 194,000
Cook, Illinois 156 $ 35,910,000 $ 230,192 $ 91,000
Denton, Texas 126 $ 37,200,000 $ 295,238 $ 135,000
Cobb, Georgia 125 $ 31,355,000 $ 250,840 $ 100,000
Broward, Florida 123 $ 18,755,000 $ 152,479 $ 150,000
Bexar, Texas 104 $ 16,290,000 $ 156,634 $ 161,000
DeKalb, Georgia 98 $ 29,040,000 $ 296,326 $ 127,000
King, Washington 81 $ 39,695,000 $ 490,061 $ 141,000
Sacramento, California 71 $ 20,105,000 $ 283,169 $ 102,000
Riverside, California 65 $ 22,475,000 $ 345,769 $ 136,000
Cherokee, Georgia 61 $ 16,455,000 $ 269,754 $ 99,000
Maricopa, Arizona 58 $ 14,980,000 $ 258,275 $ 121,000
Gwinnett, Georgia 56 $ 13,180,000 $ 235,357 $ 114,000
Fort Bend, Texas 56 $ 16,150,000 $ 288,392 $ 156,000
Snohomish, Washington 56 $ 20,640,000 $ 368,571 $ 109,000
Williamson, Texas 55 $ 13,015,000 $ 236,636 $ 118,000
Palm Beach, Florida 53 $ 7,605,000 $ 143,490 $ 127,000
Orange, California 50 $ 29,280,000 $ 585,600 $ 203,000
Montgomery, Texas 48 $ 11,470,000 $ 238,958 $ 129,000
Forsyth, Georgia 39 $ 14,385,000 $ 368,846 $ 147,000
Johnson, Kansas 39 $ 9,495,000 $ 243,461 $ 101,000
Hays, Texas 37 $ 9,705,000 $ 262,297 $ 128,000
Fairfax, Virginia 37 $ 11,055,000 $ 298,783 $ 181,000
Polk, Florida 35 $ 4,755,000 $ 135,857 $ 132,000
DuPage, Illinois 32 $ 6,830,000 $ 213,437 $ 79,000
Montgomery, Maryland 32 $ 12,340,000 $ 385,625 $ 141,000
San Bernardino, California 28 $ 8,940,000 $ 319,285 $ 151,000
Baltimore, Maryland 27 $ 8,275,000 $ 306,481 $ 101,000
Prince George's, Maryland 27 $ 8,005,000 $ 296,481 $ 108,000
Alameda, California 26 $ 13,360,000 $ 513,846 $ 180,000
Hillsborough, Florida 25 $ 4,305,000 $ 172,200 $ 335,000
Galveston, Texas 25 $ 4,895,000 $ 195,800 $ 142,000
Osceola, Florida 24 $ 3,880,000 $ 161,666 $ 0
Paulding, Georgia 23 $ 4,185,000 $ 181,956 $ 86,000
San Joaquin, California 21 $ 6,325,000 $ 301,190 $ 122,000
Henrico, Virginia 21 $ 4,865,000 $ 231,666 $ 100,000
Santa Clara, California 19 $ 10,875,000 $ 572,368 $ 134,000
Richmond City, Virginia 19 $ 5,735,000 $ 301,842 $ 136,000
Contra Costa, California 18 $ 7,400,000 $ 411,111 $ 112,000
District of Columbia, District Of Columbia 18 $ 7,230,000 $ 401,666 $ 133,000
McLennan, Texas 18 $ 2,900,000 $ 161,111 $ 95,000
Larimer, Colorado 17 $ 4,325,000 $ 254,411 $ 103,000
Placer, California 16 $ 5,960,000 $ 372,500 $ 124,000
Arapahoe, Colorado 16 $ 4,950,000 $ 309,375 $ 108,000
Jefferson, Colorado 16 $ 5,040,000 $ 315,000 $ 95,000
Ellis, Texas 16 $ 3,950,000 $ 246,875 $ 105,000
Pinellas, Florida 15 $ 3,925,000 $ 261,666 $ 597,000
Lake, Illinois 15 $ 3,525,000 $ 235,000 $ 156,000
El Paso, Texas 15 $ 1,645,000 $ 109,666 $ 68,000
Sarasota, Florida 14 $ 2,880,000 $ 205,714 $ 0
Chesterfield, Virginia 14 $ 4,350,000 $ 310,714 $ 106,000
Stanislaus, California 13 $ 3,185,000 $ 245,000 $ 67,000
Rockwall, Texas 13 $ 3,265,000 $ 251,153 $ 135,000
Pierce, Washington 13 $ 3,765,000 $ 289,615 $ 84,000
Ventura, California 12 $ 6,270,000 $ 522,500 $ 174,000
Denver, Colorado 12 $ 3,330,000 $ 277,500 $ 111,000
