Nmsi, Inc. Mortgage Lending & HMDA Data, 2023

In 2023, Nmsi, Inc. of Los Angeles, CA reported 2,703 mortgage applications totaling $1.5 billion, down 12% from 2022. The average application was for $544,726, and applicants reported an average income of $17,833. 76% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (705), Anaheim-Santa Ana-Irvine, CA (405) and Riverside-San Bernardino-Ontario, CA (355) (applications in parentheses).

Mortgage Company & Address Nmsi, Inc.
3700 Wilshire Blvd. Ste. 330
Los Angeles, CA 90010
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 2,703
Total Mortgage Loan Application Amount $1,472,395,000
Average Mortgage Loan Application Amount $544,726
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $17,833
Highest Applicant Income $730,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nmsi, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nmsi, Inc. by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 705 $ 440,465,000 $ 624,773 $ 20,000
Orange, California 405 $ 266,355,000 $ 657,666 $ 21,000
San Bernardino, California 214 $ 106,040,000 $ 495,514 $ 15,000
Riverside, California 141 $ 66,595,000 $ 472,304 $ 16,000
Gwinnett, Georgia 89 $ 36,305,000 $ 407,921 $ 13,000
San Diego, California 74 $ 41,320,000 $ 558,378 $ 17,000
Sacramento, California 67 $ 28,465,000 $ 424,850 $ 17,000
Santa Clara, California 60 $ 44,800,000 $ 746,666 $ 21,000
Alameda, California 55 $ 34,495,000 $ 627,181 $ 16,000
Maricopa, Arizona 46 $ 21,390,000 $ 465,000 $ 19,000
Contra Costa, California 39 $ 19,995,000 $ 512,692 $ 14,000
King, Washington 38 $ 21,660,000 $ 570,000 $ 21,000
Cook, Illinois 37 $ 11,445,000 $ 309,324 $ 10,000
San Joaquin, California 32 $ 15,000,000 $ 468,750 $ 13,000
Harris, Texas 32 $ 10,200,000 $ 318,750 $ 12,000
San Francisco, California 20 $ 13,630,000 $ 681,500 $ 18,000
Collin, Texas 19 $ 9,295,000 $ 489,210 $ 15,000
Ventura, California 17 $ 9,385,000 $ 552,058 $ 16,000
Arapahoe, Colorado 15 $ 6,895,000 $ 459,666 $ 15,000
San Mateo, California 14 $ 10,210,000 $ 729,285 $ 22,000
Larimer, Colorado 14 $ 7,610,000 $ 543,571 $ 16,000
Washington, Oregon 14 $ 7,280,000 $ 520,000 $ 20,000
Fort Bend, Texas 14 $ 5,610,000 $ 400,714 $ 19,000
Kern, California 13 $ 4,065,000 $ 312,692 $ 10,000
Placer, California 13 $ 6,755,000 $ 519,615 $ 14,000
Denver, Colorado 12 $ 6,320,000 $ 526,666 $ 20,000
El Paso, Colorado 12 $ 7,080,000 $ 590,000 $ 16,000
Fairfax, Virginia 12 $ 7,800,000 $ 650,000 $ 20,000
Fulton, Georgia 11 $ 3,615,000 $ 328,636 $ 12,000
Montgomery, Maryland 11 $ 4,015,000 $ 365,000 $ 11,000
Snohomish, Washington 11 $ 6,305,000 $ 573,181 $ 17,000
