Nl Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Nl Inc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nl Inc 2175 N California Blvd Walnut Creek, CA 94596 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,901 |
| Total Mortgage Loan Application Amount | $1,502,105,000 |
| Average Mortgage Loan Application Amount | $385,000 |
| Highest Mortgage Loan Application Amount | $3,605,000 |
| Average Applicant Income | $163,000 |
| Highest Applicant Income | $3,172,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Nl Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nl Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Nl Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nl Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Nl Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nl Inc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alameda County California | 678 | $ 280,064,000 | $ 413,000 | $ 154,000 |
| Contra Costa County California | 584 | $ 233,981,000 | $ 400,000 | $ 164,000 |
| Los Angeles County California | 328 | $ 138,543,000 | $ 422,000 | $ 179,000 |
| Marin County California | 282 | $ 142,048,000 | $ 503,000 | $ 208,000 |
| Sonoma County California | 199 | $ 67,910,000 | $ 341,000 | $ 166,000 |
| San Francisco County California | 168 | $ 86,995,000 | $ 517,000 | $ 218,000 |
| Stanislaus County California | 157 | $ 31,418,000 | $ 200,000 | $ 80,000 |
| San Diego County California | 102 | $ 35,987,000 | $ 352,000 | $ 164,000 |
| Sacramento County California | 98 | $ 24,289,000 | $ 247,000 | $ 135,000 |
| Solano County California | 83 | $ 24,473,000 | $ 294,000 | $ 118,000 |
| San Mateo County California | 76 | $ 37,758,000 | $ 496,000 | $ 193,000 |
| Napa County California | 71 | $ 25,227,000 | $ 355,000 | $ 188,000 |
| San Joaquin County California | 66 | $ 17,366,000 | $ 263,000 | $ 105,000 |
| Santa Clara County California | 64 | $ 28,426,000 | $ 444,000 | $ 152,000 |
| Merced County California | 58 | $ 12,591,000 | $ 217,000 | $ 82,000 |
| Santa Cruz County California | 53 | $ 21,570,000 | $ 406,000 | $ 179,000 |
| Orange County California | 49 | $ 19,924,000 | $ 406,000 | $ 151,000 |
| Maricopa County Arizona | 48 | $ 15,973,000 | $ 332,000 | $ 151,000 |
| Riverside County California | 44 | $ 12,386,000 | $ 281,000 | $ 179,000 |
| Placer County California | 33 | $ 9,451,000 | $ 286,000 | $ 155,000 |
| El Dorado County California | 19 | $ 6,227,000 | $ 327,000 | $ 198,000 |
| San Bernardino County California | 17 | $ 4,568,000 | $ 268,000 | $ 137,000 |
| Monterey County California | 16 | $ 7,286,000 | $ 455,000 | $ 281,000 |
| Pima County Arizona | 15 | $ 3,159,000 | $ 210,000 | $ 104,000 |
| Nevada County California | 14 | $ 4,102,000 | $ 293,000 | $ 292,000 |
| Ventura County California | 14 | $ 5,111,000 | $ 365,000 | $ 165,000 |
| Honolulu County Hawaii | 14 | $ 5,209,000 | $ 372,000 | $ 183,000 |
| King County Washington | 13 | $ 3,941,000 | $ 303,000 | $ 108,000 |
| Calaveras County California | 12 | $ 3,802,000 | $ 316,000 | $ 206,000 |
| Mendocino County California | 12 | $ 3,470,000 | $ 289,000 | $ 188,000 |
| Fresno County California | 10 | $ 2,251,000 | $ 225,000 | $ 111,000 |
| Kern County California | 10 | $ 1,319,000 | $ 131,000 | $ 81,000 |
| Washoe County Nevada | 10 | $ 3,049,000 | $ 304,000 | $ 141,000 |
| Lake County California | 9 | $ 2,673,000 | $ 297,000 | $ 170,000 |
| Yolo County California | 9 | $ 2,638,000 | $ 293,000 | $ 154,000 |
| Santa Barbara County California | 7 | $ 3,744,000 | $ 534,000 | $ 173,000 |
| Shasta County California | 7 | $ 1,877,000 | $ 268,000 | $ 182,000 |
| Tuolumne County California | 7 | $ 1,558,000 | $ 222,000 | $ 129,000 |
| Clark County Nevada | 7 | $ 2,086,000 | $ 298,000 | $ 134,000 |
| Jackson County Oregon | 7 | $ 1,685,000 | $ 240,000 | $ 94,000 |