Orange, Florida 12 $ 1,990,000 $ 165,833 $ 0
Nueces, Texas 12 $ 1,840,000 $ 153,333 $ 173,000
Douglas, Colorado 11 $ 4,945,000 $ 449,545 $ 154,000
Anne Arundel, Maryland 11 $ 3,975,000 $ 361,363 $ 193,000
Frederick, Maryland 11 $ 2,975,000 $ 270,454 $ 130,000
Kaufman, Texas 11 $ 2,545,000 $ 231,363 $ 119,000
Adams, Colorado 10 $ 2,590,000 $ 259,000 $ 98,000
Fairfield, Connecticut 10 $ 7,290,000 $ 729,000 $ 1,492,000
Collier, Florida 10 $ 1,700,000 $ 170,000 $ 0
Lee, Florida 10 $ 1,290,000 $ 129,000 $ 0
Bartow, Georgia 10 $ 2,280,000 $ 228,000 $ 92,000
Kane, Illinois 10 $ 1,890,000 $ 189,000 $ 165,000
Jackson, Missouri 10 $ 2,280,000 $ 228,000 $ 119,000
Brazoria, Texas 10 $ 2,010,000 $ 201,000 $ 136,000
Parker, Texas 10 $ 2,660,000 $ 266,000 $ 125,000
Taylor, Texas 10 $ 2,070,000 $ 207,000 $ 212,000
Fresno, California 9 $ 2,125,000 $ 236,111 $ 118,000
Manatee, Florida 9 $ 1,745,000 $ 193,888 $ 42,000
Will, Illinois 9 $ 2,015,000 $ 223,888 $ 57,000
Baltimore City, Maryland 9 $ 2,065,000 $ 229,444 $ 83,000
Clay, Missouri 9 $ 1,965,000 $ 218,333 $ 81,000
Grayson, Texas 9 $ 2,255,000 $ 250,555 $ 89,000
Wichita, Texas 9 $ 1,065,000 $ 118,333 $ 58,000
Loudoun, Virginia 9 $ 4,005,000 $ 445,000 $ 306,000
Prince William, Virginia 9 $ 2,555,000 $ 283,888 $ 175,000
Solano, California 8 $ 2,610,000 $ 326,250 $ 103,000
Lake, Florida 8 $ 1,520,000 $ 190,000 $ 139,000
St. Lucie, Florida 8 $ 1,280,000 $ 160,000 $ 0
Oklahoma, Oklahoma 8 $ 1,500,000 $ 187,500 $ 97,000
San Francisco, California 7 $ 4,295,000 $ 613,571 $ 202,000
Boulder, Colorado 7 $ 3,615,000 $ 516,428 $ 225,000
Hall, Georgia 7 $ 1,875,000 $ 267,857 $ 157,000
Walton, Georgia 7 $ 1,295,000 $ 185,000 $ 77,000
Bell, Texas 7 $ 1,105,000 $ 157,857 $ 115,000
Henderson, Texas 7 $ 1,635,000 $ 233,571 $ 606,000
Lubbock, Texas 7 $ 1,165,000 $ 166,428 $ 171,000
Smith, Texas 7 $ 1,005,000 $ 143,571 $ 60,000
El Dorado, California 6 $ 2,530,000 $ 421,666 $ 123,000
San Mateo, California 6 $ 3,620,000 $ 603,333 $ 150,000
Sonoma, California 6 $ 2,820,000 $ 470,000 $ 218,000
Weld, Colorado 6 $ 1,460,000 $ 243,333 $ 124,000
Douglas, Georgia 6 $ 1,010,000 $ 168,333 $ 115,000
Henry, Georgia 6 $ 1,140,000 $ 190,000 $ 78,000
Howard, Maryland 6 $ 2,390,000 $ 398,333 $ 183,000
Cameron, Texas 6 $ 790,000 $ 131,666 $ 133,000
Comal, Texas 6 $ 2,150,000 $ 358,333 $ 143,000
Johnson, Texas 6 $ 1,000,000 $ 166,666 $ 91,000
Orange, Texas 6 $ 850,000 $ 141,666 $ 0
Waller, Texas 6 $ 1,330,000 $ 221,666 $ 111,000
Webb, Texas 6 $ 1,250,000 $ 208,333 $ 97,000
Stafford, Virginia 6 $ 2,100,000 $ 350,000 $ 85,000
Pinal, Arizona 5 $ 1,115,000 $ 223,000 $ 123,000
Kern, California 5 $ 1,175,000 $ 235,000 $ 121,000
Marin, California 5 $ 2,605,000 $ 521,000 $ 246,000
Santa Barbara, California 5 $ 1,335,000 $ 267,000 $ 95,000
Marion, Florida 5 $ 645,000 $ 129,000 $ 53,000
Barrow, Georgia 5 $ 1,465,000 $ 293,000 $ 95,000
Jackson, Georgia 5 $ 1,115,000 $ 223,000 $ 91,000
McHenry, Illinois 5 $ 1,495,000 $ 299,000 $ 134,000
