Nicolet National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Nicolet National Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nicolet National Bank 111 N Washington St Green Bay, WI 54301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,677 |
| Total Mortgage Loan Application Amount | $1,359,665,000 |
| Average Mortgage Loan Application Amount | $157,166 |
| Highest Mortgage Loan Application Amount | $3,845,000 |
| Average Applicant Income | $112,666 |
| Highest Applicant Income | $4,996,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Nicolet National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nicolet National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Nicolet National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nicolet National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Nicolet National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nicolet National Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Brown County Wisconsin | 1,789 | $ 379,755,000 | $ 212,000 | $ 148,000 |
| Door County Wisconsin | 810 | $ 176,850,000 | $ 218,000 | $ 159,000 |
| Winnebago County Wisconsin | 645 | $ 123,635,000 | $ 191,000 | $ 135,000 |
| Outagamie County Wisconsin | 619 | $ 127,235,000 | $ 205,000 | $ 145,000 |
| Kewaunee County Wisconsin | 260 | $ 33,780,000 | $ 129,000 | $ 89,000 |
| Marathon County Wisconsin | 257 | $ 47,125,000 | $ 183,000 | $ 138,000 |
| Oneida County Wisconsin | 246 | $ 53,250,000 | $ 216,000 | $ 138,000 |
| Vilas County Wisconsin | 217 | $ 44,325,000 | $ 204,000 | $ 138,000 |
| Marinette County Wisconsin | 150 | $ 22,260,000 | $ 148,000 | $ 118,000 |
| Oconto County Wisconsin | 148 | $ 29,330,000 | $ 198,000 | $ 164,000 |
| Calumet County Wisconsin | 114 | $ 21,610,000 | $ 189,000 | $ 138,000 |
| Taylor County Wisconsin | 99 | $ 14,545,000 | $ 146,000 | $ 85,000 |
| Waupaca County Wisconsin | 57 | $ 13,155,000 | $ 230,000 | $ 222,000 |
| Menominee County Michigan | 56 | $ 7,180,000 | $ 128,000 | $ 93,000 |
| Manitowoc County Wisconsin | 53 | $ 9,595,000 | $ 181,000 | $ 103,000 |
| Shawano County Wisconsin | 29 | $ 5,305,000 | $ 182,000 | $ 96,000 |
| Fond du Lac County Wisconsin | 28 | $ 3,900,000 | $ 139,000 | $ 145,000 |
| Lincoln County Wisconsin | 24 | $ 5,690,000 | $ 237,000 | $ 125,000 |
| Waushara County Wisconsin | 23 | $ 4,645,000 | $ 201,000 | $ 162,000 |
| Dane County Wisconsin | 21 | $ 5,605,000 | $ 266,000 | $ 145,000 |
| Price County Wisconsin | 21 | $ 2,985,000 | $ 142,000 | $ 83,000 |
| Clark County Wisconsin | 20 | $ 2,120,000 | $ 106,000 | $ 61,000 |
| Milwaukee County Wisconsin | 20 | $ 7,110,000 | $ 355,000 | $ 133,000 |
| Sheboygan County Wisconsin | 19 | $ 4,405,000 | $ 231,000 | $ 114,000 |
| Waukesha County Wisconsin | 19 | $ 6,425,000 | $ 338,000 | $ 226,000 |
| Forest County Wisconsin | 18 | $ 3,360,000 | $ 186,000 | $ 160,000 |
| Langlade County Wisconsin | 14 | $ 1,940,000 | $ 138,000 | $ 160,000 |
| Hennepin County Minnesota | 12 | $ 3,150,000 | $ 262,000 | $ 136,000 |
| Lee County Florida | 10 | $ 4,580,000 | $ 458,000 | $ 363,000 |
| Washington County Wisconsin | 10 | $ 2,600,000 | $ 260,000 | $ 146,000 |
| Cook County Illinois | 9 | $ 3,025,000 | $ 336,000 | $ 229,000 |
| Menominee County Wisconsin | 9 | $ 2,355,000 | $ 261,000 | $ 484,000 |
| Ozaukee County Wisconsin | 9 | $ 2,755,000 | $ 306,000 | $ 158,000 |
| Wood County Wisconsin | 9 | $ 1,505,000 | $ 167,000 | $ 110,000 |
| Portage County Wisconsin | 8 | $ 1,060,000 | $ 132,000 | $ 115,000 |
| Maricopa County Arizona | 7 | $ 1,375,000 | $ 196,000 | $ 110,000 |
| Gogebic County Michigan | 7 | $ 1,045,000 | $ 149,000 | $ 197,000 |
| Florence County Wisconsin | 7 | $ 1,285,000 | $ 183,000 | $ 274,000 |
