Northwest Bank
Mortgage Loan Application
Totals and Details
for 2014

Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Northwest Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Northwest Bank
705 Grand Ave.
Spencer, IA 51301
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 2,029
Total Mortgage Loan Application Amount $307,074,000
Average Mortgage Loan Application Amount $132,333
Highest Mortgage Loan Application Amount $2,100,000
Average Applicant Income $90,666
Highest Applicant Income $4,538,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Northwest Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Polk County Iowa 323 $ 62,141,000 $ 192,000 $ 119,000
Dickinson County Iowa 275 $ 46,264,000 $ 168,000 $ 123,000
Clay County Iowa 164 $ 17,357,000 $ 105,000 $ 65,000
Webster County Iowa 142 $ 15,736,000 $ 110,000 $ 88,000
Woodbury County Iowa 129 $ 13,522,000 $ 104,000 $ 63,000
Plymouth County Iowa 119 $ 15,431,000 $ 129,000 $ 66,000
Douglas County Nebraska 111 $ 20,314,000 $ 183,000 $ 145,000
Kossuth County Iowa 108 $ 11,864,000 $ 109,000 $ 64,000
Dallas County Iowa 105 $ 27,509,000 $ 261,000 $ 136,000
Humboldt County Iowa 81 $ 6,711,000 $ 82,000 $ 63,000
Sioux County Iowa 76 $ 10,264,000 $ 135,000 $ 72,000
Buena Vista County Iowa 49 $ 4,428,000 $ 90,000 $ 49,000
Sarpy County Nebraska 46 $ 9,528,000 $ 207,000 $ 101,000
Emmet County Iowa 30 $ 3,453,000 $ 115,000 $ 94,000
Palo Alto County Iowa 21 $ 2,043,000 $ 97,000 $ 69,000
Wright County Iowa 21 $ 1,561,000 $ 74,000 $ 64,000
Story County Iowa 18 $ 3,063,000 $ 170,000 $ 86,000
Warren County Iowa 17 $ 3,714,000 $ 218,000 $ 101,000
Cherokee County Iowa 12 $ 907,000 $ 75,000 $ 60,000
Union County Iowa 12 $ 1,708,000 $ 142,000 $ 73,000
O'Brien County Iowa 11 $ 1,172,000 $ 106,000 $ 65,000
Calhoun County Iowa 10 $ 556,000 $ 55,000 $ 62,000
Pocahontas County Iowa 8 $ 384,000 $ 48,000 $ 44,000
Boone County Iowa 7 $ 1,744,000 $ 249,000 $ 94,000
Jackson County Minnesota 7 $ 1,023,000 $ 146,000 $ 60,000
Hancock County Iowa 6 $ 635,000 $ 105,000 $ 75,000
Union County South Dakota 6 $ 1,190,000 $ 198,000 $ 82,000
Maricopa County Arizona 5 $ 1,855,000 $ 371,000 $ 267,000
Guthrie County Iowa 5 $ 1,062,000 $ 212,000 $ 176,000
Madison County Iowa 5 $ 1,434,000 $ 286,000 $ 102,000
Hamilton County Iowa 4 $ 674,000 $ 168,000 $ 55,000
Hardin County Iowa 4 $ 140,000 $ 35,000 $ 131,000
Jasper County Iowa 4 $ 751,000 $ 187,000 $ 78,000
Marion County Iowa 4 $ 470,000 $ 117,000 $ 171,000
Dakota County Nebraska 4 $ 671,000 $ 167,000 $ 61,000
Cerro Gordo County Iowa 3 $ 456,000 $ 152,000 $ 157,000
Lincoln County South Dakota 3 $ 585,000 $ 195,000 $ 69,000
Duval County Florida 2 $ 579,000 $ 289,000 $ 105,000
Indian River County Florida 2 $ 592,000 $ 296,000 $ 465,000
Lyon County Iowa 2 $ 476,000 $ 238,000 $ 81,000
Pottawattamie County Iowa 2 $ 299,000 $ 149,000 $ 46,000
Anoka County Minnesota 2 $ 468,000 $ 234,000 $ 91,000
Freeborn County Minnesota 2 $ 323,000 $ 161,000 $ 129,000
Martin County Minnesota 2 $ 220,000 $ 110,000 $ 63,000
Camden County Missouri 2 $ 449,000 $ 224,000 $ 272,000
Cass County Nebraska 2 $ 179,000 $ 89,000 $ 75,000
Lancaster County Nebraska 2 $ 271,000 $ 135,000 $ 86,000
Saunders County Nebraska 2 $ 551,000 $ 275,000 $ 196,000
Thurston County Nebraska 2 $ 148,000 $ 74,000 $ 238,000
Washington County Nebraska 2 $ 312,000 $ 156,000 $ 34,000
Charleston County South Carolina 2 $ 452,000 $ 226,000 $ 138,000
Pima County Arizona 1 $ 80,000 $ 80,000 $ 118,000
Los Angeles County California 1 $ 439,000 $ 439,000 $ 1,118,000
Jefferson County Colorado 1 $ 291,000 $ 291,000 $ 245,000
Broward County Florida 1 $ 1,500,000 $ 1,500,000 $ 1,080,000
Collier County Florida 1 $ 264,000 $ 264,000 $ 129,000
Manatee County Florida 1 $ 136,000 $ 136,000 $ 136,000
Okaloosa County Florida 1 $ 230,000 $ 230,000 $ 235,000
Volusia County Florida 1 $ 184,000 $ 184,000 $ 23,000
Jo Daviess County Illinois 1 $ 50,000 $ 50,000 $ 192,000
Kane County Illinois 1 $ 382,000 $ 382,000 $ 150,000
Lake County Illinois 1 $ 119,000 $ 119,000 $ 101,000
Hamilton County Indiana 1 $ 370,000 $ 370,000 $ 180,000