| Butte County California | 6 | $ 1,380,000 | $ 230,000 | $ 110,000 |
| Madera County California | 5 | $ 1,304,000 | $ 260,000 | $ 112,000 |
| Ada County Idaho | 5 | $ 951,000 | $ 190,000 | $ 138,000 |
| Multnomah County Oregon | 5 | $ 3,041,000 | $ 608,000 | $ 215,000 |
| Washington County Oregon | 5 | $ 1,132,000 | $ 226,000 | $ 119,000 |
| Salt Lake County Utah | 5 | $ 997,000 | $ 199,000 | $ 98,000 |
| Pierce County Washington | 5 | $ 1,008,000 | $ 201,000 | $ 354,000 |
| Pinal County Arizona | 4 | $ 522,000 | $ 130,000 | $ 65,000 |
| Amador County California | 4 | $ 992,000 | $ 248,000 | $ 91,000 |
| Humboldt County California | 4 | $ 1,172,000 | $ 293,000 | $ 124,000 |
| San Luis Obispo County California | 4 | $ 1,636,000 | $ 409,000 | $ 101,000 |
| Tulare County California | 4 | $ 820,000 | $ 205,000 | $ 143,000 |
| Miami-Dade County Florida | 4 | $ 1,173,000 | $ 293,000 | $ 120,000 |
| Maui County Hawaii | 4 | $ 1,861,000 | $ 465,000 | $ 200,000 |
| Deschutes County Oregon | 4 | $ 1,504,000 | $ 376,000 | $ 198,000 |
| Plumas County California | 3 | $ 575,000 | $ 191,000 | $ 112,000 |
| San Benito County California | 3 | $ 1,367,000 | $ 455,000 | $ 147,000 |
| Denver County Colorado | 3 | $ 715,000 | $ 238,000 | $ 323,000 |
| El Paso County Colorado | 3 | $ 916,000 | $ 305,000 | $ 94,000 |
| Collier County Florida | 3 | $ 3,240,000 | $ 1,080,000 | $ 1,484,000 |
| Volusia County Florida | 3 | $ 476,000 | $ 158,000 | $ 62,000 |
| Canyon County Idaho | 3 | $ 478,000 | $ 159,000 | $ 154,000 |
| Bernalillo County New Mexico | 3 | $ 523,000 | $ 174,000 | $ 192,000 |
| Harris County Texas | 3 | $ 341,000 | $ 113,000 | $ 99,000 |
| Tarrant County Texas | 3 | $ 618,000 | $ 206,000 | $ 274,000 |
| Summit County Utah | 3 | $ 1,987,000 | $ 662,000 | $ 794,000 |
| Kitsap County Washington | 3 | $ 1,049,000 | $ 349,000 | $ 107,000 |
| Whatcom County Washington | 3 | $ 978,000 | $ 326,000 | $ 152,000 |
| Gila County Arizona | 2 | $ 295,000 | $ 147,000 | $ 52,000 |
| Yavapai County Arizona | 2 | $ 392,000 | $ 196,000 | $ 249,000 |
| Alpine County California | 2 | $ 761,000 | $ 380,000 | $ 96,000 |
| Kings County California | 2 | $ 552,000 | $ 276,000 | $ 70,000 |
| Mono County California | 2 | $ 575,000 | $ 287,000 | $ 390,000 |
| Douglas County Colorado | 2 | $ 603,000 | $ 301,000 | $ 102,000 |
| Eagle County Colorado | 2 | $ 745,000 | $ 372,000 | $ 104,000 |
| Orange County Florida | 2 | $ 455,000 | $ 227,000 | $ 123,000 |
| St. Johns County Florida | 2 | $ 656,000 | $ 328,000 | $ 145,000 |
| Hawaii County Hawaii | 2 | $ 686,000 | $ 343,000 | $ 122,000 |
| Kauai County Hawaii | 2 | $ 812,000 | $ 406,000 | $ 104,000 |
| Montgomery County Maryland | 2 | $ 756,000 | $ 378,000 | $ 158,000 |
| Douglas County Nevada | 2 | $ 592,000 | $ 296,000 | $ 38,000 |
| Clackamas County Oregon | 2 | $ 672,000 | $ 336,000 | $ 91,000 |
| Montgomery County Texas | 2 | $ 470,000 | $ 235,000 | $ 362,000 |
| Travis County Texas | 2 | $ 569,000 | $ 284,000 | $ 276,000 |
| Utah County Utah | 2 | $ 397,000 | $ 198,000 | $ 148,000 |
| Loudoun County Virginia | 2 | $ 637,000 | $ 318,000 | $ 82,000 |
| Morgan County Alabama | 1 | $ 116,000 | $ 116,000 | $ 180,000 |
| Cochise County Arizona | 1 | $ 176,000 | $ 176,000 | $ 71,000 |
| Coconino County Arizona | 1 | $ 350,000 | $ 350,000 | $ 278,000 |
| Mohave County Arizona | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Navajo County Arizona | 1 | $ 615,000 | $ 615,000 | $ 1,049,000 |
| Yuma County Arizona | 1 | $ 386,000 | $ 386,000 | $ 147,000 |
| Imperial County California | 1 | $ 172,000 | $ 172,000 | $ 123,000 |
| Inyo County California | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Lassen County California | 1 | $ 324,000 | $ 324,000 | $ 95,000 |