Santa Cruz, California 9 $ 6,095,000 $ 677,222 $ 19,000
Weld, Colorado 9 $ 4,325,000 $ 480,555 $ 12,000
Fresno, California 8 $ 2,900,000 $ 362,500 $ 11,000
Solano, California 8 $ 3,990,000 $ 498,750 $ 18,000
Sonoma, California 8 $ 4,590,000 $ 573,750 $ 15,000
Douglas, Colorado 8 $ 3,730,000 $ 466,250 $ 14,000
Jefferson, Colorado 8 $ 3,810,000 $ 476,250 $ 12,000
Hillsborough, Florida 8 $ 3,330,000 $ 416,250 $ 17,000
Denton, Texas 8 $ 3,230,000 $ 403,750 $ 10,000
Williamson, Texas 8 $ 2,860,000 $ 357,500 $ 21,000
Tulare, California 6 $ 1,800,000 $ 300,000 $ 11,000
Pinellas, Florida 6 $ 1,660,000 $ 276,666 $ 9,000
Cherokee, Georgia 6 $ 1,840,000 $ 306,666 $ 15,000
Cobb, Georgia 6 $ 2,540,000 $ 423,333 $ 14,000
Jackson, Georgia 6 $ 2,710,000 $ 451,666 $ 11,000
DuPage, Illinois 6 $ 2,380,000 $ 396,666 $ 13,000
Clark, Nevada 6 $ 2,460,000 $ 410,000 $ 13,000
Bergen, New Jersey 6 $ 4,070,000 $ 678,333 $ 27,000
Brazoria, Texas 6 $ 1,710,000 $ 285,000 $ 9,000
Dallas, Texas 6 $ 3,070,000 $ 511,666 $ 18,000
Travis, Texas 6 $ 2,840,000 $ 473,333 $ 21,000
Salt Lake, Utah 6 $ 3,220,000 $ 536,666 $ 17,000
El Dorado, California 5 $ 1,615,000 $ 323,000 $ 24,000
San Luis Obispo, California 5 $ 2,185,000 $ 437,000 $ 17,000
Stanislaus, California 5 $ 2,135,000 $ 427,000 $ 11,000
Miami-Dade, Florida 5 $ 1,655,000 $ 331,000 $ 14,000
Lake, Illinois 5 $ 2,135,000 $ 427,000 $ 12,000
Bexar, Texas 5 $ 1,755,000 $ 351,000 $ 13,000
Montgomery, Texas 5 $ 1,685,000 $ 337,000 $ 11,000
Tarrant, Texas 5 $ 1,915,000 $ 383,000 $ 15,000
Loudoun, Virginia 5 $ 3,655,000 $ 731,000 $ 24,000
Pierce, Washington 5 $ 2,365,000 $ 473,000 $ 15,000
Monterey, California 4 $ 2,480,000 $ 620,000 $ 24,000
Nevada, California 4 $ 1,200,000 $ 300,000 $ 9,000
Adams, Colorado 4 $ 1,450,000 $ 362,500 $ 11,000
Broward, Florida 4 $ 1,670,000 $ 417,500 $ 8,000
Manatee, Florida 4 $ 1,480,000 $ 370,000 $ 12,000
Baltimore, Maryland 4 $ 1,170,000 $ 292,500 $ 6,000
Howard, Maryland 4 $ 2,870,000 $ 717,500 $ 22,000
Philadelphia, Pennsylvania 4 $ 1,090,000 $ 272,500 $ 9,000
Merced, California 3 $ 1,025,000 $ 341,666 $ 15,000
Santa Barbara, California 3 $ 2,485,000 $ 828,333 $ 33,000
Boulder, Colorado 3 $ 1,255,000 $ 418,333 $ 12,000
Park, Colorado 3 $ 1,265,000 $ 421,666 $ 18,000
Teller, Colorado 3 $ 1,065,000 $ 355,000 $ 13,000
Seminole, Florida 3 $ 1,425,000 $ 475,000 $ 12,000
St. Johns, Florida 3 $ 1,125,000 $ 375,000 $ 12,000
Forsyth, Georgia 3 $ 1,295,000 $ 431,666 $ 10,000
Kane, Illinois 3 $ 1,055,000 $ 351,666 $ 9,000
Anne Arundel, Maryland 3 $ 1,405,000 $ 468,333 $ 14,000
Oakland, Michigan 3 $ 1,475,000 $ 491,666 $ 16,000
