Nexera Holding LLC Mortgage Lending & HMDA Data, 2018

In 2018, Nexera Holding LLC of Emeryville, CA reported 3,249 mortgage applications totaling $1.3 billion, up 9% from 2017. The average application was for $412,857, and applicants reported an average income of $140,101. 39% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (359), Riverside-San Bernardino-Ontario, CA (217) and Oakland-Hayward-Berkeley, CA (203) (applications in parentheses).

Mortgage Company & Address Nexera Holding LLC
2200 Powell Street Suite 340
Emeryville, CA 94608
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 3,249
Total Mortgage Loan Application Amount $1,341,375,000
Average Mortgage Loan Application Amount $412,857
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $140,101
Highest Applicant Income $5,117,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nexera Holding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nexera Holding LLC by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 359 $ 182,255,000 $ 507,674 $ 149,000
Orange, California 202 $ 132,880,000 $ 657,821 $ 201,000
Maricopa, Arizona 165 $ 55,785,000 $ 338,090 $ 135,000
San Diego, California 131 $ 64,835,000 $ 494,923 $ 142,000
Riverside, California 121 $ 41,095,000 $ 339,628 $ 114,000
Santa Clara, California 119 $ 80,295,000 $ 674,747 $ 193,000
Sacramento, California 107 $ 33,105,000 $ 309,392 $ 123,000
Alameda, California 104 $ 52,260,000 $ 502,500 $ 143,000
Contra Costa, California 99 $ 55,075,000 $ 556,313 $ 185,000
San Bernardino, California 96 $ 26,200,000 $ 272,916 $ 116,000
San Mateo, California 64 $ 42,810,000 $ 668,906 $ 205,000
King, Washington 64 $ 32,960,000 $ 515,000 $ 189,000
Sonoma, California 59 $ 24,935,000 $ 422,627 $ 130,000
San Francisco, California 51 $ 40,155,000 $ 787,352 $ 230,000
Broward, Florida 51 $ 14,845,000 $ 291,078 $ 192,000
Placer, California 49 $ 20,825,000 $ 425,000 $ 139,000
Solano, California 46 $ 14,770,000 $ 321,086 $ 97,000
Salt Lake, Utah 43 $ 17,785,000 $ 413,604 $ 153,000
Palm Beach, Florida 41 $ 6,585,000 $ 160,609 $ 85,000
Miami-Dade, Florida 36 $ 13,530,000 $ 375,833 $ 127,000
Marin, California 35 $ 27,715,000 $ 791,857 $ 247,000
Snohomish, Washington 35 $ 11,585,000 $ 331,000 $ 113,000
San Joaquin, California 34 $ 8,990,000 $ 264,411 $ 88,000
Denver, Colorado 31 $ 13,065,000 $ 421,451 $ 133,000
Fresno, California 28 $ 6,570,000 $ 234,642 $ 90,000
Ventura, California 28 $ 13,790,000 $ 492,500 $ 139,000
El Dorado, California 27 $ 7,585,000 $ 280,925 $ 108,000
Stanislaus, California 27 $ 5,885,000 $ 217,962 $ 91,000
Douglas, Colorado 25 $ 12,155,000 $ 486,200 $ 160,000
Utah, Utah 24 $ 6,800,000 $ 283,333 $ 123,000
Monterey, California 22 $ 12,170,000 $ 553,181 $ 182,000
Boulder, Colorado 22 $ 9,340,000 $ 424,545 $ 152,000
Washington, Oregon 22 $ 6,310,000 $ 286,818 $ 97,000
Pierce, Washington 22 $ 4,960,000 $ 225,454 $ 78,000
Arapahoe, Colorado 20 $ 11,020,000 $ 551,000 $ 170,000
Jefferson, Colorado 20 $ 6,190,000 $ 309,500 $ 115,000