Wyandotte, Kansas 5 $ 685,000 $ 137,000 $ 69,000
Cass, Missouri 5 $ 1,165,000 $ 233,000 $ 133,000
Hudson, New Jersey 5 $ 2,045,000 $ 409,000 $ 235,000
Monmouth, New Jersey 5 $ 1,725,000 $ 345,000 $ 0
Gregg, Texas 5 $ 445,000 $ 89,000 $ 69,000
Hidalgo, Texas 5 $ 625,000 $ 125,000 $ 220,000
Wise, Texas 5 $ 945,000 $ 189,000 $ 78,000
Alexandria, Virginia 5 $ 2,045,000 $ 409,000 $ 103,000
Hanover, Virginia 5 $ 875,000 $ 175,000 $ 61,000
Merced, California 4 $ 870,000 $ 217,500 $ 106,000
Elbert, Colorado 4 $ 1,610,000 $ 402,500 $ 144,000
Charlotte, Florida 4 $ 770,000 $ 192,500 $ 0
Pasco, Florida 4 $ 720,000 $ 180,000 $ 0
Houston, Georgia 4 $ 750,000 $ 187,500 $ 67,000
Lowndes, Georgia 4 $ 620,000 $ 155,000 $ 83,000
Carroll, Maryland 4 $ 1,020,000 $ 255,000 $ 88,000
Charles, Maryland 4 $ 1,040,000 $ 260,000 $ 51,000
St. Mary's, Maryland 4 $ 1,240,000 $ 310,000 $ 75,000
Clark, Nevada 4 $ 790,000 $ 197,500 $ 48,000
Bergen, New Jersey 4 $ 1,420,000 $ 355,000 $ 224,000
Multnomah, Oregon 4 $ 1,220,000 $ 305,000 $ 254,000
Horry, South Carolina 4 $ 620,000 $ 155,000 $ 57,000
Burnet, Texas 4 $ 1,010,000 $ 252,500 $ 94,000
Fannin, Texas 4 $ 760,000 $ 190,000 $ 70,000
Harrison, Texas 4 $ 970,000 $ 242,500 $ 107,000
Matagorda, Texas 4 $ 380,000 $ 95,000 $ 122,000
Salt Lake, Utah 4 $ 1,050,000 $ 262,500 $ 135,000
Laramie, Wyoming 4 $ 890,000 $ 222,500 $ 88,000
Pima, Arizona 3 $ 675,000 $ 225,000 $ 0
San Luis Obispo, California 3 $ 995,000 $ 331,666 $ 93,000
El Paso, Colorado 3 $ 695,000 $ 231,666 $ 90,000
Hartford, Connecticut 3 $ 555,000 $ 185,000 $ 189,000
Highlands, Florida 3 $ 245,000 $ 81,666 $ 0
Indian River, Florida 3 $ 315,000 $ 105,000 $ 0
Coweta, Georgia 3 $ 585,000 $ 195,000 $ 61,000
Fannin, Georgia 3 $ 1,145,000 $ 381,666 $ 224,000
Fayette, Georgia 3 $ 825,000 $ 275,000 $ 172,000
Monroe, Michigan 3 $ 455,000 $ 151,666 $ 0
Oakland, Michigan 3 $ 505,000 $ 168,333 $ 86,000
Platte, Missouri 3 $ 665,000 $ 221,666 $ 338,000
Morris, New Jersey 3 $ 1,295,000 $ 431,666 $ 0
Sussex, New Jersey 3 $ 945,000 $ 315,000 $ 100,000
Nassau, New York 3 $ 945,000 $ 315,000 $ 0
Brunswick, North Carolina 3 $ 755,000 $ 251,666 $ 0
Cherokee, Texas 3 $ 175,000 $ 58,333 $ 0
Erath, Texas 3 $ 525,000 $ 175,000 $ 114,000
Hill, Texas 3 $ 695,000 $ 231,666 $ 76,000
Hood, Texas 3 $ 645,000 $ 215,000 $ 188,000
Hunt, Texas 3 $ 715,000 $ 238,333 $ 80,000
Jefferson, Texas 3 $ 605,000 $ 201,666 $ 405,000
Kendall, Texas 3 $ 2,095,000 $ 698,333 $ 149,000
Llano, Texas 3 $ 1,175,000 $ 391,666 $ 171,000
Nacogdoches, Texas 3 $ 585,000 $ 195,000 $ 55,000
Yavapai, Arizona 2 $ 660,000 $ 330,000 $ 101,000
Napa, California 2 $ 980,000 $ 490,000 $ 134,000
Nevada, California 2 $ 530,000 $ 265,000 $ 152,000
Shasta, California 2 $ 470,000 $ 235,000 $ 165,000
Yolo, California 2 $ 620,000 $ 310,000 $ 101,000
Yuba, California 2 $ 400,000 $ 200,000 $ 94,000
Pueblo, Colorado 2 $ 380,000 $ 190,000 $ 91,000
Duval, Florida 2 $ 300,000 $ 150,000 $ 0
Escambia, Florida 2 $ 310,000 $ 155,000 $ 59,000
