Nfm, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Nfm, Inc. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nfm, Inc. 1190 Winterson Road, Suite 300 Linthicum, MD 21090 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 878 |
| Total Mortgage Loan Application Amount | $188,400,000 |
| Average Mortgage Loan Application Amount | $236,333 |
| Highest Mortgage Loan Application Amount | $714,000 |
| Average Applicant Income | $68,666 |
| Highest Applicant Income | $424,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Nfm, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nfm, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Nfm, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nfm, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Nfm, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nfm, Inc.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 74 | $ 17,045,000 | $ 230,000 | $ 60,000 |
| Baltimore City County Maryland | 48 | $ 8,059,000 | $ 167,000 | $ 47,000 |
| Prince George's County Maryland | 29 | $ 8,249,000 | $ 284,000 | $ 61,000 |
| Anne Arundel County Maryland | 26 | $ 7,036,000 | $ 270,000 | $ 76,000 |
| Harford County Maryland | 23 | $ 5,687,000 | $ 247,000 | $ 54,000 |
| Virginia Beach County Virginia | 19 | $ 4,611,000 | $ 242,000 | $ 79,000 |
| Mecklenburg County North Carolina | 14 | $ 2,073,000 | $ 148,000 | $ 62,000 |
| Burlington County New Jersey | 12 | $ 2,888,000 | $ 240,000 | $ 75,000 |
| Camden County New Jersey | 12 | $ 2,444,000 | $ 203,000 | $ 53,000 |
| Essex County New Jersey | 12 | $ 3,636,000 | $ 303,000 | $ 68,000 |
| Charles County Maryland | 10 | $ 3,222,000 | $ 322,000 | $ 63,000 |
| Montgomery County Pennsylvania | 10 | $ 2,883,000 | $ 288,000 | $ 124,000 |
| Fulton County Georgia | 9 | $ 1,928,000 | $ 214,000 | $ 65,000 |
| Gloucester County New Jersey | 9 | $ 1,869,000 | $ 207,000 | $ 40,000 |
| Albany County New York | 9 | $ 1,250,000 | $ 138,000 | $ 80,000 |
| Suffolk County New York | 9 | $ 2,715,000 | $ 301,000 | $ 109,000 |
| York County Pennsylvania | 9 | $ 1,449,000 | $ 161,000 | $ 60,000 |
| Gwinnett County Georgia | 8 | $ 1,597,000 | $ 199,000 | $ 80,000 |
| Hudson County New Jersey | 8 | $ 2,404,000 | $ 300,000 | $ 65,000 |
| Philadelphia County Pennsylvania | 8 | $ 1,553,000 | $ 194,000 | $ 55,000 |
| Davidson County Tennessee | 8 | $ 1,427,000 | $ 178,000 | $ 59,000 |
| Shelby County Tennessee | 8 | $ 1,183,000 | $ 147,000 | $ 55,000 |
| Clark County Indiana | 7 | $ 1,004,000 | $ 143,000 | $ 52,000 |
| Mercer County Kentucky | 7 | $ 840,000 | $ 120,000 | $ 56,000 |
| Rensselaer County New York | 7 | $ 1,238,000 | $ 176,000 | $ 68,000 |
| Bucks County Pennsylvania | 7 | $ 1,650,000 | $ 235,000 | $ 69,000 |
| Chesterfield County Virginia | 7 | $ 1,456,000 | $ 208,000 | $ 61,000 |
| District of Columbia County District Of Columbia | 6 | $ 1,872,000 | $ 312,000 | $ 95,000 |
| Frederick County Maryland | 6 | $ 2,097,000 | $ 349,000 | $ 54,000 |
| Mercer County New Jersey | 6 | $ 1,052,000 | $ 175,000 | $ 71,000 |
| Monmouth County New Jersey | 6 | $ 1,582,000 | $ 263,000 | $ 74,000 |
| Nassau County New York | 6 | $ 2,016,000 | $ 336,000 | $ 106,000 |
| Dauphin County Pennsylvania | 6 | $ 998,000 | $ 166,000 | $ 57,000 |
| Lancaster County Pennsylvania | 6 | $ 1,033,000 | $ 172,000 | $ 77,000 |
| Chesapeake County Virginia | 6 | $ 1,294,000 | $ 215,000 | $ 61,000 |
| Henrico County Virginia | 6 | $ 1,353,000 | $ 225,000 | $ 61,000 |
| Mobile County Alabama | 5 | $ 768,000 | $ 153,000 | $ 68,000 |
| New Castle County Delaware | 5 | $ 1,128,000 | $ 225,000 | $ 76,000 |
| Chatham County Georgia | 5 | $ 866,000 | $ 173,000 | $ 61,000 |