Multnomah, Oregon 19 $ 6,525,000 $ 343,421 $ 108,000
Yolo, California 17 $ 7,085,000 $ 416,764 $ 150,000
Clark, Washington 17 $ 4,795,000 $ 282,058 $ 88,000
Kern, California 15 $ 3,025,000 $ 201,666 $ 67,000
Santa Cruz, California 15 $ 6,905,000 $ 460,333 $ 139,000
El Paso, Colorado 15 $ 3,615,000 $ 241,000 $ 107,000
Hillsborough, Florida 15 $ 4,085,000 $ 272,333 $ 140,000
Clackamas, Oregon 15 $ 5,885,000 $ 392,333 $ 152,000
Santa Barbara, California 14 $ 9,900,000 $ 707,142 $ 155,000
Collier, Florida 14 $ 6,410,000 $ 457,857 $ 184,000
Duval, Florida 14 $ 2,360,000 $ 168,571 $ 70,000
Butte, California 13 $ 2,565,000 $ 197,307 $ 96,000
Brevard, Florida 13 $ 2,615,000 $ 201,153 $ 79,000
Spokane, Washington 13 $ 3,095,000 $ 238,076 $ 99,000
Pima, Arizona 12 $ 1,990,000 $ 165,833 $ 64,000
Merced, California 12 $ 3,240,000 $ 270,000 $ 88,000
San Luis Obispo, California 12 $ 4,500,000 $ 375,000 $ 101,000
Adams, Colorado 12 $ 2,530,000 $ 210,833 $ 84,000
St. Lucie, Florida 12 $ 2,360,000 $ 196,666 $ 78,000
Ocean, New Jersey 12 $ 2,970,000 $ 247,500 $ 500,000
Montgomery, Pennsylvania 12 $ 3,000,000 $ 250,000 $ 114,000
Davis, Utah 12 $ 4,190,000 $ 349,166 $ 127,000
Nevada, California 11 $ 4,435,000 $ 403,181 $ 159,000
San Benito, California 11 $ 5,155,000 $ 468,636 $ 142,000
Orange, Florida 11 $ 2,015,000 $ 183,181 $ 81,000
Chester, Pennsylvania 11 $ 3,045,000 $ 276,818 $ 138,000
Pinal, Arizona 10 $ 1,460,000 $ 146,000 $ 71,000
Napa, California 9 $ 4,385,000 $ 487,222 $ 159,000
Larimer, Colorado 9 $ 2,785,000 $ 309,444 $ 72,000
Middlesex, New Jersey 9 $ 2,105,000 $ 233,888 $ 104,000
Monmouth, New Jersey 9 $ 2,475,000 $ 275,000 $ 120,000
Calaveras, California 8 $ 2,640,000 $ 330,000 $ 125,000
Tulare, California 8 $ 1,490,000 $ 186,250 $ 76,000
Lee, Florida 8 $ 1,430,000 $ 178,750 $ 73,000
Deschutes, Oregon 8 $ 3,370,000 $ 421,250 $ 175,000
Charlotte, Florida 7 $ 1,045,000 $ 149,285 $ 75,000
Lake, Florida 7 $ 915,000 $ 130,714 $ 45,000
Pinellas, Florida 7 $ 1,135,000 $ 162,142 $ 60,000
Volusia, Florida 7 $ 1,055,000 $ 150,714 $ 44,000
Essex, New Jersey 7 $ 2,035,000 $ 290,714 $ 118,000
Kitsap, Washington 7 $ 3,655,000 $ 522,142 $ 179,000
Yavapai, Arizona 6 $ 850,000 $ 141,666 $ 49,000
Kings, California 6 $ 820,000 $ 136,666 $ 57,000
Weld, Colorado 6 $ 2,020,000 $ 336,666 $ 72,000
Manatee, Florida 6 $ 3,300,000 $ 550,000 $ 230,000
Osceola, Florida 6 $ 1,180,000 $ 196,666 $ 84,000
Pasco, Florida 6 $ 800,000 $ 133,333 $ 31,000
Polk, Florida 6 $ 810,000 $ 135,000 $ 56,000
Seminole, Florida 6 $ 980,000 $ 163,333 $ 44,000
Morris, New Jersey 6 $ 2,810,000 $ 468,333 $ 167,000
Union, New Jersey 6 $ 1,370,000 $ 228,333 $ 69,000
Delaware, Pennsylvania 6 $ 2,020,000 $ 336,666 $ 401,000
Mohave, Arizona 5 $ 845,000 $ 169,000 $ 39,000
Glenn, California 5 $ 905,000 $ 181,000 $ 78,000
Mendocino, California 5 $ 1,765,000 $ 353,000 $ 147,000
Shasta, California 5 $ 995,000 $ 199,000 $ 68,000
Mesa, Colorado 5 $ 685,000 $ 137,000 $ 45,000
Bergen, New Jersey 5 $ 1,515,000 $ 303,000 $ 60,000
Burlington, New Jersey 5 $ 705,000 $ 141,000 $ 64,000
