Nmsi, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Nmsi, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nmsi, Inc. 3700 Wilshire Blvd. Ste. 330 Los Angeles, CA 90010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 2,703 |
| Total Mortgage Loan Application Amount | $1,472,395,000 |
| Average Mortgage Loan Application Amount | $519,333 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $17,666 |
| Highest Applicant Income | $730,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Nmsi, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nmsi, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Nmsi, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nmsi, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Nmsi, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nmsi, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 705 | $ 440,465,000 | $ 624,000 | $ 20,000 |
| Orange County California | 405 | $ 266,355,000 | $ 657,000 | $ 21,000 |
| San Bernardino County California | 214 | $ 106,040,000 | $ 495,000 | $ 15,000 |
| Riverside County California | 141 | $ 66,595,000 | $ 472,000 | $ 16,000 |
| Gwinnett County Georgia | 89 | $ 36,305,000 | $ 407,000 | $ 13,000 |
| San Diego County California | 74 | $ 41,320,000 | $ 558,000 | $ 17,000 |
| Sacramento County California | 67 | $ 28,465,000 | $ 424,000 | $ 17,000 |
| Santa Clara County California | 60 | $ 44,800,000 | $ 746,000 | $ 21,000 |
| Alameda County California | 55 | $ 34,495,000 | $ 627,000 | $ 16,000 |
| Maricopa County Arizona | 46 | $ 21,390,000 | $ 465,000 | $ 19,000 |
| Contra Costa County California | 39 | $ 19,995,000 | $ 512,000 | $ 14,000 |
| King County Washington | 38 | $ 21,660,000 | $ 570,000 | $ 21,000 |
| Cook County Illinois | 37 | $ 11,445,000 | $ 309,000 | $ 10,000 |
| San Joaquin County California | 32 | $ 15,000,000 | $ 468,000 | $ 13,000 |
| Harris County Texas | 32 | $ 10,200,000 | $ 318,000 | $ 12,000 |
| San Francisco County California | 20 | $ 13,630,000 | $ 681,000 | $ 18,000 |
| Collin County Texas | 19 | $ 9,295,000 | $ 489,000 | $ 15,000 |
| Ventura County California | 17 | $ 9,385,000 | $ 552,000 | $ 16,000 |
| Arapahoe County Colorado | 15 | $ 6,895,000 | $ 459,000 | $ 15,000 |
| San Mateo County California | 14 | $ 10,210,000 | $ 729,000 | $ 22,000 |
| Larimer County Colorado | 14 | $ 7,610,000 | $ 543,000 | $ 16,000 |
| Washington County Oregon | 14 | $ 7,280,000 | $ 520,000 | $ 20,000 |
| Fort Bend County Texas | 14 | $ 5,610,000 | $ 400,000 | $ 19,000 |
| Kern County California | 13 | $ 4,065,000 | $ 312,000 | $ 10,000 |
| Placer County California | 13 | $ 6,755,000 | $ 519,000 | $ 14,000 |
| Denver County Colorado | 12 | $ 6,320,000 | $ 526,000 | $ 20,000 |
| El Paso County Colorado | 12 | $ 7,080,000 | $ 590,000 | $ 16,000 |
| Fairfax County Virginia | 12 | $ 7,800,000 | $ 650,000 | $ 20,000 |
| Fulton County Georgia | 11 | $ 3,615,000 | $ 328,000 | $ 12,000 |
| Montgomery County Maryland | 11 | $ 4,015,000 | $ 365,000 | $ 11,000 |
| Snohomish County Washington | 11 | $ 6,305,000 | $ 573,000 | $ 17,000 |
| Santa Cruz County California | 9 | $ 6,095,000 | $ 677,000 | $ 19,000 |
| Weld County Colorado | 9 | $ 4,325,000 | $ 480,000 | $ 12,000 |
| Fresno County California | 8 | $ 2,900,000 | $ 362,000 | $ 11,000 |
| Solano County California | 8 | $ 3,990,000 | $ 498,000 | $ 18,000 |
| Sonoma County California | 8 | $ 4,590,000 | $ 573,000 | $ 15,000 |
