Nmsi, Inc. Mortgage Lending & HMDA Data, 2020

In 2020, Nmsi, Inc. of Los Angeles, CA reported 9,563 mortgage applications totaling $4.1 billion, up 120% from 2019. The average application was for $432,460, and applicants reported an average income of $11,590. 100% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,596), Anaheim-Santa Ana-Irvine, CA (1,773) and Riverside-San Bernardino-Ontario, CA (1,066) (applications in parentheses).

Mortgage Company & Address Nmsi, Inc.
3700 Wilshire Blvd. Ste. 330
Los Angeles, CA 90010
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 9,563
Total Mortgage Loan Application Amount $4,135,615,000
Average Mortgage Loan Application Amount $432,460
Highest Mortgage Loan Application Amount $2,315,000
Average Applicant Income $11,590
Highest Applicant Income $999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nmsi, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nmsi, Inc. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,596 $ 1,162,310,000 $ 447,731 $ 12,000
Orange, California 1,773 $ 815,405,000 $ 459,901 $ 12,000
San Bernardino, California 646 $ 222,970,000 $ 345,154 $ 9,000
San Diego, California 501 $ 233,255,000 $ 465,578 $ 14,000
King, Washington 452 $ 244,290,000 $ 540,464 $ 13,000
Riverside, California 420 $ 144,070,000 $ 343,023 $ 9,000
Santa Clara, California 368 $ 211,970,000 $ 576,005 $ 16,000
Alameda, California 322 $ 168,760,000 $ 524,099 $ 14,000
Fairfax, Virginia 275 $ 101,165,000 $ 367,872 $ 9,000
Sacramento, California 250 $ 80,040,000 $ 320,160 $ 9,000
Contra Costa, California 249 $ 124,965,000 $ 501,867 $ 12,000
Gwinnett, Georgia 135 $ 34,855,000 $ 258,185 $ 6,000
San Joaquin, California 92 $ 34,130,000 $ 370,978 $ 10,000
Snohomish, Washington 85 $ 37,135,000 $ 436,882 $ 10,000
Prince William, Virginia 79 $ 25,785,000 $ 326,392 $ 6,000
Ventura, California 70 $ 34,200,000 $ 488,571 $ 15,000
Howard, Maryland 70 $ 23,150,000 $ 330,714 $ 8,000
San Mateo, California 66 $ 47,380,000 $ 717,878 $ 24,000
Solano, California 62 $ 23,240,000 $ 374,838 $ 10,000
San Francisco, California 57 $ 33,955,000 $ 595,701 $ 14,000
Placer, California 49 $ 17,575,000 $ 358,673 $ 13,000
Loudoun, Virginia 45 $ 17,615,000 $ 391,444 $ 11,000
Kern, California 34 $ 8,480,000 $ 249,411 $ 10,000
Denton, Texas 34 $ 9,860,000 $ 290,000 $ 8,000
Montgomery, Maryland 32 $ 13,860,000 $ 433,125 $ 12,000
Pierce, Washington 28 $ 12,010,000 $ 428,928 $ 9,000
Prince George's, Maryland 27 $ 8,785,000 $ 325,370 $ 7,000
Baltimore, Maryland 26 $ 7,500,000 $ 288,461 $ 8,000
Shasta, California 22 $ 6,220,000 $ 282,727 $ 8,000
Marin, California 20 $ 12,230,000 $ 611,500 $ 16,000
El Dorado, California 19 $ 7,525,000 $ 396,052 $ 14,000
Fresno, California 18 $ 4,770,000 $ 265,000 $ 9,000
Fulton, Georgia 18 $ 6,290,000 $ 349,444 $ 13,000
Maricopa, Arizona 17 $ 4,605,000 $ 270,882 $ 8,000
Anne Arundel, Maryland 17 $ 5,485,000 $ 322,647 $ 9,000
Stanislaus, California 16 $ 4,980,000 $ 311,250 $ 9,000
Forsyth, Georgia 16 $ 5,230,000 $ 326,875 $ 9,000
Yolo, California 15 $ 4,835,000 $ 322,333 $ 9,000
