Nexgen Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Nexgen Lending, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nexgen Lending, Inc. 225 Union Blvd. Ste. Ste. 350 Lakewood, CO 80228 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 |
| Total Number of Mortgage Applications | 2,120 |
| Total Mortgage Loan Application Amount | $392,534,000 |
| Average Mortgage Loan Application Amount | $219,071 |
| Highest Mortgage Loan Application Amount | $4,350,000 |
| Average Applicant Income | $148,357 |
| Highest Applicant Income | $7,965,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Nexgen Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nexgen Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Nexgen Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nexgen Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Nexgen Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nexgen Lending, Inc.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| El Paso County Colorado | 369 | $ 63,527,000 | $ 172,000 | $ 71,000 |
| Larimer County Colorado | 279 | $ 43,268,000 | $ 155,000 | $ 62,000 |
| Denver County Colorado | 270 | $ 43,163,000 | $ 159,000 | $ 68,000 |
| Jefferson County Colorado | 262 | $ 48,204,000 | $ 183,000 | $ 72,000 |
| Arapahoe County Colorado | 187 | $ 28,399,000 | $ 151,000 | $ 61,000 |
| Douglas County Colorado | 162 | $ 31,503,000 | $ 194,000 | $ 98,000 |
| Weld County Colorado | 113 | $ 16,166,000 | $ 143,000 | $ 67,000 |
| Adams County Colorado | 90 | $ 13,958,000 | $ 155,000 | $ 56,000 |
| Boulder County Colorado | 58 | $ 16,392,000 | $ 282,000 | $ 152,000 |
| Maricopa County Arizona | 27 | $ 4,527,000 | $ 167,000 | $ 75,000 |
| Eagle County Colorado | 23 | $ 9,349,000 | $ 406,000 | $ 245,000 |
| Teller County Colorado | 22 | $ 3,306,000 | $ 150,000 | $ 71,000 |
| Alameda County California | 20 | $ 6,280,000 | $ 314,000 | $ 92,000 |
| Contra Costa County California | 17 | $ 5,272,000 | $ 310,000 | $ 69,000 |
| Grand County Colorado | 14 | $ 2,952,000 | $ 210,000 | $ 97,000 |
| Mesa County Colorado | 14 | $ 1,845,000 | $ 131,000 | $ 67,000 |
| Apache County Arizona | 13 | $ 1,195,000 | $ 91,000 | $ 54,000 |
| Broomfield County Colorado | 10 | $ 2,198,000 | $ 219,000 | $ 80,000 |
| Summit County Colorado | 10 | $ 1,257,000 | $ 125,000 | $ 200,000 |
| Sacramento County California | 8 | $ 2,149,000 | $ 268,000 | $ 196,000 |
| San Joaquin County California | 8 | $ 2,229,000 | $ 278,000 | $ 123,000 |
| Park County Colorado | 8 | $ 1,308,000 | $ 163,000 | $ 115,000 |
| Los Angeles County California | 7 | $ 1,938,000 | $ 276,000 | $ 95,000 |
| Elbert County Colorado | 7 | $ 1,530,000 | $ 218,000 | $ 62,000 |
| Gila County Arizona | 6 | $ 635,000 | $ 105,000 | $ 56,000 |
| Pima County Arizona | 4 | $ 659,000 | $ 164,000 | $ 94,000 |
| Santa Clara County California | 4 | $ 1,226,000 | $ 306,000 | $ 81,000 |
| Garfield County Colorado | 4 | $ 366,000 | $ 91,000 | $ 110,000 |
| Johnson County Indiana | 4 | $ 474,000 | $ 118,000 | $ 395,000 |
| Laramie County Wyoming | 4 | $ 519,000 | $ 129,000 | $ 42,000 |
| Pinal County Arizona | 3 | $ 298,000 | $ 99,000 | $ 125,000 |
| San Bernardino County California | 3 | $ 330,000 | $ 110,000 | $ 70,000 |
| Fremont County Colorado | 3 | $ 309,000 | $ 103,000 | $ 174,000 |
| Gunnison County Colorado | 3 | $ 4,050,000 | $ 1,350,000 | $ 85,000 |
| Honolulu County Hawaii | 3 | $ 667,000 | $ 222,000 | $ 86,000 |
| Mohave County Arizona | 2 | $ 266,000 | $ 133,000 | $ 96,000 |
| El Dorado County California | 2 | $ 1,513,000 | $ 756,000 | $ 333,000 |
| Fresno County California | 2 | $ 282,000 | $ 141,000 | $ 75,000 |
| Kern County California | 2 | $ 203,000 | $ 101,000 | $ 127,000 |
| Orange County California | 2 | $ 721,000 | $ 360,000 | $ 103,000 |
| Placer County California | 2 | $ 658,000 | $ 329,000 | $ 59,000 |
| San Diego County California | 2 | $ 610,000 | $ 305,000 | $ 250,000 |
| San Mateo County California | 2 | $ 580,000 | $ 290,000 | $ 57,000 |
| Santa Barbara County California | 2 | $ 457,000 | $ 228,000 | $ 174,000 |
| Archuleta County Colorado | 2 | $ 180,000 | $ 90,000 | $ 52,000 |
| Delta County Colorado | 2 | $ 244,000 | $ 122,000 | $ 69,000 |