| Douglas County Colorado | 8 | $ 3,730,000 | $ 466,000 | $ 14,000 |
| Jefferson County Colorado | 8 | $ 3,810,000 | $ 476,000 | $ 12,000 |
| Hillsborough County Florida | 8 | $ 3,330,000 | $ 416,000 | $ 17,000 |
| Denton County Texas | 8 | $ 3,230,000 | $ 403,000 | $ 10,000 |
| Williamson County Texas | 8 | $ 2,860,000 | $ 357,000 | $ 21,000 |
| Tulare County California | 6 | $ 1,800,000 | $ 300,000 | $ 11,000 |
| Pinellas County Florida | 6 | $ 1,660,000 | $ 276,000 | $ 9,000 |
| Cherokee County Georgia | 6 | $ 1,840,000 | $ 306,000 | $ 15,000 |
| Cobb County Georgia | 6 | $ 2,540,000 | $ 423,000 | $ 14,000 |
| Jackson County Georgia | 6 | $ 2,710,000 | $ 451,000 | $ 11,000 |
| DuPage County Illinois | 6 | $ 2,380,000 | $ 396,000 | $ 13,000 |
| Clark County Nevada | 6 | $ 2,460,000 | $ 410,000 | $ 13,000 |
| Bergen County New Jersey | 6 | $ 4,070,000 | $ 678,000 | $ 27,000 |
| Brazoria County Texas | 6 | $ 1,710,000 | $ 285,000 | $ 9,000 |
| Dallas County Texas | 6 | $ 3,070,000 | $ 511,000 | $ 18,000 |
| Travis County Texas | 6 | $ 2,840,000 | $ 473,000 | $ 21,000 |
| Salt Lake County Utah | 6 | $ 3,220,000 | $ 536,000 | $ 17,000 |
| El Dorado County California | 5 | $ 1,615,000 | $ 323,000 | $ 24,000 |
| San Luis Obispo County California | 5 | $ 2,185,000 | $ 437,000 | $ 17,000 |
| Stanislaus County California | 5 | $ 2,135,000 | $ 427,000 | $ 11,000 |
| Miami-Dade County Florida | 5 | $ 1,655,000 | $ 331,000 | $ 14,000 |
| Lake County Illinois | 5 | $ 2,135,000 | $ 427,000 | $ 12,000 |
| Bexar County Texas | 5 | $ 1,755,000 | $ 351,000 | $ 13,000 |
| Montgomery County Texas | 5 | $ 1,685,000 | $ 337,000 | $ 11,000 |
| Tarrant County Texas | 5 | $ 1,915,000 | $ 383,000 | $ 15,000 |
| Loudoun County Virginia | 5 | $ 3,655,000 | $ 731,000 | $ 24,000 |
| Pierce County Washington | 5 | $ 2,365,000 | $ 473,000 | $ 15,000 |
| Monterey County California | 4 | $ 2,480,000 | $ 620,000 | $ 24,000 |
| Nevada County California | 4 | $ 1,200,000 | $ 300,000 | $ 9,000 |
| Adams County Colorado | 4 | $ 1,450,000 | $ 362,000 | $ 11,000 |
| Broward County Florida | 4 | $ 1,670,000 | $ 417,000 | $ 8,000 |
| Manatee County Florida | 4 | $ 1,480,000 | $ 370,000 | $ 12,000 |
| Baltimore County Maryland | 4 | $ 1,170,000 | $ 292,000 | $ 6,000 |
| Howard County Maryland | 4 | $ 2,870,000 | $ 717,000 | $ 22,000 |
| Philadelphia County Pennsylvania | 4 | $ 1,090,000 | $ 272,000 | $ 9,000 |
| Merced County California | 3 | $ 1,025,000 | $ 341,000 | $ 15,000 |
| Santa Barbara County California | 3 | $ 2,485,000 | $ 828,000 | $ 33,000 |
| Boulder County Colorado | 3 | $ 1,255,000 | $ 418,000 | $ 12,000 |
| Park County Colorado | 3 | $ 1,265,000 | $ 421,000 | $ 18,000 |
| Teller County Colorado | 3 | $ 1,065,000 | $ 355,000 | $ 13,000 |
| Seminole County Florida | 3 | $ 1,425,000 | $ 475,000 | $ 12,000 |
| St. Johns County Florida | 3 | $ 1,125,000 | $ 375,000 | $ 12,000 |
| Forsyth County Georgia | 3 | $ 1,295,000 | $ 431,000 | $ 10,000 |
| Kane County Illinois | 3 | $ 1,055,000 | $ 351,000 | $ 9,000 |
| Anne Arundel County Maryland | 3 | $ 1,405,000 | $ 468,000 | $ 14,000 |
| Oakland County Michigan | 3 | $ 1,475,000 | $ 491,000 | $ 16,000 |
| Mecklenburg County North Carolina | 3 | $ 3,095,000 | $ 1,031,000 | $ 43,000 |
| Deschutes County Oregon | 3 | $ 1,585,000 | $ 528,000 | $ 49,000 |
| Multnomah County Oregon | 3 | $ 965,000 | $ 321,000 | $ 8,000 |
| Bell County Texas | 3 | $ 705,000 | $ 235,000 | $ 9,000 |