| Iron County Wisconsin | 7 | $ 1,325,000 | $ 189,000 | $ 81,000 |
| Collier County Florida | 6 | $ 2,060,000 | $ 343,000 | $ 308,000 |
| Green Lake County Wisconsin | 6 | $ 670,000 | $ 111,000 | $ 133,000 |
| Racine County Wisconsin | 6 | $ 1,080,000 | $ 180,000 | $ 266,000 |
| Dakota County Minnesota | 5 | $ 1,605,000 | $ 321,000 | $ 198,000 |
| Bayfield County Wisconsin | 5 | $ 1,085,000 | $ 217,000 | $ 128,000 |
| Chippewa County Wisconsin | 5 | $ 705,000 | $ 141,000 | $ 125,000 |
| Rock County Wisconsin | 5 | $ 835,000 | $ 167,000 | $ 83,000 |
| Walworth County Wisconsin | 5 | $ 1,505,000 | $ 301,000 | $ 217,000 |
| Charlotte County Florida | 4 | $ 2,180,000 | $ 545,000 | $ 232,000 |
| Sumter County Florida | 4 | $ 1,020,000 | $ 255,000 | $ 103,000 |
| Beaufort County South Carolina | 4 | $ 1,560,000 | $ 390,000 | $ 975,000 |
| Eau Claire County Wisconsin | 4 | $ 630,000 | $ 157,000 | $ 141,000 |
| Polk County Wisconsin | 4 | $ 610,000 | $ 152,000 | $ 124,000 |
| Benton County Arkansas | 3 | $ 335,000 | $ 111,000 | $ 61,000 |
| Sarasota County Florida | 3 | $ 395,000 | $ 131,000 | $ 182,000 |
| Ada County Idaho | 3 | $ 1,005,000 | $ 335,000 | $ 127,000 |
| Kane County Illinois | 3 | $ 585,000 | $ 195,000 | $ 196,000 |
| Harris County Texas | 3 | $ 955,000 | $ 318,000 | $ 238,000 |
| Jefferson County Wisconsin | 3 | $ 555,000 | $ 185,000 | $ 92,000 |
| St. Croix County Wisconsin | 3 | $ 745,000 | $ 248,000 | $ 136,000 |
| Baldwin County Alabama | 2 | $ 1,270,000 | $ 635,000 | $ 499,000 |
| Boulder County Colorado | 2 | $ 1,130,000 | $ 565,000 | $ 315,000 |
| Douglas County Colorado | 2 | $ 870,000 | $ 435,000 | $ 243,000 |
| Manatee County Florida | 2 | $ 3,270,000 | $ 1,635,000 | $ 130,000 |
| Monroe County Florida | 2 | $ 1,560,000 | $ 780,000 | $ 674,000 |
| Lake County Illinois | 2 | $ 470,000 | $ 235,000 | $ 174,000 |
| Hamilton County Indiana | 2 | $ 480,000 | $ 240,000 | $ 108,000 |
| Baraga County Michigan | 2 | $ 320,000 | $ 160,000 | $ 119,000 |
| Iron County Michigan | 2 | $ 320,000 | $ 160,000 | $ 186,000 |
| Anoka County Minnesota | 2 | $ 470,000 | $ 235,000 | $ 122,000 |
| Washington County Minnesota | 2 | $ 680,000 | $ 340,000 | $ 104,000 |
| Camden County Missouri | 2 | $ 540,000 | $ 270,000 | $ 225,000 |
| Watauga County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 128,000 |
| Erie County Ohio | 2 | $ 820,000 | $ 410,000 | $ 179,000 |
| Ashland County Wisconsin | 2 | $ 380,000 | $ 190,000 | $ 44,000 |
| Dodge County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 72,000 |
| Juneau County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 112,000 |
| Sauk County Wisconsin | 2 | $ 510,000 | $ 255,000 | $ 275,000 |
| Sawyer County Wisconsin | 2 | $ 660,000 | $ 330,000 | $ 725,000 |
| Lee County Alabama | 1 | $ 345,000 | $ 345,000 | $ 88,000 |
| Tallapoosa County Alabama | 1 | $ 385,000 | $ 385,000 | $ 70,000 |
| Pima County Arizona | 1 | $ 425,000 | $ 425,000 | $ 153,000 |
| Yavapai County Arizona | 1 | $ 125,000 | $ 125,000 | $ 580,000 |
| Los Angeles County California | 1 | $ 495,000 | $ 495,000 | $ 542,000 |
| Orange County California | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Denver County Colorado | 1 | $ 405,000 | $ 405,000 | $ 130,000 |
| Larimer County Colorado | 1 | $ 505,000 | $ 505,000 | $ 199,000 |
| Summit County Colorado | 1 | $ 435,000 | $ 435,000 | $ 226,000 |
| Fairfield County Connecticut | 1 | $ 1,005,000 | $ 1,005,000 | $ 387,000 |
| Brevard County Florida | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Escambia County Florida | 1 | $ 105,000 | $ 105,000 | $ 292,000 |
| Highlands County Florida | 1 | $ 515,000 | $ 515,000 | $ 422,000 |
| Hillsborough County Florida | 1 | $ 195,000 | $ 195,000 | $ 140,000 |
| Martin County Florida | 1 | $ 355,000 | $ 355,000 | $ 1,284,000 |