Flagler, Florida 2 $ 370,000 $ 185,000 $ 0
Hernando, Florida 2 $ 630,000 $ 315,000 $ 0
Seminole, Florida 2 $ 170,000 $ 85,000 $ 0
Volusia, Florida 2 $ 310,000 $ 155,000 $ 0
Walton, Florida 2 $ 860,000 $ 430,000 $ 234,000
Bibb, Georgia 2 $ 330,000 $ 165,000 $ 107,000
Carroll, Georgia 2 $ 610,000 $ 305,000 $ 139,000
Chatham, Georgia 2 $ 200,000 $ 100,000 $ 40,000
Clarke, Georgia 2 $ 480,000 $ 240,000 $ 55,000
Clayton, Georgia 2 $ 350,000 $ 175,000 $ 75,000
Dawson, Georgia 2 $ 550,000 $ 275,000 $ 73,000
Glynn, Georgia 2 $ 770,000 $ 385,000 $ 186,000
Hart, Georgia 2 $ 310,000 $ 155,000 $ 45,000
Newton, Georgia 2 $ 390,000 $ 195,000 $ 77,000
Putnam, Georgia 2 $ 480,000 $ 240,000 $ 130,000
Rabun, Georgia 2 $ 360,000 $ 180,000 $ 218,000
Rockdale, Georgia 2 $ 280,000 $ 140,000 $ 39,000
Coles, Illinois 2 $ 190,000 $ 95,000 $ 0
Queen Anne's, Maryland 2 $ 620,000 $ 310,000 $ 135,000
Washington, Maryland 2 $ 440,000 $ 220,000 $ 75,000
Bristol, Massachusetts 2 $ 510,000 $ 255,000 $ 0
Essex, Massachusetts 2 $ 980,000 $ 490,000 $ 93,000
Norfolk, Massachusetts 2 $ 1,230,000 $ 615,000 $ 281,000
Worcester, Massachusetts 2 $ 360,000 $ 180,000 $ 0
Macomb, Michigan 2 $ 210,000 $ 105,000 $ 0
Mercer, New Jersey 2 $ 400,000 $ 200,000 $ 0
Middlesex, New Jersey 2 $ 610,000 $ 305,000 $ 0
Union, New Jersey 2 $ 830,000 $ 415,000 $ 0
Kings, New York 2 $ 880,000 $ 440,000 $ 0
Richmond, New York 2 $ 810,000 $ 405,000 $ 0
Mecklenburg, North Carolina 2 $ 710,000 $ 355,000 $ 256,000
Cuyahoga, Ohio 2 $ 410,000 $ 205,000 $ 0
Logan, Oklahoma 2 $ 510,000 $ 255,000 $ 84,000
Tulsa, Oklahoma 2 $ 240,000 $ 120,000 $ 73,000
Montgomery, Pennsylvania 2 $ 230,000 $ 115,000 $ 0
Philadelphia, Pennsylvania 2 $ 150,000 $ 75,000 $ 0
Anderson, Texas 2 $ 220,000 $ 110,000 $ 0
Aransas, Texas 2 $ 280,000 $ 140,000 $ 163,000
Austin, Texas 2 $ 390,000 $ 195,000 $ 2,041,000
Bastrop, Texas 2 $ 530,000 $ 265,000 $ 137,000
Brazos, Texas 2 $ 400,000 $ 200,000 $ 137,000
Guadalupe, Texas 2 $ 300,000 $ 150,000 $ 185,000
Kerr, Texas 2 $ 430,000 $ 215,000 $ 0
Kleberg, Texas 2 $ 290,000 $ 145,000 $ 0
Lavaca, Texas 2 $ 180,000 $ 90,000 $ 301,000
Rusk, Texas 2 $ 270,000 $ 135,000 $ 92,000
Sabine, Texas 2 $ 440,000 $ 220,000 $ 0
San Jacinto, Texas 2 $ 410,000 $ 205,000 $ 99,000
Tom Green, Texas 2 $ 150,000 $ 75,000 $ 0
Wharton, Texas 2 $ 260,000 $ 130,000 $ 62,000
Wilson, Texas 2 $ 700,000 $ 350,000 $ 144,000
Arlington, Virginia 2 $ 710,000 $ 355,000 $ 74,000
Frederick, Virginia 2 $ 470,000 $ 235,000 $ 0
King William, Virginia 2 $ 420,000 $ 210,000 $ 104,000
Norfolk, Virginia 2 $ 360,000 $ 180,000 $ 70,000
Orange, Virginia 2 $ 780,000 $ 390,000 $ 155,000
Powhatan, Virginia 2 $ 500,000 $ 250,000 $ 70,000
Chelan, Washington 2 $ 740,000 $ 370,000 $ 180,000
Island, Washington 2 $ 530,000 $ 265,000 $ 88,000
Kitsap, Washington 2 $ 480,000 $ 240,000 $ 139,000
Spokane, Washington 2 $ 440,000 $ 220,000 $ 72,000
Whatcom, Washington 2 $ 850,000 $ 425,000 $ 242,000
Brown, Wisconsin 2 $ 840,000 $ 420,000 $ 374,000
