Nicolet National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Nicolet National Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Nicolet National Bank
111 N Washington St
Green Bay, WI 54301
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,661
Total Mortgage Loan Application Amount $801,975,000
Average Mortgage Loan Application Amount $155,000
Highest Mortgage Loan Application Amount $8,405,000
Average Applicant Income $129,600
Highest Applicant Income $2,571,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Nicolet National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nicolet National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Nicolet National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nicolet National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Nicolet National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nicolet National Bank's mortgage activity for 2023.

Mortgage Loan Application Totals for Nicolet National Bank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Brown County Wisconsin 538 $ 111,480,000 $ 207,000 $ 163,000
Door County Wisconsin 218 $ 55,110,000 $ 252,000 $ 201,000
Winnebago County Wisconsin 195 $ 34,745,000 $ 178,000 $ 168,000
Marathon County Wisconsin 179 $ 34,265,000 $ 191,000 $ 132,000
Outagamie County Wisconsin 170 $ 42,440,000 $ 249,000 $ 172,000
Marquette County Michigan 121 $ 20,855,000 $ 172,000 $ 132,000
Vilas County Wisconsin 109 $ 19,835,000 $ 181,000 $ 125,000
Oneida County Wisconsin 102 $ 21,100,000 $ 206,000 $ 137,000
Eau Claire County Wisconsin 88 $ 27,110,000 $ 308,000 $ 189,000
Kewaunee County Wisconsin 77 $ 10,315,000 $ 133,000 $ 96,000
Marinette County Wisconsin 68 $ 9,090,000 $ 133,000 $ 100,000
Chippewa County Michigan 50 $ 6,830,000 $ 136,000 $ 106,000
Oconto County Wisconsin 48 $ 8,830,000 $ 183,000 $ 176,000
Manitowoc County Wisconsin 44 $ 7,140,000 $ 162,000 $ 106,000
Calumet County Wisconsin 39 $ 10,315,000 $ 264,000 $ 127,000
Luce County Michigan 32 $ 3,990,000 $ 124,000 $ 103,000
Lincoln County Wisconsin 32 $ 3,960,000 $ 123,000 $ 99,000
Grand Traverse County Michigan 30 $ 8,150,000 $ 271,000 $ 174,000
Taylor County Wisconsin 30 $ 3,580,000 $ 119,000 $ 98,000
Alpena County Michigan 29 $ 3,785,000 $ 130,000 $ 110,000
Chippewa County Wisconsin 27 $ 7,125,000 $ 263,000 $ 177,000
Schoolcraft County Michigan 24 $ 3,550,000 $ 147,000 $ 112,000
Menominee County Michigan 20 $ 3,270,000 $ 163,000 $ 163,000
Waupaca County Wisconsin 20 $ 3,820,000 $ 191,000 $ 136,000
Otsego County Michigan 19 $ 4,025,000 $ 211,000 $ 147,000
Barron County Wisconsin 19 $ 4,465,000 $ 235,000 $ 238,000
Portage County Wisconsin 18 $ 3,800,000 $ 211,000 $ 113,000
Delta County Michigan 16 $ 2,060,000 $ 128,000 $ 104,000
Montmorency County Michigan 16 $ 2,030,000 $ 126,000 $ 69,000
Price County Wisconsin 16 $ 2,670,000 $ 166,000 $ 80,000
Shawano County Wisconsin 15 $ 3,005,000 $ 200,000 $ 133,000
Waukesha County Wisconsin 15 $ 4,685,000 $ 312,000 $ 170,000
Cheboygan County Michigan 14 $ 2,290,000 $ 163,000 $ 127,000
Clark County Wisconsin 14 $ 1,890,000 $ 135,000 $ 82,000
Mackinac County Michigan 13 $ 1,715,000 $ 131,000 $ 99,000
Carver County Minnesota 13 $ 3,395,000 $ 261,000 $ 257,000
Dickinson County Michigan 11 $ 1,055,000 $ 95,000 $ 116,000
Dane County Wisconsin 11 $ 2,395,000 $ 217,000 $ 183,000