Hudson, New Jersey 5 $ 955,000 $ 191,000 $ 59,000
Northampton, Pennsylvania 5 $ 925,000 $ 185,000 $ 162,000
Amador, California 4 $ 1,200,000 $ 300,000 $ 314,000
Mono, California 4 $ 780,000 $ 195,000 $ 81,000
Marion, Florida 4 $ 770,000 $ 192,500 $ 72,000
Monroe, Florida 4 $ 3,090,000 $ 772,500 $ 313,000
Prince George's, Maryland 4 $ 1,220,000 $ 305,000 $ 65,000
Gloucester, New Jersey 4 $ 430,000 $ 107,500 $ 63,000
Linn, Oregon 4 $ 680,000 $ 170,000 $ 70,000
Bucks, Pennsylvania 4 $ 1,250,000 $ 312,500 $ 99,000
Monroe, Pennsylvania 4 $ 570,000 $ 142,500 $ 68,000
Philadelphia, Pennsylvania 4 $ 550,000 $ 137,500 $ 41,000
Thurston, Washington 4 $ 750,000 $ 187,500 $ 52,000
Yakima, Washington 4 $ 620,000 $ 155,000 $ 92,000
Navajo, Arizona 3 $ 645,000 $ 215,000 $ 78,000
Lassen, California 3 $ 285,000 $ 95,000 $ 62,000
Madera, California 3 $ 565,000 $ 188,333 $ 34,000
Plumas, California 3 $ 875,000 $ 291,666 $ 103,000
Tehama, California 3 $ 685,000 $ 228,333 $ 44,000
Broomfield, Colorado 3 $ 795,000 $ 265,000 $ 90,000
Eagle, Colorado 3 $ 2,535,000 $ 845,000 $ 248,000
Elbert, Colorado 3 $ 805,000 $ 268,333 $ 46,000
Garfield, Colorado 3 $ 855,000 $ 285,000 $ 69,000
Routt, Colorado 3 $ 505,000 $ 168,333 $ 40,000
Alachua, Florida 3 $ 485,000 $ 161,666 $ 39,000
Indian River, Florida 3 $ 885,000 $ 295,000 $ 109,000
St. Johns, Florida 3 $ 725,000 $ 241,666 $ 103,000
Camden, New Jersey 3 $ 385,000 $ 128,333 $ 81,000
Cape May, New Jersey 3 $ 995,000 $ 331,666 $ 31,000
Mercer, New Jersey 3 $ 495,000 $ 165,000 $ 89,000
Passaic, New Jersey 3 $ 635,000 $ 211,666 $ 93,000
Somerset, New Jersey 3 $ 645,000 $ 215,000 $ 90,000
Lane, Oregon 3 $ 585,000 $ 195,000 $ 74,000
Yamhill, Oregon 3 $ 405,000 $ 135,000 $ 107,000
Box Elder, Utah 3 $ 1,475,000 $ 491,666 $ 114,000
Weber, Utah 3 $ 1,275,000 $ 425,000 $ 176,000
Cochise, Arizona 2 $ 170,000 $ 85,000 $ 61,000
Lake, California 2 $ 630,000 $ 315,000 $ 97,000
Sutter, California 2 $ 390,000 $ 195,000 $ 150,000
Fremont, Colorado 2 $ 610,000 $ 305,000 $ 137,000
Grand, Colorado 2 $ 840,000 $ 420,000 $ 170,000
Clay, Florida 2 $ 410,000 $ 205,000 $ 59,000
Flagler, Florida 2 $ 300,000 $ 150,000 $ 56,000
Hernando, Florida 2 $ 320,000 $ 160,000 $ 81,000
Highlands, Florida 2 $ 230,000 $ 115,000 $ 62,000
Okaloosa, Florida 2 $ 570,000 $ 285,000 $ 121,000
Santa Rosa, Florida 2 $ 270,000 $ 135,000 $ 35,000
Sumter, Florida 2 $ 690,000 $ 345,000 $ 128,000
Atlantic, New Jersey 2 $ 260,000 $ 130,000 $ 58,000
Hunterdon, New Jersey 2 $ 390,000 $ 195,000 $ 54,000
Josephine, Oregon 2 $ 560,000 $ 280,000 $ 84,000
Marion, Oregon 2 $ 420,000 $ 210,000 $ 71,000
Polk, Oregon 2 $ 490,000 $ 245,000 $ 67,000
Allegheny, Pennsylvania 2 $ 290,000 $ 145,000 $ 84,000
Beaver, Pennsylvania 2 $ 390,000 $ 195,000 $ 90,000
Lancaster, Pennsylvania 2 $ 270,000 $ 135,000 $ 33,000
Lehigh, Pennsylvania 2 $ 380,000 $ 190,000 $ 82,000
Luzerne, Pennsylvania 2 $ 490,000 $ 245,000 $ 77,000
Washington, Utah 2 $ 520,000 $ 260,000 $ 290,000
Benton, Washington 2 $ 450,000 $ 225,000 $ 79,000