Etowah, Alabama 1 $ 135,000 $ 135,000 $ 35,000
Mobile, Alabama 1 $ 155,000 $ 155,000 $ 327,000
Cochise, Arizona 1 $ 205,000 $ 205,000 $ 0
Coconino, Arizona 1 $ 165,000 $ 165,000 $ 0
Mohave, Arizona 1 $ 105,000 $ 105,000 $ 0
Benton, Arkansas 1 $ 285,000 $ 285,000 $ 150,000
Madera, California 1 $ 355,000 $ 355,000 $ 92,000
Mono, California 1 $ 145,000 $ 145,000 $ 428,000
Santa Cruz, California 1 $ 635,000 $ 635,000 $ 102,000
Sutter, California 1 $ 235,000 $ 235,000 $ 84,000
Tehama, California 1 $ 75,000 $ 75,000 $ 0
Tulare, California 1 $ 285,000 $ 285,000 $ 0
Broomfield, Colorado 1 $ 345,000 $ 345,000 $ 58,000
Eagle, Colorado 1 $ 205,000 $ 205,000 $ 84,000
Gilpin, Colorado 1 $ 265,000 $ 265,000 $ 61,000
Grand, Colorado 1 $ 225,000 $ 225,000 $ 133,000
Moffat, Colorado 1 $ 155,000 $ 155,000 $ 52,000
Park, Colorado 1 $ 325,000 $ 325,000 $ 115,000
Rio Grande, Colorado 1 $ 175,000 $ 175,000 $ 142,000
Teller, Colorado 1 $ 225,000 $ 225,000 $ 0
Litchfield, Connecticut 1 $ 135,000 $ 135,000 $ 0
New Haven, Connecticut 1 $ 175,000 $ 175,000 $ 0
Tolland, Connecticut 1 $ 335,000 $ 335,000 $ 230,000
New Castle, Delaware 1 $ 95,000 $ 95,000 $ 0
Bay, Florida 1 $ 105,000 $ 105,000 $ 65,000
Citrus, Florida 1 $ 85,000 $ 85,000 $ 0
Gulf, Florida 1 $ 455,000 $ 455,000 $ 109,000
Martin, Florida 1 $ 115,000 $ 115,000 $ 0
Monroe, Florida 1 $ 655,000 $ 655,000 $ 0
Okaloosa, Florida 1 $ 885,000 $ 885,000 $ 383,000
Okeechobee, Florida 1 $ 325,000 $ 325,000 $ 0
Berrien, Georgia 1 $ 325,000 $ 325,000 $ 91,000
Floyd, Georgia 1 $ 125,000 $ 125,000 $ 55,000
Franklin, Georgia 1 $ 185,000 $ 185,000 $ 124,000
Gilmer, Georgia 1 $ 185,000 $ 185,000 $ 53,000
Gordon, Georgia 1 $ 165,000 $ 165,000 $ 92,000
Laurens, Georgia 1 $ 105,000 $ 105,000 $ 36,000
Lee, Georgia 1 $ 5,000 $ 5,000 $ 0
Lincoln, Georgia 1 $ 255,000 $ 255,000 $ 137,000
Lumpkin, Georgia 1 $ 295,000 $ 295,000 $ 95,000
Muscogee, Georgia 1 $ 45,000 $ 45,000 $ 40,000
Oconee, Georgia 1 $ 355,000 $ 355,000 $ 123,000
Polk, Georgia 1 $ 165,000 $ 165,000 $ 82,000
Honolulu, Hawaii 1 $ 725,000 $ 725,000 $ 0
Maui, Hawaii 1 $ 215,000 $ 215,000 $ 0
Idaho, Idaho 1 $ 285,000 $ 285,000 $ 0
DeKalb, Illinois 1 $ 185,000 $ 185,000 $ 0
Edgar, Illinois 1 $ 165,000 $ 165,000 $ 85,000
Grundy, Illinois 1 $ 165,000 $ 165,000 $ 112,000
Kendall, Illinois 1 $ 375,000 $ 375,000 $ 144,000
Morgan, Illinois 1 $ 215,000 $ 215,000 $ 67,000
Winnebago, Illinois 1 $ 35,000 $ 35,000 $ 0
Switzerland, Indiana 1 $ 145,000 $ 145,000 $ 0
Black Hawk, Iowa 1 $ 235,000 $ 235,000 $ 70,000
Polk, Iowa 1 $ 14,255,000 $ 14,255,000 $ 0
Barton, Kansas 1 $ 235,000 $ 235,000 $ 0
Boone, Kentucky 1 $ 145,000 $ 145,000 $ 0
Greenup, Kentucky 1 $ 315,000 $ 315,000 $ 0
Orleans, Louisiana 1 $ 445,000 $ 445,000 $ 0
Rapides, Louisiana 1 $ 195,000 $ 195,000 $ 0
Garrett, Maryland 1 $ 455,000 $ 455,000 $ 461,000
Franklin, Massachusetts 1 $ 115,000 $ 115,000 $ 0
Hampshire, Massachusetts 1 $ 95,000 $ 95,000 $ 0
Middlesex, Massachusetts 1 $ 495,000 $ 495,000 $ 0