Lee County Florida 10 $ 3,850,000 $ 385,000 $ 379,000
Florence County Wisconsin 10 $ 1,350,000 $ 135,000 $ 137,000
Alcona County Michigan 9 $ 765,000 $ 85,000 $ 55,000
Wexford County Michigan 9 $ 725,000 $ 80,000 $ 84,000
Dunn County Wisconsin 9 $ 3,065,000 $ 340,000 $ 185,000
Milwaukee County Wisconsin 9 $ 1,615,000 $ 179,000 $ 173,000
Wood County Wisconsin 9 $ 1,375,000 $ 152,000 $ 105,000
Oscoda County Michigan 8 $ 940,000 $ 117,000 $ 100,000
Forest County Wisconsin 8 $ 1,660,000 $ 207,000 $ 133,000
Emmet County Michigan 7 $ 1,275,000 $ 182,000 $ 84,000
Leelanau County Michigan 7 $ 1,315,000 $ 187,000 $ 93,000
Presque Isle County Michigan 7 $ 2,545,000 $ 363,000 $ 366,000
Langlade County Wisconsin 7 $ 1,525,000 $ 217,000 $ 137,000
Sheboygan County Wisconsin 7 $ 885,000 $ 126,000 $ 94,000
Maricopa County Arizona 6 $ 3,380,000 $ 563,000 $ 320,000
Cook County Illinois 6 $ 1,180,000 $ 196,000 $ 522,000
Alger County Michigan 6 $ 780,000 $ 130,000 $ 177,000
Antrim County Michigan 6 $ 1,050,000 $ 175,000 $ 270,000
Hennepin County Minnesota 6 $ 1,680,000 $ 280,000 $ 163,000
Fond du Lac County Wisconsin 6 $ 960,000 $ 160,000 $ 162,000
Waushara County Wisconsin 6 $ 1,670,000 $ 278,000 $ 402,000
Collier County Florida 5 $ 4,605,000 $ 921,000 $ 161,000
Gogebic County Michigan 5 $ 925,000 $ 185,000 $ 198,000
Manistee County Michigan 5 $ 835,000 $ 167,000 $ 70,000
Menominee County Wisconsin 5 $ 1,735,000 $ 347,000 $ 225,000
Pima County Arizona 4 $ 1,220,000 $ 305,000 $ 100,000
Iron County Wisconsin 4 $ 470,000 $ 117,000 $ 88,000
Marquette County Wisconsin 4 $ 940,000 $ 235,000 $ 212,000
Rusk County Wisconsin 4 $ 770,000 $ 192,000 $ 278,000
Trempealeau County Wisconsin 4 $ 730,000 $ 182,000 $ 100,000
Benton County Arkansas 3 $ 1,315,000 $ 438,000 $ 132,000
Charlotte County Florida 3 $ 715,000 $ 238,000 $ 109,000
Benzie County Michigan 3 $ 795,000 $ 265,000 $ 210,000
Iosco County Michigan 3 $ 365,000 $ 121,000 $ 99,000
Kalkaska County Michigan 3 $ 325,000 $ 108,000 $ 72,000
Ogemaw County Michigan 3 $ 665,000 $ 221,000 $ 107,000
Dakota County Minnesota 3 $ 1,015,000 $ 338,000 $ 161,000
Horry County South Carolina 3 $ 1,185,000 $ 395,000 $ 129,000
Adams County Wisconsin 3 $ 1,115,000 $ 371,000 $ 149,000
Juneau County Wisconsin 3 $ 1,245,000 $ 415,000 $ 253,000
Sawyer County Wisconsin 3 $ 1,405,000 $ 468,000 $ 202,000
Washburn County Wisconsin 3 $ 295,000 $ 98,000 $ 125,000
Brevard County Florida 2 $ 360,000 $ 180,000 $ 31,000
Manatee County Florida 2 $ 800,000 $ 400,000 $ 659,000
Sarasota County Florida 2 $ 1,070,000 $ 535,000 $ 340,000
Monroe County Indiana 2 $ 610,000 $ 305,000 $ 360,000
Branch County Michigan 2 $ 180,000 $ 90,000 $ 75,000
Iron County Michigan 2 $ 120,000 $ 60,000 $ 100,000
Ramsey County Minnesota 2 $ 740,000 $ 370,000 $ 172,000
Scott County Minnesota 2 $ 220,000 $ 110,000 $ 115,000
Wright County Minnesota 2 $ 520,000 $ 260,000 $ 113,000
Benson County North Dakota 2 $ 50,000 $ 25,000 $ 45,000
Moore County Tennessee 2 $ 2,090,000 $ 1,045,000 $ 590,000
Ashland County Wisconsin 2 $ 320,000 $ 160,000 $ 332,000
Buffalo County Wisconsin 2 $ 570,000 $ 285,000 $ 75,000
Lafayette County Wisconsin 2 $ 1,290,000 $ 645,000 $ 169,000
Pepin County Wisconsin 2 $ 230,000 $ 115,000 $ 67,000
Walworth County Wisconsin 2 $ 560,000 $ 280,000 $ 222,000
Los Angeles County California 1 $ 715,000 $ 715,000 $ 275,000