Black Hawk County Iowa 1 $ 165,000 $ 165,000 $ 133,000
Bremer County Iowa 1 $ 93,000 $ 93,000 $ 134,000
Carroll County Iowa 1 $ 80,000 $ 80,000 $ 68,000
Clinton County Iowa 1 $ 308,000 $ 308,000 $ 127,000
Harrison County Iowa 1 $ 92,000 $ 92,000 $ 73,000
Lucas County Iowa 1 $ 176,000 $ 176,000 $ 174,000
Monona County Iowa 1 $ 26,000 $ 26,000 $ 31,000
Osceola County Iowa 1 $ 47,000 $ 47,000 $ 31,000
Page County Iowa 1 $ 48,000 $ 48,000 $ 42,000
Poweshiek County Iowa 1 $ 143,000 $ 143,000 $ 65,000
Ringgold County Iowa 1 $ 60,000 $ 60,000 $ 35,000
Sac County Iowa 1 $ 68,000 $ 68,000 $ 45,000
Shelby County Iowa 1 $ 55,000 $ 55,000 $ 60,000
Winnebago County Iowa 1 $ 29,000 $ 29,000 $ 30,000
Worth County Iowa 1 $ 67,000 $ 67,000 $ 68,000
Blue Earth County Minnesota 1 $ 202,000 $ 202,000 $ 133,000
Hennepin County Minnesota 1 $ 104,000 $ 104,000 $ 127,000
Ramsey County Minnesota 1 $ 291,000 $ 291,000 $ 1,118,000
Rice County Minnesota 1 $ 150,000 $ 150,000 $ 116,000
Wright County Minnesota 1 $ 111,000 $ 111,000 $ 44,000
Andrew County Missouri 1 $ 216,000 $ 216,000 $ 132,000
Boone County Missouri 1 $ 133,000 $ 133,000 $ 304,000
Platte County Missouri 1 $ 290,000 $ 290,000 $ 127,000
Stone County Missouri 1 $ 360,000 $ 360,000 $ 162,000
Cascade County Montana 1 $ 111,000 $ 111,000 $ 67,000
Yellowstone County Montana 1 $ 126,000 $ 126,000 $ 276,000
Adams County Nebraska 1 $ 82,000 $ 82,000 $ 80,000
Platte County Nebraska 1 $ 49,000 $ 49,000 $ 44,000
Jackson County North Carolina 1 $ 118,000 $ 118,000 $ 86,000
Lexington County South Carolina 1 $ 369,000 $ 369,000 $ 180,000
Clay County South Dakota 1 $ 352,000 $ 352,000 $ 264,000
Minnehaha County South Dakota 1 $ 282,000 $ 282,000 $ 98,000
Vilas County Wisconsin 1 $ 321,000 $ 321,000 $ 74,000
Waukesha County Wisconsin 1 $ 266,000 $ 266,000 $ 116,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Northwest Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,233 $185,172,000 $150,000 $1,500,000 $93,000 $1,118,000
Refinancing 704 $114,074,000 $162,000 $2,100,000 $109,000 $4,538,000
Home Improvement 92 $7,828,000 $85,000 $901,000 $70,000 $217,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,774 $271,785,000 $153,000 $2,100,000 $103,000 $4,538,000
Not Provided 92 $14,327,000 $155,000 $940,000 $83,000 $587,000
Hispanic 71 $6,010,000 $84,000 $345,000 $53,000 $199,000
Not applicable 47 $8,741,000 $185,000 $1,360,000 $0 $0
Asian 29 $3,828,000 $132,000 $500,000 $97,000 $496,000
Black or African American 10 $1,220,000 $122,000 $600,000 $64,000 $255,000
Native Hawaiian or Other Pacific Islander 4 $802,000 $200,000 $513,000 $225,000 $744,000
American Indian or Alaskan Native 2 $361,000 $180,000 $309,000 $76,000 $112,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,854 $286,680,000 $154,000 $2,100,000 $102,000 $4,538,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 98 $9,450,000 $96,000 $194,000 $42,000 $100,000
FHA-insured (Federal Housing Administration) 47 $5,312,000 $113,000 $245,000 $50,000 $134,000
VA-guaranteed (Veterans Administration) 30 $5,632,000 $187,000 $368,000 $76,000 $128,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,622 $259,624,000 $160,000 $2,100,000 $105,000 $4,538,000
Application Withdrawn By Applicant 181 $24,203,000 $133,000 $1,000,000 $85,000 $775,000
Application Denied By Financial Institution 168 $15,591,000 $92,000 $417,000 $50,000 $263,000
File Closed For Incompleteness 47 $6,142,000 $130,000 $1,000,000 $70,000 $312,000
Application Approved But Not Accepted 11 $1,514,000 $137,000 $387,000 $59,000 $150,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 104 $8,344,000 $80,000 $344,000 $49,000 $263,000
Debt-To-Income Ratio 29 $3,519,000 $121,000 $417,000 $49,000 $136,000
Collateral 20 $2,209,000 $110,000 $415,000 $61,000 $200,000
Employment History 6 $596,000 $99,000 $154,000 $32,000 $84,000
Insufficient Cash (Downpayment, Closing Cost) 4 $307,000 $76,000 $123,000 $39,000 $45,000
Mortgage Insurance Denied 1 $79,000 $79,000 $79,000 $24,000 $24,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.

Download the Iowa Lender List