| Prince William County Virginia | 3 | $ 1,245,000 | $ 415,000 | $ 13,000 |
| Mohave County Arizona | 2 | $ 710,000 | $ 355,000 | $ 26,000 |
| Pima County Arizona | 2 | $ 550,000 | $ 275,000 | $ 9,000 |
| Pinal County Arizona | 2 | $ 910,000 | $ 455,000 | $ 16,000 |
| Calaveras County California | 2 | $ 620,000 | $ 310,000 | $ 11,000 |
| Kings County California | 2 | $ 600,000 | $ 300,000 | $ 8,000 |
| Madera County California | 2 | $ 830,000 | $ 415,000 | $ 17,000 |
| Napa County California | 2 | $ 1,390,000 | $ 695,000 | $ 43,000 |
| Shasta County California | 2 | $ 870,000 | $ 435,000 | $ 22,000 |
| Tehama County California | 2 | $ 1,500,000 | $ 750,000 | $ 25,000 |
| Yolo County California | 2 | $ 660,000 | $ 330,000 | $ 6,000 |
| Summit County Colorado | 2 | $ 2,100,000 | $ 1,050,000 | $ 83,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,250,000 | $ 625,000 | $ 13,000 |
| Brevard County Florida | 2 | $ 580,000 | $ 290,000 | $ 9,000 |
| Flagler County Florida | 2 | $ 2,730,000 | $ 1,365,000 | $ 25,000 |
| Lake County Florida | 2 | $ 680,000 | $ 340,000 | $ 10,000 |
| Orange County Florida | 2 | $ 670,000 | $ 335,000 | $ 9,000 |
| Volusia County Florida | 2 | $ 580,000 | $ 290,000 | $ 10,000 |
| Hall County Georgia | 2 | $ 740,000 | $ 370,000 | $ 13,000 |
| Honolulu County Hawaii | 2 | $ 1,850,000 | $ 925,000 | $ 25,000 |
| Kootenai County Idaho | 2 | $ 1,230,000 | $ 615,000 | $ 13,000 |
| Rapides County Louisiana | 2 | $ 530,000 | $ 265,000 | $ 6,000 |
| Frederick County Maryland | 2 | $ 670,000 | $ 335,000 | $ 10,000 |
| Prince George's County Maryland | 2 | $ 580,000 | $ 290,000 | $ 6,000 |
| Macomb County Michigan | 2 | $ 440,000 | $ 220,000 | $ 5,000 |
| Middlesex County New Jersey | 2 | $ 550,000 | $ 275,000 | $ 12,000 |
| Alamance County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 11,000 |
| Guilford County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 10,000 |
| Nash County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 6,000 |
| Wake County North Carolina | 2 | $ 770,000 | $ 385,000 | $ 22,000 |
| Charleston County South Carolina | 2 | $ 1,010,000 | $ 505,000 | $ 23,000 |
| Richland County South Carolina | 2 | $ 650,000 | $ 325,000 | $ 9,000 |
| Shelby County Tennessee | 2 | $ 420,000 | $ 210,000 | $ 6,000 |
| Ellis County Texas | 2 | $ 570,000 | $ 285,000 | $ 12,000 |
| Summit County Utah | 2 | $ 2,470,000 | $ 1,235,000 | $ 87,000 |
| Chesterfield County Virginia | 2 | $ 720,000 | $ 360,000 | $ 8,000 |
| Richmond City County Virginia | 2 | $ 870,000 | $ 435,000 | $ 20,000 |
| Kitsap County Washington | 2 | $ 1,700,000 | $ 850,000 | $ 24,000 |
| Jefferson County Alabama | 1 | $ 485,000 | $ 485,000 | $ 9,000 |
| St. Clair County Alabama | 1 | $ 295,000 | $ 295,000 | $ 11,000 |
| Gila County Arizona | 1 | $ 375,000 | $ 375,000 | $ 29,000 |
| Navajo County Arizona | 1 | $ 395,000 | $ 395,000 | $ 10,000 |
| Yavapai County Arizona | 1 | $ 285,000 | $ 285,000 | $ 6,000 |
| Yuma County Arizona | 1 | $ 295,000 | $ 295,000 | $ 9,000 |
| Del Norte County California | 1 | $ 145,000 | $ 145,000 | $ 3,000 |
| Lake County California | 1 | $ 125,000 | $ 125,000 | $ 5,000 |
| Marin County California | 1 | $ 365,000 | $ 365,000 | $ 7,000 |
| Mariposa County California | 1 | $ 305,000 | $ 305,000 | $ 17,000 |
| Broomfield County Colorado | 1 | $ 455,000 | $ 455,000 | $ 15,000 |
| Elbert County Colorado | 1 | $ 575,000 | $ 575,000 | $ 13,000 |
