Nicolet National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Nicolet National Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nicolet National Bank 111 N Washington St Green Bay, WI 54301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,848 |
| Total Mortgage Loan Application Amount | $1,132,340,000 |
| Average Mortgage Loan Application Amount | $175,800 |
| Highest Mortgage Loan Application Amount | $16,705,000 |
| Average Applicant Income | $132,000 |
| Highest Applicant Income | $2,097,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Nicolet National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nicolet National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Nicolet National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nicolet National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Nicolet National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nicolet National Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Brown County Wisconsin | 733 | $ 162,055,000 | $ 221,000 | $ 151,000 |
| Door County Wisconsin | 364 | $ 96,190,000 | $ 264,000 | $ 166,000 |
| Outagamie County Wisconsin | 284 | $ 86,630,000 | $ 305,000 | $ 163,000 |
| Winnebago County Wisconsin | 269 | $ 55,155,000 | $ 205,000 | $ 142,000 |
| Marathon County Wisconsin | 210 | $ 48,090,000 | $ 229,000 | $ 138,000 |
| Marquette County Michigan | 201 | $ 35,215,000 | $ 175,000 | $ 113,000 |
| Vilas County Wisconsin | 188 | $ 43,580,000 | $ 231,000 | $ 134,000 |
| Oneida County Wisconsin | 177 | $ 43,055,000 | $ 243,000 | $ 152,000 |
| Kewaunee County Wisconsin | 127 | $ 14,925,000 | $ 117,000 | $ 93,000 |
| Taylor County Wisconsin | 81 | $ 18,235,000 | $ 225,000 | $ 103,000 |
| Calumet County Wisconsin | 80 | $ 15,440,000 | $ 193,000 | $ 116,000 |
| Marinette County Wisconsin | 76 | $ 10,590,000 | $ 139,000 | $ 98,000 |
| Oconto County Wisconsin | 68 | $ 15,240,000 | $ 224,000 | $ 158,000 |
| Manitowoc County Wisconsin | 63 | $ 10,625,000 | $ 168,000 | $ 142,000 |
| Grand Traverse County Michigan | 57 | $ 17,445,000 | $ 306,000 | $ 147,000 |
| Lincoln County Wisconsin | 54 | $ 6,180,000 | $ 114,000 | $ 94,000 |
| Schoolcraft County Michigan | 46 | $ 6,390,000 | $ 138,000 | $ 127,000 |
| Alpena County Michigan | 44 | $ 6,380,000 | $ 145,000 | $ 123,000 |
| Chippewa County Michigan | 43 | $ 5,425,000 | $ 126,000 | $ 78,000 |
| Delta County Michigan | 37 | $ 4,805,000 | $ 129,000 | $ 107,000 |
| Eau Claire County Wisconsin | 33 | $ 8,105,000 | $ 245,000 | $ 159,000 |
| Otsego County Michigan | 31 | $ 4,885,000 | $ 157,000 | $ 93,000 |
| Menominee County Michigan | 30 | $ 3,250,000 | $ 108,000 | $ 81,000 |
| Shawano County Wisconsin | 29 | $ 6,545,000 | $ 225,000 | $ 145,000 |
| Luce County Michigan | 28 | $ 3,030,000 | $ 108,000 | $ 95,000 |
| Cheboygan County Michigan | 25 | $ 3,645,000 | $ 145,000 | $ 82,000 |
| Montmorency County Michigan | 22 | $ 3,020,000 | $ 137,000 | $ 121,000 |
| Chippewa County Wisconsin | 21 | $ 5,555,000 | $ 264,000 | $ 138,000 |
| Portage County Wisconsin | 21 | $ 4,105,000 | $ 195,000 | $ 150,000 |
| Price County Wisconsin | 21 | $ 3,305,000 | $ 157,000 | $ 101,000 |
| Waupaca County Wisconsin | 21 | $ 4,685,000 | $ 223,000 | $ 181,000 |
| Clark County Wisconsin | 20 | $ 1,960,000 | $ 98,000 | $ 86,000 |
| Dickinson County Michigan | 19 | $ 3,025,000 | $ 159,000 | $ 83,000 |