| Cobb County Georgia | 5 | $ 755,000 | $ 151,000 | $ 32,000 |
| DeKalb County Georgia | 5 | $ 813,000 | $ 162,000 | $ 72,000 |
| Forsyth County Georgia | 5 | $ 1,119,000 | $ 223,000 | $ 63,000 |
| Cook County Illinois | 5 | $ 802,000 | $ 160,000 | $ 52,000 |
| Carroll County Maryland | 5 | $ 1,329,000 | $ 265,000 | $ 69,000 |
| Howard County Maryland | 5 | $ 2,180,000 | $ 436,000 | $ 108,000 |
| Montgomery County Maryland | 5 | $ 1,452,000 | $ 290,000 | $ 97,000 |
| Bergen County New Jersey | 5 | $ 1,733,000 | $ 346,000 | $ 116,000 |
| Union County New Jersey | 5 | $ 1,770,000 | $ 354,000 | $ 78,000 |
| Richmond County New York | 5 | $ 1,448,000 | $ 289,000 | $ 141,000 |
| Fairfield County Connecticut | 4 | $ 1,309,000 | $ 327,000 | $ 125,000 |
| Hartford County Connecticut | 4 | $ 854,000 | $ 213,000 | $ 72,000 |
| Lowndes County Georgia | 4 | $ 638,000 | $ 159,000 | $ 32,000 |
| Paulding County Georgia | 4 | $ 891,000 | $ 222,000 | $ 87,000 |
| Boyle County Kentucky | 4 | $ 450,000 | $ 112,000 | $ 35,000 |
| Passaic County New Jersey | 4 | $ 1,100,000 | $ 275,000 | $ 51,000 |
| Kings County New York | 4 | $ 1,170,000 | $ 292,000 | $ 77,000 |
| Queens County New York | 4 | $ 1,323,000 | $ 330,000 | $ 81,000 |
| Berks County Pennsylvania | 4 | $ 893,000 | $ 223,000 | $ 90,000 |
| Delaware County Pennsylvania | 4 | $ 1,033,000 | $ 258,000 | $ 23,000 |
| Hamilton County Tennessee | 4 | $ 415,000 | $ 103,000 | $ 48,000 |
| Montgomery County Tennessee | 4 | $ 605,000 | $ 151,000 | $ 70,000 |
| Rutherford County Tennessee | 4 | $ 663,000 | $ 165,000 | $ 62,000 |
| Fairfax County Virginia | 4 | $ 1,148,000 | $ 287,000 | $ 76,000 |
| Hampton County Virginia | 4 | $ 984,000 | $ 246,000 | $ 72,000 |
| Richmond City County Virginia | 4 | $ 613,000 | $ 153,000 | $ 52,000 |
| Jefferson County Alabama | 3 | $ 563,000 | $ 187,000 | $ 49,000 |
| Shelby County Alabama | 3 | $ 598,000 | $ 199,000 | $ 111,000 |
| New London County Connecticut | 3 | $ 885,000 | $ 295,000 | $ 91,000 |
| Broward County Florida | 3 | $ 418,000 | $ 139,000 | $ 39,000 |
| Miami-Dade County Florida | 3 | $ 480,000 | $ 160,000 | $ 14,000 |
| Columbia County Georgia | 3 | $ 537,000 | $ 179,000 | $ 76,000 |
| Jefferson County Kentucky | 3 | $ 637,000 | $ 212,000 | $ 68,000 |
| St. Mary's County Maryland | 3 | $ 738,000 | $ 246,000 | $ 76,000 |
| Atlantic County New Jersey | 3 | $ 591,000 | $ 197,000 | $ 97,000 |
| Cumberland County New Jersey | 3 | $ 583,000 | $ 194,000 | $ 72,000 |
| Middlesex County New Jersey | 3 | $ 668,000 | $ 222,000 | $ 69,000 |
| Ocean County New Jersey | 3 | $ 805,000 | $ 268,000 | $ 60,000 |
| Iredell County North Carolina | 3 | $ 363,000 | $ 121,000 | $ 58,000 |
| Chester County Pennsylvania | 3 | $ 615,000 | $ 205,000 | $ 89,000 |
| Cumberland County Pennsylvania | 3 | $ 488,000 | $ 162,000 | $ 63,000 |
| Northampton County Pennsylvania | 3 | $ 459,000 | $ 153,000 | $ 22,000 |
| Hopewell County Virginia | 3 | $ 516,000 | $ 172,000 | $ 64,000 |
| Norfolk County Virginia | 3 | $ 418,000 | $ 139,000 | $ 26,000 |
| Prince William County Virginia | 3 | $ 579,000 | $ 193,000 | $ 49,000 |
| Suffolk County Virginia | 3 | $ 393,000 | $ 131,000 | $ 37,000 |
| Madison County Alabama | 2 | $ 498,000 | $ 249,000 | $ 90,000 |
| Los Angeles County California | 2 | $ 564,000 | $ 282,000 | $ 71,000 |
| New Haven County Connecticut | 2 | $ 519,000 | $ 259,000 | $ 56,000 |
| Brevard County Florida | 2 | $ 364,000 | $ 182,000 | $ 27,000 |
| Collier County Florida | 2 | $ 465,000 | $ 232,000 | $ 70,000 |
| Palm Beach County Florida | 2 | $ 374,000 | $ 187,000 | $ 242,000 |
| Carroll County Georgia | 2 | $ 295,000 | $ 147,000 | $ 59,000 |