Mecklenburg, North Carolina 3 $ 3,095,000 $ 1,031,666 $ 43,000
Deschutes, Oregon 3 $ 1,585,000 $ 528,333 $ 49,000
Multnomah, Oregon 3 $ 965,000 $ 321,666 $ 8,000
Bell, Texas 3 $ 705,000 $ 235,000 $ 9,000
Prince William, Virginia 3 $ 1,245,000 $ 415,000 $ 13,000
Mohave, Arizona 2 $ 710,000 $ 355,000 $ 26,000
Pima, Arizona 2 $ 550,000 $ 275,000 $ 9,000
Pinal, Arizona 2 $ 910,000 $ 455,000 $ 16,000
Calaveras, California 2 $ 620,000 $ 310,000 $ 11,000
Kings, California 2 $ 600,000 $ 300,000 $ 8,000
Madera, California 2 $ 830,000 $ 415,000 $ 17,000
Napa, California 2 $ 1,390,000 $ 695,000 $ 43,000
Shasta, California 2 $ 870,000 $ 435,000 $ 22,000
Tehama, California 2 $ 1,500,000 $ 750,000 $ 25,000
Yolo, California 2 $ 660,000 $ 330,000 $ 6,000
Summit, Colorado 2 $ 2,100,000 $ 1,050,000 $ 83,000
District of Columbia, District Of Columbia 2 $ 1,250,000 $ 625,000 $ 13,000
Brevard, Florida 2 $ 580,000 $ 290,000 $ 9,000
Flagler, Florida 2 $ 2,730,000 $ 1,365,000 $ 25,000
Lake, Florida 2 $ 680,000 $ 340,000 $ 10,000
Orange, Florida 2 $ 670,000 $ 335,000 $ 9,000
Volusia, Florida 2 $ 580,000 $ 290,000 $ 10,000
Hall, Georgia 2 $ 740,000 $ 370,000 $ 13,000
Honolulu, Hawaii 2 $ 1,850,000 $ 925,000 $ 25,000
Kootenai, Idaho 2 $ 1,230,000 $ 615,000 $ 13,000
Rapides, Louisiana 2 $ 530,000 $ 265,000 $ 6,000
Frederick, Maryland 2 $ 670,000 $ 335,000 $ 10,000
Prince George's, Maryland 2 $ 580,000 $ 290,000 $ 6,000
Macomb, Michigan 2 $ 440,000 $ 220,000 $ 5,000
Middlesex, New Jersey 2 $ 550,000 $ 275,000 $ 12,000
Alamance, North Carolina 2 $ 720,000 $ 360,000 $ 11,000
Guilford, North Carolina 2 $ 510,000 $ 255,000 $ 10,000
Nash, North Carolina 2 $ 490,000 $ 245,000 $ 6,000
Wake, North Carolina 2 $ 770,000 $ 385,000 $ 22,000
Charleston, South Carolina 2 $ 1,010,000 $ 505,000 $ 23,000
Richland, South Carolina 2 $ 650,000 $ 325,000 $ 9,000
Shelby, Tennessee 2 $ 420,000 $ 210,000 $ 6,000
Ellis, Texas 2 $ 570,000 $ 285,000 $ 12,000
Summit, Utah 2 $ 2,470,000 $ 1,235,000 $ 87,000
Chesterfield, Virginia 2 $ 720,000 $ 360,000 $ 8,000
Richmond City, Virginia 2 $ 870,000 $ 435,000 $ 20,000
Kitsap, Washington 2 $ 1,700,000 $ 850,000 $ 24,000
Jefferson, Alabama 1 $ 485,000 $ 485,000 $ 9,000
St. Clair, Alabama 1 $ 295,000 $ 295,000 $ 11,000
Gila, Arizona 1 $ 375,000 $ 375,000 $ 29,000
Navajo, Arizona 1 $ 395,000 $ 395,000 $ 10,000
Yavapai, Arizona 1 $ 285,000 $ 285,000 $ 6,000
Yuma, Arizona 1 $ 295,000 $ 295,000 $ 9,000
Del Norte, California 1 $ 145,000 $ 145,000 $ 3,000
Lake, California 1 $ 125,000 $ 125,000 $ 5,000
Marin, California 1 $ 365,000 $ 365,000 $ 7,000
Mariposa, California 1 $ 305,000 $ 305,000 $ 17,000