Suffolk, Massachusetts 1 $ 305,000 $ 305,000 $ 0
Charlevoix, Michigan 1 $ 235,000 $ 235,000 $ 102,000
Ingham, Michigan 1 $ 85,000 $ 85,000 $ 0
Kent, Michigan 1 $ 145,000 $ 145,000 $ 50,000
Livingston, Michigan 1 $ 5,000 $ 5,000 $ 0
Roscommon, Michigan 1 $ 165,000 $ 165,000 $ 34,000
Wayne, Michigan 1 $ 75,000 $ 75,000 $ 0
Dakota, Minnesota 1 $ 105,000 $ 105,000 $ 0
Hennepin, Minnesota 1 $ 65,000 $ 65,000 $ 0
Stearns, Minnesota 1 $ 105,000 $ 105,000 $ 0
DeSoto, Mississippi 1 $ 135,000 $ 135,000 $ 0
Camden, Missouri 1 $ 95,000 $ 95,000 $ 210,000
Lafayette, Missouri 1 $ 235,000 $ 235,000 $ 113,000
Morgan, Missouri 1 $ 185,000 $ 185,000 $ 131,000
Ray, Missouri 1 $ 95,000 $ 95,000 $ 39,000
Rockingham, New Hampshire 1 $ 525,000 $ 525,000 $ 0
Burlington, New Jersey 1 $ 245,000 $ 245,000 $ 0
Camden, New Jersey 1 $ 55,000 $ 55,000 $ 0
Essex, New Jersey 1 $ 365,000 $ 365,000 $ 0
Gloucester, New Jersey 1 $ 45,000 $ 45,000 $ 0
Hunterdon, New Jersey 1 $ 185,000 $ 185,000 $ 0
Ocean, New Jersey 1 $ 265,000 $ 265,000 $ 0
Passaic, New Jersey 1 $ 405,000 $ 405,000 $ 0
Somerset, New Jersey 1 $ 245,000 $ 245,000 $ 0
Bernalillo, New Mexico 1 $ 535,000 $ 535,000 $ 0
Sandoval, New Mexico 1 $ 155,000 $ 155,000 $ 0
Greene, New York 1 $ 195,000 $ 195,000 $ 0
Monroe, New York 1 $ 25,000 $ 25,000 $ 0
Putnam, New York 1 $ 135,000 $ 135,000 $ 0
Tioga, New York 1 $ 35,000 $ 35,000 $ 0
Ulster, New York 1 $ 115,000 $ 115,000 $ 0
Alleghany, North Carolina 1 $ 55,000 $ 55,000 $ 0
Cumberland, North Carolina 1 $ 125,000 $ 125,000 $ 0
Guilford, North Carolina 1 $ 105,000 $ 105,000 $ 0
New Hanover, North Carolina 1 $ 255,000 $ 255,000 $ 0
Wake, North Carolina 1 $ 415,000 $ 415,000 $ 0
Delaware, Ohio 1 $ 225,000 $ 225,000 $ 0
Lake, Ohio 1 $ 165,000 $ 165,000 $ 0
Miami, Ohio 1 $ 45,000 $ 45,000 $ 0
Montgomery, Ohio 1 $ 265,000 $ 265,000 $ 0
Stark, Ohio 1 $ 75,000 $ 75,000 $ 0
Canadian, Oklahoma 1 $ 115,000 $ 115,000 $ 47,000
Cleveland, Oklahoma 1 $ 195,000 $ 195,000 $ 56,000
Custer, Oklahoma 1 $ 65,000 $ 65,000 $ 229,000
McClain, Oklahoma 1 $ 165,000 $ 165,000 $ 66,000
Clackamas, Oregon 1 $ 535,000 $ 535,000 $ 251,000
Deschutes, Oregon 1 $ 95,000 $ 95,000 $ 0
Jackson, Oregon 1 $ 335,000 $ 335,000 $ 180,000
Washington, Oregon 1 $ 295,000 $ 295,000 $ 113,000
Yamhill, Oregon 1 $ 245,000 $ 245,000 $ 128,000
Allegheny, Pennsylvania 1 $ 115,000 $ 115,000 $ 0
Monroe, Pennsylvania 1 $ 65,000 $ 65,000 $ 0
Northampton, Pennsylvania 1 $ 385,000 $ 385,000 $ 0
Pike, Pennsylvania 1 $ 155,000 $ 155,000 $ 0
Kent, Rhode Island 1 $ 195,000 $ 195,000 $ 0
Providence, Rhode Island 1 $ 265,000 $ 265,000 $ 0
Anderson, South Carolina 1 $ 135,000 $ 135,000 $ 50,000
Dorchester, South Carolina 1 $ 355,000 $ 355,000 $ 0
York, South Carolina 1 $ 35,000 $ 35,000 $ 0
Davidson, Tennessee 1 $ 205,000 $ 205,000 $ 34,000
Shelby, Tennessee 1 $ 235,000 $ 235,000 $ 0
Wilson, Tennessee 1 $ 305,000 $ 305,000 $ 70,000
Angelina, Texas 1 $ 125,000 $ 125,000 $ 99,000
Bowie, Texas 1 $ 115,000 $ 115,000 $ 0
Brown, Texas 1 $ 95,000 $ 95,000 $ 0