Douglas, Washington 2 $ 510,000 $ 255,000 $ 126,000
Grays Harbor, Washington 2 $ 230,000 $ 115,000 $ 37,000
Pacific, Washington 2 $ 250,000 $ 125,000 $ 82,000
Whatcom, Washington 2 $ 410,000 $ 205,000 $ 213,000
Coconino, Arizona 1 $ 315,000 $ 315,000 $ 96,000
Gila, Arizona 1 $ 85,000 $ 85,000 $ 13,000
Yuma, Arizona 1 $ 215,000 $ 215,000 $ 62,000
Del Norte, California 1 $ 145,000 $ 145,000 $ 31,000
Imperial, California 1 $ 175,000 $ 175,000 $ 100,000
Inyo, California 1 $ 235,000 $ 235,000 $ 113,000
Sierra, California 1 $ 295,000 $ 295,000 $ 109,000
Siskiyou, California 1 $ 75,000 $ 75,000 $ 29,000
Tuolumne, California 1 $ 265,000 $ 265,000 $ 871,000
Yuba, California 1 $ 205,000 $ 205,000 $ 75,000
Clear Creek, Colorado 1 $ 255,000 $ 255,000 $ 125,000
Custer, Colorado 1 $ 185,000 $ 185,000 $ 53,000
Gilpin, Colorado 1 $ 565,000 $ 565,000 $ 153,000
Gunnison, Colorado 1 $ 235,000 $ 235,000 $ 84,000
Montezuma, Colorado 1 $ 115,000 $ 115,000 $ 0
Pueblo, Colorado 1 $ 75,000 $ 75,000 $ 26,000
Summit, Colorado 1 $ 795,000 $ 795,000 $ 143,000
Citrus, Florida 1 $ 75,000 $ 75,000 $ 32,000
Escambia, Florida 1 $ 55,000 $ 55,000 $ 59,000
Gadsden, Florida 1 $ 75,000 $ 75,000 $ 59,000
Leon, Florida 1 $ 105,000 $ 105,000 $ 68,000
Levy, Florida 1 $ 175,000 $ 175,000 $ 72,000
Madison, Florida 1 $ 135,000 $ 135,000 $ 102,000
Sarasota, Florida 1 $ 165,000 $ 165,000 $ 49,000
Suwannee, Florida 1 $ 95,000 $ 95,000 $ 31,000
Anne Arundel, Maryland 1 $ 75,000 $ 75,000 $ 21,000
Charles, Maryland 1 $ 115,000 $ 115,000 $ 31,000
Howard, Maryland 1 $ 295,000 $ 295,000 $ 58,000
Salem, New Jersey 1 $ 75,000 $ 75,000 $ 46,000
Sussex, New Jersey 1 $ 245,000 $ 245,000 $ 53,000
Warren, New Jersey 1 $ 175,000 $ 175,000 $ 94,000
Douglas, Oregon 1 $ 185,000 $ 185,000 $ 42,000
Jackson, Oregon 1 $ 285,000 $ 285,000 $ 65,000
Klamath, Oregon 1 $ 325,000 $ 325,000 $ 61,000
Lincoln, Oregon 1 $ 355,000 $ 355,000 $ 45,000
Umatilla, Oregon 1 $ 245,000 $ 245,000 $ 55,000
Union, Oregon 1 $ 145,000 $ 145,000 $ 60,000
Adams, Pennsylvania 1 $ 75,000 $ 75,000 $ 58,000
Berks, Pennsylvania 1 $ 165,000 $ 165,000 $ 55,000
Dauphin, Pennsylvania 1 $ 405,000 $ 405,000 $ 120,000
Lackawanna, Pennsylvania 1 $ 55,000 $ 55,000 $ 31,000
Lycoming, Pennsylvania 1 $ 105,000 $ 105,000 $ 34,000
Mercer, Pennsylvania 1 $ 165,000 $ 165,000 $ 37,000
Union, Pennsylvania 1 $ 225,000 $ 225,000 $ 78,000
Kane, Utah 1 $ 235,000 $ 235,000 $ 349,000
Sevier, Utah 1 $ 165,000 $ 165,000 $ 55,000
Summit, Utah 1 $ 1,195,000 $ 1,195,000 $ 203,000
Adams, Washington 1 $ 195,000 $ 195,000 $ 158,000
Asotin, Washington 1 $ 75,000 $ 75,000 $ 50,000
Chelan, Washington 1 $ 835,000 $ 835,000 $ 428,000
Clallam, Washington 1 $ 215,000 $ 215,000 $ 64,000
Cowlitz, Washington 1 $ 125,000 $ 125,000 $ 38,000
Franklin, Washington 1 $ 115,000 $ 115,000 $ 44,000
Island, Washington 1 $ 305,000 $ 305,000 $ 55,000
Jefferson, Washington 1 $ 265,000 $ 265,000 $ 70,000
Lewis, Washington 1 $ 75,000 $ 75,000 $ 61,000
Mason, Washington 1 $ 255,000 $ 255,000 $ 86,000