| La Plata County Colorado | 2 | $ 346,000 | $ 173,000 | $ 69,000 |
| Moffat County Colorado | 2 | $ 110,000 | $ 55,000 | $ 51,000 |
| Pueblo County Colorado | 2 | $ 145,000 | $ 72,000 | $ 104,000 |
| Hamilton County Indiana | 2 | $ 244,000 | $ 122,000 | $ 414,000 |
| Hendricks County Indiana | 2 | $ 309,000 | $ 154,000 | $ 414,000 |
| Marion County Indiana | 2 | $ 257,000 | $ 128,000 | $ 414,000 |
| Douglas County Nebraska | 2 | $ 771,000 | $ 385,000 | $ 217,000 |
| Tulsa County Oklahoma | 2 | $ 227,000 | $ 113,000 | $ 78,000 |
| Albany County Wyoming | 2 | $ 405,000 | $ 202,000 | $ 97,000 |
| Uinta County Wyoming | 2 | $ 114,000 | $ 57,000 | $ 98,000 |
| Navajo County Arizona | 1 | $ 188,000 | $ 188,000 | $ 144,000 |
| Yavapai County Arizona | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Amador County California | 1 | $ 201,000 | $ 201,000 | $ 125,000 |
| Butte County California | 1 | $ 168,000 | $ 168,000 | $ 74,000 |
| Napa County California | 1 | $ 190,000 | $ 190,000 | $ 48,000 |
| Riverside County California | 1 | $ 275,000 | $ 275,000 | $ 157,000 |
| Sonoma County California | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Stanislaus County California | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Ventura County California | 1 | $ 560,000 | $ 560,000 | $ 163,000 |
| Alamosa County Colorado | 1 | $ 126,000 | $ 126,000 | $ 47,000 |
| Gilpin County Colorado | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Hinsdale County Colorado | 1 | $ 92,000 | $ 92,000 | $ 143,000 |
| Morgan County Colorado | 1 | $ 28,000 | $ 28,000 | $ 96,000 |
| Rio Grande County Colorado | 1 | $ 227,000 | $ 227,000 | $ 58,000 |
| Saguache County Colorado | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| San Miguel County Colorado | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 332,000 | $ 332,000 | $ 174,000 |
Mortgage Loan Application Detail Totals for Nexgen Lending, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,310 | $228,796,000 | $244,111 | $4,350,000 | $154,444 | $7,965,000 |
| Refinancing | 810 | $163,738,000 | $174,000 | $3,780,000 | $137,400 | $882,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,751 | $325,368,000 | $220,857 | $4,350,000 | $162,571 | $7,965,000 |
| Hispanic | 139 | $22,161,000 | $139,000 | $460,000 | $75,250 | $182,000 |
| Not Provided | 126 | $26,395,000 | $235,600 | $974,000 | $103,600 | $1,082,000 |
| Black or African American | 43 | $7,023,000 | $214,500 | $425,000 | $57,500 | $144,000 |
| Asian | 38 | $6,791,000 | $268,000 | $552,000 | $101,000 | $210,000 |
| American Indian or Alaskan Native | 14 | $1,915,000 | $136,000 | $209,000 | $54,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,881,000 | $398,000 | $863,000 | $56,000 | $234,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,869 | $353,439,000 | $223,333 | $4,350,000 | $151,111 | $7,965,000 |
| FHA-insured (Federal Housing Administration) | 192 | $27,008,000 | $142,333 | $266,000 | $41,666 | $228,000 |
| VA-guaranteed (Veterans Administration) | 59 | $12,087,000 | $204,000 | $358,000 | $63,000 | $134,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,809 | $320,315,000 | $198,555 | $2,000,000 | $143,111 | $1,133,000 |
| Application Withdrawn By Applicant | 195 | $44,447,000 | $294,800 | $4,350,000 | $193,800 | $7,965,000 |
| File Closed For Incompleteness | 90 | $23,430,000 | $194,750 | $3,780,000 | $155,750 | $414,000 |
| Application Approved But Not Accepted | 15 | $2,836,000 | $199,500 | $1,000,000 | $42,000 | $228,000 |
| Application Denied By Financial Institution | 11 | $1,506,000 | $122,000 | $300,000 | $70,000 | $118,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 4 | $457,000 | $114,000 | $134,000 | $52,000 | $71,000 |
| Unverifiable Information | 2 | $460,000 | $230,000 | $300,000 | $102,000 | $118,000 |
| Other | 1 | $205,000 | $205,000 | $205,000 | $52,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $174,000 | $174,000 | $174,000 | $61,000 | $61,000 |
| Debt-To-Income Ratio | 1 | $108,000 | $108,000 | $108,000 | $28,000 | $28,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexgen Lending, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nexgen Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.