| Clayton County Georgia | 2 | $ 263,000 | $ 131,000 | $ 44,000 |
| Fayette County Georgia | 2 | $ 364,000 | $ 182,000 | $ 22,000 |
| Hall County Georgia | 2 | $ 317,000 | $ 158,000 | $ 77,000 |
| Jackson County Georgia | 2 | $ 315,000 | $ 157,000 | $ 64,000 |
| Jones County Georgia | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Marion County Indiana | 2 | $ 302,000 | $ 151,000 | $ 14,000 |
| Wicomico County Maryland | 2 | $ 429,000 | $ 214,000 | $ 63,000 |
| Middlesex County Massachusetts | 2 | $ 635,000 | $ 317,000 | $ 87,000 |
| Sussex County New Jersey | 2 | $ 349,000 | $ 174,000 | $ 43,000 |
| Catawba County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 27,000 |
| Gaston County North Carolina | 2 | $ 197,000 | $ 98,000 | $ 39,000 |
| Adams County Pennsylvania | 2 | $ 316,000 | $ 158,000 | $ 50,000 |
| Erie County Pennsylvania | 2 | $ 217,000 | $ 108,000 | $ 36,000 |
| Lackawanna County Pennsylvania | 2 | $ 319,000 | $ 159,000 | $ 52,000 |
| Lehigh County Pennsylvania | 2 | $ 348,000 | $ 174,000 | $ 44,000 |
| Lycoming County Pennsylvania | 2 | $ 254,000 | $ 127,000 | $ 43,000 |
| Monroe County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 35,000 |
| Susquehanna County Pennsylvania | 2 | $ 279,000 | $ 139,000 | $ 49,000 |
| Westmoreland County Pennsylvania | 2 | $ 437,000 | $ 218,000 | $ 72,000 |
| Bradley County Tennessee | 2 | $ 201,000 | $ 100,000 | $ 81,000 |
| Fayette County Tennessee | 2 | $ 598,000 | $ 299,000 | $ 137,000 |
| Knox County Tennessee | 2 | $ 273,000 | $ 136,000 | $ 70,000 |
| Williamson County Tennessee | 2 | $ 316,000 | $ 158,000 | $ 49,000 |
| Wilson County Tennessee | 2 | $ 417,000 | $ 208,000 | $ 56,000 |
| Charlottesville County Virginia | 2 | $ 248,000 | $ 124,000 | $ 76,000 |
| Fluvanna County Virginia | 2 | $ 463,000 | $ 231,000 | $ 76,000 |
| Frederick County Virginia | 2 | $ 464,000 | $ 232,000 | $ 27,000 |
| Northumberland County Virginia | 2 | $ 441,000 | $ 220,000 | $ 42,000 |
| Portsmouth County Virginia | 2 | $ 338,000 | $ 169,000 | $ 49,000 |
| Salem County Virginia | 2 | $ 339,000 | $ 169,000 | $ 70,000 |
| Spotsylvania County Virginia | 2 | $ 320,000 | $ 160,000 | $ 44,000 |
| Stafford County Virginia | 2 | $ 567,000 | $ 283,000 | $ 112,000 |
| Baldwin County Alabama | 1 | $ 111,000 | $ 111,000 | $ 54,000 |
| Blount County Alabama | 1 | $ 129,000 | $ 129,000 | $ 62,000 |
| Elmore County Alabama | 1 | $ 83,000 | $ 83,000 | $ 28,000 |
| Etowah County Alabama | 1 | $ 210,000 | $ 210,000 | $ 60,000 |
| Houston County Alabama | 1 | $ 236,000 | $ 236,000 | $ 100,000 |
| Lowndes County Alabama | 1 | $ 250,000 | $ 250,000 | $ 54,000 |
| Monroe County Alabama | 1 | $ 79,000 | $ 79,000 | $ 25,000 |
| Montgomery County Alabama | 1 | $ 173,000 | $ 173,000 | $ 38,000 |
| Tulare County California | 1 | $ 208,000 | $ 208,000 | $ 61,000 |
| Arapahoe County Colorado | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| Tolland County Connecticut | 1 | $ 139,000 | $ 139,000 | $ 28,000 |
| Kent County Delaware | 1 | $ 224,000 | $ 224,000 | $ 71,000 |
| Sussex County Delaware | 1 | $ 158,000 | $ 158,000 | $ 68,000 |
| Bay County Florida | 1 | $ 202,000 | $ 202,000 | $ 49,000 |
| Duval County Florida | 1 | $ 87,000 | $ 87,000 | $ 17,000 |
| Hillsborough County Florida | 1 | $ 144,000 | $ 144,000 | $ 52,000 |
| Marion County Florida | 1 | $ 112,000 | $ 112,000 | $ 55,000 |
| Orange County Florida | 1 | $ 156,000 | $ 156,000 | $ 72,000 |
| Sarasota County Florida | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Seminole County Florida | 1 | $ 220,000 | $ 220,000 | $ 57,000 |
| St. Johns County Florida | 1 | $ 396,000 | $ 396,000 | $ 109,000 |
| Volusia County Florida | 1 | $ 134,000 | $ 134,000 | $ 20,000 |
