Northwest Bank
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for Northwest Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Northwest Bank 101 W 5Th St. Spencer, IA 51301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,074 |
| Total Mortgage Loan Application Amount | $434,502,000 |
| Average Mortgage Loan Application Amount | $106,333 |
| Highest Mortgage Loan Application Amount | $4,635,000 |
| Average Applicant Income | $82,333 |
| Highest Applicant Income | $4,613,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dickinson County Iowa | 453 | $ 79,436,000 | $ 175,000 | $ 119,000 |
| Polk County Iowa | 431 | $ 79,740,000 | $ 185,000 | $ 130,000 |
| Webster County Iowa | 254 | $ 25,742,000 | $ 101,000 | $ 70,000 |
| Douglas County Nebraska | 254 | $ 39,388,000 | $ 155,000 | $ 106,000 |
| Clay County Iowa | 218 | $ 22,874,000 | $ 104,000 | $ 81,000 |
| Kossuth County Iowa | 203 | $ 21,335,000 | $ 105,000 | $ 70,000 |
| Humboldt County Iowa | 148 | $ 14,023,000 | $ 94,000 | $ 68,000 |
| Plymouth County Iowa | 117 | $ 15,783,000 | $ 134,000 | $ 75,000 |
| Woodbury County Iowa | 111 | $ 12,605,000 | $ 113,000 | $ 71,000 |
| Sarpy County Nebraska | 105 | $ 16,371,000 | $ 155,000 | $ 96,000 |
| Sioux County Iowa | 103 | $ 13,084,000 | $ 127,000 | $ 78,000 |
| Buena Vista County Iowa | 100 | $ 7,594,000 | $ 75,000 | $ 55,000 |
| Dallas County Iowa | 87 | $ 19,374,000 | $ 222,000 | $ 115,000 |
| Emmet County Iowa | 58 | $ 4,689,000 | $ 80,000 | $ 61,000 |
| Palo Alto County Iowa | 46 | $ 4,119,000 | $ 89,000 | $ 66,000 |
| Wright County Iowa | 31 | $ 2,705,000 | $ 87,000 | $ 61,000 |
| Union County Iowa | 30 | $ 3,351,000 | $ 111,000 | $ 71,000 |
| Warren County Iowa | 18 | $ 4,809,000 | $ 267,000 | $ 108,000 |
| Cherokee County Iowa | 17 | $ 1,146,000 | $ 67,000 | $ 47,000 |
| Union County South Dakota | 17 | $ 4,399,000 | $ 258,000 | $ 129,000 |
| Story County Iowa | 14 | $ 3,205,000 | $ 228,000 | $ 77,000 |
| O'Brien County Iowa | 13 | $ 1,507,000 | $ 115,000 | $ 90,000 |
| Calhoun County Iowa | 12 | $ 995,000 | $ 82,000 | $ 122,000 |
| Pocahontas County Iowa | 12 | $ 668,000 | $ 55,000 | $ 54,000 |
| Cerro Gordo County Iowa | 11 | $ 1,557,000 | $ 141,000 | $ 120,000 |
| Hancock County Iowa | 9 | $ 586,000 | $ 65,000 | $ 51,000 |
| Lyon County Iowa | 7 | $ 812,000 | $ 116,000 | $ 58,000 |
| Dodge County Nebraska | 7 | $ 919,000 | $ 131,000 | $ 76,000 |
| Maricopa County Arizona | 6 | $ 1,809,000 | $ 301,000 | $ 155,000 |
| Black Hawk County Iowa | 6 | $ 625,000 | $ 104,000 | $ 97,000 |
| Boone County Iowa | 6 | $ 866,000 | $ 144,000 | $ 91,000 |
| Guthrie County Iowa | 6 | $ 1,077,000 | $ 179,000 | $ 210,000 |
| Hamilton County Iowa | 6 | $ 544,000 | $ 90,000 | $ 53,000 |
| Marion County Iowa | 6 | $ 581,000 | $ 96,000 | $ 72,000 |
| Lancaster County Nebraska | 6 | $ 671,000 | $ 111,000 | $ 68,000 |
| Madison County Iowa | 5 | $ 793,000 | $ 158,000 | $ 78,000 |
| Osceola County Iowa | 5 | $ 282,000 | $ 56,000 | $ 49,000 |
| Ringgold County Iowa | 5 | $ 923,000 | $ 184,000 | $ 167,000 |
| Jackson County Minnesota | 5 | $ 677,000 | $ 135,000 | $ 63,000 |
| Saunders County Nebraska | 5 | $ 797,000 | $ 159,000 | $ 123,000 |
| Washington County Nebraska | 5 | $ 827,000 | $ 165,000 | $ 72,000 |
| Minnehaha County South Dakota | 5 | $ 987,000 | $ 197,000 | $ 171,000 |
| Collier County Florida | 4 | $ 1,227,000 | $ 306,000 | $ 862,000 |
| Carroll County Iowa | 4 | $ 451,000 | $ 112,000 | $ 76,000 |
| Jasper County Iowa | 4 | $ 410,000 | $ 102,000 | $ 106,000 |
| Sac County Iowa | 4 | $ 238,000 | $ 59,000 | $ 37,000 |
| Cass County Nebraska | 4 | $ 1,082,000 | $ 270,000 | $ 128,000 |
| Henry County Iowa | 3 | $ 256,000 | $ 85,000 | $ 138,000 |
| Dakota County Minnesota | 3 | $ 894,000 | $ 298,000 | $ 244,000 |