| Okaloosa County Florida | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Orange County Florida | 1 | $ 255,000 | $ 255,000 | $ 266,000 |
| Palm Beach County Florida | 1 | $ 405,000 | $ 405,000 | $ 554,000 |
| Pasco County Florida | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Pinellas County Florida | 1 | $ 205,000 | $ 205,000 | $ 294,000 |
| Seminole County Florida | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Cobb County Georgia | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| Effingham County Georgia | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Fayette County Georgia | 1 | $ 475,000 | $ 475,000 | $ 204,000 |
| Glynn County Georgia | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Gwinnett County Georgia | 1 | $ 215,000 | $ 215,000 | $ 368,000 |
| DuPage County Illinois | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Kendall County Illinois | 1 | $ 235,000 | $ 235,000 | $ 225,000 |
| Lee County Illinois | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Madison County Illinois | 1 | $ 235,000 | $ 235,000 | $ 187,000 |
| McHenry County Illinois | 1 | $ 335,000 | $ 335,000 | $ 176,000 |
| McLean County Illinois | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Peoria County Illinois | 1 | $ 375,000 | $ 375,000 | $ 762,000 |
| Will County Illinois | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| Marion County Indiana | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Johnson County Kansas | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Alger County Michigan | 1 | $ 115,000 | $ 115,000 | $ 409,000 |
| Cheboygan County Michigan | 1 | $ 395,000 | $ 395,000 | $ 221,000 |
| Eaton County Michigan | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Houghton County Michigan | 1 | $ 155,000 | $ 155,000 | $ 130,000 |
| Kent County Michigan | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Keweenaw County Michigan | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Marquette County Michigan | 1 | $ 155,000 | $ 155,000 | $ 263,000 |
| Oakland County Michigan | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Ontonagon County Michigan | 1 | $ 105,000 | $ 105,000 | $ 307,000 |
| Washtenaw County Michigan | 1 | $ 395,000 | $ 395,000 | $ 207,000 |
| Olmsted County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Ramsey County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 154,000 |
| St. Louis County Minnesota | 1 | $ 485,000 | $ 485,000 | $ 289,000 |
| Harrison County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Jackson County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 313,000 |
| St. Louis County Missouri | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Nye County Nevada | 1 | $ 235,000 | $ 235,000 | $ 121,000 |
| Cleveland County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Iredell County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 140,000 |
| Union County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Cuyahoga County Ohio | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Richland County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Davidson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 310,000 |
| Greene County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Knox County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Shelby County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Wilson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Dallas County Texas | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| Summit County Utah | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Henrico County Virginia | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Loudoun County Virginia | 1 | $ 1,535,000 | $ 1,535,000 | $ 960,000 |