| Barrow County Georgia | 1 | $ 127,000 | $ 127,000 | $ 34,000 |
| Cherokee County Georgia | 1 | $ 409,000 | $ 409,000 | $ 231,000 |
| Clarke County Georgia | 1 | $ 302,000 | $ 302,000 | $ 62,000 |
| Coweta County Georgia | 1 | $ 149,000 | $ 149,000 | $ 60,000 |
| Dodge County Georgia | 1 | $ 300,000 | $ 300,000 | $ 61,000 |
| Dougherty County Georgia | 1 | $ 137,000 | $ 137,000 | $ 46,000 |
| Douglas County Georgia | 1 | $ 159,000 | $ 159,000 | $ 36,000 |
| Gordon County Georgia | 1 | $ 210,000 | $ 210,000 | $ 65,000 |
| Henry County Georgia | 1 | $ 117,000 | $ 117,000 | $ 20,000 |
| Houston County Georgia | 1 | $ 129,000 | $ 129,000 | $ 47,000 |
| Lanier County Georgia | 1 | $ 164,000 | $ 164,000 | $ 57,000 |
| Meriwether County Georgia | 1 | $ 352,000 | $ 352,000 | $ 118,000 |
| Newton County Georgia | 1 | $ 172,000 | $ 172,000 | $ 52,000 |
| Putnam County Georgia | 1 | $ 208,000 | $ 208,000 | $ 120,000 |
| Richmond County Georgia | 1 | $ 127,000 | $ 127,000 | $ 53,000 |
| Rockdale County Georgia | 1 | $ 230,000 | $ 230,000 | $ 62,000 |
| Union County Georgia | 1 | $ 119,000 | $ 119,000 | $ 40,000 |
| Wayne County Georgia | 1 | $ 360,000 | $ 360,000 | $ 67,000 |
| White County Georgia | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Whitfield County Georgia | 1 | $ 213,000 | $ 213,000 | $ 69,000 |
| DeKalb County Illinois | 1 | $ 139,000 | $ 139,000 | $ 55,000 |
| Floyd County Indiana | 1 | $ 124,000 | $ 124,000 | $ 199,000 |
| Kosciusko County Indiana | 1 | $ 216,000 | $ 216,000 | $ 56,000 |
| LaPorte County Indiana | 1 | $ 268,000 | $ 268,000 | $ 92,000 |
| Warren County Iowa | 1 | $ 222,000 | $ 222,000 | $ 77,000 |
| Kenton County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Lincoln County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 45,000 |
| Madison County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 57,000 |
| Oldham County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| Oxford County Maine | 1 | $ 166,000 | $ 166,000 | $ 39,000 |
| Allegany County Maryland | 1 | $ 109,000 | $ 109,000 | $ 76,000 |
| Calvert County Maryland | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Cecil County Maryland | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 259,000 | $ 259,000 | $ 49,000 |
| Washington County Maryland | 1 | $ 243,000 | $ 243,000 | $ 100,000 |
| Worcester County Maryland | 1 | $ 237,000 | $ 237,000 | $ 59,000 |
| Barnstable County Massachusetts | 1 | $ 197,000 | $ 197,000 | $ 122,000 |
| Bristol County Massachusetts | 1 | $ 283,000 | $ 283,000 | $ 70,000 |
| Hampden County Massachusetts | 1 | $ 217,000 | $ 217,000 | $ 64,000 |
| Norfolk County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Suffolk County Massachusetts | 1 | $ 299,000 | $ 299,000 | $ 79,000 |
| Wayne County Michigan | 1 | $ 212,000 | $ 212,000 | $ 81,000 |
| Morrison County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Mower County Minnesota | 1 | $ 188,000 | $ 188,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Hillsborough County New Hampshire | 1 | $ 174,000 | $ 174,000 | $ 66,000 |
| Rockingham County New Hampshire | 1 | $ 299,000 | $ 299,000 | $ 100,000 |
| Morris County New Jersey | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 246,000 | $ 246,000 | $ 90,000 |
| Bronx County New York | 1 | $ 401,000 | $ 401,000 | $ 108,000 |
| Dutchess County New York | 1 | $ 284,000 | $ 284,000 | $ 112,000 |
| Erie County New York | 1 | $ 159,000 | $ 159,000 | $ 68,000 |
| Montgomery County New York | 1 | $ 96,000 | $ 96,000 | $ 40,000 |
| Oneida County New York | 1 | $ 78,000 | $ 78,000 | $ 52,000 |
| Onondaga County New York | 1 | $ 92,000 | $ 92,000 | $ 48,000 |