Caldwell, Texas 1 $ 185,000 $ 185,000 $ 0
Calhoun, Texas 1 $ 115,000 $ 115,000 $ 0
Camp, Texas 1 $ 185,000 $ 185,000 $ 0
Chambers, Texas 1 $ 165,000 $ 165,000 $ 120,000
Clay, Texas 1 $ 45,000 $ 45,000 $ 0
Colorado, Texas 1 $ 95,000 $ 95,000 $ 29,000
Cooke, Texas 1 $ 145,000 $ 145,000 $ 46,000
Coryell, Texas 1 $ 455,000 $ 455,000 $ 163,000
DeWitt, Texas 1 $ 85,000 $ 85,000 $ 0
Eastland, Texas 1 $ 85,000 $ 85,000 $ 0
Ector, Texas 1 $ 165,000 $ 165,000 $ 50,000
Fayette, Texas 1 $ 235,000 $ 235,000 $ 157,000
Gillespie, Texas 1 $ 325,000 $ 325,000 $ 0
Grimes, Texas 1 $ 285,000 $ 285,000 $ 125,000
Hardin, Texas 1 $ 265,000 $ 265,000 $ 108,000
Hockley, Texas 1 $ 165,000 $ 165,000 $ 0
Hopkins, Texas 1 $ 165,000 $ 165,000 $ 0
Lee, Texas 1 $ 165,000 $ 165,000 $ 0
Liberty, Texas 1 $ 175,000 $ 175,000 $ 0
Limestone, Texas 1 $ 15,000 $ 15,000 $ 0
Marion, Texas 1 $ 95,000 $ 95,000 $ 173,000
McCulloch, Texas 1 $ 85,000 $ 85,000 $ 0
Medina, Texas 1 $ 155,000 $ 155,000 $ 84,000
Midland, Texas 1 $ 235,000 $ 235,000 $ 115,000
Moore, Texas 1 $ 225,000 $ 225,000 $ 62,000
Polk, Texas 1 $ 165,000 $ 165,000 $ 0
Randall, Texas 1 $ 145,000 $ 145,000 $ 0
Real, Texas 1 $ 255,000 $ 255,000 $ 96,000
Robertson, Texas 1 $ 265,000 $ 265,000 $ 125,000
San Patricio, Texas 1 $ 135,000 $ 135,000 $ 0
Stephens, Texas 1 $ 95,000 $ 95,000 $ 0
Swisher, Texas 1 $ 75,000 $ 75,000 $ 0
Trinity, Texas 1 $ 75,000 $ 75,000 $ 153,000
Upshur, Texas 1 $ 85,000 $ 85,000 $ 0
Uvalde, Texas 1 $ 65,000 $ 65,000 $ 0
Val Verde, Texas 1 $ 155,000 $ 155,000 $ 151,000
Victoria, Texas 1 $ 105,000 $ 105,000 $ 0
Wilbarger, Texas 1 $ 25,000 $ 25,000 $ 0
Wood, Texas 1 $ 145,000 $ 145,000 $ 296,000
Davis, Utah 1 $ 285,000 $ 285,000 $ 133,000
Grand, Utah 1 $ 455,000 $ 455,000 $ 67,000
Utah, Utah 1 $ 195,000 $ 195,000 $ 52,000
Chesapeake, Virginia 1 $ 135,000 $ 135,000 $ 0
Clarke, Virginia 1 $ 315,000 $ 315,000 $ 0
Fairfax City, Virginia 1 $ 275,000 $ 275,000 $ 0
Goochland, Virginia 1 $ 325,000 $ 325,000 $ 105,000
Hopewell, Virginia 1 $ 125,000 $ 125,000 $ 67,000
Lancaster, Virginia 1 $ 205,000 $ 205,000 $ 118,000
Montgomery, Virginia 1 $ 335,000 $ 335,000 $ 193,000
Nelson, Virginia 1 $ 445,000 $ 445,000 $ 187,000
Newport News, Virginia 1 $ 165,000 $ 165,000 $ 98,000
Prince George, Virginia 1 $ 215,000 $ 215,000 $ 0
Pulaski, Virginia 1 $ 125,000 $ 125,000 $ 49,000
Rappahannock, Virginia 1 $ 235,000 $ 235,000 $ 205,000
Spotsylvania, Virginia 1 $ 205,000 $ 205,000 $ 0
Suffolk, Virginia 1 $ 115,000 $ 115,000 $ 0
Virginia Beach, Virginia 1 $ 165,000 $ 165,000 $ 0
Warren, Virginia 1 $ 235,000 $ 235,000 $ 104,000
Grays Harbor, Washington 1 $ 185,000 $ 185,000 $ 75,000
Kittitas, Washington 1 $ 1,825,000 $ 1,825,000 $ 1,258,000
Okanogan, Washington 1 $ 205,000 $ 205,000 $ 76,000
Yakima, Washington 1 $ 405,000 $ 405,000 $ 154,000
Harrison, West Virginia 1 $ 95,000 $ 95,000 $ 0
Jefferson, West Virginia 1 $ 145,000 $ 145,000 $ 40,000
La Crosse, Wisconsin 1 $ 185,000 $ 185,000 $ 0
Milwaukee, Wisconsin 1 $ 535,000 $ 535,000 $ 174,000