| King County Washington | 1 | $ 515,000 | $ 515,000 | $ 200,000 |
| Columbia County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Jackson County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Kenosha County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| La Crosse County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 429,000 |
| Rusk County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 126,000 |
| Trempealeau County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 174,000 |
| Fremont County Wyoming | 1 | $ 465,000 | $ 465,000 | $ 132,000 |
Mortgage Loan Application Detail Totals for Nicolet National Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,681 | $585,075,000 | $218,000 | $1,265,000 | $152,000 | $4,996,000 |
| Home Purchase | 2,289 | $510,555,000 | $223,000 | $3,845,000 | $130,000 | $3,555,000 |
| Cash-out Refinancing | 924 | $204,040,000 | $220,000 | $1,315,000 | $131,000 | $1,960,000 |
| Other Purpose | 398 | $31,970,000 | $80,000 | $855,000 | $138,000 | $1,829,000 |
| Home Improvement | 381 | $27,505,000 | $72,000 | $755,000 | $125,000 | $1,200,000 |
| Not Applicable | 4 | $520,000 | $130,000 | $185,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,094 | $1,239,780,000 | $203,000 | $2,495,000 | $141,000 | $4,996,000 |
| Hispanic | 173 | $28,555,000 | $165,000 | $515,000 | $82,000 | $1,597,000 |
| Not applicable | 135 | $34,965,000 | $259,000 | $3,845,000 | $0 | $0 |
| Not Provided | 130 | $26,920,000 | $207,000 | $1,325,000 | $136,000 | $754,000 |
| Asian | 87 | $19,525,000 | $224,000 | $665,000 | $192,000 | $968,000 |
| Black or African American | 33 | $6,145,000 | $186,000 | $415,000 | $107,000 | $353,000 |
| American Indian or Alaskan Native | 23 | $3,475,000 | $151,000 | $325,000 | $70,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,675 | $1,359,335,000 | $203,000 | $3,845,000 | $139,000 | $4,996,000 |
| VA-guaranteed (Veterans Administration) | 2 | $330,000 | $165,000 | $225,000 | $53,000 | $81,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,334 | $1,105,250,000 | $207,000 | $3,845,000 | $150,000 | $4,996,000 |
| Preapproval Approved but not Accepted | 392 | $86,180,000 | $219,000 | $1,505,000 | $100,000 | $985,000 |
| Application Withdrawn By Applicant | 342 | $65,920,000 | $192,000 | $1,135,000 | $130,000 | $1,025,000 |
| Application Denied By Financial Institution | 331 | $55,935,000 | $168,000 | $605,000 | $89,000 | $762,000 |
| Preapproval Denied by Financial Institution | 199 | $31,455,000 | $158,000 | $485,000 | $57,000 | $238,000 |
| Application Approved But Not Accepted | 40 | $7,180,000 | $179,000 | $1,465,000 | $125,000 | $872,000 |
| File Closed For Incompleteness | 35 | $7,225,000 | $206,000 | $965,000 | $133,000 | $485,000 |
| Loan Purchased By The Institution | 4 | $520,000 | $130,000 | $185,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,147 | $1,272,275,000 | $206,000 | $3,845,000 | $145,000 | $4,996,000 |
| Credit History | 210 | $31,450,000 | $149,000 | $465,000 | $75,000 | $622,000 |
| Debt-To-Income Ratio | 174 | $27,830,000 | $159,000 | $515,000 | $47,000 | $199,000 |
| Other | 68 | $13,770,000 | $202,000 | $485,000 | $120,000 | $580,000 |
| Collateral | 57 | $10,575,000 | $185,000 | $605,000 | $129,000 | $762,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,875,000 | $170,000 | $485,000 | $69,000 | $226,000 |
| Employment History | 9 | $1,825,000 | $202,000 | $435,000 | $62,000 | $130,000 |
| Unverifiable Information | 1 | $65,000 | $65,000 | $65,000 | $37,000 | $37,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nicolet National Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nicolet National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.