| Orange County New York | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Putnam County New York | 1 | $ 292,000 | $ 292,000 | $ 75,000 |
| Rockland County New York | 1 | $ 714,000 | $ 714,000 | $ 181,000 |
| Saratoga County New York | 1 | $ 210,000 | $ 210,000 | $ 102,000 |
| Schenectady County New York | 1 | $ 257,000 | $ 257,000 | $ 100,000 |
| Washington County New York | 1 | $ 116,000 | $ 116,000 | $ 54,000 |
| Wayne County New York | 1 | $ 96,000 | $ 96,000 | $ 35,000 |
| Westchester County New York | 1 | $ 193,000 | $ 193,000 | $ 65,000 |
| Camden County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 150,000 |
| Carteret County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Cumberland County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 35,000 |
| Duplin County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 17,000 |
| Durham County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 43,000 |
| Harnett County North Carolina | 1 | $ 251,000 | $ 251,000 | $ 73,000 |
| Johnston County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Martin County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 55,000 |
| Nash County North Carolina | 1 | $ 262,000 | $ 262,000 | $ 97,000 |
| Pitt County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 125,000 |
| Rutherford County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 82,000 |
| Wake County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 54,000 |
| Wilkes County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 41,000 |
| Allegheny County Pennsylvania | 1 | $ 332,000 | $ 332,000 | $ 87,000 |
| Armstrong County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 36,000 |
| Fayette County Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 57,000 |
| Indiana County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 27,000 |
| Lebanon County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 211,000 | $ 211,000 | $ 75,000 |
| Perry County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 60,000 |
| Pike County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Union County Pennsylvania | 1 | $ 183,000 | $ 183,000 | $ 84,000 |
| Washington County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Berkeley County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Charleston County South Carolina | 1 | $ 326,000 | $ 326,000 | $ 78,000 |
| Dorchester County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Florence County South Carolina | 1 | $ 184,000 | $ 184,000 | $ 97,000 |
| York County South Carolina | 1 | $ 93,000 | $ 93,000 | $ 55,000 |
| Anderson County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 136,000 |
| Bedford County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 45,000 |
| Blount County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 40,000 |
| Cumberland County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 47,000 |
| Hamblen County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 34,000 |
| Hardeman County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 41,000 |
| Johnson County Tennessee | 1 | $ 206,000 | $ 206,000 | $ 96,000 |
| Lewis County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Madison County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| Marion County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 41,000 |
| McNairy County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Robertson County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Sevier County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Smith County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 48,000 |