| Gilpin County Colorado | 1 | $ 495,000 | $ 495,000 | $ 10,000 |
| Grand County Colorado | 1 | $ 525,000 | $ 525,000 | $ 48,000 |
| Mesa County Colorado | 1 | $ 405,000 | $ 405,000 | $ 10,000 |
| Montrose County Colorado | 1 | $ 205,000 | $ 205,000 | $ 4,000 |
| Sussex County Delaware | 1 | $ 255,000 | $ 255,000 | $ 5,000 |
| Alachua County Florida | 1 | $ 345,000 | $ 345,000 | $ 8,000 |
| Duval County Florida | 1 | $ 305,000 | $ 305,000 | $ 15,000 |
| Escambia County Florida | 1 | $ 305,000 | $ 305,000 | $ 9,000 |
| Lee County Florida | 1 | $ 205,000 | $ 205,000 | $ 18,000 |
| Monroe County Florida | 1 | $ 645,000 | $ 645,000 | $ 15,000 |
| Okaloosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 9,000 |
| Osceola County Florida | 1 | $ 435,000 | $ 435,000 | $ 12,000 |
| Polk County Florida | 1 | $ 255,000 | $ 255,000 | $ 4,000 |
| Sarasota County Florida | 1 | $ 275,000 | $ 275,000 | $ 6,000 |
| Barrow County Georgia | 1 | $ 245,000 | $ 245,000 | $ 13,000 |
| Catoosa County Georgia | 1 | $ 285,000 | $ 285,000 | $ 4,000 |
| Coweta County Georgia | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| DeKalb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 5,000 |
| Douglas County Georgia | 1 | $ 435,000 | $ 435,000 | $ 15,000 |
| Effingham County Georgia | 1 | $ 335,000 | $ 335,000 | $ 5,000 |
| Houston County Georgia | 1 | $ 245,000 | $ 245,000 | $ 12,000 |
| Rockdale County Georgia | 1 | $ 275,000 | $ 275,000 | $ 8,000 |
| Troup County Georgia | 1 | $ 205,000 | $ 205,000 | $ 8,000 |
| Canyon County Idaho | 1 | $ 125,000 | $ 125,000 | $ 7,000 |
| Clearwater County Idaho | 1 | $ 55,000 | $ 55,000 | $ 6,000 |
| Jefferson County Idaho | 1 | $ 445,000 | $ 445,000 | $ 10,000 |
| Minidoka County Idaho | 1 | $ 255,000 | $ 255,000 | $ 16,000 |
| Kendall County Illinois | 1 | $ 515,000 | $ 515,000 | $ 13,000 |
| McHenry County Illinois | 1 | $ 235,000 | $ 235,000 | $ 7,000 |
| Charles County Maryland | 1 | $ 545,000 | $ 545,000 | $ 16,000 |
| Allegan County Michigan | 1 | $ 225,000 | $ 225,000 | $ 8,000 |
| Lapeer County Michigan | 1 | $ 255,000 | $ 255,000 | $ 8,000 |
| St. Clair County Michigan | 1 | $ 205,000 | $ 205,000 | $ 7,000 |
| Carver County Minnesota | 1 | $ 675,000 | $ 675,000 | $ 16,000 |
| Hennepin County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 16,000 |
| Atlantic County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 10,000 |
| Burlington County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 8,000 |
| Somerset County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 14,000 |
| Davidson County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 12,000 |
| New Hanover County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 6,000 |
| Pitt County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 9,000 |
| Clackamas County Oregon | 1 | $ 1,175,000 | $ 1,175,000 | $ 41,000 |
| Crook County Oregon | 1 | $ 395,000 | $ 395,000 | $ 13,000 |
| Douglas County Oregon | 1 | $ 295,000 | $ 295,000 | $ 13,000 |
| Jackson County Oregon | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Polk County Oregon | 1 | $ 355,000 | $ 355,000 | $ 12,000 |
| Horry County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 15,000 |
| York County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 13,000 |
| Davidson County Tennessee | 1 | $ 565,000 | $ 565,000 | $ 25,000 |
| Hamilton County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 9,000 |
