North Fork Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for North Fork Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | North Fork Bank 265 Broadhollow Road Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,791 |
| Total Mortgage Loan Application Amount | $4,145,872,000 |
| Average Mortgage Loan Application Amount | $328,028 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $122,219 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Canadian County Oklahoma | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 178,000 | $ 178,000 | $ 90,000 |
| Oklahoma County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Pontotoc County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 21,000 |
| Wagoner County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Benton County Oregon | 1 | $ 170,000 | $ 170,000 | $ 78,000 |
| Crook County Oregon | 1 | $ 117,000 | $ 117,000 | $ 105,000 |
| Curry County Oregon | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Klamath County Oregon | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 248,000 |
| Butler County Pennsylvania | 1 | $ 238,000 | $ 238,000 | $ 91,000 |
| Carbon County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 136,000 |
| Dauphin County Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 113,000 |
| Erie County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 32,000 |
| Lackawanna County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 60,000 |
| Lancaster County Pennsylvania | 1 | $ 177,000 | $ 177,000 | $ 131,000 |
| Pike County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 900,000 | $ 900,000 | $ 420,000 |
| Westmoreland County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 42,000 |
| York County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 29,000 |
| Aiken County South Carolina | 1 | $ 494,000 | $ 494,000 | $ 130,000 |
| Anderson County South Carolina | 1 | $ 340,000 | $ 340,000 | $ 129,000 |
| Berkeley County South Carolina | 1 | $ 436,000 | $ 436,000 | $ 115,000 |
| Dorchester County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 74,000 |
| Newberry County South Carolina | 1 | $ 364,000 | $ 364,000 | $ 114,000 |
| York County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 43,000 |
| Lincoln County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Minnehaha County South Dakota | 1 | $ 168,000 | $ 168,000 | $ 80,000 |
| Bradley County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 86,000 |
| Hamilton County Tennessee | 1 | $ 1,000,000 | $ 1,000,000 | $ 360,000 |
| Knox County Tennessee | 1 | $ 1,000,000 | $ 1,000,000 | $ 2,261,000 |
| Rutherford County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 98,000 |
| Unicoi County Tennessee | 1 | $ 266,000 | $ 266,000 | $ 100,000 |
| Aransas County Texas | 1 | $ 650,000 | $ 650,000 | $ 460,000 |
| Bastrop County Texas | 1 | $ 360,000 | $ 360,000 | $ 123,000 |
| Smith County Texas | 1 | $ 60,000 | $ 60,000 | $ 109,000 |
| Box Elder County Utah | 1 | $ 113,000 | $ 113,000 | $ 40,000 |
| Cache County Utah | 1 | $ 173,000 | $ 173,000 | $ 66,000 |
| Carbon County Utah | 1 | $ 118,000 | $ 118,000 | $ 97,000 |
| Iron County Utah | 1 | $ 307,000 | $ 307,000 | $ 98,000 |
| Tooele County Utah | 1 | $ 152,000 | $ 152,000 | $ 42,000 |
| Lamoille County Vermont | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Windsor County Vermont | 1 | $ 350,000 | $ 350,000 | $ 456,000 |
| Botetourt County Virginia | 1 | $ 198,000 | $ 198,000 | $ 144,000 |
| Fairfax City County Virginia | 1 | $ 534,000 | $ 534,000 | $ 166,000 |
| Fauquier County Virginia | 1 | $ 364,000 | $ 364,000 | $ 117,000 |
| Franklin County Virginia | 1 | $ 263,000 | $ 263,000 | $ 144,000 |