| Martin County Minnesota | 3 | $ 165,000 | $ 55,000 | $ 57,000 |
| Stone County Missouri | 3 | $ 670,000 | $ 223,000 | $ 397,000 |
| Pitkin County Colorado | 2 | $ 1,460,000 | $ 730,000 | $ 911,000 |
| DuPage County Illinois | 2 | $ 388,000 | $ 194,000 | $ 143,000 |
| Greene County Iowa | 2 | $ 77,000 | $ 38,000 | $ 32,000 |
| Linn County Iowa | 2 | $ 470,000 | $ 235,000 | $ 72,000 |
| Marshall County Iowa | 2 | $ 390,000 | $ 195,000 | $ 113,000 |
| Mills County Iowa | 2 | $ 240,000 | $ 120,000 | $ 76,000 |
| Pottawattamie County Iowa | 2 | $ 305,000 | $ 152,000 | $ 115,000 |
| Crow Wing County Minnesota | 2 | $ 215,000 | $ 107,000 | $ 39,000 |
| Ramsey County Minnesota | 2 | $ 352,000 | $ 176,000 | $ 405,000 |
| Scott County Minnesota | 2 | $ 320,000 | $ 160,000 | $ 115,000 |
| Dakota County Nebraska | 2 | $ 230,000 | $ 115,000 | $ 41,000 |
| Turner County South Dakota | 2 | $ 214,000 | $ 107,000 | $ 40,000 |
| Mohave County Arizona | 1 | $ 200,000 | $ 200,000 | $ 357,000 |
| Pima County Arizona | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Pinal County Arizona | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Douglas County Colorado | 1 | $ 208,000 | $ 208,000 | $ 42,000 |
| Jefferson County Colorado | 1 | $ 260,000 | $ 260,000 | $ 161,000 |
| Summit County Colorado | 1 | $ 417,000 | $ 417,000 | $ 146,000 |
| District of Columbia County District Of Columbia | 1 | $ 408,000 | $ 408,000 | $ 66,000 |
| Manatee County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Pinellas County Florida | 1 | $ 121,000 | $ 121,000 | $ 95,000 |
| Seminole County Florida | 1 | $ 300,000 | $ 300,000 | $ 111,000 |
| Kane County Illinois | 1 | $ 20,000 | $ 20,000 | $ 28,000 |
| St. Clair County Illinois | 1 | $ 206,000 | $ 206,000 | $ 89,000 |
| Adair County Iowa | 1 | $ 67,000 | $ 67,000 | $ 44,000 |
| Bremer County Iowa | 1 | $ 359,000 | $ 359,000 | $ 240,000 |
| Chickasaw County Iowa | 1 | $ 120,000 | $ 120,000 | $ 119,000 |
| Clinton County Iowa | 1 | $ 238,000 | $ 238,000 | $ 105,000 |
| Crawford County Iowa | 1 | $ 44,000 | $ 44,000 | $ 26,000 |
| Franklin County Iowa | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Grundy County Iowa | 1 | $ 212,000 | $ 212,000 | $ 85,000 |
| Harrison County Iowa | 1 | $ 78,000 | $ 78,000 | $ 84,000 |
| Ida County Iowa | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Louisa County Iowa | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Mahaska County Iowa | 1 | $ 120,000 | $ 120,000 | $ 67,000 |
| Monona County Iowa | 1 | $ 42,000 | $ 42,000 | $ 49,000 |
| Muscatine County Iowa | 1 | $ 64,000 | $ 64,000 | $ 75,000 |
| Poweshiek County Iowa | 1 | $ 214,000 | $ 214,000 | $ 269,000 |
| Scott County Iowa | 1 | $ 300,000 | $ 300,000 | $ 140,000 |
| Taylor County Iowa | 1 | $ 132,000 | $ 132,000 | $ 147,000 |
| Winnebago County Iowa | 1 | $ 40,000 | $ 40,000 | $ 32,000 |
| Jefferson County Kansas | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Johnson County Kansas | 1 | $ 278,000 | $ 278,000 | $ 120,000 |
| Anoka County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 158,000 |
| Hennepin County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 105,000 |
| Hubbard County Minnesota | 1 | $ 172,000 | $ 172,000 | $ 276,000 |
| Washington County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Camden County Missouri | 1 | $ 410,000 | $ 410,000 | $ 701,000 |
| Clay County Missouri | 1 | $ 214,000 | $ 214,000 | $ 24,000 |
| Greene County Missouri | 1 | $ 380,000 | $ 380,000 | $ 461,000 |
| Butler County Nebraska | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Cedar County Nebraska | 1 | $ 73,000 | $ 73,000 | $ 55,000 |
| Garfield County Nebraska | 1 | $ 172,000 | $ 172,000 | $ 280,000 |
| Hall County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 370,000 |