| Sullivan County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 110,000 |
| Albemarle County Virginia | 1 | $ 359,000 | $ 359,000 | $ 167,000 |
| Botetourt County Virginia | 1 | $ 282,000 | $ 282,000 | $ 150,000 |
| Colonial Heights County Virginia | 1 | $ 166,000 | $ 166,000 | $ 65,000 |
| Giles County Virginia | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Gloucester County Virginia | 1 | $ 178,000 | $ 178,000 | $ 53,000 |
| Isle of Wight County Virginia | 1 | $ 365,000 | $ 365,000 | $ 119,000 |
| James City County Virginia | 1 | $ 227,000 | $ 227,000 | $ 63,000 |
| Loudoun County Virginia | 1 | $ 363,000 | $ 363,000 | $ 96,000 |
| Newport News County Virginia | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Prince Edward County Virginia | 1 | $ 126,000 | $ 126,000 | $ 33,000 |
| Roanoke County Virginia | 1 | $ 148,000 | $ 148,000 | $ 54,000 |
| Roanoke City County Virginia | 1 | $ 187,000 | $ 187,000 | $ 41,000 |
| Rockbridge County Virginia | 1 | $ 166,000 | $ 166,000 | $ 34,000 |
| Rockingham County Virginia | 1 | $ 240,000 | $ 240,000 | $ 67,000 |
| Surry County Virginia | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Williamsburg County Virginia | 1 | $ 193,000 | $ 193,000 | $ 36,000 |
| Kanawha County West Virginia | 1 | $ 107,000 | $ 107,000 | $ 45,000 |
| Sheridan County Wyoming | 1 | $ 177,000 | $ 177,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Nfm, Inc. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 742 | $160,279,000 | $216,000 | $714,000 | $64,000 | $424,000 |
| Home Purchase | 135 | $27,834,000 | $206,000 | $627,000 | $74,000 | $260,000 |
| Home Improvement | 1 | $287,000 | $287,000 | $287,000 | $68,000 | $68,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 456 | $100,981,000 | $221,000 | $694,000 | $68,000 | $424,000 |
| Black or African American | 199 | $40,347,000 | $202,000 | $627,000 | $57,000 | $184,000 |
| Not Provided | 196 | $40,957,000 | $208,000 | $714,000 | $66,000 | $231,000 |
| Hispanic | 20 | $4,484,000 | $224,000 | $387,000 | $72,000 | $252,000 |
| Asian | 5 | $1,251,000 | $250,000 | $422,000 | $74,000 | $88,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $380,000 | $190,000 | $208,000 | $78,000 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 689 | $147,665,000 | $214,000 | $714,000 | $61,000 | $293,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 189 | $40,735,000 | $215,000 | $500,000 | $80,000 | $424,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 637 | $138,896,000 | $218,000 | $631,000 | $63,000 | $424,000 |
| Application Withdrawn By Applicant | 130 | $26,727,000 | $205,000 | $627,000 | $73,000 | $313,000 |
| Application Denied By Financial Institution | 109 | $22,424,000 | $205,000 | $714,000 | $65,000 | $181,000 |
| File Closed For Incompleteness | 2 | $353,000 | $176,000 | $232,000 | $78,000 | $100,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 48 | $9,589,000 | $199,000 | $694,000 | $62,000 | $172,000 |
| Other | 19 | $3,767,000 | $198,000 | $382,000 | $72,000 | $141,000 |
| Debt-To-Income Ratio | 11 | $2,429,000 | $220,000 | $374,000 | $62,000 | $108,000 |
| Collateral | 9 | $2,286,000 | $254,000 | $714,000 | $91,000 | $181,000 |
| Credit Application Incomplete | 7 | $1,195,000 | $170,000 | $303,000 | $49,000 | $85,000 |
| Unverifiable Information | 6 | $1,408,000 | $234,000 | $431,000 | $67,000 | $97,000 |
| Employment History | 3 | $800,000 | $266,000 | $341,000 | $76,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $530,000 | $176,000 | $193,000 | $82,000 | $136,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nfm, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nfm, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.