Santa Barbara, California 14 $ 6,160,000 $ 440,000 $ 11,000
Clark, Nevada 14 $ 4,650,000 $ 332,142 $ 15,000
Dallas, Texas 14 $ 4,650,000 $ 332,142 $ 14,000
Merced, California 13 $ 3,475,000 $ 267,307 $ 9,000
Cobb, Georgia 12 $ 3,200,000 $ 266,666 $ 12,000
Stafford, Virginia 11 $ 3,345,000 $ 304,090 $ 8,000
Nevada, California 10 $ 3,770,000 $ 377,000 $ 11,000
Santa Cruz, California 9 $ 4,195,000 $ 466,111 $ 12,000
Sonoma, California 9 $ 3,815,000 $ 423,888 $ 12,000
Collin, Texas 9 $ 3,025,000 $ 336,111 $ 9,000
Harris, Texas 9 $ 2,355,000 $ 261,666 $ 13,000
Tarrant, Texas 9 $ 2,345,000 $ 260,555 $ 10,000
Manassas, Virginia 9 $ 2,385,000 $ 265,000 $ 5,000
Butte, California 8 $ 2,110,000 $ 263,750 $ 7,000
Monterey, California 8 $ 3,050,000 $ 381,250 $ 13,000
San Luis Obispo, California 8 $ 2,500,000 $ 312,500 $ 13,000
Arapahoe, Colorado 8 $ 3,020,000 $ 377,500 $ 10,000
Travis, Texas 8 $ 2,220,000 $ 277,500 $ 15,000
Whatcom, Washington 8 $ 2,490,000 $ 311,250 $ 7,000
Calaveras, California 7 $ 2,325,000 $ 332,142 $ 15,000
Madera, California 7 $ 1,925,000 $ 275,000 $ 5,000
Yuba, California 7 $ 1,745,000 $ 249,285 $ 9,000
DeKalb, Georgia 7 $ 1,765,000 $ 252,142 $ 5,000
Frederick, Maryland 7 $ 2,855,000 $ 407,857 $ 8,000
Washoe, Nevada 7 $ 2,125,000 $ 303,571 $ 7,000
Lake, California 6 $ 1,700,000 $ 283,333 $ 9,000
Douglas, Colorado 6 $ 2,120,000 $ 353,333 $ 13,000
Honolulu, Hawaii 6 $ 3,190,000 $ 531,666 $ 13,000
Clackamas, Oregon 6 $ 1,530,000 $ 255,000 $ 8,000
Bexar, Texas 6 $ 970,000 $ 161,666 $ 8,000
Hidalgo, Texas 6 $ 1,280,000 $ 213,333 $ 9,000
Amador, California 5 $ 1,425,000 $ 285,000 $ 7,000
Lassen, California 5 $ 985,000 $ 197,000 $ 8,000
Tehama, California 5 $ 1,655,000 $ 331,000 $ 7,000
Denver, Colorado 5 $ 2,235,000 $ 447,000 $ 16,000
Williamson, Texas 5 $ 1,535,000 $ 307,000 $ 7,000
Thurston, Washington 5 $ 1,935,000 $ 387,000 $ 9,000
San Benito, California 4 $ 1,800,000 $ 450,000 $ 11,000
Sutter, California 4 $ 1,100,000 $ 275,000 $ 10,000
Tulare, California 4 $ 1,180,000 $ 295,000 $ 7,000
District of Columbia, District Of Columbia 4 $ 1,430,000 $ 357,500 $ 8,000
Broward, Florida 4 $ 1,160,000 $ 290,000 $ 4,000
Multnomah, Oregon 4 $ 1,390,000 $ 347,500 $ 21,000
Alexandria, Virginia 4 $ 1,100,000 $ 275,000 $ 9,000
Fauquier, Virginia 4 $ 1,610,000 $ 402,500 $ 7,000
Henrico, Virginia 4 $ 1,170,000 $ 292,500 $ 7,000
Virginia Beach, Virginia 4 $ 900,000 $ 225,000 $ 6,000
Lee, Alabama 3 $ 825,000 $ 275,000 $ 5,000
Imperial, California 3 $ 665,000 $ 221,666 $ 11,000
Mariposa, California 3 $ 705,000 $ 235,000 $ 15,000
Napa, California 3 $ 1,095,000 $ 365,000 $ 12,000
Tuolumne, California 3 $ 1,145,000 $ 381,666 $ 15,000
Miami-Dade, Florida 3 $ 1,445,000 $ 481,666 $ 24,000
Coweta, Georgia 3 $ 595,000 $ 198,333 $ 5,000
Baltimore City, Maryland 3 $ 1,195,000 $ 398,333 $ 26,000
Carroll, Maryland 3 $ 1,145,000 $ 381,666 $ 11,000
Charles, Maryland 3 $ 975,000 $ 325,000 $ 5,000
Bergen, New Jersey 3 $ 1,045,000 $ 348,333 $ 10,000
Washington, Oregon 3 $ 1,215,000 $ 405,000 $ 11,000
Greenville, South Carolina 3 $ 765,000 $ 255,000 $ 9,000
