Kewaunee County, WI Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 646 mortgage applications in Kewaunee County, WI totaling $104.0 million, down 27% from 2022. The average application was for $160,000, and applicants reported an average income of $96,000. 67% of applications resulted in an originated loan and 11% were denied. The most active lender was Nicolet National Bank, with 77 applications, followed by Bank of Luxemburg and Fox Communities Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 646
Total Mortgage Loan Application Amount $104,000,000
Average Mortgage Loan Application Amount $160,000
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $96,000
Highest Applicant Income $1,262,000
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Top Mortgage Lenders in Kewaunee County, WI (2023)

Ranked by the number of mortgage applications each lender reported in Kewaunee County, WI in 2023.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Nicolet National Bank
Green Bay, WI
77 $10,315,000 $133,000 $96,000
2 Bank of Luxemburg
Luxemburg, WI
64 $10,890,000 $170,000 $98,000
3 Fox Communities Credit Union
Appleton, WI
56 $5,680,000 $101,000 $89,000
4 Capital Credit Union
Green Bay, WI
48 $4,590,000 $95,000 $84,000
5 Associated Bank NA
Green Bay, WI
33 $4,025,000 $121,000 $86,000
6 Bank First N.A.
Manitowoc, WI
23 $4,265,000 $185,000 $148,000
7 V.I.P. Mortgage, Inc.
Scottsdale, AZ
18 $3,650,000 $202,000 $81,000
8 United Wholesale Mortgage
Plymouth, MI
18 $3,820,000 $212,000 $73,000
9 Marine Credit Union
La Crosse, WI
16 $1,790,000 $111,000 $86,000
10 Community First Credit Union
Neenah, WI
14 $1,140,000 $81,000 $95,000

See every lender active in Kewaunee County, WI in 2023 »

The tables below break down 2023 mortgage applications in Kewaunee County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kewaunee County, WI in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 263 $63,195,000 $240,000 $2,005,000 $107,000 $1,262,000
Refinancing 126 $13,710,000 $108,000 $535,000 $87,000 $220,000
Cash-out Refinancing 99 $15,945,000 $161,000 $445,000 $74,000 $220,000
Other Purpose 86 $7,190,000 $83,000 $805,000 $114,000 $956,000
Home Improvement 71 $3,875,000 $54,000 $175,000 $82,000 $314,000
Not Applicable 1 $85,000 $85,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 534 $80,640,000 $151,000 $855,000 $96,000 $1,262,000
Not applicable 46 $11,780,000 $256,000 $2,005,000 $57,000 $57,000
Not Provided 45 $7,515,000 $167,000 $535,000 $88,000 $229,000
Hispanic 12 $2,650,000 $220,000 $375,000 $80,000 $135,000
Asian 3 $485,000 $161,000 $245,000 $253,000 $579,000
Black or African American 3 $495,000 $165,000 $205,000 $126,000 $314,000
American Indian or Alaskan Native 2 $280,000 $140,000 $225,000 $70,000 $84,000
Native Hawaiian or Other Pacific Islander 1 $155,000 $155,000 $155,000 $65,000 $65,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 551 $83,975,000 $152,000 $2,005,000 $99,000 $1,262,000
FHA-insured (Federal Housing Administration) 52 $8,850,000 $170,000 $345,000 $75,000 $220,000
VA-guaranteed (Veterans Administration) 36 $9,840,000 $273,000 $535,000 $77,000 $145,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $1,335,000 $190,000 $275,000 $43,000 $43,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 433 $69,515,000 $160,000 $2,005,000 $102,000 $1,262,000
Application Denied By Financial Institution 68 $7,820,000 $115,000 $385,000 $68,000 $235,000
Application Withdrawn By Applicant 63 $11,585,000 $183,000 $805,000 $91,000 $271,000
Loan Purchased By The Institution 35 $7,525,000 $215,000 $605,000 $57,000 $57,000
Application Approved But Not Accepted 25 $4,165,000 $166,000 $725,000 $88,000 $236,000
File Closed For Incompleteness 22 $3,390,000 $154,000 $385,000 $81,000 $220,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 574 $95,390,000 $166,000 $2,005,000 $99,000 $1,262,000
Debt-To-Income Ratio 29 $3,095,000 $106,000 $375,000 $63,000 $235,000
Credit History 19 $1,445,000 $76,000 $215,000 $82,000 $190,000
Collateral 11 $2,315,000 $210,000 $385,000 $86,000 $135,000
Credit Application Incomplete 5 $645,000 $129,000 $295,000 $82,000 $131,000
Other 3 $235,000 $78,000 $155,000 $77,000 $112,000
Unverifiable Information 2 $360,000 $180,000 $205,000 $79,000 $106,000
Insufficient Cash (Downpayment, Closing Cost) 2 $290,000 $145,000 $175,000 $64,000 $75,000
Employment History 1 $225,000 $225,000 $225,000 $69,000 $69,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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