| Siskiyou County California | 1 | $ 290,000 | $ 290,000 | $ 54,000 |
| Sutter County California | 1 | $ 234,000 | $ 234,000 | $ 78,000 |
| Tehama County California | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Trinity County California | 1 | $ 170,000 | $ 170,000 | $ 73,000 |
| Adams County Colorado | 1 | $ 186,000 | $ 186,000 | $ 86,000 |
| Arapahoe County Colorado | 1 | $ 244,000 | $ 244,000 | $ 70,000 |
| Jefferson County Colorado | 1 | $ 598,000 | $ 598,000 | $ 154,000 |
| Larimer County Colorado | 1 | $ 130,000 | $ 130,000 | $ 126,000 |
| Mesa County Colorado | 1 | $ 180,000 | $ 180,000 | $ 52,000 |
| Summit County Colorado | 1 | $ 206,000 | $ 206,000 | $ 67,000 |
| Broward County Florida | 1 | $ 184,000 | $ 184,000 | $ 57,000 |
| Duval County Florida | 1 | $ 98,000 | $ 98,000 | $ 72,000 |
| Indian River County Florida | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Lee County Florida | 1 | $ 280,000 | $ 280,000 | $ 184,000 |
| Manatee County Florida | 1 | $ 203,000 | $ 203,000 | $ 109,000 |
| Pinellas County Florida | 1 | $ 183,000 | $ 183,000 | $ 44,000 |
| Seminole County Florida | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Madison County Idaho | 1 | $ 166,000 | $ 166,000 | $ 46,000 |
| Teton County Idaho | 1 | $ 240,000 | $ 240,000 | $ 108,000 |
| Cerro Gordo County Iowa | 1 | $ 49,000 | $ 49,000 | $ 166,000 |
| Baltimore County Maryland | 1 | $ 278,000 | $ 278,000 | $ 64,000 |
| Boone County Missouri | 1 | $ 161,000 | $ 161,000 | $ 143,000 |
| Camden County Missouri | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| St. Louis County Missouri | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Taney County Missouri | 1 | $ 296,000 | $ 296,000 | $ 462,000 |
| Flathead County Montana | 1 | $ 115,000 | $ 115,000 | $ 170,000 |
| Gallatin County Montana | 1 | $ 191,000 | $ 191,000 | $ 58,000 |
| Lewis and Clark County Montana | 1 | $ 190,000 | $ 190,000 | $ 98,000 |
| Scotts Bluff County Nebraska | 1 | $ 71,000 | $ 71,000 | $ 57,000 |
| Carson City County Nevada | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Lyon County Nevada | 1 | $ 160,000 | $ 160,000 | $ 28,000 |
| Grant County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 42,000 |
| Los Alamos County New Mexico | 1 | $ 143,000 | $ 143,000 | $ 232,000 |
| San Juan County New Mexico | 1 | $ 192,000 | $ 192,000 | $ 96,000 |
| Santa Fe County New Mexico | 1 | $ 118,000 | $ 118,000 | $ 32,000 |
| Queens County New York | 1 | $ 350,000 | $ 350,000 | $ 175,000 |
| Westchester County New York | 1 | $ 417,000 | $ 417,000 | $ 166,000 |
| Logan County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Coos County Oregon | 1 | $ 660,000 | $ 660,000 | $ 542,000 |
| Klamath County Oregon | 1 | $ 205,000 | $ 205,000 | $ 269,000 |
| Lane County Oregon | 1 | $ 306,000 | $ 306,000 | $ 87,000 |
| Tillamook County Oregon | 1 | $ 300,000 | $ 300,000 | $ 329,000 |
| Allegheny County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 139,000 |
| Chester County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 144,000 |
| Charleston County South Carolina | 1 | $ 3,002,000 | $ 3,002,000 | $ 812,000 |
| York County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 79,000 |
| Coffee County Tennessee | 1 | $ 228,000 | $ 228,000 | $ 56,000 |
| Davidson County Tennessee | 1 | $ 740,000 | $ 740,000 | $ 222,000 |
| Williamson County Tennessee | 1 | $ 318,000 | $ 318,000 | $ 115,000 |
| Bexar County Texas | 1 | $ 300,000 | $ 300,000 | $ 310,000 |
| Guadalupe County Texas | 1 | $ 158,000 | $ 158,000 | $ 309,000 |
| Hays County Texas | 1 | $ 400,000 | $ 400,000 | $ 212,000 |
| Hidalgo County Texas | 1 | $ 174,000 | $ 174,000 | $ 95,000 |
| Kendall County Texas | 1 | $ 1,648,000 | $ 1,648,000 | $ 688,000 |
| McLennan County Texas | 1 | $ 250,000 | $ 250,000 | $ 109,000 |