Denver County Colorado 1 $ 785,000 $ 785,000 $ 492,000
Douglas County Colorado 1 $ 355,000 $ 355,000 $ 268,000
Jefferson County Colorado 1 $ 45,000 $ 45,000 $ 283,000
Routt County Colorado 1 $ 6,075,000 $ 6,075,000 $ 0
Bay County Florida 1 $ 405,000 $ 405,000 $ 143,000
Dixie County Florida 1 $ 185,000 $ 185,000 $ 73,000
Highlands County Florida 1 $ 335,000 $ 335,000 $ 114,000
Hillsborough County Florida 1 $ 355,000 $ 355,000 $ 100,000
Lake County Florida 1 $ 145,000 $ 145,000 $ 403,000
Monroe County Florida 1 $ 1,525,000 $ 1,525,000 $ 1,320,000
Sumter County Florida 1 $ 315,000 $ 315,000 $ 37,000
Walton County Florida 1 $ 935,000 $ 935,000 $ 0
Cobb County Georgia 1 $ 405,000 $ 405,000 $ 0
Boone County Illinois 1 $ 65,000 $ 65,000 $ 134,000
Lake County Illinois 1 $ 355,000 $ 355,000 $ 305,000
McHenry County Illinois 1 $ 385,000 $ 385,000 $ 210,000
McLean County Illinois 1 $ 125,000 $ 125,000 $ 192,000
Peoria County Illinois 1 $ 345,000 $ 345,000 $ 800,000
St. Clair County Illinois 1 $ 155,000 $ 155,000 $ 52,000
Lake County Indiana 1 $ 635,000 $ 635,000 $ 205,000
Johnson County Iowa 1 $ 85,000 $ 85,000 $ 133,000
Ottawa County Kansas 1 $ 285,000 $ 285,000 $ 0
Hancock County Maine 1 $ 1,505,000 $ 1,505,000 $ 651,000
Plymouth County Massachusetts 1 $ 645,000 $ 645,000 $ 191,000
Allegan County Michigan 1 $ 215,000 $ 215,000 $ 40,000
Baraga County Michigan 1 $ 45,000 $ 45,000 $ 87,000
Berrien County Michigan 1 $ 325,000 $ 325,000 $ 59,000
Crawford County Michigan 1 $ 65,000 $ 65,000 $ 88,000
Houghton County Michigan 1 $ 275,000 $ 275,000 $ 196,000
Kent County Michigan 1 $ 265,000 $ 265,000 $ 137,000
Lake County Michigan 1 $ 75,000 $ 75,000 $ 120,000
Livingston County Michigan 1 $ 575,000 $ 575,000 $ 107,000
Macomb County Michigan 1 $ 135,000 $ 135,000 $ 169,000
Missaukee County Michigan 1 $ 405,000 $ 405,000 $ 137,000
Oakland County Michigan 1 $ 155,000 $ 155,000 $ 232,000
Ontonagon County Michigan 1 $ 95,000 $ 95,000 $ 156,000
Shiawassee County Michigan 1 $ 315,000 $ 315,000 $ 152,000
Washtenaw County Michigan 1 $ 305,000 $ 305,000 $ 103,000
Wayne County Michigan 1 $ 155,000 $ 155,000 $ 191,000
Cass County Minnesota 1 $ 165,000 $ 165,000 $ 108,000
Chisago County Minnesota 1 $ 225,000 $ 225,000 $ 229,000
Douglas County Minnesota 1 $ 255,000 $ 255,000 $ 250,000
McLeod County Minnesota 1 $ 225,000 $ 225,000 $ 92,000
Todd County Minnesota 1 $ 215,000 $ 215,000 $ 288,000
Jefferson County New York 1 $ 55,000 $ 55,000 $ 330,000
Ashe County North Carolina 1 $ 715,000 $ 715,000 $ 358,000
Buncombe County North Carolina 1 $ 1,655,000 $ 1,655,000 $ 0
Mecklenburg County North Carolina 1 $ 75,000 $ 75,000 $ 53,000
Pitt County North Carolina 1 $ 75,000 $ 75,000 $ 153,000
Allegheny County Pennsylvania 1 $ 265,000 $ 265,000 $ 0
Spartanburg County South Carolina 1 $ 265,000 $ 265,000 $ 125,000
Carter County Tennessee 1 $ 635,000 $ 635,000 $ 322,000
Davidson County Tennessee 1 $ 605,000 $ 605,000 $ 157,000
Knox County Tennessee 1 $ 335,000 $ 335,000 $ 85,000
Harris County Texas 1 $ 385,000 $ 385,000 $ 188,000
Harrison County Texas 1 $ 285,000 $ 285,000 $ 410,000
Hidalgo County Texas 1 $ 85,000 $ 85,000 $ 88,000
Cowlitz County Washington 1 $ 495,000 $ 495,000 $ 437,000
Okanogan County Washington 1 $ 215,000 $ 215,000 $ 177,000
Bayfield County Wisconsin 1 $ 185,000 $ 185,000 $ 59,000