| Florence County Wisconsin | 19 | $ 2,175,000 | $ 114,000 | $ 86,000 |
| Leelanau County Michigan | 15 | $ 5,145,000 | $ 343,000 | $ 168,000 |
| Mackinac County Michigan | 15 | $ 2,165,000 | $ 144,000 | $ 120,000 |
| Fond du Lac County Wisconsin | 15 | $ 3,235,000 | $ 215,000 | $ 123,000 |
| Dane County Wisconsin | 13 | $ 4,115,000 | $ 316,000 | $ 311,000 |
| Milwaukee County Wisconsin | 13 | $ 2,455,000 | $ 188,000 | $ 215,000 |
| Sheboygan County Wisconsin | 13 | $ 3,695,000 | $ 284,000 | $ 175,000 |
| Collier County Florida | 12 | $ 10,290,000 | $ 857,000 | $ 1,026,000 |
| Langlade County Wisconsin | 12 | $ 2,150,000 | $ 179,000 | $ 124,000 |
| Baraga County Michigan | 11 | $ 1,705,000 | $ 155,000 | $ 82,000 |
| Emmet County Michigan | 11 | $ 1,385,000 | $ 125,000 | $ 61,000 |
| Lee County Florida | 10 | $ 2,650,000 | $ 265,000 | $ 330,000 |
| Presque Isle County Michigan | 10 | $ 2,190,000 | $ 219,000 | $ 132,000 |
| Oscoda County Michigan | 9 | $ 995,000 | $ 110,000 | $ 120,000 |
| Alger County Michigan | 8 | $ 1,650,000 | $ 206,000 | $ 146,000 |
| Antrim County Michigan | 8 | $ 2,210,000 | $ 276,000 | $ 110,000 |
| Benzie County Michigan | 8 | $ 1,330,000 | $ 166,000 | $ 104,000 |
| Green Lake County Wisconsin | 8 | $ 1,370,000 | $ 171,000 | $ 170,000 |
| Waushara County Wisconsin | 8 | $ 1,550,000 | $ 193,000 | $ 141,000 |
| Kalkaska County Michigan | 7 | $ 1,225,000 | $ 175,000 | $ 120,000 |
| Waukesha County Wisconsin | 7 | $ 2,335,000 | $ 333,000 | $ 322,000 |
| Iron County Michigan | 6 | $ 1,300,000 | $ 216,000 | $ 151,000 |
| Wexford County Michigan | 6 | $ 800,000 | $ 133,000 | $ 134,000 |
| Wood County Wisconsin | 6 | $ 2,180,000 | $ 363,000 | $ 265,000 |
| Maricopa County Arizona | 5 | $ 1,175,000 | $ 235,000 | $ 130,000 |
| Manatee County Florida | 5 | $ 7,775,000 | $ 1,555,000 | $ 320,000 |
| Ontonagon County Michigan | 5 | $ 495,000 | $ 99,000 | $ 187,000 |
| Carver County Minnesota | 5 | $ 745,000 | $ 149,000 | $ 88,000 |
| Hennepin County Minnesota | 5 | $ 1,175,000 | $ 235,000 | $ 199,000 |
| Barron County Wisconsin | 5 | $ 575,000 | $ 115,000 | $ 135,000 |
| Forest County Wisconsin | 5 | $ 555,000 | $ 111,000 | $ 82,000 |
| Iron County Wisconsin | 5 | $ 805,000 | $ 161,000 | $ 111,000 |
| Ozaukee County Wisconsin | 5 | $ 1,605,000 | $ 321,000 | $ 172,000 |
| Washington County Wisconsin | 5 | $ 455,000 | $ 91,000 | $ 103,000 |
| Charlotte County Florida | 4 | $ 1,710,000 | $ 427,000 | $ 101,000 |
| Cook County Illinois | 4 | $ 1,620,000 | $ 405,000 | $ 409,000 |
| Alcona County Michigan | 4 | $ 360,000 | $ 90,000 | $ 83,000 |
| Gogebic County Michigan | 4 | $ 470,000 | $ 117,000 | $ 109,000 |
| Oakland County Michigan | 4 | $ 970,000 | $ 242,000 | $ 182,000 |
| Sevier County Tennessee | 4 | $ 7,270,000 | $ 1,817,000 | $ 328,000 |
| Adams County Wisconsin | 4 | $ 1,420,000 | $ 355,000 | $ 198,000 |
| Bayfield County Wisconsin | 4 | $ 970,000 | $ 242,000 | $ 315,000 |
| Green County Wisconsin | 4 | $ 1,150,000 | $ 287,000 | $ 195,000 |
| Juneau County Wisconsin | 4 | $ 1,270,000 | $ 317,000 | $ 115,000 |
| La Crosse County Wisconsin | 4 | $ 940,000 | $ 235,000 | $ 132,000 |
| Pima County Arizona | 3 | $ 945,000 | $ 315,000 | $ 145,000 |
| Sarasota County Florida | 3 | $ 1,445,000 | $ 481,000 | $ 336,000 |
| Crawford County Michigan | 3 | $ 425,000 | $ 141,000 | $ 72,000 |