Fort Bend, Texas 3 $ 815,000 $ 271,666 $ 7,000
Montgomery, Texas 3 $ 1,135,000 $ 378,333 $ 16,000
Fairfax City, Virginia 3 $ 1,515,000 $ 505,000 $ 7,000
Manassas Park, Virginia 3 $ 1,135,000 $ 378,333 $ 8,000
Spotsylvania, Virginia 3 $ 1,095,000 $ 365,000 $ 8,000
Kitsap, Washington 3 $ 955,000 $ 318,333 $ 11,000
Baldwin, Alabama 2 $ 780,000 $ 390,000 $ 10,000
Colusa, California 2 $ 620,000 $ 310,000 $ 13,000
Kings, California 2 $ 330,000 $ 165,000 $ 5,000
Jefferson, Colorado 2 $ 800,000 $ 400,000 $ 8,000
Mesa, Colorado 2 $ 390,000 $ 195,000 $ 6,000
Hillsborough, Florida 2 $ 950,000 $ 475,000 $ 14,000
Orange, Florida 2 $ 410,000 $ 205,000 $ 5,000
Pasco, Florida 2 $ 330,000 $ 165,000 $ 5,000
Pinellas, Florida 2 $ 740,000 $ 370,000 $ 10,000
Clarke, Georgia 2 $ 420,000 $ 210,000 $ 4,000
Henry, Georgia 2 $ 480,000 $ 240,000 $ 5,000
Troup, Georgia 2 $ 350,000 $ 175,000 $ 3,000
Lake, Illinois 2 $ 430,000 $ 215,000 $ 8,000
Calvert, Maryland 2 $ 700,000 $ 350,000 $ 8,000
Wicomico, Maryland 2 $ 510,000 $ 255,000 $ 9,000
Hennepin, Minnesota 2 $ 1,690,000 $ 845,000 $ 19,000
Union, North Carolina 2 $ 480,000 $ 240,000 $ 10,000
Arlington, Virginia 2 $ 1,190,000 $ 595,000 $ 9,000
Fredericksburg, Virginia 2 $ 490,000 $ 245,000 $ 5,000
Montgomery, Virginia 2 $ 740,000 $ 370,000 $ 7,000
Norfolk, Virginia 2 $ 490,000 $ 245,000 $ 4,000
Mobile, Alabama 1 $ 145,000 $ 145,000 $ 8,000
Shelby, Alabama 1 $ 115,000 $ 115,000 $ 4,000
Mono, California 1 $ 285,000 $ 285,000 $ 19,000
Siskiyou, California 1 $ 235,000 $ 235,000 $ 6,000
Adams, Colorado 1 $ 445,000 $ 445,000 $ 13,000
El Paso, Colorado 1 $ 175,000 $ 175,000 $ 3,000
La Plata, Colorado 1 $ 295,000 $ 295,000 $ 21,000
Larimer, Colorado 1 $ 225,000 $ 225,000 $ 8,000
Brevard, Florida 1 $ 235,000 $ 235,000 $ 13,000
Lake, Florida 1 $ 245,000 $ 245,000 $ 6,000
Polk, Florida 1 $ 105,000 $ 105,000 $ 9,000
Bryan, Georgia 1 $ 345,000 $ 345,000 $ 4,000
Clayton, Georgia 1 $ 135,000 $ 135,000 $ 6,000
Hall, Georgia 1 $ 295,000 $ 295,000 $ 9,000
Houston, Georgia 1 $ 165,000 $ 165,000 $ 6,000
Jackson, Georgia 1 $ 375,000 $ 375,000 $ 9,000
Rockdale, Georgia 1 $ 185,000 $ 185,000 $ 4,000
Whitfield, Georgia 1 $ 135,000 $ 135,000 $ 2,000
Kootenai, Idaho 1 $ 135,000 $ 135,000 $ 4,000
Cook, Illinois 1 $ 215,000 $ 215,000 $ 11,000
DuPage, Illinois 1 $ 255,000 $ 255,000 $ 10,000
Jackson, Illinois 1 $ 155,000 $ 155,000 $ 4,000
Cecil, Maryland 1 $ 245,000 $ 245,000 $ 27,000
Harford, Maryland 1 $ 165,000 $ 165,000 $ 9,000
Queen Anne's, Maryland 1 $ 315,000 $ 315,000 $ 10,000
Carson City, Nevada 1 $ 125,000 $ 125,000 $ 2,000
Hunterdon, New Jersey 1 $ 725,000 $ 725,000 $ 20,000
Middlesex, New Jersey 1 $ 145,000 $ 145,000 $ 6,000
Warren, New Jersey 1 $ 165,000 $ 165,000 $ 3,000
Buncombe, North Carolina 1 $ 225,000 $ 225,000 $ 14,000
Cabarrus, North Carolina 1 $ 255,000 $ 255,000 $ 7,000
Forsyth, North Carolina 1 $ 135,000 $ 135,000 $ 4,000
Gaston, North Carolina 1 $ 225,000 $ 225,000 $ 12,000
Guilford, North Carolina 1 $ 165,000 $ 165,000 $ 3,000
Mecklenburg, North Carolina 1 $ 205,000 $ 205,000 $ 12,000