| Williamson County Tennessee | 1 | $ 715,000 | $ 715,000 | $ 12,000 |
| Wilson County Tennessee | 1 | $ 585,000 | $ 585,000 | $ 13,000 |
| Bandera County Texas | 1 | $ 585,000 | $ 585,000 | $ 20,000 |
| Chambers County Texas | 1 | $ 365,000 | $ 365,000 | $ 14,000 |
| Clay County Texas | 1 | $ 165,000 | $ 165,000 | $ 8,000 |
| Cooke County Texas | 1 | $ 425,000 | $ 425,000 | $ 13,000 |
| Gregg County Texas | 1 | $ 225,000 | $ 225,000 | $ 11,000 |
| Hays County Texas | 1 | $ 525,000 | $ 525,000 | $ 27,000 |
| Hill County Texas | 1 | $ 195,000 | $ 195,000 | $ 7,000 |
| Jefferson County Texas | 1 | $ 245,000 | $ 245,000 | $ 7,000 |
| Johnson County Texas | 1 | $ 285,000 | $ 285,000 | $ 9,000 |
| Kaufman County Texas | 1 | $ 235,000 | $ 235,000 | $ 6,000 |
| Kendall County Texas | 1 | $ 535,000 | $ 535,000 | $ 16,000 |
| Midland County Texas | 1 | $ 215,000 | $ 215,000 | $ 5,000 |
| Nueces County Texas | 1 | $ 215,000 | $ 215,000 | $ 6,000 |
| Cache County Utah | 1 | $ 155,000 | $ 155,000 | $ 9,000 |
| Caroline County Virginia | 1 | $ 315,000 | $ 315,000 | $ 6,000 |
| Hampton County Virginia | 1 | $ 335,000 | $ 335,000 | $ 10,000 |
| King George County Virginia | 1 | $ 375,000 | $ 375,000 | $ 14,000 |
| Madison County Virginia | 1 | $ 345,000 | $ 345,000 | $ 11,000 |
| Manassas County Virginia | 1 | $ 245,000 | $ 245,000 | $ 5,000 |
| Manassas Park County Virginia | 1 | $ 525,000 | $ 525,000 | $ 25,000 |
| Westmoreland County Virginia | 1 | $ 345,000 | $ 345,000 | $ 14,000 |
| Clark County Washington | 1 | $ 435,000 | $ 435,000 | $ 9,000 |
| Skagit County Washington | 1 | $ 555,000 | $ 555,000 | $ 10,000 |
| Spokane County Washington | 1 | $ 305,000 | $ 305,000 | $ 31,000 |
| Thurston County Washington | 1 | $ 285,000 | $ 285,000 | $ 12,000 |
Mortgage Loan Application Detail Totals for Nmsi, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,302 | $1,289,490,000 | $560,000 | $3,005,000 | $18,000 | $730,000 |
| Cash-out Refinancing | 284 | $112,240,000 | $395,000 | $2,705,000 | $16,000 | $129,000 |
| Refinancing | 117 | $70,665,000 | $603,000 | $2,505,000 | $19,000 | $108,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,492 | $813,060,000 | $544,000 | $3,005,000 | $17,000 | $730,000 |
| Not Provided | 597 | $333,665,000 | $558,000 | $2,705,000 | $18,000 | $246,000 |
| White | 505 | $278,865,000 | $552,000 | $2,535,000 | $18,000 | $166,000 |
| Hispanic | 87 | $36,975,000 | $425,000 | $925,000 | $12,000 | $57,000 |
| Black or African American | 20 | $9,320,000 | $466,000 | $1,075,000 | $15,000 | $49,000 |
| American Indian or Alaskan Native | 2 | $510,000 | $255,000 | $295,000 | $7,000 | $8,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,679 | $1,461,645,000 | $545,000 | $3,005,000 | $18,000 | $730,000 |
| FHA-insured (Federal Housing Administration) | 24 | $10,750,000 | $447,000 | $735,000 | $9,000 | $21,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,061 | $1,086,205,000 | $527,000 | $2,535,000 | $17,000 | $273,000 |
| Loan Purchased By The Institution | 642 | $386,190,000 | $601,000 | $3,005,000 | $20,000 | $730,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,703 | $1,472,395,000 | $544,000 | $3,005,000 | $18,000 | $730,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nmsi, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nmsi, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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