| Livingston County Michigan | 3 | $ 1,325,000 | $ 441,000 | $ 208,000 |
| Roscommon County Michigan | 3 | $ 365,000 | $ 121,000 | $ 70,000 |
| Dodge County Wisconsin | 3 | $ 325,000 | $ 108,000 | $ 129,000 |
| Dunn County Wisconsin | 3 | $ 775,000 | $ 258,000 | $ 45,000 |
| Jefferson County Wisconsin | 3 | $ 625,000 | $ 208,000 | $ 177,000 |
| Racine County Wisconsin | 3 | $ 1,215,000 | $ 405,000 | $ 160,000 |
| Trempealeau County Wisconsin | 3 | $ 1,105,000 | $ 368,000 | $ 189,000 |
| Boulder County Colorado | 2 | $ 1,400,000 | $ 700,000 | $ 618,000 |
| Miami-Dade County Florida | 2 | $ 3,180,000 | $ 1,590,000 | $ 872,000 |
| McHenry County Illinois | 2 | $ 250,000 | $ 125,000 | $ 130,000 |
| Houghton County Michigan | 2 | $ 530,000 | $ 265,000 | $ 61,000 |
| Keweenaw County Michigan | 2 | $ 330,000 | $ 165,000 | $ 160,000 |
| Midland County Michigan | 2 | $ 620,000 | $ 310,000 | $ 190,000 |
| Ogemaw County Michigan | 2 | $ 110,000 | $ 55,000 | $ 16,000 |
| Ramsey County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 170,000 |
| Washington County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 153,000 |
| Grant County Wisconsin | 2 | $ 500,000 | $ 250,000 | $ 167,000 |
| Iowa County Wisconsin | 2 | $ 900,000 | $ 450,000 | $ 173,000 |
| Rusk County Wisconsin | 2 | $ 690,000 | $ 345,000 | $ 75,000 |
| St. Croix County Wisconsin | 2 | $ 1,180,000 | $ 590,000 | $ 192,000 |
| Walworth County Wisconsin | 2 | $ 1,370,000 | $ 685,000 | $ 229,000 |
| Baldwin County Alabama | 1 | $ 525,000 | $ 525,000 | $ 399,000 |
| Pinal County Arizona | 1 | $ 365,000 | $ 365,000 | $ 160,000 |
| Yavapai County Arizona | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| Monterey County California | 1 | $ 2,475,000 | $ 2,475,000 | $ 0 |
| Douglas County Colorado | 1 | $ 255,000 | $ 255,000 | $ 269,000 |
| Jefferson County Colorado | 1 | $ 625,000 | $ 625,000 | $ 115,000 |
| San Miguel County Colorado | 1 | $ 1,295,000 | $ 1,295,000 | $ 175,000 |
| Broward County Florida | 1 | $ 1,805,000 | $ 1,805,000 | $ 950,000 |
| Citrus County Florida | 1 | $ 85,000 | $ 85,000 | $ 146,000 |
| Dixie County Florida | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Monroe County Florida | 1 | $ 1,855,000 | $ 1,855,000 | $ 492,000 |
| Okaloosa County Florida | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Osceola County Florida | 1 | $ 785,000 | $ 785,000 | $ 1,153,000 |
| Pasco County Florida | 1 | $ 445,000 | $ 445,000 | $ 258,000 |
| Pinellas County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Polk County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 135,000 | $ 135,000 | $ 113,000 |
| DeKalb County Georgia | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Fulton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 111,000 |
| Bear Lake County Idaho | 1 | $ 65,000 | $ 65,000 | $ 111,000 |
| Bonner County Idaho | 1 | $ 305,000 | $ 305,000 | $ 71,000 |
| Kane County Illinois | 1 | $ 255,000 | $ 255,000 | $ 163,000 |
| Kendall County Illinois | 1 | $ 295,000 | $ 295,000 | $ 301,000 |
| Lake County Illinois | 1 | $ 485,000 | $ 485,000 | $ 300,000 |
| Will County Illinois | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Winnebago County Illinois | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Randolph County Indiana | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Johnson County Kansas | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Bay County Michigan | 1 | $ 95,000 | $ 95,000 | $ 105,000 |