Rutherford, North Carolina 1 $ 105,000 $ 105,000 $ 3,000
Wake, North Carolina 1 $ 515,000 $ 515,000 $ 19,000
Lane, Oregon 1 $ 515,000 $ 515,000 $ 14,000
Marion, Oregon 1 $ 185,000 $ 185,000 $ 6,000
Polk, Oregon 1 $ 315,000 $ 315,000 $ 12,000
Anderson, South Carolina 1 $ 335,000 $ 335,000 $ 21,000
Charleston, South Carolina 1 $ 665,000 $ 665,000 $ 23,000
Lexington, South Carolina 1 $ 245,000 $ 245,000 $ 5,000
Spartanburg, South Carolina 1 $ 185,000 $ 185,000 $ 5,000
Hamilton, Tennessee 1 $ 265,000 $ 265,000 $ 8,000
Montgomery, Tennessee 1 $ 105,000 $ 105,000 $ 2,000
Williamson, Tennessee 1 $ 515,000 $ 515,000 $ 8,000
Brazos, Texas 1 $ 185,000 $ 185,000 $ 8,000
Ellis, Texas 1 $ 285,000 $ 285,000 $ 10,000
Grayson, Texas 1 $ 245,000 $ 245,000 $ 4,000
Johnson, Texas 1 $ 375,000 $ 375,000 $ 9,000
Bedford, Virginia 1 $ 305,000 $ 305,000 $ 4,000
Campbell, Virginia 1 $ 175,000 $ 175,000 $ 5,000
Chesapeake, Virginia 1 $ 215,000 $ 215,000 $ 0
Chesterfield, Virginia 1 $ 235,000 $ 235,000 $ 4,000
Falls Church, Virginia 1 $ 515,000 $ 515,000 $ 7,000
Franklin, Virginia 1 $ 325,000 $ 325,000 $ 4,000
Frederick, Virginia 1 $ 215,000 $ 215,000 $ 10,000
Hampton, Virginia 1 $ 335,000 $ 335,000 $ 5,000
King George, Virginia 1 $ 305,000 $ 305,000 $ 5,000
Richmond City, Virginia 1 $ 265,000 $ 265,000 $ 17,000
Warren, Virginia 1 $ 355,000 $ 355,000 $ 4,000
York, Virginia 1 $ 195,000 $ 195,000 $ 4,000
Jefferson, Washington 1 $ 445,000 $ 445,000 $ 16,000
Mason, Washington 1 $ 515,000 $ 515,000 $ 9,000
Skagit, Washington 1 $ 225,000 $ 225,000 $ 5,000

Mortgage Loan Application Detail Totals for Nmsi, Inc. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,644 $2,472,390,000 $438,000 $2,065,000 $12,000 $463,000
Home Purchase 2,024 $912,420,000 $450,000 $1,785,000 $11,000 $96,000
Cash-out Refinancing 1,895 $750,805,000 $396,000 $2,315,000 $11,000 $999,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 4,435 $1,945,365,000 $438,000 $2,315,000 $12,000 $999,000
Not Provided 2,589 $1,132,945,000 $437,000 $2,065,000 $12,000 $463,000
White 1,551 $665,025,000 $428,000 $1,965,000 $12,000 $106,000
Hispanic 589 $219,835,000 $373,000 $1,445,000 $9,000 $54,000
Black or African American 96 $38,550,000 $401,000 $925,000 $10,000 $28,000
Native Hawaiian or Other Pacific Islander 19 $8,425,000 $443,000 $645,000 $10,000 $18,000
American Indian or Alaskan Native 2 $580,000 $290,000 $395,000 $7,000 $11,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,418 $4,080,340,000 $433,000 $2,315,000 $12,000 $999,000
FHA-insured (Federal Housing Administration) 145 $55,275,000 $381,000 $895,000 $5,000 $23,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,563 $4,135,615,000 $432,000 $2,315,000 $12,000 $999,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,563 $4,135,615,000 $432,000 $2,315,000 $12,000 $999,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nmsi, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nmsi, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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