Columbia County Wisconsin 1 $ 525,000 $ 525,000 $ 463,000
Crawford County Wisconsin 1 $ 385,000 $ 385,000 $ 115,000
Dodge County Wisconsin 1 $ 155,000 $ 155,000 $ 76,000
Grant County Wisconsin 1 $ 35,000 $ 35,000 $ 68,000
Green Lake County Wisconsin 1 $ 95,000 $ 95,000 $ 0
Jackson County Wisconsin 1 $ 15,000 $ 15,000 $ 35,000
Ozaukee County Wisconsin 1 $ 125,000 $ 125,000 $ 58,000
St. Croix County Wisconsin 1 $ 365,000 $ 365,000 $ 75,000
Washington County Wisconsin 1 $ 55,000 $ 55,000 $ 41,000
Albany County Wyoming 1 $ 95,000 $ 95,000 $ 200,000

Mortgage Loan Application Detail Totals for Nicolet National Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,393 $665,985,000 $278,000 $8,405,000 $147,000 $2,118,000
Home Improvement 577 $46,985,000 $81,000 $1,595,000 $126,000 $1,355,000
Other Purpose 313 $30,255,000 $96,000 $1,505,000 $141,000 $2,252,000
Refinancing 287 $43,365,000 $151,000 $2,155,000 $152,000 $2,571,000
Cash-out Refinancing 91 $15,385,000 $169,000 $455,000 $82,000 $235,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,160 $672,680,000 $212,000 $2,195,000 $143,000 $2,571,000
Not applicable 220 $71,040,000 $322,000 $8,405,000 $0 $0
Not Provided 123 $27,165,000 $220,000 $885,000 $149,000 $987,000
Hispanic 73 $11,835,000 $162,000 $625,000 $89,000 $364,000
Asian 41 $10,525,000 $256,000 $755,000 $158,000 $400,000
American Indian or Alaskan Native 28 $3,440,000 $122,000 $385,000 $66,000 $233,000
Black or African American 14 $4,640,000 $331,000 $1,155,000 $183,000 $625,000
Native Hawaiian or Other Pacific Islander 2 $650,000 $325,000 $365,000 $78,000 $78,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,659 $801,695,000 $219,000 $8,405,000 $142,000 $2,571,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $155,000 $155,000 $155,000 $70,000 $70,000
VA-guaranteed (Veterans Administration) 1 $125,000 $125,000 $125,000 $67,000 $67,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,444 $523,080,000 $214,000 $8,405,000 $161,000 $2,571,000
Preapproval Approved but not Accepted 593 $164,805,000 $277,000 $1,805,000 $119,000 $791,000
Preapproval Denied by Financial Institution 229 $41,125,000 $179,000 $885,000 $69,000 $500,000
Application Withdrawn By Applicant 198 $44,810,000 $226,000 $1,625,000 $136,000 $965,000
Application Denied By Financial Institution 151 $20,105,000 $133,000 $1,245,000 $86,000 $697,000
Application Approved But Not Accepted 34 $6,410,000 $188,000 $1,095,000 $120,000 $440,000
File Closed For Incompleteness 9 $1,295,000 $143,000 $525,000 $63,000 $177,000
Loan Purchased By The Institution 3 $345,000 $115,000 $155,000 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,281 $740,745,000 $225,000 $8,405,000 $150,000 $2,571,000
Debt-To-Income Ratio 177 $29,625,000 $167,000 $885,000 $66,000 $471,000
Credit History 170 $27,810,000 $163,000 $1,245,000 $87,000 $697,000
Collateral 15 $1,385,000 $92,000 $395,000 $93,000 $160,000
Other 9 $1,395,000 $155,000 $515,000 $80,000 $266,000
Insufficient Cash (Downpayment, Closing Cost) 7 $755,000 $107,000 $185,000 $61,000 $128,000
Employment History 2 $260,000 $130,000 $135,000 $20,000 $41,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nicolet National Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nicolet National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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