Broomfield, Colorado 1 $ 455,000 $ 455,000 $ 15,000
Elbert, Colorado 1 $ 575,000 $ 575,000 $ 13,000
Gilpin, Colorado 1 $ 495,000 $ 495,000 $ 10,000
Grand, Colorado 1 $ 525,000 $ 525,000 $ 48,000
Mesa, Colorado 1 $ 405,000 $ 405,000 $ 10,000
Montrose, Colorado 1 $ 205,000 $ 205,000 $ 4,000
Sussex, Delaware 1 $ 255,000 $ 255,000 $ 5,000
Alachua, Florida 1 $ 345,000 $ 345,000 $ 8,000
Duval, Florida 1 $ 305,000 $ 305,000 $ 15,000
Escambia, Florida 1 $ 305,000 $ 305,000 $ 9,000
Lee, Florida 1 $ 205,000 $ 205,000 $ 18,000
Monroe, Florida 1 $ 645,000 $ 645,000 $ 15,000
Okaloosa, Florida 1 $ 225,000 $ 225,000 $ 9,000
Osceola, Florida 1 $ 435,000 $ 435,000 $ 12,000
Polk, Florida 1 $ 255,000 $ 255,000 $ 4,000
Sarasota, Florida 1 $ 275,000 $ 275,000 $ 6,000
Barrow, Georgia 1 $ 245,000 $ 245,000 $ 13,000
Catoosa, Georgia 1 $ 285,000 $ 285,000 $ 4,000
Coweta, Georgia 1 $ 295,000 $ 295,000 $ 60,000
DeKalb, Georgia 1 $ 185,000 $ 185,000 $ 5,000
Douglas, Georgia 1 $ 435,000 $ 435,000 $ 15,000
Effingham, Georgia 1 $ 335,000 $ 335,000 $ 5,000
Houston, Georgia 1 $ 245,000 $ 245,000 $ 12,000
Rockdale, Georgia 1 $ 275,000 $ 275,000 $ 8,000
Troup, Georgia 1 $ 205,000 $ 205,000 $ 8,000
Canyon, Idaho 1 $ 125,000 $ 125,000 $ 7,000
Clearwater, Idaho 1 $ 55,000 $ 55,000 $ 6,000
Jefferson, Idaho 1 $ 445,000 $ 445,000 $ 10,000
Minidoka, Idaho 1 $ 255,000 $ 255,000 $ 16,000
Kendall, Illinois 1 $ 515,000 $ 515,000 $ 13,000
McHenry, Illinois 1 $ 235,000 $ 235,000 $ 7,000
Charles, Maryland 1 $ 545,000 $ 545,000 $ 16,000
Allegan, Michigan 1 $ 225,000 $ 225,000 $ 8,000
Lapeer, Michigan 1 $ 255,000 $ 255,000 $ 8,000
St. Clair, Michigan 1 $ 205,000 $ 205,000 $ 7,000
Carver, Minnesota 1 $ 675,000 $ 675,000 $ 16,000
Hennepin, Minnesota 1 $ 395,000 $ 395,000 $ 16,000
Atlantic, New Jersey 1 $ 425,000 $ 425,000 $ 10,000
Burlington, New Jersey 1 $ 195,000 $ 195,000 $ 8,000
Somerset, New Jersey 1 $ 485,000 $ 485,000 $ 14,000
Davidson, North Carolina 1 $ 325,000 $ 325,000 $ 12,000
New Hanover, North Carolina 1 $ 265,000 $ 265,000 $ 6,000
Pitt, North Carolina 1 $ 225,000 $ 225,000 $ 9,000
Clackamas, Oregon 1 $ 1,175,000 $ 1,175,000 $ 41,000
Crook, Oregon 1 $ 395,000 $ 395,000 $ 13,000
Douglas, Oregon 1 $ 295,000 $ 295,000 $ 13,000
Jackson, Oregon 1 $ 95,000 $ 95,000 $ 20,000
Polk, Oregon 1 $ 355,000 $ 355,000 $ 12,000
Horry, South Carolina 1 $ 515,000 $ 515,000 $ 15,000
York, South Carolina 1 $ 325,000 $ 325,000 $ 13,000
Davidson, Tennessee 1 $ 565,000 $ 565,000 $ 25,000
Hamilton, Tennessee 1 $ 345,000 $ 345,000 $ 9,000
Williamson, Tennessee 1 $ 715,000 $ 715,000 $ 12,000
Wilson, Tennessee 1 $ 585,000 $ 585,000 $ 13,000