| Palo Pinto County Texas | 1 | $ 727,000 | $ 727,000 | $ 420,000 |
| Parker County Texas | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Potter County Texas | 1 | $ 900,000 | $ 900,000 | $ 240,000 |
| Williamson County Texas | 1 | $ 384,000 | $ 384,000 | $ 108,000 |
| Iron County Utah | 1 | $ 123,000 | $ 123,000 | $ 111,000 |
| Wasatch County Utah | 1 | $ 328,000 | $ 328,000 | $ 118,000 |
| Fairfax County Virginia | 1 | $ 247,000 | $ 247,000 | $ 110,000 |
| James City County Virginia | 1 | $ 270,000 | $ 270,000 | $ 116,000 |
| Clark County Washington | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Spokane County Washington | 1 | $ 203,000 | $ 203,000 | $ 188,000 |
| Whitman County Washington | 1 | $ 234,000 | $ 234,000 | $ 84,000 |
| Harrison County West Virginia | 1 | $ 139,000 | $ 139,000 | $ 84,000 |
| Lincoln County Wyoming | 1 | $ 196,000 | $ 196,000 | $ 40,000 |
| Natrona County Wyoming | 1 | $ 158,000 | $ 158,000 | $ 54,000 |
| Teton County Wyoming | 1 | $ 229,000 | $ 229,000 | $ 204,000 |
Mortgage Loan Application Detail Totals for Nl Inc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,038 | $765,788,000 | $375,000 | $3,200,000 | $161,000 | $2,190,000 |
| Home Purchase | 1,863 | $736,317,000 | $395,000 | $3,605,000 | $165,000 | $3,172,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,522 | $1,002,713,000 | $397,000 | $3,605,000 | $174,000 | $3,172,000 |
| Not Provided | 790 | $296,115,000 | $374,000 | $1,648,000 | $156,000 | $1,589,000 |
| Hispanic | 291 | $84,319,000 | $289,000 | $1,000,000 | $105,000 | $443,000 |
| Asian | 207 | $89,962,000 | $434,000 | $3,571,000 | $159,000 | $1,235,000 |
| Black or African American | 63 | $19,818,000 | $314,000 | $730,000 | $106,000 | $260,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $8,859,000 | $340,000 | $684,000 | $126,000 | $285,000 |
| American Indian or Alaskan Native | 2 | $319,000 | $159,000 | $194,000 | $83,000 | $123,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,767 | $1,459,291,000 | $387,000 | $3,605,000 | $165,000 | $3,172,000 |
| FHA-insured (Federal Housing Administration) | 130 | $41,200,000 | $316,000 | $713,000 | $100,000 | $333,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,614,000 | $403,000 | $649,000 | $108,000 | $138,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,552 | $929,249,000 | $364,000 | $3,000,000 | $160,000 | $3,172,000 |
| Application Approved But Not Accepted | 749 | $314,036,000 | $419,000 | $3,605,000 | $166,000 | $2,190,000 |
| File Closed For Incompleteness | 165 | $66,689,000 | $404,000 | $3,002,000 | $170,000 | $1,060,000 |
| Preapproval Approved but not Accepted | 156 | $73,147,000 | $468,000 | $1,495,000 | $154,000 | $496,000 |
| Application Denied By Financial Institution | 141 | $59,886,000 | $424,000 | $2,794,000 | $184,000 | $1,470,000 |
| Application Withdrawn By Applicant | 122 | $53,248,000 | $436,000 | $2,400,000 | $191,000 | $2,190,000 |
| Preapproval Denied by Financial Institution | 16 | $5,850,000 | $365,000 | $664,000 | $96,000 | $184,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 6 | $1,559,000 | $259,000 | $368,000 | $129,000 | $300,000 |
| Debt-To-Income Ratio | 5 | $1,338,000 | $267,000 | $620,000 | $70,000 | $187,000 |
| Unverifiable Information | 3 | $1,678,000 | $559,000 | $1,300,000 | $153,000 | $291,000 |
| Other | 2 | $978,000 | $489,000 | $751,000 | $197,000 | $202,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $165,000 | $165,000 | $165,000 | $49,000 | $49,000 |
| Credit Application Incomplete | 1 | $417,000 | $417,000 | $417,000 | $157,000 | $157,000 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nl Inc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nl Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.