Okanogan, Washington 1 $ 95,000 $ 95,000 $ 23,000
San Juan, Washington 1 $ 295,000 $ 295,000 $ 87,000
Skagit, Washington 1 $ 335,000 $ 335,000 $ 120,000
Skamania, Washington 1 $ 185,000 $ 185,000 $ 54,000
Whitman, Washington 1 $ 205,000 $ 205,000 $ 120,000

Mortgage Loan Application Detail Totals for Nexera Holding LLC in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,747 $593,585,000 $339,000 $3,005,000 $109,000 $5,117,000
Home Purchase 858 $457,600,000 $533,000 $3,005,000 $196,000 $3,785,000
Refinancing 644 $290,190,000 $450,000 $2,205,000 $150,000 $2,133,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,568 $720,050,000 $459,000 $3,005,000 $160,000 $5,117,000
Not Provided 890 $321,100,000 $360,000 $2,205,000 $111,000 $2,133,000
Hispanic 343 $121,325,000 $353,000 $1,875,000 $122,000 $3,785,000
Asian 284 $127,700,000 $449,000 $1,505,000 $157,000 $1,698,000
Black or African American 126 $38,170,000 $302,000 $1,765,000 $107,000 $510,000
Native Hawaiian or Other Pacific Islander 17 $6,595,000 $387,000 $785,000 $116,000 $359,000
American Indian or Alaskan Native 17 $4,745,000 $279,000 $635,000 $156,000 $440,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,426 $1,122,850,000 $462,000 $3,005,000 $162,000 $5,117,000
FHA-insured (Federal Housing Administration) 752 $197,220,000 $262,000 $715,000 $74,000 $472,000
VA-guaranteed (Veterans Administration) 71 $21,305,000 $300,000 $785,000 $81,000 $337,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,251 $552,345,000 $441,000 $3,005,000 $165,000 $5,117,000
Application Withdrawn By Applicant 1,180 $473,030,000 $400,000 $2,505,000 $133,000 $2,133,000
Application Denied By Financial Institution 596 $236,350,000 $396,000 $1,875,000 $105,000 $1,564,000
File Closed For Incompleteness 184 $56,270,000 $305,000 $1,505,000 $110,000 $1,284,000
Application Approved But Not Accepted 35 $21,565,000 $616,000 $3,005,000 $227,000 $788,000
Preapproval Approved but not Accepted 2 $1,430,000 $715,000 $805,000 $158,000 $178,000
Preapproval Denied by Financial Institution 1 $385,000 $385,000 $385,000 $79,000 $79,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,652 $1,104,640,000 $416,000 $3,005,000 $148,000 $5,117,000
Debt-To-Income Ratio 277 $116,185,000 $419,000 $1,755,000 $95,000 $1,258,000
Credit History 144 $46,180,000 $320,000 $1,755,000 $92,000 $494,000
Other 58 $23,710,000 $408,000 $1,875,000 $120,000 $600,000
Collateral 58 $21,520,000 $371,000 $1,785,000 $135,000 $1,564,000
Unverifiable Information 24 $13,240,000 $551,000 $1,835,000 $152,000 $368,000
Employment History 18 $6,950,000 $386,000 $1,445,000 $113,000 $721,000
Credit Application Incomplete 10 $4,980,000 $498,000 $785,000 $153,000 $344,000
Insufficient Cash (Downpayment, Closing Cost) 8 $3,970,000 $496,000 $1,125,000 $158,000 $471,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexera Holding LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nexera Holding LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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