Bandera, Texas 1 $ 585,000 $ 585,000 $ 20,000
Chambers, Texas 1 $ 365,000 $ 365,000 $ 14,000
Clay, Texas 1 $ 165,000 $ 165,000 $ 8,000
Cooke, Texas 1 $ 425,000 $ 425,000 $ 13,000
Gregg, Texas 1 $ 225,000 $ 225,000 $ 11,000
Hays, Texas 1 $ 525,000 $ 525,000 $ 27,000
Hill, Texas 1 $ 195,000 $ 195,000 $ 7,000
Jefferson, Texas 1 $ 245,000 $ 245,000 $ 7,000
Johnson, Texas 1 $ 285,000 $ 285,000 $ 9,000
Kaufman, Texas 1 $ 235,000 $ 235,000 $ 6,000
Kendall, Texas 1 $ 535,000 $ 535,000 $ 16,000
Midland, Texas 1 $ 215,000 $ 215,000 $ 5,000
Nueces, Texas 1 $ 215,000 $ 215,000 $ 6,000
Cache, Utah 1 $ 155,000 $ 155,000 $ 9,000
Caroline, Virginia 1 $ 315,000 $ 315,000 $ 6,000
Hampton, Virginia 1 $ 335,000 $ 335,000 $ 10,000
King George, Virginia 1 $ 375,000 $ 375,000 $ 14,000
Madison, Virginia 1 $ 345,000 $ 345,000 $ 11,000
Manassas, Virginia 1 $ 245,000 $ 245,000 $ 5,000
Manassas Park, Virginia 1 $ 525,000 $ 525,000 $ 25,000
Westmoreland, Virginia 1 $ 345,000 $ 345,000 $ 14,000
Clark, Washington 1 $ 435,000 $ 435,000 $ 9,000
Skagit, Washington 1 $ 555,000 $ 555,000 $ 10,000
Spokane, Washington 1 $ 305,000 $ 305,000 $ 31,000
Thurston, Washington 1 $ 285,000 $ 285,000 $ 12,000

Mortgage Loan Application Detail Totals for Nmsi, Inc. in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,302 $1,289,490,000 $560,000 $3,005,000 $18,000 $730,000
Cash-out Refinancing 284 $112,240,000 $395,000 $2,705,000 $16,000 $129,000
Refinancing 117 $70,665,000 $603,000 $2,505,000 $19,000 $108,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 1,492 $813,060,000 $544,000 $3,005,000 $17,000 $730,000
Not Provided 597 $333,665,000 $558,000 $2,705,000 $18,000 $246,000
White 505 $278,865,000 $552,000 $2,535,000 $18,000 $166,000
Hispanic 87 $36,975,000 $425,000 $925,000 $12,000 $57,000
Black or African American 20 $9,320,000 $466,000 $1,075,000 $15,000 $49,000
American Indian or Alaskan Native 2 $510,000 $255,000 $295,000 $7,000 $8,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,679 $1,461,645,000 $545,000 $3,005,000 $18,000 $730,000
FHA-insured (Federal Housing Administration) 24 $10,750,000 $447,000 $735,000 $9,000 $21,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,061 $1,086,205,000 $527,000 $2,535,000 $17,000 $273,000
Loan Purchased By The Institution 642 $386,190,000 $601,000 $3,005,000 $20,000 $730,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,703 $1,472,395,000 $544,000 $3,005,000 $18,000 $730,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nmsi, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nmsi, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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