| Charlevoix County Michigan | 1 | $ 325,000 | $ 325,000 | $ 279,000 |
| Eaton County Michigan | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Ionia County Michigan | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
| Iosco County Michigan | 1 | $ 355,000 | $ 355,000 | $ 231,000 |
| Lake County Michigan | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Macomb County Michigan | 1 | $ 305,000 | $ 305,000 | $ 379,000 |
| Missaukee County Michigan | 1 | $ 605,000 | $ 605,000 | $ 446,000 |
| Newaygo County Michigan | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Wayne County Michigan | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Dakota County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| McLeod County Minnesota | 1 | $ 585,000 | $ 585,000 | $ 350,000 |
| Sullivan County Missouri | 1 | $ 205,000 | $ 205,000 | $ 464,000 |
| Douglas County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 209,000 |
| Clark County Nevada | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
| Santa Fe County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 42,000 |
| New York County New York | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Dare County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 290,000 |
| Iredell County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 113,000 |
| Jackson County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 462,000 |
| Orange County North Carolina | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 10,205,000 | $ 10,205,000 | $ 0 |
| Garvin County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Fayette County Pennsylvania | 1 | $ 4,335,000 | $ 4,335,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 915,000 | $ 915,000 | $ 387,000 |
| Dorchester County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 149,000 |
| Richland County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 262,000 |
| Cumberland County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 279,000 |
| Davidson County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 76,000 |
| Greene County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Collin County Texas | 1 | $ 645,000 | $ 645,000 | $ 258,000 |
| Fort Bend County Texas | 1 | $ 1,505,000 | $ 1,505,000 | $ 879,000 |
| Galveston County Texas | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Montgomery County Texas | 1 | $ 1,145,000 | $ 1,145,000 | $ 626,000 |
| Washington County Utah | 1 | $ 565,000 | $ 565,000 | $ 215,000 |
| Amherst County Virginia | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Arlington County Virginia | 1 | $ 615,000 | $ 615,000 | $ 154,000 |
| Cowlitz County Washington | 1 | $ 125,000 | $ 125,000 | $ 237,000 |
| King County Washington | 1 | $ 345,000 | $ 345,000 | $ 253,000 |
| Jackson County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 117,000 |
| Marquette County Wisconsin | 1 | $ 425,000 | $ 425,000 | $ 321,000 |
| Menominee County Wisconsin | 1 | $ 495,000 | $ 495,000 | $ 735,000 |
| Monroe County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 250,000 |
| Polk County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 711,000 |
| Sawyer County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 469,000 |