Ozaukee, Wisconsin 1 $ 145,000 $ 145,000 $ 0
Washburn, Wisconsin 1 $ 165,000 $ 165,000 $ 0
Natrona, Wyoming 1 $ 285,000 $ 285,000 $ 50,000

Mortgage Loan Application Detail Totals for Nexbank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,938 $864,980,000 $294,000 $14,225,000 $137,000 $9,999,000
Cash-out Refinancing 1,025 $301,505,000 $294,000 $1,505,000 $137,000 $1,575,000
Refinancing 643 $196,505,000 $305,000 $14,255,000 $149,000 $2,394,000
Other Purpose 327 $48,965,000 $149,000 $1,045,000 $0 $0
Home Improvement 31 $10,675,000 $344,000 $1,055,000 $111,000 $329,000
Not Applicable 3 $995,000 $331,000 $415,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,359 $727,725,000 $308,000 $4,005,000 $146,000 $9,999,000
Not applicable 1,297 $301,425,000 $232,000 $14,255,000 $530,000 $726,000
Asian 465 $146,205,000 $314,000 $1,075,000 $132,000 $1,162,000
Hispanic 337 $90,185,000 $267,000 $1,345,000 $109,000 $1,200,000
Not Provided 270 $96,560,000 $357,000 $2,825,000 $146,000 $889,000
Black or African American 219 $56,345,000 $257,000 $1,365,000 $102,000 $647,000
Native Hawaiian or Other Pacific Islander 10 $3,010,000 $301,000 $545,000 $71,000 $120,000
American Indian or Alaskan Native 7 $1,365,000 $195,000 $415,000 $162,000 $265,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,784 $1,376,280,000 $287,000 $14,255,000 $141,000 $9,999,000
FHA-insured (Federal Housing Administration) 107 $26,045,000 $243,000 $405,000 $88,000 $242,000
VA-guaranteed (Veterans Administration) 76 $21,300,000 $280,000 $915,000 $102,000 $324,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,052 $906,510,000 $297,000 $14,255,000 $135,000 $2,394,000
Loan Purchased By The Institution 1,382 $331,900,000 $240,000 $14,225,000 $246,000 $1,258,000
Application Approved But Not Accepted 190 $56,350,000 $296,000 $915,000 $135,000 $750,000
Application Denied By Financial Institution 178 $69,310,000 $389,000 $1,435,000 $129,000 $696,000
Application Withdrawn By Applicant 114 $40,650,000 $356,000 $2,725,000 $231,000 $9,999,000
File Closed For Incompleteness 51 $18,905,000 $370,000 $1,065,000 $174,000 $2,041,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,789 $1,354,315,000 $282,000 $14,255,000 $139,000 $9,999,000
Debt-To-Income Ratio 83 $30,555,000 $368,000 $1,435,000 $101,000 $460,000
Collateral 37 $10,125,000 $273,000 $825,000 $133,000 $461,000
Unverifiable Information 18 $8,390,000 $466,000 $935,000 $158,000 $620,000
Credit History 13 $4,965,000 $381,000 $655,000 $147,000 $335,000
Insufficient Cash (Downpayment, Closing Cost) 13 $9,135,000 $702,000 $1,365,000 $222,000 $377,000
Credit Application Incomplete 5 $2,745,000 $549,000 $1,185,000 $141,000 $238,000
Employment History 5 $1,235,000 $247,000 $325,000 $89,000 $208,000
Other 4 $2,160,000 $540,000 $935,000 $253,000 $696,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nexbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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