| King George County Virginia | 1 | $ 254,000 | $ 254,000 | $ 72,000 |
| Louisa County Virginia | 1 | $ 350,000 | $ 350,000 | $ 72,000 |
| Montgomery County Virginia | 1 | $ 350,000 | $ 350,000 | $ 180,000 |
| Rappahannock County Virginia | 1 | $ 521,000 | $ 521,000 | $ 140,000 |
| Roanoke City County Virginia | 1 | $ 200,000 | $ 200,000 | $ 240,000 |
| Chelan County Washington | 1 | $ 357,000 | $ 357,000 | $ 300,000 |
| Clallam County Washington | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Franklin County Washington | 1 | $ 240,000 | $ 240,000 | $ 110,000 |
| Jefferson County Washington | 1 | $ 151,000 | $ 151,000 | $ 36,000 |
| Kittitas County Washington | 1 | $ 156,000 | $ 156,000 | $ 139,000 |
| Okanogan County Washington | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Yakima County Washington | 1 | $ 109,000 | $ 109,000 | $ 47,000 |
| Dane County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 290,000 | $ 290,000 | $ 66,000 |
| Vilas County Wisconsin | 1 | $ 530,000 | $ 530,000 | $ 222,000 |
| Natrona County Wyoming | 1 | $ 79,000 | $ 79,000 | $ 78,000 |
| Teton County Wyoming | 1 | $ 749,000 | $ 749,000 | $ 228,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for North Fork Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,384 | $1,926,845,000 | $289,777 | $6,000,000 | $122,111 | $6,500,000 |
| Home Purchase | 4,267 | $2,165,744,000 | $356,772 | $99,999,000 | $123,772 | $9,999,000 |
| Home Improvement | 140 | $53,283,000 | $356,562 | $3,000,000 | $118,250 | $2,779,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,921 | $2,270,421,000 | $309,217 | $5,000,000 | $143,913 | $9,999,000 |
| Not Provided | 1,340 | $518,815,000 | $319,935 | $2,665,000 | $132,451 | $1,474,000 |
| Hispanic | 835 | $277,416,000 | $281,920 | $1,500,000 | $121,440 | $1,638,000 |
| Asian | 671 | $301,644,000 | $354,833 | $2,950,000 | $149,750 | $1,172,000 |
| Black or African American | 453 | $129,123,000 | $303,200 | $1,425,000 | $131,560 | $6,500,000 |
| Not applicable | 382 | $599,219,000 | $3,947,818 | $99,999,000 | $0 | $0 |
| American Indian or Alaskan Native | 107 | $24,153,000 | $179,470 | $905,000 | $70,705 | $413,000 |
| Native Hawaiian or Other Pacific Islander | 82 | $25,081,000 | $239,375 | $1,200,000 | $72,187 | $397,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,698 | $4,125,868,000 | $315,217 | $99,999,000 | $128,434 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 93 | $20,004,000 | $150,200 | $469,000 | $63,300 | $413,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 9,114 | $3,377,866,000 | $293,239 | $3,250,000 | $120,869 | $9,999,000 |
| Loan Originated | 481 | $517,799,000 | $8,293,600 | $99,999,000 | $165,200 | $2,976,000 |
| Application Approved But Not Accepted | 100 | $63,382,000 | $574,500 | $3,335,000 | $371,750 | $3,176,000 |
| Application Denied By Financial Institution | 54 | $26,433,000 | $386,000 | $1,350,000 | $137,500 | $942,000 |
| Application Withdrawn By Applicant | 38 | $158,452,000 | $2,324,666 | $76,500,000 | $177,666 | $1,381,000 |
| File Closed For Incompleteness | 4 | $1,940,000 | $464,500 | $872,000 | $232,000 | $516,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 20 | $12,475,000 | $507,000 | $1,350,000 | $130,500 | $942,000 |
| Other | 15 | $5,676,000 | $327,500 | $1,000,000 | $147,500 | $424,000 |
| Collateral | 10 | $5,717,000 | $571,000 | $1,320,000 | $237,000 | $709,000 |
| Credit History | 5 | $938,000 | $177,500 | $340,000 | $85,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,627,000 | $312,500 | $732,000 | $168,500 | $336,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.