| Washburn County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Fremont County Wyoming | 1 | $ 185,000 | $ 185,000 | $ 142,000 |
Mortgage Loan Application Detail Totals for Nicolet National Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,911 | $865,015,000 | $297,000 | $16,705,000 | $137,000 | $2,094,000 |
| Home Improvement | 688 | $58,920,000 | $85,000 | $755,000 | $130,000 | $1,023,000 |
| Refinancing | 512 | $90,610,000 | $176,000 | $2,095,000 | $137,000 | $2,097,000 |
| Other Purpose | 377 | $40,965,000 | $108,000 | $1,205,000 | $132,000 | $996,000 |
| Cash-out Refinancing | 360 | $76,830,000 | $213,000 | $1,275,000 | $124,000 | $1,793,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,182 | $912,070,000 | $218,000 | $5,155,000 | $134,000 | $2,094,000 |
| Not applicable | 242 | $115,500,000 | $477,000 | $16,705,000 | $0 | $0 |
| Not Provided | 188 | $53,830,000 | $286,000 | $2,155,000 | $158,000 | $1,716,000 |
| Hispanic | 129 | $25,415,000 | $197,000 | $725,000 | $102,000 | $2,097,000 |
| Asian | 53 | $13,915,000 | $262,000 | $775,000 | $168,000 | $785,000 |
| American Indian or Alaskan Native | 30 | $5,270,000 | $175,000 | $915,000 | $67,000 | $358,000 |
| Black or African American | 23 | $5,935,000 | $258,000 | $935,000 | $215,000 | $1,497,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $405,000 | $405,000 | $405,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,839 | $1,130,065,000 | $233,000 | $16,705,000 | $135,000 | $2,097,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,645,000 | $329,000 | $455,000 | $132,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $630,000 | $157,000 | $205,000 | $53,000 | $61,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,473 | $820,055,000 | $236,000 | $16,705,000 | $148,000 | $2,097,000 |
| Preapproval Approved but not Accepted | 635 | $172,185,000 | $271,000 | $2,805,000 | $108,000 | $1,154,000 |
| Application Withdrawn By Applicant | 260 | $58,650,000 | $225,000 | $1,805,000 | $131,000 | $1,502,000 |
| Preapproval Denied by Financial Institution | 212 | $38,360,000 | $180,000 | $805,000 | $59,000 | $678,000 |
| Application Denied By Financial Institution | 187 | $25,665,000 | $137,000 | $765,000 | $90,000 | $894,000 |
| Application Approved But Not Accepted | 42 | $10,160,000 | $241,000 | $1,165,000 | $141,000 | $442,000 |
| File Closed For Incompleteness | 24 | $5,020,000 | $209,000 | $575,000 | $123,000 | $730,000 |
| Loan Purchased By The Institution | 15 | $2,245,000 | $149,000 | $405,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,449 | $1,068,315,000 | $240,000 | $16,705,000 | $140,000 | $2,097,000 |
| Debt-To-Income Ratio | 179 | $30,985,000 | $173,000 | $715,000 | $53,000 | $223,000 |
| Credit History | 165 | $24,115,000 | $146,000 | $805,000 | $73,000 | $678,000 |
| Collateral | 30 | $5,420,000 | $180,000 | $765,000 | $174,000 | $894,000 |
| Other | 13 | $2,125,000 | $163,000 | $455,000 | $153,000 | $410,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,035,000 | $115,000 | $215,000 | $48,000 | $69,000 |
| Employment History | 2 | $190,000 | $95,000 | $115,000 | $34,000 | $36,000 |
| Unverifiable Information | 1 | $155,000 | $155,000 | $155,000 | $130,000 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nicolet National Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nicolet National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.