| Scotts Bluff County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
| Cuyahoga County Ohio | 1 | $ 417,000 | $ 417,000 | $ 265,000 |
| Crawford County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Bon Homme County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Davison County South Dakota | 1 | $ 167,000 | $ 167,000 | $ 175,000 |
| Hughes County South Dakota | 1 | $ 96,000 | $ 96,000 | $ 43,000 |
| Lincoln County South Dakota | 1 | $ 410,000 | $ 410,000 | $ 455,000 |
| Taylor County Texas | 1 | $ 186,000 | $ 186,000 | $ 67,000 |
| Snohomish County Washington | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Iowa County Wisconsin | 1 | $ 57,000 | $ 57,000 | $ 124,000 |
| Milwaukee County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Rock County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 206,000 |
| Sheboygan County Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 41,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Northwest Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,116 | $310,375,000 | $146,000 | $4,635,000 | $100,000 | $4,613,000 |
| Home Purchase | 893 | $121,674,000 | $136,000 | $1,000,000 | $91,000 | $1,754,000 |
| Home Improvement | 65 | $2,453,000 | $37,000 | $325,000 | $56,000 | $215,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,784 | $397,277,000 | $142,000 | $4,635,000 | $99,000 | $4,613,000 |
| Not Provided | 157 | $23,000,000 | $146,000 | $480,000 | $81,000 | $652,000 |
| Hispanic | 69 | $5,871,000 | $85,000 | $400,000 | $56,000 | $194,000 |
| Not applicable | 29 | $3,991,000 | $137,000 | $433,000 | $5,000 | $95,000 |
| Asian | 19 | $2,528,000 | $133,000 | $380,000 | $79,000 | $206,000 |
| Black or African American | 6 | $714,000 | $119,000 | $191,000 | $53,000 | $118,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $928,000 | $154,000 | $417,000 | $243,000 | $1,343,000 |
| American Indian or Alaskan Native | 4 | $193,000 | $48,000 | $153,000 | $51,000 | $62,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,799 | $402,579,000 | $143,000 | $4,635,000 | $101,000 | $4,613,000 |
| FHA-insured (Federal Housing Administration) | 187 | $22,119,000 | $118,000 | $274,000 | $53,000 | $393,000 |
| VA-guaranteed (Veterans Administration) | 46 | $6,637,000 | $144,000 | $279,000 | $62,000 | $197,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $3,167,000 | $75,000 | $139,000 | $36,000 | $175,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,374 | $338,761,000 | $142,000 | $4,635,000 | $101,000 | $4,613,000 |
| Application Withdrawn By Applicant | 437 | $66,176,000 | $151,000 | $480,000 | $97,000 | $1,905,000 |
| Application Denied By Financial Institution | 222 | $24,144,000 | $108,000 | $700,000 | $58,000 | $360,000 |
| File Closed For Incompleteness | 32 | $4,439,000 | $138,000 | $417,000 | $33,000 | $236,000 |
| Application Approved But Not Accepted | 9 | $982,000 | $109,000 | $239,000 | $58,000 | $105,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 108 | $8,492,000 | $78,000 | $209,000 | $49,000 | $360,000 |
| Debt-To-Income Ratio | 55 | $8,061,000 | $146,000 | $417,000 | $59,000 | $196,000 |
| Collateral | 27 | $3,114,000 | $115,000 | $417,000 | $84,000 | $280,000 |
| Other | 17 | $2,287,000 | $134,000 | $700,000 | $73,000 | $176,000 |
| Employment History | 9 | $822,000 | $91,000 | $190,000 | $54,000 | $134,000 |
| Unverifiable Information | 3 | $838,000 | $279,000 | $400,000 | $87,000 | $115,000 |
| Credit Application Incomplete | 1 | $142,000 | $142,000 | $142,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $298,000 | $298,000 | $298,000 | $51,000 | $51,000 |
| Mortgage Insurance Denied | 1 | $90,000 | $90,000 | $90,000 | $53,000 | $53,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.